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According to Law No. 36 of 2009, health is a state of health, both physically, mentally, spiritually and socially that allows everyone to lead a socially and economically productive life. To ensure this health, the government established a health insurance known as the National Health Insurance (JKN). In its implementation, the JKN program experienced several challenges and obstacles. Therefore, this study aims to evaluate the JKN program in terms of increasing public health access. The research method used was a literature review obtained from eight journals from the Google Schoolar online database  between 2018 and 2023. Based on BPJS Kesehatan data as of October 2022, as many as 89.35% of the entire Indonesian population has been guaranteed health financing through the JKN program. There are several factors that affect the implementation of the JKN program, namely internal and external factors. To overcome this, various strategies are needed to optimize the JKN program in Indonesia. In addition, collaboration between stakeholders and the implementation of digitalization of health services in various health care facilities are also needed as readiness to face the global world. In its implementation, the implementation of JKN still experiences various obstacles such as low stakeholder readiness and responsiveness,  facilities and infrastructure that have not been maximized, and regulations regarding the JKN program have not been available and socialized properly.

Abstract. Delays in project completion can be caused by ineffective project management, modifications to specifications made by planners, and delays in material procurement. SP road preservation construction project completion. ITCHI – SP. 3 Riko Segment II could be delayed as a result of alterations to piling specifications by the planner and delays in the procurement of piles. An effective and efficient network and the acceleration of project activities are required to prevent project completion delays. In this study, activities on the project's critical path are analyzed using the Critical Path Method and Microsoft Project 2013 software. The purpose of this research is to analyze the activities on the project's critical path, as well as the cost and duration of work items on the project's critical path. Additionally, the duration of the SP road preservation construction project will be analyzed. After expediting work along the critical path, ITCHI – SP. 3 Riko Segment II was completed. The original project completion time of 344 calendar days can be shortened to 240 calendar days for a fee of IDR 51,153,849,429.30. Keywords: Critical Path Method, Microsoft Project 2013, Project acceleration. Abstrak. Keterlambatan penyelesaian proyek dapat disebabkan oleh manajemen proyek yang tidak efektif, modifikasi spesifikasi yang dilakukan oleh perencana, dan keterlambatan pengadaan material. Penyelesaian proyek pembangunan preservasi jalan SP. ITCHI – SP. 3 Riko Segmen II dapat mengalami keterlambatan akibat perubahan spesifikasi tiang pancang oleh perencana dan keterlambatan pengadaan tiang pancang. Jaringan kerja yang efektif dan efisien serta percepatan kegiatan proyek diperlukan untuk mencegah keterlambatan penyelesaian proyek. Pada penelitian ini, aktivitas pada jalur kritis proyek dianalisis menggunakan Critical Path Method dan software Microsoft Project 2013. Tujuan dari penelitian ini adalah untuk menganalisis aktivitas pada jalur kritis proyek, serta biaya dan durasi item pekerjaan pada jalur kritis proyek. Selain itu, durasi proyek pembangunan preservasi jalan SP akan dianalisis. Setelah mempercepat pekerjaan di sepanjang jalur kritis, ITCHI – SP. 3 Riko Segmen II selesai. Waktu penyelesaian proyek yang semula 344 hari kalender dapat dipersingkat menjadi 240 hari kalender dengan biaya Rp 51.153.849.429,30. Kata Kunci: Critical Path Method, Microsoft Project 2013, Percepatan Proyek

The author conducted this research at PT Bank Rakyat Indonesia Tbk which is listed on the Indonesia Stock Exchange (IDX), PT Bank Central Asia Tbk, PT Bank Syariah Indonesia Tbk, and PT Bank BTPN Syariah Tbk. Risk Profile, Earnings, and Capital (RGEC), and Good Corporate Governance (GCG) are the methods used for this research. This study aims to determine the financial performance of Islamic and conventional banks during the Covid-19 pandemic in terms of risk profile, good corporate governance (GCG), profitability, and capital. This type of research is quantitative, the type of data used is secondary data, the data collection technique used was documentation technique and the data analysis method was a quantitative descriptive method. The results showed that the financial performance of PT Bank Rakyat Indonesia Tbk was in good condition, PT Bank Central Asia Tbk was in very good condition, PT Bank Syariah Indonesia Tbk was in very good condition PT Bank BTPN Syariah Tbk good condition.    

The development of world globalization at this time has resulted in all countries having to be able to adapt to the changes that have occurred. One of the impacts of globalization is the growing development of international markets which has led to more open export and import activities between countries. Export activities are activities of selling goods abroad, while import activities are the opposite, namely activities of buying goods from abroad. The development of import and export can improve the country's economy if it is managed effectively. Commodities that are often exported and imported are the non-oil and gas sector. Non-oil and gas itself stands for non-oil and gas. Export and import activities in the non-oil and gas sector in each province tend to be different and fluctuate, one of which is in West Java Province. This analysis aims to determine the development of the non-oil and gas export-import sector in West Java Province. The research method used in this analysis is to use qualitative methods by collecting data using literature study techniques collected through data from West Java BPS (Central Statistics Agency) regarding non-oil and gas exports and imports according to Goods Class (Millions USD) in 2013-2017. The results of this analysis show that (1) the export-import performance of the group of non-oil and gas goods in West Java Province from 2013 to 2017 shows an instability that can be seen in the value of imports, then an increase in the value of exports; (2) The trade balance shows a positive value, meaning that foreign trade in the non-oil and gas sector is dominated by exports.

Economics is an interesting field of study if studied from a historical perspective, in its journey, Malang apparently is not only the center of coffee plantations. Malang at that time had a large sugar factory (PG). As the economy of Malang City grew, the number of sugar factories continued to increase. This transformation extends to the trade and service sector which has brought Malang to play an important role as one of the pillars of the economy in East Java. In this research, the author used a qualitative method. The key to the successful evolution of the Malang region's economy is the synergy of political authority (government), the central bank as the monetary authority (BI Malang), and business actors so that they can become a transformative collective force in developing programs with an insight into regional potential and the institutional capacity of the local community, to the ability to adapt and capture new opportunities that arise in a rapidly changing economic order and environment is developed.

A crisis experienced by a country will affect a country's fundamentals or foundation because the impact is so great and can be felt by all levels of society in the country, both the government and society in general. This study will analyze the factors and impact of the crisis on the fragility of fundamentals. This research uses a descriptive analysis method, namely to investigate the situation, condition, the results of which are presented in the form of a research report with what it is about the crises that have occurred in Indonesia from 1960 to 2021. thus triggering inflation, deflation, and even recession which makes the crisis of society and government and affects its fundamental resilience.

This study aims to analyze the marketing strategy for BSI OTO products at KCP Medan Marelan, the type of research method used is a qualitative method, and data collection is carried out by observation and interviews, the data taken is in the form of observations and also from interviews. interview with BSI KCP Medan Marelan officers. Based on the results of the research it was found that the obstacles in marketing BSI OTO at KCP Medan Marelan included inactivity on social media, tight competition from other banks and also the lack of public understanding in the financing application process. and efforts to Overcoming the existing obstacles, BSI KCP Medan Marelan innovates products that will be adjusted to the needs and desires of customers and also adds application facilities in the form of mobile banking and also the BSI website which can make it easier for customers to carry out various transactions and also understand the products available at BSI. and for the marketing strategy of BSI OTO bank BSI KCP Medan Marelan implementing promotions and excellent service, promotions are carried out such as: distributing and distributing brochures, conducting outreach and also conducting promotions indirectly through social media and also excellent service by CS for customers.

This study examines the perspective of the role of women in the film "For the Good Name of the Campus" with the method of critical discourse analysis using the Sara Mills model. The research method used in this discussion is a qualitative descriptive method using Sara Mills' critical discourse analysis. Sara Mills takes a closer look at how the actors' positions appear in the text. Who positions himself as the narrator (subject) and who becomes the object being narrated, and sees how the position of the writer and the reader is positioned in the discourse. So, the research results reveal 5 scenes with subjects and objects.

This research is motivated by the lack of learning outcomes in Indonesian at grade IV-A SDN 6 Menteng and the use of methods that are still one-way. The aims of the study were to describe (1) the improvement of student outcomes (2) teacher activities (3) student activities in learning Indonesian one-point chapter 6 at SDN 6 Menteng using the Cooperative Integrated Reading and Composition method (CIRC). This research is a Classroom Action Research model by Kemmis and Mc. Taggart that was carried out in 2 cycles. The research subjects are 22 students. The data collection techniques, namely observation and tests using quantitative and qualitative data analysis techniques. The results of this Research show that using the Cooperative Integrated Reading and Composition method (CIRC) can improve learning outcomes and learning activities. This is based on the research results on the pretest and pre-cycle data with an average of 59.09 with a classical value of 31.81%. Cycle I average score of 68.18 and classical value of 68.18% with the activities of teachers and students in the good category. In cycle II the average value increased to 89.54 and the classical value was 100% with very good teacher and student activities. Therefore learning outcomes have increased by 21.36.

The website is one of the information media that is available quickly and supports the company's business. However, sales through the website must be supported by implementing a marketing strategy. This study aims to apply Search Engine Optimization (SEO) techniques to the Pikiran-rakyat.com website in a marketing strategy to optimize the website and increase visitors. This research methodology uses the SEO Web Design Methodology with on-Page SEO and Off-Page SEO criteria. The results of implementing SEO techniques carried out on the Pikiran-rakyat.com website yield results in the form of an optimal website in placing the website's position in search engines on the first page of Google.

The study was set to examine an interpretation of the philosophy of the course and to elevate it with a short story extrapolated value found in the mega best seller on the self-improvement volume volume entitled "Filosofi Teras" by Henry Manampiring. The study is a library study using qualitative descriptive methods. The data-gathering technique in this study is text-reading with the data-analysis techniques using the elective analysis techniques, that is, analyzing, connecting and summarizing the study of philosophy and extrapolic values contained in the short story. The data analysis techniques in this study are based on data selectively, that is, data reduction, data presentation, and deduction drawing. The urgency of research is for readers to understand, possess and implement the values contained in the short story book Filosofi Teras and extrinsic values.

This researcher aims to determine the effect of asset management on financial performance at PT. Astra International Tbk. The variables of this study are total asset turnover (X1), fixed asset turnover (X2), working capital turnover (X3), and operating profit (Y). This study uses a quantitative method in the form of financial reports from 2012 to 2021, the sample used is 40 and the source of data from this research is the quarterly financial reports of PT. Astra International Tbk. The data collection technique in this research is to use a documentation study. Data analysis techniques in this study used the classical assumption test, hypothesis testing, multiple linear regression analysis and the coefficient of determination test. Data processing in this study used the software program SPSS (Statistics Package for the Social Sciences) 25.0 for windows. By using a level of 5% or 0.05 with the results (1) partially the total activation turnover has a significant effect on operational profit with a significance value of 0.000 <0.05 which means H0 is rejected and Ha is accepted. (2) partial activation turnover still has a significant effect on operating profit with a significance value of 0.004 <0.05, which means H0 is rejected and Ha is accepted. (3) partially working capital turnover affects operational profit with a significance value of 0.000 <0.05, which means that H0 is rejected and Ha is accepted. (4) simultaneously total asset turnover, fixed asset turnover, and working capital turnover have a significant effect on operating profit with a significance value of 0.000 <0.05 which means H0 is rejected and Ha is accepted.

The purpose of this research is to describe the forms and functions of directive speech acts contained in the film "Nanti Kita Cerita tentang Hari Ini" directed by Angga Dwimas Sasongko, and to utilize the results of the research as teaching materials for persuasion texts for grade VIII junior high school (SMP). This study uses a qualitative descriptive research method. The data in this study are sentences containing elements of directive speech acts in the film "Later We Tell About Today". The data collection technique was carried out by reading, observing, and note-taking techniques. The instrument used is documentation. The results of the study found several types of directive speech acts divided into the function of commanding 1 utterance, the function of ordering 1 utterance, the function of requiring 1 utterance, the function of crossing 1 utterance. the function of requesting 1 utterance, the function of offering 1 utterance. The third is the form of a directive speech act of invitation which is divided into the function of inviting 1 speech, the function of urging 1 utterance. The fourth is the form of directive speech act of advice which is divided into the function of advising 1 utterance, the function of suggesting 1 utterance, the function appeals to 1 speech, the function calls for 1 utterance, the function remembers 1 utterance. The fifth is the form of directive criticism which is divided into 1 speech reprimanding function, 1 utterance satirical function, 1 utterance scolding function. The sixth form of directive prohibition which is divided into prohibiting functions 1 speech, function prevents 1 speech. The findings of this study were then incorporated into a lesson plan for teaching persuasive writing to eighth graders in junior high school, this was done because the aim of persuasive writing or dialogue is to get the audience to act in the way the writer or speaker wants them to. The linguistic characteristics of persuasive texts are related to the form and function of directive speech acts, which aim to convince the speech partner or listener to act according to the intent intended by the speaker. The purpose of preparing teaching materials in the form of handouts is to simplify subjects to make them easier during the learning process, and to arrange materials in a practical and interesting way for students. Data from the analysis of the form and function of directive speech acts in the film "Next We Tell About Today" informs the preparation of persuasive text teaching materials, which also take Basic Competence (KD) of the applicable Indonesian language curriculum and Competency Achievement Indicators (GPA).

The background of writing this research is the result of observations during PPL 1 PPG pre-service that students' literacy skills are still low, especially in students' critical reasoning skills and literacy independence. Alternative learning as a solution is the application of the Problem Based Learning learning model assisted by Energy Cards. The purpose of this study is to describe learning literacy design, analyze process and result improvements, and determine the impact of implementing the Energy Card-assisted Problem Based Learning model. Data collection is carried out by test, observation, and documentation techniques. This research is a qualitative approach by looking for various theoretical descriptions, findings and other research materials obtained from reference materials to be used as a basis for activities. This study resulted in the percentage of students' critical reasoning ability and literacy independence with an average score of 85.8% (very good). The average student learning outcomes on the posttest were higher than the pretest with an increase of 20. The conclusion of this study is the design of learning literacy using the Energy Card-assisted Problem Based Learning model, the application of the Energy Card-assisted Problem Based Learning model is effective in improving student learning literacy skills, this study has an impact on students, teachers and schools.

The purpose of this study was to determine the development of the performance of Islamic capital market instruments, especially Islamic mutual funds and Islamic stocks in Indonesia, in the 2010-2022 timeframe. The analytical method used in this study is a qualitative descriptive analysis method with secondary data obtained by accessing publications issued by the Financial Services Authority (OJK) and the Central Bureau of Statistics (BPS). The population in this study are all companies listed on the Islamic Stock Index (ISSI) and the entire number of Islamic mutual funds during the observation period 2010 – 2022. The results of this study reveal that the development of the performance of Islamic mutual funds and Islamic stocks has increased quite significantly. With a deeper understanding, it is expected to be able to provide recommendations and actualize relevant policies to improve the performance of Islamic capital market instruments in the future.

Writing skills are a skill on which the text is carried on. Writing also has the advantage of being an indirect means of communication but only one - way communication between the writer and his reader. The flap book's lift leads to a teaching based on the creation of interactive illustrated books, and it has pictures and texts in it by means of a paper technique that can close or can be referred to by a windowless book. The purpose of this study is to know the increasing skill of writing the story from the flap book of the class iii students in the teachers' swing. The approach used in this study is a quantitative approach using a type of experimental design quasi with a non-invasive control group design. The design has two randomly selected groups, each given the same treatment in pretests, treatment and posttests. The study subject is a class iii student of 52 children with details of 26 children as an experiment group and 26 children as a control group. The validity of the instrument using brivate Pearson. The data collection technique used is the tests and observations used to measure the students' storywriting skills. The normality and homogenity tests Shared colmogorov snov and the levene test for equality. Hypothetical testing USES the independent formula of t-test samples with help SPSS 15 for Windows with value value < 0.05. Hypothetical testing identified the value of sig. (2-tailed) by 0.004 < 0.05, the basis for decision-making in the independent test of t-tests can be concluded that there is a significant and correct difference between the experimental group and the control group. Experimental groups get a much higher value increase compared with the control group. The experimental group with a 10/15 27 pretest while its posttest scores rose to 14.08. The control group pretest scores 10.12 while its posttest scores are 12.23. This proves that the flap book's elevator teaching materials can provide an increased listening skill for class iii students. With the use of the flap book's lift, students are able to re-foster students' attention, interest, and creativity in learning, sharpening and getting used to storywriting skills.

Firm value is an investor's perception of the manager's level of success in managing the company's resources entrusted to him which is often associated with stock prices. This study aims to examine and analyze the effect of profitability and firm size on firm value in pharmaceutical companies listed on the Indonesia Stock Exchange. The type of research used in this research is quantitative research with a descriptive approach. The population and samples used in this study amounted to 12 which were taken using purposive sampling method. The results of this study prove that profitability has a positive and significant effect on firm value in pharmaceutical companies listed on the Indonesia Stock Exchange for the period 2018-2021. And company size has a positive and significant effect on company value in pharmaceutical companies listed on the Indonesia Stock Exchange for the 2018-2021 period. Profitability and company size have positive and significant effect on company value in pharmaceutical companies listed on the Indonesia Stock Exchange for the 2018-2021 period.      

This study aims to analyze the in-depth relationship with cyber counseling services using the Riliv platform and explain the code of ethics for online counseling. This research uses the method of literature review or literature study in the form of journal articles. The results of the study are known to make cyber counseling services considered effective because they can make it easier for counselors and students to conduct counseling that is not limited by distance and time. Cyber counseling services occur when counselors and counselors communicate remotely through devices connected to the internet network. This service has produced significant results in the effectiveness of mentoring and counseling during the COVID-19 pandemic. Until now, in the post-COVID-19 pandemic, cyber counseling services continue to be a choice for cyber counseling services. Riliv is an online counseling platform that connects people with personal problems with psychologists through text counseling, voice calls, and video calls seeking counseling. With the significant increase in the implementation of online counseling, several issues have arisen, especially regarding the application of the Code of Ethics in the implementation of online counseling. It can be concluded that counselors with cyber counseling can provide optimal services. Through technology intermediaries, counseling no longer needs to be done face-to-face, but can be done online.      

E-money which has been echoed since August 2014 as a means of transaction now continues to increase in terms of use, this increase proves that e-money has now become a payment instrument that is very popular with many people, including Islamic boarding schools. This study wants to know and analyze the motives of pesantren in implementing e-money. The study used is a descriptive qualitative method based on observation, interviews. The results of this study concluded that Islamic boarding schools also have the ability to implement e-money transactions as a payment medium by utilizing technology to support the smooth running of Islamic boarding school activities towards a more optimal direction. The goal is to improve pesantren customer service towards a safer and more comfortable direction, create a cahsless society environment, and paperless offices that can streamline data. The impact of this research is the hope that more and more pesantren will implement non-cash transactions to their students, as one of the positive responses of pesantren in the development of the times so that they can prepare a generation of highly competitive nations with the provision of strong religious understanding, intellectual intelligence and able to understand and manage information and communication technology.

Mortar is a mixture of materials composed of fine aggregate (sand), adhesives such as (clay, lime, portlaand cement) and water with a certain composition. Mortar can be affected by several specification factors such as density, mortar age, type of bonding material, and aggregate properties. In this study using coconut fiber ash as an added material in making mortar which has a function as an enhancer of compressive strength value in mortar. In coconut fiber ash, it has an important chemical compound for mortar, namely silica compounds which function as the main element to increase the compressive strength value of mortar. The purpose of the study was to determine the effect of adding coconut fiber ash material on the compressive strength of mortar with a percentage of 0%, 2.5%, 5%, 7.5%, 10%. From the results of the research conducted, a compressive strength value of 253 Mpa was obtained at a percentage of 10% of 7 days old and 253 Mpa at a percentage of 2.5% of 7 days old.