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This study aims to explore the sustainability of Rumah Susun Sederhana Milik (Rusunami) as a viable housing solution for Low-Income Communities (MBR) in Surabaya. The study adopts a qualitative approach using a case study method. Data were collected through in-depth interviews with residents, management representatives, and local government officials, as well as through field observations. Data analysis was conducted based on the indicators of the Adequate Housing Framework by UN-Habitat, which include secure tenure, affordability, habitability, accessibility, location, and the availability of basic services. The findings reveal that Rusunami is capable of providing affordable housing for MBR with a permanent ownership system, despite facing major challenges such as administrative barriers and low financial literacy. The program has proven to contribute to improving the quality of life of residents and reducing socio-economic inequalities. To ensure long-term sustainability, strategic measures are needed, such as simplifying administrative procedures and enhancing the financial literacy of the community. Development recommendations include improving the administrative system to ensure the program can be accessed by a larger number of MBR optimally.

Companies operating in the electricity accumulator industry sector, in the production process produce waste in the form of hazardous and toxic materials (B3). The management of B3 waste is carried out based on the provisions stated in the Regulation of the Minister of Environment and Forestry Number 6 of 2021 concerning Procedures and Requirements for Hazardous and Toxic Waste Management. Therefore, the waste generated requires special handling to prevent environmental pollution. Therefore, the waste generated requires special handling so as not to pollute the environment. Hazardous waste management in the electricity accumulator industry includes various stages, both for waste in the solid and liquid phases, namely identification, inventory, packaging, labeling and symbolization, storage, and transportation carried out by third parties. This research aims to assess the current condition of hazardous waste management in the electricity accumulator industry, evaluate it, and provide recommendations that are in line with applicable regulations. The research method used is a descriptive approach. In the inventory process, the electricity accumulator industry requires Temporary Storage Sites (TPS) to store B3 waste before transportation by third parties.

Fiqh of worship is a branch of science that discusses the procedures of the correct implementation of worship in accordance with Islamic teachings. This research aims to analyze the role of fiqh of worship in improving the devotion of students at SMA IT Al Mawaddah Warrahmah Kolaka. students at SMA IT Al Mawaddah Warrahmah Kolaka. The method used is descriptive qualitative with a case study approach. Data were collected through observation, interview, and document study. The results showed that fiqh worship learning has a significant effect on improving students' students' devotion, which is reflected in the improvement of the quality of worship, discipline, and positive behavior in daily life.

The studies of J. Lave and L. Silverman, which, with the help of the proximity technique,demonstrated that only through a closeness between time and space can relevant results be obtained toachieve a superior performance under the given conditions of the current health system, in our opinion,outlines the idea that the application of the Time-Driven Activity-Based Costing (TD-ABC) method is themost suitable solution. The complexity of TD-ABC operations is found in the time equations needed todetermine the resources consumed by each activity. Using these equations, it is easy to update the modelby adding an additional activity. This simplification would allow the multiplication of the activities to betreated without presenting difficulties in the distribution of resources. In fact, what we have here isclearly an "autonomous method of equivalence" that uses working time as a unit of equivalence. Themain objective of our concerns is to identify the determinants of the time required to start, perform andcomplete medical procedures in an ambulatory clinic organized in 15 medical offices. As a reaction to thecriticisms of some authors regarding the difficulty of measuring time for establishing the time drivers ofthe TD-ABC method, in the scientific approach carried out we tried to model the activity times with thehelp of the multiple regression model. We believe that the values ​​estimated and obtained with the help ofthe Automatic Linear Modeling factor analysis model eliminate the imperfection of the TD-ABC methodhighlighted by the authors S. Hoozée et al (2009) regarding subjectivity and instability in themeasurement of activity times.

Public service is a fundamental aspect of government to fulfil the needs of the community in a fair, efficient, and quality manner. This study aims to evaluate the performance of public services in Kelurahan Ngronggo, Kediri City, based on relevant service indicators. The research used a descriptive qualitative approach with primary data from interviews and observations, and secondary data from official reports. The results showed that the quality of service in 2023 was in the good category with an IKM value of 86.54, but decreased compared to 2022 which reached 91.31 (very good). This decline was caused by limited technological infrastructure, lack of employee training, uneven distribution of tasks, and complicated administrative procedures. To address these issues, the recommended strategic measures include technological updates, regular training, digitisation of the service system, increased cooperation between employees, and simplification of administrative procedures. With the implementation of these strategies, it is expected that the quality of public services in Kelurahan Ngronggo can improve, fulfil community expectations, and build public trust in the government.

Teachers are the most important component in the learning process in education. However, many students are not interested and bored during the learning process; some even fall asleep after being promised something. Students' ability to understand learning materials is influenced by various internal and environmental variables. Helping students in learning will have a negative impact on their development and quality of life in the future if not managed properly by parents and teachers. Therefore, parents, schools, and instructors all contribute to helping children overcome their challenges. Teachers have an important influence in the lives of their students. Thus, this diagnostic seeks to identify the root causes of students' learning challenges and identify solutions. This study aims to (1) identify factors that cause learning difficulties, (2) identify procedures and techniques for analyzing learning difficulties diagnosis, (3) determine the location of students' learning challenges or problems, and (4) help students who experience learning difficulties. Data collection was carried out using two techniques, namely observation of the teaching and learning process (PBM) and the student environment, as well as interviews with parents and instructors. According to the results of the study, students were less enthusiastic about learning because they were less interested and even tended to be lazy. Some students dislike some subjects because of their inability to understand certain elements. Therefore, such students rarely complete the assignments given and almost never take notes on certain lesson topics. Furthermore, the lack of interest in learning for some students can also be caused by their inability to understand the information that the instructor is trying to convey. This is caused by the failure of teachers to provide detailed examples of how to solve problems, and some teachers even fail to include examples when explaining the lesson content.

This study aims to analyze the fulfillment of National Health Insurance Rights (JKN) for workers who experience Termination of Employment (PHK) at PT. FI and evaluate the regulation of JKN rights after layoffs that provide justice for workers. The method used is normative legal research with a qualitative approach, which includes the selection and classification of legal materials as well as normative analysis of relevant regulations. Based on field findings, this study shows that there are administrative errors in reporting the status of layoffs that cause delays in fulfilling health insurance rights for laid-off workers. In addition, this study also found that even though the post-layoff JKN regulation has been regulated in the law, improper implementation can hinder the granting of rights fairly. This study recommends simplifying reporting procedures, increasing supervision by BPJS Kesehatan, and further education for companies to avoid administrative errors. Thus, this study contributes to the understanding of the importance of social justice in regulating health insurance for laid-off workers.

Effectiveness of Credit File Archiving Using BRImen at PT. Bank Rakyat Indonesia (Persero) Tbk. Kuanino Kupang Unit. The purpose of this study was to determine how credit file archiving uses BRImen at BRI Kuanino Kupang Unit. The type of research used in writing this paper is qualitative with a descriptive approach that explains about credit file archiving using BRImen. The data sources used are primary data and secondary data, primary data in the form of history, organizational structure, main tasks and authorities and credit file archiving procedures at BRI Kuanino Unit. While secondary data in the form of explanations quoted from books or the internet. Data collection techniques in this study are observation, documentation and interviews. Data collection techniques by observation, namely by conducting direct observations on how credit file archiving uses BRImen, data collection techniques by documentation, namely taking credit file archiving data using BRImen on Microsoft Excel and the BRImen register, and data collection techniques by interview, namely interviewing BRImen officers (Customer Service) regarding the file archiving procedure using BRImen at BRI Unit Kuanino Kupang. The results of this study indicate that credit file archiving using BRImen at BRI Unit Kuanino Kupang is quite effective because it meets several indicators of effectiveness, namely regarding the provision of facilities and infrastructure, effectiveness of program objectives, individual effectiveness in implementing program policies, effectiveness of work units in implementing program policies, efficiency of program operations, and clarity of program objectives. The results of this study are expected to help companies in increasing the effectiveness of credit file archiving using BRImen at BRI Unit Kuanino Kupang.

Illocutionary acts are a type of speech act that functions to convey information to the interlocutor and can also be used to perform an action. This research uses a qualitative descriptive method, which utilizes qualitative data and is presented descriptively. This method was chosen because it aligns with the characteristics of qualitative research that emphasizes description without statistical analysis. Qualitative research is a type of research where the results cannot be obtained through statistical procedures or other measurements. This research uses a qualitative descriptive method, which utilizes qualitative data and is presented descriptively. In writing this article, methodological and theoretical approaches are used. The methodological approach applied is qualitative descriptive, while the theoretical approach used is the pragmatic approach. Based on the data analysis results from the Business Lecture video on the YouTube channel Kuliah Kehidupan, locutionary acts in the form of questions, news, information, and commands were found. The benefit of this research is to expand understanding and knowledge about locutionary acts.

PT X is an iron industry in Sidoarjo that produces Hazardous and Toxic Material waste. This industry has several Temporary Shelters (TPS) for B3 waste to store its waste. However, supervision based on the regulation of Permen LHK no. 6 of 2021 shows that there are several inconsistencies in B3 waste management and waste storage procedures. This study was conducted to evaluate and determine the correct management of B3 waste, as well as to correct the inconsistencies identified in the SKPL supervision program.

This study discusses the implementation of default case resolution through a simple lawsuit mechanism, referring to the case study of decision Number: 4/Pdt.G.S/2024/PN Gdt. Default or negligence in fulfilling obligations can cause disputes between the parties involved in the agreement. In Indonesia, one of the available alternative dispute resolutions is the simple lawsuit mechanism, which aims to provide convenience, efficiency, and accessibility for the public in claiming their rights legally. This study examines the process and procedures for resolving default disputes through simple lawsuits at the Gedong Tataan District Court, and analyzes how this mechanism can optimize justice and reduce the burden of cases in court.

This research aims to determine calcium lactate levels using the complexometric titration method, which involves the formation of a complex between metal ions and ligands, specifically using EDTA   (Ethylenediaminetetraacetate) as a titrant. The sample was dissolved in distilled water, the murexide indicator was added, and titrated with complexon III solution until the color changed from orange to violet as a marker for the end point of the titration. Data analysis shows that the percentage of calcium lactate levels in replication (1) is 93.32%, replication (2) 101.60%, replication (3) 95.93%, replication (4) 103.78%, replication (5) 109.02%, replication (6) 87.87%, replication (7) 95.93% and replication (8) 100.95%, and the percentage obtained the average purity is 98.55%. However, replications 5 and 6 did not comply with the standards of the Indonesian Pharmacopoeia VI edition (94.0–106.0%). This research shows that the complexometric titration method is effective in determining calcium lactate levels with good accuracy, as long as it is carried out with appropriate procedures and strict control of the analysis conditions. 

The Consumer Protection Law (UU 22/2020) has provided a legal basis for consumer protection in the banking industry.  The implementation of this law is important in the Islamic banking industry due to its consistency with sharia values which place justice and balance as the main principles.  The purpose of this study is to analyze the implementation of the Consumer Protection Act in the Islamic banking industry and evaluate the effectiveness of its implementation.  This research uses a qualitative approach with a literature study.  Data was collected through analysis of book literature and analysis of documents related to the implementation of the Consumer Protection Act.  The results of the study show how actual implementation of the Consumer Protection Law is in its operational procedures.  However, there are several challenges in implementation, such as the lack of awareness and understanding of customers about their rights, as well as a lack of adequate human resources and information technology to meet the requirements of the law.  This study recommends that Islamic banks increase consumer empowerment campaigns and invest in adequate human resources and information technology to increase the effectiveness of the implementation of the Consumer Protection Act.  This is expected to increase customer confidence in the sharia banking industry and support sustainable industry growth.   

The act of sacrifice (udhiyah) is a form of worship in Islam that holds profound spiritual and social values. Sacrifice aims to draw closer to Allah SWT while demonstrating solidarity with others through the distribution of meat to the community, especially those in need. However, the implementation of sacrifice is often not fully understood, particularly regarding its rulings and etiquettes, such as the selection of animals, slaughtering procedures, and meat distribution. This study aims to provide a comprehensive understanding of the rulings of udhiyah and the etiquettes of sacrifice based on Islamic law.The research employs a qualitative approach with a library research method. Data were collected from primary sources such as the Qur'an and hadith, as well as secondary sources including books of Islamic jurisprudence, scholarly journals, and other relevant literature. Data analysis was conducted descriptively to identify and organize systematic insights related to the topic.The results indicate that sacrifice is obligatory for those who can afford it according to some scholars, while the majority consider it a strongly recommended act (sunnah muakkad). The etiquettes of sacrifice include sincere intentions, selecting animals that meet Islamic requirements, proper and humane slaughtering, and proportional meat distribution. Sacrifice also holds spiritual wisdom, such as strengthening faith and gratitude, as well as social benefits by fostering community bonds through sharing.This study concludes that sacrifice is not merely an annual ritual but also a reflection of values such as devotion, sincerity, and solidarity that must be instilled continuously in the lives of Muslims.

Community service activities are carried out in Gunung Putri Village, Gunung Putri District, Bogor Regency. This activity aims to provide support and solutions to the challenges faced by Micro, Small and Medium Enterprises (MSMEs), especially in terms of improving product quality, business management, and market access through training programs, and community counseling. The communities involved can gain new knowledge and skills that can improve the competitiveness of their businesses. These activities include digital marketing training, simple financial bookkeeping, and strengthening local and online marketing networks. In addition, the sustainability of MSME businesses is the main focus, by providing an understanding of the importance of product innovation, knowing the basics and procedures for conducting digital bookkeeping and financial reporting and efficient resource management. The expected result of this community service activity is the creation of MSMEs that are more independent, highly competitive, and able to adapt to technological developments including in terms of financial management. The long-term impact of this program is expected to contribute to the improvement of the local economy in the region.

This study aims to analyze participants’ understanding and compliance with sharia principles in the sharia insurance claim process in Indonesia. Sharia insurance, which is based on the principle of mutual assistance and tabarru’ contract, is expected to provide protection in accordance with Islamic law. However, challenges arise in its operational practices, especially in the claim process. This study uses a qualitative approach by interviewing sharia insurance participants to explore their level of understanding of sharia principles, claim procedures, and challenges faced during the claim process. The results of the study indicate that participants’ understanding of sharia principles is still limited, which has an impact on their lack of clarity in undergoing the claim procedure. Some of the main challenges identified include administrative constraints, long claim processing times, and unclear claim procedures. Lack of understanding of sharia principles also worsens the smoothness of claims. Based on these findings, this study suggests the importance of increasing sharia literacy through training, seminars, and educational materials that are easy for participants to understand. In addition, simplification of claim procedures is needed to increase transparency and ensure that the claim process is in accordance with sharia principles. The implication of this study is the importance of improvements in the education system and operations of sharia insurance to improve participant understanding and compliance, as well as strengthen trust in the sharia insurance industry in Indonesia.

The application of the Know Your Customer (KYC) principles in the Indonesian banking sector plays a crucial role in preventing money laundering activities. KYC, which includes data collection, identity verification, transaction monitoring, and risk management, helps detect illegal activities as well as ensuring compliance with applicable regulations. This study aims to analyze the implementation of KYC as a measure for preventing money laundering in Indonesia and to evaluate the effectiveness of procedures applied by financial institutions. The research method used is a qualitative approach with a descriptive design through a literature review, which gathers and analyzes various written sources related to KYC and money laundering prevention. The findings of the study indicate that the implementation of KYC in Indonesia's banking sector is highly effective in detecting illegal activities and preventing money laundering. The money laundering case involving Rafael Alun Trisambodo illustrates how KYC procedures, such as transaction monitoring and careful data analysis, successfully uncovered money laundering practices and led to the prosecution of the perpetrators. With consistent and strict implementation of KYC, the banking sector can maintain the integrity of the financial system and prevent harmful abuses.

This Research Aims To Examine The Influence of Forensic Audit, Anti-Fraud Awareness, External Audit, Individual Morality, And Fraud Knowledge On Fraud Prevention In Organizations. Fraud is a common problem That Often Occurs in Companies Financially and Financially. Using A Literature Review Approach, This Research Compiles And Examines Various Previous Studies Related to Understanding The Relationship Between These Factors. The Results of the Study Show That Forensic Audits Are A Determining Factor in Detecting and Preventing Conditions by Strengthening Supervision and Transparency. Understanding Anti-Fraud Among Employees Is Proven To Strengthen Compliance With Existing Procedures And Provisions. Additionally, External Audits Provide Independent Assessments That Can Reduce Financial Risks. Individual Morality Contributes to the Selection of Ethical Decisions, While Knowledge of Fraud Strengthens The Ability of Individuals and Organizations to Recognize and Prevent Acts From Occurring. These Fings Call for Integrating All of these Factors Into Fraud Prevention Strategies to Create a Safer and More Accountable Environment. It is hoped that this Research Will Provide Insight for Practitioners and Scientists in Designing Effective Policies to Prevent Fraud in Various Sectors.

In bankruptcy proceedings, the presence of third parties whose assets are made part of the bankruptcy estate often leads to legal conflicts. The bankruptcy estate is a collection of assets managed by the curator to pay off the debtor's obligations to creditors. Problems arise when third-party assets, which should not be included in the bankruptcy estate, are included without a clear legal basis. This research aims to analyze the legal remedies that can be taken by third parties to protect their rights and interests. By reviewing the provisions in the Bankruptcy Law, as well as the prevailing practice, this study demonstrates the importance of verification of assets by the curator prior to inclusion in the bankruptcy estate. Legal procedures such as opposition (verzet) can be taken by third parties to challenge the curator's decision in the commercial court. The findings of this study highlight the need for a better understanding of third party rights and the legal mechanisms in place to prevent abuse of curator authority. It is hoped that this study will provide guidance to third parties in taking appropriate legal steps and strengthening legal protection in the bankruptcy process.

Murder is an inhumane criminal act and can be considered a heinous act, as it takes another person's life, whether done instantly or with prior planning. In the investigation process of a murder case, a specific procedure is required to uncover the incident, namely an autopsy. An autopsy is the examination of a deceased body, deemed to have died unnaturally, by performing surgical procedures to determine the cause of death, estimate the time of death, identify unidentified bodies, uncover the perpetrator, and more. The findings from the autopsy are compiled into a written report prepared by a forensic doctor, known as visum et repertum. Before drafting the visum et repertum, the forensic doctor takes an oath to ensure that the contents of the report can be held accountable. This report will later be used in court as evidence to support other evidence related to the murder.