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This community service activity was carried out by a Team of Lecturers and Students at the Faculty of Business at Mitra Indonesia University (UMITRA) Lampung for Students of Pelita Gedong Tataan Vocational School. This activity discusses increasing the understanding of financial literacy in Pelita Gedong Tataan Vocational School Students. This is done because financial literacy is very important to understand and apply in life, being one of the six basics of literacy. The goal is that every Pelita Gedong Tataan Vocational School student has an understanding of financial literacy that can be used not only at this time, but after they work and even have a household. The method used is socialization by providing motivation with lectures and discussions in the form of question and answer sessions. The results show that financial literacy is still a new knowledge for some students. Even though financial literacy greatly influences positive financial behavior and financial management itself. By participating in this activity, they hope to be able to increase financial literacy, and have an impact on good financial management and avoid various financial crimes.

This study aims to analyse the implementation of literacy programs in three primary schools, namely SDN 8 Bandar Laksamana, SDN 14 Teluk Mesjid and SDN 92 Pekanbaru. The research method used was observation and document analysis of literacy activities conducted by these schools. The results show that the three schools have implemented various types of literacy, such as literacy in reading and writing, digital literacy, science literacy, financial literacy, numeracy literacy and cultural-civic literacy. Through habituation, development and learning, students are given the opportunity to develop literacy skills holistically. Keywords relevant to this study are literacy, literacy program, primary school, observation, document analysis. This study shows that the successful implementation of literacy programs is supported by the commitment and efforts of schools in providing varied literacy experiences and actively involving students. The literacy programs help students improve their skills in reading, writing, using digital technology, understanding science, managing finances, understanding mathematics, and appreciating culture and citizenship. The findings provide important insights for educators and policy makers in improving the quality of basic education and students' literacy development.

The purpose of this study was to determine the effect of intelligence and financial literacy on the financial resilience of Micro, Small and Medium Enterprises in the Jambangan Culinary Tourism Center, Surabaya. This research was conducted on the type of business, namely in the culinary or trading business sector with a sample size of 30 micro, small and medium enterprises. In this study using a quantitative approach method. This study uses multiple linear regression techniques for hypothesis analysis. The results of the study show that intelligence and financial literacy have a high impact of 57,1% on the financial resilience of Micro, Small and Medium Enterprises in the Jambangan Culinary Tourism Center, Surabaya.

The purpose of this study was to see whether there was any influence from capital market training, investment returns, risk perceptions, and financial literacy on the z generation's investment interest. The method used in this research is a quantitative research method. With a questionnaire data collection tool, with a population of generation z at the University of 17 August 1945 Surabaya Faculty of Economics and Business. The results of this study are that there is an effect of capital market training (X1) on the z generation's investment interest, there is an effect of investment return (X2) on the z generation's investment interest, no effect of risk perception (X3) is found on the z generation's investment interest, and there is an influence of literacy finance (X4) to investment interest in generation z. But if tested Simultaneously all Variables have a Significant effect.

The millennial generation connects with massive technological advances and the gigantic use of the internet, this condition requires millennial to make financial decisions quickly and accurately within one click/swab. Without financial literacy, technological advances that bring ease of shopping, ease of using credit cards and pay later will create a consumptive, burdensome debt, unlikely to afford unexpected expense and excessive use of credit cards. This study aims to examine whether financial literacy affects financial behavior of millenial generation with grit as a moderating variable. Using 137 sample of millennials in Semarang, the SPSS 25 analysis was conducted to test hypothesis.  Significant relationship not only found between financial literacy and financial behavior of the millennial generation in Semarang. Furthermore, the findings of this study confirms that grit moderates the relationship between financial literacy and financial behavior.

Aims to determine the effect of financial literacy (X) on the financial management of millennial generation workers (Y) at the Makassar city Construction Services Office using descriptive quantitative methods. The source of the data used is primary data obtained through a questionnaire with a population of respondents, namely millennial generation workers at the Makassar city Construction Services Office. While secondary data is from previous research journals. Data analysis used is hypothesis testing, correlation test and simple linear regression test using SPSS. The results of the study show that the financial literacy variable has no effect on the financial management of millennial generation workers.

There are still many FEBI students UIN STS Jambi who do not understand Financial Literacy, so they often allocate their money for things that are not needed. Lifestyle patterns lead to consumptive behavior. Self-control is still relatively low so it is easy to be influenced to buy something that is not needed. Research objectives determine the effect of financial literacy, lifestyle and self-control on consumptive behavior in Islam. This research used quantitative research. Quantitative research method is a method based on philosophy that is used to research certain populations and samples, data collection uses research instruments, analysis is quantitative or statistical, with the aim of testing the hypotheses that have been set. Lifestyle influences consumptive behavior. But financial literacy and self-control have no effect on consumptive behavior, which means that even without financial literacy and self-control, students still behave consumptively. but simultaneously Financial Literacy, Lifestyle and Self-Control affect Consumptive Behavior. FEBI students UIN STS JAMBI are expected to improve their financial literacy, lifestyle and self-control so they can avoid consumptive behavior. Future researchers are expected to be able to use other variables besides Financial Literacy, Lifestyle and Self-Control to show other things that also influence the level of Consumptive Behavior.

The public and entrepreneurs at this time (MSMEs) demand convenience in financial transactions. The public or business people do not need to carry cash for payments or transactions. This has an impact on efficiency and effectiveness for all parties which is the hope of the community itself. Cashless payments are now the demands of various parties for the smooth running of business and daily financial activities. Community financial literacy does not directly affect financial inclusion. The cashless variable is a variable capable of mediating the effect of financial literacy on financial inclusion. The population in this study were all SMEs in Grobogan Regency, Central Java. Collecting samples using accidental sampling technique. After going through the stages of compilation and screening, the samples that can be used are 147 samples. The analysis tool uses multiple multiple regression by carrying out other tests such as the normality test, the classical assumption deviation test, the goodness of fit test and the coefficient of determination test. For the intervening test using the sobel test with the SPSS program and www.danielsoper.com. The results of the study show that financial literacy has a significant positive effect on financial inclusion (H1 is proven) and also has an effect on cashless payments (H2 is proven). Cashless payment has a significant positive effect on financial inclusion (H3 is proven). Cashless payments are able to mediate the effect of financial literacy on financial inclusion in MSMEs in Grobogan Regency

The aim of this research is to analyze the influence of financial literacy, investment motivation, and minimum investment capital on Gen Z's investment interest in the Bibit application. The analysis method in this research uses quantitative primary data, the test stages carried out are: validity test, normality test, multicollinearity test, heteroscedasticity test, multiple linear regression analysis, t test, F test, and coefficient of determination test (R2). The data used in this research used a questionnaire instrument, and valid data was collected from 100 respondents. The sampling method in this research is non-probability sampling with a purposive sampling technique. The testing tool used was SPSS version 23. The results showed that investment motivation and minimum investment capital had a partially significant positive effect on Gen Z's interest in investing in the Bibit application, while financial literacy had a partially significant negative effect on Gen Z's investment interest in the Bibit application. Financial literacy, investment motivation, and minimum investment capital simultaneously have a positive effect on Gen Z's interest in investing in the Bibit application and the most dominant variable in investment interest is investment motivation.

The purpose of this research is to find out whether there is an effect of Capital Market Training(X1), Investment Return(X2), Risk Perception(X3), and Financial Literacy(X4) on Generation Z Invesment Interst, either partially or simulaneously.. The method used in this study is a quantitative research method, using a questionnaire data collection tool, with a Generation Z at the University of 17 August 1945 Surabaya Faculty of Economics and Business Undergraduate 1 year 2019-2020 class as the population. The results of this study are that there is an effect of capital market training(X1) on the z generation's investment interest, there is an effect of investment return(X2) on the z generation's investment interest, no effect of risk perception(X3) is found on the z generation's investment interest, and there is an influence of literacy finance(X4) to investment interest in generation z. But if tested Simultaneously all Variables have a Significant effect.

This study aims to determine the effect of investment motivation and financial literacy on investment interest. The method used through a quantitative approach. This study used a population of students from the Faculty of Economics and Islamic Business at the State Islamic University of North Sumatra class of 2019 with a sample of 51 students. The results show that partially the investment motivation variable has no effect on investment intention, while the financial literacy variable has a positive and significant relationship to investment interest. Simultaneously there is an influence between investment motivation and financial literacy variables on investment interest. Furthermore, the value of the coefficient of determination shows 74.7%

Survei literasi keuangan OJK tahun 2020 menunjukkan indeks literasi keuangan Wanita lebih rendah dibandingkan dengan pria, ditambah dengan rendahnya indeks literasi keuangan masyarakat pedesaan dibandingkan masyarakat perkotaan. Literasi keuangan merupakan kecakapan hidup abad 21 yang harus dikuasai agar tercapai taraf hidup yang baik, Kegiatan PKM dilakukan di dsn balong torong, Ds. Balong Wangi, Kec.Tikung, Kab.Lamongan. Persoalan yang dihadapi masyarakat balong torong adalah pendapatan yang tidak menentu dari hasil bertani serta rendahnya tingkat Pendidikan, ditambah dengan minimnya pengetahuan mengenai literasi keuangan membuat mereka kesulitan dalam mengelola keuangan keluarga. Sasaran dari kegiatan ini adalah ibu-ibu rumah tangga yang bertugas mengalola keuangan keluarga. Kegiatan pengabdian masyarakat ini bertujuan untuk membekali ibu rumah tangga mengenai literasi keuangan supaya terwujud ketahanan keuangan keluarga. Metode pelaksanaan dengan penyuluhan dan diskusi interaktif dengan peserta 23 orang, Materi pelatihan yang diberikan mengenai skala proiritas dari kebutuhan dan keinginan, pencatatan kas harian, pentingnya menabung dan bijak dalam meminjam. Kegiatan pengabdian ini mendapatkan respon yang positif dari masyarakat. Implikasi dari kegiatan ini dapat meningkatkan kesadaran ibu rumah tangga dusun balong torong mengenai pentingnya menentukan skala prioritas, menabung, serta dapat mengatur pengeluaran dengan baik setiap harinya sehingga dapat memperkuat ketahanan keuangan keluarga.

Bank Syariah merupakan salah satu bank umum yang  kegiatan operasional dan produk-produknya bebas dari bunga dan berlandaskan hukum syariah. Peningkatan jumlah Bank Umum Syariah yang diiringi dengan peningkatan jumlah kamtor cabang ternyata tidak diimbangi dengan peningkatan pengetahuan masyarakat terhadap bank syariah. Belum optimalnya penyerapan pangsa pasar Bank Syariah di negera yang mayoritasnya beragama Islam merupakan permasalahan yang dihadapi perbankan syariah. Rendahnya literasi perbankan syariah yang disebabkan kurangnya promosi dari perbankan syariah kepada masyarakat menjadi salah satu penyebab hal tersebut. Masyarakat Parit lalang mayoritas beragama Islam tetapi pengetahuan mereka tentang perbankan syariah pada masyarakat sangat rendah. Hal ini yang menjadi alasan pelaksanaan program peningkatan literasi produk bank syariah pada masyarakat Kelurahan Parit Lalang. Penelitian bertujuan untuk mengetahui peningkatan literasi produk bank syariah setelah program dilaksanakan. Hasil pelaksanaan program adalah adanya peningkatan pengetahuan masyarakat terkait produk bank syariah dan juga peningkatan minat masyarakat untuk bertransaksi di perbankan syariah.    

This community service activity aims to provide financial literacy education on online loans to the community of made villages, especially mothers and adolescents. The large number of online loan offers to this group results in knowledge of the characteristics and requirements of these online loans need to be well understood. The implementation method of this community service activity is carried out through the preliminary stage, implementation stage and monitoring stage. This Community Service activity concluded that financial literacy education, especially related to online loans, is very useful for mothers and adolescents, because there are still many who do not understand basic accounting and basic finance. The group still does not consider the inherent risks of the ease of obtaining online loans

This study aims to determine the effect of financial literacy and risk tolerance owned by Sekapuk Village residents of Gresik Regency as investors. The population in this research is the residents of Sekapuk Village, Gresik Regency who become investors in 2020. The sample is 80 respondents with random sampling technique. Data was collected by distributing questionnaires which were then analyzed using SEM with the PLS application. The results of this study indicate that financial literacy has a positive and significant impact on investment decisions for the residents of Sekapuk Village, Gresik Regency. Financial literacy has a positive and significant effect on risk tolerance for residents of Sekapuk Village, Gresik Regency. Risk tolerance has no significant effect on investment decisions for the residents of Sekapuk Village, Gresik Regency. Risk tolerance disable to act as a mediating variable.