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This study aims to examine the effect of water usage, energy consumption, carbon emissions produced, waste generated, independent Assurance, and environmental expenditures on Return On Equity. (ROE). This study provides information about entities that are socially responsible and whether their financial performance will improve or not after the implementation of corporate social and environmental activities. The independent variables in this study are water usage, energy consumption, carbon emissions produced, waste generated, independent Assurance, and environmental expenditures. ROE in this study is the dependent variable. The secondary data required for the study comes from the sustainability reports of 35 companies in 2023, and then the relationship between the independent and dependent variables is tested using EViews. The results of data management in the study indicate that there is an effect between water usage, waste generated, and environmental expenditures on ROE, thus supporting H1, H4, and H6. This condition is reversed with energy consumption, carbon emissions produced, and independent Assurance, where these three variables do not have an effect on ROE, proving that H2, H3, and H5 are not supported. The implication of this study is that management can achieve sustainable profits by disclosing activities that support environmental sustainability and using independent parties to guarantee the sustainability reports that have been created, thereby gaining more trust from stakeholders, which affects ROE.

This study is motivated by the irresponsible use of paylater services, which is influenced by factors such as financial literacy, risk perception, and trust. The purpose of this research is to examine the impact of financial literacy, risk perception, and trust on students’ decisions to use paylater services at the Faculty of Economics and Business, Selamat Sri University. A quantitative survey method was employed, targeting a sample of 107 students from the 2020 cohort who actively utilized paylater services. The findings reveal that financial literacy significantly and positively influences the use of paylater services. Similarly, risk perception and trust also exhibit significant positive effects on paylater usage.

Indonesian continues to evolve along with social, cultural, and technological dynamics, producing new vocabulary that requires systematic documentation. This research aims to identify the role of intern students at the Balai Bahasa Sumatra Utara in proposing entries for the 6th edition of the online Great Dictionary of the Indonesian Language (KBBI). Using a descriptive qualitative approach, data were collected through interviews, observations, and document analysis. The research results show that interns made significant contributions to the lemma proposal process, which included data collection, linguistic analysis, and recommendation drafting. A total of 200 entries from the fields of physics, law, chemistry, and psychology were successfully proposed. The main findings include (1) a collaborative process between students, experts, and KBBI editors that supports the validity of lemmas; (2) contributions to the documentation of new scientific terms; and (3) challenges, such as limited reference sources and understanding of usage contexts. This research shows that the internship program not only contributes to the development of the Indonesian language but also provides practical learning experiences for students. Recommendations are provided for strengthening the internship system and optimizing the role of students in the management of the national language.

Assistance with digital financial reports using the Jaraya application for culinary MSMEs aims to increase the understanding and skills of MSME players in managing financial reports in a more efficient and structured way. Culinary MSMEs often face challenges in accurate and transparent financial records, which can affect their business decisions and business growth. In this program, the Jaraya application is introduced as a practical solution to simplify the process of recording transactions and creating digital financial reports. Assistance is provided through direct training, application usage simulations, and discussions to overcome problems faced by business actors. The results of this assistance show an increase in MSME players' understanding of the importance of organized financial reports and their ability to use the Jaraya application to monitor cash flow, manage profit and loss, and make better business decisions. This program is expected to have a positive impact on more efficient financial management and support the growth of culinary MSMEs in the future.

The purpose of this research is to develop a data search system for thesis and internship reports at the Faculty of Engineering Library of Gajah Putih University Takengon (UGP). This search engine will be created and used to help students and library employees access thesis and internship report information. Analysis of user needs, system design, creation of effective search algorithms, and evaluation of system performance are all topics that will be discussed in this thesis. Interviews with potential users, satisfaction surveys, and historical data collection of library usage are the methods used. It is expected that the results of this research will help library users find and retrieve thesis and internship report data and improve the accessibility and availability of academic information at the UGP Faculty of Engineering. When search engine technology is used, it is expected that the time required for Information will increase productivity, improve efficiency, and support the academic development of students at UGP.

This study aims to examine the effect of the implementation of the Quick Response Code Indonesian Standard (QRIS) in increasing business income, especially for Micro, Small and Medium Enterprises (MSMEs) using the Technology Acceptance Model (TAM) approach. The method used in this study is a descriptive quantitative approach, which aims to provide an overview of the QR Code implementation. The population in this study involved MSME owners, with a sample taken from 100 respondents through non-probability sampling techniques. Data collection was done through questionnaires. Data analysis includes testing research instruments to assess data quality (validity and reliability), classical assumption test (normality), as well as multiple linear regression analysis and hypothesis testing (t test and F test). The results show that QRIS implementation and user satisfaction have a significant influence on increasing MSME income, which supports TAM theory regarding the importance of perceived usefulness and perceived ease of use in technology acceptance. However, other variables, such as QRIS usage literacy, convenience of use, and QRIS service price, did not show a significant influence on MSME income. Simultaneously, these factors still have an effect on MSME income, although with different variations in influence.

The advancement of payment technology has shifted the role of cash to non-cash systems. Generation Z plays a significant role in the adoption of this technology. One of the innovations introduced by Bank Indonesia is the Quick Response Code Indonesian Standard (QRIS), launched on August 17, 2019, to support digital payments through server-based e-money applications, e-wallets, or mobile banking. This study aims to analyze the factors influencing QRIS usage behavior among Generation Z based on the Unified Theory of Acceptance and Use of Technology (UTAUT). The study employs a quantitative method involving 275 respondents collected through an online questionnaire. Data are analyzed using SmartPLS. The results show that performance expectancy, facilitating conditions, and social influence have a positive influence on QRIS usage behavior. In contrast, effort expectancy does not have an influence. These findings are expected to support strategies for increasing QRIS adoption among Generation Z.

Technological advancements have had a significant impact on facilitating financial transactions, one of which is through the use of digital payment systems. ShopeePay, as one of the e-wallets that has rapidly grown in Indonesia, offers convenience in making cashless transactions. Although ShopeePay is becoming increasingly popular, several factors still influence the behavior of its use, particularly among Generation Z. This study aims to analyze the factors that affect ShopeePay usage behavior among Generation Z students at the Universitas Muhammadiyah Surakarta using the UTAUT model. The sampling method used is convenience sampling. This quantitative research uses primary data collected through an online questionnaire via a Google Form link. A total of 275 respondents are involved in the study. Data analysis is conducted using the Smart PLS application. The results of the study indicate that performance expectancy, social influence, and facilitating conditions have affect use behavior, while effort expectancy does not have use behavior. This study emphasizes the importance of performance, social, and infrastructure support aspects in enhancing the acceptance of ShopeePay as a digital payment technology.

This study aims to examine the factors affecting the use behavior of the Flip.id application using the UTAUT2 framework. The results indicate that performance expectancy, effort expectancy, and social influence positively affect behavioral intention. Meanwhile, facilitating conditions and behavioral intention positively influence use behavior. The study found that facilitating conditions and performance expectancy are the strongest antecedents in this research. The findings also reveal a negative effect of hedonic motivation on behavioral intention, while price value does not influence behavioral intention to use the Flip.id application. The moderation testing of experience on facilitating conditions and hedonic motivation shows a positive relationship. However, perceived credibility does not moderate the relationship between behavioral intention and use behavior. Based on the findings, it is evident that the ease of application use, adequate facilities, usefulness, and recommendations play crucial roles in increasing behavioral intention. Conversely, emotional and financial aspects do not demonstrate significant importance for users. This study provides implications for Flip application developers to enhance functional features, user education, and other facilities that support transaction processes within the application.

The goal of the socialization program for People's Business Credit (KUR) use in Bangsal Village, Mojokerto Regency, is to enhance the community's knowledge, perspectives, and practices about KUR for MSMEs. Prior to and during the socializing activity, questionnaires and in-depth interviews were used to gather data for this qualitative research. The study's findings demonstrated a decline in the usage of KUR for non-productive consumption and an increase in community awareness of the advantages and prerequisites for using KUR. The community is positively encouraged to use KUR for their business requirements as a result of this socialization program. Increased stakeholder participation, improved instructional materials, wider outreach, and ongoing monitoring and evaluation are all required to improve the efficacy of KUR socialization. In order to promote regional economic growth and enhance community welfare overall, it is anticipated that the findings of this research would significantly increase access to and advantages of KUR.

The goal of the socialization program for People's Business Credit (KUR) use in Bangsal Village, Mojokerto Regency, is to enhance the community's knowledge, perspectives, and practices about KUR for MSMEs. Prior to and during the socializing activity, questionnaires and in-depth interviews were used to gather data for this qualitative research. The study's findings demonstrated a decline in the usage of KUR for non-productive consumption and an increase in community awareness of the advantages and prerequisites for using KUR. The community is positively encouraged to use KUR for their business requirements as a result of this socialization program. Increased stakeholder participation, improved instructional materials, wider outreach, and ongoing monitoring and evaluation are all required to improve the efficacy of KUR socialization. In order to promote regional economic growth and enhance community welfare overall, it is anticipated that the findings of this research would significantly increase access to and advantages of KUR

This research aims to analyze the influence of financial literacy on decisions to use sharia pawnshop products. Financial literacy is an important factor that influences individuals in making financial decisions, including choosing sharia-based financial products. In this context, sharia pawnshops are one of the financial institutions that offer financing solutions according to sharia principles. This study uses a quantitative method with a survey approach to sharia pawnshop customers. Data were analyzed using linear regression to measure the relationship between the level of financial literacy and the decision to use sharia pawnshop products. The research results show that financial literacy has a significant influence on customers' decisions in using sharia pawnshop products. The higher the customer's financial literacy, the more likely they are to choose sharia pawnshop products as a financing solution. These findings underline the importance of financial education in increasing community participation in using sharia financial services. The results of the study indicate that simultaneously the variables of financial knowledge, financial management skills, and attitudes towards Islamic finance together have a significant influence on the decision to use Islamic Pawnshop products. The results of multiple linear regression analysis indicate that financial knowledge, skills and financial management have a significant effect on the decision to use Islamic Pawnshop products. Increasing financial knowledge, skills and financial management will increase the decision to use Islamic Pawnshop products.  

This study aims to analyze the influence of the use of Instagram social media, business location, and destination image on the interest in visiting Karo Strawberry Garden again. Along with the development of experiential tourism, the use of social media is one of the important factors in attracting visitors, especially for natural tourist destinations such as strawberry farms. This study uses quantitative methods with multiple linear regression approaches to measure how much influence each independent variable has on return visit interest. The results showed that all three variables - Instagram usage, business location, and destination image - had a significant effect on return visit interest. Of the three variables, destination image has the most dominant influence in shaping visitors' interest in returning, followed by business location, and finally, the use of Instagram social media. This indicates that while promotion through social media plays an important role in attracting initial visits, adequate in-person experience at the destination determines interest in repeat visits more. Thus, the management of Karo Strawberry Farm is advised to focus more on improving the destination image through the quality of facilities, services, and overall experience, as well as supporting social media promotion and location accessibility as supporting factors.

Digital learning design has great potential in shaping students' Islamic character in this digital era. However, its implementation faces several challenges, such as limited access to technology, difficulties in internalizing Islamic values through digital media, and a reduction in the essential social interaction required for character development. Additionally, distractions from technology, the limited availability of relevant Islamic content, and the lack of technological skills among teachers also pose significant barriers. To overcome these challenges, solutions are needed, including the improvement of technology infrastructure, the development of more relevant Islamic learning content, and teacher training in effective technology usage. Approaches that involve social interaction, digital skills development, and holistic character evaluation can enhance the effectiveness of digital learning in building Islamic character. Therefore, digital learning can serve as an effective tool for educating students with Islamic values, provided it is balanced with the right approach.

Training on Using the Mendeley Application for Semester Students of the PPKN Study Program, Faculty of Teacher Training and Education, Pattimura University, is an activity aimed at enabling students to use the Mendeley Application when completing their final writing. This training is also to increase students' understanding of the dangers of plagiarism as part of academic misconduct. . Through lecture methods, discussions and interactive activities, students are encouraged to understand the use of the Mendeley application when writing research proposals, research results and theses. The results of this program show active participation from students as well as increased student understanding of using the Mendeley application and in the future students will be able to use it in writing, thus this activity also reduces plagiarism crimes.

Cargo pumps are very important in the unloading process, especially crude palm oil cargo on tankers. In order for the cargo unloading process to run smoothly, a strategy is needed in the use of cargo pumps. This study aims to find out the factors that cause damage to cargo pumps and the strategy of using cargo pumps so that the process of dismantling crude palm oil in MT Koan can run smoothly. The research method used is qualitative descriptive with data collection techniques through observation and interviews. The results showed that cargo pump 1 operated better than cargo pump 2, with 77% of the operating time. Damage to the cargo pump is caused by leaks in the mechanical seal and clogging of dirt. Routine maintenance on cargo pump 1 is more frequent than cargo pump 2. The cargo temperature of crude palm oil is relatively low ranging from 39-40°C and there is a decrease in temperature at one observation point which causes the texture of the cargo to become very thick, thus interfering with the performance of the cargo pump. Based on the results of data analysis of the results of observations and interviews, it can be concluded that the factors that cause damage to cargo pumps at MT Koan are lack of maintenance, low load temperature and performance differences in both cargo pumps.

Consumptive behavior is the behavior of buying goods that are less necessary to fulfill personal satisfaction so that someone no longer distinguishes between needs and wants. The offers presented by e-commerce can be a risk for Udayana University students because they see it as an opportunity to tend to buy goods that may not be essential. When viewed physically, women tend to have more needs than men. So consumptive behavior must be accompanied by an understanding of the knowledge of managing money well. Financial literacy is very useful for students to avoid consumptive behavior. This study aims to see the effect of the use of e-commerce and financial literacy on the consumptive behavior of Udayana University students. The number of samples used in this study was 400 samples. The analysis techniques used were descriptive analysis techniques and Partial Least Squares (PLS) analysis. The results of this study indicate that the use of e-commerce has a positive and significant effect on the consumptive behavior of Udayana University students. This means that there is a unidirectional relationship between the variable of e-commerce use and the variable of consumptive behavior. Meanwhile, financial literacy has a negative effect on the consumptive behavior of Udayana University students. This means that there is a non-unidirectional relationship between the literacy variable and the consumer behavior variable.

This community service activity aimed to socialize the correct (standard) use of the Indonesian language, thereby fostering a sense of love for the country among students at SMA Negeri 1 Cinangka, Serang Regency, Banten. The goal of this activity was to instill early awareness among students to use the Indonesian language according to standardized spelling with deep love for the nation, without feeling ashamed, outdated, or merely using it as a form of identity as Indonesian citizens. It sought to rekindle a sense of nationalism in the students of SMAN 1 Cinangka by encouraging them to love and use the Indonesian language in accordance with linguistic norms.The method used in the socialization activity involved preparation, implementation, evaluation, and reporting. The socialization event was held at SMA Negeri 1 Cinangka, Cinangka Village, Serang Regency, on Monday, August 26, 2024. The participants of this activity included 207 students from SMA Negeri 1 Cinangka and the KKM (Kuliah Kerja Mahasiswa) group 38 of Cinangka. The speakers were lecturers from Bina Bangsa University with a background in the field of linguistics. The results of this activity produced an understanding and awareness among students to use the Indonesian language according to standardized spelling with deep love for the nation, without feeling ashamed, outdated, or merely using it as a form of identity as Indonesian citizens. This socialization activity is expected to rekindle a sense of nationalism in the students of SMAN 1 Cinangka, encouraging them to love and use the Indonesian language in accordance with linguistic norms.

The use of social media, especially Instagram, has become a widely utilized platform for promoting tourist destinations. Instagram @tanjongtinggi_official is one such social media channel used by Tanjung Tinggi Beach for promotion. Through the use of photo and video features on Instagram, it becomes easier to promote Tanjung Tinggi Beach to tourists who are not yet familiar with it. This research aims to explore the promotional planning through the @tanjongtinggi_official account in increasing tourist visits to Tanjung Tinggi Beach in Belitung. The research method employs qualitative research to elucidate the uniqueness of @tanjongtinggi_official on Instagram in promoting its tourism. This study adopts a case study design. Data collection is conducted through observation and interviews, with informant selection using purposive sampling technique. Interviews are conducted with key informants, namely the admin of @tanjongtinggi_official and Instagram users who have visited Tanjung Tinggi Beach. Data analysis utilizes the Interactive Model technique, and validity is ensured through triangulation of data collection techniques including informant interviews, observation, and documentation. The results indicate that the planning carried out by the @tanjongtinggi_official Instagram account utilizes visually appealing content presentation and captions, leverages the following feature on Instagram, relevant hashtag usage, photo postings, reposts, mentions, tagged photos, and active interaction with followers to facilitate the promotion of Tanjung Tinggi Beach to tourists, thereby increasing tourist interest in visiting.

Cyberloafing, or employees engaging in non-work-related internet activities, has become a prevalent issue for many companies. Finding out how organizational commitment and workload affect cyberloafing behavior in nurses at the Lampung Province Regional Mental Hospital (RSJD) is the goal of this study. The basic data for this study came from a Likert scale questionnaire. There were 115 nurses in the research sample, and SPSS 29 software was utilized for the multiple linear regression analysis of the data. The study's findings provided evidence in favor of the premise that organizational commitment and workload significantly and negatively influence cyberloafing behavior. The recommendation for the Lampung Province Mental Hospital is to help create an atmosphere where nurses can feel content and at ease at work, as well as to inculcate positive values in them. The Lampung Provincial Mental Hospital ought to establish guidelines for the equitable distribution of nursing responsibilities. To lower the amount of cyberloafing among nurses, the Lampung Provincial Mental Hospital must also implement specific internet usage guidelines.