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To build a community with character, this research seeks to evaluate and provide an overview of the Basic Concepts of a Community with Character and Strategies for Building a Community with Character. Researchers apply qualitative methods to collect data to study the purpose of the matter. This approach requires searching for references in papers and other references that are treated preferably as substitutes. The results of the research and subsequent discussion show how important character is, not only at school but also at home and in society. Character is an important component in people's lives because it allows us as a society to be meaningful for individuals and citizens, so strategies for building a community with character are important. If Character Education is carried out as a whole starting from home, school, and community it can be successful and effective. As a result, the character is a component of culture and community identity, their behavior will reflect that.

The background of this thesis is that it starts from the rapid growth of information technology-based lending service providers, apparently not balanced with adequate education to the public, causing various effects / risks that arise from the many kinds of online loans and there are still many unregistered or illegal organizing companies found as well as the potential for leaking user personal data that can be misused by the organizing company or another party One of the platforms is the Smart Credit App.   The problems that the author raises in this study are How to Arrange Online Loans on the Smart Credit Application, How are the Losses arising from online borrowing of the Smart Credit Application and How is the Responsibility of the Smart Credit Application for Losses from Customers. The research method used by the author in answering problems is Normative Juridical Research where the author tries to examine problems with existing legal rules and uses the literature study method in collecting existing legal materials. The conclusion of this thesis research is that Online Loans through the Smart “Credit Application in the people of Semarang City are regulated in Article 1320 of the Civil Code which in essence stipulates thatagreements made online must still meet the legal requirements of an agreement. The implementation is regulated in POJK regulation 77/2016 concerning Technology-based Loan Services. Customer protection in online loan agreements can be found in the Consumer Protection Law in article 7 which regulates the Obligations of Business Actors, then Article 8 which regulates things that are prohibited from being done by Business Actors, and Article 18 which regulates the provisions of matters related to the Standard Clause. ITE Law, where in Article 11 and Article 17 of the ITE Law regulates matters related to the validity of electronic agreements, OJK Regulation Number 77 / POJK / 2016 concerning Services of a Loan in the form of Money Based on Information Technology which is regulated through article 18 concerning the Form and Structure of online loan agreements. The disadvantage that often arises from the Smart Credit Application is the dissemination of personal data carried out by the Smart Credit Application because the Debtor does not make payments on time, so the debt Collector uses techniques to use the dissemination of personal data to pressure the Debtor to immediately make payments, Juridical Responsibility The Kredit Pintar application for actions committed for defamation can be held civil liability through a Tort Lawsuit as stipulated in article” 1365 of the Civil Code filed by Customers who feel aggrieved because their identity is used in the misuse of personal data.   Keywords : Online Loans, Smart Credit Applications.

A wedding is one of the most essential public ceremonies in life. This matters is based on the fact that marriage involves more than simply the bride and husband.; it also involves parents and other families from both sides, as well as some tricky issues. In case with mixed relationships, the issue of the child’s nationality often comes up. Under the old Citizenship Law, which was constructed on the concept of a single nationality, children from mixed marriages were allowed only one nationality; the law dictates that the nationality of the father must be obeyed. This arrangement caused problems down the road of course, the mother would have a hard time finding care for her child if her parents’ marriage broke up. However, considering that Law Number 12 of 2006 concerning Citizenship has been in effect. Mixed-marriage kids have a variety of options. Due to the assurance of their status, they can apply to become citizens of the Republic of Indonesia after they turn 18 or are legally married. When a child turns 18 or marries, they must choose a nationality and they can no longer have dual citizenship.  

Danger or nood can occur anytime and anywhere, in this case, it can only occur in a certain area or it can even occur as a whole in the territory of a country.The purpose of this research is to give an idea that emergency constitutional law provides reasons or the basis for granting the state a right to take action in overcoming or dealing with dangerous situations.This qualitative research used a descriptive approach to collect data systematically, factually, and quickly according to the description when the research was conducted. The results of this study indicate that it is necessary to stipulate an emergency law that regulates matters of governance that due to urgent circumstances need to be regulated immediately.

The purpose of this research is to describe the integrative thematic learning process for fifth grade students. The method used in this study is qualitative. Data collection techniques using interviews and observation and analyzed based on reduction diagrams, interpretation and conclusion. Research results at the learning planning stage, some lesson plans have used thematic lesson plans, but there are some subject matter that have not used thematic lesson plans. At the small part of the learning implementation stage, the delivery of material has not used thematic learning models, as seen in the delivery of material still based on subjects. Most of them already use thematic learning models. Furthermore, at the assessment stage, the thematic assessment model has not been used. The assessment of learning outcomes carried out by all teachers is in the form of a written test which is still carried out based on the subject. The obstacles to the application of thematic learning, namely the lack of socialization regarding thematic learning and the limitations of adequate teaching aids, so that it is less than optimal in concrete learning  

The purpose of this paper is to find out how "Container Handling and Arrangement at PT. Terminal Peti Kemas (TPK) Pelindo Belawan. The purpose of this study is to explore various aspects of Container Handling and Arrangement at PT. Terminal Peti Kemas (TPK) Pelindo Belawan in the context of the modern logistics industry. This study will discuss the latest methods and technologies used in container management, as well as their impact on operational efficiency and cost reduction. Container handling and arrangement are important components in international trade, so they require careful planning and implementation. By investing in new equipment, implementing automation technology, developing efficient logistics systems, and providing training and development programs, ports can improve efficiency and effectiveness in container handling and arrangement. The data used in this study are primary data obtained through field research, direct interviews with the company and secondary data obtained from books and journals in the library (library research) or other reading sources related to the subject matter taken.

Malvaceae is a plant family that is often known as the cotton tribe. Malvaceae is known as a plant that has various benefits both in the health sector as medicine, industry, art, ecological interests, and others. Generally, the Malvaceae family is found in bush or shrub habitus and is rarely found in tree form. The research aimed to find out how many families Malvaceae grow in a field and to be able to identify and classify the plants found in an area. In the research that has been conducted, 4 individual plants have been found, consisting of 2 Balsa species, 1 hibiscus plant, and 1 pulutan plant. Hibiscus and pulutan plants are widely used as medicines because they contain chemical compounds that reduce the risk of various diseases and balsa trees are used in carving as crafts, aircraft modeling, and industrial matters.

This study aims to examine why seafarers engage in simultaneous tasks, which may lead to accidents. In an exploratory qualitative study, face-to-face interviews were conducted with selective and targeted seafarers previously involved in maritime accidents. The collected data were analysed using interpretive and descriptive qualitative methods with a socio-cultural approach. The findings of this study show that the substantial regulatory changes over the years in the maritime industry have resulted in increased occupational workload for seafarers. Some of these regulatory barriers designed to improve safety at sea prompted seafarers to engage in simultaneous tasks to perform excessive paperwork and compensate for insufficient crewing. The research also revealed how a poor speak-up culture onboard might encourage simultaneous tasks leading to accidents at sea. The analysis shows that reasons for engaging in simultaneous tasks at sea are varied and complex. Therefore, complex intervention efforts to discourage seafarers from engaging in simultaneous tasks is needed to mitigate accidents at sea.

This Community Service Program aims to strengthen literacy and numeracy in elementary school (SD) students where the focus is to provide assistance to students about the importance of strengthening literacy and numeracy in students. This activity was carried out by lecturers and students from the Mathematics Education Study Program and the Economics Education Study Program, the Teaching and Education Faculty, HKBP Nommensen University Medan. The implementation of Community Service activities in strengthening literacy and numeracy in students began on 06 February 2023 and ended on 25 February 2023. Previously, this Community Service activity had been socialized to students of SD Negeri 040536, in every classroom and it was seen that the cause of the lack of literacy and numeracy in students is still low due to lack of learning and arithmetic exercises. This problem was then minimized by carrying out related Community Service Program activities to strengthen literacy and numeracy for elementary school students. This program is an important matter in efforts to improve the concept of numeracy in schools.

Abstract.This article explores the creation story in Genesis 1:1-31 and provides a deeper understanding of how time, matter and space play a role in creation. Through the time perspective, we can understand that God created everything in six days and rested on the seventh day. The material perspective discusses the materials of the creation of the universe and life that show God's greatness in creating everything. Meanwhile, the spatial perspective explains the position of the Earth and the universe in the creation story.This paper also discusses how humans can understand and appreciate God's creation through this creation story. As God's created beings, humans should be able to appreciate God's greatn ess and care for His creation. The implication of understanding God's greatness in the creation story is to strengthen our faith as human beings and inspire us to care for the environment as part of our responsibility as God's creatures.  

This research was conducted at Dj Arie Public Speaking and Boardcasting School Bandung. The problem contained in the formulation of the problem is how the role of public speaking training in fostering student confidence at Dj Arie Public Speaking and Boardcasting School Bandung. The purpose of this study is to determine the role of public speaking training in fostering student confidence at Dj Arie Public Speaking and Boardcasting School Bandung. This research uses qualitative methods and is a field research. The research data was obtained through direct observation to the field, interviews involving students and tutors who became informants, and documentation studies from books and other materials related to the subject matter. The results of this study indicate that the role of public speaking training is very large in fostering students' confidence which is one of the supports and provisions when speaking in public such as appearing at events and can be a provision for students in carrying out certain public speaking activities.    

This study aims to determine : (1) The effect size of using mathematic learning media to students’ mathematical abilities as a whole, (2) The effect size of using mathematics learning media to students’ mathematical abilities based on level of education, (3) The effect size of using mathematics learning media to students’ mathematical abilities based on learning media used, (4) The effect size of using mathematics learning media to students’ mathematical abilities based on subject matter, (5) The effect size of using mathematics instructional media to students’ mathematical abilities based on quantified mathematical ablility. This research used meta analysis method. The sampling technique used purposive sampling and obtained 17 research that fit the criteria. Data collection techniques used documentation with the support of software publish or perish. The results of data analysis showed that : (1) Overall using the learning media has a large effect to students’ mathematical abilities as a proportion 0,972, (2) Based on level of education, the use of learning media has a largest effect size if applied at SMP/MTs as a proportion 1,039 (n=16, SD=0,754), (3) Based on learning media used, the visual media has a largest effect size to students’ mathematical abilities as a proportion 1,003 (n=13, SD=0,641), (4) Based on material that is taught, the use of learning media on a branch of logic material has a largest effect size to matematical abilities as a proportion 1,237 (n=2, SD=0,489), (5) Based on quantified mathematical abilities, the use of learning media has a largest effect size to students’ reasoning abilities as a proportion 1,303 (n=3, SD=0,353).

EMERGENCY UNIT PATIENT REGISTRATION INFORMATION SYSTEM DESIGN IN LANUD SULAIMAN BANDUNG HOSPITAL This research aimed to know emergency unit patient registration information system design in Lanud Sulaiman Bandung Hospital. The method was descriptive qualitative method approach to data collection techniques were direct observation, interview and literate studies that had relevance to the subject matter of research problem. The problems that hinder the process of registration in the emergency department included: 1). Processing Installation Emergency Unit registration report as a whole was still done manually and not structured; 2). Installation Emergency Unit type of service structured not yet, so many patients who were not emergency services who came to the Emergency Unit. The suggestions were given to the optimization process of emergency unit registration at Lanud Sulaiman Bandung Hospital, there were: 1). Coordination to the Head of Medical Records and Head of the Hospital for the addition of a registration officer in the emergency unit and supporting facilities such as computer information systems; 2) The hospital provides information such as notice boards or brochures about the schedule of doctors in the hospital.

The first education of a child is parents, parents forbid how children behave and behave, every human being has a different way of shaping children's behavior, but it is different from children who live in foster care, children who are in orphanages are children who have deficiencies in the economy , children who do not have parents and others, those who are in orphanages are educated by foster parents or better known as caregivers. The focus of the researcher's research is to find out the efforts of caregivers in developing the discipline of orphanage children, in orphanages the attitudes and behavior of children are formed, namely how they work and behave, especially in forming child discipline. Caregivers have an important role in educating orphans both in small and big matters, various efforts are made by caregivers so that they can make foster children become good individuals and be able to be responsible for what is assigned to them so that they become trained. At the Aisyiyah Orphanage, giving punishment is the most frequently used effort by caregivers to make the orphanage children discipline, especially for children who have been repeatedly advised but are not deterred. This research method is a qualitative research with a descriptive approach

This study aims to analyze the ease of making payments, ability to pay and compliance with making payment of the individual participant National Health Insurance (JKN-KIS) in the BPJS Kesehatan Magelang. This research, it is hoped that it will be able to contribute to BPJS Kesehatan regarding matters and ideas to form a strategy which can increase the collectability of JKN-KIS premium payment contributions, especially for the individual participant segment. This research belongs to the type of quantitative descriptive research. The data used in this study are primary data and secondary data. The data were collected through distributing questionnaires given to 400 individual participants BPJS Kesehatan. The data collection method in this study used a questionnaire using a Likert scale. The data that has been collected through distributing questionnaires, then testing the instrument. Where, the instrument test consists of validity and reliability tests. Researchers in this study took samples using purposive sampling technique, specifically for individual participants BPJS Kesehatan. This research uses quantitative descriptive analysis by calculating the average (mean). The results of the analysis show that the ease of making payments shows the dimensions mean high category in all dimensions, so it can be concluded that the participants are very easy to make contribution payments with the payment mechanisms and procedures and channels provided by BPJS Kesehatan. The results analysis of the ability to pay and the results analysis of compliance with making payments show the dimensions mean value of the low category in all dimensions. That it needs to receive special attention from BPJS Kesehatan so the ability and compliance in paying contributions will increase.

BACKGROUND: According to afifah (2013), The postpartum period is still a vulnerable period for the survival of new mothers giving birth. Most maternal deaths occur during the postpartum period, so postpartum health services play an important role in efforts to reduce maternal mortality. Postpartum services are health services provided to mothers during the period from 6 hours to 42 days after giving birth. The proportion of health service coverage during the postpartum period decreases over the period of time after giving birth. Births that received complete postpartum health services included KF1 at 81.9%, KF2 at 51.8%, and KF3 at only 32.1%. Considering the importance of bounding attachment between mother and baby and the lack of knowledge regarding this matter, it is important to realize this love. The attraction of affection can be manifested from the fetus that is still in the womb and to strengthen the newborn baby can be done using IMD, the aim of which is very beneficial for changes in the psychology of the mother and baby because affection begins with a mother's touch and hug to her baby when carrying out IMD ( early initiation of breastfeeding).   OBJECTIVE: Analyzing the Relationship between Knowledge of Postpartum Mothers and the Implementation of Bounding Attchment at the Rasminkita Ginting Clinic, Tanjung Morawa District in 202. METHOD chi square test p value < 0.05 means H0 is rejected and Ha is accepted, the statistical test results show a significant relationship. RESULTS: There is a relationship between the knowledge of postpartum mothers and the implementation of Bounding Attachment at the Rasminkita Ginting Clinic, Tanjung Morawa District in 2022. Suggestions are given for research and for research sites and for educational institutions regarding Bounding Attachment.

Abstract. National economic development and regional economic development are two very closely related matters. This study aims to analyze the economic structure and specialization of the economic sector so that it can determine the main sectors, groups that are classified as advanced and sectors that are classified as slow and analyze the competitiveness of each sector in North Sumatra Province. This study uses the Shift Share analysis method. The data used in this study is secondary data in the 2017-2021 interval. The data used is secondary data, namely data obtained from records, books and journals in the form of financial reports for company publications, government reports, articles, books such as theories, journals, etc. The results of this study are expected to be an academic foundation for development in the North Sumatra area.

The health deconcentration fund is one of the funding schemes for regions in the context of delegating matters under the authority of the central government to regional governments in certain regions to support the achievement of national development. This research aims to analyze the policy for managing deconcentrated funds in the health sector in the region. This research uses qualitative methods with the Edward III policy implementation model. Data collection was carried out through interviews and documentation studies. The research results concluded that the implementation of deconcentrated fund management policies in the health sector in several regions in Indonesia is still not effective. This is caused by communication aspects that have not been maximized and the lack of adequate resource qualifications for managing deconcentration funds.

Most of people in the world are familiar with smart phones or smartphones, and because of their very complete and practical uses, smartphone users are always increasing every year. Smartphones are used for various types of activities such as for social media, for entertainment such as playing games, doing office work, even personal matters such as financial management applications. Therefore, an application was created that can support personal financial recording so that it can make it easier for users.

The purpose of this study was to examine the effect of Earning Per Share (EPS), Price Earning Ratio (PER), Return On Assets (ROA), and Return On Equity (ROE) on Stock Prices in Food and Beverage Companies on the Indonesia Stock Exchange in 2015 - 2018. In this study, the population is the number of Food and Beverage companies listed on the Indonesia Stock Exchange from 2015-2018, totaling 24 companies. The sample in this research is 14 companies x 4 years of observation = 56 samples using purposive sampling method. The results showed that the t-count value of the t-count Earning Per Share (X1) was 4.114 and the probability value was less than 0.05, which was 0.000. This shows that the variable Earning Per Share (X1) has a significant effect on stock prices. Thus, the first hypothesis in this study is accepted. The t-count value of the Price Earning Ratio (X2) is -1.301 and the probability value is greater than 0.05, which is equal to 0.199. This shows that the variable Price Earning Ratio (X2) has no significant effect on stock prices. Thus, the second hypothesis in this study was rejected. The t-count value of Return On Assets (X3) is equal to 8.366 and the probability value is less than 0.05, which is 0.000. This matter shows that the variable Return On Assets (X3) has a positive effect on stock prices. Thus, the third hypothesis in this study is accepted. The t-count value of Return On Equity (X4) is -1.504 and the probability value is greater than 0.05, which is 0.139. This shows that the variable Return On Equity (X4) has no significant effect on stock prices. Thus, the fourth hypothesis in this study was rejected