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The island of Sumatra has 10 provinces with a Human Development Index level that is not much different from the national Human Development Index, several provinces on the island of Sumatra have a Human Development Index below the national Human Development Index. The aim of this research is to analyze the Human Development Index and the factors that influence it in Sumatra for the 2018-2022 period. This research is quantitative research. The variables used in this research are the Human Development Index, Gross regional domestic product, Economic Growth, Poverty, and the Gini Index. The panel data method is used for analysis in the form of cross section data from 10 provinces on the island of Sumatra and time series data for 2018-2022. The results of this research show that Gross regional Domestic Product and Economic Growth have a negative and insignificant effect on the Human Development Index, Poverty and the Gini Index have a negative and significant effect on the Human Development Index in Sumatra for the 2018-2022 period.

Oligopoly is a form of market structure where there are a few producers or dominate the market for a particular product or service. In an oligopoly, there are a few large companies that control most of the supply of goods or services, thus having the ability to influence prices and control competition. In an oligopoly market, each company will position itself as part of the market game. This certainly needs to be done because the profits they get are very dependent on their competing companies. Every policy taken by one company will greatly influence other companies so that competition will become increasingly fierce in terms of price and quality.

The problem is that people with disabilities are always considered not to be independent and are often seen as lacking performance in companies. This greatly influences employees with disabilities in adapting to the work environment. Apart from that, the problem raised is the quality of performance of employees who are considered to have committed fraud. The aim of this research is to look at the quality of performance of accountants with disabilities found in literary works. The research method used is the hermeneutical method. The method used is to understand the text and the problem to be able to understand and know the strengths and weaknesses of the text. This research uses data from the literary work used entitled Love Risk Management by Helen Tanuwan. Theories in research are incongruent. The results of this research show that the main character has hearing problems but there are conditions imposed by his former boss so that the main character must be responsible for the bad credit of one of his customers.    

This study aims to determine the effect of the marketing mix on consumer decisions at kesu t-shirt distribution in North Toraja. The research data was obtained by using a questionnaire, documentation and direct observation on the kesu t-shirt distribution. The research method used in this research is quantitative research with a total sample of 57 people. The data analysis technique used in this study was multiple linear regression with statistical calculation tools using SPSS version 26. The results of this study obtained the equation Y = 4.172 + 0.105X1 + 0.222X2 + 0.215X3 + 0.095X4. Products influence consumer decisions. Prices affect consumer decisions. Promotion influences consumer decisions. Place influences consumer decisions. Products, prices, promotions, places influence consumer decisions at kesu t-shirt distributions. The determination result (R2) of 0.822 or 82.2% means that the dependent variable namely consumer decision (Y) can be explained by the independent variables product (X1), price (X2), promotion (X3), place (X4). While the remaining 17.8% is explained by other variables outside the variables used.    

The definition of price is the value of goods which is determined or expressed in terms of money or the amount of money or other equivalent means of exchange, which must be paid for goods or services, at a certain time and in a certain market. The price level attached to the product describes the quality of the product. Meanwhile, price discrimination is a term used in international trade, referred to as a trade practice carried out by exporters by selling every commodity on the international market at a price that is less than the appropriate value or can be said to be lower than the price of the goods in their own country, which is considered unfair because can damage the market and harm competing producers in the importing country. Among the activities of entrepreneurs that usually do not favor competition is price discrimination. This situation describes a situation where sellers provide different prices for their products with the same quality and quantity to two or more sellers, or provide unequal prices to buyers or consumers in the form of inappropriate inventory, or take action by setting a pricing strategy. to gain advantages for more profitable consumers.

Indonesia's economic growth continues to increase and reaches inflation levels. As has happened in the last 2 years, there has been a quite drastic increase in inflation from 2021 of 1.56% and 2022 of 4.21%. This resulted in a decrease in rising inflation. Inflation is the impact of increasing or decreasing economic growth in a country. With increasing economic growth from trade activities or increased buying and selling along with increasing supply of businesses or producers, it can result in an increase in more buyers or consumers to shop, resulting in an increase in the prices of some good products or services market goods. One way to anticipate increasing inflation policies is that the government must control interest rates. Policies in this case must be made by the monetary authority in Indonesia, Bank Indonesia.

Regional government assets are one of the pillars of revenue generation for the Regional Government. In managing regional assets, regional governments must consider various aspects ranging from needs planning, procurement, administration, utilization, maintenance and security to supervision so that regional assets are able to provide optimal contributions to the regional government concerned. Regional assets are a resource and a potential that is absolutely necessary in the administration of Regional Government, because if assets are managed well they can provide benefits to the Regional Government and the community as a source of income as well as supporting the role and function of the Regional Government as a provider of regional services to the community.

This research aims to find out strategies for developing integrated tourist attractions in South Central Timor Regency so that they can increase tourist attraction and also find out what components are needed in developing tourist attractions in South Central Timor Regency using SWOT analysis. This research use desciptive qualitative approach. The data collection techniques used were interviews, observation and documentation. The results of the research determine the policies that should be prioritized by the government in efforts to develop integrated tourist attractions in South Central Timor district. This research shows that there is a need to increase human resources in developing tourist attractions, improving infrastructure, supporting infrastructure, then the main focus in this research based on the concept of integrated tourism is the Tour Package program that has been launched which would be very good if it received more attention.

KKN is a form of education by providing learning experiences for students to live in society, directly identifying and dealing with community problems as well as efforts to increase the content and weight of education for students and to obtain greater added value for higher education. Infrastructure is a physical system needed to meet basic human needs in the social and economic spheres. In 2023, one of the villages that will be used as a place or location for Real Work Lectures at Sahid University Surakarta is Sindon Village, Ngemplak, Boyolali. Sindon Village is one of the villages in Ngemplak District, Boyolali Regency, Central Java Province. Sindon Village itself consists of 3 hamlets, namely Sambiroto Hamlet, Brajan Hamlet and Manukan Hamlet. Based on surveys and direct observations carried out in Dukuh Sambiroto, it was found that there was no welcome sign. For this reason, the SGM KKN Team carried out a program to make welcome signs to Sambiroto Hamlet. With the aim of providing benefits as a guide. In its implementation, activities ran smoothly and were on target according to the specified time.  

This community service aims to provide learning guidance for elementary school children. The implementation of this service was carried out by PSDKU Regency Real Work Lecture (KKN) students. Southwest Maluku in Patti Village. The method for implementing community service activities consists of three stages, namely planning, implementation and evaluation. Community service activities in the form of tutoring will be carried out from August – September 2023 3 times a week, at 16.00–17.30 WIT in the Patti Christian Elementary School study room. The tutoring participants are Patti Christian Elementary School children. Students provide study guidance material using lecture methods, practice questions and questions and answers. The tutoring activities that have been implemented are going well. The results of this activity have had a positive impact on the participants and are an example of how community service can help improve the quality of education at the basic level. Participants' ability to understand and solve practice questions well and correctly. Furthermore, basic English language skills and computer training have also increased among the children of Patti village.  

Vocational School is a level of secondary education which specifically prepares its graduates to be ready to work. Vocational school graduates are expected to be able to be absorbed and play a big role in the world of work. However, in reality there are still many vocational school graduates who have not been fully absorbed into the world of work. Based on data from the Central Statistics Agency (BPS), the Open Unemployment Rate (TPT) for vocational school graduates in Indonesia until November 2022 reached 11.41%, the highest among graduates at other levels of education. The high unemployment rate for vocational school graduates may be related to difficulties in determining career choices. The aim of the PkM activities at SMKN 1 Karanganyar is to help SMKN 1 Karanganyar students optimize their potential so that whatever their career goals are in the future will be achieved. Through this PkM activity, students at SMKN 1 Karanganyar are expected to be able to actualize themselves and align their potential regardless of the choices they make after graduating from SMKN 1 Karanganyar. The service method is carried out using educational methods about education, namely providing knowledge about the meaning of career planning, the benefits of career planning, the importance of career planning, tips for career success along with examples of career planning. Apart from this, training is also provided in making career planning as well as information on how to make a good job application letter, how to make an attractive CV, and tips on how to face job interviews and an introduction to job selection tests. The results of the service increase the knowledge of SMKN 1 Karanganyar students in terms of the world of work and education after graduating from school and can make good career plans for themselves.  

This study examines the implementation of the marketing strategy for Sharia KPR Bank Muamalat Stabat Branch and the challenges it faces. In this study, primary and secondary data from interviews, observations, and documentation were used in descriptive analysis techniques. The results of the study show that Bank Muamalat disseminates information through various mass media, both print (daily newspapers and magazines) and electronic (radio and television). Billboards, a type of outdoor advertising used by Bank Muamalat, are seen as a good tool to promote outreach.

The purpose of this study was to find out and analyze how much influence Product, Price and Strategic Location have on Purchasing Decisions at the MCP Royal Plaza Surabaya Muslim fashion store. This study used a quantitative method with a descriptive type with a random sampling technique and the number of respondents was 52 people. The data analysis method used in this study is multiple linear regression analysis, while the results of this study are that price has a significant and significant effect on purchasing decisions as seen from the t count > t table (4.426 > 1.661), and a significant level lower than 0, 05 which is 0.000, it can be seen from the value of t count <t table (-0.064 <1.661) then it can be seen that the significant value is lower than 0.05 which is 0.000 , Service Quality has a significant and significant effect on purchasing decisions seen from t count> t table (2.625 > 1.661) and a lower significant level than 0.05, namely 0.000, Price and Service Quality have a significant and significant effect on the decision to purchase MCP Store products, as seen from the t count > t table f count > f table (19,548 > 2,699) and the value sig 0.000 <0.05 the percentage value that influences the independent variables (Product, Price, Strategic Location) to the dependent variable (Purchase Decision) is 38%. Thus the variable price, strategic location and product quality affect the consumer purchasing decisions of the MCP Muslim fashion store at Royal Plaza Surabaya.

The purpose of this thesis is to manage Islamic finance MSMEs at Muaro Jambi Temple, to find out the obstacles in managing MSME sharia finance at Muaro Jambi Temple and to find out the efforts of MSMEs in financial management at Muaro Jambi Temple. This thesis uses a qualitative approach with data collection methods through observation, interviews, and documentation. Based on the research conducted, the following results and conclusions are obtained: MSME Islamic Financial Management in Muaro Jambi Temple is carried out by trying only to take what is lawful and good, lawful way of acquisition: through trade that applies voluntarily and willingly, lawful method of acquisition: act fairly and avoid doubts and lawful. How to use: Help each other and avoid excessive risks. Obstacles in MSME Islamic Financial Management at Muaro Jambi Temple include personal needs and business turnover that are not separated and limited knowledge. Efforts in MSME Islamic Financial Management at Muaro Jambi Temple include the use of the budget in the needs that will be carried out so that the business being run can benefit, recording is done to anticipate losses occurring or expenditures occurring, so that income will also be clearer when recording, reporting is done made not just written numbers but have information. Exercising control by fully implementing control over the financial management of its business.

The psychological and emotional state that a person feels in relation to their job is called job satisfaction. It indicates how satisfied, happy, and content a person is with their work environment. Positive feelings about the job itself, the work environment, relationships with coworkers, pay, promotions, recognition, and other elements of the job can be part of job satisfaction.    The method used in this research is descriptive qualitative research method which requires identifying and analyzing the problems found. Data collection techniques through observation, interviews and documentation. The purpose of this study was to analyze and determine employee job satisfaction that occurs at PT Digivla Indonesia.      The results of pre-research data on 20 employees show that 30% of employees are not satisfied with their jobs and 50% are satisfied with their jobs at PT.Digivla Indonesia. The results of the interview show that job satisfaction affects employee performance, this is supported by the Company's efforts to increase job satisfaction and a supportive environment is one of the factors in employee job satisfaction.

This study aims to determine the important role of the International Monetary Fund (IMF) in global economic stabilisation and recovery efforts, especially in the midst of the international financial crisis. The IMF serves as a critical provider of financial assistance to crisis-affected countries through an emergency lending mechanism, the IMF provides the financial support needed to address urgent economic pressures. In addition, the IMF acts as an economic policy advisor by providing guidance to its member countries. By designing appropriate structural reform programmes and economic policies, the IMF helps countries to recover from the crisis and build a stronger economic base. The importance of international co-operation is also a focus of the IMF in promoting global economic stability. This article has a formulation of the problem of how the IMF's role in providing emergency financial assistance for the economic stabilisation of countries affected by the international financial crisis. The analytical method used by the author is a qualitative approach. The results of the research in this journal are The IMF was established to maintain financial stability and world trade by providing loans to countries facing balance of payments crises that could threaten a country's economy.

The problem phenomenon that the author examines is related to the transition of BP-PAUD dikmas which was transferred to the Mobilizing Teachers Center on the issue of budget management human resources, which is still not effective because the Mobilizing Teachers Center handles all levels of schools, including Kindergarten/PAUD, Elementary, Middle School, High School, Vocational School and SLB, whereas Previously, BP-PAUD Dikmas handled only one level, namely TK/PAUD. This research aims to find out how accountable financial management is at the North Maluku Province Teacher Mobilization Center. The method used in this research is a qualitative approach. Data collection techniques in this research are through observation, interviews and documentation studies. The results of this research show that the North Maluku Province's financial accountability center is effective, efficient and accountable because the budget implementation process is transparent and accountable in accordance with applicable rules and regulations. And the achievements of the program / activity in accordance with the program/activity implementation plan and budget of the North Maluku Provincial Mobilization Teacher Center and the Performance Agreement of the Head of the North Maluku Provincial Mobilization Teacher Center

This research aims to determine the simultaneous and partial influence of product quality, brand image and price perception on interest in buying bear brand milk among the people of Kutoarjo Village. The research methodology used is a quantitative approach with data collection methods using questionnaires. The population in this study was the people of Kutoarjo Village and the sample determined using probability sampling using proportional sampling obtained 317 respondents for people who had never bought Bear brand milk. Then the data was obtained using multiple linear analysis. The results of the research show that product quality (X1), brand image (X2), price perception (X3) partially have a positive and significant effect on interest in buying bear brand milk. Simultaneously product quality, brand image and price perception influence interest in buying bear brand milk. amounting to 33.8%.

The School Health Unit / UKS is an integral element in the management of special services in the field of school health. The management of this special service basically aims to support the learning process and meet the specific needs of students in the school environment. This research aims to determine how is the management of the uks at State Vocational School 5 Jember. This research uses qualitative methods and a field research approach. Data collected through interview techniques, observation and documentation. The results of this research can provide guidance to schools to improve the quality and efficiency of health services, as well as promote healthy lifestyles among students. Apart from that, this research also provides a valuable contribution to the development of education and health policies at local and national levels. The benefits of this research have a major impact in improving students’ welfare and health. Through this research, effective efforts can also be identified in ensuring the provision of optimal health services in the school environment

This research aims to determine the effect of online transportation on labor absorption in Kupang City. This research was conducted on online application drivers in Kupang City, namely Grab, Maxim and InDrive. The number of samples studied was 32 respondents. This research uses a quantitative research approach. The sampling technique for this research uses a non-probability technique, namely the incidental sampling technique. Data analysis used in quantitative methods is validity testing, reliability testing, simple linear regression, and hypothesis testing using the Statistical Package for Social Science 26.0 for Windows (SPSS 26) tool. The test results show that the online transportation variable has an effect on labor absorption. Other findings show that online transportation simultaneously influences labor absorption with a coefficient of determination of 68.6%.