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Dwi Fadhilah Umami; Fauzatul Laily Nisa

Jurnal Ekonomi dan Keuangan 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This research aims to analyze the implementation of the Maqasid Shariah approach in fiscal policies to achieve social welfare and green economic development, focusing on the case study of PT. Bank Syariah Indonesia Tbk for the period 2021-2023. The research method employed is descriptive analytics with a qualitative approach. Data were obtained through documentation/library studies. Data analysis was conducted using Content Analysis techniques. The results of the study indicate that PT. Bank Syariah Indonesia Tbk has implemented the Maqasid Shariah approach in designing fiscal policies by considering aspects of social welfare and green economic development. The fiscal policies implemented have had a positive impact on societal welfare and have contributed to sustainable and environmentally friendly economic development. This research is expected to contribute to the understanding of the implementation of Maqasid Shariah in the context of Islamic finance and economics and serve as a reference for Shariah financial institutions in formulating fiscal policies oriented towards social welfare and green economic development. .  

Taufiq Hidayat; Tria Anisanur; Revan Lesta Mahendra; Muhammad Kurniawan

Jurnal Ekonomi dan Keuangan Islam 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This research aims to analyze the relationship between Gross Regional Domestic Product (GRDP), unemployment rate, and Human Development Index (HDI) with the poverty rate in Lampung Province during the 2021-2021 period. The data used is secondary data obtained from various official sources. Statistical analysis methods, including correlation and regression analysis, are used to test the relationship between these variables. The research results show that there is a relationship between GRDP, unemployment rate, HDI, and poverty rate in Lampung Province. The implications of these findings are discussed in the context of economic and social development policy at the regional level.    

Nabillah Salsabila; Astri Lestari; Azka Najmi Tsaqila; Maulia Depriya Kembara

Student Scientific Creativity Journal 2024 Pusat Riset dan Inovasi Nasional

Pancasila is the regulatory policy of the Indonesian state. Moreover, this is a hypothetical system designed to provide requirements and guidelines on the attitudes and character of Indonesians. This means that society is required to be able to improve its own moral dimension in order to be able to show its attitude towards life as an Indonesian nation. Ultimately, we hope to become a scientific and academic community that can make comprehensive decisions from a moral point of view. Method is the method used to solve the problem of an object being studied. According to Sugiyono, the research method/approach used in this research is a qualitative approach.

Erica Amalia Saputri; Muhammad Dicki Setiawan; Muhammad Washil Abdul Ghani

Akuntansi dan Ekonomi Pajak: Perspektif Global 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The province of Lampung in Indonesia continues to face a great deal of poverty. The purpose of this study is to look at how poverty levels in this area are affected by population (X2) and unemployment (X1). Numerous primary and secondary sources of data are gathered, and relevant statistical techniques are applied to the analysis. The analysis's findings demonstrate that unemployment (X1) significantly affects Lampung's poverty level, with rising unemployment rates being correlated with rising poverty levels. Contrary to predictions, however, population size (X2) does not appear to have a meaningful impact on the amount of poverty. This implies that other variables might have a greater influence on how impoverished this area is. These results have significant ramifications for Lampung's development strategy. The main focus of policy should be on initiatives to lower the unemployment rate by increasing job opportunities for the populace and creating jobs through skill-training programs. Other aspects of poverty, such as access to healthcare and education, should also be taken into consideration.

Nuri Alvin; Revalina Melati Ayuningtyas; Yustris Baldwin Khadafi

Jurnal Bisnis, Ekonomi Syariah, dan Pajak 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This research analyzes Islamic monetary policy and state revenues in the context of economic growth, especially in Indonesia. Monetary policy is the government's effort to improve economic conditions by regulating the amount of money in circulation. In the context of an economic crisis, monetary policy becomes important to balance the real sector and overcome the problem of currency value and the role of money as a commodity that sells interest or usury. This research reveals that monetary policy has input in the form of monetary policy instruments that influence the amount of money in circulation, while the output includes price stability and economic output. Islamic monetary policy is emphasized as a policy that must be free from usury and interest, following the principle of profit sharing in money management. Apart from that, this research also reviews monetary policy during the time of Rasulullah SAW, where monetary management was based on the principle of baitul mal and the allocation of funds for the spread of Islam, education, infrastructure development and social welfare. an Islamic economic perspective, monetary policy must pay attention to economic welfare with full employment opportunities, socio-economic justice, income distribution, and stability of the value of money. This refers to the principles of maqasid sharia in creating balance and prosperity for society. Monetary policy in Indonesia, led by Bank Indonesia, uses various instruments such as reference interest rates, open market operations, provision of liquidity, regulation of storage facilities, and reserve requirements. mandatory to achieve price stability, economic growth and financial system stability. This research provides in-depth insight into the importance of Islamic monetary policy in achieving macroeconomic goals and its impact on economic growth in Indonesia.

Laila Fauzila Zahera; Rusmitha Devy; Vivi Meilani

Akuntansi dan Ekonomi Pajak: Perspektif Global 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Monetary policy in Islamic economics is an important aspect in maintaining economic stability and promoting the welfare of the people. In the Islamic economic paradigm, monetary policy aims to create a balance between sustainable economic growth and fair distribution of wealth. Principles such as fairness, sustainability and fairness are the basis for formulating monetary policy. First, monetary policy must ensure that the creation of new money is carried out responsibly, avoiding inflation that is detrimental to society. In addition, the Islamic monetary system encourages the use of financial instruments based on sharia principles, such as mudharabah and musyarakah, which encourage healthy economic participation. Second, monetary policy must pay attention to aspects of wealth redistribution to reduce economic inequality. This can be achieved through collecting zakat, infaq and sadaqah as well as channeling funds to sectors in need, such as education, health and poverty alleviation. By implementing monetary policy in accordance with Islamic economic principles, it is hoped that an economy that is inclusive, sustainable and fair can be realized for all members of society.

Aulia Fitri Anggraini; Dinda Salsabila Sarly; Wahyu Rama Wirayuda

Jurnal Bisnis, Ekonomi Syariah, dan Pajak 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The government's role in Islamic economics is very significant, not only in regulating public aspects in accordance with Islamic principles, but also in financial matters such as managing basic needs, creating jobs, and maintaining the stability of the value of money. Public authorities need appropriate arrangements to steer the economy in the desired direction. One of the strategies used is financial regulation, which aims to control the money supply so that economic growth is stable, the cost of living is affordable, and jobs are available. This research aims to explore how the financial approach works from an Islamic perspective in depth. In the context of Islamic economics, the task of public authorities is to ensure that Islamic principles apply in terms of free income, interest-free economy, and money management in accordance with Islamic principles. Financial regulatory instruments also go beyond the use of open markets and custody of money, including in terms of distribution of credit, proportion of advances, and benefits in accordance with Islamic rules. This journal explores the relationship between monetary policy and economic development from an Islamic perspective. The focus is on the government's role in regulating monetary policy to achieve stable and sustainable economic growth in accordance with Islamic principles. The discussion includes financial management strategies that include controlling the money supply, stability of the value of money, and development of an interest-free economy. By considering the basis of free income in Islamic economics, this journal also highlights monetary policy instruments that are in accordance with Islamic values, such as credit distribution and benefit proportions that follow Islamic rules. This research aims to provide in-depth insight into how monetary policy can be implemented effectively in the context of Islamic economics, as well as implications and suggestions for sustainable economic development from an Islamic perspective.

Prima Lestari Situmorang; Riris Lawitta Maulina Siahaan

Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This article is written because of the complex relationship between Inflation and economic growth and their often mutual influence on each other. At low and stable inflation rates, inflation can have a positive impact on economic growth. Moderate inflation often reflects strong demand in the economy, which encourages firms to increase production and investment. However, when hyperinflation occurs, it can damage the economy. this article is a literature review of various scientific articles on the relationship between inflation and growth. The data collection method is by document method and analyzed descriptively. From the articles reviewed, various findings were obtained stating that the relationship between inflation and economic growth is strongly influenced by the inflation rate, inflation expectations, and other macroeconomic conditions. Moderate and stable inflation tends to support economic growth, while high and uncontrolled inflation has significant negative effects. Prudent monetary policy is essential to keep inflation within limits that can support sustainable economic growth. To stabilize the economy, the role of the Central Bank is needed in controlling the money supply so that it does not decrease the value of money.

Adil Pratomo; Fadhul Rohman; Renita Dewi; Zulfa Dela Octavia

Jurnal Bisnis, Ekonomi Syariah, dan Pajak 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The modern economy, with the household and corporate sectors as the main players, is involved in a complex structure. This research uses a qualitative approach to explore the interaction between the two in a dynamic economic context. Qualitative analysis reveals how the two interact in a changing environment. Researchers highlight the importance of verifying household income for purposes such as loans and evaluating financial condition, which involves examining documents such as pay slips and tax reports. Financial challenges include effective management of income and expenses, as well as developing long-term financial plans. Changes in the economic situation and rising prices of goods can pose other challenges in business management. The company faces ever-changing competition by implementing product diversification strategies, increasing operational efficiency, and developing new markets. They also focus on managing risk, maintaining healthy finances, and adapting to changing regulations and market conditions. This research highlights the linkages between the household and corporate sectors and their implications for overall economic stability. With a deeper understanding of the dynamics in these two sectors, this article provides insights for policy makers, business people and the general public in formulating more effective strategies to increase prosperity and economic growth.

Chesia Afriza; Mar’atus Solekhah; Rizky Fadhilah Ahmad; Misfi Laili Rohmi

Pajak dan Manajemen Keuangan 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

  Abstract: National income is one of the key indicators in measuring the economic welfare of a country, which describes the total value of all goods and services produced in a certain time period. This concept is the basis for understanding the economic dynamics of a country, which reflects production, distribution and expenditure activities in the economy. In national income analysis, the three-sector and four-sector approaches offer different points of view in understanding the structure and interaction of economic sectors. The three-sector approach separates the economy into household, business, and government sectors. Households act as the main consumers influencing aggregate demand, while businesses are responsible for the production of goods and services, and the government has a role in regulating and managing economic activities. On the other hand, the four-sector approach broadens the analysis by including the foreign trade sector, which makes it possible to understand the influence of international trade on national income. In this article, we provide an in-depth discussion of national income in both analytical frameworks, discussing the role of each sector in the formation of national income and its impact on the economy as a whole. We also explore relevant policy implications in the context of the three-sector and four-sector approaches, including strategies to increase economic growth, reduce inequality, and promote societal well-being.    

Andi Bintang Balele; Muhtazib Muhtazib; Anggi Asrina

Jurnal Manajemen dan Ekonomi Bisnis 2024 Pusat Riset dan Inovasi Nasional

An increase in company value will make investors believe that the company is able to manage its performance in future prospects. From the background of the problem. The importance of the information needed in determining company policy, which is useful for measuring the company. To find out whether the budget plan for the construction of the Bukit Mega Harmoni housing development at PT. Graha Mega Cendana Makassar is effective and efficient. The type of research used by researchers is descriptive qualitative. Based on the analysis of data from the research results and discussions that have been described, it can be concluded that in general the preparation of the budget plan for the construction of Bukit Mega Harmoni Housing by PT. Graha Mega Cendana in 2017-2019 was quite effective on average, although the overall level of cost efficiency was less than the expected target of 5%. The efficiency of direct costs for building materials was able to exceed the target of 5.32% because there were efforts to control the use of materials in the field, while for craftsman labor costs there was in-efficiency or inefficiency of -4.97% due to demands for increases. the cost of piecework wages for craftsmen during the course of project implementation. For overhead costs or indirect costs, the average efficiency is 20.36% and the most prominent is the efficiency in financial cost items of 32.56%. This occurs because of a decrease in the value of bank credit interest expenses as a result of smooth installment payments. credit and accelerated repayment of bank credit. However, on average, of all cost items, the cost efficiency of building Bukit Mega Harmoni Housing from 2017–2019 of 73 units was only 3.17%, this is because the comparison between the amount of efficiency funds and the total cost budget plan funds used is very small.

Iselia Lopes

Jurnal Transformasi Bisnis Digital 2024 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Population administration in Indonesia involves managing various aspects such as birth, marriage, death and identity. These records ensure legal identity and facilitate access to public services. In Sikka district, there is a significant shortage of birth certificates and marriage certificates with 52.83% of the population not having birth certificates by 2023 and 46.40% of married couples not having marriage certificates. This Policy Paper aims to achieve birth certificate and marriage certificate registration coverage in Sikka District by 2024 and develop policy recommendations to improve coverage. A quantitative approach is used to analyze the percentage of birth certificate and marriage certificate processing in 2023. In-depth interviews with civil registration officers and residents to identify challenges and perceptions related to the registration process were also conducted. The results of the analysis show that there is a significant gap in the ownership of birth certificates and marriage certificates in various sub-districts in Sikka district with contributing factors including many people not realizing the importance and benefits of having these documents, remote areas facing difficulties accessing civil registration services, the cost of going to the civil registry office is high and traditional/customary practices over legal documentation. To address this, the policy recommendations are the Sikka Regent Decree on the ASANTT application follow-up work plan and establishing mobile registration units and increasing the number of registration offices in remote areas.    

Mochammad Zulvikri

Jurnal Manajemen Bisnis Era Digital 2024 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Micro, Small, and Medium Enterprises (MSMEs) play a vital role in driving Indonesia's economic progress, as they contribute significantly to job creation and increasing Gross Domestic Product (GDP). However, MSMEs are facing various challenges that hinder their ability to contribute optimally. This article aims to analyze the impact of MSMEs on Indonesia's economic growth, with an emphasis on policy perspectives and implications. The research uses a descriptive qualitative and quantitative approach, with secondary data obtained from the Central Statistics Agency (BPS), the Ministry of Cooperatives and SMEs, and relevant academic literature. The results show that MSMEs contribute more than 60% to Indonesia's GDP and create more than 97% of the workforce. However, challenges such as access to capital and technology hinder the growth of MSMEs. Policy recommendations include improving access to capital, technology support, and entrepreneurship training. Further research is needed to better understand the impact of MSMEs and to develop effective innovation and technology strategies.  

Nur Fitri Eka Asbarini; Abdul Chalel Rahman

Jurnal Inovasi Ekonomi Syariah dan Akuntansi 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Caliph Harun ar-Rasyid was a successful ruler in his leadership. He made significant efforts to advance Islamic civilization, particularly in the economic sphere, which flourished under his rule. The achievements during his reign left a profound impression on his people. The aim of this research is to examine the economic policies implemented by Harun al-Rasyid concerning welfare and economic justice during his time. This study is a library research, involving the collection of data sources such as books, documents, and historical records about Harun ar-Rasyid. The findings indicate that Harun ar-Rasyid successfully elevated the popularity of the Abbasid dynasty and the Islamic world to its zenith through improvements in the welfare of his people and economic justice, as evidenced by his various contributions to the economy, society, and politics.    

Ardinal Susanto; Ferey Herman

Jurnal Penelitian Manajemen dan Inovasi Riset 2024 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

This research is motivated by initial observations that show that the Implementation of Law Number 28 of 2009 concerning Regional Taxes and Regional Levies has not been optimal, as seen from the large number of tax arrears that must be fulfilled by the Ciamis Regency DPPKAD. PBBP2 (Rural and Urban Land and Building Tax) revenue has not reached the predetermined target. The increase in Regional Original Revenue (PAD) is carried out by following the right tax principles, including the application of sanctions for violations. This study uses a quantitative descriptive method with a population of 33 people, and a total sampling technique, so that the sample also totals 33 people. Data was collected using questionnaires. The results of the study show that the implementation policy of Law Number 28 of 2009 concerning Regional Taxes and Regional Levies received a total score of 2262, which is included in the high category according to the benchmarks used. PBBP2 admissions at the Ciamis Regency DPPKAD received a total score of 2289, also in the high category. Based on hypothesis proof, the policy of implementing Law Number 28 of 2009 has an effect of 77.3% on the receipt of PBBP2 in the Ciamis Regency DPPKAD, while 22.7% is influenced by other factors that are not studied.

Rini Puji Astuti; Lisa Maretha Wulandari; Desi Duwi Safitri

Jurnal Ekonomi dan Keuangan Islam 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The role and function of Bank Indonesia as the central bank is crucial to revitalize the goal of maintaining and preserving the value of the rupiah, which is an important part of sustainable economic growth that will improve people's welfare. This goal is part of the economic recovery and reform policy that will help Indonesia get out of the middle economic crisis. The purpose of this study is to determine the development of the status, position, and duties of the central bank. This research uses the literature method. In 1968, Bank Indonesia's functions and responsibilities as the central bank began to diminish. In 1999, it was again responsible for safeguarding and maintaining the value of the rupiah. Its central bank work consists of three main pillars: setting and implementing monetary policy, maintaining a smooth payment system, and maintaining the stability of the national financial system. To improve people's quality of life, Bank Indonesia is also responsible for acting as a development agent.    

Atin Srihandayani; Meylina Astuti; Ratna Sari; Mustafiyanti Mustafiyanti

Jurnal Manajemen dan Pendidikan Agama Islam 2024 Asosiasi Riset Pendidikan Agama dan Filsafat Indonesia

At the National Teacher's Day commemoration event in 2019 the Minister of Education and Culture or the Ministry of Education and Culture initiated the concept of "Free Learning Education". This concept is a response to the needs of the education system in the era of the industrial revolution 4.0, Minister Nadiem Makarim said that freedom to learn is freedom to think, freedom to think is determined by the teacher, so the main key that supports the new education system is the teacher, where the teacher is tasked with shaping the future. front of the nation. The concept of Freedom to Learn is no longer an idea but rather a policy that will be implemented. Freedom to learn is a word that is often interpreted and explained as freedom in its true sense. The point of the problem is that there are still restrictions everywhere, especially in education, educators and students cannot feel sufficient autonomy to determine the direction of policy in learning and teaching because they are still regulated by regulations which make the implementation and evaluation process plans carried out seem limited and tie. The concept of Freedom of Learning is an agreement in reconstructing the national education system, by reorganizing the education system in order to support the progress of change and progress of a nation that adapts to changing times.    

Muh. Adzam

DHARMA EKONOMI 2024 sekolah Tinggi Ilmu Ekonomi Dharmaputra Semarang

The concept of the green economy serves as a global strategy to address social, economic, and environmental crises. It involves the development, implementation, and evaluation of various approaches to promote sustainability, reduce poverty, and support vulnerable social groups. This study explores the role of the green economy in economic recovery and multilateral issues using a descriptive literature-based method. The findings suggest that implementing a green economy can drive national recovery and address global challenges. Policymaker collaboration and public support are crucial for ensuring a sustainable and environmentally healthy ecosystem for present and future generations.    

Sugeng Eko Yuli Waluyo; Setyaasih Setyaasih; Mohamad Johan Efendi; Khasbulloh Huda; Rachmad Sholeh

Jurnal Pengabdian dan Kesejahteraan Masyarakat 2024 Lembaga Pengembangan Kinerja Dosen

This community service article aims to optimize and revitalize the various tourism potentials of Mojogebang village, especially the potential for community-based tourism to improve the economy of village residents. The efforts made are through formal outreach as well as ongoing direct approaches and guidance to village residents in realizing Mojogebang village as a community-based tourism village. Our findings in the field are that there are several tourism potentials that have not been explored and have not received optimal attention from policy makers, namely the local government. By involving Bumdes and Pokdarwis as well as the private sector and the wider community who are concerned about tourism potential, we are trying to involve active community participation to jointly realize the optimization and revitalization of village potential that has not been explored and touched by community creativity. The result of this community service is the emergence of awareness from all parties about the importance of exploring tourism potential in the village, and realizing it in concrete form regarding various superior village tourism which is able to make Mojogebang village one of the tourist village destinations.  

Dede Ahmad Saefulloh; Enas Enas

Jurnal Riset dan Inovasi Manajemen 2024 International Forum of Researchers and Lecturers

This research is motivated by several problems that: There are several things that have been identified in relation to the implementation of the national health insurance policy on public health services, such as: In supporting the success of health services and reducing health costs for the community, the government in collaboration with PT. Health Insurance holds a Community Health Insurance (Jamkesmas) program. Social Health Insurance services include first-level outpatient care, advanced outpatient care, inpatient care, drug services, childbirth, advanced diagnostic support services, medical equipment and supplement services, operative and non-operative medical procedures, medical rehabilitation services, intensive care Intensive Care Unit (ICU), hemodialysis (dialysis), and emergency services. The method used is a qualitative descriptive method. The results of the study show that: Based on the results of the analysis, it is known that in the service process, both the Jamkesmas pattern and the JKN pattern, are carried out in accordance with the service procedures, namely: self-esteem, meeting expectations (exceed expectations), improvement and rediscovery, forward-looking (vision), continuous improvement (improving), full attention (care, empathy), finally always holding empowerment (empowerment). The obstacles faced by employees in implementing the Jamkesmas and JKN patterns in public health services in Pangandaran Regency are: (1) access to health center services is still limited to certain diseases; (2) the availability of expert personnel is still minimal, (3) the availability of nurses is still limited; (4) the availability of other professional personnel such as pharmacists is still lacking; (5) inpatient facilities are still lacking and so on, which results in less than optimal service. Efforts made by employees in overcoming obstacles when implementing the Jamkesmas and JKN patterns in public health services in Pangandaran Regency are (1) improving access to health center services; (2) adding expert personnel, (3) adding nurses; (4) adding professional personnel; (5) improving inpatient facilities.