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The primary function is to provide credit to financial institutions, since this is where the majority of a bank's revenue (interest, fees, and other forms of income) is generated. How profitable and long lasting a bank is depends on the quantity of credit that is extended. Consequently, every step of the lending process from estimating the amount of credit to calculating interest rates, from issuing credit to analyzing it, and finally, from returning poor credit must be executed to the highest standard. On the other hand, lending is a crucial part of a bank's strategy, and it's also a common reason why banks go bankrupt. What is the intended outcome of this study? 1) Under what circumstances may creditors accept a Civil Servant Decree (SK) as security? 2) How would the bank, as the creditor, handle a dispute in the event of a legal dispute (poor credit)? 3) Who is legally responsible for a banker's clients' negative credit? Research in this area follows a juridical-normative framework. A judicial-normative strategy is one that looks at information from the web, books, and relevant legislation.  

In this era where the development of digital technology is increasingly sophisticated, because of the role of the flip-flop which can display its function as the basis of a counter. The counter circuit is a combination of combinational and sequential circuits consisting of basic logic gates, flip-flops and other ICs. This research uses experimental methods to design, build and test the performance of the counter circuit system directly. The main components used include IC, seven segment display and sensors. The design is carried out by creating a truth table to ensure the desired constraints on the circuit being created, circuit schematic and PCB layout. The research results show that the designed counter circuit can count up to 256 and will reset to 000 after reaching that limit.

Obesity, characterised by excessive or abnormal fat accumulation, poses significant health risks. The prevalence of obesity in Indonesia's adult population increased from 14.8% in 2013 to 21.8% in 2018, with central obesity rising from 26.6% to 31%. Contributing factors include genetics, lifestyle, psychological stress, and socioeconomic status. Although the Body Mass Index (BMI) is a standard measurement for assessing obesity, BMI does not accurately reflect the composition or distribution of body fat. Therefore, additional anthropometric measurements such as waist and hip circumference are essential. This activity uses the PDCA (Plan-Do-Check-Action) methodology to screen for obesity in adults at Kalam Kudus Middle School, West Jakarta. Of the 129 participants, 26 people (20.16%) were overweight and 35 people (27.14%) were obese. Waist circumference indicated central obesity in 61 women (47.29%) and 19 men (14.73%). Hip circumference showed that 9 men and women (6.98%) had a high risk of metabolic disease. Anthropometric measurements provide important insights into obesity and its health implications, emphasising the need for regular screening and lifestyle modification.

Making a party fashion design takes pouring creative ideas to create a fashion design. The source of the idea is an idea that comes out to create an innovative creation one of which can be taken from the renaissance. Smock is a technique of making wrinkles on the fabric symmetrically or asymmetrically. Smock used in this study is a wave smock. In making this final project the author raised the issue of how the application of the Italian renaissance ideas in the manufacture of fashion evening party, where women at this time wear clothes that have characteristics that show luxury, glamor, feminine, shiny, tight (press body), rigid and made fall. This writing aims to determine the process of making party dress with renaissance ideas source using the application of smock on corset and sequin decoration. The method of data collection used in this paper is the method of observation, documentation and lite The process of making clothes in this study starts from determining the design of clothing, sizing, making basic patterns to break patterns, making smock, laying patterns, cutting materials, and pattern marks. The initial stage in the process is sewing a translucent top, tanktop, corset and circle skirt. The conclusion of the process of making this dress is that the manufacture of smock is carried out with accuracy.Installation of the smock on the corset must also be done with the appropriate technique, so that the results look right. The suggestion in this report is that the smock making process must pay attention to the needs of the fabric, so that during the smock making process there is no shortage of materials. The process of installing the smock must be considered, because in this installation technique it determines the accuracy of the results attached to the corset.rature. The analysis used in this study is qualitative analysis.

The Bill on the Limitation of Cartal Money Transactions (RUU PTUK) is a regulation regarding the limitation of cartal money transactions to 100 million rupiah in a day either in one transaction or several times, more than that must use digital money. The purpose of this bill is to reduce circulation and emphasize counterfeit money and reduce corruption activities. This paper aims to identify the problems and impacts of the passage of the PTUK Bill on corruption and money politics in Indonesia. The PTUK Bill in its application requires public participation to support the PTUK Bill, besides that the public needs to understand the consequences of money politics on the sustainability of government.

Measurement of human body weight is an important process in various contexts, such as medical staffing administration, military recruitment, and individual health assessment, as body weight is a key parameter for determining one's body condition. Weight information is traditionally obtained using manual scales, which have been used for many years. However, manual weight measurement is quite time-consuming, especially when done for many people and repeatedly, such as in military recruitment or medical administration. A new approach using digital image technology offers improvements in this process. Therefore, this research aims to calculate human body weight based on digital photos using the Body Surface Area (BSA) method. The use of the BSA method in digital image-based weight measurement involves calculating the body surface area to estimate body mass. This method combines parameters such as height and body circumference taken from the photo image to calculate BSA. Furthermore, an investigation into calculation analysis and accuracy enhancement is conducted. The calculated weight results from the photos are then compared with the scale results to determine their accuracy. Based on the calculation results, an approximate value of 93.3% accuracy is obtained with an average conversion factor of 0.978 at a distance of 300 cm between the camera and the object.

The aim of the Community Service Activities is to implement one of the Tri Darmas of Higher Education which is carried out by Pamulang University lecturers and students with the title "increasing human resources in preventing hoax news on social media through digital literacy" One of the abilities that every human being must have is the ability to read. This is because someone who has literacy skills will find it easy for that person to solve problems or find a solution to a problem wisely. Media literacy is an effective step to anticipate the spread of Hoks which is growing rapidly in society.This PKM was carried out on the target group of young people studying at Bambu Apus Pamulang. This PKM was carried out using a lecture method, asking questions and answers to the participants. With this service activity, these Koran students get the information they need to be able to more easily and quickly differentiate between truth and error in information. Apart from that, it can also help the general public in maintaining the information circulating in a real form

This research focuses on the mechanisms of the world system which is characterized by the dominances of capitalism practices, an economic mechanisms with capital as the main thing in the process. The circulation of capital is forbid to stop, because it would be caused an economic disaster on a global scale. In the global hierarchy, world systems theory divides the world into two groups of countries. Groups of developed and groups of developing countries. Determining the most ideal thing to manage the economic process towards sustainable development. Through descriptive qualitative research methods, it is hoped that we can project the social setting of research that will be used to formulate answers about ideal strategies for developing countries to face capitalism as a world system. One way is by increasing local productivity. In an effort to increase productivity, of course the quality of human resources are needed, along with a bureaucracy that is free from corrupt practices. The realization of sustainable development will constructs a way for developing countries to empower their existence against the domination of developed countries. 

Everyone doesn't want something bad to happen in their life. This means that all humans want the best in their lives. Therefore, if people are faced with all the problems in their lives, the word complaining becomes a basic reference in their lives. Feeling that they have no more hope in their lives. It should be noted that such individuals who easily complain when faced with a problem are individuals who have no faith or hope in their lives. In dealing with such individuals, special attention is needed in terms of developing and directing them. If such a person is not directed then don't be mistaken if they are still in the initial position, that is, they are easily carried away and in the end end up doing things that should not be normal. The difference between people who have hope and people who have no hope in their lives is; People who have hope do not easily give up hope in their lives even though the problems they face are very difficult. This is because they still have hope that lifts them from adversity. In contrast, people who have no hope easily give up on circumstances and if the problems they face are too heavy they may choose a shortcut, namely by ending their lives in an unnatural way. Therefore, it is very important in human life to have a solid foundation that is able to provide solutions, even in human helplessness, there are ways to help and lift this downturn.

Abstract: Obesity is a global epidemic and a significant public health problem. In the elderly population, obesity is defined as a BMI ≥ 25 kg/m². In the United States, the prevalence of obesity among the elderly is 37.1% in men and 33.6% in women over the age of 60. Obesity increases the risk of chronic diseases such as type 2 diabetes, hypertension and cardiovascular disease, and can cause psychological problems such as sleep disorders and lack of self-confidence. Accurate obesity risk assessment involves measuring Body Mass Index (BMI) and waist circumference. This activity uses the Plan-Do-Check-Act (PDCA) methodology to screen for obesity in the elderly at Hana Nursing Home, South Tangerang. The screening includes anthropometric measurements of BMI and waist circumference, followed by evaluation and nutritional counseling for at-risk individuals. 9 people (14.75%) had overweight nutritional status, 3 people (4.92%) had obese nutritional status, and 35 people (57.38%) were at risk of central obesity. Routine anthropometric measurements are critical for monitoring obesity and implementing preventive measures to improve overall health outcomes, improve quality of life, and reduce obesity-related morbidity and mortality rates. Keywords: Obesity, Central Obesity, Elderly, Body Mass Index, Waist Circumference

This research uses Research and Development (RnD) research, with a 4D development model. This research aims to find out how the product is developed and the level of feasibility through media, material and Islamic validation as well as the practicality of teachers and students. Data collection techniques for product development are through observation, interviews, questionnaires and documentation. Next, the data obtained was analyzed using quantitative descriptive analysis. This research produces a product in the form of an Instagram-based biology teaching aid integrated with Islamic values ​​in the human circulatory system material. This product meets the valid and practical criteria by obtaining a validity assessment of 88.84% in the "very valid" category, validation results by material expert lecturers, obtaining a validity assessment of 88.2% in the "very valid" category and validation results by expert lecturers Islamic, a validity assessment of 88.83% was obtained in the "very valid" category. Meanwhile, practicality was determined by the biology teacher and class XI MA students. Based on the practicality results by biology teachers, a practicality assessment of 88.05% was obtained in the "very practical" category and practicality results by class XI high school students, a practicality assessment of 84.4% was obtained in the "very practical" category. Thus, Instagram-based biology teaching aids integrated with Islamic values ​​are suitable for use as interactive learning media to test effectiveness at the next stage.

Through this research, we will then examine in depth how basically the problems that arise are due to the lack of dialogue that occurs between Christianity and aluk, when discussing the capacity of ma'pealloam. Many who appear in church circles, try to see that they are basically adopting aluk ideology. This is what is then attempted to be dialogued with Paul Tillich's mutualist concept, to look further into the aims and objectives of this matter. The research method used is a qualitative research method, with an anthropological approach. This will then facilitate the ability to see cultural history and enable responses from within the awareness of what has been experienced up to now. Through the results of this research, it was found that basically the church took over the decision to follow the ma'pealloam schedule, to enable maintaining unity between aluk and existing Christianity.

This research analyzes Islamic monetary policy and state revenues in the context of economic growth, especially in Indonesia. Monetary policy is the government's effort to improve economic conditions by regulating the amount of money in circulation. In the context of an economic crisis, monetary policy becomes important to balance the real sector and overcome the problem of currency value and the role of money as a commodity that sells interest or usury. This research reveals that monetary policy has input in the form of monetary policy instruments that influence the amount of money in circulation, while the output includes price stability and economic output. Islamic monetary policy is emphasized as a policy that must be free from usury and interest, following the principle of profit sharing in money management. Apart from that, this research also reviews monetary policy during the time of Rasulullah SAW, where monetary management was based on the principle of baitul mal and the allocation of funds for the spread of Islam, education, infrastructure development and social welfare. an Islamic economic perspective, monetary policy must pay attention to economic welfare with full employment opportunities, socio-economic justice, income distribution, and stability of the value of money. This refers to the principles of maqasid sharia in creating balance and prosperity for society. Monetary policy in Indonesia, led by Bank Indonesia, uses various instruments such as reference interest rates, open market operations, provision of liquidity, regulation of storage facilities, and reserve requirements. mandatory to achieve price stability, economic growth and financial system stability. This research provides in-depth insight into the importance of Islamic monetary policy in achieving macroeconomic goals and its impact on economic growth in Indonesia.

This study aims to describe the influence of money in circulation and the BI Rate on inflation in Indonesia from January 2021 to June 2023. This research is a literature study that departs from quantitative methods using secondary data obtained at the Central Statistics Agency (BPS). This research uses a multiple linear regression approach using SPSS data processing tools. The results of the F test show that simultaneously, the variable money in circulation and the BI rate have a significant effect on inflation in Indonesia. Partially, both also have a significant influence on inflation. The findings of this research underline the importance of continuing to create various policies to overcome the inflation problem in Indonesia.

The use of technology is one solution in helping problems in various circles, both in the world of education and in companies. One of them is the application of an accounting information system to enter, process or report a company's accounting. This application can produce data processing quickly and accurately. This will of course save time and also reduce errors that occur when work is done manually. Like cooperatives, cooperatives must use an accounting information system so that work can be done quickly and accurately. PGRI Kosera's activities in Central Java are in the savings and loans sector. The savings and loan recording process at Kosera PGRI Central Java is not very effective, and because the recording process is repetitive, there is still too much risk of inaccurate and quick misinformation to be reported using Ms. Excel still requires previous data processing from bookkeeping, both deposits, loans and installments, resulting in delays in submitting reports to management. Therefore, in a computerized system that can process membership data, journals, savings transactions, loans and installments, reports made by the Kosera Pgri Cooperative will be valid in programming languages, especially in calculating installment interest costs and financial reports. From the results of the program created, data entry errors and interest calculation errors can be reduced, financial reports can be produced more quickly, and effective and efficient achievements can be achieved.

The use of technology is one solution in helping problems in various circles, both in the world of education and in companies. One of them is the application of an accounting information system to enter, process or report a company's accounting. This application can produce data processing quickly and accurately. This will of course save time and also reduce errors that occur when work is done manually. Like cooperatives, cooperatives must use an accounting information system so that work can be done quickly and accurately. PGRI Kosera's activities in Central Java are in the savings and loans sector. The savings and loan recording process at Kosera PGRI Central Java is not very effective, and because the recording process is repetitive, there is still too much risk of inaccurate and quick misinformation to be reported using Ms. Excel still requires previous data processing from bookkeeping, both deposits, loans and installments, resulting in delays in submitting reports to management. Therefore, in a computerized system that can process membership data, journals, savings transactions, loans and installments, reports made by the Kosera Pgri Cooperative will be valid in programming languages, especially in calculating installment interest costs and financial reports. From the results of the program created, data entry errors and interest calculation errors can be reduced, financial reports can be produced more quickly, and effective and efficient achievements can be achieved.

This research aims to analyze the Decision of the Limboto District Court Number: 115/PID.sus/2022/PN.LBO concerning the Crime of Rape. This research is normative research with a statutory approach and a case approach, which is analyzed descriptively. The research results show that Decision Number 115/Pid.Sus/2022/Pn.Lbo is viewed from the aspect of certainty, namely, the decision does not reflect the principle of legal certainty. Considering that Article 81 (Paragraph 3) imposed in the indictment and verdict carries a penalty of 15 years in prison plus 1/3, the defendant should be subject to a sanction of 20 years in prison. Meanwhile, the prosecutor demanded 14 years, which the judge then reduced by giving a sanction of only 11 years in prison. Discussing the element of certainty is not just a moral demand, but factually it characterizes actual law and is based on the constitution, namely Article 1 Paragraph 3 of the 1945 Constitution of the Republic of Indonesia, where Indonesia is a rule of law state. Apart from that, the principle of legal certainty is said to have not been fulfilled, because the judge in giving his decision was not guided by Article 64 paragraph (1) of the Criminal Code. Furthermore, laws are essentially made and must not give rise to doubt, so as not to conflict with the objectives of the norm itself. Legal certainty refers to the consistent application of law where its implementation cannot be influenced by subjective circumstances.

Abstract. The Islamic financial industry in Indonesia is experiencing rapid development. Generally, Abstract. factors such as knowledge, needs, abilities, concerns and judgments influence customer decisions in using financial products. However, with the variety of influencing factors, many students and individuals with higher education are not yet interested in saving in Islamic banks. As students, they may have a superior understanding because as students, students continue to review the transformation of the times. As part of the academic world, students are accustomed to the continuous learning process, gaining deeper insights into changes and trends in various fields. This study aims to uncover the views of students and family circles who tend to prefer conventional banks over sharia banks. Likewise, this study is also intended to provide public understanding of bank selection knowledge, so that it can stimulate deeper discussions regarding individual considerations in choosing sharia banks. On the other hand, this study was compiled with the aim of clarifying the importance for students to consider their choices of  sharia banks. This study is intended to explore knowledge about sharia banking and the family environment towards sharia banks. The method applied in this study is a qualitative descriptive method. With data analyzed using a questionnaire filled out by 51 student respondents. The main objective of the study is focused on understanding the knowledge of students and family environment towards sharia banks, a descriptive qualitative approach with the intention of describing and analyzing the causes of a phenomenon. Data collection is carried out through observation and observation to describe the phenomena that occur. The research respondents consisted of 50 students from various campuses. The study revealed that there were variations in perception among students. and family environment, including in terms of gender, student knowledge, and the influence of the family environment on sharia banks. Keywords: Student knowledge, family environment, sharia bank    Abstrak. Industri keuangan Islam di Indonesia sedang mengalami perkembangan. yang cepat. Umumnya, faktor-faktor seperti pengetahuan, kebutuhan, kemampuan, perhatian dan penilaian yang memengaruhi keputusan pelanggan dalam menggunakan produk keuangan. Meskipun begitu, dengan beragamnya faktor yang memengaruhi, banyak mahasiswa dan individu yang memiliki pendidikan tinggi belum tertarik untuk menabung di bank syariah. Sebagai mahasiswa mungkin memiliki pemahaman yang lebih unggul karena sebagai pelajar, mahasiswa terus meninjau transformasi zaman. Sebagai bagian dari dunia akademis, mahasiswa terbiasa dengan proses pembelajaran yang berkelanjutan, memperoleh wawasan yang lebih mendalam tentang perubahan dan tren dalam berbagai bidang. Penelitian ini bertujuan untuk mengungkap pandangan mahasiswa dan lingkup keluarga yang cenderung lebih memilih bank konvensional daripada bank syariah. Demikian pula, penelitian ini juga dimaksudkan untuk memberi pengertian masyarakat mengenai pengetahuan pemilihan bank, sehingga dapat merangsang diskusi yang lebih mendalam mengenai pertimbangan individual dalam memilih bank syariah. Disisi lain, penelitian ini disusun dengan tujuan untuk memperjelas pentingnya bagi mahasiswa untuk mempertimbangkan pilihan mereka terhadap bank syariah. Penelitian ini dimaksudkan untuk mengeksplorasi pengetahuan mengenai perbankan syariah dan lingkungan keluarga terhadap pada bank syariah. Metode yang diterapkan dalam penelitian ini adalah metode deskriptif kualitatif. Dengan data dianalisis menggunakan kuisioner yang diisi oleh 51 responden mahasiswa. Tujuan utama penelitian difokuskan untuk memahami pengetahuan mahasiswa dan lingkungan keluarga terhadap bank syariah, pendekatan kualitatif deskriptif dengan maksud menguraikan dan menganalisis penyebab suatu fenomena. Pengumpulan data dilakukan melalui pengamatan dan observasi untuk mendeskripsikan fenomena yang terjadi. Responden penelitian terdiri dari 50 mahasiswa dari berbagai kampus. Penelitian mengungkapkan bahwa terdapat variasi persepsi di kalangan mahasiswa. dan lingkungan keluarga, termasuk dari segi gender, pengetahuan mahasiswa, dan pengaruh lingkungan keluarga terhadap bank syariah. Kata Kunci : Pengetahuan mahasiswa, lingkungan keluarga, bank Syariah

This research aims to create or design an interactive physics learning media application using MIT App Inventor on GLB and GLBB topics. This research applies the MDLC (Multimedia Development Life Circle) method by Luther-Sutopo in the application creation process. The following stages in MDLC are concept, design, material collecting, assembly, testing, and distribution. The Android application created was tested using two stages in MDLC, namely the alpha validator and beta validator, where the alpha validator consisted of material experts and media experts. In contrast, the beta validator comprised 14 students majoring in first-semester physics education. The analytical approach used is a qualitative method and a quantitative method to assess how appropriate the learning media created is. The research shows the results, namely a) Creation of interactive physics learning media based on Android applications using MIT App Inventor on GLB and GLBB topics, b) The level of feasibility of interactive physics learning applications based on Android applications based on media experts, namely 91% or very feasible, and based on material experts. Namely 90.6% or very feasible, and c) Based on the implementation and results of trials with students, the level of feasibility of the Android-based physics interactive learning application is 84.46% or worthy of being an alternative reference source for physics learning on GLB and GLBB topics.    

This research aims to determine and analyze the influence of the physical work environment, job training, compensation and work discipline on the performance of CV employees. Bintang Rema Utama Purwokerto production department. The population in this study were all employees of CV. Bintang Rema Utama Purwokerto production section in November 2023 as many 149 people. The samples obtained were 109 using the probability sampling method with a sampling technique, namely simple random sampling technique. This research uses multiple linear regression analysis tools with the help of SPSS statistics 26 software. The results of this research show that the physical work environment, job training, compensation and work discipline have a positive and significant effect on the performance of CV employees. Bintang Rema Utama Purwokerto production department. The implication in this research is that there is more attention from CV leaders. Bintang Rema Utama Purwokerto strives to improve the performance of its employees, such as providing lighting, circulation and room humidity that supports it, providing training materials that are easy to understand, providing adequate benefits and facilities, and warning employees whose attendance is not on time.