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Fraud and money laundering are two forms of economic crime that harm many parties, both individuals and institutions. In order to combat and eradicate these crimes, law enforcement authorities often face difficulties in securing and recovering assets obtained from illegal activities. Therefore, the use of asset confiscation mechanisms becomes crucial in an effort to restitute victims and recover illicitly obtained funds.This thesis examines the practical legal challenges faced by the legal system in confiscating criminal assets. These include the process of investigation and gathering valid evidence, as well as the challenges of dealing with concealment and diversion of assets by criminals. Limited resources and differences in legal systems between countries are also factors that affect effective asset forfeiture.Next, the author reviews various strategies and policies that can be implemented to improve the efficiency of confiscating criminal assets. The main focus includes increased cooperation between law enforcement agencies, the use of modern technology in asset analysis and tracking, as well as efforts to raise public awareness about the importance of returning illegally obtained assets.Finally, the author presents decision Number: 1221/Pid.B/2020/PN JKT.SEL or a successful case in conducting asset confiscation for fraud and money laundering. These cases provide valuable lessons on effective tactics and strategies in facing the challenges of economic crime.In conclusion, asset forfeiture is an important tool in the fight against fraud and money laundering. Through greater international cooperation, improved legal systems, and the implementation of appropriate strategies, it is hoped that asset recovery efforts related to economic crime can become more successful and have a positive impact on victims and society as a whole.  

Investment is the act of placing funds in the hope of getting additional money or profits. Basically, investing involves placing a certain amount of funds today in the hope of making a profit in the future. From this understanding, it can be concluded that stock investment is the allocation of current sources of funds with the hope of gaining profits in the future through purchasing securities in the form of shares. The aim is to obtain additional or certain profits from the funds invested in trading shares on the stock exchange.  

Beauty clinics are currently a primary need for women and men. This is proven by the increasing number of beauty clinics that are expanding in Binjai City. This makes consumers have to be more selective in choosing a beauty clinic so they don't have to waste a lot of time and money. Beauty Clinics are included in service businesses that aim to provide satisfaction for customers or consumers. With the emergence of various types of Beauty Clinics, competition between one Beauty Clinic and another has become increasingly fierce, thus encouraging each Beauty Clinic to try to improve the quality of its products and services.

This study aims to find out what are the forms of modes in the crime of Money Laundering Using Illegal Cryptocurrency Media  as well as Criminal Law policies in an effort to overcome the occurrence of Money Laundering Crimes through  illegal Cryptocurrency  Media. To answer the above problems, this Research Method uses the Normative Law research method which focuses on research on written regulations or legislation or research based on rules or norms that apply in society. The results of the discussion in this study show that, (1)  The mode of operation used by the perpetrators in the crime of money laundering through Cryptocurrency media  is by trading and investment methods along with several other methods. The perpetrators take advantage of the transaction system on cryptocurrencies that are closed or anonymous so that the perpetrators get an opening to launch criminal acts. 2) Even with existing legal regulations, there are still criminal acts, especially TPPU which are carried out through  illegal cryptocurrencies, so it is better for the government to make rules or make legal updates on how to process related to Money Laundering Crimes using cryptocurrencies which include crypto platforms, both legal and illegal.

We analyze the decision in case Number 213 PK/Pdt/2015 PT. Parna Jaya did not make a full deposit, but only part of the shares as capital. In accordance with the provisions of Article 34 paragraph 1 of the PT Law, the founders of the company make deposits for each part of the share capital taken up in the form of money or other forms. The deposits are made by PT. Parna Jaya is land that has been agreed upon based on Basic Agreement No. WN/1317/1970. By not carrying out their obligations in paying in full the issued capital and also in implementing the distribution of dividends for shareholders who do not carry out their obligations, there will be legal consequences for the position of shareholders, so the formulation of the problem is how the right to distribute dividends from PT. Parna Jaya which did not make a full capital deposit. The results of this research are that the ownership status of shareholders who do not deposit capital in full does not have legality and validity as legal shareholders. Founders who do not fulfill their obligations will cause the founders to lose their rights to dividends and other shareholder rights.

Community service activities with a focus on preventing the practice of money politics among South Kelayan community leaders. Money politics often undermines the integrity of elections and democracy, especially at the local level. In this context, we carry out a series of educational and outreach activities for community leaders to increase their understanding of the negative impacts of money politics and strategies for preventing it. The approach used involves seminars and discussions involving community leaders, youth and political party cadres. The results of this program show increased knowledge and commitment of community leaders in rejecting money politics and playing an active role in promoting clean and fair elections. During program implementation and provide recommendations for more effective money politics prevention efforts in the future. It is hoped that this experience can become a model for other regions facing similar problems, as well as contribute to strengthening local democracy and the integrity of general elections in Indonesia.

Cryptocurrency users, including those utilizing Bitcoin, Litecoin, Dogecoin, and others, are increasingly prevalent in Indonesia. Since the Rupiah is the only legal currency in Indonesia, cryptocurrencies cannot be used as a means of payment or exchange in financial transactions within the country. However, cryptocurrencies are considered investments when incorporated into commodities, becoming crypto assets that can be used as digital investment assets. This research employs normative legal research to explore legal principles and norms to address legal questions. If someone exchanges assets obtained from criminal activities for crypto assets, thinking they are legitimate, and if the money in these crypto assets is derived from criminal proceeds, such actions constitute money laundering (ML). This process involves purchasing crypto assets with illicit gains, exchanging Rupiah for cryptocurrency, or converting Rupiah into cryptocurrency. While cryptocurrency is recognized as a legal digital commodity for investment purposes in Indonesia, it becomes illegal when misused by individuals seeking to legitimize wealth obtained illegally. Converting illegally acquired wealth into cryptocurrency to deceive the government and make the transaction appear lawful may result in legal consequences

This study aims to determine the presentation of financial statements based on SAK EMKM at Queen Roti Shop. This research was conducted on MSMEs of Queen Roti Shop located on Jl. Piet A Tallo, Liliba, Oebobo District, Kupang City, East Nusa Tenggara. The type of data of this research is quantitative descriptive using qualitative data related to the implementation of SAK EMKM in financial statements. Data collection uses interviews, documentation, and observation. The results of the study provide an overview that (1) the financial statements of the queen Roti store have a transaction of incoming and outgoing money. When compared to SAK EMKM, financial statements are formed based on Income Statements, Financial Position Statements, and Notes on Financial Statements. (2) The Queen Roti Shop has not used the guidelines in accordance with the SAK EMKM, so the researcher prepared a financial report for the Queen Roti Shop in accordance with the SAK EMKM guidelines.

Hedging is a financial instrument that uses a risk management approach to neutralize systematic risk against changes in prices or cash flows: individuals and businesses. One alternative that can be done to minimize this risk of banking is hedging. (Hasanah, 2022). This study analyzes hedging strategies to achieve optimal risk management in banking companies. The object of the study is the banking industry, both conventional and sharia, listed on the IDX with an observation period of 2019-2023. The targeted outputs are scientific publications and national journals. The results of the study are Hedging strategies: (1) Forward Contract, (2) Futures Contract, and (3) Money Market. Hedging strategy implementation techniques are (1) Arbitrage (2) Diversification (3) Average down (4) Cash closing.    

In Indonesia, people keep a lot of animals, such as dogs. Dogs are one of the favorite animals commonly kept by humans. Dogs are usually favorite animals that can be used as companions, guarding the house, hunting and so on. Alvi Deiectiones (Diarrhea) disease is caused by eating food errors (such as eating leftover or stale food), changing types of food without a transition period, viral, bacterial, or parasitic infections.One of the problems often encountered at the Binjai Petshop clinic is diarrheal disease in dogs. The lack of knowledge in people who keep dogs about diarrhea disease and the limited existence of veterinary clinics, time and money make many cases of improper treatment that worsen the dog's condition. To help overcome this problem is to create an Expert System that can diagnose diseases based on the symptoms that occur to detect the disease experienced. Expert System can be interpreted as a collection of facts that have been collected to show the symptoms of a disease and can provide an explanation based on consultation with the expert.

Banking has an important role in the development and support of the country's economy, especially after the enactment of Law Number 10 of 1998 concerning Banking. Islamic economics in Indonesia has now begun to be recognized and approved by the public, given the proliferation of Islamic-based banks making people understand the systems in Islamic economics. The establishment of the Islamic Development Bank (IDB) in 1975 triggered the establishment of Islamic banks around the world including Indonesia. The birth of Law Number 21 of 2008 concerning Islamic Banking is a guarantee for the existence and legal protection of Islamic banking after the last decade of its existence which only regulates one of the principles of profit sharing which does not definitively and comprehensively regulate bank activities based on sharia principles. The method used in this research uses qualitative research methods using interview, observation and documentation techniques. This type of research uses descriptive analysis. The development of Islamic economic law in the future must increasingly refer to the protection of the benefit of the people by using maqashid sharia as a methodology and perspective. To establish economic law that falls within the scope of muamalah fiqh, a comprehensive mastery of ushul fiqh is absolutely necessary, especially to find and determine the legal illat for ongoing economic practices. Failure to determine the illat leads to failure to master the source of the problem. The current Islamic economics only talks a lot about distribution and consumption, such as the distribution of money and capital claimed to be without usury and halal product certification, and does not appear to talk much about production and all aspects related to it, such as ownership of land, resources, capital and by the private sector and conglomerates, including the fulfillment of labor rights, destruction of nature by production activities, and so on. The determination of the illat and maqashid of sharia in the economic field is also expected to pay more attention to the material conditions in which unequal production relations between community groups have resulted in economic colonization and which are very detrimental to society, especially those who are in a weak position in terms of capital, resources and power.

This research raises the issue of the phenomenon of tax evasion amidst the increase in tax revenue realization in the last three years. This study aims to determine the effect of money ethics and tax morale on student perceptions of tax evasion with hedonism as a moderating variable. The object of this research is the cadre of the Mojokerto National Student Movement (GMNI) organization. This study uses a quantitative approach with primary data sources and uses a survey method through google form with a Likert scale measuring instrument. The population in this study were 115 cadres of the Mojokerto GMNI organization. The sampling technique used purposive sampling to get 65 respondents. The data analysis technique uses descriptive statistical analysis with the Structural Equation Modeling- Partial Least Square (SEM-PLS) method. The test tool used is SmartPLS software version 4.1.0.2 with outer model and inner model. The results showed that money ethics has a positive and significant effect on student perceptions of tax evasion, tax morale has a negative and significant effect on student perceptions of tax evasion, and hedonism is able to moderate the influence of money ethics and tax morale on student perceptions of tax evasion.

The purpose of this study is to investigate how interest in Shopeepay is affected by online transactions. Convenience, security, efficiency, promotions, features, and payment variations are the variables in this study. Using a non-probability purposive sampling strategy and incidental sampling methods, questionnaires distributed online via Google Form provided the primary data. Convenience, security, effectiveness, promotions, features, and payment options all have a positive and significant impact on interest in Shopeepay, according to the findings of this study.  

In today's modern era, all activities are beyond what is called technological progress, social media is now not only a medium to communicate but can also be a medium that can do investment activities. Man is called a creature homo economics (mahkluk ekonomi). This term is then now understood by most people with the meaning of a creature whose primary purpose in life is to seek profit. With the development of this era all investment activities can be done easily based on digital social media or online, one of the investment activities that can be made with online is online earnings, earnings in general is the activity of collecting money in groups formed by a member then determined how many times in a day or a week spend a month in such collection. after the money is collected then it is determined who will get the first number lottery to the end. With the development of this era online arisan activities are now also not only supported by adults but also by young people, for young people online Arisan becomes an investment choice because of the mechanisms that are quite easy, efficient, and encouraging, but not a little maintenance of this online aryan runs smoothly one of the cases of disadvantage against online arsan. The aim of this study is to find out the conclusion of a misconduct in an online arisan agreement between Umi Barokah (claimant I), Susanti (claimed II), Fransisca Irene Miranda Putty (claimer III), Erfira Meyer (claimsant IV) and the accused namely Anggie Nadia under Judgment No. 32./Pdt.G/2020/PN. Tpg. Based on the research used, the specifications of the research are descriptive. Juridical-normative, legislative, informal, and case approaches. Data collection techniques used are document studies and literature studies, with methods of data analysis normative-qualitative. Based on the results of the analysis of the settlement of non- performance in the online derivative agreement in the judgment No. 12/Pdt.G/2020/PN. Tpg, the judge's assembly rejected the petitioners' claims in its entirety because they did not meet the subjective conditions of the agreement, and the objective valid condition of an agreement is that there is no particular thing, and cause is not legal that is contrary to the law.  

Garbage is a serious problem in Indonesia, including in Medan Belawan District. The Rubbish Bank Program is present as a solution for Rubbish management and economic empowerment of the community. This research aims to analyze the concept of green economy through the Rubbish Bank program in Medan Belawan District.The research method used is qualitatively descriptive with a case study approach. Data is collected through observation, interview, and documentation. The data analysis technique used is thematic analysis. The Rubbish Bank Program in Medan Belawan District has provided economic, social, and environmental benefits. Economic benefits include increased community income, job creation, and savings in Rubbish transportation costs. Social benefits include increasing public awareness about the importance of good Rubbish management, and increasing public concern for the environment. Environmental benefits include reducing Rubbish generation, reducing environmental pollution, and preserving natural resources. The Rubbish Bank Program in Medan Belawan District is an example of the implementation of an effective and sustainable green economy concept. This program can be a model for other Rubbish management programs in Indonesia.

The high number of visitors to GWK as one of the tourist attractions in Badung district is believed to have a multiplier effect on the surrounding community from increasing community income. One of the indicators of welfare is income. This means that the higher the income, the higher the opportunity to meet the living needs of the community. Income is the amount of money or economic value earned by individuals, households, or other entities from various sources in a given period of time. This study aims to 1) to analyze the influence of capital, business duration, working hours and location simultaneously on traders' income in the Garuda Wisnu Kencana tourist attraction area, South Kuta. 2) to analyze the influence of capital, business duration, working hours and location partially on the income of traders in the Garuda Wisnu Kencana tourist attraction area. This research was conducted in Revayah Plaza, Badung Regency. The respondents in this study were 82 traders with a sampling method using the Nonprobability Sampling technique. The data analysis technique used in this research is multiple linear regression. Top of FormThe results of this r state that 1) Business capital, business duration, working hours and trading locations simultaneously have a significant positive effect on the income of traders in the Garuda Wisnu Kencana (GWK) tourist attraction area, especially in Revayah Plaza. 2) Business capital partially has a positive and significant effect on traders' income; Partially, the income of traders with strategic trading locations tends to be higher than traders with non-strategic trading locations; The income of traders with working hours ≥ 40 hours per week tends to be higher than traders with working hours < 40 hours per week in the Garuda Wisnu Kencana (GWK) tourist attraction area, especially in Revayah Plaza. Meanwhile, the duration of partial business has a negative and insignificant effect on the income of traders in the Garuda Wisnu Kencana (GWK) tourist attraction area, especially in Revayah Plaza.Bottom of Form

The higher a person's financial literacy, the greater the level of utilisation of financial products and services. Expenditure management can take advantage of financial literacy so that it can maintain finances in meeting its needs, and good financial conditions will reflect economic growth that continues to increase. The purpose of this study is to determine the effect of financial literacy on economic growth with indicators such as balance of payments, investment, total loans, savings, money supply and interest rates. With the vector autoregression (VAR) analysis method which results in that the balance of payment variable has a mutual effect on investment. Then investment and economic growth are also influenced by savings and money supply and affect interest rates and the amount of loans. So as to limit the risk of financial literacy failure in the financial system, it is necessary to increase financial risk with product innovation in the financial sector.

The purpolse of this study is to determine the effect of financial literacylon saving behavior in thle SMKS Thoriqul Ulum Pacet. To ldetermine the effect of pocket moneyl on saving lbehavior in the SMKS Thoriqul Ulum Pacet. To determine lthe effect ofl lifestyle onl saving behavior in lthe SMKS Thoriqul Ulum Pacet. Tol determine lthe effect loffinancial literacy, pocket lmoneyl and lifestyle lon savingl behavior in the SMKS Thoriqul Ulum Pacet. The type of research used lis quantitative quantitative research methods are quantitative research methods which can lbe interpreted las researchl methods basedl lon positive philosophy, used to research cerltain populations or samples. This research uses independent variables and dependent variables. The testing stages consist of descriptive statistical analysis, data quality testing, classical assumption testing, multiple linear regression analysis. Financial Literacy simultaneously has a significant influence on the saving behavior of SMKS Thoriqul Ulum Pacet. Pocket Money, partially has a significant influence on the saving behavior of SMKS Thoriqul Ulum Pacet. Lifestyle partially does not lhave a significant effect onl the saving behavior of students at SMKS Thoriqul Ulum Pacet Financial Literacy, Pocket Money and lifestyle on saving behavior partially havela significant influence oln the savling behavior of students at SMKS Thoriqul Ulum Pacet.

This study aims to determine the influence of the Influence of Money Supply, Inflation and Rupiah Exchange Rate on Murabahah Financing Margin in Indonesia Sharia Banks throughout Indonesia from 2013-2022. The type of research conducted is quantitative research. The method used in this study used the analysis of the Vector Auto Regression model of the VECM model and a data tool processed using Eviews 10. The data used is secondary data taken through the official website of the Central Statistics Agency (BPS) for a period of 10 (ten) years from 2013-2022. Based on the results of the study, it is known that the results of the Vector Error Correction Model (VECM) test of this study show that only the variables of the Money Supply and the Rupiah Exchange Rate have a positive and significant impact, while the influence of the Inflation variable on Murabahah Financing Margin (Case Study of Bank Syariah Indonesia in 2013-2022) in the short term has a positive and insignificant impact. The Effect of Money Supply and Inflation on Murabahah Financing Margin has a positive and significant impact, while the influence of the Rupiah Exchange Rate variable on Murabahah Financing Margin in the long term has a negative and insignificant impact. 

This thesis discusses the handling of criminal acts of using and circulating counterfeit rupiah banknotes, with a focus on law enforcement efforts by the Riau Islands Regional Police. This research is motivated by the increasing cases of counterfeit rupiah banknotes in the Riau Islands which cause significant losses to the community and threaten regional economic stability. The main objective of this study is to analyze the effectiveness of law enforcement carried out by local police, as well as to identify and overcome obstacles faced in the process. The research method used is a qualitative approach, with data collection techniques through in-depth interviews, participatory observations, and documentation studies. The sample of this study consisted of police officers, legal experts, and victims of counterfeiting money. Data analysis was carried out using content analysis techniques to interpret the collected data, based on the framework of the theory of legal certainty from Sudikno Mertokusumo, the theory of legal systems from Lawrence M. Friedman, and the theory of Crime Prevention Through Environmental Design (CPTED). The results show that law enforcement against rupiah counterfeiting in the Riau Islands faces several major obstacles, including limited resources, inter-agency coordination problems, and a lack of adequate training for law enforcement officers.The suggestions resulting from this study include increasing the allocation of resources, both in the form of equipment and training for officers, as well as strengthening cooperation between institutions involved in law enforcement, to increase effectiveness in identifying, preventing, and cracking down on the crime of using and circulating counterfeit money.