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Technological developments provide convenience in various fields, including marketing and finance. Currently, marketing can be carried out digitally by utilizing internet technology. The presence of online loans, which is a type of peer-to-peer lending financial technology (fintech), is the result of advances in financial technology. PT. Fidac Innovation Technology is a company operating in the fintech sector and has the Dumi product which provides online loans specifically for State Civil Apparatus (ASN). The purpose of this research is to determine digital marketing techniques in increasing sales of fintech peer-to-peer lending on Dumi products by using 5 (five) digital marketing techniques, namely: Search Engine Optimization (SEO), online advertising, email marketing, mobile applications, and social media marketing. Qualitative descriptive is used as a research method by collecting data through interviews with PT employees. Fidac Technology Innovation IT Design Division which carries out digital marketing, observation and documentation. The research results show that the digital marketing techniques implemented by PT. Fidac Technological Innovation by utilizing SEO, online advertising, social media marketing and mobile applications is already running well. However, Dumi's digital product marketing technique in the form of email marketing has not been implemented due to limited resources.

This study aims to examine the meaning of success as found in the Quran and the criteria for success according to the Quran. The research method employed is a qualitative library research approach. The primary data source used is the Quran, with citations of Quranic verses accompanied by translations from the Hadist Web Version 3.0 by Sofyan Efendi. Secondary data is obtained from various exegesis books, such as Tafsir Al-Misbah by M. Quraish Shihab, Jāmi’ al-Bayān ‘an Ta’wīl āy al-Qur’ān by Ibn Jarīr al-Ṭabārī, Jāmi’ al-Bayān li al-Aḥkām al-Qur’ān by Imām al-Qurṭūbi, Tafsir al-Maraghi by Ahmad Muṣaṭfa al-Maragi, Mu’jam Mufradāt li Alfāẓ al-Qur’ān by Al-Ragīb al-Aṣfahānī, Tafsir Al-Qur'anul Madjied An-Nur by T.M. Hasbi Ash-Shiddieqy, as well as hadiths of Prophet Muhammad (peace be upon him). The data analysis technique used is descriptive analysis, where data is systematically analyzed to describe the facts or characteristics of a population or a specific field accurately and conceptually. The research findings reveal that in the Quran, there are three terms that refer to success, namely al-Falah, an-Najah, and al-Fauz. The term "al-Falah" reflects the meaning of success in both worldly and hereafter life, "an-Najah" refers to the meaning of success in worldly life only, while "al-Fauz" pertains to the meaning of success in the hereafter. The criteria for success according to the Quran include belief and piety towards Allah SWT, performing the five daily prayers, supplicating to Allah SWT, actively engaging in work, setting aside a portion of one's income to assist those in need, and seeking Allah SWT's mercy to enter Paradise.    

The Independent Learning Curriculum (KMB) is a new curriculum that was established by the Ministry of Education, Culture, Research, and Technology of the Republic of Indonesia in 2022. This study was conducted at SMP Negeri 1 Tuhemberua with the aim of examining teachers’ perspectives on the challenges and expectations related to KMB. This study used a qualitative method with a case study approach. Data were collected through in-depth interviews with 5 teachers. The result of the study showed that teachers faced various challenges in implementing KMB at SMP Negeri 1 Tuhemberua, including: (1) lack of teacher understanding of KMB, (2) limited time, (3) lack of resources to support KMB learning, and (4) students were unable to follow the learning flow, so the learning objectives given by the teacher could not be achieved to the maximum. Despite these challenges, teachers also had high hopes for KMB at SMP Negeri 1 Tuhemberua, namely: (1) to improve the quality of learning, (2) to develop potential students optimally, and (3) to create a more enjoyable learning experience. This study contributes to the development of knowledge in the field of education by providing insights into the challenges and expectations of teachers related to KMB at SMP Negeri 1 Tuhemberua. This study can also be a reference for the government in implementing KMB optimally in various regions.

Land ownership was part of the civil rights, and the state gave legal evidence to probed peoples with land certificates. Inaccuracies in the making of the land papers/certificates could be due to deliberate or fraud (fraud) and/or coercion (dwang) in the making of the physical or legal data recorded on the land list. Hence, the certificate given may be invalid. The purpose of this research is to 1. Analyzing how the settling of the overlapping land-ownership disputes led to a dual certificate. 2.  BPN responsibility analysis and legal protection methods in the making of double certificates. The study is conducted using a methodological study of prescriptive law and a field investigation approach. The land dispute was a dispute between two or more persons to retain a legal property rights against each person or group to maintain an interest in the same land or item inside or above the ground.

This This study evaluates the performance of the customer friend team at the Regional General Hospital (RSUD) of Bogor City and analyzes the factors influencing their performance. The study adopts a qualitative field research method. Effective performance evaluation has been found to enhance employee competence and motivation, while ineffective evaluation can have negative repercussions such as employee complaints, decreased motivation, and turnover. Critical factors influencing the customer friend team's performance include inter-team coordination, customer engagement, and interpersonal communication skills. Training and skill fulfillment are also vital in improving employee performance. Effective performance evaluation aids RSUD Bogor City in enhancing employee competence, work motivation, and achieving organizational goals optimally. Factors such as fairness, transparency, and clear and constructive feedback are important considerations in performance evaluation. The study findings provide a better understanding of the factors influencing the customer friend team's performance and offer practical implications for RSUD Bogor City to enhance service quality and patient relations.

Most of the Indramayu area is rice fields. The agricultural land cultivation system uses a paroan system (profit sharing system). The cooperation agreements usually made by the community are verbal, not in writing, this has become the community's habit. The aim of the research is to determine the practice of rice farming cooperation in Gantar Village, Gantar District, Indramayu Regency and to examine whether the practice of agricultural cooperation is appropriate according to Islamic law. This research uses a qualitative approach. Data collection techniques in this research are observation, interviews and documentation. Data was processed and analyzed using qualitative descriptive methods. The results of the research state that the practice of rice farming cooperation in Gantar Village, Gantar District, Indramayu Regency uses a profit sharing system. Farmers are required to become members of the Association of Farmers Supporting Food Security (P3KPI), their agreement is executed in writing, all capital is from the rice field owner, the harvest is divided in half after capital is deducted and the harvest is purchased by the rice field owner. According to Islamic law, the practice of agricultural cooperation with a profit sharing system in Mekarjaya Village, Gantar Subdistrict, Indramayu Regency is permitted, because the agreement has fulfilled the pillars and legal requirements of muzara'ah.

This research describes how teachers perceive the implementation of the independent curriculum in School. This research is qualitative research. Qualitative research is research that explore and understand the meaning a number of individuals or groups of people derive from social problems.  Researchers construct reality and understand its meaning, so this research pays great attention process, event, and authenticity. Respondents are teachers at school. Data collection in this research was through interviews. The main instrument of this research is the researcher supported by field notes.  All data is collected and studied descriptively to obtain reliable and reliable findings. Research result  shows that: (1) teachers' perceptions are positive and appreciative of the implementation of the  Merdeka Curriculum in schools, (2) teachers have an important role in the process of curriculum  development and implementation in schools and success in implementing the curriculum really  depends on how intense the teacher is in implementing the curriculum in the classroom; (3) teachers  have the ability to develop and implement curriculum and class design, in order to improve the quality  of teaching and learning processes; (4) There has not been optimal socialization and specific training regarding the formation of student profiles Pancasila; and other.

The United Islamic Cultural Center of Indonesia (UICCI) or the United Islamic Cultural Center Foundation in Indonesia is an Islamic organization that operates in the social and religious fields. This foundation is an Islamic social and religious institution that produces Al-Quran Hafiz who applies the Al-Quran and Sunnah in everyday life while directing them to do good deeds with their knowledge. The UICCI Foundation is better known as Pondok Pesantren Syarief Medan which is a branch of the IFA (International Fratenity Association) or international fraternity foundation in Turkey. The history of the founding of the Central UICCI Foundation in Turkey or the Sulaimaniyah Institute began after the fall of the Ottoman Caliphate in 1924, the Turkish regime under the leadership of the nationalist figure Mustofa Kemal Attaturk began to introduce the ideas of nationalism and secularism, or rather laicism. This is an interesting study considering that Islamic boarding schools are traditional Islamic educational institutions originating from Indonesia and UICCI is a branch of Islamic education from Turkey. Because it is a branch of the Turkish Islamic boarding school, it has its own way of learning which is different from Islamic boarding schools in Indonesia in general. The differences lie in the teaching system which is controlled by the center in Turkey, the rules are based on Sufism, the students' learning activities are integrated with the Turkish language, Turkish culture is introduced to the students and the full scholarship for further education in Turkey is given to the students. In this research there are three problem formulations, namely: History and development of the UICCI Syarief Medan Foundation, dynamics, and its contribution to students and society. The approach used by researchers is Sociology. The theory used is Continuity and Change by Jhon Obert Voll. The method used is the historical method, which includes four steps, namely heuristics, verification, interpretation and historiography. The results of this research show that the UICCI Syarief Islamic Boarding School in Medan has a distinctive form and is different from Islamic boarding schools in general. The differences can be seen from the activities at the boarding school which are based on Sufism and tarekat which are followed by Islamic boarding school students, an integrated teaching system with Turkish language and Tekamul education (scholarships for further Islamic education to Turkey). Apart from that, the dynamics that occur at the UICCI Syarief Islamic boarding school can be seen from an educational and economic perspective, namely making UICCI Syarief become the center of Tadris for the Sumatra Island branch and from an economic perspective it can be seen from what was initially free to paid. In terms of contribution, this foundation only focuses on students, preparing student go to Tekamul.

Based on the National Education System Law number 20 of 2003, citizens who have physical, emotional, mental, intellectual and/or social disabilities have the right to receive special education. Thus, their potential for children with special needs must be increased through the latest curriculum created by the government and combined with a special curriculum so that children with special needs experience the same treatment as normal children in the world of education. The aim of this research is to find out how to increase the educational potential of children with special needs with the Integrated SLB curriculum management implemented at SLB Negeri 01 Blitar City. This research method is field research using a qualitative approach with descriptive research type. Data collection techniques through observation and interviews. The findings from this research are that SLB Negeri 01 Blitar City has used an independent curriculum combined with a special curriculum for children with special needs. The Merdeka Curriculum has started in the 2022/2023 school year and is being implemented at the elementary school, junior high school, high school and vocational high school levels, without exception at special schools (SLB). In implementing this independent curriculum at the SLB Negeri 01 Blitar City school, teachers have the freedom to choose various teaching tools that suit each child who has special needs, so that the learning process in the classroom can be adjusted to the needs and interests of the students. Students classified as having special needs have the same rights as every other citizen.

English is an international language used in various fields, including the maritime sector. In the maritime sector, English is used for communication, both between seafarers and between seafarers and related parties, such as port officers, cargo agents and shipping companies. In order to provide competent resources in the maritime world, the role of maritime vocational education is present to address these problems. In Indonesia, maritime vocational education aims to produce graduates who have competence in the maritime field. One of the competencies that maritime vocational education graduates must have is the ability to speak maritime English. In order to provide competent resources in the maritime world, the role of maritime vocational education is present to address these problems. Although the importance of maritime English is recognized, there is a gap between industry needs and the competencies of Indonesian maritime vocational education graduates. Mastery of correct maritime terminology is essential for sailors and maritime personnel. Maritime terms used incorrectly can lead to potentially dangerous misunderstandings. Maritime jargon is often used in oral and written communication in the maritime environment. Maritime jargon is usually used to convey messages briefly and clearly.

Coal is one of the energy sources in the world. Coal is a very complex mixture of organic chemicals containing carbon, oxygen and hydrogen in a carbon chain. Sindang Marga Village is one of the villages in Bayung Lencir sub-district, Musi Banyuasin Regency, South Sumatra province. Based on survey data, it is known that the number of people in the village is 1,700 people, including those who do not yet have identity cards. After the establishment of a mining company, it is hoped that it will be able to raise the level of socio-economic conditions for the people of Sindang Marga village, both those without families and those with families. If people's income increases, of course the level of community welfare will also improve. The aim of this research was to determine the economic and social impact on society of PT activities. Waletindo Setia Persada in Sindang Marga Village, Bayung Lencir District, Musi Banyuasin Regency. This research is field research with a qualitative type of research. Data collection techniques use observation, interviews and documentation. The data analysis technique used is qualitative descriptive analysis, which consists of three activity streams, namely data reduction, data presentation and drawing conclusions. The research results show that the impact resulting from the activities of PT. Waletindo Setia Persada in Sindang Marga Village is a change in the livelihoods of the people of Sindang Marga Village from the agricultural sector to the mining sector, increasing micro businesses and minimizing unemployment. The existence of the Company also causes an increase in income and changes people's standard of living for the better. There are changes in behavior patterns in society, both positive and negative, such as income disparities, disruption of public roads, health problems and conflict.

Tourism villages have become a major concern in efforts to develop local economies and preserve culture in many regions. Tongkonan Karuaya is one of the tourist attractions in Lembang Tumbang Datu. Visitors can use this area to get to know the typical Toraja customs and culture. This article aims to analyze the development of the Karuaya tourist attraction as a potential tourist destination to support the local economy. The research method used is a qualitative approach by collecting data through interviews, field observations and analysis of related documents. The research results show that the Karuaya tourist attraction has a variety of attractions and cultural heritage. However, challenges such as limited facilities, lack of promotion and the need for infrastructure improvements still need to be addressed. This research underlines the importance of collaboration between local communities and the private sector to optimize the potential of the Karuaya tourist attraction as a sustainable economic resource and utilizing technology such as social media can be an effective tool for introduce the Tongkonan Karuaya tourist attraction to a wide audience, increase its attractiveness, and improve.

A tourist area is a valuable asset for a region, which not only provides sustainable economic potential, but also reflects and promotes its rich cultural, natural and historical heritage. Along with developments over time, changes in tourist behavior patterns, and demands for more memorable tourist experiences, developing tourist areas has become very important. The Marimbunna tourist attraction is a tourist destination that offers typical Toraja cultural heritage, especially in the form of burial or funeral tourism. The aim of this tourist area development innovation program is to create tourism destinations that are sustainable, competitive and attractive for tourists. The methods used in this service are field observation, interviews with the community, identifying problems and determining work objectives. The results of the work program activities include comparative studies, improvements to facilities and infrastructure, site cleaning, and outreach about the importance of preserving cultural tourism objects.

This research aims to explore and analyze the influence of collaborative learning on students' problem solving skills at SMK Negeri 1 Kendit. The literature review method was used as the main research approach to develop a conceptual framework and gain an in-depth understanding of this topic. Collaborative learning is identified as a learning model that encourages active interaction between students, promotes joint problem solving, and improves social skills. A literature review involves searching related sources in the fields of education, collaborative learning, and students' problem-solving skills. The results of the literature analysis show that collaborative learning can make a positive contribution to the development of students' problem solving skills in vocational schools. Interaction between students, self-empowerment, and joint problem solving through collaborative learning can help students develop skills such as communication, teamwork, and problem solving which are key to success in the work environment. This research provides an important contribution in the context of curriculum development and learning strategies at SMK Negeri 1 Kendit, by identifying collaborative learning principles that can be applied to improve students' problem solving skills. The practical implications of this research involve the formulation of recommendations for teachers and policy makers in the field of education to increase the effectiveness of collaborative learning in the context of vocational high schools.

This article aims to analyze the Methods, Models, and Approaches to Evaluation in Islamic education. The research employs a literature review method, gathering data from relevant books, journals, and scholarly articles. Content analysis is used to classify the data, and evaluation is conducted to summarize and explain the findings. In the field of Islamic education evaluation, the evaluation models used encompass several approaches outlined by experts. These models include the Goal Oriented Evaluation Model, Goal Free Evaluation Model, Formative Summative Evaluation Model, and Countenance Evaluation Model. Additionally, evaluation methods in Islamic education involve both test and non-test techniques, with tests categorized into diagnostic tests, formative tests, and summative tests. Non-test techniques include rating scales, questionnaires, matching lists, interviews, observations, and life histories. The article also explains the approach to Islamic education evaluation from a learning perspective, covering formative evaluation, summative evaluation, and placement evaluation. This approach refers to the viewpoint on the evaluation process and provides a theoretical foundation for the implementation of appropriate evaluation methods.

This research was conducted to find out the organizational communication strategy in MRadio. This research used qualitative method by interviewing the Station Manager of MRadio. Qualitative method is a method that emphasized descriptive or analytical, qualitative method is a subject perspective that is highly emphasized and the theory base used by researchers as a guide that aims for a research process that is in accordance with field facts. The results of this study use behavioral communication theory to improve the performance of MRadio’S BPH is very important in doing work, reducing conflict, understanding organizational goals, can improve communication skills to improve the quality that exists in organization

Sehati Kebayan Early Childhood Education (PAUD), Brang Biji Village, Sumbawa Besar is a school that has students from various religions, including; Islam, Christianity and Catholicism. In developing religious aspects, this school emphasizes 2 (two) religious dimensions, namely, firstly, it is very important for young children to be introduced to religion so that children internalize religious values in worship. Second, children are instilled with the attitude of religious tolerance from an early age so that children are accustomed to the attitude of tolerance among their friends even though they have different religions. Based on this brief background, the researcher focused on the research, namely how is the implementation of religious education for early childhood at PAUD Sehati Kebayan Kelahan Brang Biji? This research uses a qualitative research method approach which is directed at field research. The subjects in this research were Islamic, Christian and Catholic religious teachers. Meanwhile, the object of this research is strategies for developing religious worship and religious tolerance. Using interview, observation and documentation techniques. The validity of the data is measured using method and source triangulation techniques. Data analysis was carried out using data reduction steps, data presentation, and drawing conclusions. The results of research on the implementation of religious education in early childhood include 3 (three) implementation activities of religious education, namely 1) routine learning activities, including; praying together with different prayer methods/attitudes but the content of the prayer is general and uses Indonesian, English and Mandarin, 2) integrated learning activities, including; activities to develop cognitive, physical motor, language and arts aspects that are integrated with the development of religious values, and 3) special learning activities, including; faith, prayers/ways of worship, prayers, reading and understanding religious books, religious songs or praises, introducing fasting and introducing days of worship or commemoration days of each religion.

Education is a very important means of creating the best possible human resources. It should be done seriously and responsibly. In order to make education a success, teachers must be able to foster students' disciplined attitudes, especially self-discipline. TPQ Mambaa`ul `Ulum Seketeng Sumbawa Besar is one of the educational institutions that researchers view as a madrasah diniayah which implements habituation methods in the educational process, one of which is increasing children's discipline in performing the five daily prayers. Applying the habituation method to improve the discipline of praying five times a day is certainly not easy and has obstacles, especially if it is applied to elementary or middle school level children who are still teenagers. However, in this way, ustadz and Koran teachers must find solutions to these obstacles so that the aim of implementing the habituation method can be achieved. That is why most of the TPQ Mamba`ul `ulum students are very concerned about the discipline of praying five times a day. Based on our observations and reality in the field, one of the inhibiting factors and obstacles is that children at home are not instructed by their parents to pray in congregation.

Introduction: Parents are so busy earning a living that they sometimes forget about their children's learning activities at home. Objective: This study aims to determine the role of parents in increasing students' learning motivation in primary schools in remote areas. Methods: This study used a qualitative approach. Qualitative research is conducted directly over time and directly within the scope of the environment, data analysis uses an inductive approach especially during initial research. Researchers use descriptive research to describe things related to real conditions in the field. The tools used in this research are questionnaires, interview guidelines, and documentation. After the data was collected, it was analyzed using descriptive analysis. Results: This study shows that parents play a role in generating student learning motivation. This was conveyed by children who stated "they are very happy if accompanied by parents when studying at home". Conclusion: Providing motivation is important for parents so that children can learn well at home and at school, because parents are children's motivators in generating children's learning motivation before children are guided by teachers at school.

This study discusses the role of the Office of Population Control, Family Planning, women's empowerment, and Child Protection (DP2KP2A) of Gorontalo City against children who are called as witnesses in criminal action cases. The child has a special position in the law and needs protection and guidance so that his rights are guaranteed. Although the law provides protection, there are obstacles to its implementation. This study aims to determine the role of DP2KP2A and inhibitory factors in protecting witness children in Gorontalo. The research method used is descriptive qualitative by collecting data from relevant agencies and field observations. The results showed that DP2KP2A has an important role in providing protection to children who become witnesses. For example, by socializing and advocating to the community and providing assistance to children who become witnesses from the beginning he was dealing with the law. In addition, the psychological treatment of children who become witnesses becomes the attention of the government by providing free servants from direct psychological doctors for free. however, there are several obstacles, 1) administrative constraints that can hinder the continuity of the service in providing pendampngan to children who become witnesses. 2) time constraints that affect the effectiveness of Service. The conclusion of this study is Dp2kp2a Gorontalo city has a significant role in protecting witness children, but constraints such as time synchronization and administration affect the effectiveness of services. Therefore, further efforts are needed to improve coordination between related institutions and simplify administration to ensure the rights of children are properly protected.