Publication Search

70,857 articles from 624 journals · 1,760 citations tracked

Showing 301-320 of 1,047

Analytics

Amarullah Amarullah; Albertus Juvensius Pontus; Shalaho Dina Devy; Revia Oktaviani; Tommy Trides +1 more

Globe: Publikasi Ilmu Teknik, Teknologi Kebumian, Ilmu Perkapalan 2025 Asosiasi Riset Ilmu Teknik Indonesia

Compressive strength is one of the mechanical properties of rock behavior. This study focuses on the Balikpapan and Kampungbaru Formations located in the Kutai Kartanegara area, East Kalimantan. The Schmidt Hammer testing method was applied due to the lack of previous studies utilizing this tool to evaluate rock hardness in correlation with compressive strength. The research site is situated in the Kutai Kartanegara area, specifically in the districts of Muara Badak, Muara Jawa, and Sanga-Sanga. Field observations revealed the presence of claystone slopes at predetermined locations. Based on the test results, the uniaxial compressive strength (UCS) values for the Balikpapan Formation range from 3.453 MPa to 5.454 MPa, while the Kampungbaru Formation ranges from 3.317 MPa to 8.571 MPa. The Schmidt Hammer rebound number (RN) values for the Balikpapan Formation range from 17 to 19.6, and for the Kampungbaru Formation from 15 to 23.7. A negative correlation was found between the rebound number and UCS, where higher RN values tend to correspond with lower UCS values. This is supported by the linear regression analysis showing a negative coefficient (-0.450).  

Muhammad Rahul Shidiq; Tommy Trides; Albertus Juvensius Pontus; Revia Oktaviani; Ardhan Ismail +1 more

Globe: Publikasi Ilmu Teknik, Teknologi Kebumian, Ilmu Perkapalan 2025 Asosiasi Riset Ilmu Teknik Indonesia

In the Kutai Basin area, seasonal changes such as high rainfall can significantly increase groundwater content, so that the effect of water content on the shear strength of claystone, increasing water content in rocks tends to decrease shear strength. Water in the pores or fractures can increase pore water pressure and reduce effective normal stress. Shear strength is one of the most important mechanical parameters used to assess soil and rock stability, this parameter is very important in slope stability analysis, foundation planning, and various civil engineering and mining applications. Therefore, this study was conducted to determine whether the water content in rocks can affect the strength of rocks in receiving shear forces. The method used in this study is more quantitative and specific to the effect of water content on the shear strength of claystone in this area. Increasing water content in rocks tends to reduce shear strength. This study was conducted by taking claystone samples from several locations in the Kutai Basin. Data collection in the form of primary data and secondary data for testing physical properties and testing mechanical properties, in testing physical properties, the water content value will be taken as supporting data which is one of the factors that affect rock strength, in testing mechanical properties, claystone shear strength data will be taken. From the results of the physical properties test calculations, the air content in each Formation is obtained, namely, in the Kampungbaru Formation the minimum air content value is 15.54% and the maximum is 20.17%, in the Balikpapan Formation the minimum air content value is 10.21% and the maximum is 12,88%, in the Palaubalang Formation the minimum air content value is 10.49% and the maximum is 22.87%. The results of the strength of the claystone in receiving shear forces in the Kutai Basin are the Muara Jawa location 0.486MPa, Tanah Datar location 0.500 MPa, Sanga-sanga location 0.333 MPa, Muara Badak location 0.269, Air Putih location 0.711MPa, Mugirejo location 0.021 MPa and Lempake location 0.092 MPa.

Muhammad Ashar Alias Suara; Tommy Trides; Rety Winonazada; Revia Oktaviani; Windhu Nugroho +2 more

Globe: Publikasi Ilmu Teknik, Teknologi Kebumian, Ilmu Perkapalan 2025 Asosiasi Riset Ilmu Teknik Indonesia

Durability is defined as a measure of a rock's resistance to weathering and disintegration when the rock undergoes weathering processes over a short period of time. The susceptibility of rocks to disintegration is related to their low durability. Rock durability is often measured using the slake durability test. The slake durability test is widely used to assess physical changes resulting from wetting-drying processes (Franklin and Chandra, 1972). Therefore, slake durability testing is conducted to understand the weathering of rocks caused by heat and water, particularly clay stones which are one of the constituent rocks on a slope. The sampling location is around Sanga-sanga and Muara Badak. Sampling was conducted with coordinate points and the Balikpapan and Kampungbaru formations. The claystone samples taken were then brought to the Mineral and Coal Technology Laboratory of the Engineering Faculty of Mulawarman University for Slake Durability tests. In this study, the lowest index value obtained was 45.7% and the highest value was 93%, indicating high to very high durability. The difference in the durability index values of claystone at the research locations indicates the presence of variables that can affect the slake durability index values of the claystone in the Balikpapan and Kampungbaru formations, including grain size and mineral content as well as geological conditions at the research site. Based on the results of the claystone durability tests, the durability index value (Id2) was obtained, indicating that the sandstone at the research location falls into the classification of high to low.

Maya Riskawati; Melsani Rawambani; Nadhirah Syaharani; Zalfa Rona Syafaqoh; Zhillan Dhiyaul Haq +1 more

Jurnal Pendidikan dan Kewarganegara Indonesia 2025 Asosiasi Riset Ilmu Pendidikan Indonesia

Corruption in the education sector is a serious problem that harms the state and has a direct impact on the quality of education and the future of the younger generation. This article discusses various forms of corruption in education, ranging from misuse of procurement project budgets to misappropriation of education grants. The impact of this corruption is seen in poor education facilities, inequitable access, and declining quality of teaching and curriculum. Overcoming these problems requires transparency, strict supervision, character education, and active community involvement in monitoring. Only with collective efforts and shared commitment can corruption in education be eradicated, so that the hope of creating a smart and competitive generation is maintained.

Berlina Puspayanti; Rahcmad Budi Suharto; Diana Lestari

Jurnal Publikasi Ekonomi dan Akuntansi 2025 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This study aims to analyze the influence of investment and development expenditure on poverty levels in Balikpapan City, considering the mediating role of income inequality. The research employs a quantitative approach using path analysis to examine both direct and indirect relationships among variables. The data used are secondary data from 2013 to 2023, including investment, development spending, the Gini index, and poverty rates. The results show that investment and development expenditure have a direct impact on both income inequality and poverty. Moreover, income inequality mediates the influence of investment and development expenditure on poverty. This study provides important implications for local government in formulating more effective and equitable development policies to reduce inequality and alleviate poverty in urban areas.  

Yabes Yedija Wesley; Dimas Althalaric Mohammad Sultan; Toto Sugito; Aat Ruchiat Nugraha

Nusantara: Jurnal Pengabdian kepada Masyarakat 2025 Pusat Riset dan Inovasi Nasional

The problem of waste dumping on Bali coast must be regarded as an ecological crisis which proves to be unseen under many perspectives. The article is about the making of a documentary film Apocalyptic Tides as an advocacy and educational tool bringing up this issue by means of the expository documentary style with highlights of poetry and performance elements in play. The method of field observation, semi-structured interviews with activist and scholars and visual documentation are also used in the research, followed by analysis and compiling of information with the help of non-linear editing tools by using Adobe Premiere Pro software. The film is set on a thematic narrative that shows the process of the waste as it goes upstream to downstream and how it affects the ecology and thoughts on the ecological consciousness. Techniques of non-linear editing were applied to organize the footage according to emotional echo and the schemes of meaning instead of the chronological order, thus creating an intellectually stimulating and reflective storyline. Apocalyptic Tides proves the power of documentary film to bridge the gap between art, science, and advocacy in case of creating the ecology-minded population.

Sumarni, Sumarni; Rinda Izdihar Khoirunnisa; Silmi Ardiatun Madani; Tanti Tri Persadawati; Tri Wahyu Retno Ambarwati +2 more

jurnal ABDIMAS Indonesia 2025 STIKes Ibnu Sina Ajibarang

Tui na massage is one of the non-pharmacological therapies that can be done to overcome picky eaters in toddlers. Tui na massage therapy aims to improve digestion and blood circulation in the spleen. This counseling method is carried out directly with interactive lectures and discussions as well as tui na massage simulations. Discussions are carried out using the Q&A method related to the material. Tui na massage is carried out using techniques such as massaging (Petrissage or Nie), tapping (Tapotement or Da), gliding (Effleurage or Tui), friction, rotating, and vibrating certain points so that they will affect the body's energy. This therapy is carried out once a day for 6 consecutive days. The results of the activity showed that after this activity most mothers had good knowledge about picky eaters and tui na massage. This counseling activity has been achieved by increasing insight in mothers of toddlers.

Andy Yanottama; Muhammad Faisal Seprizal; Jarot Wiratama; Zella Navtalia; Leta Lestari

Jurnal Riset Rumpun Ilmu Teknik 2025 Pusat riset dan Inovasi Nasional

Putra Muba Coal is one of the subsidiaries under the MNC Group, operating in the coal mining sector with an IUP (Mining Business Permit) area covering 2,947 hectares. During its mining operations at the Pandu Pit, PT. Putra Muba Coal experienced a landslide incident on the highwall side. Therefore, a back-analysis using the deterministic method was conducted to determine the material property values that led to the slope failure in the mining area. The slope material consists of claystone and siltstone layers, each with a cohesion value of 192.3 kN/m² and 157.0 kN/m², and internal friction angles of 25.3° and 24.4°, respectively. Based on the back-analysis results, it was found that there was a decrease in material property values, with cohesion reduced by 91% and the internal friction angle reduced by 29%. This reduction in material properties suggests that the decrease in cohesion was the primary factor causing the highwall slope failure, as indicated by the back-analysis of slope stability which resulted in a safety factor of (SF = 1.008).

Fakeh Khoironi; Junaidi

Jurnal Akta Notaris 2025 Program Studi Kenotariatan Program Magister

Sertifikat tanah berfungsi sebagai alat bukti yang sah. Sertifikat memberikan perlindungan hukum bagi pemegang hak, dengan syarat data fisik dan data yuridis tercantum di dalamnya. Terutama dalam jual beli dengan penjual yang tidak diketahui keberadaanya. Penelitian ini menggunakan metode yuridis normatif dengan spesifikasi deskriptif analitis. Penelitian ini mengenai perlindungan hukum bagi pembeli untuk balik nama sertifikat yang penjualnya tidak diketahui keberadaannya dan dasar pertimbangan hukum hakim dalam memberikan putusan terkait perlindungan hukum bagi pembeli serta akibat hukumnya dinyatakan dalam putusan Pengadilan Negeri Tarakan No.57/Pdt.G/2022/PN Tar. Perlindungan hukum dilakukan melalui peradilan sebagai upaya menuntut hak. Majelis Hakim mempertimbangkan dengan adanya bukti surat dan saksi yang dihadirkan. Akibat hukum tergugat terbukti melakukan perbuatan melawan hukum Pasal 1365-1367 KUHPerdata, yang merugikan penggugat dengan menghalangi haknya sebagai pemilik. Kesimpulan 1)pembeli dapat menggunakan sertifikat sebagai alat bukti hak atas tanah meski tanpa bukti lengkap. Serta, pihak dirugikan dapat mengajukan eksekusi rill Pasal 1241 KUHPerdata. 2)majelis hakim mempertimbangkan jual beli sah berdasarkan bukti dan keterangan saksi. 3)Majelis hakim menetapkan tergugat melakukan perbuatan melawan hukum Pasal 1365-1367 KUHPerdata. Tindakan tergugat melanggar hak subjektif, kewajiban hukum, serta asas kepatutan. Saran 1)masyarakat perlu memahami prosedur legal kelengkapan dokumen dalam transaksi tanah untuk mencegah masalah dikemudian hari. 2)majelis hakim harus mencerminkan keadilan, kemanfaatan, dan kepastian hukum melalui pertimbangan serta pengembangan peraturan yang relevan. 3)majelis hakim harus mengutamakan keadilan, kepastian hukum serta mempertimbangkan aspek sosial dan kepentingan umum dalam perkara hal ini peralihan hak atas tanah.

Amir Iskandar; Sani Gazali; Adi Prihanisetyo

Kegiatan Positif : Jurnal Hasil Karya Pengabdian Masyarakat 2025 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Micro, Small and Medium Enterprises (MSMEs) play a strategic role in Indonesia's economy with a contribution of 61.07% to GDP and able to absorb 97% of the national workforce. However, the digitalization era requires MSMEs to adapt to digital technology to maintain competitiveness. This study aims to analyze the effectiveness of digital marketing training and mentoring programs in improving digital literacy of UMKM practitioners in Balikpapan City. The research method uses an experimental approach with pre-test and post-test design on 25 UMKM practitioners. The research instrument was a questionnaire with 30 multiple choice questions measuring three aspects: basic knowledge of digitalization, understanding of digital marketing, and ability to use social media and marketplaces. The training program was conducted for one day with materials covering UMKM digitalization, digital marketing fundamentals, social media marketing, and marketplace usage. The results showed significant improvements in all aspects: basic digitalization knowledge increased by 59% (from 50.4 to 80.2), digital marketing understanding increased by 71% (from 43.4 to 74.4), and social media and marketplace capabilities increased by 46% (from 59.2 to 86.2). Beginner category participants showed the most significant progress with an average increase of 86%. The program success rate reached 92% with 23 out of 25 participants successfully achieving satisfactory scores. This program proves the effectiveness of digital marketing training in improving UMKM digital literacy and provides a foundation for sustainable digital transformation.

Nur Zaqiyyah; Yulies Tiena Masriani

Notary Law Research 2025 Program Studi Kenotariatan Program Magister Fakultas Hukum UNTAG Semarang

Notaris atau PPAT dalam jabatannya tidak terlepas dari sebuah kesalahan dan pelanggaran. Salah satu yaitu kasus dalam Putusan Nomor 1379K/Pid/2023 diketahui dalam kasus bahwa MVS selaku Notaris atau PPAT dititipi uang pembayaran uang tanah oleh SRW selaku pembeli. Uang tersebut tidak diberikan kepada pihak yang berhak yaitu 19 ahli waris selaku penjual maupun BA selaku kuasa jual, Namun diberikan kepada EW. Pokok permasalahan dalam penelitian ini yaitu :1). Bagaimana proses pelaksanaan jual beli tanah dalam Putusan Nomor 1379K/Pid/2023. 2). Bagaimana tanggung jawab Notaris atau PPAT terhadap jual beli tanah dalam Putusan Nomor 1379K/Pid/2023 3).Bagaimana akibat hukum terhadap Notaris atau PPAT yang turut serta dalam proses jual beli tanah dalam Putusan Nomor 1379K/Pid/2023. Metodologi penelitian yang digunakan adalah yuridis normatif, sumber data yaitu data sekunder, metode pengumpulan data dengan studi kepustakaan, metode analisis data menggunakan analisis data kualitatif. Hasil dari penelitian ini bahwa, 1).  Proses jual beli tanah ada tiga tahapan yang harus dilalui yaitu tahapan pengecekan data, tahapan persiapan dan perpajakan, terakhir tahapan jual beli dan balik nama. 2). Sikap Notaris atau PPAT dalam Putusan Nomor 1379K/Pid/2023 merugikan bagi pihak penjual dan pembeli sehingga Notaris atau PPAT bertanggung jawab secara perdata, pidana, dan Adminitratif. 3). Notaris atau PPAT dengan menerima uang titipian dari SRW dinilai menjadi pihak yang ikut serta Notaris atau PPAT dalam jual beli tanah tersebut dan hal itu telah melanggar Pasal 52 UUJN, maka akibat dari keikutsertaan menerima sanksi pidana yaitu penjara selama tujuh bulan.

Ni Luh Juli Erlianti; Muthmainah Muthmainah

International Journal of Educational Research 2025 Asosiasi Riset Ilmu Pendidikan Indonesia

This study aims to describe the implementation of early reading activities at Bebandem State Kindergarten, Karangasem Regency, Bali District for Group B, children aged 5-6 years. The focus of this research is on the planning, implementation, evaluation, supporting factors, and inhibiting factors of early reading activities. This study employs a qualitative approach and descriptive research type. Data collection techniques include interviews, observations, and documentation. Data are analyzed qualitatively using the Miles and Huberman model, which involves data collection, data condensation, data presentation, and conclusion drawing. The validity of the research data was re-evaluated using source triangulation and method triangulation. The results show that: 1) The planning of early reading learning activities at Bebandem State Kindergarten begins with a socialization activity through In-House Training (IHT), building a shared commitment where teachers are invited to prepare a lesson plan or teaching module that meets the needs of the students. 2) The implementation of learning uses picture and letter card games, where children are invited to play cards according to the current theme; 3) The evaluation of early reading activities at Bebandem State Kindergarten is conducted through observation, assessing the implementation of learning activities, and identifying actions to improve any shortcomings in the learning activities carried out. 4) The supporting factors of early reading learning activities at Bebandem State Kindergarten include guidance from parents and families in early reading activities. 5) The inhibiting factors in the implementation of learning include both internal and external factors. Internal factors include intelligence, interest, talent, and motivation, while external factors include family environment, school environment, and community environment.

Ni Putu Andini Desiyanti Laksmi; I Nyoman Bawa Bagiada

Jurnal Riset Rumpun Ilmu Bahasa 2025 Pusat riset dan Inovasi Nasional

The COVID-19 pandemic triggered a major transformation in the education system, bringing both opportunities and challenges due to the unfamiliar nature of remote learning. This study aims to explore how online English instruction has been implemented in public senior high schools across Bali, particularly by examining its strengths, limitations, potential benefits, and inherent risks. Employing a qualitative research design, the study involved four English teachers from four different public high schools. Data collection methods included literature analysis, in-depth interviews, and classroom observations.. The study found that online English instruction was shaped by the English for Specific Purposes (ESP) approach, with a particular emphasis on content relevant to the tourism and hospitality sectors. A variety of platforms—such as Zoom, WhatsApp, and other digital tools—were employed to deliver instruction. One of the key advantages identified was the flexibility in time and location, which allowed both students and teachers to access learning materials anytime and anywhere. Furthermore, the availability of diverse digital tools enabled teachers to creatively adapt their teaching strategies. Nonetheless, the implementation also encountered significant barriers, including inconsistent internet access and a lack of adequate digital infrastructure. The study also highlighted opportunities arising from increasing student digital literacy and the expanding use of online learning platforms, which fostered more interactive and engaging learning environments. However, several challenges remained, including low awareness among parents and varying levels of digital competence among educators, which affected the overall effectiveness of the program. The findings underscore the urgent need for sustained teacher training and institutional

Tri Hardining Prawestirini; Erliany Syaodih; Mira Veranita

Jurnal Riset Rumpun Ilmu Kesehatan 2025 Pusat riset dan Inovasi Nasional

Healthcare financing for patients covered by BPJS Kesehatan in hospitals is carried out through a claims mechanism. Delayed BPJS Kesehatan claims represent a critical issue within the healthcare service context in Indonesia. The aim of this study is to identify management strategies that can expedite the eligibility of BPJS Kesehatan claims at Restu Ibu Hospital in Balikpapan. This research is conducted using a descriptive qualitative approach, with data collection through interviews and Focus Group Discussions (FGD). The informants consisted of one doctor, three coders, and one verifier. The study begins by identifying the claim service system situation, focusing on both internal aspects (Strengths and Weaknesses) and external aspects (opportunities and Threats), also known as SWOT analysis. This study identifies several strategies, including: 1) Enhancing the competence of staff and medical personnel through regular training; 2) Developing a more advanced and integrated information system; 3) Improving communication with BPJS Kesehatan; 4) Improving documentation and data verification; and 5) Strengthening coordination with relevant units.

Budiman, Aris; Kusjuniati, Kusjuniati; Agrosamdhyo, Raden

Many people in the Provincial City have established micro businesses, both small and medium businesses. The types of businesses that are widely run by people in the Provincial City are micro businesses in the form of shops or grocery stalls. Realizing the enormous potential of MSMEs (Micro and Small Enterprises) for the economic development of the community, the Bali Provincial Baznas has launched a program that can help people in the Bali Province to further optimize the businesses they run, namely the Zmart (Zakat Market) program. The purpose of this discussion is to determine the implementation and results of the economic empowerment of the Zmart Program programmed by the Bali Provincial BAZNAS to improve the welfare of MSMEs (Micro and Small Enterprises) in the city of Denpasar, Bali. This research method is qualitative research, data collection is carried out using Observation, Interview and Documentation techniques. Data analysis is carried out using qualitative descriptive analysis. Triangulation method. The results of this study include the implementation of the economic empowerment of the Zmart program which has been implemented in August 2023 well and is running in accordance with the objectives of the Zmart program. And improving the welfare of UMK (Micro and Small Enterprises), especially in Denpasar City, Bali Province, which has benefited from the implementation of the Zmart BAZNAS Bali Province program, both in terms of economy and social.

Dian Ramadani; Mardatillah Mardatillah; Sani Gazali; Mira. S

Jurnal Manajemen Bisnis Digital Terkini 2025 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

P is a company engaged in logistics which is located at km 13 in the city of Balikpapan. PT. P focuses on the automotive, mining, oil and gas, materials and knowledge industries, fast-moving consumer goods (FMCG), electronics and technology, food and beverages, and e- commerce. In the PT. P department productivity is often not achieved due to the many problems that occur that hinder the company's target standards. The purpose of this research is to find out what factors can affect work productivity at PT. P department. There are several factors that can affect work productivity, including organizational culture, work ability and employee turnover. This study uses primary data and secondary data. The method used is a quantitative method.The results showed that there was a significant positive effect between organizational culture on work productivity, there was a significant positive effect between work ability on work productivity, and there was a significant positive effect between employee turnover on work productivity. The results of the F and regression tests found that there was an influence of 37.1% organizational culture, work ability and employee turnover together on work productivity and the remaining 62.9% was influenced by other variables.

Ni Kadek Pari Iswari; R. Ibnu Haitam

Jurnal Penelitian Manajemen dan Inovasi Riset 2025 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Since the lifting of the pandemic status, Indonesia’s aviation industry has experienced significant growth, marked by a rise in both domestic and international passengers. Bali, particularly I Gusti Ngurah Rai International Airport, has emerged as a major destination, with a 22% increase in total passengers between 2023 and 2024. Jeju Air is one of the international airlines that recently launched a route to Bali, making service quality crucial, especially in ground handling activities like the check-in process. This research investigates the impact of check-in counter personnel service quality on the satisfaction of Jeju Air passengers at I Gusti Ngurah Rai International Airport. Conducted between May 1st and 30th, the study employed a quantitative method using simple linear regression analysis. Data were collected, analyzed, presented, and concluded systematically. The theoretical framework combines the Servqual model of service quality (Zeithaml et al.) and passenger satisfaction theory by Kotler. Results show a positive influence of service quality on satisfaction, evidenced by a t-value (5.776) exceeding the t-table value (2.425), thus supporting the alternative hypothesis. The coefficient of determination (R²) is 0.254, indicating that 25.4% of the variation in passenger satisfaction is explained by the quality of check-in counter services.

Musaddad, Reyno Bustami Musaddad; Vera Risti Desvani; Indriana Dwi Saputri; Lutfha Nugraheni

Jurnal Ilmu Pendidikan, Bahasa, Sastra dan Budaya 2025 Asosiasi Periset Bahasa Sastra Indonesia

This study aims to describe the use of learning media in the form of digital comics based on fable stories as a means to improve the speaking skills of elementary school students. The background of this study is the low interest of students in speaking and the limited learning media that are interesting and in accordance with their age characteristics. This study used a descriptive qualitative approach with data collection techniques through observation, interviews, questionnaires, and speaking skills tests. The subjects in this research are fourth grade students of SDN Margasari 01 Balikpapan City. The results show that the use of digital comic media based on fable stories can increase students' courage in speaking, expand their vocabularies, and help students construct sentences more coherently and communicatively. Teachers and students also give positive responses to the media used because it is considered interesting, contextual, and in accordance with the learning needs. Thus, digital comic media based on fable stories can be an innovative alternative in learning Indonesian in elementary schools to improve the speaking skills of elementary school students.

Musaddad, Reyno Bustami Musaddad; Vera Risti Desvani; Indriana Dwi Saputri; Lutfha Nugraheni

Jurnal Ilmu Pendidikan, Bahasa, Sastra dan Budaya 2025 Asosiasi Periset Bahasa Sastra Indonesia

This study aims to describe the use of learning media in the form of digital comics based on fable stories as a means to improve the speaking skills of elementary school students. The background of this study is the low interest of students in speaking and the limited learning media that are interesting and in accordance with their age characteristics. This study used a descriptive qualitative approach with data collection techniques through observation, interviews, questionnaires, and speaking skills tests. The subjects in this research are fourth grade students of SDN Margasari 01 Balikpapan City. The results show that the use of digital comic media based on fable stories can increase students' courage in speaking, expand their vocabularies, and help students construct sentences more coherently and communicatively. Teachers and students also give positive responses to the media used because it is considered interesting, contextual, and in accordance with the learning needs. Thus, digital comic media based on fable stories can be an innovative alternative in learning Indonesian in elementary schools to improve the speaking skills of elementary school students.

Pipin Fitriasari; Maria Yanida

Jurnal Ekonomi, Akuntansi, dan Perpajakan 2025 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This research aims to analyze the impact of risk perception, financial technology, on the interest of the people of Balikpapan City to invest in the capital market. This type of research is quantitative research, with a questionnaire as the research instrument. The population in this research is the people of Balikpapan City with several criteria. The sampling technique uses incidental sampling. Based on the sampling method, a sample of 216 respondents. The results of this research show that  risk perception, financial technology have a positive and significant effect on the interest in investing in the capital market among the people of Balikpapan City.