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Settlement of Money in Lieu aims to provide legal certainty for arrears of Money in Lieu decided by the Court as an additional punishment against the convicted person in a corruption case based on Law Number 3 of 1971 concerning Eradication of Corruption and the decision is legally binding. The author will write about the importance of negotiation and asset tracking related to Non Litigation Settlement of Money in Lieu. The research method between quantitative methods and qualitative methods to be used together in a research activity, so as to obtain comprehensive, valid, reliable and objective data. This is related to the ability of the convict or ex-convict or heirs who have arrears of compensation money to immediately resolve the arrears, which are stated in the Minutes of Negotiations conducted by the State Attorney Team of the work unit and the findings of Asset Tracking. This can be an income in the Central Government that does not come from tax revenues (PNBP) related to State Finance.

This research aims to analyze the influence of the Money Supply (JUB) and interest rates on inflation in Indonesia in the 2014-2023 period. The variables used are Inflation as the dependent variable, Money Supply (JUB) and Interest Rates as the independent variables. The data used in this research is secondary data obtained from publications by the Indonesian Central Bureau of Statistics. The analytical method used is a multiple linear regression model or Ordinary Least Square (OLS). In processing the data, the author used the help of Eviews 10 software. Based on the estimation results, it was found that there is a relationship between the Money Supply and Inflation in Indonesia and the Interest Rate variable has a positive and significant effect on Inflation in Indonesia.

This research aims to provide a deeper understanding of the basic differences between bonds and sukuk, as well as the implications for Muslim investors in choosing investment instruments that comply with sharia financial principles. The money method used is descriptive-analytical with a qualitative approach to compare bonds and sukuk from a sharia financial perspective. Data was obtained through literature studies from journal literature and official documents related to these two financial instruments. The results of this research are first, although sukuk and bonds are almost similar, if examined more deeply, the two have contradictory characteristics. The main difference is in the use of sharia principles in sukuk while bonds do not. Second, conventional bonds do not require collateral assets, while sukuk must have collateral assets. Third, sukuk is not a debt and receivable instrument that charges interest (riba) like bond transactions, but just like sukuk bonds are part of an investment instrument. Fourth, in terms of offering price, maturity, bond principal at maturity, and rating between sukuk and bonds there is no difference.

The first stimulation of creativity in early childhood is so that children can express themselves creatively. Second, they can think creatively as an ability to resolve conflicts or solve problems. Third, independent creative practices give someone pleasure to produce useful goods. Fourth, creativity to improve the standard of living and norms of life. KB ONSIF which is still located in the village office of hamlet I, Onozitoli Sifafo village is a supporting factor for the large number of loose parts materials available, educators change the environmental conditions that are full of drinking bottles, paper and cardboard scattered around the building into educational play media for children. This conversion power can not only be used as a learning medium, but can also create cleanliness in the environment around the school. Loose parts are objects that are easily found in our environment, such as twigs, shells, used plastic packaging, plastic bottles, cardboard, metal, cloth, etc. These materials can be obtained by teachers and parents anywhere without spending money. The purpose of this study was to see the use of loose parts media in stimulating children. The research method used was descriptive qualitative by obtaining data from the results of observations, interviews and documentation. The research results obtained through loose parts media learning activities are able to stimulate children's creativity, as evidenced by the results of children's work based on children's imagination without the help of teachers.

This community service activity aims to train young children to be more independent, especially in realizing their desire to have something in the future. Children are invited to learn to manage personal money, have financial planning, respect money, learn discipline and make them proud. One of the simplest saving methods is to save money through a medium called a “celengan”. This service activity was carried out at Guntur Macan 1 State Elementary School, where the participants in this activity were student in grades 4 and 5. The method of implementing this socialization was divided into several stages, namely coordination, media preparation, material socialization, discussions and games. The socializations material provided is history of saving, why you save, what banks are in Indonesia, and finally setting a savings target. The material is packaged with interactive videos so that children can be enthusiastic in participating in all the activities. This activity went well and was lively because it was accompanied by college students who guided the activity will provide ongoing motivation for children to continue saving an so that the agreed targets can be achieved

This article aims to analyze the level of understanding among Generation Z in Medan, Indonesia, regarding the money market and capital market. The study employs a survey method with questionnaires distributed to 100 respondents aged 18-25 in Medan. The collected data are descriptively analyzed to depict the respondents' knowledge and understanding of the basic concepts, instruments, and operational mechanisms of the money market and capital market. The research findings indicate that although most of Generation Z in Medan are aware of the existence of financial markets, their understanding of the operational details and functions of the money market and capital market remains relatively low. Education and access to information are identified as primary determinants influencing this understanding level. These findings indicate the need for enhanced financial literacy through more intensive and targeted educational programs for this age group in Medan.

This research aims to analyze the influence of financial sector deepening and foreign exchange reserves on currency exchange rates in Indonesia, Malaysia and the Philippines. The variables in this research are exchange rate, GDP, credit interest rates, money supply, foreign exchange reserves. This research uses secondary data taken from WorldBank in 2005-2022. The data analysis technique used is the Autoregressive Distributed Lag (ARDL) panel. The research results from the ARDL model analysis show that the countries that are able to become lead indicators for KURS tariff stability are Indonesia and Malaysia. This is because all the variables or indicators in the research, namely (Foreign Exchange Reserves, GDP, JUB and Credit Interest Rates) in these countries have a significant effect on the KURS, while CDV, GDV and JUB do not have a significant effect on the KURS. in the Philippines, only the SBK variable has a significant effect on the KURS in the Philippines. If we look at short-term and long-term stability, the Unemployment Rate variable, both short-term and long-term, has a significant effect on KURS stability.

This research aims to analyze compensation for land rights ownership losses resulting from unlawful acts in view of Article 1541 of the Civil Code in Pilohayanga village. The research method used in this research is empirical legal research using data collection techniques through direct observation and interviews with the litigants. The results of the research show that compensation for ownership of land rights due to unlawful acts in Article 1365 of the Civil Code is mandatory to provide compensation to the person whose fault caused the loss, both in the form of money and compensation in the form of returning it to its original condition. The award of compensation depends on the size of the claim submitted by the injured party. The size of the compensation costs is measured by looking at the object of the dispute, the time limit and the costs incurred in deliberation efforts in the village. However, until now there has been no good intention from the perpetrator to return or compensate for the losses for his actions.

Smokers in Indonesia are ranked third in the world. More than 60 million Indonesians smoke. Cigarette consumption in 2008 reached 240 billion cigarettes or 658 million cigarettes per heart. This means money worth around Rp. 330 billion are "burned" by smokers in a day (TCSC-IAKMI, 2012). In Indonesia, 36.2% of boys and 4.3% of girls (i.e. 20.3% of all students) are users of smoked and/or smokeless tobacco. The initial age of smoking initiation for 43.2% was 12-13 years. Of smokers, 81.8% stated that they had tried to quit smoking in the last 12 months. Of the 88.2% of smokers who want to quit, only 24% have received help from a smoking cessation program or professional (WHO-SEARO, 2014). This community service activity was carried out on Saturday, April 18 2024 from 08.30 to 11.00 WITA. The service process is carried out using a collective counseling mechanism using education and socialization methods with lectures and joint discussions. This service also involved 10 fourth semester students. The conclusion of this community service is that by providing education to children about the harmful effects of tobacco, it can increase caregivers' knowledge and it is hoped that caregivers can prevent children from being exposed to cigarette smoke. Other service providers are advised to develop training topics and training models to increase public awareness, especially about smoking prevention.

Maintaining the best possible relationship with customers is part of Customer Relationship Management (CRM). The goal is to keep customers loyal and make the company make more money. Leading companies have incorporated CRM into their marketing strategies in an effort to increase sales. The Farmers Market company has implemented a customer relationship management (CRM) system; however, there has been no evaluation of their CRM model to identify profitable marketing strategies or customer retention opportunities. To conduct this investigation, a survey had to be conducted on a sample of 55 current Farmers Market consumers. Using the partial least squares method, the analysis will be conducted with the help of the SmartPLS 2.0 program. The findings of the analysis show that, overall, CRM variables relating to the impact of human resources on customer loyalty and customer satisfaction provide satisfactory results. Customer satisfaction is significantly influenced by each HR variable. While all other variables did contribute to the results, they were not statistically significant. This section of the study concludes with an analysis of the impact of Farmers' Market management and suggestions for improvement.

The purpose of this study is to assess the comparative financial performance between conventional and Islamic banks in Indonesia by considering factors such as profitability, liquidity, operational efficiency, and credit risk. Using a qualitative approach and literature review method from various credible sources, the results show that conventional banks tend to use ROA, ROE, CIR, and NIM as the main profitability indicators; Islamic banks also use NPF and FDR. CAR and NIM affect Islamic banks' profitability positively against ROA, while BOPO affects conventional banks' ROA negatively. In terms of liquidity, Islamic banks have an advantage due to the yield principle applied. This is indicated by the current ratio, quick ratio, money ratio, and loan-to-deposit ratio, which show their ability to meet short-term obligations better compared to conventional banks. BOPO shows the operational efficiency of Islamic banks thanks to the principles of fairness and sustainability, while conventional banks excel in revenue management from assets and investor capital. The profit-sharing system in Islamic banks lowers credit risk compared to conventional banks. Although the operating principles of the two types of banking are different, this study found that each type of banking exhibits strengths and weaknesses in terms of profitability, liquidity, efficiency, and credit risk. It is hoped that these results will aid the growth of the Indonesian banking industry and help bank management and relevant stakeholders make informed decisions.

The purpose of this research is to analyze the perspective of capu reke (void marriage) after paluk kila (exchange of rings) in Manggarai Marriage Customary Law. This type of research is empirical normative legal research. The sources of legal materials used in this research are primary and secondary legal materials. The method of processing legal materials through 3 (three) stages, namely editing, coding and systematization of data which is then analyzed descriptively qualitative. The results of this study found that: (1) The meaning of capu reke (capu = eliminate, cancel, break and reke = promise) which is literally interpreted as eliminating or breaking promises with other parties. Paluk kila (paluk = exchange; kila = ring). The Manggarai indigenous people interpret this paluk kila as being known to the extended families of both parties, as well as an acknowledgment from the tongka (witness/spokesperson) that the couple is true and ready to become a woe nelu (new family). (2) The perspective of capu reke (void marriage) after paluk kila (exchange of rings) in this ceremony is very sacred and from this problem the traditional ritual which is considered very magical and highly respected seems to be played with. (3) The legal consequences and customary sanctions that arise are: If the man decides first, the sanction is that the man must pay or cover the woman's shame in the form of saung leba (money) with a buffalo (kaba ngalu tau rangga). If, on the other hand, the woman decides first, the sanction is to give twelve Manggarai traditional cloths and one podo wa'u pig (returning the male clan). The legal consequences that arise are also the status of the child in this capu reke event who has the right to take care of the father (lut wa'u) and get inheritance rights from the father even though the custody is in the mother. The suggestions for the results of this study are (1) It is better if the marriage promise that is later denied or canceled is regulated more clearly in the law, even the rules must be clearer about the marriage promise and the legal consequences of the agreement that was made before the marriage. (2) Prospective couples are required to make a marriage agreement in order to better understand all the consequences that will be accepted after the marriage agreement takes effect between them.           

This article discusses strategies for handling money politics in legislative general elections using the Pancasila Democracy approach as a foundation for general elections with integrity. By referring to the principles of Pancasila which emphasize social justice, people's sovereignty,unity and balance between rights and obligations, this article identifies concrete steps that can be taken to overcome the practice of money politics which undermines democracy. Writing is carried out using normative juridical methods, namely research on secondary data or library materials. To realize elections with integrity, primary legal materials will guide the writing of strategies for handling political money in legislative elections based on Pancasila democracy. These steps include law enforcement, political education, financial transparency, independent oversight, active participation, public disclosure of the campaign, and use of technology. By implementing these strategies holistically and based on Pancasila values, it is hoped that Indonesia can overcome the challenges of money politics and strengthen integrity in the legislative election process, as well as build a stronger foundation for a healthy democracy and integrity.

The aim of this research is to evaluate the financial performance of the Depok City Government in 2021-2023 based on value for money, namely in terms of economy, efficiency and effectiveness. The qualitative descriptive analysis method was used to carry out the analysis in this research. The performance of the Depok City Government is a source of output used to calculate efficiency values. The calculation compares input and output. While the output is the performance that has been achieved by the Depok City Government, the input is the economic value that has been obtained and the calculation of the effectiveness value is based on a comparison between the outcome and the output. Research findings show that the Depok City Government operated very economically from 2021 to 2023 based on its financial performance. The research findings indicate that the financial performance of the Depok City Government in terms of economic and effectiveness for the fiscal years 2021-2023 demonstrate stability, with an average achievement of 85.53% and 103.21% respectively. However, in terms of efficiency, the financial performance of the Depok City Government shows instability, with an average achievement of 84.44%. Therefore, the Depok City Government needs to make improvements to ensure that the efficiency level remains within a stable range.

This research was conducted to determine the perception and readiness of an online shop to use a financial accounting application based on the Technology Acceptance Model (TAM) theory. Therefore, interpretive qualitative research was carried out using a descriptive case study approach at the online shop "Sweet Palettee" as the research object. The data collection techniques used were interviews, observation and archival recordings. From the data that has been collected and analyzed by researcher, it is concluded that the use of the financial accounting application carried out by Sweet Palettee based on the Technology Acceptance Model (TAM) theory is going quite well. Each aspect of TAM is interconnected, which overall has a positive role for Sweet Palettee in the acceptance and use of the "Money+" financial accounting application. With this research, it is hoped that it can increase insight and knowledge for researcher and for academics, also can be used as a reference for related companies to make decisions in the future.

Elections are a democratic process used to elect government leaders and represent the community in government institutions. Money politics is a phenomenon that often occurs in general elections. Money political campaigns are carried out by individuals or groups who use money to influence people's behavior in elections. The aim of this article focuses on the phenomenon of money politics that occurs in society during the campaign period for legislative candidates in the 2024 elections at the neighborhood level and to find out the factors that cause money politics to occur. The form of money politics carried out includes providing basic necessities, money and health services to voters to win votes in legislative elections. This research was conducted using a qualitative research approach, collecting data through interviews and literature reviews. The results of this research show that not all people are influenced by political choices through money politics.

The implementation of direct cash assistance from this research took place in Sidotopo Wetan Village, Surabaya. Most of the people have incomes below the income standard. This research uses descriptive qualitative research methods by describing a situation that occurs directly in the field. Data collection techniques were carried out by means of interviews, observation, and presenting data from previous research. The results of the research show that the implementation of the direct cash assistance policy in Sidotopo Wetan Subdistrict has been implemented quite well and in accordance with the procedures for receiving assistance, although there are still several obstacles to social conflict, such as the wrong target recipients of aid and the community's ineffectiveness in utilizing the direct cash assistance money provided by the government.

The rapid advancement of science and technology in the global era is currently felt in various fields of community life, especially in the fields of education, social and culture, including in boarding school education. In order to face the demands of society, community educational institutions including Islamic boarding schools must be functional, because educational institutions as a forum in society can be used as a gateway in facing the demands of society, science and technology that continue to change. Therefore, in order to become an ideal boarding school, it is necessary to organize the management and development of the boarding school. Islamic boarding school as one of the educational institutions that combines these three aspects, not only emphasizes the cognitive intelligence aspect, but also emphasizes the affective and psychomotor aspects, namely by teaching values and norms in accordance with Islamic law and equipping students with various skills (life skills). The development of management and management of education at PPMI Assalam consists of management elements including man, money, material, method, macine, and market. While the realization steps in order to implement the program are planning, organizing, implementing, and monitoring.

Profiling of corrupt perpetrators is done by looking for information such as office or profession, educational level, employment history and criminal background. Because increased tax receipts are not proportionate to the extraction of benefits to the public, it creates mistrust and reluctance to meet tax obligations. It endangers national security in many aspects, such as social, cultural, moral, political, and legal. Literature Review is an in-depth study of a particular topic with a qualitative approach. The purpose of this writing is to discuss and analyze further about the profiling of perpetrators and the massive impact caused by the case of Rafael Alun Trisambodo PNS class III in the General Directorate of Tax Kemenkeu who served as Head of the General Division of Kanwil DJP South Jakarta. His motive for corruption and money laundering was to enrich himself, his family, or anyone else by abusing office. The conclusion of this writing is that efforts to combat corruption are still not optimal as many sides tempt wealth and take advantage of opportunities.

Financial transactions cause the emergence of legal relationships between two or more parties. In order to expedite the flow of financial transactions, it is required to produce evidence in the civil sector, therefore the participation of Notaries is required as a public official who has the task of making authentic deeds. The deed in question is an authentic deed made by or before a notary according to the form and procedures stipulated in the Law. In making authentic deeds, it is not uncommon for Notaries to meet with parties who are perpetrators of money laundering crimes with the aim of obtaining protection under the confidentiality provisions of the Notary profession. Isn't the Notary only responsible and authorized to make authentic deeds and other powers, all related to documents, then where are the suspicious transactions carried out by his clients? This problem must be studied in more depth to see how the Notary applies the principle of prudence in getting to know the presenters and the legal consequences of authentic deeds that do not apply the principle of prudence in getting to know the presenters.