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Alfiyah Alfiyah; Linggua Sanjaya Usop; Misnawati Misnawati; Alifiah Nurachmana; Paul Diman

The aim of this research is to (1) describe the religious values in the form of belief values in the novel "Buya Hamka" by Ahmad Fuadi, (2) describe the religious values in the form of worship values in the novel "Buya Hamka" by Ahmad Fuadi, (3) describe the religious values in the form of spiritual values in the novel "Buya Hamka" by Ahmad Fuadi, (4) describe the religious values in the form of knowledge values in the novel "Buya Hamka" by Ahmad Fuadi, (5) describe the religious values in the form of practice values in the novel "Buya Hamka" by Ahmad Fuadi. This research is a qualitative descriptive study with a literary sociology approach that focuses on the aspect of religious values. The data source for this research is the novel "Buya Hamka" by Ahmad Fuadi. The data collection technique in this study is done by reading, searching for data, taking notes, and classifying the data. The results of the research on religious values in the novel "Buya Hamka" by Ahmad Fuadi include: (1) religious values in the form of belief values with 11 data, consisting of data about belief in Allah, belief in the Prophet, and belief in predestination, (2) religious values in the form of worship values with 34 data, consisting of data about prayer, fasting, pilgrimage, supplication, remembrance of God, and reading the Qur'an, (3) religious values in the form of spiritual values with 15 data, consisting of data about the feeling of prayers being answered or receiving Allah's help, the feeling of humility during prayer, reliance on Allah, and gratitude, (4) religious values in the form of knowledge values with 7 data, consisting of knowledge about the content of the Qur'an, knowledge about the pillars of Islam, and knowledge about Islamic law, and (5) religious values in the form of practice values with 16 data, consisting of data about willingness to help, giving charity, forgiveness, and patience.

Pramesti Rihhadatul Aisy; St.Haelina Sefaringga; Asep supendi; Heny Saraswati; Wahyu Hidayat

Jurnal Manajemen dan Ekonomi Kreatif 2023 Universitas Kristen Indonesia Toraja

This research aims to find out how the influence of service quality on customer loyalty in Islamic banks. Service quality is represented by 6 variables, namely tangible, reliability, responsiveness, assurance, empathy and Compliance to Islamic Law. The research method used is a quantitative method which aims to find out the results of the data have been normally distributed. The data used in this study are primary data through questionnaires distributed to 30 respondents and secondary data to complete them. The results of this study are expected to increase the effectiveness of Islamic bank strategies in increasing the satisfaction of Islamic bank customers.

Rani Dewi Yulyani

Jurnal Riset sosial humaniora, dan Pendidikan (Soshumdik) 2023 LPPM Universitas 17 Agustus 1945 Semarang

The purpose of the research is to find out the factors caused students’ difficulties in Learning English among students of Ushuluddin and Adab Faculty of Universitas Islam Negeri Sultan Maulana Hasanuddin Banten. The research has 66 students as sample of the research. The technique of data analysis used SPSS multiple linear regression analysis. The results of the research showed that learning motivation had a positive and significant effect on English language skills and the college environment had a positive effect but not really significant on the English skills of students at Ushuluddin and Adab Faculty of Universitas Islam Negeri Sultan Maulana Hasanuddin Banten. The variable ability of Learning Motivation (X1) and College Environment (X2) explaining the independent variable, namely the ability to speak English is 40.3% and the remaining 59.7% is influenced by other variable not included on the research

Anessya Anggia Savitri; Yuniningsih Yuniningsih

Jurnal Pengabdian Masyarakat Sains dan Teknologi 2023 Fakultas Teknik Universitas Cenderawasih

Corporate Social Responsibility (CSR) program, namely a company program whose implementation has influence or benefits, social and environmental responsibility for the community around the company to stakeholders. Research on community service aims to identify optimization of one of PT Petrokimia Gresik's Corporate Social Responsibility (CSR) Community Development unit programs, namely, the distribution of donations to mosques, prayer rooms, Islamic boarding schools, and orphanages to empower the community around the company. Assistance was provided in Gresik, Kebomas and Manyar sub-districts. The total funding assistance for 134 houses of worship and social institutions reached IDR 632,500,000. By using a qualitative descriptive method, because the research focus is to describe and provide an overview of the information on the object being studied. The research that has been done has shown that the Corporate Social Responsibility (CSR) program, namely, the distribution of donations to mosques, prayer rooms, Islamic boarding schools and orphanages has been running effectively. Because the beneficiary community feels helped and useful for their needs. This program is also aligned with Sustainable Development Goal 9, namely Industry, Innovation and Infrastructure.

Abdul Wahab

Karunia: Jurnal Hasil Pengabdian Masyarakat Indonesia 2023 Fakultas Teknik Universitas Maritim AMNI Semarang

Islamic economics is a branch of science that seeks to view, analyze, and finally solve economic problems in Islamic ways, namely based on Islamic religious teachings, namely the Qur'an and the Sunnah of the Prophet (P3EI, 2012:17). Islamic economics has two main things which are the legal basis of the Islamic economic system, namely the Qur'an and the Sunnah of the Prophet, the laws taken from these two main foundations are conceptually and in principle fixed (cannot change anytime and anywhere)

Anissa Rahmadhani; Arif Indra Hasan Harahap; Dina Puspita Sari; Zulhafiz Zulhafiz

SENIMAN: Jurnal Publikasi Desain Komunikasi Visual 2023 International Forum of Researchers and Lecturers

This study aims to understand the Production Process of the Islamic Pedia Program at Salam TV Jl. Darmo, Ujung Serdang, Kec. Tj. Morawa, Deli Serdang Regency, North Sumatra. The research method used is a qualitative approach, using 1 informant as sources for data collection. The results obtained from this study are that the production process for the Islam Pedia program on Salam TV has several production stages, namely the pre-production process, the production process and the post-production process. In the pre-production process, the creative team drafted the concept, created the title, created the script, prepared materials starting from pictures and videos. The production stage is searching for photos from Google and videos from YouTube at sources that are trusted to be edited and combined with voice recordings (vo), this is done to support the script that has been written according to the theme being discussed. The post-production stage is uploading videos (media publicity) by the broadcast team (MCR) to YouTube, official Instagram greeting TV and other official websites and conducting evaluations through feedback from the public.

Devi Afikasari; Achmad Maqsudi

Journal of Creative Student Research 2023 Pusat Riset dan Inovasi Nasional

The author conducted this research at PT Bank Rakyat Indonesia Tbk which is listed on the Indonesia Stock Exchange (IDX), PT Bank Central Asia Tbk, PT Bank Syariah Indonesia Tbk, and PT Bank BTPN Syariah Tbk. Risk Profile, Earnings, and Capital (RGEC), and Good Corporate Governance (GCG) are the methods used for this research. This study aims to determine the financial performance of Islamic and conventional banks during the Covid-19 pandemic in terms of risk profile, good corporate governance (GCG), profitability, and capital. This type of research is quantitative, the type of data used is secondary data, the data collection technique used was documentation technique and the data analysis method was a quantitative descriptive method. The results showed that the financial performance of PT Bank Rakyat Indonesia Tbk was in good condition, PT Bank Central Asia Tbk was in very good condition, PT Bank Syariah Indonesia Tbk was in very good condition PT Bank BTPN Syariah Tbk good condition.    

Risky Sobari; Atika Atika

Student Scientific Creativity Journal 2023 Pusat Riset dan Inovasi Nasional

This study aims to analyze the marketing strategy for BSI OTO products at KCP Medan Marelan, the type of research method used is a qualitative method, and data collection is carried out by observation and interviews, the data taken is in the form of observations and also from interviews. interview with BSI KCP Medan Marelan officers. Based on the results of the research it was found that the obstacles in marketing BSI OTO at KCP Medan Marelan included inactivity on social media, tight competition from other banks and also the lack of public understanding in the financing application process. and efforts to Overcoming the existing obstacles, BSI KCP Medan Marelan innovates products that will be adjusted to the needs and desires of customers and also adds application facilities in the form of mobile banking and also the BSI website which can make it easier for customers to carry out various transactions and also understand the products available at BSI. and for the marketing strategy of BSI OTO bank BSI KCP Medan Marelan implementing promotions and excellent service, promotions are carried out such as: distributing and distributing brochures, conducting outreach and also conducting promotions indirectly through social media and also excellent service by CS for customers.

Yumiza Aprilia Putri; Kartika Malika Putri; Ratih Kusumastuti

Student Scientific Creativity Journal 2023 Pusat Riset dan Inovasi Nasional

The merger of Islamic Banks is to encourage larger Islamic banks to participate in the global market and to become a catalyst for Islamic economic growth in Indonesia. In addition, the merger of Islamic banks is considered more efficient in raising funds, operations and spending. Therefore, this study aims to determine the financial performance of Bank Syariah Indonesia before and after the merger. The object of this study is the financial statements of Bank Syariah Indonesia for 2018 – 2021. The method used is descriptive quantitative with the aim of analyzing BSI profitability before and after the merger. The types of data used are primary and secondary data obtained from several journals and the official website of the Indonesia Stock Exchange and the official website of Bank Syariah Indonesia (BSI). The results showed that there was no increase that was too specific between before and after the merger was carried out, where each company had its own operational and non-operational costs if the merger was not automatically carried out, so looking at the assets owned by each company, it can be said that the merger should be done. At the time the merger was carried out because the costs incurred by the company from all costs due to the implementation of the merger were more profitable than before the merger.

Nisa Oktaviani; Anjely Wahyuni; Wiwid Yulinda Sari; Faisal Hidayat

Jurnal Mutiara Ilmu Akuntansi (JUMIA) 2023 Pusat Riset dan Inovasi Nasional

This article discusses the analysis of the development of fiscal policy in the perspective of Islamic economics. fiscal policy is a fiscal policy is a policy made by the government with the aim of regulating income and expenditure in the country in order to maintain stability and encourage economic growth. In Islamic economics, fiscal policy is intended as a tool to create a goal in accordance with sharia principles. What can be said that the objectives of sharia are: maintaining the welfare and security of society, life, maintaining faith, wealth, intellect, and ownership. In Islamic economics there are principles that must be obeyed in carrying out fiscal policy according to sharia / according to Islam. One of these principles is the principle of muamalah, where every Muslim will be freed in terms of carrying out an activity or business activity that has been made obligatory in Islam.    

Shiffa Aida M; Athiyya Rizky A; Luvita Azahra; Henny Saraswati; Budi Sudrajat +1 more

Journal of Creative Student Research 2023 Pusat Riset dan Inovasi Nasional

This study aims to find out the students of UIN SMH Banten in Islamic Banks. Questionnaires were distributed to 32 FEBI students at UIN SMH Banten, Serang City. The collected data were analyzed using descriptive and inferential statistics.  Based on the data obtained, it is known that the variables of bank reputation and beliefs influence the interest in saving for UIN SMH Banten students in Islamic banks. The purpose of this study is to analyze the interest of FEBI students at UIN SMH Banten in saving at Islamic banks. This research is quantitative descriptive research using primary data. The variables used in this study consist of bank reputation and trust as independent variables and interest in saving students as the dependent variable. The data collection method uses by providing questionnaires. The method used in this research is descriptive analysis.The results of the study show that the difference between men and interest in savings in Islamic banks is significantly different.    

Hendri Kroniko

JUREKSI (Journal of Islamic Economics and Finance) 2023 STIKes Ibnu Sina Ajibarang

This article discusses the important role of Islamic economics in halal financial management and its impact on the modern business world. Through a qualitative approach, this study explores how the application of Islamic principles not only improves the welfare of the people but also creates an ethical and sustainable business environment. It is found that Islamic financial institutions play a central role in providing products and services that are in accordance with Islamic values, although challenges in terms of reputation and public trust remain obstacles. This study also highlights the importance of supportive promotion and effective education to improve public understanding of Islamic finance. With the increasing awareness and demand for halal financial products, this article shows the great potential of Islamic economics in contributing to global economic growth. The conclusion of this study emphasizes the need for collaboration between business actors, financial institutions, and the government to create a conducive ecosystem for economic development.

M.Khoirul Muttaqin; Nursamsi Nursamsi

JUREKSI (Journal of Islamic Economics and Finance) 2023 STIKes Ibnu Sina Ajibarang

This study aims to find solutions related to students' low interest in developing entrepreneurship. In fact, currently there are many fashion vocational education as entrepreneurs in Islamic boarding schools. Many government assistance such as sewing machines and other training rooms are disbursed in the assistance scheme for BLK Islamic Boarding Schools. Today's students are required not only to delve into religious knowledge but also to be able to be entrepreneurial. The existence of BLK is expected to improve the skills of students in the field of fashion design. However, the existence of a job training center and a number of sewing machine assets has not been optimized, especially to produce products that can be commercialized.  The solutions offered are in the form of entrepreneurship training and veil making training as an effort to optimize and commercialize the assets of the Job Training Center that have been owned.

Ngafifatul Waro; Nely Arifah Tulistyawati; Laila Hanifah; Endang Kartini Panggiarti

Journal of Creative Student Research 2023 Pusat Riset dan Inovasi Nasional

The Financial Services Authority (OJK) as a regulator of the money management sector, especially the financial sector, must adequately equip its capabilities to properly implement and support financial management sector activities. economic growth. OJK has a position in managing Islamic banks. The description of Islamic commercial banks is very important because they are only marginal in accelerating the development of the financial economy, especially micro, small and medium enterprises (MSMEs). The Financial Authority carries out the functions, duties, authority to regulate and control activities in the financial sector in an integrated, independent and responsible manner, particularly in the world of banking. The problems of this research are: First, how independent is the Financial Services Authority in regulating and supervising banks? Second, what is the role of the Financial Services Authority in regulating and supervising banks? Third, what is the role of the Financial Services Authority in consumer protection and consumer investigations? The type of research method is normative law and the type of research is descriptive. In conclusion: First, other parties do not interfere with the independence of OJK in its regulation and are found to be inseparable from government interference. Such deals can lead to government intervention. Second, the role of OJK in regulating and supervising banks related to the regulation and supervision of micro stability is very broad. Third, OJK's role in consumer protection is to inform and educate the public about the good quality of the financial sector, its services and products. Stop if it can harm consumers. It is recommended: First, in addition to regulating the independence of the OJK, there must also be freedom from state intervention, so that the government cannot intervene. Second, that the OJK really places the interests of the national economy and not the interests of entrepreneurs as the center of its regulatory task. Third, clarify the provisions that make it easier for the OJK to handle consumer complaints, so that there is no prejudice as if the OJK is providing financial support to consumers.  

Ayu Maretta Maharani; Ulfatul Khasanah

JUREKSI (Journal of Islamic Economics and Finance) 2023 STIKes Ibnu Sina Ajibarang

This research discusses marketing that occurs in the existing Shopee Marketplace in connection with the current implementation of Islamic business ethics, Shopee sellers must maintain integrity and honesty. The phenomenon that occurs is honesty, where the seller displays an accurate and honest product description. using primary and secondary data methods. Informants in this research include sellers at the Shopee Marketplace in the city of Sampang and outside the city of Sampang. Using an approach with qualitative research methods. To check and test data validity techniques, use the Triangulation method. Data analysis in this research was carried out through the stages of data reduction, data presentation, and drawing conclusions as the final goal. The research results show that in Islamic Business Ethics in marketing on the Shopee Marketplace it is important to prevent practices of manipulation, intimidation or immoral behavior towards buyers which include: Unity, Balance, Free Will, Responsibility Responsibility), and Truth. The conclusion in this research is that the implementation of Islamic Business Ethics in marketing activities at the Shopee Marketplace has not been fully implemented in its entirety. The importance of applying Islamic Marketing Ethics by interacting with sellers in the marketing process to provide a deeper understanding.

Ramadhan Putra Pratama; Sri Muljaningsih

Jurnal Manajemen dan Ekonomi Bisnis 2023 Pusat Riset dan Inovasi Nasional

In the world of banking in Indonesia, Islamic banking is a type of activity based on sharia principles that is free from usury. Unlike conventional banks which use interest in collecting and channeling funds, Islamic banks use financing as a contract. In conventional and Islamic banking there are differences in terms of banking operations. Therefore, this study aims to analyze the effect of knowledge, reference groups, and consumer motivation on customers' reasons for saving at Bank Syariah Indonesia, South Jakarta. The approach used in this research is a quantitative approach. The quantitative approach aims to determine the magnitude of the analyzed variables. The results of the study show that the knowledge variable and the consumer motivation variable do not have a significant influence on a person's decision to save at Bank Syariah Indonesia. Meanwhile, the reference group variable has a significant influence on a person's decision to save at Bank Syariah Indonesia, so that simultaneously high and low knowledge, reference group, and motivation if simultaneously have an influence on customers to save at Bank Syariah Indonesia.

Faisal Faisal; Aida Imtihana; Wasilah Wasilah

Jurnal Sistem Informasi dan Ilmu Komputer 2023 International Forum of Researchers and Lecturers

Today's technological developments require the world of education to immigrate by adjusting developments. Technology is an important part of the learning process, including for Islamic Religious Education teachers. This type of research is qualitative, with a descriptive approach. Data collection techniques through interviews, observation and documentation. The data analysis technique is by carrying out data reduction, presenting data and ending with data verification. The results obtained that training activities on the use of information communication technology for PAI teachers have been carried out at SD Negeri Sugiraya. This information and communication technology has become an important need in the PAI learning process. Teachers are given the opportunity to learn to develop information and communication technology skills that are beneficial in their learning process and in their daily lives as well as learning programs in educational institutions need to implement information system-based learning. Integrating information and communication technology into learning, among others, to improve teacher competence in teaching and improve the quality of learner learning. Innovative information and communication technology can improve what is being done now, as well as what we have not yet started using information and communication technology.

Friska Fadhila; Abd. Malik; Khairiyani

Jurnal Manajemen dan Ekonomi Bisnis 2023 Pusat Riset dan Inovasi Nasional

This research aims to explore how people in the Islamic economy feel about the Shopee app's PayLater feature. And to get a breakdown of how Shopee PayLater is being utilised. The methodology of this study is qualitative. This research uses observation, interviews, and documentation to gather information. While data visualisation and reduction are used for analysis. According to the findings of this research, Shopee users can benefit from the convenience of Shopee PayLater's on-time payment options by taking advantage of the company's bailout funds. Shopee PayLater continues to impose unnecessary costs on its customers by charging interest on past due balances and other fees with every purchase. The Qardh and Prohibition of Transactions in the Islamic economy state that Shopee PayLater is not permitted because it contains elements that are detrimental to the user, so the app's use is prohibited if it is banned in the Islamic economy.

Azzam Khalidy; Farid Ardyansyah

Jurnal Manajemen dan Ekonomi Bisnis 2023 Pusat Riset dan Inovasi Nasional

KSPPS BMT NU of East Java, which is a non-bank financial institution, has the task of gathering and channeling the financing, especially in Lenteng sub-district. As one of the institutions that has an important role in funding, the employees of KSPPS BMT NU East Java, Lenteng branch have duties and responsibilities, as well as the goal of each period to be able to gather or give funding to the community. Of course, it is not easy. Therefore, the leadership factor is very necessary to motivate the employees to carry out the tasks and responsibilities has been given. The purpose of this research is to analyze the styles of Islamic leadership applied and also to find out how the styles of leadership can improve the motivation of the employees of KSPP BMT NU East Java, Lenteng branch. This research used qualitative research methods. Data collection techniques used observation methods, interviews, and documentation. Based on the results of the research, the Islamic leadership style applied in KSPPS BMT NU East Java, Lenteng branch is a typology of the democratic leadership style. The style is quite good in improving the motivation of employees. It can be proved by the presence of a harmonious, open working environment as well as by giving good motivation and appreciation to the employees.

Farah Qalbia; M. Reza Saputra

Jurnal Manajemen dan Ekonomi Bisnis 2023 Pusat Riset dan Inovasi Nasional

This research examines Islamic monetary policy, covering its theoretical foundations, implementation in various countries, and its impact and effectiveness. Islamic monetary policy, based on sharia principles such as the prohibition of usury, emphasis on the real sector, and profit-sharing principles, aims to create economic stability and socio-economic justice. Its implementation varies across countries, with some nations fully adopting Islamic financial systems and others using hybrid models. The research method used is a literature review involving the collection, analysis, and synthesis of various secondary sources such as books, journal articles, and relevant research reports. The results show that Islamic monetary policy is effective in controlling inflation, promoting sustainable economic growth, and enhancing financial stability. However, challenges remain in terms of standardizing practices across countries and integration with the global financial system. This study emphasizes the importance of innovation in Islamic financial instruments and increased international cooperation to enhance the effectiveness of Islamic monetary policy in the future.