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Pregnancy is the intrauterine growth and development of the fetus starting from conception and ending until the start of labor. The length of pregnancy from ovulation to parturition is approximately 280 days (40 weeks), and no more than 300 days (43 weeks). Anxiety is a response to certain threatening situations and is a normal thing that occurs accompanying development, change, and in finding one's identity and the meaning of life. One way to deal with anxiety is non-pharmacological therapy, namely distraction techniques. This research uses a quasi-experimental research design with a One Group Pretest-Posttest Design research design. This research was conducted to determine the effectiveness of providing classical music therapy to reduce anxiety levels in pregnant women.That before classical music therapy was given a non-anxious level of anxiety, namely 9 respondents (16.7%), a moderate level of anxiety, namely 8 respondents (16.7%). Then, after being given classical music therapy, the majority of respondents had a non-anxious level of anxiety, namely 20 ( 66.7%) The level of mild anxiety was 10 respondents (33.3%). The pre-test and post-test show a significant relationship with the criteria for the level of anxiety of pregnant women with a p value = 0.000, <0.05 N = 30, so it can be concluded that there is a significant effect of effectiveness between classical.

This study aims to describe the analysis of sales revenue at PT. Nostra Mandiri creations from 2019-2022. the data used in this study are primary data and secondary data using existing data at PT. Kreasi Nostra Mandiri from 2019-2022 Data collection techniques through observation, interviews and documentation as well as triangulating data from the findings. The analytical method used is qualitative research combined with descriptive analysis. A qualitative approach is an analysis that is used without calculating numbers, but based on judgments or opinions as well as basics that can support subjective decision making. While the use of descriptive analysis aims to explore the description of the object studied empirically. So, it can be informed of the real phenomena of the object under study. The analysis technique used in this study is to present an explanation of sales revenue by implementing an e-commerce sales system. The results of the research show that the income of PT. Kreasi Nostra Mandiri can be seen from the first time it was established in 2019 where the applications that existed at that time had many limitations with minimal usage. Tools and lots of trial and error. Not as many items are being sold as are currently provided in the application, which can be seen from the slogan in 2019 of Rp. 115,383,211, in 2020 revenue of Rp. 592,135,110, in 2021 revenue of Rp. 7,686,905,515 and in 2022 revenue will increase drastically by Rp. 57,688,312,526. The company's revenue has increased after upgrading its e-commerce application in sales by adding sub-category features, banners on the front view, and additional promos from ELDP, today's special slots and promos on IGS as well as pop up notifications via gadgets, payment methods which can be cashless (e-wallet and bank transfer).

Cognitive development in early childhood is a gradual process that requires active learning in the school environment. Teachers, as educational agents, play a crucial role in designing educative interactions and understanding the cognitive development of children. According to Jean Piaget's theory, cognitive development in children continues to evolve until it matches the thinking processes of adults. The Independent Kindergarten Education Foundation in Palembang accommodates children with diverse characteristics. To enhance children's focus and attention, the use of play media, especially picture number cards, is considered an effective learning strategy. This service aims to evaluate the impact of using picture number cards on the development of mathematical logic intelligence in children at the Independent Kindergarten. The service method involves planning, implementation, evaluation, and reporting. The sample consists of 12 children, with 6 in the control group and 5 in the experimental group. The results show a significant improvement in children's logic and mathematics learning activities after the implementation of picture number cards. The average posttest scores indicate an improvement from the pretest, particularly in the experimental group. During the service, children are directly and actively involved, making picture number cards a playful tool that facilitates learning. This service contributes positively to the development of mathematical logic intelligence in Taman Kanak-Mandiri Palembang. The learning strategy using picture number cards can be an effective alternative in providing enjoyable educational services that support children's development

This study aims to see how the difference in financial performance between state-owned banks and national private banks through analysis from 2019 to 2022, using the RGEC approach to measure the level of bank health and the Zmijewski model to measure financial distress. With descriptive and comparative research types, as well as a quantitative approach, secondary data from four state-owned banks (Mandiri, BRI, BNI, BTN) and four private banks (BCA, CIMB, Danamon, Permata) were used. The analysis shows that private banks and state-owned banks do not have significantly different health levels in terms of risk profile (LDR and NPL), GCG, and earnings (NIM, ROA, BOPO). However, there are differences in the capital aspect (CAR). Overall, based on the Zmijewski X-score method, between private banks and state-owned banks do not have significantly different financial distress conditions. In conclusion, from 2019 to 2022, both state-owned banks and private banks show healthy financial conditions. Even though there are differences in the capital aspect, the overall health of state-owned banks is not significantly different from private banks.

The background problem of this research is the importance of forming independent characters in early childhood so they don't depend on others. Considering that now parents are busy working and caring for their children is handed over to the family or household assistants who usually pamper children and accustom children to playing gadgets for the important reason that children are not naughty at home so that a lot happens in their surroundings, small children are used to playing gadgets, it is no longer a taboo sight so that the next generation nowadays many are addicted to games and others. So Islamic boarding schools are a suitable place for the formation of independent character in early childhood.The purpose of this study was to describe the role of the management of the Al-Amien Tegal Islamic boarding school in forming independent character in early childhood as well as the supporting and inhibiting factors for the formation of independent character in early childhood at the Al-Amien Tegal Islamic boarding school.Based on the results of the study it can be seen that the role of the management of the Al-Amien Tegal Islamic boarding school in forming the independent character of early childhood is (1) the supervisisors  acts as a second parent (2) as a mentor (3) as a supervisor and (4) as a role model. The supporting factors in the formation of the independent character of early childhood are collaboration between supervisiors  and support from parents of early childhood students. While the inhibiting factor is the innate attitude of early age students and facilities and infrastructure.

This research explores the evaluation of financial performance in banking companies through financial ratio analysis and case studies. Analyzing three banks – BNI, BRI, and Bank Mandiri – reveals variations in stock prices, financial efficiency, and net profit performance. The conclusion is that BNI's stock is undervalued, BRI's is overvalued, and Bank Mandiri's situation is mixed. Although debt ratios are safe, both ROA and ROE fall below standards. However, operational efficiency is reflected in a healthy NPM. This study provides in-depth insights into the complexity of banking companies' performance.

PERMENKO No. 1 year 2023 on Kredit Usaha Rakyat (KUR) is the foundation for the implementation of the program that supports the growth of the Micro, small, and Medium Enterprises(UMKM) sector. With the dominance of UMKM in the economic structure, the KUR program was initiated based on presidential instruction No. 6 of 2007, followed by an MoU between the government, guarantee institutions, and banks. KUR, run by certain banks, such as BRI, BNI, and Mandiri, gets unbankable UMKM. PERMENKO No. 1 year 2023 stipulates a maximum interest rate of 6%, a loan period of up to 7 years, and allows multiple loans subject to collectibility requirements. With a focus on UMKM that have difficulty accessing capital, the KUR program has succeeded in achieving effectiveness with the realization of reaching IDR 175,73 trillion as of September 2023. Although obstacles remain, such as the assumption of urbanicity and the unpreparedness of Micro business, KUR provides easier access to financing at low-interest rates, accelerating the economic growth of UMKM.

Strategi bisnis merupakan suatu hal yang penting dalam menjalankan suatu usaha atau usaha baik skala kecil maupun besar, termasuk UMKM, karena dengan memiliki strategi bisnis maka pengusaha atau pemilik dapat meningkatkan kemampuannya dalam bersaing dengan usaha yang dipimpinnya. Salah satu cara dalam menerapkan strategi bisnis adalah dengan menggunakan analisis SWOT, yang mana pemangku kepentingan UMKM perlu mengetahui kekuatan, kelemahan, peluang dan ancaman dari bisnis yang dijalankannya. UMKM adalah usaha ekonomi produktif yang mandiri, biasanya dijalankan oleh perseorangan atau badan hukum yang bukan merupakan anak perusahaan atau afiliasi dari badan usaha yang secara langsung atau tidak langsung dimiliki, dikuasai, atau dimiliki sebagian. Pelaku ekonomi dalam kegiatan ini merupakan pelaku ekonomi dari desa Jayamukti yang tergabung dalam komunitas Milenial Bangkit Indonesia. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk menganalisis dan mengidentifikasi strategi bisnis yang sesuai dan menerapkan strategi bisnis tersebut untuk meningkatkan penjualan UMKM. Permasalahan yang dihadapi oleh para pemangku kepentingan UMKM terkait dengan ketidakmampuan mereka dalam mengidentifikasi strategi bisnis yang baik dan tepat. Pemangku kepentingan UMKM mengaku kurang memiliki pengetahuan untuk menganalisis strategi bisnis yang baik dan tepat. Dengan demikian, melalui kegiatan sosialisasi strategi bisnis yang bertujuan untuk meningkatkan pendapatan UMKM, badan usaha dapat memberikan informasi, pengetahuan dan keterampilan untuk menentukan strategi bisnis yang tepat dan dapat diterapkan langsung pada kegiatan usaha Anda

Air pollution has a broad impact on the people of South Kalimantan and causes the incidence of ISPA. TOGA utilization is still low due to a lack of public knowledge about plant types and their uses. The aim of this activity is to increase the knowledge of traditional independent health care groups. This activity was held on Monday, October 9 2023 at 13.30 – 15.30 WITA which was attended by 10 cadres. Activities are carried out using the lecture method and using leaflets. The leaflet material contains the definition of ISPA, general instructions regarding the processing of natural ingredients as potions, the composition of potions for coughs and colds, sore throats, shortness of breath and potions to increase body endurance. Evaluation of activities is carried out using pretest and posttest methods. The activity went well and succeeded in increasing the knowledge of the cadres.

 Triartha Cipta Mandiri is a company that operates as a housing developer. PT. Triartha Cipta Mandiri (which is shortened to PT. TCM) moves side by side with PT. Rico Cipta Mandiri is located at Ruko Tangerang City Business Park, D/8, Jl. Raya Jendral Sudirman, Banten. Director of PT. Triartha Cipta Mandiri is Mr. Hamsir Siregar, S.H., M.H. PT. Triartha Cipta Mandiri has been established for 10 years with a Deed of Company Establishment from the Tangerang Regency Notary, Mr. Deni Nugraha, S.E., S.H., M.Kn. dated 25-09-2013 and has received approval from the Minister of Law and Human Rights of the Republic of Indonesia, as stated in his Decree dated 27-09-2013 Number: AHU-50281.AH.01.01 TAHUN 2013. So far, PT. Triartha Cipta Mandiri is expanding its wings in the field of selling subsidized houses. The name of the housing developed by PT. Triartha Cipta Mandiri is Granada Rajeg City which is located in Rajeg District, Tangerang Regency, Banten. Houses that sells by PT. Triartha Cipta Mandiri is a subsidized house by the government with a price of Rp. 168,000,000,- and the houses’ building area of ​​30 M2 and a land area of ​​60 M2. Inside the house there are 2 bedrooms and 1 bathroom. Houses marketing is carried out by deploying several marketing agents. Other than that, to carry out sales and purchases that have been agreed with consumers, PT. Triartha Cipta Mandiri entered into a credit agreement at Bank BTN Syariah. During 2023, house sales have reached 74 houses.

Abstrak. Penelitian ini bertujuan untuk mendeteksi fenomena flypaper effect terhadap kinerja keuangan pemerintah provinsi di Indonesia. Data yang digunakan dalam penelitian ini adalah data sekunder yang bersumber Direktorat Jenderal Perimbangan Keuangan, Kementerian Keuangan Republik Indonesia dan laporan pendukung lainnya. Adapun yang menjadi objek penelitian adalah 33 provinsi di Indonesia dengan periode penelitian 2018-2022. Penelitian ini dianalisis menggunakan analisis regresi data panel. Berdasarkan hasil regresi data panel, diperoleh hasil Berdasarkan hasil regresi data panel, diperoleh hasil yang secara parsial masing-masing variabel Pendapatan Asli Daerah (PAD), Dana Alokasi Umum (DAU) berpengaruh positif secara signifikan terhadap tingkat belanja daerah Pemerintah Provinsi di Indonesia. Begitupun secara simultan Pendapatan Asli Daerah (PAD), Dana Alokasi Umum (DAU) berpangaruh positif secara signifikan terhadap belanja daerah Pemerintah Provinsi di Indonesia dengan besaran Adjusted R-squared adalah sebesar 97,07 persen. Sementara jika dilihat dari masing-masing koefisien variabel DAU dan PAD terhadap belanja daerah dapat disimpulkan bahwa terjadi flypaper effect pada kinerja keuangan pemerintah provinsi di Indonesia. Hal ini menunjukkan bahwa tingka kemandirian pemerintah Provinsi di Indonesia masih belum mandiri dalam memenuhi belanja daerahnya. Oleh karena itu, berdasarkan hasil penelitian ini, maka sebaiknya masing-masing pemerintah provinsi di Indonesia meningkatkan Pendapatan Asli Daerah (PAD) untuk dijadikan sebagai sumber utama belanja daerah, kemudian pemerintah daerah juga harus memperioritaskan penggunaan belanja daerah untuk hal-hal yang produktif, sehingga adanya dana transfer pemerintah pusat mampu meningkatkan kemandirian kinerja keuangan pemerintah dan pada akhirnya bisa meminimalisir ketergantungan dengan pemerintah pusat.   Kata kunci: Flpaper Effect, Dana Alokasi Umum (DAU), Pendapatan Asli Daerah (PAD).

Kepuasan merupakan faktor penting bagi suatu perusahaan baik yang bergerak di bidang dagang maupun jasa. Melalui perasaan konsumen berupa kesenangan maupun perbandingan antar produk, kepuasan konsumen dapat terukur. Tujuan penelitian ini adalah (1) untuk mengetahui dampak positif pembayaran biaya pendidikan di Yayasan Sekolah Albanna dan Yayasan Sekolah Anak Emas Denpasar Bali setelah menggunkan Sistem EduPay, (2) Untuk mengetahui cara Yayasan Sekolah Albanna dan Yayasan Sekolah Anak Emas Denpasar Bali menyelesaikan masalah pembayaran Sistem EduPay, (3) Untuk mengetahui kepuasan Yayasan Sekolah Albanna dan Yayasan Sekolah Anak Emas Denpasar Bali menggunakan Sistem EduPay. Jenis penelitian ini menggunakan pendekatan kualitatif dengan metode observasi, wawancara, dan dokumentasi. Subjek penelitian ini terdiri dari 22 informan yang dipilih dengan menggunakan teknik Purposive. Teknik analisis data yang digunakan meliputi: reduksi data, penyajian data, dan verifikasi. Adapun hasil dari penelitian tersebut adalah (1) Sistem EduPay efektif dan efisien dalam proses transaksi pembayaran dan pelaporan, (2) Dalam penyelesaian masalah, alur terstruktur dari Wali murid menyampaikan ke Staff Keuangan sekolah kemudian pihak lembaga akan koordinasi dengan pegawai BSM Denpasar, (3) Pengguna cukup puas dalam penggunaan Sistem EduPay untuk proses pembayaran biaya pendidikan sekolah.

The postpartum period (puerperium) is the period that begins after 2 hours postpartum and ends when the uterus returns to its pre-pregnancy state, lasting 6 weeks. The postpartum period is an important thing to pay attention to in order to reduce maternal mortality. Perineal rupture is a tear caused by spontaneous birth of a baby, either by using a tool or action. Perineal wound care is important to prevent infection of the reproductive organs, one method of perineal wound care is non-conventional therapy using red betel leaf (Piper crocatum) boiled water which contains flavonoids, alkaloids, polyphenolic compounds, tannins and essential oils which are known to has antibacterial activity. The purpose of this study was to determine the effectiveness of red betel (Piper crocatum) cooking water for perineal wound healing in postpartum mothers. This research is a quantitative study with a population of all postpartum mothers with perineal wounds at PMB Rica Merdekawaty with a total sample of 30 respondents consisting of the intervention group and the control group. The data that was collected was then analyzed using the chi square statistical test (p value = 0.029). Based on the chi square analysis, it showed that red betel leaf boiled water was effective in healing perineal wounds in postpartum mothers.

Borneo Conblock Mandiri faces significant challenges in its monthly production, with an average of more than 50,000 paving units, but the number of defects exceeds 4,500 units. These defects include cracks, breaks, and uneven or jagged surfaces. To overcome this problem, a quality control analysis is proposed using the seven tools method to reduce defects and improve overall product quality. The research results show that in the production of Holand-type paving, the primary defects include 4,965 units (53%) cracks, 2,661 units (29%) broken, and 1,660 units (18%) the surface is not smooth. Human and machine factors were identified as the leading causes of defects in paving. The proposed solution is the addition of a foreman as an additional supervisor, especially in the production process. The new foreman inspects the material more intensively before it is put into the mixer. Hopefully, these steps can reduce the number of defects and improve overall product quality. The expected result of this research is that it can positively impact the productivity and reputation of Borneo Conblock Mandiri. By addressing the root causes of defects and implementing appropriate solutions, companies can improve their production processes and deliver higher-quality products in line with market demands.

Considering the importance of economic activities in maintaining national stability, sharia banking is considered as an approach to boosting the nation's economy. Bank Rakyat Indonesia Syariah (BRIS), Bank Negara Indonesia Syariah (BNIS), and Bank Syariah Mandiri (BSM), three sharia banks that were previously in existence, have merged as a result of the growth of the sharia banking sector in Indonesia, into one business entity. The process of merging two companies into one, where one takes a new name and the other is dissolved while all its assets are combined into the still operating business, is known as a merger. Of course, mergers are carried out with a specific purpose, as is currently experienced by the banking industry. In the context of these concerns, researchers plan to explore the impact of the consolidation of three state-owned sharia banks on the development of Indonesia's sharia economy. The influence of PT business combinations is revealed through the use of a literature observation approach in this research. Indonesia's sharia economic growth will be considered with a focus on Bank Syariah Indonesia (BSI) Tbk. Secondary data for this research was obtained from various sources, including scientific journals, e-books, and other relevant sources. This research aims to investigate the influence of the Indonesian Sharia Bank (BSI) business combination on the development of the sharia economy in these countries

Suriana. 2023. Analysis of Working Capital on Increasing Income at PT Bulungan Tiga Putra Mandiri. STIM-LPI Makassar Management Study Program Thesis (Supervised by Drs. Sabirin Iskandar, M. Si., and Dr. Khairina Rosyadah, S.E., M.M). This research aims to determine whether working capital increases income at PT. Bulungan Tiga Putra Mandiri. The object of this research is PT. Bulungan Tiga Putra Mandiri, a corporation which operates in the trading business of heavy systems and fruit peels. The data used is primary data. The sample in this research is the financial report of PT Bulungan Tiga Putra Mandiri for 3 years.The results of this research show that calculating financial data using activity ratio and profitability ratio analysis shows that the company's working capital at PT. Bulungan Tiga Putra is decreasing from 2020 to 2022, resulting in a decrease in income and even a loss.

Pendampingan  dalam kegiatan pengabdian kepada masyarakat (PKM)  di Gereja Kristen Jawa (GKJ) Kramas, Tembalang Kota Semarang sebagai upaya mewujudkan lanjut usia (Lansia) sehat, aktif dan mandiri.  Warga  lansia di gereja tersebut (2023) sebanyak 32,6% dari  110 warga,   sebagian besar  adalah perempuan  dan  aktif kegiatan rumah tangga,  sosial  dan usaha ekonomi mikro.   Pendampingan  dilaksanakan dengan fasilitasi menyusun Rencana Aksi Sekolah Adiyuswo GKJ Kramas, dengan pemberdayaan dan mengintegrasikan  tujuh kegiatan ke dalam Sekolah Adiyuswa yaitu : (1) Pemeriksaan Kesehatan; (2)  Kegiatan  Sosial/Keagamaan;  (3) Seni Budaya;  (4) Produktif secara ekonomi (untuk persembahan); (5) Jaminan  Sosial (tergabung dalam BPJS, bantuan bagi lansia  sakit dan santunan kematian)  (6) Pemberdayaan Keluarga  pra-lansia dan  keluarga yang memiliki lansia agar paham tentang kesehatan dan aktivitas)  (7)  Jejaring Kerjasama ( Posyandu dan Puskesmas Tembalang.   Kegiatan pendampingan dilaksanakan   pemberdayaan kader dari warga  gereja (doketr dan paramedic serta warga setempat), kelengkapan  data terpadu  lansia, penguatan kelembagaan  sekolah adiyuswo, peningkatan kapasitas kader, dan  promosi sehat, aktif dan  perilaku hidup bersih dan sehat, cek kesehatan  rutin  bersama kegiatan  bergereja dan  akses ke  Puskesmas.  Hasil pendampingan   dilakukan monitoring dan  evaluasi berdasarkan Rencana Aksi  Sekolah Adiyuswo GKJ Kramas menunjukkan perkembangan yang  baik  dan kegiatan sosial ekonomi  mendapatkan apresiasi dari  gereja dan masyarakat sekitar gereja.

Tujuan penelitian ini untuk: 1) Untuk mengetahui pelaksanaan penanaman cinta tanah air di Sanggar Ngandhong Cinawi Desa Klodran Kecamatan Colomadu Kabupaten Karanganyar; 2) Untuk mengetahui pelaksanaan kegiatan seni tari di Sanggar Ngandhong Cinawi Desa Klodran Kecamatan Colomadu Kabupaten Karanganyar; 3) Untuk mengetahui Penanaman cinta tanah air melalui seni tari di Sanggar Ngandhong Cinawi Desa Klodran Kecamatan Colomadu Kabupaten Karanganyar. Bentuk penelitian ini menggunakan metode penelitian deskriptif kualitatif. Strategi penelitian ini menggunakan strategi studi kasus tunggal. Subjek dalam penelitian ini antara lain pemilik sanggar, pelatih sanggar, peserta tari, orang tua peserta tari. Sumber data yang digunakan adalah sumber data primer dan sumber data sekunder. Teknik pengumpulan data yang digunakan adalah wawancara, observasi, dan dokumentasi. Uji keabsahan dilakukan dengan triangulasi sumber dan triangulasi teknik. Teknik analisis data yang digunakan dalam penelitian ini yaitu teknis data kegiatan, reduksi data, penyajian data dan penarikan kesimpulan. Hasil Penelitian ini dapat disimpulkan bahwa: 1) Pelaksanaan penanaman karakter cinta tanah air seni tari di Sanggar Ngandhong Cinawi melalui kegiatan menari dengan percaya diri dihadapan banyak orang, berdoa sebelum memulai kegiatan tari, mempelajari nilai-nilai budaya; 2) Pelaksanaan kegiatan seni tari di Sanggar Ngandhong Cinawi berupa latihan rutin yang diadakan setiap Sabtu pada pukul 16.00 dengan guru tari, materi tari yang sesuai, pelatihan dan evaluasi serta guru tari yang profesional. Kegiatan pembelajaran materi tari Anila Prahastha yang dipentaskan; 3) Penanaman cinta tanah air di Sanggar tari Ngandhong Cinawi melalui tari dapat menjadi sarana yang efektif dalam menanamkan rasa cinta tanah air pada peserta tari, penanaman cinta tanah air berhasil ditanamkan pada seni tari memerlukan penentuan parameter melalui kegiatan seni tari yang menumbuhkan sikap mandiri, menjadi percaya diri dan menjalin hubungan sesama peserta tari, serta peserta tari merasakan keterkaitannya dengan budaya dan seni tradisional Indonesia. Kata Kunci: Membangun, Nilai Karakter, Cinta Tanah Air, Seni Tari Â

In the midst of this developing society, people in Indonesia still use traditional health services, especially baby massage and birth attendants. Massaging babies from traditional healers has been a tradition passed down from generation to generation. This study aims to determine the relationship between attitudes and maternal behavior in carrying out baby massage independently at PMB Lismayani Lubis District. Simalungun. This type of research is an analytical survey. Then analyze the dynamics of correlation between phenomena or between risk factors and consequence factors, which are phenomena that cause consequences (influence). There is a relationship between attitude and mother's behavior in carrying out baby massage independently at PMB Lismayani Lubis Kab. Simalungun with a p value of 0.021.

There are jobs in the warehouse that are still not optimal, one of which is managing administration and other activities related to warehouse mechanics and inventory. In the warehouse management section, employees record incoming goods, outgoing goods, and stock of goods by recording them in the inventory book, resulting in a buildup of inventory which often causes discrepancies between the release of goods and transaction funds. The research method used to solve problems is by using interviews and observation methods and for system development using the object oriented method. The results of this research produce a warehouse inventory information system that is capable of carrying out web-based warehouse recording transactions, so it is hoped that it can help with problems in PT Laz Coal's warehouse inventory.