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Andi Zakaria

Jurnal Pengabdian Masyarakat Waradin 2024 Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

This community service program aims to empower Micro, Small, and Medium Enterprises (MSMEs) through business development based on the sharia economy. MSMEs have a strategic role in the economy, but still face various challenges, especially in the application of sharia economic principles that can increase competitiveness and the desire to do business. This program is designed to improve Islamic financial literacy, introduce business contracts in accordance with sharia, and provide halal digital marketing training. The method of implementing the activity includes a participatory approach with various stages, ranging from problem identification, training, mentoring, to success evaluation. The target of the program is MSME actors in certain regions who have great potential to adopt the concept of sharia economics in their businesses. The results of this activity showed an increase in participants' understanding of the concept of sharia economics, followed by changes in business practices that are more in line with Islamic principles. Some participants began to implement sharia contracts in their transactions, access sharia financing, and take advantage of halal branding-based digital marketing. This program also found several obstacles, such as low initial understanding of the sharia economy, limited access to Islamic financial institutions, and resistance to changes in the business system. However, through intensive strategy education and support from various parties, most of these challenges can be overcome. The conclusion of this activity is that business development based on the sharia economy can be a solution for MSMEs in increasing their competitiveness in the wider market. The next program recommendations include strengthening digital-based education, increasing access to sharia capital, and establishing a sharia-based MSME community as a forum for collaboration and sustainable business development.

Siri, Theodorus Asa; Sesfao, Marianus; Cornelis Usboko, Wilibrordus

Perigel: Jurnal Penyuluhan Masyarakat Indonesia 2024 Universitas 17 Agustus 1945 Semarang

Paulo Freire’s concept of liberal education is still not implemented in the world of education in developing countries. Educational actors still adhere to the banking system to oppress students. This study raises a social correlation between educators and students called school family kinship. The education curriculum needs to be used as an indicator of success in terms of the intelligence of the children. The curriculum has continued to transform since 1947 to 2022 but has not found its identity.  Now, the independent learning curriculum is intensively grounded, but there are gaps between regions and between socio-economic groups in terms of learning quality. The implementation of the independent learning curriculum is considered not to have a significant positive effect in the outermost and marginalized areas. Therefore, the old pattern called banking system of education is still used. Students are considered empty piggy banks that must be filled by the teacher. Teachers are still recognized as the all-knowing in knowledge that must be poured into the brains of students. As a result, students can only follow what is transferred by the teacher. This is the basis for the author to try to provide briefings to Catholic teachers and education personnel in Wini and Wekfau parishes regarding the implementation of an independent curriculum in Catholic Schools. This study uses qualitative methods with observation techniques carried out in coastal parishes (Wini) and in the mountains (Wekfau) in terms of geographical location to find out the similarity of perceptions of the independent curriculum. This study applies a qualitative method with observation techniques carried out in the coastal parish (Wini) and in the mountains (Wekfau) in terms of geographical location to find out the similarities in perceptions of the implementation of the independent curriculum in two different areas.

Ayu Annisa Fikra; Isnaini Harahap; Windu Anggara

Proceeding of the International Conference on Management, Entrepreneurship, and Business 2024 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Islamic finance is a financial system based on sharia principles, such as the prohibition of usury, gharar, and maysir, which emphasizes justice, financial inclusion, and sustainability. This study aims to analyze the role of Islamic finance in the revitalization of developing countries' economies, focusing on instruments such as sukuk, zakat, waqf, and microfinance. Through the literature study method, this study shows that Islamic finance is able to support infrastructure development, community empowerment, and reduction of social inequality. This study analyzes the role of Islamic finance in the revitalization of developing countries' economies through instruments such as sukuk, zakat, waqf, and microfinance. The results of the study show that Islamic finance is effective in supporting infrastructure development, community empowerment, and reduction of social inequality in countries such as Indonesia, Malaysia, and Pakistan. However, its implementation still faces challenges, such as low Islamic financial literacy and limited regulations. The conclusion of the study confirms that Islamic finance has the potential to drive inclusive and sustainable economic growth if supported by increased literacy, regulatory harmonization, and expanded access to Islamic financial products.

Dewi Fazira; Abdul Malik Karim Amrullah; Yogi Pandapotan Siregar; Ahmad Wahyudi Zein

JUREKSI (Journal of Islamic Economics and Finance) 2024 STIKes Ibnu Sina Ajibarang

The purpose of this research is to create an ontological framework of Islamic economics with tawhid and caliphate as its philosophical and theological pillars. Islamic economic ontology integrates moral and spiritual elements into the economic system and describes economic reality according to Islamic teachings. The study, which used the literature research method, found that caliphate leadership emphasizes human responsibility in managing natural resources in a just and sustainable way, while the concept of tawhid serves as a theological foundation that places Allah at the center of all economic activities. When these two ideas are combined, it results in a comprehensive strategy that prioritizes material, social, and spiritual well-being. It is hoped that the ontological framework put forward in this study will serve as a roadmap for creating an economic structure that is not only effective but also socially just and consistent with Islamic principles.

Afiyah Zahrah; Fikriansyah Fikriansyah; Juwita Sifas Sembiring; Ahmad Wahyudi Zein

Jurnal Bisnis, Ekonomi Syariah, dan Pajak 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The history of the development of the Islamic economic system has undergone significant transformations from the time of the Prophet Muhammad SAW to the modern era. In the early period, the Islamic economic system was based on Qur'anic principles such as justice, transparency, and the prohibition of interest (riba). The Prophet Muhammad SAW established the foundations of the economy, which included the management of zakat, waqf, and market oversight. The era of the Khulafa' al-Rashidin continued these policies with the management of the baitul mal and economic expansion through ijtihad. During the Umayyad and Abbasid periods, the economic system became more complex with the introduction of Arabic currency and innovative tax management. In the modern era, Islamic economics has experienced a revival through its integration into academia and the implementation of Shariah   compliant financial institutions like Bank Muamalat.

Mhd. Rofi Febrian; Muhammad Anwar; Aflah Muhajir; Ahmad Wahyudi Zein

Jurnal Manajemen Riset Inovasi 2024 Pusat Riset dan Inovasi Nasional

Through a literature review, this research investigates how Islamic economic theory has contributed to the rationalisation of education in Indonesia. An integrative education system that harmonises material and spiritual aspects is built on the principles of justice, balance and benefit. Therefore, Islamic economic philosophy provides a framework for moral and spiritual education that produces morally and intellectually strong people. In order to deal with globalisation and create a generation that is grounded in moral principles and thinks logically, this application is essential. To incorporate Islamic economic philosophy into national education policy and create a globally competitive education system that preserves regional spiritual and cultural values, curriculum design, teacher training and stakeholder participation are necessary.

Ciek Julyati Hisyam; Indah Permatasari; Tauliah Puji Lestari; Yola Medistya; Putra Nizar Pratama +2 more

RISOMA : Jurnal Riset Sosial Humaniora dan Pendidikan 2024 Asosiasi Ilmuwan Pendidikan, Sosial, dan Humaniora Indonesia

Online gambling has become a rapidly growing social issue supported by advancements in digital technology, particularly in Indonesia, with its large population of internet users. Despite being legally prohibited, its popularity continues to rise, creating challenges for law enforcement and significant socio-economic impacts. This study aims to analyze the social and economic dynamics of online gambling actors using a descriptive qualitative method. Data were collected through in-depth interviews and document analysis, then analyzed using thematic coding techniques. The findings reveal that actors, such as Koh Jimmy, learn deviant behaviors through exclusive online communities that provide operational techniques and moral justification. Economic motivation, social support, and gambling systems designed to induce addiction are key drivers of actor involvement. Although aware of legal risks, actors remain engaged due to community influence and substantial financial gains. This study underscores the relevance of differential association theory in explaining actor involvement in online gambling and provides recommendations for preventive policies through technological oversight, social education, and the strengthening of social norms. The results are expected to serve as a foundation for formulating more effective preventive and intervention measures.  

Mayora Mayora; Ahmad Suja'i Tanjung; Anita Khairani Siregar; Rehulina Rehulina; Arini Alfa Hidayah +1 more

Ebisnis Manajemen 2024 Fakultas Ekonomi & Bisnis, Universitas Nusa Nipa

Limau Manis Village, Tanjung Morawa District, requires infrastructure development strategies to boost its economy. This research aims to identify effective strategies for enhancing village infrastructure and promoting economic growth. The findings indicate that infrastructure improvements, such as road construction, irrigation systems, and public facilities, can increase economic activity and community welfare. Therefore, effective infrastructure planning and management are essential for promoting economic development in Limau Manis Village.  

Muhammad Yusril Indra Syahputra; Oman Sukmana

Intellektika : Jurnal Ilmiah Mahasiswa 2024 STIKes Ibnu Sina Ajibarang

Poverty remains one of the main problems in Indonesia that affects various aspects of people's lives. This study analyses poverty alleviation through the Family Hope Program (PKH) with a graduation approach towards independent prosperity. Through a systematic review of 17 journals from 2020 to 2024, it was found that PKH plays an important role in improving the welfare of poor families, especially in access to education and health. While the programme has shown positive results, significant challenges remain, such as economic dependency and limited access to basic services. Factors such as social capital, community support and the role of PKH facilitators prove crucial in achieving self-sufficient graduation. The results of this study suggest the need for a more holistic approach to empower beneficiary families to become more economically independent.

Maya Gita Safitri; Meliana Agustin; Ilham Syahroni; Erlin Kurniati

Jurnal Ekonomi dan Pembangunan Indonesia 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Sumatra Island has abundant natural resources, one of which is agricultural land. The agricultural sector plays an important role in the economic structure including the level of food security. Thus, the problem can be formulated in the form of how the role of  the agricultural sector and food security is to the economic system on Sumatra Island. This research method is qualitative research with a literature review methods using literature collected in various sources. The purpose of this writing is to describe how the agricultural sector and food security play an important role in the economic system on Sumatra Island. The results of the study show that the agricultural sector plays an important role in supporting food security in the economic system in Sumatra even though it is faced with the challenges of climate change and land conversion. Therefore, collaboration between the community, private sector, and government is needed to improve technology and innovation in food crop diversification.

Alexio Manuelo; Bella Vista; Catherine Patricia; Della Vista; Ervina Leonita +3 more

Jurnal Pengabdian Masyarakat dan Transformasi Kesejahteraan 2024 Lembaga Pengembangan Kinerja Dosen

Micro, Small, and Medium Enterprises (MSMEs) play an important role in encouraging economic equity in Indonesia by encouraging economic growth, encouraging innovation and creativity, and reducing unemployment. Among the various MSME sectors, the culinary business stands out because it is very promising due to the universal food needs. One of the culinary businesses, Roti Bakar Bahagia, located in Medang Lestari, Tangerang Regency, shows significant growth potential but faces challenges in optimizing digital marketing and payment systems. To overcome these challenges, community service activities are carried out to increase the digital presence and digital payment infrastructure of the business. The assistance provided includes designing and making logos, designing and recreating menu lists, creating Google Maps lists, and integrating digital payment systems through QRIS. These efforts proved to be very beneficial, equipping Roti Bakar Bahagia to increase its competitiveness and sustain growth in the dynamic culinary market.

Anggi Luthfiah Pane; Nurlaila Rachman; Triana Triana

Karakter : Jurnal Riset Ilmu Pendidikan Islam 2024 Asosiasi Riset Ilmu Pendidikan Agama dan Filsafat Indonesia

This paper examines distributive justice within the framework of Islamic economics, exploring its philosophical underpinnings and practical implications.  It analyzes the Islamic concept of justice ( adl ), focusing on its application to the distribution of wealth and resources.  The study delves into the core principles of Islamic economics, such as zakat, waqf, riba prohibition, and the concept of khalifah (stewardship), and how these contribute to a more equitable distribution of wealth.  Furthermore, it investigates the philosophical arguments supporting distributive justice in Islam, drawing upon Islamic jurisprudence and ethical traditions.  The paper concludes by discussing the practical challenges and opportunities in implementing distributive justice principles in contemporary economic systems, considering both micro and macro-economic perspectives.

Hanif Ibrahim; Moh Mukhsin

Jurnal Bisnis, Ekonomi Syariah, dan Pajak 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The implementation of Islamic economics in Indonesia's development administration during the digital era presents a significant opportunity to build a system founded on inclusivity, fairness, and sustainability. Digital transformation plays a pivotal role in optimizing sharia-based financial technologies, empowering community economies, and enhancing resource management efficiency. Technologies such as halal e-commerce, blockchain, and sharia-compliant financial applications extend access to financial services in previously underserved remote areas. However, challenges such as low digital literacy levels and insufficient regulatory frameworks remain obstacles. Collaboration among the government, Islamic financial institutions, businesses, and communities is essential to ensure the effective implementation of this system. By combining sharia principles with technological innovations, Islamic economics holds substantial potential to boost Indonesia's economic competitiveness on a global scale.

Adinda Desi Saputri; Lismayana Eryanti Siregar; Evi Beatric Dewi Zebua; Halimah Tusakdiyah Nst; Dini Aulia BR Damanik +2 more

Jurnal Manajemen Bisnis Era Digital 2024 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

In the modern era marked by technological advances, the use of smartphones has become an important part of everyday life. This technological advancement encourages people to continue to update the way they carry out their daily activities. Smartphones make various activities easier, including long-distance communication which now feels closer thanks to sophisticated technology. This sophistication is enjoyed by various groups regardless of age or profession. The digital payment system has experienced rapid development, providing significant convenience for its users. This technology plays a strategic role in encouraging the revitalization of MSMEs by offering fast, safe, and efficient transaction solutions. In the context of developing MSME digitalization, the digital payment system not only makes it easier for business actors to manage transactions but also increases consumer convenience in shopping. With proper implementation, digital payments support the operational efficiency of MSMEs, expand market access, and accelerate the adoption of the digital ecosystem. Based on research results, the use of digital payment systems has been proven to contribute positively to the transformation of MSMEs, helping them become more competitive and able to adapt amidst changes in the increasingly digital economic landscape. This emphasizes the importance of adopting digital payment technology as an integral part of the MSME revitalization strategy. This study aims to analyze the positive impact of the use of technology, especially in online marketing, digital payment systems on the revitalization of MSMEs.

Muhammad Irwan Padli Nasution; Muhammad Fauzan Amri

Neptunus: Jurnal Ilmu Komputer Dan Teknologi Informasi 2024 Asosiasi Riset Teknik Elektro dan Informatika Indonesia

Road infrastructure is a vital element in supporting economic, social, and transportation activities in a region. Labuhan Batu Utara Regency faces challenges in managing and maintaining road conditions, especially in hard-to-reach areas. This article presents a recent literature review from the past five years on the application of Geographic Information Systems (GIS) for mapping and managing road conditions. The discussion covers technological innovations such as drone usage, machine learning, and crowdsourcing integration within GIS. Additionally, several international and national case studies are referenced to provide insights into the challenges and opportunities of GIS implementation. This article recommends strategies such as open-source GIS implementation, integration with mobile applications, and regular data updates to support efficient road condition management in Labuhan Batu Utara Regency. 

Nurul Inayah; Faidatus Syiriah; Siti Zakia Khalidah Ma`ruf; Falda Nabila Fauziyah; Mukhlishotul Jannah

Jurnal Ekonomi Keuangan Syariah dan Akuntansi Pajak 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Istishna accounting holds a crucial position in Islamic financial practices as it ensures fairness, transparency, and compliance with Sharia principles in recognizing and measuring costs. Istishna, a unique contract for producing goods based on specific orders, emphasizes the prohibition of uncertainty (gharar) and speculation (maysir), aligning financial activities with ethical and moral values. This article delves into the theoretical foundations of istishna accounting, analyzes its implementation in Islamic financial institutions, and evaluates its impact on financial reporting standards. By integrating Sharia principles with modern financial systems, the study highlights how Islamic financial institutions can maintain accountability and integrity while fostering trust among stakeholders. Furthermore, the article discusses challenges such as adapting to dynamic regulatory changes and balancing business needs with Sharia compliance. This research offers practical recommendations to enhance the credibility and relevance of Islamic financial statements, ensuring their alignment with global economic demands while upholding ethical standards.

Zaky Mubarok; Romelah Romelah

The learning model is an important element in achieving learning goals. The integrative model of thematic interpretation offers an engaging learning experience that supports students to explore the values of the Qur'an in depth. This study describes the objectives, implementation, and integrative model of learning thematic interpretation of QS. Al-Hasyr verses 2-5 in Ma'had Baitul Qur'an Malang. The research uses a qualitative approach of case study type with data collection techniques through observation, in-depth interviews, and documentation, as well as data validation using triangulation. The data obtained was then analyzed using three techniques, namely pattern matching, making explanations and time series analysis (Yin, 2009). The results of the study show that learning aims to provide a deep understanding of the meaning of verses and their relevance to the social conditions of the community, emphasizing the relevance of the content of verses, the history of the Prophet, and their application in the modern socio-economic context. The learning process is carried out systematically through the opening stages, core activities, and closing with the material of the book of tafsir and Siroh Nabawiyah. The lectures, discussions, and question-and-answer methods are used in a humanistic approach. The combination of the connected model and webbed model creates relevant and applicable learning, with a constructivist approach that encourages learners to actively build knowledge through experience and problem-solving.

Taiwo Hassan, Sulaiman; Deborah Ojochenemi, Egwuma

TechComp Innovations: Journal of Computer Science and Technology 2024 Pusat Riset dan Inovasi Nasional Mabadi Iqtishad Al Islami

The relationship between ICT and the accounting profession in Nigeria is assessed in this study. A closed-ended, structured questionnaire was used as the research tool in this study and was given to the employees of the chosen businesses. The chi-square statistical tool, a non-parametric test used to ascertain whether a systematic link exists between two (2) variables, is used to assess the data acquired and retrieved from the research instrument used. The data analysis was conducted using the statistical package for social science (SPSS). According to the study's findings, there is a statistically significant correlation between ICT and the accounting profession in Nigeria. The research found that the accounting profession in Nigeria is impacted by the positive and robust relationship of ICT. A nation's rapid economic and social development is largely dependent on its ICT infrastructure, which has had an effect on the accounting profession in one way or another. Hajela (2005). This, result is also consistent with Buseni James's (2003) discovery that workers' skills and ICT use are connected, indicating that companies with high ICT usage also employ more knowledge workers

Eka Hendi Andriansyah; Waspodo Tjipto Subroto; Norida Candra Sakti; Irwan Adimas Ganda Saputra

International Journal of Management Science and Entrepreneurship 2024 International Forum of Researchers and Lecturers

This study explores the relocation of Indonesia's capital from Jakarta to Nusantara (IKN), a strategic initiative aimed at addressing environmental, economic, and social challenges while fostering sustainable economic growth. Utilizing a Systematic Literature Review (SLR) methodology, the research examines existing studies to assess the potential and challenges associated with the project. Key findings highlight IKN's role in redistributing economic activities, mitigating Jakarta's overpopulation and infrastructure strain, and promoting regional development in East Kalimantan. The project is expected to enhance national GDP distribution, create millions of jobs, and position IKN as a smart and sustainable urban model. However, concerns over financing, environmental impacts, and socio-cultural adaptations present critical challenges that require comprehensive strategic planning. This study contributes to the discourse on national capital relocation, providing insights for policymakers to optimize the economic and environmental benefits of this transformative endeavor.  

Anggi Rizkina Sari Siregar; Namira Hamni Lubis; Nikita Adelia Syafitri; Ahmad Wahyudi Zein

Jurnal Pajak dan Analisis Ekonomi Syariah 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This study analyzes the role of the concept of monotheism and justice in the Islamic economic system through a literature study. The focus of the study is to explore how theological foundations can transform the conventional economic paradigm into a more just and sustainable system. The results show that the integration of monotheism and justice creates an economic model that pays attention to material and spiritual welfare, with instruments such as zakat as a redistribution mechanism. The study identifies challenges in implementing Islamic economics and offers strengthening strategies through education, policy, and technological innovation. In conclusion, Islamic economics has the potential to present a more just and inclusive economic system in the modern era.