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This research explores the impact of financial technology (fintech) on the development of Islamic investment in the digital era. The study aims to analyze how fintech influences the accessibility and growth of Islamic investment products. Using a systematic literature review, this research examines various academic sources published between 2019 and 2024, focusing on countries with significant Islamic fintech developments such as Indonesia, Malaysia, and the Middle East. The findings indicate that fintech has enhanced public acceptance and participation in Islamic investment by offering more accessible and diverse financial products. However, regulatory challenges hinder the full potential of fintech in the Islamic finance sector. The research suggests that innovation in financial products and supportive regulations are key to fostering the growth of Islamic fintech. Additionally, further empirical research is recommended to explore the regulatory impacts and sustainability of Islamic fintech development across different regions.

This research discusses the relationship between citizenship in international law, with a focus on two implications, namely extradition treaties and diplomatic immunity. Citizenship has an important role in the extradition process and the application of diplomatic immunity because often an individual's citizenship status influences legal and diplomatic decisions. Through literature analysis, recent case studies, and international comparisons, this research identifies that legal and political decisions on extradition and the application of diplomatic immunity are influenced by citizenship. Modern cases, such as the involvement of Julian Assange and Chelsea Manning, forgivemin prove the lack of balancing between international obligations and individual rights. Variations in legal practices between countries, including differences between European countries, the United States, and Asian countries, highlight the need for more consistent international standards. This research recommends increased multilateral dialogue, transparency of legal processes, and long-term case studies to improve understanding and practice regarding citizenship in international law.

This research explores the application of Pancasila principles of justice in the Indonesian criminal justice system, especially in the handling of corruption cases. Pancasila as the foundation of the state contains moral and ethical values that should guide law enforcement. However, its application is often constrained by political influence and corruption within judicial institutions. This study uses a qualitative approach with case studies and comparative analysis, involving literature review, expert interviews, and analysis of corruption cases in Indonesia. The findings show that while the principles of Pancasila provide a strong foundation of justice, implementation is less effective due to external influences. Judicial reform, increased transparency, and protection for corruption whistleblowers are recommended to strengthen the implementation of the Pancasila principles and their conformity with international standards.

This research aims to analyze the influence of the marketing mix and service quality This study aims to analyze the influence of the marketing mix and service quality on customer satisfaction and its impact on customer loyalty at PT Delta Primalab Scientific. The marketing mix, which includes product, price, place, and promotion, is considered a crucial element in influencing customer satisfaction. In addition, service quality, which encompasses responsiveness, reliability, and empathy, also plays a significant role in building customer satisfaction and loyalty. This research employs a quantitative method using a survey technique (questionnaire) involving a sample of customers from PT Delta Primalab Scientific. The population of this study consists of 61 customers of PT Delta Primalab Scientific. The sampling technique used is the Slovin method, with a sample size of 53 respondents. Data analysis was conducted using SEM-PLS to determine the direct influence between the variables studied. The research results show that the marketing mix significantly influences customer loyalty (β₁ = 0.352, t = 3.747, p = 0.000). Service quality significantly affects customer loyalty (β₂ = 0.319, t = 2.478, p = 0.014). Customer satisfaction significantly impacts customer loyalty (β₃ = 0.320, t = 2.690, p = 0.007). The marketing mix significantly influences customer satisfaction (β₄ = 0.453, t = 3.799, p = 0.000), and service quality significantly influences customer satisfaction (β₅ = 0.445, t = 3.830, p = 0.000).

Dating during adolescence is considered normal, because you can get to know each other's character in the hope that it will progress to a more serious level. However, this hope is not always fulfilled by everyone, because when they are dating, violence occurs, which is called a toxic relationship. Having a toxic relationship can cause a person to have mental health problems, which can result in someone not being confident and isolating themselves from their surroundings. So, strong support is needed, such as instrumental support, which is direct and real support so that someone can be confident in carrying out daily activities. The aim of this research is to find out whether instrumental support influences the mental health of adolescent victims of toxic relationships on the Instagram platform and how instrumental support influences the mental health of adolescent victims of toxic relationships on the Instagram platform. This research used quantitative methods with 99 samples. The results of the research found show that there is an influence of instrumental support on the mental health of teenagers who are victims of toxic relationships, with a value of 0.994 which shows a positive value, this can be interpreted as an addition of 1% for each. So that Instrumental Support on Mental Health of adolescents obtained an influence level of 0.417 or it can be interpreted that the influence of Instrumental Support on Mental Health was 41.7% and the remaining 58.3% was influenced by other factors not included in this research.

Good communication between midwives and pregnant women greatly influences maternal satisfaction in receiving health services from midwives, so that a sense of mutual trust is built between midwives and pregnant women. This mutual trust will have an impact on changes in attitudes for both service providers and service recipients. the proportion of pregnancy checks in North Sumatra Province was 92.4%, while those who did not have pregnancy checks was 7.6%. The ANC K1 coverage rate in North Sumatra Province was 90.0%, while ANC K4 was 85.9%. This shows that ANC coverage in North Sumatra Province is still low because the national ANC target is 95%. The general aim of this research is to analyze the relationship between midwife communication and the level of satisfaction of pregnant women with ANC services at the Gebang Community Health Center, Langkat Regency in 2024. The research method used is quantitative, information about what you want to know is examined using numerical data through a retrospective survey. Conducting a retrospective survey is one method of collecting historical data. This research uses a cross-sectional strategy. The sample for this in-depth research was all midwives in the Gebang Health Center working area, totaling 40 people. Data analysis uses univariate and bivariate analysis. From the statistical test results, it was obtained that p.value = 0.004 and ? = 0.05, where the value of P.value (0.004) < ? (0.05), so it can be concluded that there is a relationship between midwife communication and pregnant women's satisfaction with antenatal care services in Health Center. Gebang Langkat Regency in 2024. Midwives are expected to further improve their good communication skills with patients by participating in training on effective communication methods so that patients feel satisfied with the services provided.

Ayam geprek is a popular dish, especially in big cities like Palembang. Currently, many ayam geprek businesses are found, one of which is Ayam Geprek Pakde which has a strategic location surrounded by student boarding houses and several higher education institutions. This study aims to analyze the effect of location on sales of Ayam Geprek Pakde in Palembang City. The culinary business, especially ayam geprek, has great potential in the Indonesian market, especially in areas with high populations such as Palembang. In this context, the choice of business location is an important factor that influences accessibility, visibility, and consumer purchasing decisions. This study uses a descriptive qualitative method to understand consumer perspectives on ease of access, price, and service quality. The results show that strategic locations near boarding houses and universities increase consumer interest, especially students. Accessibility factors, competitive prices, menu variations, and service interactions play a role in influencing purchasing decisions. This study provides an understanding for small and medium enterprises (SMEs) about the importance of location selection as a strategy to increase sales and competitiveness in the culinary industry.

This study aims to analyze the influence of Marketing Strategy and Service Effectiveness on Customer Satisfaction at Lotte Grosir Medan. A quantitative approach was used, with data collected through a survey distributed to 100 consumers who participated as respondents. The variables examined include Marketing Strategy (X1), Service Effectiveness (X2), and Customer Satisfaction (Y), measured using a 5-point Likert scale and analyzed with the Statistical Package for the Social Sciences 29 (SPSS 29). The results indicate that the Marketing Strategy is rated as satisfactory with an average score of 3.88, while Service Effectiveness also falls within the satisfactory category with an average score of 3.97. Overall, Customer Satisfaction reached an average score of 3.93, which is also categorized as satisfactory. Regression analysis proves that Marketing Strategy has a positive and significant effect on customer satisfaction, with a positive value of 0.575, t-count of 12.207 > t-table 1.988, and significance of 0.001 < 0.05. Service Effectiveness also positively and significantly influences Customer Satisfaction, with a positive value of 0.365, t-count of 8.020 > t-table 1.988, and significance of 0.001 < 0.05. Together, the variables Marketing Strategy and Service Effectiveness have a positive and significant effect on Customer Satisfaction, with an F-count of 1406.788 > F-table 3.09 and a significance of 0.001 < 0.05. The better the marketing strategy and services implemented by Lotte Grosir Medan, the higher the level of customer satisfaction achieved.

This research explores the relationship between training motivation and parental social support on the mental toughness of athletes at the Brother Jaya Group (SJG) Volleyball Club. Mental toughness is considered an important factor that influences athletes' performance and resilience in facing challenges. Using quantitative methods, data was collected through questionnaires that measured training motivation, parental social support, and level of mental toughness. The sample consisted of 50 active young athletes at SJG. Data analysis using the Pearson correlation technique shows that there is a significant positive relationship between exercise motivation and mental toughness, as well as between parental social support and mental toughness. These findings imply that increasing training motivation and social support from parents can increase mental toughness, which has a positive impact on athlete performance. It is hoped that this research will provide insight for coaches and parents in their efforts to support the development of the mental character of young athletes.

A culture of innovation is very important to implement in a company to be able to maintain the existence and survival of the company. Successful innovation depends significantly on ability, skills and interpreting a rapidly changing environment. Apart from that, employee involvement also influences success in innovation. Innovation and creativity use the DMAIC (Define, Measure, Analyze, Improve and Control) method which is associated with KAIZEN in Japanese terms, which means "continuous improvement" which emphasizes human effort, morals, communication, training, cooperation, empowerment and self-discipline . The purpose of this research is to find out the strategy carried out by PT. Indolakto Pasuruan in motivating its employees to implement a culture of innovation as well as identifying factors inhibiting its implementation and efforts made to minimize these obstacles. This research uses qualitative research methods and tests the validity of this research data using source triangulation and member checking. From the results of this research, researchers concluded that implementing a culture of innovation in companies can have a positive impact on the company's survival. Research implications - This research makes a contribution to human resource management related to corporate culture.

The regulation of protection during armed conflicts is greatly aided by the distinction between the rights and protections granted to combatants and non-combatants under International Humanitarian Law (IHL). Nonetheless, there hasn't been much discussion in the literature about how nationality affects how these legal safeguards are applied. This study attempts to investigate how fighters' and non-combatants' rights and safeguards under IHL are impacted by nationality. The results show that nationality can have a substantial impact on the legal status and level of protection that individuals receive, regardless of whether they are combatants or not. This research examines obstacles to the application of legal safeguards and illustrates how nationality influences their implementation using case studies of the crises in Syria and Ukraine. The study suggests that within IHL, precise standards on nationality be developed.

This research aims to analyze the influence of financial literacy on decisions to use sharia pawnshop products. Financial literacy is an important factor that influences individuals in making financial decisions, including choosing sharia-based financial products. In this context, sharia pawnshops are one of the financial institutions that offer financing solutions according to sharia principles. This study uses a quantitative method with a survey approach to sharia pawnshop customers. Data were analyzed using linear regression to measure the relationship between the level of financial literacy and the decision to use sharia pawnshop products. The research results show that financial literacy has a significant influence on customers' decisions in using sharia pawnshop products. The higher the customer's financial literacy, the more likely they are to choose sharia pawnshop products as a financing solution. These findings underline the importance of financial education in increasing community participation in using sharia financial services. The results of the study indicate that simultaneously the variables of financial knowledge, financial management skills, and attitudes towards Islamic finance together have a significant influence on the decision to use Islamic Pawnshop products. The results of multiple linear regression analysis indicate that financial knowledge, skills and financial management have a significant effect on the decision to use Islamic Pawnshop products. Increasing financial knowledge, skills and financial management will increase the decision to use Islamic Pawnshop products.  

This study examines the impact of designating a sports area in Sena Village, Batang Kuis District, Deli Serdang Regency, on local regional development. The development of a sports area has significant potential to drive local economic growth, improve the quality of life for residents, and create new job and business opportunities. The study aims to identify the extent to which the presence of the sports area influences various aspects of regional development, including infrastructure, economy, and socio-cultural dynamics. The research employs a qualitative method with a descriptive approach. Data was collected through field observations, interviews with various stakeholders, including local residents, regional government officials, and local business owners, as well as relevant literature reviews. Additionally, data analysis was conducted to understand the relationship between the development of the sports area and its impact on regional development. The results indicate that the designation of the sports area in Sena Village has had a significant positive impact on regional development. Infrastructure around the area has improved, including roads, transportation, and public facilities that support accessibility to the sports area. Economic impact is evident from the increase in local tourist visits, which has led to higher incomes for the community, especially in the small and medium enterprise sectors. Furthermore, the sports area has contributed to an increase in social and cultural activities within the community, with numerous sports events and festivals held regularly.

This research aims to determine the influence of Islamic banking financial ratios in the form of Return on Assets (ROA) Ratio, Non Performing Financing (NPF) Ratio, Financing to Deposit Ratio (FDR) and Total Asset Turnover (TATO) on the Operational Cost-Operational Income Ratio (BOPO) at Sharia Commercial Banks in Indonesia.  This research uses a quantitative approach with sample data totaling 7 (seven) sharia commercial banks out of 13 (thirteen) sharia commercial bank populations registered with the Financial Services Authority. Research data uses secondary data for the annual period in the period 2010 - 2023. By using the ARDL (Autoreggressive Distributed Lag) panel model using the PMG (Pooled Mean Group) method, the research results show that in the panel, it turns out that the Leading Indicator is the effectiveness of the variable in controlling the BOPO Ratio at Sharia Commercial Banks in Indonesia is Return on Assets (ROA), where ROA significantly influences the BOPO Ratio at Bank Muamalat Indonesia, Bank Aceh Syariah, Bank Riau Kepri Syariah, Bank Jabar Banten Syariah, Bank Mega Syariah, and Bank NTB Syariah, with stable positions in the short and long term. Of the 7 (seven) Sharia Commercial Banks that are the objects of research, there are 4 (four) banks that are leading indicators of the effectiveness of sharia banking in influencing the stability of the BOPO ratio, namely: Bank Aceh Syariah, Bank Riau Kepri Syariah, Bank Jabar Banten Syariah, and Bank Mega Syariah through ROA, NPF, FDR, and TATO.  Financing to Deposit Ratio (FDR) is also capable of being a Leading Indicator of variable effectiveness to influence the BOPO Ratio at Bank Muamalat Indonesia, Bank Aceh Syariah, Bank Riau Kepri Syariah, Bank BCA Syariah, Bank Jabar Banten Syariah, Bank Mega Syariah, and Bank NTB Syariah, However, its position is unstable in the short and long term.

The Indonesian Navy Academy (AAL) is an Indonesian Navy educational institution that produces young Indonesian Navy officers who are tough and ready to be placed in KRI and in Marine Battalions throughout the territory of the Republic of Indonesia. Level III Marine Corps Cadets carry out Dikko training for 3 months in the Banyuwangi area. In the training there is material on guerrilla warfare which is carried out in the guerrilla versus guerrilla stage by utilizing the surrounding area with residents as partisans for cadets who carry out guerrilla training, in this training the provision of material is given in theory and practice which is carried out around the population so that students can mingle with the surrounding population and can complete the tasks given by the trainer in accordance with the objectives of the training. There are two factors that can influence the guerrilla versus guerrilla material, namely internal and external factors, this factor greatly affects the results of the training carried out by cadets because there are geographical influences and weather influences, the trainer will look for a new location so that the training can be carried out in accordance with the objectives of the training. In the implementation of the training, the expected results are that all students can understand the material given by the trainer and can be applied in guerrilla versus guerrilla training. The results of the study using management theory (POAC) have been implemented in guerrilla warfare training at DIKKO but need to be optimized especially in planning, organizing and actuating. Optimization is carried out by providing material in class not only theory but with applicable and technical methods, in Dikko training, additional supporting personnel and training equipment are needed (for example, civilian clothing), the implementation of training at AAL is adjusted to TOP standards so that all stages of training can be carried out and can improve the knowledge of Marine Corps Cadets

Religious beliefs and culture cannot be separated from one another because religion exists within a particular culture, and local culture influences religion. Although religion is supposed to encourage humanity to create peace and prosperity on Earth, it has instead become one of the factors causing violence and the destruction of humanity, necessitating actions to prevent these issues from arising. Christian Religious Education (PAK) has an educational, social, and participatory role in the life of a pluralistic society. Essentially, PAK is an effective learning medium to instill Christian principles in every member of the church, serving as a foundation for their existence in society. The method used in the writing of this paper is a descriptive qualitative method.

This research used a quantitative method with a sampling technique using the Slovin formula to obtain 95 samples. The data collection technique uses a questionnaire. The research results show that the service feature variable (X1) influences customer satisfaction (Y). The results of the t test for service features on customer satisfaction obtained a value of tcount > ttable (3.429>1.986) and a significance value smaller than probability (0.000 ttable (8.264 > 1.986) and a significance value smaller than probability (0.000 < 0.05), meaning that administration costs have an effect on customer satisfaction. The simultaneous test shows that the fcount value is 114.028 and the ftable value is 3.09 (114.028 > 3.09) with a significance level of 0.000 < 0.05. The conclusion of this research is that service features and administration costs influence customer satisfaction using mobile banking at Bank Syariah Indonesia KC Lahat.  

Urbanization is a significant social phenomenon in developing countries, including Indonesia, characterized by the movement of populations from rural areas to cities. This process not only alters demographic structures but also brings social, economic, and environmental impacts. Urbanization can be defined as the transformation of homogeneous areas into heterogeneous ones, influenced by various factors, including migration and infrastructure development. This article also explores the relationship between urbanization and digital economic growth, which plays a crucial role in fostering innovation and entrepreneurship. In the digital era, digital marketing has become an essential tool for entrepreneurs to reach broader markets and enhance competitiveness. Through historical and contextual analysis, this article highlights the evolution of urbanization in Indonesia, from the era of kingdoms to colonial influences, as well as the challenges and opportunities faced in managing contemporary urbanization. This research aims to provide insights into the importance of adaptive and sustainable strategies in addressing the dynamics of ongoing urbanization

This study aims to investigate the effect of using the Flipped Classroom model assisted by interactive videos on the understanding of social science concepts among fifth-grade students at SD Wujud Kasih Ungaran. The research method employed is quantitative, with the subjects being fifth-grade students. Through an experimental design, this research compares two groups: an experimental group utilizing the Flipped Classroom model and a control group employing conventional methods. The results indicate that the implementation of the Flipped Classroom model assisted by interactive videos has a positive impact on students' understanding of social science concepts. Data analysis using the Independent Sample T-Test reveals a significance value of 0.023, indicating a significant difference between the experimental and control groups at a significance level of 0.05. The average understanding score of the experimental group reached 61.61 percent, higher than that of the control group. Furthermore, the results of the Simple Linear Regression Test show an R square value of 0.547, indicating that 54.7% of the variation in students' understanding can be explained by the use of this learning model.  In conclusion, the Flipped Classroom model assisted by interactive videos significantly influences students' understanding of social science concepts, as evidenced by increased enthusiasm and motivation during the learning process. This study recommends the adoption of this model as an alternative in social science education to enhance students' understanding quality.

The purpose of this research is to determine the influence of security, service features and price on purchasing decisions among the people of Bangun Sari Village, Tanjung Morawa, Deli Serdang. The sample used in this research was 100 respondents who had made orders on the Grab application. The data used in this research is primary data obtained from questionnaires. This research uses quantitative methods with survey techniques. The sampling technique uses non-probability sampling with purposive sampling which uses several criteria. To determine the influence of security, service features and price on purchasing decisions among the people of Bangun Sari Village, Tanjung Morawa, Deli Serdang. Meanwhile, the data analysis method used in this research is the multiple linear regression analysis method which was carried out with the help of computer software, namely the Statistical Package For Social Science (SPSS 23). The results of this research show that: (1) Security partially and significantly influences purchasing decisions. (2) Service features partially and significantly influence purchasing decisions. (3) Prices partially and significantly influence Village Fund Accountability. (4) Security, Service Features and Prices simultaneously and significantly influence Village Fund Accountability.