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The use of artificial intelligence has significantly transformed learning methods and processes. Previous research indicates that artificial intelligence can enhance independent learning behavior but also has the potential to increase plagiarism issues. This study aims to statistically examine the relationship between the use of artificial intelligence and plagiarism, as well as independent learning behavior. The research adopts a descriptive associative quantitative approach through surveys conducted at several high schools in Pontianak. The study population comprises students who are familiar with the ChatGPT application. The variables are the use of ChatGPT, plagiarism, and independent learning behavior. Data were collected through questionnaires from 50 respondents and analyzed using descriptive and inferential statistics. This study examines the analysis results using SPSS. Descriptive analysis shows that 56% of respondents are male and 44% are female. The results indicate that 68.8% of males are involved in plagiarism, and 55.6% exhibit independent learning behavior. Inferential analysis shows no significant relationship between the use of ChatGPT and plagiarism or independent learning behavior, based on the very low and insignificant values of Phi, Cramer's V, and Contingency Coefficient (p-value > 0.05).

Innovation is a research, development and engineering activity carried out with the aim of developing practical applications of new scientific values ​​and contexts or by applying existing science and technology in products or processes. Village-Owned Enterprises are institutions formed by the village government and the community manages these institutions based on the needs and economy of the village. The lack of optimal development of BUMDes business units causes quite large losses, partly due to the lack of cooperation carried out by the Village Government and BUMDes which then results in many tourist units being abandoned. ​This research is a descriptive study with a qualitative approach. The data in this research consists of primary data and secondary data. The informants in this research were 7 people, data collection techniques were through observation, interviews and documentation. Data management/data analysis techniques through data reduction, data presentation, drawing or drawing conclusions. ​In the interview results from the BUMDes Director, there was a decline in income, but not every year. The aim of this research is that it is hoped that BUMDes will have a big influence and be able to help develop the community's economy through the BUMDes business unit "Putra Mandiri" in Panggang Village so that it runs optimally. The results of the evaluation require training for BUMDes managers and their communities so that the development of BUMDes business units can run optimally.  

The research for this thesis takes the title: "Measurement of Service Quality at PT. Karya Mandiri Sepakat Surabaya Using the SERVQUAL Method”. The aim of conducting this research is to determine the quality of service provided at PT. Karya Mandiri agrees to all customers in terms of 5 service dimensions and to determine the efforts made to improve the quality of PT service. Karya Mandiri Agreed to retain customers. The analytical tool used in this research is the SERVQUAL method. From the research results, it is known that the gaps for the Physical Facilities dimension have the smallest gap value, namely - 0.80 in the third item, namely for the question employees must look attractive and neat, for the Reliability Dimension the smallest gap value is in the fifth item. amounting to - 1.78, namely for questions, a quality office will require the data to be free from errors, for the responsiveness dimension, the smallest gap value is in the thirteenth item, amounting to - 2.52, namely for questions, employees will provide service quickly to customers, for the dimension confidence has the smallest gap value in the sixth item of - 0.56, namely for the question Employees are consistently respectful, patient and friendly towards their customers, for the empathy dimension the smallest gap value is in the twenty second item of - 0.72 namely for questions, employees understand the special needs of each customer who comes.

This research aims to prove and analyze the influence of self-efficacy on employee performance through job satisfaction as an intervening variable for employees of PT Wahana Andika Mandiri IT Services Department. By controlling these 3 factors, it is hoped that it can improve employee performance and improve company performance. The type of research used is quantitative research. This research uses a correlational design which aims to determine the relationship and level of relationship between two or more variables without any attempt to influence these variables so that there is no variable manipulation. The method in this research uses a quantitative method and the respondents in this research are taken from IT employees. Services are 76 employees taken from a total population of 251 employees. Data was collected through a questionnaire and then processed using SPSS 25, to determine the results of the influence of self-efficacy on employee performance with job satisfaction as an intervening variable at PT Wahana Andika Mandiri in the IT Services section. The results of this research show that the significance value is less than 0.05 (0.000<0.05) and the calculated t value is greater than the table (9.231 > 1.666). Based on these results, it is concluded that job satisfaction (Z) has a significant and positive influence on employee performance (Y). Employees who are satisfied with their jobs tend to be more motivated, committed and productive. It is concluded that this research has four hypotheses and three variables where the variable Self-efficay has a significant and positive effect on employee performance, Self-efficacy has a significant and positive effect on job satisfaction, job satisfaction has a significant and positive effect on employee performance, Self-efficacy and employee performance have Simultaneous influence on job satisfaction of PT Wahana Andika Mandiri employees in the IT Services section.

Surabaya, one of the major cities in Indonesia, has shown progress in the implementation of e-government, particularly in the field of population services. The Surabaya City Government has developed the Klampid New Generation application to make it easier for the community to manage population administration online. The implementation of e-government in Surabaya is based on regional regulations that provide a strong legal basis for developing digital population services. The development of the Klampid New Generation application is a manifestation of the Surabaya City Government's commitment to realizing digital transformation in the field of population administration.

Bank Syariah Mandiri is a sharia commercial bank that has implemented CAMEL analysis as a benchmark for health. So this research aims to see whether there is an influence of the camel method on the health level of Bank Syarah Mandiri for the 2015-2017 period. This research uses a combination research method with quantitative analysis using multiple linear regression analysis techniques to predict changes in a variable caused by other variables. The sample used is the quarterly financial ratios of Bank Syariah Mandiri for the 2015-2017 period. The results of this research indicate that hypothesis 1 obtained a CAR ratio, namely tcount as big as 4,729 > 2,776, meaning Capital has a positive effect on the bank's health level. Hypothesis 2 obtained KAP ratio obtained tcount -0.251 < 2.776 and PPAP obtains tcount 0.309 < 2.776, meaning Asset Quality has no positive or negative effect on the bank's health level. Hypothesis 3 shows that the NPM value obtained a significant value of 0.380 > 0.05 and tcount 0.987 < 2.776, meaning that management has no positive or negative influence on the bank's health level. Hypothesis 4 shows that the ROA ratio obtains a significant value of 0.003 < 0.05 and tcount 3,300 > 2.776 and the BOPO ratio has a significant value of 0.014 < 0.05 and tcount  2.908 > 2.776, meaning Earning has a positive effect on the bank's health level. Hypothesis 5 shows that FDR has a significant value of 0.004 < 0.05 and tcount -3.611 > -2.776, meaning, Likuidity has a negative effect on the bank's health level.

This research aims to analyze the contribution of credit, level of member satisfaction, and credit services to increasing business income through credit services for members of the Karya Cipta Mandiri Cooperative in Sendangwaru Village, Semarang Regency, Central Java. Using a quantitative approach and SPSS statistical tools, research was conducted on 150 cooperative members who used credit for productive activities. According to the results of descriptive statistical data analysis, member satisfaction levels, credit services, credit contributions, and income increases are all average variables. Classic assumptions such as normality, heteroscedasticity, multicollinearity, and autocorrelation were tested to verify the multiple linear regression model used in the research. According to multiple linear regression analysis, credit contribution and member satisfaction levels have a positive and significant effect on increasing members' business income. In contrast, credit services are not proven to have a significant effect on increasing income. Simultaneous and partial tests show that the three independent variables influence the dependent variable simultaneously.

Koperasi Simpan Pinjam "Surya Abadi Mandiri" didirikan dengan tujuan utama untuk membantu anggotanya mengatasi kesulitan keuangan dan meningkatkan taraf hidup mereka. Namun dalam pelaksanaannya, koperasi ini menghadapi berbagai permasalahan seperti kurangnya partisipasi aktif dari anggota serta strategi pengelolaan simpanan dan pinjaman yang belum optimal menjadi permasalahan utama yang menyebabkan potensi ketidakefisienan dalam operasional koperasi. Penelitian ini bertujuan untuk (1) Mengkaji sejauh mana strategi baru yang dilaksanakan Koperasi Simpan Pinjam "Surya Abadi Mandiri" dalam meningkatkan kesejahteraan anggota, dan (2) Untuk menganalisis partisipasi dan pemberdayaan anggota dalam mencapai kesejahteraan dalam koperasi tersebut. Subyek penelitian ini yaitu (1) Manajer, (2) Bendahara, dan (3) Staf pegawas Koperasi Simpan Pinjam "Surya Abadi Mandiri". Teknik analisis datanya menggunkan metode kualitatif dengan pendekatan deskriptif. Metode yang digunakan dalam penelitian ini meliputi wawancara, observasi, dan dokumentasi. Melalui wawancara, peneliti menganalisis aspek-aspek utama seperti strategi koperasi, partisipasi dan pemberdayaan anggota. Hasil penelitian menunjukkan bahwa koperasi berhasil menjalankan strateginya seperti, (1) Pemberian bunga pinjaman yang terjangkau, (2) Strategi "free bunga"setiap  empat bulan sekali,  (3) Pemberian paket lebaran , (4) Santunan atau bantuan kepada anggota yang meninggal dunia, (5) Dukungan finansial dalam berbagai acara sosial, dan (6) Memberikan amplop berisikan uang tunai kepada anggota yang hadir pada saat rapat. Koperasi juga menjamin keberhasilan dan kelangsungan operasionalnya melalui (1) Keterlibatan aktif anggota, (2) Keseimbangan antara  simpanan dan  pinjaman, (3) Strategi  untuk meningkatkan keterlibatan anggota seperti menawarkan amplop berisi uang tunai sebagai bentuk apresiasi  untuk  menunjukan  bahwa  koperasi  memahami  nilai  keterlibatan  anggota dalam pengambilan keputusan, dan (4) Kerja sama yang berkelanjutan dengan dinas terkait untuk pengembangan koperasi. Dari hasil penelitian tersebut, dapat disimpulkan bahwa Koperasi Simpan Pinjam "Surya Abadi Mandiri" berhasil menjalankan strategi- strategi yang efektif untuk menjaga keberhasilan dan kelangsungan operasionalnya serta mencapai tujuan utamanya yaitu meningkatkan kesejahteraan anggota.

This research aims to determine the influence of service and product quality on customer loyalty through customer satisfaction at PT Bank Mandiri, Tbk.Tanjung Balai Sub-Branch Office. This research is quantitative empirical research using hypothesis research which tests the significant influence and direction of direct relationships and indirect relationships between independent variables and dependent variables through intervening variables. This research used a purposive sampling technique which is part of the non-probability sampling technique. The sample of 100 people was obtained from a population of 20,088 by taking samples using the Slovin formula. The data used in this research is primary data obtained directly from the sample through a questionnaire and measured using a Likert scale. Based on the results of statistical tests using the Smartpls application, it was found that service quality does not directly have a significant effect on customer loyalty, while the product quality of Livin Mandiri has a significant effect. Indirectly, service quality does not affect customer loyalty through customer satisfaction. Indirectly, the product quality of Livin Mandiri has an impact on customer loyalty through customer satisfaction.

Micro, Small, and Medium Enterprises (MSMEs) have a very important role in the local and national economy, especially in the Kotabaru area. MSMEs play a role in absorbing labor, overcoming poverty, and distributing development results. MSMEs usually produce on a small scale and require attention in marketing the products they produce. Marketing communication can be a strategy for every MSME to learn to introduce the products they produce to other parties or the general public so that they have the same understanding and intention of the products and brands being sold. Every MSME, in addition to focusing on producing competitive products, must also be able to market what they produce. In the early stages, every MSME must be able to read market needs, so that they can produce products according to the targeted market segment. Furthermore, MSMEs can use the communication facilities they have and join MSME centers according to the type of business they have. By using good marketing communication, it will have an impact on the progress of the business being carried out and MSMEs will grow into competitive MSMEs

Reclamation is an activity carried out throughout the stages of the mining business to organize, restore, and improve the quality of the environment and ecosystem so that it can function again according to its designation (Law No. 3 of 2020). In PT Wijaya Mandiri Energi's mining activities that have been completed, the required activity is to carry out reclamation. In planning reclamation activities, technical reclamation tools are needed. Therefore, in this study, calculations were carried out to determine the number of technical equipment requirements used in reclamation activities that will be carried out in pit 3 south. Based on observations of mining activities carried out in pit 3 south, data is obtained in the form of productivity values of digging-loading equipment, transport equipment and displacement equipment. In this research, the quantitative analysis method is used by calculating the value of the area, productivity and actual working hours so as to obtain the value of the need for digging tools, transport tools and displacement tools needed in reclamation activities to achieve optimal value. As for the research conducted with an area of 5.95Ha and a production target of 208,250 m3, with the productivity of Doosan 500LCV excavator equipment of 218.64 m3 / hour, dump truck of 58.84 m3 / hour and SEM 822D bulldozer of 351.64 m3 / hour, the number of excavator Doosan 500LCV digging and loading equipment is 2 units, Beiben 2642 dump truck of 8 units and SEM 822D bulldozer of 2 units.

The ever-changing and volatile global economy poses significant challenges for businesses around the world. Faced with this uncertainty, financial resilience strategies are essential to help businesses not only survive but also thrive in a turbulent environment . This article aims to analyze the financial recovery strategies undertaken by PT. Denpoo Mandiri Indonesia in the face of a volatile global economy. Through a case study approach, we explore the specific steps these companies took to turn risks into opportunities, as well as the strategies that proved most effective in strengthening their key financial positions. Taking into account factors such as portfolio diversification, risk management and financial flexibility, we present an in-depth look at how PT Denpoo Mandiri Indonesia has managed to overcome the challenges of the global economy and turn them into opportunities for growth and long-term success.    

Ketidakmampuan suatu negara untuk memenuhi kebutuhan hidupnya secara mandiri mendorong terjadinya kegiatan ekspor. Penelitian ini bertujuan (1) mengetahui pengaruh konsumsi domestik, Gross Domestik Product negara tujuan, inflasi, dan kurs USD secara parsial atau simultan parsial serta (2) mengenali variabel bebas penelitian yang mempunyai pengaruh besar pada volume ekspor kopi Indonesia ke lima negara tujuan utama. Data yang dipakai ialah data sekunder runtun waktu 2013-2022 pada lima negara tujuan utama Amerika Serikat, Mesir, Malaysia, Italia, dan Jepang. Teknik analisis data yang dipakai di penelitian ini yaitu regresi data panel dengan model regresi yang terpilih ialah Common Effect Model (CEM). Hasil penelitian mengemukakan konsumsi domestik, GDP, inflasi, dan kurs USD secara simultan mempunyai pengaruh signifikan pada volume ekspor kopi Indonesia ke lima negara tujuan utama. Secara parsial konsumsi domestik, inflasi, dan kurs USD mempunyai pengaruh negatif serta signifikan, sedangkan variabel GDP berpengaruh positif serta signifikan pada volume ekspor kopi Indonesia ke lima negara tujuan utama dan variabel yang mempunyai pengaruh besar pada volume ekspor kopi Indonesa adalah Gross Domestic Product.

The background to this thesis is that apart from Muslim customers, there are also non-Muslim customers who are gold pawning customers at the Pekanbaru branch of Bank Syariah Mandiri. The aim of this research is to find out the motives of non-Muslim communities for using gold pawning financing services at Bank Syariah Indonesia Jambi Branch Office and to find out how Islamic economics views the motives of non-Muslim communities for using gold pawning financing services at Bank Syariah Indonesia Jambi Branch Offices. The population in this study was 4 non-Muslim customers who used the gold pawn financing services of Bank Syariah Indonesia, Jambi City Branch. This research is field research or what is known as field research. The location of this research is Bank Syariah Indonesia, Jambi City. The sample in this research was all non-Muslim customers, namely 4 people who used gold pawning financing services at Bank Syariah Indonesia, Jambi City. After the author conducted research, it can be concluded that the motive for non-Muslim people to become gold pawning customers at Bank Syariah Indonesia Jambi City Branch is because non-Muslim customers need capital, such as to sell in markets. Some of the motives used by non-Muslim customers are personal motives, cultural motives, religious motives, stimuli, Islamic economic views on the motives of non-Muslim communities for using gold pawn financing services at the Pekanbaru branch of Bank Syariah Mandiri in accordance with the rules of Allah SWT, leading to the achievement of goodness, prosperity, helping humans to achieve success.

The rapid evolution of social media has made it a significant part of daily life. Instagram, a widely used platform, plays a crucial role in communication, marketing, and branding, particularly among young people. This study focuses on Instagram's effectiveness as a branding tool for educational institutions, with a specific case study on SLB Khusus Bina Mandiri Surabaya. This institution uses Instagram to showcase achievements, communicate with stakeholders, and enhance its public image. The research aims to analyze the impact of Instagram on the institution's branding strategy, exploring both its benefits and challenges. Using qualitative methods, the study collects data through interviews and content analysis of the institution's Instagram account. The findings highlight the importance of social media in educational branding, offering insights for similar institutions seeking to leverage digital platforms for promotion and engagement.

The provisions requiring an Independent Worker to become a participant in the implementation of Public Housing Savings (Tapera) are felt to be inadequate/or unfair. If this continues to be forced, then at least 2 (two) problems will arise in the future, namely: First, how will the participation of Independent Workers continue. Second, whether the provisions requiring the participation of Independent Workers are in accordance with the principle of utility (utilitarianism) in law. The aim of the research is to contribute ideas to regulatory or policy makers regarding the implementation of Tapera. The research method chosen is normative legal research, which is related to doctrinal research or legal teachings by conducting literature reviews, through a legal philosophy approach with the thought framework of Jeremy Bentham (utilitarianism) and a legislative approach. The results of the assessment (thinking) are as follows: First, the continuity of Independent Worker participation will have a high risk of being resolved until the end. Second, Jeremy Bentham's principle of utilitarianism/benefit (happiness) justice is not implemented, considering the norm which requires Independent Workers to follow Tapera, it is felt that it is unfair in the event that Independent Workers already own a house (either by paying in installments, building their own house, getting a house from from gifts and inheritance).

This research aims to evaluate the role of the Regional Technical Implementation Unit (UPTD) of the Griya Wanita Mandiri Social Service Centre in supporting social rehabilitation programmes for homeless women, as well as explore their future orientation in meeting the developmental and rehabilitation needs of women who are homeless. Conducted from October 2023 to June 2024, this research used qualitative methods such as interviews and observations. The results showed that the role and skills of the social service centre in facilitating the utilisation of the skills and resources of prostituted women have been running effectively. However, the motivation provided by social workers to prostitute women is still not optimal. In the role and skills of education, social workers have been able to provide physical, health, and recreational guidance training to prostituted women. Spiritual awareness provided through spiritual guidance still needs to be improved. The role and skills of representation have gone well, as evidenced by the programmes organised by the social service centre that have provided adequate understanding to prostituted women through social rehabilitation services. However, the social problem-solving by the social service centre for women who are prostitutes is not yet optimal, as evidenced by the ineffective relationship between social workers and fellow caseworkers in carrying out social rehabilitation for women who are prostitutes.

This research examines the role of Village-Owned Enterprises (BUMDes) in improving the economy and developing society in Laut Dendang Village, with the ultimate goal of achieving independent village status. Using a qualitative method with a case study approach, this research analyzes the contribution of BUMDes in creating jobs, increasing people's income, and facilitating access to resources and training. The research results show that the existence of BUMDes has had a significant positive impact on local economic growth, increasing community skills, and strengthening village institutional capacity. BUMDes plays a role as a catalyst in the process of village economic empowerment, which ultimately helps Laut Dendang Village move towards independence. However, this research also identifies challenges faced, including limited capital and government support, which need to be overcome to optimize the role of BUMDes. These findings provide insight for the government and other stakeholders in designing more effective policies and strategies for village development through BUMDes.

Catechesis towards Independent and Missionary Faith Formation (KBG) is an approach in religious education aimed at nurturing individuals who are firm in their faith, capable of independently experiencing and practicing their religious beliefs, and ready to actively disseminate religious teachings to others. This approach combines catechesis, faith formation, and mission skills development. Through this process, individuals are expected not only to become passive recipients of religious teachings but also to become active agents of change in spreading religious values and strengthening their faith communities.

This research investigates the impact of work motivation and leadership, mediated by job satisfaction, on employee performance in savings and loan cooperatives during the Covid-19 pandemic in Pemalang. The population consists of employees from Koperasi Simpan Pinjam Muti Artha Utama, Graha Mandiri, and Merdeka Makmur the Main Branch Office in Pemalang, totaling 250 individuals. Data collection is conducted through a questionnaire, and the validity and reliability of the instruments are assessed through appropriate tests. The analytical approach involves multiple regression analysis. The findings from the multiple regression analysis indicate that work motivation positively and significantly affects employee performance, while leadership also demonstrates a positive and significant impact on employee performance. Furthermore, work motivation is found to exert a positive and significant influence on job satisfaction, and leadership similarly shows a positive and significant impact on job satisfaction. Job satisfaction is then identified as having a positive and significant effect on employee performance. The results suggest that job satisfaction serves as a mediator, enhancing or fortifying the influence of work motivation variables on employee performance. Similarly, job satisfaction acts as a mediator, amplifying the impact of leadership variables on employee performance within savings and loan cooperatives in Pemalang.