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The development of digital technology has significantly impacted various economic sectors, including the Islamic financial sector. This article aims to analyze how technology contributes to the growth of Islamic finance in Indonesia. It discusses the role of Islamic fintech in financial inclusion, challenges in implementing technology in Islamic financial systems, and strategic opportunities to strengthen the position of Islamic finance in the digital era. The novelty of this study lies in the integrative analysis of current technologies such as blockchain and AI with regulations and their implementation in the context of Islamic finance in Indonesia, which has not been widely explored in previous literature.

Clinical supervision is a strategic approach in improving the quality of learning through mentoring and teacher training in a planned, focused and sustainable manner. This approach communicates collaboration between supervisors and teachers in analyzing and improving learning practices in the classroom. This article discusses the role of clinical supervision in identifying teachers' professional needs, providing constructive feedback, and supporting the development of relevant pedagogical skills. The research results show that the implementation of effective clinical supervision can increase teacher competence, improve teaching methods, and create a more optimal learning environment for students. Additionally, clinical supervision also encourages a culture of reflection and continuous learning.

This study aims to determine the application of Differentiated-Based Learning (DBL) learning model in improving students' creativity at IT Darussalam Elementary School. DBL is a learning approach that adapts the learning process to the needs, interests and ability levels of each student. This research uses a qualitative approach method with a combination of interviews and direct observation, interviews were conducted with the principal. The results showed that the application of Differentiated-Based Learning (DBL) model can improve students' creativity. Suggestions for the development of the Differentiated-Based Learning model can conduct teacher training, improve learning facilities and infrastructure. SD IT Darussalam is on the right track in developing a learning model that suits the needs of students. To face the challenges, strategic steps such as supervision, collaboration, innovation and the use of technology show the school's commitment to providing quality learning. With continuous support, learning models such as DBL or PBL can be applied more effectively, providing a positive impact on student development, both academically and non-academically

This research aims to explore the role of soil microorganisms in improving soil fertility and agricultural productivity to support sustainable agriculture. Using the literature review method, various scientific literatures were analyzed to identify the potential, challenges, and optimization strategies of microorganism technology. Microorganisms such as Nitrobacter, Streptomyces sp. and Trichoderma sp. play significant roles in nitrogen cycling, organic matter decomposition and plant pathogen control. In addition to naturally improving soil nutrition, these microorganisms also support agricultural efficiency by reducing dependence on synthetic chemical fertilizers and pesticides.  However, the adoption of this technology faces obstacles, such as farmers' lack of knowledge and limited access to quality products. Therefore, strategic steps are needed in the form of training programs, extension, and policy development to support the implementation of microorganism-based technologies. In the context of climate change, microorganisms also contribute to greenhouse gas mitigation and increase crop tolerance to abiotic stress. The results of this study emphasize the importance of microorganisms as a sustainable solution to the challenges of modern agriculture, as well as the need for collaboration between various parties to increase the capacity of farmers in implementing this technology.   

The energy transition era initiated by the Indonesian government through strategic policies such as the National Energy Plan (Rencana Umum Energi Nasional or RUEN) and the 2060 Net Zero Emission target has significantly impacted the sustainability of the oil and gas (O&G) industry. These policies encourage the industry to adopt low-carbon technologies, diversify energy portfolios, and enhance operational efficiency. Major oil and gas companies such as Pertamina and MedcoEnergi have started transforming their operations by investing in renewable energy projects such as bioenergy, solar power, and hydrogen initiatives. Carbon capture and storage (CCS) technology has also emerged as a key solution to reduce emissions from O&G operations.However, this transition faces significant challenges, including high investment requirements, regulatory uncertainty, and competition from renewable energy. Despite these obstacles, government policies have proven effective in driving innovation and accelerating the integration of the oil and gas industry into a low- carbon economy[1]. This article aims to analyze the impact of government policies on the sustainability of Indonesia's oil and gas industry and provide insights into the strategic role of the sector in supporting the national energy transition..

Green Management has become an important strategy for companies to face environmental challenges while increasing competitiveness in the global market. This study aims to analyze the implementation of Green Management as a strategic approach in increasing the company's competitive advantage. The research method used is a literature review of various relevant previous studies, including the concept of Green Management, its impact on operational efficiency, product innovation, and corporate image. The results of the analysis show that the adoption of Green Management contributes significantly to reducing operational costs through energy efficiency and waste management. In addition, companies that implement sustainable practices succeed in creating added value for consumers, increasing customer loyalty, and strengthening market positions. This study also identifies several challenges, including initial implementation costs and organizational resistance, which can be overcome through government policy support and increasing environmental awareness among stakeholders. Thus, Green Management not only supports environmental sustainability goals but also provides strategic advantages for companies in the long term.

Academic supervision plays a strategic role in ensuring the quality of learning in educational institutions, including at YLA Cibadak Vocational School. This research aims to explore the role of academic supervision in improving the quality of learning through a collaboration-oriented approach, developing teacher competence, and pedagogical innovation. Using descriptive qualitative research methods, data was obtained through observation, in-depth interviews, and analysis of supervision documents. The research results show that effective academic supervision not only functions as an evaluation tool, but also as a medium for educational transformation that involves teachers as strategic partners. The main findings underline the importance of two-way communication patterns, preparing needs-based follow-up plans, and empowering teachers through ongoing training and mentoring. This research recommends a supervision model based on empathy and local contextualization that is able to answer the unique needs of SMK YLA Cibadak, as well as being an inspiration for other institutions. With this approach, academic supervision can be a driving force in creating a dynamic, adaptive and quality-oriented learning ecosystem.

Job analysis is an essential component of developing an effective organizational structure. A systematic process known as “job analysis” is used to determine the responsibilities, authorities, and competencies required for each job position. This analysis helps organizations create a clear structure, prevent overlapping roles, and ensure that jobs are designed to support strategic objectives. This research conducted a literature study by looking at ten articles in relevant journals that included research objectives, results, and suggestions. To facilitate the presentation of the results, the data collected was analyzed and summarized in tabular form. The results show that job analysis is helpful in building an organizational structure that is flexible, efficient, and relevant to business needs. A structure based on job analysis can also improve efficiency, productivity, communication, and employee motivation as well as help organizations adjust to market and technological developments. Based on these findings, organizations are advised to implement job analysis on a regular basis.

Indonesian language and creative economy play a significant role in the development of local cultural products in Lampung, which include various cultural elements such as tapis cloth, culinary specialties of seruit, and traditional martial arts. This study uses a qualitative method with an ethnographic approach to explore Lampung's local culture and how this culture can be promoted through the creative economy sector. Data were obtained through a review of relevant, credible, and up-to-date literature. The results of the study indicate that Indonesian language plays an important role as a means of communication, education, and promotion to support the development of local culture. Meanwhile, the creative economy provides encouragement for product innovation, community empowerment, marketing, and distribution of Lampung's cultural products in the global market. Lampung, as a province with rich cultural diversity, has a great opportunity to increase its competitiveness and economic value through strategic collaboration between the effective use of Indonesian language and strengthening the creative economy. However, challenges such as the influence of globalization and the lack of public awareness of preserving local culture need to be overcome. The method used in this study is a qualitative method with an ethnographic study approach and the objects studied include Lampung's local culture, such as Tapis cloth, dance, and culinary specialties of Lampung, one of which is seruit.  

Globalization, recognized as a defining phenomenon of the 21st century, has profoundly influenced numerous aspects of life, including Islamic education. This article seeks to critically analyze the challenges confronting Islamic education in the context of globalization, assess its impacts, and propose strategic solutions. Employing a systematic literature review method within a qualitative framework, the study explores diverse perspectives to uncover actionable insights. The findings underscore the urgent need to integrate Islamic values into educational curricula, harness technological advancements to enhance learning, and adopt a comprehensive approach that harmonizes religious principles with global dynamics.

In alongside demonstrating how strategic cost management approaches can lower banking risks, the study sought to address the theoretical underpinnings of both banking risks and strategic cost management techniques. as well as identifying the most important measures through which banking risks to which economic units are exposed can be reduced to a minimum by helping to deal with situations in which the future cannot be predicted with certainty and that banking risks arise from the financing side. The study was applied in a sample of banks listed on the Iraq Stock Exchange, and the focus was on commercial banks because of the exposure of these banks to a range of banking risks, the most important of which are credit risks, liquidity, exchange rate and interest rate. These banks also suffer from problems related to operational decisions such as pricing decisions. Strategic cost management techniques are a set of tools and methods that are appropriate to the needs of the modern business environment, which is concerned with cost analysis in a broad framework through its ideal position in order to improve the cost structure and achieve competitive advantage. This was the most significant finding of the research. The research discovered that strategic cost management techniques can help reduce risks and rationalize operational decisions, through which they can respond quickly to customer requirements and provide sufficient flexibility for any Changes that may occur and the delivery of products to them as quickly as possible while adhering to the standards of the modern corporate environment.

Advances in information technology have encouraged government agencies to implement electronic-based systems to improve the effectiveness, efficiency, and transparency of services. The Community and Village Empowerment Service of Magetan Regency uses the Presence and Performance Application System Si Apik application to record the attendance of State Civil Apparatus as part of the E-Government program. This study aims to evaluate the usability of the Si Apik application using the System Usability Scale method to measure the level of user satisfaction. The research approach involves descriptive qualitative and quantitative methods, with data collection through observation, SUS questionnaires, and semi-structured interviews. The results showed an average SUS score of 52.59, which is in the marginal category, with a grade D and an "OK" rating. This score indicates that the system still has technical constraints, such as network connections and application errors, which affect ease of use. Recommendations for improvement include optimizing features, increasing system stability, and providing clearer technical guidance. This study provides strategic input for the Community and Village Empowerment Service of Magetan Regency in improving the quality of Si Apik application services.

Fintech has emerged as a key driving force in fostering sustainable transactions and green investments at the global level. Through product and service innovation, fintech is making access to sustainable financial products easier, encouraging wider participation in the green economy. The role of fintech in driving global sustainable transactions and green investments is increasingly significant as the need for environmentally friendly financial solutions grows. Financial technology (fintech) facilitates wider access to green finance through inclusive and efficient digital platforms. Fintech contributes to carbon footprint reduction by adopting digital-based technologies to replace traditional resource-intensive financial processes. In addition, fintech also encourages green investment by providing services such as crowdlending for renewable energy projects, green asset tokenisation, and sustainability-based portfolio monitoring applications. Collaboration between fintech, regulators, and the traditional financial sector is key in creating an ecosystem that supports the transition to a low-carbon economy. This article discusses the strategic role of fintech in driving sustainable transactions and global green investments, the challenges faced, as well as the future potential to achieve sustainable development goals (SDGs).

Information technology has changed the way educational institutions interact. Instagram, one of the visual-based social media platforms, has become a strategically used platform to create image, increase interaction, and disseminate information. Instagram is a tool used by Amikom Purwokerto University to disseminate information, both academic and non-academic, to students and the general public. However, problems such as unattractive format, inconsistent accuracy, and suboptimal delivery speed have been faced by the campus. The End-User Computing Satisfaction (EUCS) method was used in this study to evaluate the performance of Amikom Purwokerto University's Instagram account. Content, accuracy, format, ease of use, and timeliness are the five dimensions used to assess. The results showed an overall good level of satisfaction; the content dimension had the highest mean score (3.86), while the timeliness dimension had the lowest mean score (3.46).In this study, the researchers found that social media account managers at Amikom Purwokerto University can use strategic recommendations to improve the effectiveness of information dissemination. The findings can also be used as a reference for other educational institutions to use social media as a more interactive and responsive communication tool.

Economic growth is a critical aspect of economic policy in any country or economic system. According to data from Indonesia's Central Statistics Agency, the country's economic growth has fluctuated over the years. Factors influencing a nation's economic growth include export activities and inflation. The oil and gas (O&G) industry plays a strategic role in supporting national economic growth by contributing to Gross Domestic Product (GDP), state revenue, and job creation. This study aims to analyze the impact of the O&G industry on the national economy and provide perspectives on future challenges and opportunities. Using both quantitative and qualitative approaches, secondary data such as government financial reports, industry statistics, and policy analyses were utilized to assess the sector's contributions across various economic dimensions. The findings indicate that the O&G sector remains one of the primary sources of state revenue, despite significant challenges posed by declining reserves and volatile global oil prices. On the other hand, energy diversification and technological development present opportunities to enhance efficiency and sustainability in this sector.

The participatory oversight program includes the establishment of oversight villages in Central Kalimantan to involve the community in overseeing the Simultaneous Regional Head Elections in 2024.The urgency of establishing oversight villages for community participatory oversight is to increase participation, strengthen the oversight function of Bawaslu, prevent violations, and enhance transparency and accountability.The challenges in the implementation of oversight villages include limited human resources, lack of public understanding, geographical and infrastructural challenges, budget constraints, as well as practical politics and local interests.Strategic steps to address these challenges include stakeholder collaboration, intensification of training, infrastructure improvement, and the utilization of technology.Through oversight villages, the community is expected to actively participate in monitoring the regional elections to achieve clean, transparent, and accountable elections.

The digital era brings challenges to the internalization of Pancasila values, especially among generation Z who are exposed to global information flows and foreign cultures. This research aims to analyze the influence of digital technology on the understanding of Generation Z about Pancasila, especially the third precept, "Unity of Indonesia." Using a qualitative approach and analytical descriptive methods, this study utilizes data from literature and documentation. The results of the study show that Generation Z still respects cultural, ethnic, and religious diversity. However, global cultural influences can shift appreciation of local values. Pancasila-based education and critical literacy play an important role in maintaining the relevance of these values. The use of digital technology as a medium of learning and socialization is considered strategic in strengthening the understanding of Generation Z of Pancasila. In conclusion, the values of Pancasila remain relevant if supported by innovative and technology-based education. This step is important to ensure that generation Z can face globalization without losing their national identity, as well as internalize and apply Pancasila values in daily life.

Character education plays a crucial role in shaping a young generation with noble character, responsibility, and positive values. Teachers, as primary educators, hold a strategic role in shaping students' character in schools. This study aims to analyze the role of teachers in character education relevant to human resource (HR) development. The research employs a qualitative descriptive approach using literature review methods from various relevant journals. The findings reveal that the role of teachers is not only limited to teaching but also includes being role models, motivators, facilitators, and moral guides for students. Teachers are required to have academic competence, a personality aligned with Islamic values, and the ability to design learning strategies that support character education. Effective strategies include role modeling, giving advice, habituation, providing educational sanctions, and environmental supervision. Additionally, moral approaches such as moral modeling, moral knowing, and moral acting are implemented to instill character values. However, challenges in character development include a lack of parental support, apathy from some students and teachers, limited funding, and weak supervision in the school environment. The study also found that character education can be strengthened through collaboration between schools, committees, and parents in building routine and spontaneous activities that motivate students to exhibit positive behavior.

This study investigates the influence of organizational innovation on management strategy in the education sector, focusing on the mediating role of strategic change. Quantitative data were collected through a structured survey (Cronbach’s Alpha > 0.7) and analyzed using Structural Equation Modeling (SEM) with a sequential explanatory mixed-methods approach. Key relationships were identified: organizational innovation significantly impacts management strategy (β = 0.45, p < 0.01), while strategic change mediates this relationship (β = 0.30, p < 0.01). Qualitative data from semi-structured interviews with 20 educational leaders revealed three critical themes: strategic alignment with institutional goals, the importance of participative leadership, and barriers such as resource constraints and bureaucratic inertia. These findings highlight the necessity of integrating innovation with strategic change to optimize management practices. The study contributes to literature by validating the dynamic capabilities framework in the education sector and addressing gaps related to the operationalization of innovation. Practical implications include fostering participative leadership, aligning innovation with institutional objectives, and streamlining resources to support transformative strategies. Policymakers and educational leaders are advised to implement context-sensitive frameworks to sustain innovation and enhance institutional adaptability.

Digitalization has become a transformative force reshaping how organizations innovate and sustain competitive advantages in an interconnected global economy. This study explores the intricate relationship between business digitalization, innovation capabilities, and sustainability outcomes. Employing a comprehensive literature review, it examines how digital transformation fosters innovative practices and supports sustainable business models. Key findings reveal that integrating digital technologies, such as artificial intelligence, IoT, and blockchain, significantly enhances innovation capacity by accelerating product development cycles, improving decision-making precision, and fostering collaborative innovation ecosystems. Moreover, digitalization optimizes resource utilization, minimizes environmental impact, and strengthens stakeholder engagement, contributing to measurable economic, environmental, and social sustainability outcomes. The synergy between digital transformation and sustainability initiatives provides organizations with strategic advantages, including improved operational efficiency, customer loyalty, and competitive positioning. However, challenges such as implementation barriers, balancing digital-sustainable priorities, and managing unintended environmental impacts persist. Future research should focus on empirical validation, industry-specific applications, and longitudinal studies to further elucidate the pathways through which digitalization supports sustainable innovation and long-term business resilience. This study underscores the imperative for organizations to strategically align digital transformation with sustainability objectives, ensuring their future success in a rapidly evolving business environment.