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Technology in the financial sector plays a crucial role in human life, as evidenced by the widespread use of electronic money. The advent of cashless payments, such as QRIS, can enhance financial management for businesses and contribute to their success. This research aims to compare the income of MSMEs before and after implementing QRIS in their operations. The sample size used in this study consists of 35 MSMEs at To’Pao Art Market, selected through saturation sampling. Data collection was conducted using a questionnaire, and data analysis was performed using the Paired t-Test. The results of this study indicate that there is a difference in MSMEs' income before and after the adoption of QRIS. This is supported by the Paired t-Test, which yielded a significance value (α) of less than 0.05 (0.007 < 0.05). The average income before using QRIS was 20.77, whereas after implementing QRIS, there was an increase in the average income to 21.60. Based on the results of the paired t-test, it can be concluded that the use of QRIS has a positive impact on MSMEs' income."

Change management in the VUCA (Volatility, Uncertainty, Complexity, Ambiguity) era has become increasingly important in dealing with business dynamics that change rapidly and unexpectedly. This era is characterized by continuous change, external uncertainty, the complexity of the business environment, and information ambiguity. This study uses the literature study method to explore the concepts and practices of change management that are effective in dealing with the instability and uncertainty of the business environment. Through the research method of literature study, the authors analyze various sources of literature which include change management theories, as well as case studies of the implementation of change management in various organizations. This article highlights the importance of organizational adaptation to rapid and unpredictable environmental change. The study results emphasize continuous adaptation and innovation as the keys to success in the face of constant change. In addition, this article provides insight into how organizations can turn VUCA challenges into opportunities for sustainable growth and development.

This thesis is entitled Analysis of the Application of Islamic Business Ethics in Business Success (Study on Ilham's rempeyek business in Jambi City). This study aims to determine the application of Islamic business ethics in accordance with the principles of Islamic business ethics according to Faisal Badroen and the indicators of business success are capital, income, sales volume, production output and labor. The method used in this research is descriptive qualitative, where in collecting data the researcher uses observation, interview and documentation methods. The results showed that Ilham's peanut brittle business had implemented Islamic business ethics well in running his business and had a positive impact on the success of his business. Obstacles in applying Islamic business ethics to Ilham's peanut brittle business in Jambi city are keeping promises caused by a lack of manpower in the production sector causing delays in product delivery to consumers and inaccuracy in delivering products to consumers. The solution in applying Islamic business ethics to Ilham's peanut brittle business in the city of Jambi is to recruit workers, especially in the production sector so that production results can meet consumer demands and be more careful and thorough when delivering products to consumers.

Any organization that adheres to established standard operating procedures, whether a business organization or a public institution, rewards good performance. The success of an organization depends on measuring its financial performance. The purpose of this research is to find out how value for money is in evaluating financial performance. The accountability report of the North Sumatra provincial government is used as secondary data in this research, which uses descriptive methodology with a quantitative approach. Data collection techniques include documentation methods. The results of this research show that the company's financial performance in 2022 is good in terms of Economic Ratios and Efficiency Ratios, but the Effectiveness Ratio cannot yet be considered effective performance.

Esources such as capital and office infrastructure. Human resources are the most important thing for an institution, because humans have the ability to set goals, collaborate, and work so that planned goals are achieved. Likewise, it is no less important than the office infrastructure in an institution that has a big influence in efforts to increase work efficiency and effectiveness. Therefore, an institution really needs office infrastructure that can be used by employees in carrying out their duties and responsibilities so that administrative activities and other operational activities can run well and smoothly. Office infrastructure is one of the factors that supports the success of an institution in achieving the organization's goals. Office facilities and infrastructure are an important part that need to be prepared ideally and continuously so that they can ensure the smooth running of employee work activities. Considering that office facilities and infrastructure are very important in efforts to facilitate employee work activities, therefore it is necessary to manage adequate facilities and infrastructure. Means are anything that is used as a tool to achieve aims and objectives, means are more indicated for moving objects such as computers and machines. Infrastructure is something that is the main support for the implementation of the process (Business, Development, Project), infrastructure is more indicated for immovable objects such as buildings, space, land. Work effectiveness is a condition that shows the level of success of management activities in achieving goals including quantity work, quality of work, and timeliness in completing work. Effectiveness is often associated with an efficient system, so that the service process takes place effectively, optimally and on time, thereby eliminating the need for overtime work with its implications. The efficiency of work processes, the level of effectiveness of office technology users, and the comfort of the work environment will directly and indirectly influence employee performance in completing assigned tasks. Apart from that, there are also various factors that influence work effectiveness, including: time, tasks, productivity, motivation, work evaluation, supervision, work environment, equipment and facilities. It is logical and appropriate if increasing effectiveness is made one of the government's long-term targets in implementing its strategy. Based on the phenomena presented above, it is clear that the Office of Industry, Trade, Energy and Mineral Resources of North Sumatra Province has not been well managed regarding infrastructure and has not complied with the appropriate regulatory principles. Problems like this should be addressed immediately and maximized so that in the future it can be as good as it should be. If this is resolved, it will certainly create a comfortable and conducive atmosphere so that employees can carry out their work responsibilities well and optimally. Therefore, the researcher was interested and conducted research as a result of an internship, with the title "The influence of the lack of office infrastructure on the effectiveness of employee performance

The purpose of this research is to find out the analysis of changes in sales, profits, and financial performance of PT. XYZ. Sales is one of the activities carried out by the company to maintain its business so that it can develop and compete with other companies so that it can easily obtain the profit or profit that the company wants. Profit is one indicator of a company's success in running its business. However, there are other indicators besides profit needed by the company to survive in the future. Financial performance is a description of the economic results that can be achieved by a company at a certain time through the company's activities.This study uses a descriptive quantitative analysis method and uses primary data in the form of sales reports, costs or expenses, and profit reports for 2018-2022. Changes in profit obtained a significant value of T of 0.000 less than 0.05, meaning that changes in profits partially affect the financial performance of PT. XYZ. This shows an increase in profit changes can affect the increase in the company's financial performance

Air Emas Village is a village born from the transmigration class of 1991, the majority of which the population was imported from Java. The Air Emas Village KKN was carried out from July 10 – August 18, 2023 in Air Emas Village, Singingi District, Kuantan Singingi Regency, Riau, which consisted of 10 students, successfully conducting socialization activities for making fish balls made from catfish. The method carried out is the survey method and goes directly to the field. Consideration of the social and economic conditions of the village makes this activity one of the suitable activities to be carried out in Air Emas Village. The use of catfish raw materials because this fish is rich in protein and also has omega-3. The target of this activity is PKK mothers who will later use it to be a form of MSMEs. The purpose of this activity is to build the foundation of MSMEs to the community and be able to build businesses and form healthy patterns for the people of Air Emas Village.

When it comes to developing connections with other parties in the corporate sector, ethics is crucial. Business ethics is critical in deciding a company's success or failure. Implementing excellent business ethics may help increase communication and promote mutual trust among coworkers. You must concentrate on two things while operating a business. The first is to be aware of and sensitive to the needs and feelings of others. The second purpose is to prevent misunderstandings with others, since business ethics differ widely between cultures and nations. The goal of this essay is to discover how Ethics and Business might become long-term business strategies in the Global Business Era. As a research approach, the author of this paper use observation techniques as well as library research methods. According to the findings of this article's discussion, business ethics influences the amount of confidence that each member of the business community has in one another. The company, suppliers, and end users are all stakeholders who impact one another. Each of these components must adhere to high ethical standards in order to preserve the foundation of trust.

Al Asror Islamic boarding school has several business units which are expected to be a means of developing student entrepreneurship in addition to supporting the boarding school independently. The santri craft business unit, grocery store unit, laundry and canteen are managed by the santri in the Islamic boarding school environment. The problems faced in developing student entrepreneurship are from the perspective of students as the main object of entrepreneurship education.The solution to problems in this service activity is by carrying out FGD activities, coaching and mentoring, and business motivational lectures. The target participants are students, caregivers, administrators, parents/guardians of students, and business and entrepreneurship practitioners/experts. The FGD resource persons were the service team and cottage caretakers. The targets of motivational training are students who have been involved in managing the Islamic boarding school business unit. Motivational lecture speakers are members of the service team. The stages of implementing service activities are the pre-implementation stages of service activities, the stages of implementing service activities, and the post-service activity stages. Service activities can run well and smoothly and consist of three sub-activities, namely delivering entrepreneurship material in the general stage, FGD for stakeholders, and mentoring for students who run Islamic boarding school business units. The first and second activities were carried out successfully. Islamic boarding school stakeholders can convey ideas and concepts in developing student entrepreneurship and Islamic boarding school business units. The third activity has also been carried out by providing reinforcement for students who receive the mandate to run Islamic boarding school business units such as laundry, drinking water, canteen, and others. New business ideas for Islamic boarding schools must be analyzed carefully considering the potential and development of the Patemon area and its surroundings.

PT. Telkom Indonesia Tbk is an Indonesian state-owned company that operates in the fields of information technology, communications and telecommunications networks. This company has several important divisions or segments in carrying out business strategies, one of which is the government segment. The government segment cannot do hard selling like other segments. This is because the government segment is included in B2B sales and cannot expand the market easily. Apart from that, because government segment customers are government agencies, the government's budget is also limited because it is regulated in the APBN. Regarding the problems and challenges faced by government services, the author wants to analyze the government segment's business strategy in increasing sales with customers and limited government budgets. The final internship assignment was prepared by the author using qualitative methods. Data collection was carried out by conducting interviews with account managers and supervisors. The results of interviews and observations of the government segment have strategies in conducting B2B sales, namely carrying out acquisitions or scaling, conducting account manager soft skills training, building and maintaining customer loyalty, conducting outreach related to the success of work programs that have been implemented by other regions, conducting outreach and offering programs work, holding a service business request (SBR) program, carrying out business processes with direct selling and personal selling, having an account manager's role as a consultant, building and maintaining customer trust, and registering various Telkom products in the E-Catalog.

In an era of disruption, the church needs to adapt to rapid social, technological and economic changes, the church as a religious institution also needs to adapt to face these challenges. One important aspect that needs to be considered is the congregation's economy. A strong and sustainable economy can provide support for church activities and the surrounding community. This research aims to identify effective church strategies in improving the congregation's economy in an era of disruption. Through a literature study approach and case studies of successful churches, several strategies were found that could be implemented: First, churches need to increase the congregation's skills and knowledge in facing economic changes. Second, churches need to utilize information and communication technology to support the congregation's economy. Third, the church can encourage entrepreneurship among the congregation. Support can be provided through providing co-working spaces in churches or establishing business incubators to help congregation members who want to start their own business. Churches can also facilitate business collaborations between congregations who have complementary skills and interests. Four, churches need to develop strategic partnerships with external parties, such as non-profit organizations, financial institutions, or private companies that have visions and values that are in line with the church. but must be based on the ethical and moral principles taught by religion.

The assessment of information technology governance is a crucial aspect of managing IT resources to align the implementation of information technology with business operations and corporate objectives. At PT Petrokimia Gresik, IT governance assessment is still carried out using conventional methods. Therefore, this research aims to design and develop a Self-Assessment Information Technology Governance System at PT Petrokimia Gresik. This research begins with user interviews and a literature review from various sources such as journals, reference documents, and COBIT 2019 books. The system development is conducted using the SCRUM method to produce a system that meets user requirements. In the SCRUM method, there are four main activities: sprint planning, daily scrum, sprint review, and sprint retrospective. This information system was successfully developed using the Laravel framework, which proved to streamline web application development. The implication of this research is the creation of a Self-Assessment Information Technology Governance System. Based on the results of user acceptance testing, the system produced has been well-received and meets user needs.

In the current era of globalization, the success of a business requires creative ideas from business owners. Companies are required to produce creative ideas to provide value and positive experiences for consumers with the aim of increasing and retaining customers. This research aims to determine the influence of customer value (X1) and customer experience (X2) on repeat purchase decisions (Y) at Warung Lesehan Pak Brodin. Using a quantitative approach, the sampling technique used a non-probability sampling method in the form of accidental sampling of 88 Warung Lesehan Pak Brodin respondents. Data collection techniques include observation, interviews, questionnaires and literature studies, with the help of IBM SPSS version 25. The research results show that the Customer Value variable (X1) has a partial and significant effect on the Repurchase Decision (Y) with t count 4.280 > 1, 98827 and a sig t value of 0.000 < 0.05 and the Customer Experience variable (X2) has a partial and significant effect on the Repurchase Decision (Y) with a calculated t value of 4.640 > 1.98827 and a Sig t value of 0.000 < 0.05. Meanwhile, simultaneously, Customer Value (X1) and Customer Experience (X2) have a positive and significant effect on Repurchase Decisions with an F count of 49.563 > 3.10 and a Sig. F 0.000 < 0.05.

One of the problems faced by MSMEs in Sidorejo hamlet is marketing problems and skills in using technology. MSMEs in Sidorejo hamlet need technology-based business development so they can compete with new online businesses. The purpose of this writing is 1) Identifying the use of marketing media in MSMEs in Sidorejo Hamlet, Ngestiharjo Village. 2) Describe technology-based business development efforts in MSMEs in Sidorejo Hamlet, Ngestiharjo Village through digital marketing training. The method used to identify the use of marketing media is observation and interviews. The methods used in technology-based business development efforts are community education and training methods. Materials in efforts to develop technology-based businesses for MSMEs in Sidorejo Hamlet through digital marketing training include: 1) Cultivating an entrepreneurial spirit and providing inspiration from the success of online businesses, 2) Sharing sessions, 3) Digital marketing training. The identification results show that many MSMEs in Sidorejo Hamlet use simple technology in marketing, which is dominated by WhatsApp and Facebook media. In fact, there are still many MSMEs that run their businesses offline without the help of technology. The evaluation results of digital marketing training activities show that this activity received a positive response, was considered to provide insight and knowledge, and provide inspiration. Almost all business people want to practice this online business in developing their business.

Students' motivation to learn can be seen if the student tries to make an effort diligently to achieve what he wants. A student who has good motivation will get good results too. Learning motivation is like a machine, if there is a driving force then the machine will operate according to what the operator wants. Likewise with motivation, if there is a driving force then there is an effort within a person to carry out certain activities to achieve a goal. However, motivation is not always shared by everyone. In his book, Soemanto defines motivation as a change in energy within a person which is characterized by effective encouragement and reactions in achieving a certain goal.   What is meant by learning motivation is an urge that arises within students to act or carry out an activity or business because of a goal, need or desire that must be satisfied. Looking at some of the explanations above, the author sees that the lack of student motivation in learning is a significant problem because remembering the objectives of learning and the efforts made by the teacher do not bring the results as expected. Thus learning is considered less successful. In this research, the type of research used is classroom action research (PTK). The research location is Elpida Noelbaki Elementary School, which is located at Jalan Sahabat no. 01, Oehau Hamlet, Noelbaki Village, Central Kupang District, Kupang Regency, East Nusa Tenggara Province. The subject of this research is a religious education subject teacher for grade 2 elementary school students. The methods used in the research are interviews and observation. The teacher's treatment at the initial stage of learning has an impact on the growth of students' learning motivation. This is characterized by enthusiasm in following lessons. As many as 88.8% of students showed an enthusiastic attitude in participating in lessons. The teacher's treatment at the initial and final stages of learning has an impact on increasing student learning motivation. This is characterized by enthusiasm in following lessons. As many as 100% of students showed an enthusiastic attitude in participating in the lesson. Based on the implementation of the first to third cycles, it is known that the application of teacher social competencies such as teacher interaction, social skills, sympathetic attitudes and the teacher's adaptability towards students in following lessons will increase student motivation in learning. Students look enthusiastic and enthusiastic in receiving lessons in class.  

The Community Service Program (PKM) has successfully conducted a training on Dashboard Development and TikTok Business for the Small and Medium Enterprise (MSMEs) Shofi Group. This training was facilitated by the Informatics Engineering Department of Trisakti University and has received an excellent rating based on feedback from the participants. As part of this training, a visualization dashboard was successfully integrated into the Shofi Group's website, allowing them to monitor sales data more efficiently and effectively. In addition, participants also learned about the use of TikTok Business as a tool for marketing their products. Positive feedback from Shofi Group indicates the significant benefits of this training, in terms of assisting MSMEs to adapt and utilize digital technology in their business development. These results underline the importance of similar programs in supporting SMEs to compete in the digital era. It is hoped that the success of this PKM can lay the foundation for similar initiatives in the future, supporting more MSMEs in leveraging the potential of digital technology.

Currently, the MSME financial reporting standard uses SAK EMKM (Standard for Financial Accounting for Micro, Small and Medium Entities). MSME accounting is expected to make and create more structured financial reports. The purpose of this research is to find out how SAK EMKM is applied in preparing financial reports for MSMEs, and to find out what are the obstacles encountered in preparing SAK EMKM-based financial reports. The design used is literature review, articles are collected using search engines such as Google Scholar and Garuda. Based on the research results collected and the author's analysis, it was found that there are still many MSMEs in Indonesia that do not make or use accounting information to run their business. Therefore, when asked about the amount of their assets, they could not provide any information. Small business owners lack accounting knowledge and many of them do not understand the importance of accounting for business continuity and business success.

In the increasingly more business cafe competition in the era of today, every businessman or businessman in the field of beverages and food must be able to maintain the continuity of the business they run. In order to survive and be successful in the field of food and beverages, an entrepreneur must be able to consider from what makes consumers interested in stopping by the café. This study aims to determine the effect of the quality of service, price and atmosphere of café on purchasing decisions (case studies at Nabs Café in Mojokerto City). This study uses a quantitative method with a sample of 100 respondents with the help of data processing IBM SPSS 26. The results of this study indicate that partially the variable service quality has a positive and significant effect on purchasing decisions, partially the price variable has a positive and significant effect on purchasing decisions, partially the atmospheric café variable has a positive and significant effect on purchasing decisions, simultaneously the effect of service quality, price and atmosphere of the café has a positive and significant effect on purchasing decisions (case studies in NABS Café in Mojokerto City).

Penelitian ini berjudul Analisis Penerapan Etika Bisnis Islam Dalam Keberhasilan Usaha (Studi Pada Usaha Rempeyek Ilham Kota Jambi).   Penelitian ini bertujuan untuk mengetahui  penerapan etika bisnis Islam sesuai dengan prinsip-prinsip etika bisnis Islam menurut Faisal Badroen serta yang menjadi indikator keberhasilan usaha adalah modal, pendapatan, volume penjualan, output produksi dan tenaga kerja. Metode yang digunakan dalam penelitian ini adalah kualitatif deskriptif, dimana dalam pengumpulan data peneliti menggunakan metode observasi, wawancara dan dokumentasi. Hasil penelitian menunjukkan bahwa usaha Rempeyek Ilham telah menerapkan etika bisnis Islam dengan baik dalam menjalankan usahanya dan berdampak positif terhadap keberhasilan usahanya. Kendala dalam penerapan etika bisnis Islam pada usaha Rempeyek Ilham kota Jambi adalah menepati janji yang disebabkan oleh kurangnya tenaga kerja dibidang produksi menyebabkan keterlambatan pada pengiriman produk kepada konsumen dan kurang teliti dalam memberikan produk kepada konsumen. Solusi dalam penerapan etika bisnis Islam pada usaha Rempeyek Ilham kota Jambi adalah merekrut tenaga kerja khususnya dibidang produksi agar hasil produksi dapat memenuhi permintaan dari konsumen dan lebih cermat dan teliti pada saat memberikan produk kepada konsumen.

This study aims to examine and analyze the effect of motivation, innovation, and entrepreneurial competence on the success of with business ability as an intervening variable. The sample in this study was 110 respondents who were employees of Jenang Mubarokfod Cipta Delicia Kudus. The sampling technique in this study used the Probability Sampling Technique with proportional random sampling. The data analysis technique used is PLS-SEM (Partial Least Square-Structural Equation Model). The processing of this research data uses the SmartPLS 3.0 tool. Based on this research, it shows that motivation influences the success of Jenang Mubarokfood Cipta Delicia Kudus with a P-Value (0.004). Innovation has no effect on the success of Jenang Mubarokfood Cipta Delicia Kudus with a P-Value of (0,147). Entrepreneurial competence influences the success of Jenang Mubarokfood Cipta Delicia Kudus with a P-Value of (0.000). Motivation has no effect on success which is mediated by business ability in Jenang Mubarokfood Cipta Delicia Kudus with a P-Value of (0.545). Innovation has an effect on success which is mediated by business ability in the Jenang Mubarokfood Cipta Delicia Kudus with a P-Value of (0.001). Entrepreneurial competence has an effect on success which is mediated by business ability in Jenang Mubarokfood Cipta Delicia Kudus  with a P-Value of (0.007).