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Pegadaian Syariah plays an important role in strengthening the people's economy through the provision of financial services in accordance with Sharia principles. This study aims to analyze the pricing and distribution strategies of Pegadaian Syariah products and their impact on the economic growth of the community. The research method uses a qualitative approach based on literature studies and secondary data analysis. The results of the study show that Pegadaian's Sharia pricing strategy pays attention to the principles of justice and affordability, while product distribution is carried out through service digitalization, expansion of branch office networks, and strategic partnerships. The use of these two strategies has proven effective in increasing the accessibility of Pegadaian Syariah services, accelerating financial inclusion, and encouraging the growth and empowerment of micro, small, and medium economies based on Sharia.  

Micro, Small, and Medium Enterprises (MSMEs) play an important role in the Indonesian economy as labor absorbers and drivers of the local economy. However, this sector often faces various challenges such as limited access to financing, infrastructure, and policy support. This study aims to analyze the role of fiscal policy in encouraging the growth of MSMEs in Indonesia. The methods used are literature studies and secondary data analysis from various official sources, including government reports and national statistical data. The results of the study indicate that fiscal policy instruments such as tax incentives, subsidies, and state spending for MSME empowerment programs have a positive impact on increasing MSME productivity and competitiveness. However, the effectiveness of these policies is highly dependent on targeted implementation and synergy between related institutions. Therefore, a more inclusive, transparent, and adaptive fiscal policy formulation is needed to encourage sustainable economic growth

This study aims to analyze the tradeoff relationship between inflation and unemployment in Indonesia using the Phillips Curve approach. This phenomenon is a central focus in macroeconomics as both indicators are closely linked and directly impact national economic stability. Using data from 2019 to 2024, this study examines the dynamics of inflation and unemployment, as well as their implications for monetary and fiscal policy. The analysis shows that although there are indications of a tradeoff pattern as described by the Phillips Curve, structural and global factors also influence this relationship. Monetary and fiscal policies during crisis, recovery, and stabilization periods play a crucial role in managing the balance between inflation and unemployment.

Descriptive analysis of the implementation of sharia financial accounting standard reports of BTM BiMU Bandar Lampung is presented in this paper. Accounting principles related to the presentation of financial statements in accordance with PSAK 101 concerning sharia financial statements and recognition, measurement, presentation, and disclosure of murabahah transactions based on PSAK 102 concerning mudharabah are the subject of the study. KSPPS BTM Bimu Bandar Lampung City is the target of the study. The qualitative methodology and primary data used in this study were obtained from BTM BiMu. The results of the study indicate that KSPPS BTM Bimu has not implemented accounting procedures in accordance with sharia PSAK.

Industrialization plays a critical role in the process of economic development, particularly in shaping a stronger and more competitive economic structure. For Indonesia, an industrialization strategy is not merely a tool for boosting economic growth, but a key instrument for promoting long-term structural transformation. This article discusses how industrialization strategies should be designed holistically, taking into account not only the manufacturing sector but also the interconnections with agriculture and services. Within the national development framework, the state must take an active role by implementing fiscal policies, providing infrastructure support, and offering incentives for value-added industries. Lessons from newly industrialized countries show that the success of industrialization is highly dependent on consistent policy coordination, strong leadership, and robust institutional capacity. Furthermore, industrial strategies must be responsive to global challenges such as technological change, international competition, and regional disparities. Therefore, industrial development planning in Indonesia should be oriented towards achieving economic efficiency, strengthening domestic production capabilities, generating broad employment opportunities, and ensuring equitable distribution of development benefits. This paper aims to provide a conceptual foundation for formulating a national industrialization strategy that is not only responsive to global trends but also capable of addressing domestic needs in an inclusive and sustainable manner.

The urgency of consumer protection in Sharia-compliant transactions has become increasingly prominent alongside the growth of the halal industry and rising public awareness of transactional justice based on Islamic principles. This study aims to formulate the theoretical and normative construction of consumer protection within the framework of Islamic law and to assess its compatibility with Indonesia’s positive legal system. Employing a normative juridical approach combined with a descriptive-analytical method, this research explores primary legal sources including Qur’anic verses, the hadiths of Prophet Muhammad (PBUH), and scholarly opinions found in classical and contemporary fiqh al-mu‘āmalāt literature, as well as secondary legal sources such as Law Number 8 of 1999 on Consumer Protection, fatwas of the National Sharia Council (DSN-MUI), and relevant academic literature. The analysis is conducted through content analysis to extract the values of justice, transparency, and balance of rights and obligations within contractual mechanisms. This study finds that core principles such as truthfulness (ṣidq), disclosure (bayān), and justice (‘adālah) constitute the essential foundation of consumer protection in the Islamic legal perspective. The prohibition of gharar (uncertainty), riba (usury), and tadlīs (fraudulent misrepresentation) is not merely a moral injunction but an integral safeguard mechanism for consumer rights. Furthermore, the institutional presence of supervisory bodies such as DSN-MUI and Sharia certification mechanisms has proven to be strategic, though they continue to face challenges in implementation, socialization, and consumer literacy. The findings also indicate a substantial opportunity for harmonizing Islamic legal principles with the national legal system within the framework of maqāṣid al-sharī‘ah. Therefore, this study recommends strengthening sectoral regulations based on Sharia principles, integrating fatwas into positive legal norms, and enhancing educational capacity for both business actors and consumers in order to realize ethical, equitable, and sustainable transactions.

Despite their 45% contribution to the global economy, international micro, small, and medium-sized enterprises (MSMEs) face considerable obstacles in enhancing their global competitiveness because they lack the resources and access to efficient market analysis (OECD, 2025). In order to optimize cross-border MSME market analysis, this research attempts to construct a machine learning (ML) model coupled with a mixed-methods approach. A combination of quantitative (XGBoost and SEM-AMOS were used to analyze transaction data of 500 Indonesian export MSMEs 2020–2024) and qualitative (interviews with 15 MSME players) methods showed that the XGBoost model achieved 89% accuracy in predicting market trends, with key variables including exchange rate fluctuations (19%) and social media sentiment (28%). According to qualitative findings, the ML model does not identify cross-border regulatory constraints that 65% of MSMEs must deal with. These results validate market intelligence powered by AI as a strategic asset, extending the Resource-Based View paradigm. The significance of contextual adaptation and technological integration in the digital transformation of MSMEs is emphasized by this study.

Mobile vehicle tax service is one of the regional government initiatives designed to facilitate tax compliance and increase regional revenue. This study aims to examine the contribution of mobile tax units in boosting local revenue in Sukabumi Regency. The methodology applied in this research is a descriptive qualitative approach, with data collection conducted through direct observation. The findings reveal that the implementation of mobile tax units produces significant effects on increasing the number of taxpayers, resulting in higher local revenue from the vehicle tax component. This service has also successfully reached remote areas previously difficult to access by conventional tax offices. Therefore, mobile tax units can be considered effective as a sustainable strategy to optimize regional income.

This community service initiative aims to promote digitalization to strengthen local entrepreneurship, which in turn contributes to increasing regional revenue. The program focuses on training in using digital technologies, such as social media, online marketplaces, and digital marketing tools, to enhance business effectiveness. Mentoring is provided to help entrepreneurs understand and implement technology-based strategies in their operations. The results show an improvement in participants' digital skills and increased use of technology in business management, leading to higher business income. This growth is expected to contribute to regional revenue through more productive business sectors. Digital transformation has proven to be a strategic approach in fostering innovative and competitive local entrepreneurship.

This community service initiative aims to promote digitalization to strengthen local entrepreneurship, which in turn contributes to increasing regional revenue. The program focuses on training in using digital technologies, such as social media, online marketplaces, and digital marketing tools, to enhance business effectiveness. Mentoring is provided to help entrepreneurs understand and implement technology-based strategies in their operations. The results show an improvement in participants' digital skills and increased use of technology in business management, leading to higher business income. This growth is expected to contribute to regional revenue through more productive business sectors. Digital transformation has proven to be a strategic approach in fostering innovative and competitive local entrepreneurship.

Alba, A. and Kurniawan, R. (2019) ‘Kebijakan Pemberian Bantuan Sosial Bagi Keluarga Miksin “Studi Kasus di Kecamatan Muara Batu Kabupaten Aceh Utara”’, UNIMAL Press, 1, pp. 1–128. Alviyah, E.N. et al. (2023) ‘Beasiswa KIP-K: Apakah Beasiswa Dapat Menjadi Motivasi Belajar Mahasiswa?’, Journal of Creative Student Research, 1(2), Asyahbuddin, A. (2022) ‘Welfare Society Dalam Sistem Kesejahteraan Sosial Di Indonesia’, ICODEV: Indonesian Community Development Journal, 3(1), Elia, A. and Dkk (2023) Metode Penelitian Kualitatif dan Kuantitaif. Ilhami, M.W. et al. (2024) ‘Penerapan Metode Studi Kasus Dalam Penelitian Kualitatif’, Jurnal Ilmiah Wahana Pendidikan, 10(9), pp. 462–469. Available at: https://doi.org/10.5281/zenodo.11180129. Khaliq, M.N. (2024) ‘E-ISSN : 2792-0876 Demokrasi dan Kebijakan Publik dalam PP Nomor 21 Tahun 2024 Tentang Tabungan Penyelenggaraan Perumahan Rakyat’,          5(1),    pp 113–128.            Available        at: https://doi.org/10.37274/mauriduna.v5i1.1307. Kurniati, I.D. et al. (2015) ‘Buku Ajar’. Lamangida,  T.  (2015)  ‘Pengaruh  Program  Bantuan  Langsung  Sementara Masyarakat Terhadap Pemenuhan Kebutuhan Dasar Masyarakat Miskin Di Desa Omayuwa Kecamatan Randangan Kabupaten Pohuwato Trisusanti Lamangida Program Studi Administrasi Publik , Universitas Muhammadiyah Gorontalo’, Jurnal Analisis Kebijakan dan Pelayanan Publik, 1(2), pp. 193–202. Martins, E.K. and Toletina, N.T. (2024) ‘Evaluasi Pelaksanaan Kebijakan Program KIP-K Di Indonesia’, Professional: Jurnal Komunikasi dan Administrasi Publik,        11(1),  Pra-sejahtera, K. et al. (2025) ‘Pemanfaatan Dana KIPK untuk Mendukung Pendidikan Mahasiswa dari’. Rivai, A.B. (2017) ‘Kebijakan Afirmasi Pendidikan Tinggi Untuk Papua’, CosmoGo 1(2) p.266. Available        at: https://doi.org/10.24198/cosmogov.v1i2.11838. Suryani, A.S. (2018) ‘Pengaruh Kualitas Lingkungan Terhadap Pemenuhan Kebutuhan Dasar di Provinsi Banten’, Jurnal Aspirasi, 9(1), pp. 35–63. Available at: https://doi.org/10.22212/aspirasi.v9i1.99

This study aims to examine the contribution of zakat to socio-economic mobility during the leadership of the Prophet Muhammad SAW in Madinah, emphasizing its role not merely as a religious obligation but also as a strategic instrument for social transformation. Employing a qualitative method through literature review, this research explores historical accounts, Islamic economic literature, and academic sources related to zakat management. The findings reveal that zakat, when administered systematically and empowerment-oriented, effectively reduced social inequality, improved the living standards of marginalized communities, and promoted sustainable social mobility. The productive zakat model introduced by the Prophet SAW not only succeeded in establishing social justice in Madinan society but also laid the foundation for an economy based on communal solidarity. These results highlight the relevance of the Prophetic zakat model as an alternative solution for addressing contemporary socio-economic challenges, particularly in promoting equitable and sustainable development.

The hadith of the Prophet Muhammad (peace be upon him), "Whoever lies about me intentionally, let him take his place in Hell" (Narrated by Bukhari and Muslim), is a stern warning to maintain honesty, especially for educators. This study aims to examine this hadith in relation to a teacher's competence. Hadith, as a source of Islamic teachings after the Qur'an, serves as a guideline in various aspects of life, including education. Teachers as educators are required to convey knowledge correctly, without reducing or misleading the teachings. This study uses a library research approach and content analysis techniques to examine the meaning and relevance of the hadith. The results of the study indicate that this hadith has a close relationship with four teacher competencies, namely pedagogical, professional, personality, and social. This hadith emphasizes the importance of integrity, honesty, and responsibility in carrying out a teacher's duties, while also making him a role model for students.

This research analyses effective industrialisation strategies in districts and cities, by assessing success factors and the role of firms. Regional industrialisation supports economic growth and job creation. Key factors influencing success include the quality of human resources, infrastructure, government policies and technology. Cluster approaches based on local potential and industrial estate development have proven effective. Companies play an important role in creating industrial ecosystems and running CSR programmes. Collaboration between the government, companies and communities is key to successful regional industrialisation. 

This study examines the transformation of zakat law from a purely textualist Sharia approach to its institutionalization within the framework of the modern state. The research is motivated by the evolving practice of zakat, which is no longer solely based on classical legal texts but is now regulated and managed institutionally by the state to ensure effective and equitable distribution. The aim of this study is to analyze the process and implications of this paradigm shift in zakat law. The research employs a qualitative method through literature review and normative legal analysis of zakat regulations in Indonesia. The main findings indicate that the institutionalization of zakat improves accessibility, transparency, and accountability, while also presenting challenges in maintaining alignment with core Sharia principles. The implications of this research are significant for policymakers and zakat institutions in developing an adaptive and sustainable zakat legal system.

The history of Islamic economic thought has developed since the time of the Prophet Muhammad and continues to experience enrichment by Muslim scholars. These thinkers tried to build Islamic economic concepts that are relevant to the context of their times, while still based on the Qur'an and Hadith. One of the important figures in Islamic economic thought is Abu Ubaid, whose main work Kitab al-Amwal is the main reference in understanding the classical Islamic economic system. In his work, Abu Ubaid emphasizes the importance of justice as the main principle in economic management, including the use of money. He views money as having two main functions, namely as a standard of value and a medium of exchange. His views show strong relevance to the modern economic system, where the function of money still plays an important role in economic activity. This paper aims to examine in depth Abu Ubaid's thoughts on the function of money and assess its relevance in the context of contemporary economics.

Industrialization has been a major driver in Indonesia’s transition from an agrarian to a modern economy. Its contribution to productivity growth, job creation, and economic diversification makes it a strategic component of national development. The integration between industry and other sectors such as agriculture, services, trade, and labor proves essential in strengthening competitiveness and achieving inclusive growth. Findings indicate that despite its potential, industrialization in Indonesia still faces challenges such as import dependency, limited skilled labor, and regional disparities. Therefore, future industrial strategies should focus on enhancing sectoral linkages, promoting equitable development, and improving human capital and infrastructure capacity to support sustainable economic growth.

This study aims to analyze the influence of technology on Islamic education using a library research approach. The background of this study lies in the increasing use of digital technology in Islamic learning processes, both in formal and non-formal education. Technology is considered capable of expanding access to information, improving learning effectiveness, and supporting more interactive teaching methods. However, the integration of technology into Islamic education also presents challenges, especially in preserving Islamic values and student morality. The findings show that technology can serve as an effective medium for da'wah and education when used wisely and in accordance with sharia principles. Recommendations are addressed to educators and institutions to develop digital-based curricula that remain grounded in Islamic values.    

Technological advances that occur in the Globalization Era have a major impact on a person's mental development, especially for High School Students who in their daily activities require updated information to develop their abilities. The activities carried out if not accompanied by an understanding of the dynamics of social change, they will experience problems of Moral Decadence due to the lack of understanding of National and State Awareness. One form that can be done to increase students' understanding of the importance of national and state awareness is through counseling activities. Therefore, the provision of material on understanding the Increase in National and State Awareness to the young generation of Indonesia must always be carried out with the aim that the young generation of Indonesia can understand the positive culture in Indonesia which is very important to implement in order to create unity and unity of the Indonesian nation.

The Sinta Score Overall (SSO) ranking is a crucial indicator in assessing the academic quality and productivity of lecturers and researchers. However, many academics face challenges in improving their SSO ranking due to a lack of understanding of effective strategies for scientific publication. Therefore, this community service initiative was conducted through a national webinar with the primary objective of providing insights and strategies to academics on how to optimize their SSO. The method employed in this initiative involved dissemination and interactive discussions via a webinar platform, featuring speakers with extensive experience in scientific publication and Sinta ranking. The webinar covered key topics, including high-quality publication strategies, the importance of international collaboration, and the utilization of academic media to enhance research visibility. The results indicate that improving publication quality, expanding collaborative networks, and selecting research topics aligned with global issues are essential steps in increasing SSO. By implementing the right strategies and maintaining consistency in scientific publication, academics can enhance their reputation and expand research collaboration opportunities.