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The purpose of this study is to 1) find out the values of character education in the novel "ordinary people" by Andrea Hirata 2) find out the relevance of the character education value of the novel "ordinary people" in the learning of short stories. The research method used is qualitative descriptive. Data collection in this study uses a literature technique with content analysis. Some of the steps to collect data in the novel Ordinary People, 1) The researcher reads the novel as a whole carefully, 2) Records or marks words and sentences related to the formulation of the problem, such as the structure of the novel, as well as sentences that show the values of character education, and 3) Identifies the values of character education contained in this novel. The results of this research found 5 values of character educators, namely honesty, discipline, hard work, independence, and democracy. From the results of the above analysis, 10 analysis data were found. The results of this study can be relevant to the learning of short story texts contained in KD 3.5 Identifying the elements that build literary works in short story texts that are read or heard and can affect the formation of student character in accordance with the strengthening of the Pancasila student profile that applies to the Independent curriculum.      

The purpose of this study is to 1) find out the values of character education in the novel "ordinary people" by Andrea Hirata 2) find out the relevance of the character education value of the novel "ordinary people" in the learning of short stories. The research method used is qualitative descriptive. Data collection in this study uses a literature technique with content analysis. Some of the steps to collect data in the novel Ordinary People, 1) The researcher reads the novel as a whole carefully, 2) Records or marks words and sentences related to the formulation of the problem, such as the structure of the novel, as well as sentences that show the values of character education, and 3) Identifies the values of character education contained in this novel. The results of this research found 5 values of character educators, namely honesty, discipline, hard work, independence, and democracy. From the results of the above analysis, 10 analysis data were found. The results of this study can be relevant to the learning of short story texts contained in KD 3.5 Identifying the elements that build literary works in short story texts that are read or heard and can affect the formation of student character in accordance with the strengthening of the Pancasila student profile that applies to the Independent curriculum.      

The SMPN 1 Ungaran school museum is the only school museum found in semarang district. The museum is located in the SMPN 1 Ungaran complex that during the Dutch Indies was used as kweekschool. The Museum Buildings have a high historical value for civilization in the city of Ungaran and are now being used as a school museum that houses the most impressive collections that have ever occurred in this school and are not found in any other. There are many people who are unaware of the existence of the school's museum, but at the same time the museum has difficulty trying to explain the history, profile and detail of the museum collection when, having or attending educational exhibitions or similar events. Looking at the problem, it would require an audio-visual solution packed into a profile video capable of providing information about the school's museum profile. Applying qualitative methods and linear strategies, it is hoped to produce a video profile that can provide information on the history of museum buildings, museum profiles and museum collections in greater detail and interest to the general public, making its existence known.    

Learners' lack of creativity, tendency to follow others' opinions in choosing or doing Catholic Religious Education assignments, results in suboptimal learning outcomes. This research aims to: 1) determine the achievement of learning outcomes in phase E at St. Francis Asisi Vocational High School Semarang, 2) determine the difference in students' learning achievement in PAK learning using the discovery learning model supported by E-LKPD, 3) determine the influence of students' creative aspect on learning achievement. This is a quantitative study with a One-Group Pre-test Post-test design in class X-1 using random sampling on 21 students. The P3 dimension designed in this research is creativity. The effectiveness of discovery learning model supported by E-LKPD was tested using one sample t-test, N-Gain test, and regression test.

Among general subjects, the subject of Catholicism still lacks of interest among students at Yoannes XXIII Middle School Semarang. The low level of students critical thinking toward subject of Catholicism causes a decrease in students learning achievement. However, on the other hand, students are expected to be able to think critically in facing global challenges. The research objectives are 1) to determine the effectiveness of using TPS learning model in improving learning achievement, 2) to determine changes in learning achievement using the TPS model, 3) to determine independent the influence of critical reasoning aspects on the uses of the TPS learning model. This research uses a pre-experimental experiment design with a quantitative One-Group Pretest-Posttest design approach. The research sample was taken by random sampling in class VII-B with a total of 29. The independent variable in this research was the critical thinking process Pancasila Student Profile (P3) dimension using the TPS learning model. Indicator of critical thinking include open thinking, solution seeker, mastering the situation, question seeker, documents seeker, providing explanation, analyzing arguments, and concluding problems. Meanwhile, the dependent variable is learning achievement data obtained by tests at the end of the learning process. Data is processed using the N-gain test, Independent sample T-Test, and regression testing with SPSS 25 for windows. The research result showed a significant increase in learning achievement with an N-gain score reaching 89, 97% in the effective category, there was an increase in learning achievement by 27, 11% and there was an influence of the critical thinking process of class VII student using TPS learning model of 95, 9%.

Education is an important activity for every person to be able to develop the potential that exists within him. Currently, the curriculum applied to education in Indonesia uses the Merdeka Belajar curriculum. The Merdeka Belajar curriculum has a system where teachers and students can of course have the freedom to learn independently, be creative and innovate. In the Merdeka Belajar curriculum, of course, there are subjects studied by students, one of these subjects is PPKn. The aim of this research is to determine the optimization of the character of elementary school students in PPKn learning based on the Merdeka Belajar curriculum. The type of research used is quantitative, the data collection procedure begins with determining the sample using test techniques, questionnaires, observation rubrics, documentation, as well as the research population and sample, namely class IV students at SDN Balas Klumprik 1 Surabaya. The results of the research show that the Merdeka Belajar curriculum in PPKn learning has an influence in optimizing the character formation of elementary school students. In the conclusion of the research, the influence of the Merdeka Belajar curriculum on PPKn learning as optimizing student character formation in elementary schools is that students are able to optimize character formation in PPKn subjects based on the Strengthening Pancasila Student Profile Project (P5) with the dimension of working together and doing it in life. real.  

Mood or mood is an important part of a person's psychological well-being. Several studies show that physical exercise can positively influence mood. One of the factors that influences an athlete's mental and emotional readiness is mood. Mood Profile for Weightlifting athletes is an important factor that needs to be analyzed. This research aimed to determine the relationship between athletes' moods and the success rate of snatches in weightlifting athletes at PABSI Jatim Surabaya before PORPROV 2025. This qualitative research used mixed methods. Mixed methods is a research approach that combines or associates qualitative and quantitative forms. A research method that uses qualitative data and is described descriptively. The Total Sample Method is a sampling method with the number of samples equal to the population. The sample was taken using total sampling because the population was less than 100 and the entire population was used as the research sample (Masturoh & Anggita, 2018). The sample that can be used is the population sample taken from Provincial Weightlifting athletes (aged 13 - 23 years) totaling 8 people and is only limited so that they can be used as one training group by filling in a mood profile questionnaire and recording the snatch technique. Of the 8 respondents who took the snatch test, all appeared confident. However, when holding and doing the snatch, there is a feeling of doubt and anxiety about whether or not you can accept the weight of the snatch if it is already above. However, after doing the snatch test, he also felt happy by releasing endorphins in his body. The results of the before and after research show that the "Medium" category with the highest percentage is the anger indicator (AMR) of 71.43% and 42.86%, and the confused mood indicator (SSB) of 53.57% and 71%. Indicators with moderate percentages include full energy indicators (PNT) of 85.71% and 75%, self-assessment (PDR) of 80.36% and 80%, and depression (DPS) of 44.64% and 63%. The percentage of fatigue indicators (KLH) was 53.57% and 42.85% and tension indicators (KTG) were 57.14% and 50%. The conclusion of the research on the analysis of the relationship between athlete's mood and the success rate of snatches in weightlifting athletes at PABSI East Java, Surabaya is in the "Medium" condition. Negative mood conditions in the "Medium" category such as fatigue, anger, tension, confusion, and depression indicate that athletes are not feeling stressed mentally and physically. Meanwhile, positive mood conditions in the "Medium" category make athletes have a good mood, such as being full of energy and self-confidence. This is possible because the training portion is good and the conditions leading to PORPROV 2025 are still quite long. So there are still many athletes who experience good mood conditions so the presence of this athlete's mood also supports the athlete's successful performance both during training and during competitions.      

This study analyzes the characteristics, risk, and return of stocks and bonds in Indonesia. The data used is historical data on stock and bond prices traded on the IDX during a 10-year period, from 2014 to 2024. The analysis methods used are descriptive analysis, t-test, ANOVA, and multiple linear regression. The results of the study show that stocks offer the potential for higher returns than bonds, but also with higher risk. Bonds offer better income stability and lower risk than stocks. The investment decision between stocks and bonds depends on the individual's risk profile and investment goals. Diversification remains an important investment strategy, regardless of risk profile.

This article provides students with an understanding of the important role of Pancasila education in forming the character of elementary school students who are intelligent, creative and have noble character. The problems currently occurring are a lack of understanding about right and wrong behavior and a lack of direction from the school regarding character education. This research uses Systematic Literature Review (SLR) or systematic literature review. This research focuses on the use of clear and defined scientific methods to identify, select, evaluate, and summarize the results of relevant studies. Therefore, Pancasila has an important role in shaping the character of students in elementary schools, so it is necessary to instill Pancasila values in students through education. Character education through Pancasila needs to be implemented in elementary schools in order to improve the quality of Indonesia's young generation in the future. Therefore, it is hoped that Pancasila education can shape the character of students in accordance with Pancasila values.

Learning in the era of independent curriculum development is an opportunity for educators and education units to improve competence. Active and participatory learning is one of the targets in developing learning to implement the independent curriculum. Case learning is something that can be applied to realize the learning objectives of the independent curriculum. this study aims to provide recommendations for developing learning in the implementation of an independent curriculum in Ambon City Public High School. The integration of the Exo Olo Task learning model developed in local wisdom-based case learning is part of what is developed in this goal. This research was conducted in the form of descriptive qualitative research. In this case, collaboration (cooperation) with several related parties (Stake holders) to develop a local wisdom-based case learning pattern that supports the implementation of an independent curriculum in Ambon City State High School. Data obtained through observations and interviews were analyzed using qualitative research techniques using the mile and huberman method and continued with policy direction analysis through AHP method analysis. Recommendations are given with priority to 1) Increasing the use of local wisdom cases as participatory teaching materials and media, 2) Development of strategies and mastery of educators in preparing lesson plans, 3) socialization of independent curriculum-based learning programs, 4) increasing partnerships in developing learning projects and improving character through the project of strengthening the profile of Pancasila students (P5), 5) educator literacy education through reflection with outputs in the form of scientific papers with a Consistency Ratio of 0.09.

Education is vital for human beings to develop and continue their lives. Although many of the tutor search apps are available, students in Eastern Sumba have difficulty enjoying this service because no private tutor is resident in East Sumba. A private lesson tutor is important for students who need more intensive learning outside of school, especially parents who are busy or do not have the opportunity or knowledge to help their children. The challenge often faced is the difficulty of finding a tutor that suits the needs of the student. The use of profile matching methods can help parents or student guardians find private tutors based on specific needs or preferences, such as subject, level of experience, location, or other criteria. Tutors that meet these criteria will appear as search results. Testing with the System Usability Scale (SUS) showed that the application is qualified for users, as it achieved an average score of 72.62.  

The Community Service carried out by Semarang University students has the aim of helping the development of Micro, Small and Medium Enterprises in Central Java, especially in the City of Semarang. It is also hoped that this training will be able to provide services or create employment opportunities for participants who have taken part in crochet training with Pradita Rahmawati as a resource person who supports and teaches participants about the basics of knitting techniques as well as practicing knitting with ribbons as the object and final result of the training. The final results of this community service include several things including scientific publications, training modules, increasing participants' knowledge about crochet, interesting video profiles as well as the sustainability of knitting services in Indonesia and the progress of Micro, Small and Medium Enterprises.

The aim of this research is to describe the implementation of the Project Agenda for Strengthening the Profile of Pancasila Students (P5) on the Theme of Local Wisdom to Demonstrate Typical Samarinda Food at SMP Negeri 48 Samarinda, as well as to find out the challenges and efforts in the Implementation of the Project Agenda for Strengthening the Profile of Pancasila Students (P5) on the Theme Local Wisdom to Demonstrate Typical Samarinda Food at SMP Negeri 48 Samarinda. The type of research used is descriptive qualitative, using observation, interview and documentation techniques. Data analysis techniques are data collection, data reduction, data presentation and conclusions. The results of the research show that in the Implementation of the Project Agenda for Strengthening the Profile of Pancasila Students (P5) on the Theme of Local Wisdom to Demonstrate Typical Samarinda Food at SMP Negeri 48 Samarinda that teachers and students understand the P5 agenda on the theme of local wisdom, the relevance of the P5 agenda on the theme of local wisdom in order to demonstrate Samarinda's typical food is very relevant to be implemented at SMP Negeri 48 Samarinda, and the connection and integration of P5 with the curriculum and Pancasila values ​​are closely related. The involvement of students is also very important in implementing the P5 agenda, then the existence of a learning community among teachers will create good collaboration, especially in making P5 teaching modules in implementing the P5 agenda on the theme of local wisdom.

Debtor default has significant implications for credit risk management in the banking sector. Default, as the failure of a debtor to fulfill its obligations in repaying a loan, not only has the potential to be detrimental to financial institutions, but can also affect the stability of the financial system as a whole. Therefore, research on this phenomenon is very important. This article aims to provide comprehensive insight into understanding debtor default and its impact on credit risk management in the banking sector. A holistic approach to this understanding includes identifying factors that contribute to default, analyzing the characteristics of vulnerable debtors, and evaluating effective risk mitigation strategies. One important aspect discussed is the factors that cause default, including macroeconomic conditions, changes in an individual's financial situation, and behavioral factors. By understanding the root causes of default, banks can identify potential credit risks early and take appropriate steps to manage them. In addition, this article discusses the importance of debtor profile analysis in identifying characteristics that are vulnerable to default. By leveraging advanced technology and data analysis, banks can strengthen their decision-making processes and improve their ability to manage credit risk. Thus, this article not only provides an in-depth review of understanding debtor default, but also provides insight into how banks can improve their credit risk management through targeted and innovative approaches. In conclusion, a better understanding of the debtor default phenomenon will help banks manage credit risk more effectively and strengthen the resilience of the financial system as a whole.

A village profile is needed to provide an accurate, comprehensive and integral picture of the village's potential and level of development. Through the University's Real Work Lecture activities on August 17 1945, we tried to help Kalidami RW 10 Village located in Surabaya City, East Java Province in an effort to create a village profile. Based on problem identification, the profile of Mojo RW 10 Village contains some information on the number of existing UMKM. However, there is some data that is still not complete or updated. For example, data that has not been updated is about Waste Generation, Village Profile, Waste Savings, etc. Therefore, the objectives of this service activity are: 1) creating a profile of Mojo RW 10 Village which contains complete village potential data and 2) presenting profile data of Mojo RW 10 Village which can be accessed in printed and electronic versions. The methods used are secondary data collection, surveys and interviews. Evaluation of this activity is carried out directly during the profile creation activity, so that output can be produced that meets the wishes of the target audience. The output of this activity is a printed book on the profile of Mojo RW 10 Village which is one of the documents available at the RW 10 hall and a video profile of Mojo RW 10 Village which has been uploaded on social media.

The Pancasila Student Profile Strengthening Project (P5) is a program designed by the Ministry of Education and Culture. It is important to see the readiness of educators in implementing the program because educators are the key to implementing the curriculum. The aim of this research is to reveal the readiness of educators in implementing the P5 Project Module Design by PPKn Teachers in Learning at SMP Negeri 2 Bontang. This research uses qualitative research. This research was conducted in February-March 2024. The data sources in this research used two sources, namely primary data and secondary data. Data collection techniques use observation, interviews and documentation. Analysis techniques using qualitative data techniques are data reduction, data presentation and drawing conclusions. The results of this research show that the readiness of educators in designing and implementing the Pancasila student profile project is still not optimal. This is proven by statements from educators who admitted that they still did not understand the program. This lack of understanding means that educators are unable to design P5 project modules and are less effective in implementing projects for students. The design of the P5 Project Module by the PPKn Teacher at SMP Negeri 2 Bontang resulted in the project module (P5) being a document containing the objectives, steps, media and assessments needed to implement the Strengthening Pancasila Student Profile Project.

This research aims to describe the role of teachers in 21st century learning for elementary school students in the independent curriculum.  In this research, the method used is qualitative descriptive analysis with a library research approach, namely an approach that focuses on literature analysis.  Researchers collect data from various written sources such as books, journals and other references.  Based on the research results, it shows that in 21st century learning teachers have a very important and crucial role in the learning process and development of students' skills based on 4C skills (communication, critical thinking, collaboration and creativity).  It is hoped that 21st century learning for elementary school students through the independent curriculum can develop students' potential and skills to compete with developments that are increasingly developing day by day.  The implementation of the independent curriculum in elementary schools also plays a role in creating empowered students, able to adapt to current developments through a project to strengthen the profile of Pancasila students.  Therefore, it is hoped that there will be collaboration and support from parents, school principals and the government so as to produce a young generation who are intelligent, have character and are ready to face the future. Abstrak. Penelitian ini bertujuan untuk mendeskripsikan bagaimana peran guru dalam pembelajaran abad-21 pada siswa sekolah dasar di kurikulum merdeka. Dalam penelitian ini, metode yang digunakan adalah analisis deskriptif kualitatif dengan pendekatan library research, yaitu pendekatan yang berfokus pada analisis literatur. Peneliti mengumpulkan data dari berbagai sumber tertulis seperti buku, jurnal, dan referensi lainnya. Berdasarkan hasil penelitian menunjukkan bahwa dalam pembelajaran abad-21 guru memiliki peran yang sangat penting dan krusial dalam proses pembelajaran dan pengembangan keterampilan siswa berdasarkan keterampilan 4C (communication, critical thinking, collaboration, dan creativity). Pembelajaran abad-21 pada siswa sekolah dasar melalui kurikulum merdeka diharapkan dapat mengembangkan potensi dan keterampilan siswa untuk bersaing dengan perkembangan zaman yang kian hari makin berkembang. Implementasi kurikulum merdeka di sekolah dasar juga berperan untuk menciptakan siswa yang berdaya, mampu beradaptasi dengan perkembangan zaman melalui projek penguatan profil pelajar Pancasila. Oleh karena itu diharapkan adanya kolaborasi dan dukungan  dari orang tua, kepala sekolah dan pemerintah sehingga menghasilkan generasi muda yang cerdas, berkarakter, dan siap menghadapi masa depan.

This research aims to analyze the level of bank health and performance of Indonesian sharia banks using the RGEC method during the 2021-2022 period. Through this holistic approach, the research examines aspects of bank health, including risk profile, good corporate governance, income and capital. Data was obtained from the financial report of PT Bank Syariah Indonesia Tbk, and analysis was carried out on credit risk, Good Corporate Governance (GCG), Return on Assets (ROA), and Capital Adequacy Ratio (CAR). Research findings show that Indonesian sharia banks demonstrate health and stability in their operations, despite a decline in several performance indicators. These conclusions provide valuable insights for stakeholders in the Islamic banking industry to improve bank performance and stability.    

The Merdeka Curriculum is here as a breath of fresh air in the world of Indonesian education, bringing a spirit of independence for teachers and students to learn and teach with creativity. One of the important instruments in realizing the vision of Independent Learning is the Learning Implementation Plan (RPP) which has undergone a significant transformation compared to the 2013 Curriculum RPP (K13). The Independent Curriculum RPP is made more concise and focuses on essential points, so that it is easy for teachers to understand and use. Learning objectives are formulated clearly, measurably and oriented towards Learning Achievements (CP), ensuring learning is centered on the outcomes to be achieved. Teachers are encouraged to understand students’ learning profiles, including their interests, talents, learning styles and learning needs. This allows learning to be designed in a personalized and meaningful way for each individual.

This study aims to examine the effect of walking exercise on the sleep quality of the community in Makassar City. This research is an observational analytic study with a cross-sectional study design. The population in this study was the community in Makassar City, with a sample of the community who accessed the Walking Park in Makassar City. The sampling technique used was non-probability sampling with the accidental sampling method. Out of a total of 399 respondents, it was found that the majority were women aged 21-30 years, unmarried, and had a good perception of their health condition. Most respondents walked 1-2 times a week with a duration of less than 30 minutes. The results of the univariate analysis showed that the majority of respondents were women aged 21-30 years, unmarried, and had a good perception of their health condition. The profile of the walking habits of the respondents shows that the majority do this activity 1-2 times a week with a duration of less than 30 minutes, while only a small portion regularly walk with a duration of 30 minutes or more.