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Siti Hartina; Ahsan Putra Hafiz; Nurlia Fusfita

Journal Economic Excellence Ibnu Sina 2024 STIKes Ibnu Sina Ajibarang

Consumptive behavior can be said to be the behavior of buying goods without strong consideration and prioritizing desires over needs. Consumptive behavior is influenced by two main factors, including internal factors that cause consumptive behavior including self-esteem, drive, self-concept, and personality. As well as external factors that cause consumer behavior due to social class, culture, reference groups and family. This research aims to determine the influence of peer behavior, use of social media, and lifestyle on the consumptive behavior of students at SMKN 1 Tanjung Jabung Barat for the 2023/2024 academic year. The method in this research is quantitative research. The samples were taken using nonprobability techniques. The sample in this research were class The analysis used is multiple linear regression with the SPSS 27 program. The research results show that peer behavior (X1) partially influences consumptive behavior (Y), social media (X2) partially has no influence on consumptive behavior (Y), lifestyle (X3) partially influences consumptive behavior (Y). Meanwhile, simultaneously the behavior of peers, social media and lifestyle on consumer behavior is 32.9%. And the remaining 67.1% is influenced by other variables outside this research.

Nayla Izzatul Laili; Madian Muhammad Muchlis

Jurnal Ekonomi dan Keuangan Islam 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Discounts and promotions are the main motivation, while most feel that the financial risks outweigh the benefits. This research aims to highlight aspects of financial risk associated with adolescent consumption choices in the e-commerce era so that this study contains an analysis of the impact of using the "PayLater" option on Shopee on adolescent consumption behavior, focusing on financial implications and usury perspectives. The method used in this study was qualitative and literature with research subjects of adolescents aged 17-21 years. The results of this study show that the use of the "PayLater" option on Shopee affects teenagers' consumption behavior in a complex way. The majority of teenagers have a neutral point of view influenced by friends and Shopee promotions.

Irwan Heruadi; Resnita Resnita; Ikbal Saogo; Aldo Master; Junardi Sihaloho

Jurnal Budi Pekerti Agama Kristen dan Katolik 2024 Asosiasi Riset Pendidikan Agama dan Filsafat Indonesia

Gradual changes in time change the perspective and behavior of human life. The development of global capitalism and consumer culture has led individuals or teenagers to a style of hedonism that is oriented towards materialistic concepts or pleasure because of material things. This research uses qualitative methods with a literature study approach. The result of this discussion is that contemporary era hedonism is very different from Epicurean hedonism. Hedonism in Epicurus' view is oriented towards spiritual pleasure as a balance to material pleasure. Christian teenagers who orient themselves towards contemporary hedonism will enter the area of ​​attachment, while teenagers who self-reflect and pursue spiritual pleasure will be free from attachment, living in happiness in simplicity.

Fiona Berliana Putri

Jurnal Publikasi Ekonomi dan Akuntansi 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Shopee PayLater is a form of fintech that allows users to shop online by delaying payment. However, the use of paylater itself is a problem because the MUI fatwa prohibits paylater because it contains riba in its implementation practices, In the campus environment, one of which is FEB Universitas Brawijaya students, it is undeniable that consumptive behavior is one of the behaviors that are often found. This study aims to analyze the effect of debt understanding, usury understanding, financial literacy, and religiosity on the consumptive behavior of students of the Faculty of Economics and Business, Universitas Brawijaya. The research methodology used in this type of research is descriptive quantitative with multiple linear regression analysis models. The results of this study are that understanding debt and financial literacy affect consumptive behavior, while understanding usury and religiosity do not affect consumptive behavior. The implications of this research are expected to contribute insight into the use of Shopee PayLater on consumptive behavior. In addition, it can also be used by educational institutions and governments in controlling consumptive behavior.    

M. Angkasa Dharu; Qoni'ah Nur Wijayani

Harmoni: Jurnal Ilmu Komunikasi dan Sosial 2023 International Forum of Researchers and Lecturers

The use of the internet by students as a means of facilitating their activities and survival through social media has become a trend. The integration between the internet and social networks facilitates online product learning, especially in the context of online shopping. Students' consumption patterns, especially fashion products, have increased in line with their desire to follow the trends of today's young people. Fashion and appearance are the main focus for students, viewing it as an important aspect in showing identity and social status. Students' involvement in using the internet, especially for shopping, has changed their lifestyle significantly. Public consumption trends are influenced by students' online shopping behavior, which is not only based on needs, but also for personal pleasure and lifestyle. This can lead to consumer behavior, where individuals develop purchasing habits to satisfy themselves and increase prestige as a form of demonstrating socio-economic status. E-commerce, as a result of the development of Information Technology systems, has become an important means of meeting consumer needs. Factors such as price, level of trust, time freedom, and product variety influence students' online purchasing intentions. The wide variety of products online is an attraction, while trust is the basis for a mutually beneficial relationship between online sellers and buyers. This research uses a qualitative approach to get an in-depth picture of the impact of e-commerce on student consumption behavior. The research results show that student consumer behavior, especially in terms of online shopping, is influenced by factors such as trust, convenience and security. Trust in e-commerce is a key factor in growing students' buying interest.

Diana Puspita Sari; Ambok Pangiuk; Nurlia Fusfita

Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah (JUPIEKES) 2023 STAI YPIQ BAUBAU, SULAWESI TENGGARA

This research aims to determine the influence of the use of electronic money on the consumer behavior of students at UIN STS JAMBI, Faculty of Islamic Economics and Business, both partially and simultaneously. The type of data used in this research is quantitative data. Data collection was carried out by means of Questionnaires, Documentation and Interviews. The sample in this study amounted to 92 people. The data analysis used is Descriptive analysis, Variable Test, Reliability Test, Simple Linear Regression Analysis, T Test, F Test, and Coefficient of Determination Analysis. This research was carried out using simple regression analysis to determine the effect of electronic money use on consumer behavior.The results of the research explain the influence of e-wallet use on consumptive behavior among students at the Faculty of Islamic Economics and Business, UIN STS JAMBI or in other words, consumptive behavior is influenced by the use of e-wallet by 64.4%, while the remaining 35.6% is influenced by other factors. not examined in this study.

Dwi Putri Agustini; Hilda Hilda; Ria Agustina

Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah (JUPIEKES) 2023 STAI YPIQ BAUBAU, SULAWESI TENGGARA

Consumptive behavior is an activity in consuming goods and services that is carried out unplanned, exceeding limits and prioritizing wants over needs. This online shopping application really helps students to order the products they need and want just by making transactions on their cellphones. In the view of Islamic economics, consumptive behavior is prohibited and the prohibition has been explained in the Al-Qur'an and Hadith. This study aims to determine the Islamic economic perspective on consumptive behavior in shopping through online shopping applications for students of the Faculty of Islamic Economics and Business, UIN Raden Fatah Palembang. This type of research is a type of descriptive qualitative research using data collection methods in the form of  interviews and documentation. Data analysis techniques used are data reduction, data presentation, and data verification. The results of this study reveal that the consumptive behavior of students of the Islamic Faculty of Economics and Business UIN Raden Fatah Palembang in shopping through online shopping applications still occurs in the student environment due to various reasons and in the Islamic economic perspective, consumptive behavior is prohibited and the prohibition has been explained in the Al-Qur'an and Hadith.

Dilan Arya Saputra

Jurnal Ekonomi dan Keuangan 2023 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Economic education is a branch of education that focuses on the study of the economy from its understanding to its influence on life. The economics education study program prepares students to become economics teachers in the future. Meanwhile, educational economics is a science that studies how humans and society choose to use money or not to utilize scarce productive resources to produce various types of training and development of knowledge, skills, thinking power, character and so on. Automatically, economic education influences every human behavior, including students' consumptive nature or desire to shop. Technological advances that provide easy access to online shopping make a person's consumptive nature increasingly high

Deva Septiana Dewi; Kholid Murtadlo

Jurnal Manuhara : Pusat Penelitian Ilmu Manajemen dan Bisnis 2023 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

The purpose of this study was to determine the influence of Tiktok Content Marketing (X1) and Conformity (X2) on Consumptive Behavior (Y1) and Purchase Decisions (Y2). This study uses an explanatory research approach with quantitative methods. The collection of research data is through distributing questionnaires or questionnaires.  The population in this study are consumers of the @deliwafa tiktok account. While the sample used was 100 respondents with the purposive sampling method. The data analysis technique uses SPSS version 22 software, in which the data will be processed, described and discussed to answer and prove the hypotheses proposed. The research results are as follows: (1). Tiktok Content Marketing (X1) has a positive and significant effect on consumer behavior (Y1). (2). Conformity (X2) has a positive and significant effect on consumer behavior (Y1). (3). Tiktok Content Marketing (X1) has a positive and significant effect on Purchase Decision (Y2). (4). Conformity (X2) has a negative and significant effect on Purchase Decision (Y2). (5). Consumptive behavior (Y1) has a positive and significant effect on purchasing decisions (Y2).

Beid Fitrianova Andriani; Elyanti Rosmanidar; Zahratud Diniah

Journal of Student Research 2023 Pusat Riset dan Inovasi Nasional

Perilaku konsumtif merupakan perilaku membeli secara berlebihan dengan mengutamakan kebutuhan sekunder dan tersier daripada kebutuhan primernya yang menyebabkan seseorang menjadi boros. Penelitian ini bertujuan untuk mengetahui ada tidaknya pengaruh digital payment shopeepay dan locus of control terhadap perilaku konsumtif mahasiswa Fakuktas Ekonomi dan Bisnis Islam. Populasi penelitian ini adalah mahasiswa Fakultas Ekonomi dan Bisnis Islam UIN Sulthan Thaha Saifuddin Jambi angkatan 2019, jumlah sampel penelitian sebanyak 85 mahasiswa dengan menggunakan teknik purposive sampling dengan memilih mahasiswa yang menggunakan digital payment shopeepay. Metode pengumpulan data dalam penelitian ini menggunakan angket. Data variabel dianalisis menggunakan regresi linier berganda. Teori yang digunakan dalam penelitian ini antara lain; Dompet Digital, Psikologi Kepribadian, Perilaku Konsumen dan Perilaku Konsumtif. Hasil penelitian menunjukkan bahwa secara simultan digital payment ShopeePay dan locus of control berpengaruh  positif dan signifikan terhadap perilaku konsumtif. Secara parsial digital payment berpengaruh positif dan signifikan terhadap perilaku konsumtif. Locus of control tidak berpengaruh terhadap perilaku konsumtif. Berdasarkan analisis data dalam penelitian ini variabel-variabel tersebut valid dan reliabel. Pada pengujian asumsi klasik dengan distribusi normal tidak terjadi heteroskedastisitas dan multikoliniearitas.

Fajriah Utami; Dwi Mutia Sari

SENIMAN: Jurnal Publikasi Desain Komunikasi Visual 2023 International Forum of Researchers and Lecturers

Consumption is an activity aimed at reducing or utilizing a product, whether it is a physical product or a service. Along with the times, the level of consumption is getting higher, especially among students. This increase in consumption activity is based on the attractiveness of an item, thus providing satisfaction to consumers. If consumption cannot be controlled, it will lead to consumptive behavior. Therefore the authors designed a minimalist campaign to reduce the amount of consumption and chose to optimize the use of goods to make them more effective and useful. This design uses the Research and Development (R&D) 4-D model with the stages: define, design, develop and disseminate. In the process of solving the problem the writer applies 5W+1H data analysis (what, where, when, who, why and how). The main media for this design is the Instagram feed as a medium for voicing a minimalist lifestyle campaign.

Halili, Halili

Jurnal Maisyatuna 2023 STAI Denpasar Bali

Pondok Pesantren Nurul Qarnain is a pesantren with approximately 3000 students. 65% of these students are students with junior high education who are sitting in Madrasah Tsanawiyah (MTS) and Madrasah Diniyah Muadalah Tsanawiyah (MDMT), in other words more than half of the total number of students are children aged 12 to 15 years. Santri, who have just entered adolescence, seem to have difficulty distinguishing between primary, secondary and tertiary needs so that in some findings their consumption behavior tends to be wasteful. This study aims to look fully at how the consumption behavior of students aged 12 years to 15 years who are in the Block E dormitory environment in the view of Imam Al-Ghazali considering that the dormitory is the location of the basic level of yellow book learning at Nurul Qarnain Islamic Boarding School. This research is a phenomenological qualitative research because the type of data explored in the form of information, comments, opinions, or sentences about the phenomenon of consumptive behavior of students of Madrasah Diniyah Mu'is Tsanawiyah Nurul Qarnain Jember Islamic Boarding School, not the views of researchers. First, consumption behavior has three levels or levels of needs, namely: the needs of daruriyat (primary), hajiyat (secondary) and tahsiniyat (tertiary). Second, students of Madrasah Diniyah Muadalah Tsanawiyah in fulfilling their needs give more priority to primary needs, this can be seen from their behavior in meeting school needs such as stationery and uniforms, bathing and washing needs, and paying tuition fees. Secondary needs are met by laundry uniforms by some students who are afraid of being switched, besides that other students prefer to be careful so that uniforms are not lost or switched. The tertiary needs of students are met when they have clothes or supporting products such as perfume and handbody.

Anis Kumalasari; Niken Eriana Azzahra Fauzi; Fayza Jasmine Oktsferly

Harmoni: Jurnal Ilmu Komunikasi dan Sosial 2023 International Forum of Researchers and Lecturers

The fishing community in Kedungrejo Village, Muncar District, is close to the consumerist lifestyle. Each of the existing elements creates its own reflection, from skipper fishermen, labor fishermen to factory employees. In short, this research was conducted to describe the lifestyle that is formed in fishing communities, especially in Kedungrejo Village, Muncar District. This study uses a qualitative approach that explains the phenomenon descriptively using observation, interviews, and documentation. The research results obtained in this study indicate that the fishing community in Kedungrejo Village, Muncar District, has a consumptive lifestyle. This shows that the community buys products or luxury goods to maintain prestige in the surrounding environment. Moreover, they buy things based on their desires. The skipper fishing community, which is seen as being in the position of the upper social layer, will try to highlight the identity that is considered to have wealth and power. This study uses the theory of consumerism put forward by Jean Baudrillard which assumes collective individual identity based on commercial interests and not on utility. Just as society represents a need, consumerism makes individual/group behavior believe in the existence of a symbol of power in controlling a certain item.

Rohmawati, Lilik; Amaliyah, Erlina Dewi Endah; Prabasari, Bonita

Jurnal Ilmu Manajemen dan Akuntansi Terapan 2023 Sekolah Tinggi Ilmu Ekonomi Totalwin

The millennial generation connects with massive technological advances and the gigantic use of the internet, this condition requires millennial to make financial decisions quickly and accurately within one click/swab. Without financial literacy, technological advances that bring ease of shopping, ease of using credit cards and pay later will create a consumptive, burdensome debt, unlikely to afford unexpected expense and excessive use of credit cards. This study aims to examine whether financial literacy affects financial behavior of millenial generation with grit as a moderating variable. Using 137 sample of millennials in Semarang, the SPSS 25 analysis was conducted to test hypothesis.  Significant relationship not only found between financial literacy and financial behavior of the millennial generation in Semarang. Furthermore, the findings of this study confirms that grit moderates the relationship between financial literacy and financial behavior.

Rina Hartati; Elyanti Rosmanidar; Yuliana Safitri

Journal of Student Research 2023 Pusat Riset dan Inovasi Nasional

There are still many FEBI students UIN STS Jambi who do not understand Financial Literacy, so they often allocate their money for things that are not needed. Lifestyle patterns lead to consumptive behavior. Self-control is still relatively low so it is easy to be influenced to buy something that is not needed. Research objectives determine the effect of financial literacy, lifestyle and self-control on consumptive behavior in Islam. This research used quantitative research. Quantitative research method is a method based on philosophy that is used to research certain populations and samples, data collection uses research instruments, analysis is quantitative or statistical, with the aim of testing the hypotheses that have been set. Lifestyle influences consumptive behavior. But financial literacy and self-control have no effect on consumptive behavior, which means that even without financial literacy and self-control, students still behave consumptively. but simultaneously Financial Literacy, Lifestyle and Self-Control affect Consumptive Behavior. FEBI students UIN STS JAMBI are expected to improve their financial literacy, lifestyle and self-control so they can avoid consumptive behavior. Future researchers are expected to be able to use other variables besides Financial Literacy, Lifestyle and Self-Control to show other things that also influence the level of Consumptive Behavior.

Vina Agustin; Ritno Andriyanto; Sinta Rizqiana; Khairani Zikrinawati; Zulfa Fahmy

Jurnal Mahasiswa Kreatif 2023 International Forum of Researchers and Lecturers

The purpose of this study was to determine the influence of emotional intelligence on consumptive behavior in users of the TikTok Shop application. One psychological factor, namely emotional, also influences financial decisions and financial markets. Someone who has not been able to maximize and control himself is less able to be wise in spending money. The method used in this study is a quantitative method using a non-experimental design. The data collection technique was by distributing questionnaires, namely the emotional intelligence scale consisting of 14 items and the consumer behavior scale consisting of 27 items. The scale is presented using a Likert scale in intervals of 1-5. In this research data analysis technique uses simple regression analysis with the help of SPSS software. The subjects in this study were users of the TikTok Shop application with an age range of 17-40 years. The data obtained from the results of distributing questionnaires to the subjects is that there is no significant influence between the influence of emotional intelligence on consumptive behavior in users of the TikTok Shop application with a sig value. 0.147<0.05. So the results of this study show that there is no influence between emotional intelligence on the consumptive behavior of users of the TikTok Shop application.

Salma Egita Fitri Subagyo; Salma Egita Fitri Subagyo; Jojok Dwiridotjahjono

EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS 2021 LPPM Universitas Sains dan Teknologi Komputer

There are many e-commerce sites that have been present in Indonesia, one of which is Shopee. Shopee is here to provide many attractive offers such as lots of discounts, promos, cashback etc. This can lead to consumptive behavior. This study aims to determine: (1) The effect of advertising on consumptive behavior (2) The effect of conformity on consumptive behavior (3) The influence of a hedonic lifestyle on consumptive behavior in consumptive behavior. The population of this study were users of the e-commerce application Shopee in Mojokerto. In this study using a sample of 100 respondents. The sampling technique is purposive sampling technique with the criteria of women, domicile in Mojokerto, at least 17 years old, have used or purchased goods or services through the Shopee e-commerce application. Data analysis techniques used validity and reliability tests and hypothesis testing using multiple linear regression analysis, t test, f test, and R2 test. The results of this study indicate that advertising has a positive and significant effect on consumptive behavior, conformity has a positive and significant effect on consumptive behavior, the hedonic lifestyle has a positive and significant effect on consumptive behavior, advertising, conformity and hedonic lifestyle together have a positive and significant effect on behavior. consumptiveperilaku konsumtif.