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In a multicultural life, Indonesia has very unique differences, both in terms of culture, customs, ethnicity, religion and language. It can be illustrated that culture can be viewed as a basis for behavior in the world to live in diversity. The existence of cultural diversity in Indonesia is unique and at the same time there is a national opportunity, besides that it can also play a role as a factor of unrest in various regions in a democracy. So in writing this article the author will examine the multicultural view Tologically from the perspective of Christian Religious education regarding multiculturalism, to be used as one of the solutions to minimize conflicts that often occur both in terms of culture, customs, ethnicity and language, which is centered on teaching the Bible, especially for PAK teachers to apply to pupils or students. In this article the author also uses qualitative methods to get the right sources to develop hypotheses related to the topic or topic of research. A proper qualitative approach involves analysis and description of all sources, information, and data in the literature. Qualitative research is information based on sources from various sources, both literature and other sources. Relevant data, number theory, scientific journals and other relevant literature.

Small and Medium Enterprises (MSMEs) in Klampok City, in running their business, handle problems related to almost all assets, both raw materials, finance, advertising, work, innovation and also the views of the management. The data checking procedure used is a separate inspection method because the information obtained is subjective, namely by distributing opinion polls using a real scale. The factor that creates this problem is largely due to the low level of training and education in business that business entertainment executives have. Most financial experts feel that they have sufficient business knowledge and skills, so they are not too eager to add their business information, especially if they need to pay cash to get this information. The problem of capital is a well-known one that almost all types of businesses face. The problems of MSMEs in Klampok District inspired researchers to develop solutions starting from NIB, product branding with improved packaging and logos or brands, business analysis with business plans, online bookkeeping system assistance, and product digitization with a more modern online marketing system. way to increase sales.

The purpose of the study was to specify the increase in financial performance for the pandemic in pharmaceutical division. PT. Kalbe Farma Tbk registed on Indonesian Stock Exchange (IDX). The approach method used is the quantitative descriptive approach. The species of data used is secondary data facile from the Indonesia Stock Exchange, ie financial statements of PT. Kalbe Farma Tbk from 2018 to 2021. The ratio analysis used in this study includes analysis of liquidity, solvency, activity and profitability ratios. As a result, the liquidity and solvency ratios over the past four years have been in good shape for the company as it has been competent to meet all its obligations, but the profitability and activity ratios have fluctuated and are trending downward. It was shown that there was Researchers say PT. Kalbe Farma Tbk uses ratio analysis to measure financial performance, and the results generally increase percentages, but not significantly.      

Foreign investment in Indonesia is one of the efforts to develop the country's economy. Foreign investment is carried out by doing business in Indonesia, which is to invest in the form of foreign capital entirely or collectively with domestic investors. This practice is carried out by foreign investors with the existence of international treaty between Indonesia and its country as legal protection when investors invest in Indonesia, which can also choose a dispute resolution forum as a preventive action agreed by both parties. Through the Washington Convention, Indonesia ratified Law Number 5 of 1968 which is a form of Indonesia's commitment to resolved at the International Centre for the Settlement of Investment Disputes or ICSID. ICSID is an international arbitration institution that can be chosen based on certain provisions. This research was conducted using normative juridical method. The results are found that ICSID becomes a forum when Indonesia is in dispute with foreign investors who are also countries that ratify the Washington Convention. The Government of Indonesia has several times defended its international standing on the investment climate in the country through the ICSID forum. Therefore, this paper will examine ICSID as an investment dispute settlement institution and its practices.

Partners for PKM (Community Service) activities are community groups from RT.03 Pondok Rangon, East Jakarta. There are several problems faced by partners to be used as a background for implementing PKM activities. As for the various problems, they include: 1. Many urban people who live in the RT.003 area do not update their data to the local RT head; 2. Service delays and public complaints due to invalid data; 3. Incomplete complaint and service files; 4. There are other activities of public stakeholders that make them not in place. Therefore, the PKM team offers a solution that forms the basis of the goal to overcome the problems of PKM partners. The main objective of PKM activities is to utilize information technology (google form) to support services and complaints from RT residents. 009 Pondok Rangon Village, Cipayung, East Jakarta. The method for implementing PKM activities is online training with reference to the material developed by the PKM Team. Outcomes from PKM activities are: 1. Research Report; 2. Journal Articles; 3. Appropriate technology for the community in the form of improving soft skills; 4. The service process and public complaints are faster and more efficient by utilizing the Google Form.

Implementation of School Health Efforts can improve health status and shape students' clean and healthy living habits. Therefore, School Health Efforts with an emphasis on promotive and preventive efforts supported by quality curative and rehabilitative efforts, are very important and strategic to achieve the highest degree of health. Currently, the partner's UKS room has its own room and is complete with first aid kits and medicines. However, there is still a lack of utilization programs and there are no UKS staff members who can immediately provide first aid when a student is in pain. The purpose of UKS is to improve the quality of education and student learning achievement through improving the behavior of a clean and spiritual life so that students can grow and develop harmoniously and optimally along with being independent in their activities and ultimately becoming quality human beings. This community service was held at Songkar Public Elementary School, North Moyo District in May 2023. There are two methods used in this community service activity, namely counseling about UKS, choosing peers as small groups and role playing.

At this time information and communication technology has developed rapidly. Therefore, BSI issued BSI Mobile, where the presence of BSI Mobile is expected to provide fast, safe and effective service to customers. Based on the explanation above, this study aims to determine how high the level of customer satisfaction is with the quality of BSI Mobile service users for customers who use BSI Mobile. This research was conducted based on a quantitative approach with causal research methods (Causal Study), where researchers will test hypotheses and look for the effect of independent variables on the dependent variable. Data collection was carried out by distributing questionnaires to 43 customer respondents using BSI Mobile. From the results of hypothesis testing it is known that service quality influences customer satisfaction in using BSI Mobile.

To improve the investment climate and increase foreign investment, the Government can make policies that refer to international standard parameters. Business Ready (B-READY) is a parameter to measure investment and business climate that can be used by investors to determine the host country. One of the things assessed in B-READY is related to aspects of secured transactions as part of the assessment of the financial services sector. Access to finance is one of the important things in the sustainability of a business. Secured transactions are one of the instruments commonly used in providing financing. With the juridical normative method, this paper will emphasize the use of secondary data related to the B-READY assessment methodology and laws and regulations related to secured transactions in Indonesia. Based on the analysis carried out, it is found that there is a fragmentation of regulations related to secured transactions, which is not in line with the assessment of indicators on B-READY that require an integrated regulatory framework regarding secured transactions. This paper considers that it is necessary for the regulatory framework related to secured transactions to adopt the assessment indicators on aspects of secured transactions in the B-READY parameter.

Indonesia in its economic proportion can be categorized as an industrial country. This is because the industrial sector is the largest contributor to the national economy with its contribution reaching more than 20 percent. The manufacturing industry is one of the industries that drives the national economy. Pekalongan City has a very large and iconic manufacturing industry potential. One of the leading industries in Pekalongan city is Batik. The manufacturing industry in batik products is expected to be a strong, resilient, and growing industry. To find out the results, this research will get a lot of learning about the superior industrial strategy of Pekalongan City. To be able to achieve these goals, this research uses descriptive qualitative research methods. In Pekalongan City, the Manufacturing Industry is engaged in 9 sub-sectors of the Processing Industry where the Textile and Textile Products Industry sector will continue to strengthen due to its labor-intensive nature and become a Social Safety Net that supports the income of residents and workers in Pekalongan.

This study aims to determine how much the processing industry contributes to East Java's economic growth. This type of research uses descriptive research methods. Based on its nature, the types of data to be collected in this study are qualitative data and quantitative data. Data sources in this study include secondary data sources, namely parties who have collected and processed data from the first party. The secondary sources of this research are the Central Bureau of Statistics of Java province in the form of East Java growth data from 2012 to 2016 and the East Java Provincial Perindag Office in the form of quarterly time series data for the period 2012 to 2016. The results showed that the processing industry sector had a positive and significant effect on the economic growth of East Java Province.

This study aims to analyze the in-depth relationship with cyber counseling services using the Riliv platform and explain the code of ethics for online counseling. This research uses the method of literature review or literature study in the form of journal articles. The results of the study are known to make cyber counseling services considered effective because they can make it easier for counselors and students to conduct counseling that is not limited by distance and time. Cyber counseling services occur when counselors and counselors communicate remotely through devices connected to the internet network. This service has produced significant results in the effectiveness of mentoring and counseling during the COVID-19 pandemic. Until now, in the post-COVID-19 pandemic, cyber counseling services continue to be a choice for cyber counseling services. Riliv is an online counseling platform that connects people with personal problems with psychologists through text counseling, voice calls, and video calls seeking counseling. With the significant increase in the implementation of online counseling, several issues have arisen, especially regarding the application of the Code of Ethics in the implementation of online counseling. It can be concluded that counselors with cyber counseling can provide optimal services. Through technology intermediaries, counseling no longer needs to be done face-to-face, but can be done online.      

Saik Galamai is a decorative variety originating from West Sumatra, the Saik Galamai motif itself comes from Minangkabau kgas food, namely galamai. Which is cut in the shape of a kite so that this form of the Saik Galamai motif is created. Making Galamai must be done carefully and with great care. It requires high precision and caution. The design of the typeface inspired by the Saik Galamai Minangkabau decoration is a form of cultural preservation. In addition, the application of the saik galamai motif into typeface exploration is a new innovation made to reintroduce local culture to the target audience in the form of typefaces. The method used in this design is the 4D method through 5W+1H data analysis. The results of this design will produce a new typeface which includes uppercase, lowercase, numerals, and punctuation characters which are presented in visual form through media, posters, stickers, X-banners, keychains and tote bags.

The purpose of this study was to determine the development of the performance of Islamic capital market instruments, especially Islamic mutual funds and Islamic stocks in Indonesia, in the 2010-2022 timeframe. The analytical method used in this study is a qualitative descriptive analysis method with secondary data obtained by accessing publications issued by the Financial Services Authority (OJK) and the Central Bureau of Statistics (BPS). The population in this study are all companies listed on the Islamic Stock Index (ISSI) and the entire number of Islamic mutual funds during the observation period 2010 – 2022. The results of this study reveal that the development of the performance of Islamic mutual funds and Islamic stocks has increased quite significantly. With a deeper understanding, it is expected to be able to provide recommendations and actualize relevant policies to improve the performance of Islamic capital market instruments in the future.

The international growth strategy has become increasingly important for small and medium-sized enterprises (SMEs) to enhance competitiveness and expand their market in the era of globalization. SMEs that want to start international expansion must consider several key factors, such as choosing the right products and markets, understanding legal requirements and regulations in the target country, selecting appropriate systems, and building a strong business network. There are also strategic steps that must be taken to improve the growth of small and medium-sized businesses. This research uses a literature review method by examining relevant journals related to the International Growth Strategy for Small and Medium Enterprises. The research is expected to increase knowledge and application in the business world for small and medium-sized enterprises

Firm value is an investor's perception of the manager's level of success in managing the company's resources entrusted to him which is often associated with stock prices. This study aims to examine and analyze the effect of profitability and firm size on firm value in pharmaceutical companies listed on the Indonesia Stock Exchange. The type of research used in this research is quantitative research with a descriptive approach. The population and samples used in this study amounted to 12 which were taken using purposive sampling method. The results of this study prove that profitability has a positive and significant effect on firm value in pharmaceutical companies listed on the Indonesia Stock Exchange for the period 2018-2021. And company size has a positive and significant effect on company value in pharmaceutical companies listed on the Indonesia Stock Exchange for the 2018-2021 period. Profitability and company size have positive and significant effect on company value in pharmaceutical companies listed on the Indonesia Stock Exchange for the 2018-2021 period.      

This service aims to provide socialization on the importance of health for older people to improve their quality of life. The method used in this service is descriptive quantitative with surveys, observations, and documentation. The subjects of this research were older adults located in Plamongan Hijau Housing, Pedurungan Kidul Village, Pedurungan District, Semarang City, with 20 elderly participants. The service results show that older people's knowledge about the health of the elderly has increased. Older people realize the importance of maintaining health through sports activities and a healthy lifestyle.

The purpose of this research is to describe the forms and functions of directive speech acts contained in the film "Nanti Kita Cerita tentang Hari Ini" directed by Angga Dwimas Sasongko, and to utilize the results of the research as teaching materials for persuasion texts for grade VIII junior high school (SMP). This study uses a qualitative descriptive research method. The data in this study are sentences containing elements of directive speech acts in the film "Later We Tell About Today". The data collection technique was carried out by reading, observing, and note-taking techniques. The instrument used is documentation. The results of the study found several types of directive speech acts divided into the function of commanding 1 utterance, the function of ordering 1 utterance, the function of requiring 1 utterance, the function of crossing 1 utterance. the function of requesting 1 utterance, the function of offering 1 utterance. The third is the form of a directive speech act of invitation which is divided into the function of inviting 1 speech, the function of urging 1 utterance. The fourth is the form of directive speech act of advice which is divided into the function of advising 1 utterance, the function of suggesting 1 utterance, the function appeals to 1 speech, the function calls for 1 utterance, the function remembers 1 utterance. The fifth is the form of directive criticism which is divided into 1 speech reprimanding function, 1 utterance satirical function, 1 utterance scolding function. The sixth form of directive prohibition which is divided into prohibiting functions 1 speech, function prevents 1 speech. The findings of this study were then incorporated into a lesson plan for teaching persuasive writing to eighth graders in junior high school, this was done because the aim of persuasive writing or dialogue is to get the audience to act in the way the writer or speaker wants them to. The linguistic characteristics of persuasive texts are related to the form and function of directive speech acts, which aim to convince the speech partner or listener to act according to the intent intended by the speaker. The purpose of preparing teaching materials in the form of handouts is to simplify subjects to make them easier during the learning process, and to arrange materials in a practical and interesting way for students. Data from the analysis of the form and function of directive speech acts in the film "Next We Tell About Today" informs the preparation of persuasive text teaching materials, which also take Basic Competence (KD) of the applicable Indonesian language curriculum and Competency Achievement Indicators (GPA).

The study was set to examine an interpretation of the philosophy of the course and to elevate it with a short story extrapolated value found in the mega best seller on the self-improvement volume volume entitled "Filosofi Teras" by Henry Manampiring. The study is a library study using qualitative descriptive methods. The data-gathering technique in this study is text-reading with the data-analysis techniques using the elective analysis techniques, that is, analyzing, connecting and summarizing the study of philosophy and extrapolic values contained in the short story. The data analysis techniques in this study are based on data selectively, that is, data reduction, data presentation, and deduction drawing. The urgency of research is for readers to understand, possess and implement the values contained in the short story book Filosofi Teras and extrinsic values.

Public services related to Population Administration are something that the Government must pay attention to its development considering that effective and efficient public services are one of the driving factors for governance, so that innovation is needed in improving the quality of public services. Kelurahan which is an administrative government unit which is only an extension of the city government. Gayungan Village is one of the Village Offices in Surabaya City that implements innovative electronic-based administrative services as a means of managing population administration. Klampid New Generation, which is an online-based application page that can be a solution to problems related to the complicated and lengthy process of managing population documents as a result of the poor performance of public services. In this study, an analysis of the level of effectiveness and efficiency of the use of KNG as a form of improving public services, especially in the Gayungan Village, Surabaya City, was carried out from the many requests submitted and an analysis of the performance of public services was also carried out based on the use of e-government. Using qualitative methods and direct observation based on existing services in the Gayungan Village within a period of four months. The results of this study are that Klampid New Generation as a population administration management service can be said to be successful in its implementation including effectiveness and efficiency in Gayungan Village.

People with disabilities often get low social stigma in the social environment. Persons with disabilities are often marginalized from the general public, this is because persons with disabilities are considered to lack abilities that are equal to non-disabled people. As people with disabilities, they also have the same rights as society in general, namely the right to get access to education, access to infrastructure and access to other public services that can be accessed easily. but on the other hand until now there are still many persons with disabilities who still do not get their rights. one of them is the right to get access to infrastructure such as road access, easy access to open facilities, this is caused by several factors, one of which is the design made on infrastructure that is less accessible for persons with disabilities. in this study aims to see how accessibility is fulfilled, especially in public facilities provided to persons with disabilities in the city of Jember. This research method uses descriptive qualitative using social construction theory. As for data collection in research through field observations and also interviews besides that it is also supported by literature studies. The results obtained in this study show that public facilities for blind persons with disabilities in the city of Jember are still not friendly for blind persons with disabilities to access.