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Effective learning requires an approach that can increase students' motivation to learn and engagement in learning. One innovative approach that has been proven effective in this regard is Teaching at the Right Level (TaRL). Teaching at the Right Level (TaRL) focuses on matching learning materials to students' ability levels, not just age or grade. Research shows that this approach can optimize materials that match learners' abilities and can further increase learners' motivation to learn. By grouping learners according to ability and providing appropriate learning support, Teaching at the Right Level (TaRL) becomes a learning solution for learners based on ability level to overcome learning differences and increase learners' confidence. This research contains the basic concepts of Teaching at the Right Level (TaRL), supporting theories and the impact of the implementation of learning with the Teaching at the Right Level (TaRL) approach on students' learning motivation at SD Negeri Condongcatur. Teaching at the Right Level (TaRL) increases learners' engagement and satisfaction in learning. Teaching at the Right Level (TaRL) is an effective approach to increase learners' learning motivation.

Self-Esteem is an Important Aspect in Child Development, Particularly in Preschool Age (TK). One Way to Enhance Children's Self-Esteem is Through Coloring Contests, Where Children Can Express Their Creativity Freely. This Study Aims to Investigate the Impact of Coloring Contests on Increasing Children's Self-Esteem. The Methods Used Include Planning, Guidance, and Observation During the Conduct of the Coloring Contest Involving 153 Children from Several Educational Institutions. The Results Show That This Activity Not Only Fosters Enjoyment but Also Successfully Boosts Children's Self-Esteem. Children Feel Proud of Their Creations and Are More Confident in Expressing Themselves. The Coloring Contest Proves to Be an Effective Tool for Developing Children's Self-Esteem in Early Childhood.

This research aims to revive Islamic values through the Awesome Muharram Fest activity at the Al-Quran Education Park (TPQ) Al Ittihad, Kertomulyo Village. Awesome Muharram Fest is an educational and recreative program designed to welcome the Islamic new year, as well as a means of learning and strengthening Islamic religious values for children. This activity involved various competitions, namely, there was a calligraphy coloring competition, a daily prayer memorization competition, an adhan competition, a short letters memorization competition, and a gharib competition, with the aim of deepening the understanding of TPQ Al-Ittihad students. In its implementation, ustadz and ustadzah also participated in supporting and assisting the committee in preparing for the competition. The Muharram Fest held by the KKN team went well and smoothly. It is hoped that this competition can be a means of learning and self-development for TPQ Al-Ittihad students of Kertomulyo Village and encourage their enthusiasm for learning and confidence. For the KKN Team, it is hoped that they can take lessons and experiences from various shortcomings that exist during the process of organizing the Awesome Muharram Fest by the KKN Posko 95 group.

Public speaking is an ability that a person has to be able to speak in public with the aim of conveying an idea or information. Public speaking is an important skill to have in this day and age. However, in reality, public speaking becomes a scary thing for some people. This is due to feelings of anxiety, fear, nervousness, and lack of confidence in their own abilities. The existence of public speaking seminars and training is expected to increase self-confidence and eliminate feelings of fear when faced with such situations. The activity entitled "Berani Bicara, Berani Berdakwah" was carried out with 3 stages, namely the preparation stage, the implementation stage, and the evaluation stage. From the activities that have been carried out at Madrasah Diniyah Takmiliyah Ula NU 08 Sullamul Hidayah, children can learn and dare to show public speaking skills during the event. Not only that, the children also began to control their negative feelings, such as fear, anxiety, and lack of confidence

This aim examines the effects of brand trust, both direct and indirect, brand image, and brand awareness on purchasing decisions for Kopi Nako. It is driven by the rise in purchasing decisions due to increased brand awareness, which builds brand image and trust. The focus is on individuals who have bought or sampled Kopi Nako at the Monas branch. Data was collected from 110 respondents using purposive sampling and analyzed through SEM. The results show that both brand image and brand awareness have a noteworthy and favorable impact on brand trust. Furthermore, brand awareness and brand image positively influence purchasing decisions, while brand trust has a negative effect on them. Both brand awareness and brand image negatively affect decisions about purchases indirectly by means of brand confidence. The study suggests enhancing brand awareness with effective marketing, maintaining brand popularity through product innovations and positive consumer experiences, and improving brand image by focusing on product quality. Additionally, strengthening brand trust by improving product taste to meet consumer expectations is crucial. These strategies are anticipated to help Kopi Nako improve and maintain consumer purchasing decisions.

To achieve progress and development based on the standards that are used as references, the education process is carried out. Education can help people grow into people with character and are productive every day. But in the world of education, a problem arises such as bullying that can threaten students in education. This study aims to reveal the negative impacts of bullying and find a way out of the problem in order to prepare the golden Indonesian nation. The method of implementing anti-bullying socialization is carried out in three stages: planning, implementation, and evaluation. At the planning stage, several things have been determined, including the location and date of the activity, namely at SDN 1 Kumpulrejo, Kumpulrejo Village, Patebon District, Kendal Regency. In addition, a one-day schedule has been made for socialization, material on physical violence to the presentation of material on the language of the impact of bullying. At the implementation stage, socialization is carried out by showing anti-bullying animation videos, presenting material on bullying behavior, verbal violence, and physical. The results of this study indicate that bullying is an act of intimidating and forcing a weaker person or group to do something against their will with the intention of causing physical or mental harm through delivery and attack. Bullying itself has a negative impact on students because it can make victims lose their confidence and feel traumatized. So that with the existence of anti-bullying socialization, bullying behavior in the world of education can be overcome.

This research investigates the multifaceted factors influencing Indonesian sea transportation subsidy policies and their impact on regional economic growth. Through a comprehensive literature review and empirical analysis, the study identifies key drivers such as political stability, regulatory efficiency, economic conditions, infrastructure development, and policy implementation mechanisms. Political stability was found crucial for ensuring policy consistency and investor confidence, while efficient regulatory frameworks streamlined subsidy allocations. Economic fluctuations, both global and domestic, significantly influenced resource allocations, underscoring the need for adaptive economic policies. Infrastructure investments emerged as pivotal in enhancing logistics efficiency and reducing operational costs, essential for fostering regional economic competitiveness. Effective policy implementation through transparency, accountability, and monitoring mechanisms was critical in maximizing socio-economic benefits. The findings underscore the importance of integrated policy approaches to address complex challenges and leverage opportunities for sustainable economic development in Indonesia's maritime sector.

The research aimed to analyze the impact of employing artificial intelligence and blockchain technologies in enhancing transparency and accuracy in financial audits.WeeThe research sought to understand how these technologies contribute to improving...ActivitiesAuditing by reducing human errors and enhancing confidence in financial statements.throughData was collected usingQuestionnaire from the research sample, and analysisResults through the statistical programSPSS v 26 and AMOS v 26,The most important conclusions of the research were that applicationsSmart provides the ability to quickly analyze large amounts of financial data, which improves the quality of auditing and decision-makingFinance. WowMRecommendations are a necessityStrengthening cooperation between regulatory authorities and banks to ensure the application of international auditing standards in light of the use of modern technology,The research contributes toAnalysis of the role of intelligent applicationsOhIn improving the accuracy and transparency of financial auditing using advanced technologies.whatHussein audits and detection of financial errorsWhich enhancesConfidence in financial reports by reducing errors and increasing accuracy using smart technology.

This study aims to describe the conditions and analyze the influence of family support and depression on the quality of life of the elderly at the Widhi Asih Nursing Home in Surakarta. An elderly person is someone who has entered the age of 60 years and over. The elderly are an age group of humans who have entered the final stages of their life. Family support is an important element to motivate the elderly, increase self-confidence, accompany the elderly in meeting their needs and dealing with their problems. The higher the support received from the family, the quality of life will increase. Depression is a mood disorder that affects an individual's feelings, ability to think and ability to carry out daily activities (playing, sleeping and working). This research is a survey study of 15 elderly people at the Widhi Asih Nursing Home in Surakarta. The types of data used are primary and secondary data. Data collection techniques use questionnaires, observation and literature study. The data analysis technique uses the SEM method with the SmartPLS 3 analysis tool. The results of this study show that family support has a positive and significant effect on the quality of life of the elderly and depression has a negative and significant effect on the quality of life of the elderly.

This research aims to increase children's interests and talents through various competition activities held at the Muharram Festival in Kadilangu Village. It is hoped that this activity can provide space for children to develop their potential and strengthen social interactions in the community. The method used in this research is descriptive qualitative, with direct observation during the activity and in-depth interviews with the event committee, competition participants and parents. The main data source comes from the participation of kindergarten to elementary school children who take part in competitions such as coloring, drawing, memorizing letters, and calling to prayer. The research results show that competition activities at the Muharram Festival are able to increase children's interest in participating in creative and competitive activities, as well as building their self-confidence. Apart from that, this activity succeeded in revealing children's hidden talents in the fields of art and religious knowledge, which were previously less facilitated in formal environments. Based on these results, it is proposed that similar activities can continue to be carried out periodically to support the development of children's interests and talents in the village

Halal certification plays a very important role for Micro, Small and Medium Enterprises (MSMEs), especially in an increasingly competitive market. For MSMEs, halal certification is not just a label but also a strategic tool that can increase competitiveness and consumer confidence. This study uses a qualitative method to understand the important role of halal certification regulations in MSME compliance at “Gethuk Frozen Mama Wina” in Wonosari Village. The qualitative method was chosen because it allows researchers to explore and gain an in-depth understanding of the subjective experiences and views of various related parties. Primary data was collected through in-depth interviews with Ms. Wina, the owner of Gethuk Frozen, and some of her regular customers. The results of this study highlight the important role of halal certification regulations in MSME compliance, especially at Gethuk Frozen Mama Wina in Wonosari Village. The results of interviews with Ms. Wina and consumers show that halal certification has a significant impact on various aspects of MSME operations and marketing.

In the complex era of globalization, the development of children's creativity and confidence is an important aspect in addition to intellectual intelligence. This research aims to activate the effectiveness of the Islamic New Year Celebration activities held at the Al Hidayah Mosque, Bukit Pereviewuan 1 Village, Hamlet 5 in July 2024 in increasing the creativity and confidence of TPQ children. Involving around 60 participants, the activities included calligraphy competitions, adhan, Muslim fashion shows, and memorization of short letters. The research methods used are socialization, observation, and implementation of activities. The results of the study show that this activity significantly increases children's creativity through various competitions that allow innovative and innovative expression. In addition, this activity also succeeded in increasing the confidence of the participants, which can be seen from their bolder and enthusiastic attitude in participating. This activity contributes to the development of children's learning abilities and character, strengthening their foundation as individuals with integrity and competitiveness. Activities like this are expected to be carried out continuously to support the holistic development of children in a positive environment and full of religious values.

Sustainability report disclosure is becoming increasingly important for companies, and this can be seen from several perspectives, including corporate social responsibility (CSR), and investor confidence. This study aims to analyze the effect of disclosure of environmental, social, and economic performance on company mining sector on the IDX for the period 2019-2023. Using quantitative method with multiple linear regression through SPSS 25, the sample was taken with purposive sampling with a population of companies in the mining sector listed on the IDX. Sustainability report disclosure is measured using the GRI G4 index, while firm value is measured by Market to Book Value. The results show that environmental, social, and economic performance each has a positive and significant effect on firm value. Simultaneously, the three variables also have a significant influence on firm value.

Employees who have high skill-upgrading and self-leadership will have self-confidence in their abilities. Skill-upgrading and self-leadership make employees able to organize themselves, focus on the goals they want to achieve, and have the nature of never giving up in solving problems so that it will have an impact on the resulting employee performance. The aim of writing this article is to review and synthesize existing literature related to employee performance so that it can contribute to the understanding of skill-upgrading and self-leadership which have an impact on employee performance. The data analysis technique uses qualitative analysis methods using inductive thinking patterns. Employee performance is developed properly and correctly if supported by strong skill-upgrading and self-leadership. Skill-upgrading is a way for employees to improve their quality with qualified skills, while self-leadership motivates employees to be able to lead themselves and use their creativity in carrying out a task. Skill upgrading can be done through training specifically to improve technical skills, specific expertise and knowledge that employees need in their work. Self-leadership abilities can be developed by yourself by managing time, setting goals, improving your abilities, being consistent in your activities, and doing self-reflection.

Internet financial reporting is crucial to raising public confidence and is one of the ways to maintain clean and good governance. The government has issued regulations on Internet Financial Reporting but has not been fully implemented by the district/city and province governments. Earlier studies indicated that local real income (PAD), government size, and regional spending influenced the implementation of Internet Financial Reporting but the results were inconsistent. The study aims to find out the impact between PAD, government size, and regional spending on the implementation of Internet Financial Reporting. The samples in this study consisted of 33 data obtained using purposive sampling techniques from 38 provinces, with observation time ranges from 2020 – 2022. The analysis of this study uses a double linear regression method using SPSS 22 software. Research results show that PADs and government measurements influence Internet Financial Reporting, but regional spending has no influence over the implementation of Internet financial reporting by the provincial government in Indonesia.

The research conducted was entitled "Students' perceptions of counseling guidance at SMK Negeri 1 Southeast Aceh", which was based on the fact that only a small percentage of students had the initiative to provide counseling to guidance and counseling teachers at SMK Negeri 1 Southeast Aceh. This research method uses a descriptive qualitative research approach aimed at describing, writing and explaining in detail the problems to be researched and studying an individual or a group. The subject selection technique is based on the criteria set by the researcher. Data collection techniques using observation, interviews and field notes. Data analysis uses data reduction, data presentation and conclusion drawing to test the validity of the data using primary data and secondary data. The research results revealed that (1) that students' perceptions of good counseling guidance were characterized by a good response in following the lessons delivered by counseling guidance through orientation services. Apart from that, there are still students who show bad attitudes towards the guidance and counseling teacher. The guidance and counseling teacher's efforts are also complemented by a service delivery plan (RPI) and carrying out routine evaluations of students both individually and in study groups. (2) The BK teacher takes steps to prevent the decline in students' trust in counseling guidance before students' trust in counseling guidance. The guidance and counseling teacher coordinates with the school principal and then the school will take action by bringing in lecturers from outside the school to rebuild students' declining confidence. (3) The time that Bk teachers have to enter Rombel is also limited so that BK teachers experience difficulties in carrying out orientation. Guidance and counseling teachers can only rely on the time provided by the school for students and what class they go to if a class teacher is absent because they are absent. Apart from that, the guidance and counseling teachers in schools are also lacking, making it difficult for guidance and counseling teachers to handle large numbers of students.

Credit risk is a risk that occurs due to the failure of customers or other parties to fulfill their obligations to the bank. Credit risk is the risk of possible losses as a result of non-repayment of credit provided by the bank to debtors (Natasia 2014). The higher the credit risk of a bank, the greater the number of problem loans. Credit risk can be measured by the Non Performing Financing (NPF) ratio. Nugraha 2018) Non Performing Financing or commonly abbreviated as NPF is the ratio between problematic financing and total financing disbursed by sharia banks. Nuha (2016) Non Performing Financing (NPF) is a comparison of problematic credit/financing with the total credit/financing provided. The higher the NPF ratio indicates a bank's inability to manage its problematic credit/financing, this will reduce the level of confidence of a bank in carrying out business activities. Problematic financing consists of substandard, doubtful and non-performing financing.

The purpose of this study was to determine the trust and quality of customer service towards the satisfaction of the Bank Syariah Indonesia Pontianak Branch. The population in this study were customers, with a sample of 100 people. Determination of sample withdrawal using incidental sampling techniques. Determination of the sample size of the research object using the Slovin formula with a confidence level of 90% (significance level of 0.10). Slovin formula with a confidence level of 90% (significance level of 0.10) / Data collection techniques using questionnaire distribution techniques. Based on the results of the analysis and discussion that have been carried out, it can be concluded that the characteristics of respondents in this study show that respondents who are customers of BSI Pontianak Branch show that most customers are aged 19-28 years, last education is high school / vocational school, civil servant jobs, male, are customers of BSI Pontianak Branch 100%.

Digital ethics frameworks play a crucial role in shaping corporate governance in tech startups, ensuring transparency, accountability, and trust within organizations. As digital technologies continue to evolve and become more integrated into daily operations, startups face both opportunities and challenges related to the ethical implications of these technologies. In emerging markets like Indonesia, the adoption of these frameworks remains limited due to resource constraints, lack of awareness, and resistance to formalizing governance structures. This study explores how Indonesian tech startups integrate digital ethics frameworks into their governance policies and examines the associated benefits and challenges. Through interviews with governance managers and key decision-makers in these startups, the study identifies key trends, including improved transparency and enhanced stakeholder relationships for startups that implement digital ethics practices. However, barriers such as limited expertise, organizational misalignment, and the flexible nature of startups present significant hurdles. The study also highlights the impact of digital ethics on corporate reputation and investor confidence, with startups benefiting from a stronger market presence and increased funding opportunities. In comparison to global practices, Indonesian startups face additional challenges due to cultural attitudes towards corporate responsibility, regulatory gaps, and a slower market readiness for ethical governance reforms. The study provides recommendations for regulatory bodies to create clear guidelines for digital ethics adoption and suggests promoting training for startup leaders to help them integrate these frameworks effectively into their governance policies. These actions can support the long-term sustainability of tech startups, fostering responsible innovation and ethical business practices.

This study explores the significant role of digital trust and transparency in fostering customer loyalty in online banking services. As the financial sector increasingly shifts towards digital platforms, understanding the dynamics of customer retention becomes crucial for banking institutions. The research adopts a quantitative approach, using a survey questionnaire distributed to over 200 participants with experience in digital banking services. The findings reveal that both digital trust and transparency are pivotal in shaping customer loyalty. Specifically, digital transparency-in areas such as data security, privacy, and operational clarity-was found to have a stronger correlation with customer retention than trust alone. The study emphasizes that transparency not only boosts customer confidence but also strengthens long-term loyalty by reducing perceived risks and uncertainties. Additionally, the research highlights that customer engagement, driven by transparent communication and reliable services, plays a significant role in mediating the relationship between transparency and loyalty. The study further discusses the implications for banking institutions, suggesting that focusing on transparent practices, clear communication about security measures, and data usage can lead to enhanced customer satisfaction and long-term retention. Future research could investigate the impact of cultural differences on digital trust and transparency in banking, as well as explore the role of emerging technologies like blockchain in furthering transparency and trust in financial transactions.