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This community service journal discusses the involvement of Universitas Muslim Indonesia (UMI) in addressing social issues, particularly in its partner villages, including Sanrobone Village in Takalar Regency. As part of UMI’s commitment to the Tri Dharma of higher education, which includes community service, new faculty members are assigned to contribute to the development of underprivileged areas. The program aims to improve community welfare through educational outreach, health initiatives, and literacy programs. The community service activities in Sanrobone, which took place from July 3 to August 3, 2024, involved three UMI faculty members: Aulia Mahardika, dr. Harry Supratama, and dr. Dhian Karina A. Hattah. The primary focus of these activities included health education, digital literacy, and contributing to the establishment of a community library. The service program was designed to enhance the community's understanding of osteoporosis, intestinal worms, and the importance of digital literacy in today’s technological age. Additionally, the faculty members contributed to building a library in the village to foster reading habits and knowledge acquisition. The journal also highlights the collaboration with the local government, emphasizing the importance of integrating academic expertise into community-based development. The outcomes of this community service initiative not only supported the local community's development but also provided valuable learning experiences for the faculty, contributing to their professional growth as educators and community leaders.

This Community Service Activity (PKM) aims to foster an entrepreneurial spirit from an early age through entrepreneurial literacy in the children of the Al Ikhlas Orphanage in Palu, Central Sulawesi. Entrepreneurial literacy is considered important to equip foster children with knowledge and skills that can support their independence, both financially and psychologically, after leaving the orphanage. Methods for implementing this activity include an introduction to entrepreneurship, providing motivation, practical business idea development sessions, business simulations, and interactive discussions. Evaluation shows that this activity received a positive response from orphanage children and administrators, which encourages the continuation of similar programs in the future. It is hoped that the results of this activity will have a significant impact in preparing the younger generation to be independent and economically productive.

The research aims to build a training programme according to the dimensions of the professional motivation of accountants and its impact on the development of technical Literacy by verifying the validity of the following null hypothesis: "There is no statistically significant difference at the level of significance (0.05) between the average scores of accountants of the experimental group and those who will subject accountants to the training programme based on the dimensions of professional motivation and the average scores of accountants for the control group who will not subject accountants to training in the training programme in technical Literacy.To achieve the objectives of the research, the researchers used the experimental design with two equivalent groups (experimental and control), as 42 accountants were randomly selected (by lot) as a sample for research from the accountants of the General Directorate of Education of Qadisiyah for the academic year 2024-2025, by 21 accountants for the experimental group and 21 accountants for the control group.The training programme was built according to three stages (planning, design, evaluation), and then trained accountants of the experimental group for a period of (11) days by two sessions per day using the training programme according to the dimensions of professional motivation, and the researcher prepared a scale for technical Literacy of the type of multiple choice (40 items), and their sincerity and stability were verified, as the stability coefficient for testing the scale reached (90, 0) and the stability coefficient of the observation card was (0.86), for the scale test (0.89) and they were applied after the end of the experiment. And the researcher used the statistical programme SPSS.The accountants of the experimental group outperformed the accountants of the control group in the scale test, and in light of the results of the research, the researcher recommended the possibility of adopting the training programme prepared according to the dimensions of professional motivation.

This research discusses the impact of the School Literacy Movement (GLS) at MAN 1 Pandeglang to increase students' interest in reading and literacy skills through literacy outreach every Wednesday morning. The method used is descriptive qualitative, with data collection through interviews, observation and documentation. The results show that GLS is implemented in three stages: Habituation, Development, and Learning. Even though there is support from various parties, challenges such as a lack of reading materials and the performance of the school literacy team are obstacles. This research recommends improving facilities and program evaluation to support the success of GLS. With that, the writing of this article will discuss the problem statement: 1) What is the meaning of the School Literacy Movement (GLS) 2) How is the School Literacy Movement (GLS) implemented. 3) What is the impact of the Literacy program on MAN 1 Pandeglang students and students?

The development of technology and information is increasingly rapid. This of course requires the ability of students to face and anticipate it. One of the abilities that students must have is literacy. However, in fact, students in Indonesia still really need strengthening in the field of literacy. Various existing surveys show that these two capabilities have not experienced significant improvement. The same thing was also experienced by students at SMA Negeri 6 Purworejo. For this reason, a comprehensive and continuous effort is needed to improve this capability. Based on these situations and conditions, the Muhammadiyah University Purworejo Service Team built a collaboration with SMA Negeri 6 Purworejo to improve literacy skills for the school's residents. The theme raised was "Strengthening Literacy for Students, Teachers and Education Personnel at SMA Negeri 6 Purworejo". The activity begins with activity planning. Then, it continued with socialization activities and presentation of literacy strengthening strategies that could be carried out at the school. This activity was attended by approximately 300 students, 20 teachers and 12 education staff on October 25 2024 at the Outdoor High School 6 Purworejo. Strengthening strategies that must be implemented by SMA Negeri 6 Purworejo to strengthen literacy include: providing a literacy-friendly physical environment, getting used to reading 15 minutes before the first hour of learning begins, optimizing the role/function of the library, making visits to bookstores, optimizing corners. reading in every classroom, optimizing a school literacy team, and carrying out regular evaluations and follow-ups related to the literacy program that has been implemented.

Islamic boarding school as a development of knowledge about Islamic teachings. Knowledge and in-depth understanding of halal principles in production and consumption in accordance with Islamic law. Halal literacy is very important to ensure that products in circulation comply with halal regulations. Bangkalan is one of the districts on the island of Madura, which is famous for its strong Islamic culture, and the many Islamic boarding schools which play an important role in social life and community education, where many Islamic boarding schools are a challenge in implementing halal principles for the environment around Islamic boarding schools. With the development of halal literacy, the aim is to increase understanding and application of halal principles through various education and training programs, outreach and other activities. This research focuses on the contribution of Islamic boarding schools in developing halal literacy at Islamic boarding schools in Bangkalan. Halal literacy includes a deep understanding of products and services that comply with Islamic law. The aim of this research is to identify forms of Islamic boarding school contribution in developing halal literacy in Bangkalan Regency. It is hoped that the results of this research will provide new insights to increase the role of Islamic boarding schools in strengthening halal literacy in society. This research uses a qualitative approach with a study method that focuses on several Islamic boarding schools in Bangkalan Regency which are considered to have a significant role in developing halal literacy. Data was collected through in-depth interviews with Islamic boarding school caregivers, students and other relevant parties, as well as through direct observation of activities related to halal literacy.

Recently, technological developments have become increasingly complex, strengthening literacy has become a very important aspect to ensure that Islamic boarding schools remain relevant and able to adapt to global challenges. Strengthening literacy in this case is not only for students, but also alumni to continue to develop it outside the Islamic boarding school, either through written work, design, audio visuals or other works that can advance Islamic culture and knowledge in Islamic boarding schools. This day-long literacy training or sharing program invited students representing all Tebuireng Islamic Boarding School units to actively contribute to the field of literacy, by presenting alumni who are active in the media who now have extraordinary experience in the field of literacy.  This assistance and training to strengthen literacy is to support the Islamic boarding school's literacy culture to remain alive and develop in line with technological developments. This mentoring method brings students and alumni together to share and exchange experiences and work in the field of literacy. The results of this coaching and training show that: 1) Tebuireng Islamic Boarding School has succeeded in integrating literacy culture into daily activities through the formation of an active literacy community. 2) Tebuireng Islamic Boarding School proactively involves students and alumni in various literacy programs. 3) Tebuireng Islamic Boarding School organizes various literacy support programs through digital media such as websites, social media platforms, magazines and book publishing.

This community service program aims to enhance the literacy skills of the elderly in Wonosari Village, Grujugan, Bondowoso, by teaching them how to read and write the alphabet. Literacy, particularly reading and writing, is an essential skill for every individual, yet it remains a challenge for many elderly people in rural areas due to limited access to education during their younger years. Through the Asset-Based Community Development (ABCD) approach, which focuses on utilizing the community's existing assets, this program successfully engaged elderly participants in a structured learning process. The elderly were taught to read and write the alphabet over seven sessions, leading to increased self-confidence and independence in their daily lives. The program not only improved their literacy but also fostered greater social inclusion and community participation. This initiative demonstrates that with the right approach and support, the elderly can continue to develop and contribute to their community.

This community service program aims to enhance the literacy skills of the elderly in Wonosari Village, Grujugan, Bondowoso, by teaching them how to read and write the alphabet. Literacy, particularly reading and writing, is an essential skill for every individual, yet it remains a challenge for many elderly people in rural areas due to limited access to education during their younger years. Through the Asset-Based Community Development (ABCD) approach, which focuses on utilizing the community's existing assets, this program successfully engaged elderly participants in a structured learning process. The elderly were taught to read and write the alphabet over seven sessions, leading to increased self-confidence and independence in their daily lives. The program not only improved their literacy but also fostered greater social inclusion and community participation. This initiative demonstrates that with the right approach and support, the elderly can continue to develop and contribute to their community.

The " Sekolah Sungai " program in Gunung Anyar Tambak, Surabaya, is an initiative by PLN since 2018 to raise literacy and skills among the community of interests around the river. This program includes various activities focused on learning about nature and ways to protect the fence environment. PPK Ormawa HIMANATA, which stimulate the opportunity to supply suffer innovations for learning at the Sekolah Sungai, created introduction in five literacy, fine art, and creative science corners. These include the Calistung Corner, English Corner, Kolase-Diorama Corner, Film Corner, and Art Corner. This study propose to identify the impact of the program on the literacy development of children and the surrounding community, equally substantially as to provide an rating of the strength of each learning corner. This is bear to service as a guideline for the community to prolong the literacy corner program, particularly the foundation within these five literacy corners.

The program of efforts to improve the quality of educational facilities and infrastructure services at TKK St. Michael Baobolak, the development of economic literacy in the Maryke Village community aims to improve the quality of educational services at TK St. Michael Baobolak through the provision of facilities and infrastructure that are still inadequate, such as teaching aids, reading books, and play equipment. Thus, it is expected to create a more conducive and enjoyable learning environment for children, and support their optimal growth and development. This study uses a qualitative approach with a descriptive method. Data were collected through direct observation, interviews with related parties such as the principal, teachers, and staff, as well as documentation related to educational facilities and infrastructure at TKK St. Michael Baobolak. The results of the study showed that this program succeeded in improving the quality of educational facilities and infrastructure services at TKK St. Michael Baobolak. On the other hand, the results of this activity have also provided coloring tools and alphabet posters. Coloring tools, such as crayons, colored pencils, and markers, are very important media to stimulate children's creativity. Through coloring activities, children not only train their fine motor skills, but also develop their imagination and ability to express themselves. Meanwhile, alphabet posters serve as effective visual aids to help children recognize letters and build the foundations of reading skills, thus having a positive impact on their well-being.

The main objective of this study is to fill the knowledge gap in Islamic financial literacy experienced by microfinance customers by identifying their experiences in implementing these practices, the challenges they face and the opportunities that exist. Although this research is qualitative descriptive, this research includes field research. Primary and secondary sources of information were used to compile the results of this study. Research Methods This research uses a qualitative method with a descriptive approach, carried out at BPRS Haji Miskin KC Payakumbuh, identifying both internally and externally so that it can analyze what is currently an obstacle to customer understanding in Islamic financial literacy in murabahah financing products and describe the developments that can be done to improve customer Islamic financial literacy in murabahah financing products.The results of the research The understanding of financing customers is based on the findings of this micro-research that increases in following Islamic financial literacy, increasing customer insights, so customers can distinguish Islamic finance from conventional finance. The obstacles and risks faced by microfinance customers of BPRS Haji Miskin KC Payakumbuh in Islamic financial literacy are that most of the microfinance customers cannot participate in the Islamic finance education program because the distance to the customer's home and the location of the Islamic finance education is very far because the program is carried out at the head office.

Real Work Lecture (KKN) is a community service program by students that aims to empower the community with a cross-disciplinary and sectoral approach. The KKN program in Telaga Jernih Village, Secanggang District, Langkat Regency, aims to overcome the problem of monotonous hereditary livelihoods and open up new business opportunities through economic empowerment and entrepreneurship. Before the program was implemented, most villagers relied on the agricultural sector, especially oil palm and rice, which made the village economy vulnerable to price fluctuations and environmental conditions. This program focused on socialization about livelihood diversification, entrepreneurial skills training, and reducing plastic waste by converting it into products with economic value. Through this training, the community was invited to see local potential that could be developed into new business opportunities. The results of the implementation of this KKN showed an increase in community understanding of the importance of business diversification and the application of skills acquired in starting small businesses in the fields of agricultural processing and plastic waste recycling. Several residents have started new businesses supported by the skills taught during the training. However, several challenges such as low digital literacy and limited access to capital are still obstacles to business development. Therefore, a follow-up program is needed that focuses on developing digital skills and access to capital to support the sustainability of the business that has been pioneered. Overall, this KKN program has succeeded in providing a positive impact on the Telaga Jernih Village community and can be a model for local potential-based economic empowerment in other villages.

The Economic Literacy Development Program for Maryke Village aims to improve community welfare through the utilization of local resources, particularly in managing small businesses like broomstick production. The community’s limited understanding of economic literacy has hindered their ability to manage finances and optimize local economic potential. This research employs a qualitative methodology with a participatory approach, collecting data through observations, in-depth interviews, and group discussions with the community and local stakeholders. The results indicate that the program successfully enhanced the community’s understanding of economic literacy, particularly in financial management and business planning. Participants of the program began to manage household budgets, save regularly, and develop local resource-based businesses. Increased productivity and income were observed in the broomstick production business after the training. The program not only improved the community's awareness of the importance of economic literacy but also encouraged them to use local resources more effectively and sustainably, leading to a positive impact on their welfare.

This study aims to analyze the influence of Islamic financial literacy on customer decisions in choosing Islamic vehicle installments in Indonesia. Using a quantitative approach, a survey was conducted on several respondents in five major cities in Indonesia. The results showed that the level of Islamic financial literacy has a significant positive influence on customer preferences for choosing Islamic vehicle installments. Logistic regression analysis revealed that every one-point increase in the Islamic financial literacy score increases the odds of choosing Islamic vehicle installments by 4.9%. Demographic factors such as age, education, and income also have a significant influence. These findings highlight the importance of efforts to improve Islamic financial literacy as a strategy to encourage the adoption of Islamic financing products. Practical implications include the need for targeted education programs, improved product communication, and innovation in the development of competitive Islamic financing products.

The "Reading Corner Provision" program at SD Malengkeri II aims to create a safe and enjoyable learning environment for students. Through this activity, we succeeded in increasing interest in reading and literacy awareness among students by providing a comfortable reading room and access to various types of books. Support from the Pre-Service PPG Muhammadiyah University of Makassar and collaboration with facilitators played an important role in the success of this program. The results of this program not only improve students' reading skills, but also encourage the development of a reading culture in schools and communities. In this way, this program contributes to social empowerment and sustainable education in local communities.

The research and development is titled “Development of Pop-Up Book Media in Enhancing Literacy Culture in the Reading Corner Program at SMP Negeri 1 Berastagi.”This development research aims to determine: (1) The design of pop-up book media; (2) The development of pop-up book media in enhancing student literacy; (3) The feasibility of pop-up book media in improving student literacy. This research is conducted using a Research and Development (R&D) model with the 4D model, which includes Define (definition), Design (design), Development (development), and Dissemination (dissemination). The subjects of this research are students of SMP Negeri 1 Berastagi, totaling 35 individuals. The instruments used in this research include questionnaires to assess the development, feasibility, and effectiveness of the media. Data analysis techniques include product data analysis, initial data analysis, and hypothesis testing.The results show that the pop-up book media received evaluations of 81% from media experts, 92% from material experts, and 65% from language experts. There was an average increase in student scores of 83%, indicating a significant change between pretest and posttest scores. The conclusion of the research is that the pop-up book media for drama content is suitable for use in literacy activities of the reading corner program. Recommendations for future research include being more meticulous in planning the development of pop-up book media, ensuring it aligns with the needs and characteristics of students.

Community Service (KKN) in Perkebunan Maryke Village, Kutambaru District, Langkat Regency, was carried out by students of the Muhammadiyah University of North Sumatra from 12 to 27 August 2024. This program aims to improve the financial literacy of the community and optimize the potential of the broomstick MSME which is the main source of income for village residents. Through MSME mentoring activities, students conduct value chain analysis to improve production efficiency, product innovation, and more effective marketing strategies. This mentoring aims to increase the competitiveness of MSMEs and shorten distribution channels to a wider market. In addition, the financial literacy program in collaboration with Bank Sumut is also provided through workshops to teach the community, especially the younger generation, about the importance of saving, financial planning, and personal budget management. The results of this activity show an increase in community understanding of financial literacy and MSME management, as well as the creation of new innovations in broomstick products. This activity not only has an impact on increasing residents' income, but also strengthens social cohesion and sustainable village economic development. This program is expected to be a model for community empowerment in other rural areas.

In line with the rapid advancement of technology, there has been a significant decline in reading interest across various age groups—both adults and children. One of the main contributing factors is the increasing addiction to digital devices, which has shifted attention away from reading activities and learning responsibilities at home. In response to this issue, we have initiated a movement aimed at revitalizing the spirit of literacy through the establishment and development of the Baitul Ilmi Community Reading Center located in Gesang Village. As an initial step, we have launched a book donation program, open to anyone who wishes to contribute books to support the sustainability of this literacy initiative. Based on our preliminary study, the primary target audience of this program includes children at the kindergarten and elementary school levels. To enhance their engagement and participation, we have adopted the field trip method as our key strategy. This method has proven to effectively increase children's enthusiasm and has received a positive response from the local community, particularly from parents. This initiative is also supported by various community stakeholders, including village authorities, the Family Welfare Empowerment Team (TP PKK), and the Gesang Village Youth Organization (Karang Taruna), all of whom are committed to fostering a culture of literacy from an early age to ensure a brighter future for the next generation.

Low achievement of Indonesian students in literacy and numeracy in PISA 2022 (359 and 366 points, far below OECD average of 476-493 points) demands evaluation of factors affecting learning quality. This study analyzes the relationship between teacher welfare management and improvement of student literacy and numeracy through systematic literature review of 44 studies covering 76,990 teachers from 2019-2025. Analysis shows significant relationship between teacher welfare and student academic achievement through three mechanisms: increased teaching efficacy, positive classroom climate creation, and pedagogical innovation development. International comparison reveals significant gaps between Indonesia and developed countries like Japan (teacher salary Rp38 million vs Indonesia Rp800,000-Rp2,000,000). Implementation in Indonesia faces challenges of regional disparities, employment status inequality, and excessive workload. Comprehensive policy reform is needed including compensation standardization, holistic support programs, and longitudinal studies to understand deeper causal mechanisms.