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ABSTRAK Penelitian ini dilakukan untuk membentuk karakter generasi cerdas melalui pembelajaran pendidikan pancasila dan kewarganegaraan. Penelitian ini menggunakan pendekatan metode deskriptif. Data yang diperoleh melalui pengamatan, wawancara, kajian pustaka dan dokumentasi. Kajian ini mengkaji upaya yang telah dilakukan guru pendidikan Pancasila dan kewarganegaraan dalam membentuk karakter generasi muda yang pintar, peran dan kendala positifnya. Dari penelitian ini ditemukan bahwa generasi penerus mampu menunjukkan kemampuan berpikir kritis dan menunjukkan perilaku karakter dalam lingkungan. Kata Kunci: Membangun Karakter, Generasi Pintar ABSTRACT This research was conducted to form the character of the intelligent generation through learning Pancasila and citizenship education. This study uses a descriptive method approach. Data obtained through observation, interviews, literature review and documentation. This study examines the efforts that have been made by Pancasila and citizenship education teachers in shaping the character of the smart young generation, their roles and positive constraints. From this research, it was found that future generations were able to show critical thinking skills and show character behavior in the environment. Keywords: Character Building, Smart Generation

Bipolar disorder is a mental health condition characterized by extreme mood swings between manic and depressive episodes. Coastal communities often face limited access to mental health information and services, leading to a lack of awareness and early detection of this disorder. This community service program aims to enhance awareness and understanding of bipolar disorder among adolescents in the coastal area of Baubau City through a community-based counseling approach. The methods used in this program include socialization, interactive discussions, case simulations, as well as pre-test and post-test evaluations to measure program effectiveness. The results showed that after attending the counseling session, participants' understanding of bipolar disorder increased by 85%, while the community's readiness to seek professional help increased from 30% to 75%. Additionally, positive social changes occurred, such as reduced stigma against mental disorders and the emergence of community leaders who actively promote mental health education. These findings indicate that a community-based educational approach can be an effective strategy in improving mental health literacy, particularly in areas with limited access to psychological services. Therefore, it is recommended that continuous counseling programs and further collaborations between the government, healthcare professionals, and local communities be implemented to ensure the sustainability of this program.

Developing children's interests and talents in a religious context is crucial to shaping the character and morality of the younger generation. This study aims to explore the various methods used in religious activities in Heram District, Waena Kel. Jayapura City, and to measure their impact on the development of children's interests and talents. Through qualitative and quantitative approaches, data was collected from observations, interviews, and questionnaires. Results show that religious activities not only increase children's interest in spiritual aspects, but also contribute to their social and emotional development.

Political education is an important tool in increasing political awareness of the community, especially in the challenging era of globalization. This study aims to explore how political education at SMK N 1 Jayapura can contribute to increasing political awareness of students and the surrounding community. The method used is a qualitative approach with data collection through interviews, observations, and documentation studies. The results of the study indicate that structured political education can improve students' understanding of political issues and globalization, and encourage them to actively participate in the democratic process.

Development is the process of changing the functional capacity or working ability of the body's organs towards a state that is increasingly organized and specialized according to the wishes of their respective functions. According to the 2015 United Nations Emergency Children's Fund (UNICEF) report, data was found that the incidence of growth and development disorders in children under five, especially motor development disorders, is still high, namely 27.5% or 3 million children. The aim of this research is to determine the factors that influence the motor development of preschool children at TKIT Al Hikmah. This type of research is analytical with a cross sectional approach which was carried out in February 2021. The research population was 40 preschool aged children. With a sample of 32 respondents. The sampling technique uses accidental sampling. Data were analyzed using a logistic regression test with a confidence level of 95%. The results of the research showed that there was an influence of the length of interaction and stimulation with children on the motor development of preschool aged children and there was no influence of age, education and mother's occupation on the motor development of children aged 3 - 4 years at TKIT Al Hikmah. It is hoped that mothers can increase developmental stimulation during interactions with children and make contact time with children a useful time for stimulation.

The Infant Mortality Rate (IMR) in Indonesia in 2007 was 34 per 1000 live births, decreased in 2012 to 32 per 1000 live births. One of the causes of Infant Mortality Rate (IMR) is incomplete basic immunization. The role of parents, especially maternal knowledge, is one of the factors in achieving complete basic immunization coverage rates. The aim of this research is to determine the relationship between the level of maternal knowledge about immunization and the completeness of immunization in babies aged 0-14 months in Talaka Village, Kab. Ma'rang, using analytical observation methods with a cross sectional approach. The population of this study were mothers who had babies aged 0-14 months and . The sample was selected using a simple purpose sampling technique with a sample size of 62 respondents, data collection using a questionnaire. Data analysis used univariate analysis and bivariate analysis using the chi squere test. The results of the analysis show that there is a relationship between the mother's level of knowledge about immunization and the completeness of immunization in babies aged 0-14 months In Talaka Village, Kab. Ma'rang with p value = 0.002.

The COVID-19 pandemic has significantly altered the lives of many people, particularly in the social and economic domains. Coastal communities, which heavily rely on sea-based economic activities such as fishing, tourism, and maritime trade, have faced severe disruptions due to the pandemic. This has led to economic instability and increased psychological stress within these communities. One of the most notable effects has been the rise in post-pandemic stress disorder (Post-Traumatic Stress Disorder or PTSD) among household members. The persistent stress experienced by individuals, especially in coastal households, is having a detrimental effect on both psychological and social well-being. Stressors, including financial insecurity, social isolation, and health concerns, are exacerbating the strain on family relationships and community dynamics. The goal of this research is to provide targeted education on the dangers of post-pandemic stress disorders, particularly focusing on coastal communities. Through an educational approach, this research aims to raise awareness about the symptoms, causes, and consequences of PTSD. The program also seeks to provide practical strategies and coping mechanisms that households can use to manage stress and maintain psychological resilience in the post-pandemic environment. The findings of this study are expected to contribute to community-based mental health interventions, enhance family stability, and improve overall well-being in these vulnerable populations

Pada ranah pendidikan, setiap sekolah mengharapkan memiliki sumber daya manusia yang berkualitas sesuai dengan bidang yang diampu. Kemampuan setiap pendidik tentunya berbeda-beda hal tersebut menarik untuk dikaji, khususnya di MI Kalifah Nusantara Denpasar. Peserta didik di MI tersebut sudah kuliafied dan mampu membimbing dan membina siswa-siswanya, namun masih terdapat beberapa siswa kurang aktif dan menurun dalam hasil belajar siswa. Berdasarkan kondisi tersebut, melalui kajian peran pendidik diharapkan dapat diketahui dan dijabarkan secara deskriftif kualitatif melalui wawancara dan dokumentasi. Sehingga melalui analisis data berdasarkan teori-teori dan kajian terdahulu, diketahui bahwa peran pendidik sangat penting terhadap motivasi siswa melalui peningkatan kemampuan dan kinerja pendidik dengan mengikuti pelatihan, workshop, konseling siswa, dan pendekatan terhadap orangtua siswa.   AbstractIn the scope of education, every school expects to have quality human resources in accordance with the field being taught. The ability of each educator is certainly different, this is interesting to study, especially at MI Kalifah Nusantara Denpasar. The students are already educated and able to guide and nurture their students at MI, but there are some students who are less active and decline in student learning outcomes. Based on these conditions, aim of study in the role of educators, it is expected to be known and described in a qualitative descriptive manner through interviews and documentation. The data analysis based on theories and previous studies, it is known that the role of educators is very important to student motivation through improving the ability and performance of educators by participating in training, workshops, student counseling, and approaches to parents.

SMP Harapan Mulia adalah salah satu sekolah swasta di Kota Denpasar, sekolah ini memiliki program smart classroom yakni pembelajaran dengan menggunakan iPad dan Digital Books. Program ini diterapkan sebagai upaya adaptasi dengan perkembangan IT yang semakin pesat, program ini akan berhasil dan berdampak positif bagi diri siswa jika dibarengi dengan pola asuh yang baik dari orangtua sebagai bentuk kontrol. Berdasarkan latar belakang tersebut maka adapun tujuan penelitian ini adalah untuk mengetahui: 1) Pengaruh iPad terhadap hasil belajar siswa, 2) Pengaruh pola asuh terhadap hasil belajar siswa dan 3) Pengaruh iPad dan pola asuh terhadap hasil belajar siswa di SMP Harapan Mulia Denpasar. Penelitian ini adalah deskriptif kuantitatif dengan pendekatan korelasional, populasinya seluruh siswa kelas VII dan VIII dengan sampel 67 siswa. Teknik pengumpulan data menggunakan kuesioner, dokumentasi, dan observasi. Hasil penelitian menunjukkan bahwa: 1) nilai thit -0.186 < ttab 2,000 artinya variabel X1 tidak berpengaruh terhadap variabel Y 2) nilai thit 0.287 < ttab 2,000 artinya variabel X2 tidak berpengaruh terhadap variabel Y, 3) nilai Fhit 0.052 < Ftab 3,15 Artinya variabel X1 dan X2 secara simultan tidak berpengaruh terhadap variabel Y. Kontribusi variabel X1 dan X2 terhadap variabel Y sebesar 0,2% sisanya 99.8% dipengaruhi oleh variebel lain yang tidak diteliti.   Abstract Harapan Mulia Junior High School is one of the private schools in Denpasar City, this school has a smart classroom program, namely learning using iPad and Digital Books. This program is implemented as an effort to adapt to the increasingly rapid development of IT, this program will be successful and have a positive impact on students if it is accompanied by good parenting from parents as a form of control. Based on this background, the objectives of this study are to determine: 1) The effect of iPad on student learning outcomes, 2) The effect of parenting on student learning outcomes and 3) The effect of iPad and parenting on student learning outcomes at Harapan Mulia Junior High School Denpasar. This research is a quantitative descriptive with a correlational approach, the population is all students of class VII and VIII with a sample of 67 students. Data collection techniques using questionnaires, documentation, and observation. The results showed that: 1) the value of thit -0.186 < ttab 2,000 means that the X1 variable has no effect on the Y variable 2) the thit value of 0.287 < ttab 2,000 means that the X2 variable has no effect on the Y variable, 3) the Fhit value of 0.052 < Ftab 3.15 It means variables X1 and X2 simultaneously have no effect on variable Y. The contribution of variables X1 and X2 to variable Y is 0.2%, the remaining 99.8% is influenced by other variables.

This study attempts to describe how the stages of planning in village financial management in Jembrak Village in Pabelan District, Semarang Regency. This research was carried out because of the phenomenon in the field which showed that the delivery of APB Village from the village to the District still often experienced delays. This research method is descriptive with a qualitative approach. The informants of this study consisted of 5 village employees in the Jembrak Village District, Pabelan District and the village administration. Data collection techniques used in the form of interviews, observation, and documentation. Data analysis was performed by data collection, data reduction, data presentation, and drawing conclusions. The results of this study indicate that the Jembrak Village in the District of Pabelan District has carried out a plan in managing village finances quite well in accordance with the stages set by applicable regulations. The local government has conducted socialization related to regulations, providing training, assistance and supervision. The village has developed a village RPJM that is aligned with the Semarang Regency RPJMD. The village medium term development plan is then set out in the village RKP which is used as the basis for preparing the village budget. In the process of making the village medium term development plan and the village RKP, the village has involved village institutions and the local village community to play an active role. However, there are still some weaknesses that need to be fixed. The main weakness that must be corrected is the quality of human resources in this case village officials. The number of village assistants with only 3 people to handle 17 villages also became an obstacle related to coordination and assistance in the village. For 2017 the village government felt greatly helped by the use of the siskeudes. With the use of the siskeudes, the planning stage through to accountability becomes more organized.Keywords: Management, Finance, Village

This design aims to determine the cash receipts system for new student registration in order to support the effectiveness of cash receipts for new student registration at SMP KARTIKA XI Bandung. This study uses a qualitative method with a descriptive approach while the software development method uses the water fall method. Data collection techniques using observation, interviews and library studies. Design information system using visual studio and ms.access. Based on the observations made, it turns out that the accounting information system for cash receipts for new student registration is still not perfect. The problems that occur are that the system used is still manual, the reports produced have not been presented quickly and accurately, the files presented are still in the form of hard files. The suggestions that the author gives, it is hoped that the school can manage finances using a good internet network and server. Thus, prospective students can access the software and servers more optimally.

Introduction.Effective therapeutic lack of communication between a nurse with patient resulted in the increasingly distress often what happens on patients can refuse to give the act of nursing by therapeutic lack of communication. Purpose of this research is to analyze The Relation of Communication of Nurse’s Therapeutic towards Outpatients’ satisfaction at Rumah Sakit Umum GMIM Pancaran Kasih Manado. This research used descriptive analytic method with cross sectional study approach. The sampling technique in this research used accidental sampling method. Method.Data collecting was conducted by observation and questionnaires. The collected data then processed by SPSS version 16.0. Result.The test result of chi-square got a significant value p=0,000 that shows that p value is smaller than α 0,05. Conclusion.of this research is the researcher found there is a significant relation of Communication of Nurse’s Therapeutic towards Outpatients’ satisfaction at Rumah Sakit Umum GMIM Pancaran Kasih Manado that is showed by the test result of chi-square that got (p) = 0.000 < 0.05. The value of 0,000 is below of value of alpha 5% (0,05).    

Kasus yang terkonfirmasi positif COVID-19, sebanyak 1.488 pasien tercatat memiliki penyakit penyerta dan presentase terbanyak diantaranya adalah penyakit hipertensi sebesar 50,5%.   Pandemi COVID-19 dapat dijadikan sebagai momentum untuk membudayakan gaya hidup sehat pada hipertensi melalui pendekatan penatalaksanaan Dietary Approaches to Stop Hypertension (DASH), Hidroterapi, dan Senam Hipertensi. Kegiatan ini bertujuan agar lansia dengan hipertensi di wilayah Jawa Tengah dapat memahami penatalaksanaan  DASH, hidroterapi, dan senam hipertensi terhadap penurunan tekanan darah lansia hipertensi.  Hasil kegiatan Lansia di beberapa wilayah Jawa Tengah yang hadir dalam acara pengabdian masyarakat sebanyak 10 orang secara terpisah dilakukan screening tekanan darah dengan rata-rata tekanan darah sebesar 159/94 mmHg. Setelah diberikan intervensi penatalaksanaan Dietary Approaches to Stop Hypertension (DASH), hidroterapi, dan senam hipertensi di saat pandemi covid-19 berjalan lancar, terdapat adanya peningkatan pengetahuan lansia berdasarkan beberapa jawaban dari pertanyaan yang diajukan oleh penyaji materi serta praktik penatalaksanaan Dietary Approaches to Stop Hypertension (DASH), hidroterapi, dan senam hipertensi yang dilakukan oleh lansia setelah melihat demonstrasi penyaji materi. Evaluasi tekanan darah setelah diberikan intervensi kesehatan tentang penatalaksanaan Dietary Approaches to Stop Hypertension (DASH), hidroterapi, dan senam hipertensi terdapat penurunan tekanan darah dengan rata-rata tekan darah 129/82 mmHg. Penatalaksanaan Dietary Approaches to Stop Hypertension (DASH), hidroterapi, dan senam hipertensi dapat diterapkan pada lansia hipertensi dalam kehidupan sehari-hari.      

The purpose of this study was to analyze the effect of learning creativity and emotional intelligence on economic mathematics learning achievement of students at Stie Ganesah Jakarta. This research is a quantitative survey research with a correlation approach. The respondents in this study were first semester students of the STIE Ganesha Economics study program. The data were obtained by giving the students' learning creativity and emotional intelligence questionnaires. This is evidenced by the value of Sig = 0.011 <0.05 and t count = 2.696. The magnitude of the correlation number is 0.389 with a determination of 0.151. This means that the magnitude of the relationship between X1 and X2 variables to Y is 0.389 with a medium category. The magnitude of the effect of X1, X2 on Y is 15.1% where the variables of learning creativity and emotional intelligence together affect the variable of student achievement in mathematics economics by 15.1% while the rest is influenced by other variables.

The aim of this research is to examine the influence of work stress, work motivation and job satisfaction on employee performance at PT Pancaran Sinar Rajawali Indonesia, both simultaneously and partially. This research uses an explanatory quantitative approach. The number of samples in this study was 35 respondents The results of this research in hypothesis 1 obtained the results of t count > t table (2.362 > 1.989) with a significance level of 0.02 (0.02 < 0.05) Hypothesis 2 obtained the results of t count > t table (2.398 > 1.989) with a level of significance of 0.02 (0.02 < 0.05). Hypothesis 3 obtained the results of t count > t table (2.659 > 1.989) with a significance level of 0.01 (0.01 < 0.05). Hypothesis 4 obtained the results of F count > F table (7.566 > 2.717) with a significance level of 0.00 (0.00 < 0.05) which means there is a significant influence between work stress, work motivation and job satisfaction on employee performance. The conclusion of this research is that in hypotheses 1 to hypothesis 4 there is a significant influence on work stress, work motivation and job satisfaction on the performance of PT Pancaran Sinar Rajawali Indonesia employees.

Background: Population. To realize healthy and quality elderly, health promotion must be carried out as early as possible, one of them through the formation and development of elderly posyandu groups. Purpose: This study aims to study the relationship of family support and the role of health volunteer with the use of posyandu for the elderly in the working area of ??Karangnanding Health Center, Karang Tinggi District, Bengkulu Tengah Regency. Methods: This research uses analytic survey design with cross sectional approach. The population in the study were all elderly people who participated in the Posyandu for the elderly in the working area of ??Karangnanding Health Center as many as 53 people. Sampling in this study using a total sampling technique. Data collection in this study uses primary and secondary data. Data analysis was performed univariately and bivariately. Results: The results obtained: (1) There is a relationship of family support with the use of posyandu for the elderly in the working area of ??Karang Nanding Health Center, with a moderate relationship category; (2) There is a relationship between the role of health volunteer and the use of posyandu for the elderly in the working area of ??Karangnanding Health Center, with the category of moderate relationship; (3) There is a relationship between the role of health volunteer and family support with the use of posyandu for the elderly in the working area of ??Karang Nanding Health Center, with a very close relationship category. Conclusion: The role of health volunteer and family support are factors related to the utilization of posyandu for the elderly. With the support from their families, the elderly tend to be more active in participating in posyandu activities for the elderly. Latar Belakang: Indonesia termasuk negara yang akan masuk ke penduduk struktur tua dengan persentase penduduk lansia mencapai 7,6% dari total penduduk. Untuk mewujudkan lansia sehat dan berkualitas, harus dilakukan pembinaan kesehatan sedini mungkin salah satu melalui pembentukan dan pembinaan kelompok posyandu lansia. Tujuan: Penelitian ini bertujuan untuk mempelajari hubungan dukungan keluarga dan peran kader dengan pemanfaatan posyandu lansia lansia  di wilayah kerja Puskesmas Karangnanding Kecamatan Karang Tinggi  Kabupaten Bengkulu Tengah. Metode: Penelitian ini menggunakan desain  survey analitik dengan pendekatan cross sectional. Populasi dalam penelitian adalah seluruh lansia yang mengikuti posyandu lansia di wilayah kerja wilayah kerja Puskesmas Karangnanding sebanyak 53 orang. Pengambilan sampel dalam penelitian ini menggunakan teknik total sampling. Pengumpulan data dalam penelitian ini menggunakan data primer dan sekunder. Analisis data dilakukan secara univariat dan bivariat. Hasil: Hasil penelitian didapatkan: Ada hubungan dukungan keluarga dengan pemanfaatan posyandu lansia  di wilayah kerja Puskesmas Karang Nanding, dengan kategori hubungan sedang;  Ada hubungan peran kader dengan pemanfaatan posyandu lansia lansia  di wilayah kerja Puskesmas Karangnanding, dengan kategori hubungan sedang; Ada hubungan kategori peran kader sedang dan dukungan keluarga dengan pemanfaatan posyandu lansia lansia  di wilayah kerja Puskesmas Karang Nanding, dengan kategori hubungan sangat erat. Simpulan: Peran Kader dan Dukungan keluarga adalah faktor-faktor yang berhubungan dengan pemanfaatan posyandu lansia. Dengan dukungan dari keluarga para lansia cenderung lebih aktif dalam mengikuti kegiatan posyandu lansia.

Background: Menarche in young women can cause anxiety. Many teenagers view menarche as a frightening thing, because menarche will cause discomfort, pain, dizziness and so on, Psychological symptoms to reject the physiological process. Anxiety is an excessive emotional reactivity, a dull depression, or a sensitive context, an emotional response. Purpose: The objective of the study was to understand the relationship of attitude knowledge and family support with the level of anxiety of adolescent girls. Methods: This research is quantitative type with anlitik design with coss sectional approach. The study was conducted in February - April 2018. The sample in this study was female teenager amounting to 25 people. The sampling technique used is simple random sampling. The study was conducted using primary data obtained from the questionnaire, and univariate and bivariate analysis using chi-square statistical test. Results: From the result of research analysis of knowledge relationship with anxiety level got 15 respondents who have high knowledge of 8 people (53,3%) with high level of anxiety and 7 people (46,70%) with low level of anxiety. 13 respondents were positive attitude 6 people (46,2%) with high level of anxiety and 7 people (53,8%) with low level of anxiety. of 14 respondents who received family support and 7 people (46.2%) with high anxiety level and 7 people (53.8%) with low anxiety level. Conclusion: Based on the results of the study found no relationship of knowledge with anxiety level with p value 0.742> ? 0.05, Based on the results of the study found no relation attitude with anxiety level with p value 0,529> ? 0.05, Based on the results obtained did not there is a relationship of family support with anxiety level with p value 0,495> ? 0,05. Latar Belakang: Menarche yaitu haid pertama kali pada remaja putri dapat menimbulkan kecemasan. Banyak remaja memandang menarche adalah hal yang menakutkan, karena menarche akan menimbulkan ketidaknyamanan, sakit, pusing dan sebagainya, Gejala psikologis untuk menolak proses fisiologis tersebut. Kecemasan  merupakan  reaktivitas  emosional  berlebihan, depresi  yang  tumpul,  atau  konteks  sensitif,  respon  emosional. Tujuan: Tujuan penelitian adalah untuk mengetuhui hubungan pengetahuan sikap dan dukungan keluarga dengan tingkat kecemasan remaja putri. Metode: Penelitian ini berjenis kuantitatif dengan desain analitik dengan pendekatan cross sectional. Penelitian dilakukan pada bulan Februari – April 2018. sampel dalam penelitian ini adalah remaja putri yang berjumlah 25 orang. Teknik sampling yang digunakan adalah simple Random sampling. Penelitian dilakukan menggunakan data primer yang diperoleh dari kuesioner, dan analisis secara univariat dan bivariat menggunakan uji statistik chi-square. Hasil: Dari hasil analisis penelitian hubungan pengetahuan dengan tingkat kecemasan didapatkan  15 responden yang berpengetahuan tinggi 8 orang (53,3%) dengan tingkat kecemasan yang tinggi dan 7 orang (46,70%) dengan tingkat kecemasan yang rendah. 13 responden yang sikap positif 6 orang (46,2%) dengan tingkat kecemasan yang tinggi dan 7 orang (53,8%) dengan tingkat kecemasan yang rendah. dari 14 responden yang mendapat dukungan keluarga dan 7 orang (46,2%) dengan tingkat kecemasan yang tinggi dan 7 orang (53,8%) dengan tingkat kecemasan yang rendah. Kesimpulan: Berdasarkan hasil dari penelitian didapatkan tidak ada hubungan pengetahuan dengan tingkat kecemasan dengan p value 0,742 > ? 0,05, Berdasarkan hasil dari penelitian didapatkan tidak ada hubungan sikap dengan tingkat kecemasan dengan p value 0,529 > ? 0,05, Berdasarkan hasil dari penelitian didapatkan tidak ada hubungan dukungan keluarga dengan tingkat kecemasan dengan p value 0,495 > ? 0,05.

The provision of credit / loans by credit-giving institutions, both banks and other financial institutions, is intended as an effort to make a profit, so the lending institution views credit / loans as a reliable source of income or profit. In connection with the issue of credit / loan provision, credit institutions such as PT. BPR Arto Moro Semarang as the party that lends money (creditors) needs to get a guarantee as a condition for the loan that the debtor will receive on condition that he gives interest when repaying the loan. In practice, the obstacles that PT. BPR Arto Moro Semarang, especially for debtors with guarantees by using the Deed of Providing Mortgage Rights (APHT) which is registered with the National Land Agency (BPN), if the credit is jammed and failed to promise, the bank will take the final step in accordance with applicable law, namely implementing execution of mortgage rights through the Office of State Wealth and Auction Services (KPKNL) or through the District Court (PN). The type of research used in this research is normative juridical. Juridical research, is used, among other things, to analyze various legal theories and laws and regulations related to the juridical review of the accounts payable agreement as a principal agreement with guarantees of insurance rights at PT. BPR Arto Moro Semarang. Juridical means that this research emphasizes the science of law. Meanwhile, normative is this research that examines the rules that apply in society. Thus normative juridical is an approach to the study of legal problems from the aspect of applicable legal regulations. The results of this study are: the settlement of bad credit tied to mortgage rights at PT. BPR Arto Moro Semarang after performing credit rescue through 3R (rechedulling, restructuring and reconditioning). Before the execution of mortgage rights is carried out, non-litigation measures by way of selling collateral based on mutual agreement based on paragraph (2) article 20 of the Mortgage Rights Law. During 2018 to 2020 Mortgage Execution can contribute to the settlement of non-performing loans as much as 45% or Rp. 15,731,212,000, - from an amount of Rp. 34,964,970,686, -. Meanwhile, the occurrence of bad credit is due to internal factors: a. Loans not fully channeled for business, b. Business management skills are still lacking, c. Very tight business competition. External factors are due to unstable economic conditions, which consequently have an impact on the ability of customers to pay off their debts.   Keywords : Bad credit, collateral, execution, and mortgage.

This assimilation can be a measure of success carried out by the correctional institution, because it is a process of increasing coaching based on the evaluation of previous coaching programs and has gone through certain assessments and has met the requirements set by the Correctional Team. The author is interested in the problem of assimilation guidance for prisoners at the Kedungpane Class I Prison in Semarang and the obstacles in the assimilation guidance program for inmates. This study uses a juridical empirical or sociological juridical approach. The results of the research and discussion are that assimilation is carried out for the development of prisoners in socializing in the community. In addition, Assimilation is also carried out in the context of tackling the Spread of Covid-19 that is currently hitting Indonesia. The obstacle in fostering the assimilation of prisoners is the lack of socialization to the community so that there are no third parties or people who are willing to accept and employ prisoners in the process of returning to society in a positive way.   Keywords : assimilation, Correctional Institution, convict .

The harmony and integrity of the household can be disturbed if behavior and self-control cannot be controlled, the bad result is negative behavior, namely anger and quarrels which can lead to acts of domestic violence. Likewise, neglect of the household is not a new thing, because the fact is that it often occurs in the reality of society. This study aims to explain the factors that cause household neglect, to explain the legal consequences for the husband who has neglected his wife, and, to explain the efforts that must be made to prevent neglect in the household again. The method used in this research is a normative juridical approach and a descriptive analytical research specification, data collection using techniques such as literature study, interviews, and documentation. The data source that has been used is secondary data. The results of this research indicate the factors that cause household neglect are; do not provide a living, make dependence; the existence of a patriarchal culture in society; low education and knowledge of women as wives. The provisions of the Marriage Law stipulate that the husband must be responsible, if it is violated then legal sanctions will apply. In cases of household neglect, a solution is usually found not to be penalized and not to be fined. Efforts that must be made so that household neglect does not occur again is by car; there must be awareness, there needs to be religious guidance, it is not enough to just provide material but cannot educate his wife well, there must be mental development because a husband to become a leader must be able to lead his wife to a better direction. Legal consequences / sanctions for a husband who has neglected his wife can be punished with a maximum imprisonment of three years or a maximum fine of Rp. 15 million based on articles 49 and 50 of Law no. 23 of 2004 concerning PKDRT. Efforts that must be made so that neglect of the household does not occur again is by means of citizen awareness that neglect is a criminal act, so that law enforcement must continue so that people understand that neglect is a criminal act, from the aspect of marriage there must be socialization from the general public .   Keywords: neglect, wife, violence, household, criminal.