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Globalization is a process of economic activity and trade, where countriesaround the world into a single market forces increasingly integrated with theterritorial limits of the country without hindrance. Developments in this eraof globalization impact to human life. Based on these conditions, affect theappearance of many engaged in the retail trade of daily consumer goods invarious cities in Indonesia. This study aims to analyze the effect of Display,Positive Emotion and Store Atmosphere toImpulse Buying.This study used accidental sampling method on the visitor AlfamartCitarum Raya Semarang. Data obtained by distributing 100 questionnairesto the visitors Alfamart Citarum Raya Semarang. The independent variablein this study is the Display of Positive Emotion and Atmosphere Store whilethe dependent variableis the Impulse Buying. The statistical methods used inthis study is the Multiple Linear Regression AnalysisThe results oft his study indicate that the variable Display and PositiveEmotion there is a significant effect on Impulse Buiyng. As for theAtmosphere Store variables showed no significant effect on Impulse Buying.The results of this study also showed that the value of R Square of 21.6%while the remaining 78.4% is explained by other variables that are notproposed in this study.

Perkembangan Aplikasi SIG tidak hanya secara jumlah namun hingga keanekaragaman jenis aplikasinya juga. Sedangkan pengembangan aplikasi SIG selanjutnya pun mengarah pada aplikasi berbasis WEB, yang lebih dikenal dengan nama WebGIS. Hal ini disebabkan karena pengembangan aplikasi di lingkungan jaringan telah menunjukan potensi yang besar dalam kaitannya dengan geo informasi. Web-GIS merupakan gabungan antara design grafis pemetaan, peta digital dengan analisa geografis, pemrograman komputer, dan sebuah database yang saling terhubung menjadi satu bagian web design dan web pemetaan. Kebutuhan akan keberadaan serta penyediaan data dan informasi yang lengkap, akurat, cepat dan juga dapat dipertanggungjawabkan dalam upaya pengelolaan dan pengoptimalan potensi dan pendayagunaan sumber daya wilayah daerah pada kabupaten Grobogan yang mendukung peluang daerah kabupaten Grobogan bagi pemanfaatan dan pendayagunaan sumber daya wilayah tersebut, terutama bagi Matapencaharian penduduk desa, selain juga mendorong minat para calon investor dalam memilih dan memutuskan pilihan berinvestasi, maka dipandang perlu adanya sebuah apikasi SIG berbasis WEB tersebut. Sedangkan Pemodelan Aplikasi berbasis WebGIS untuk Informasi dan data Geospasial Potensi dan Pendayagunaan sumber daya wilayah pada kabupaten Grobogan sebagai upaya pengembangan mata pencaharian penduduk desa, yang dihasilkan dalam penelitian ini, dimaksudkan adalah dalam rangka dapat mendokumentasi, merepresentasi data geospasial potensi dan pendayagunaan sumber daya wilayah kabupaten Grobogan secara komprehensif, sehingga dapat bermanfaat untuk mendistribusi dan mengambil data dan informasi secara online bagi pihak-pihak yang membutuhkan dan berkepentingan dalam pengambilan keputusan.   Kata kunci : Pemodelan Aplikasi, Sumber Daya Wilayah, Mata Pencaharian, WebGIS

The aim of this research is to examine the influence of Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Operating Expense to Operational Earnings (OEOE), Non Performing Loan (NPL) to the charge of Rentability wich is proxy by Return On Assets (ROA). The research uses purposive sampling method to collect data and uses multi linear regression model to analyze data. The result shows that partially LDR has a significant positive impact on ROA and BOPO has a significant negative impact on ROA. While CAR and NPL has insignificant impact on ROA. Then simultaneously CAR, LDR, BOPO, and NPL have significant effect on ROA. The Adjusted R Square is 0.51. This indicates the predictive ability of the five variables on ROA is 51 % of ROA's change is depend on the variables in the model and the remaining 49% are influenced bythe other factors.Key words: Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), O

The research want to analysis about corruption and economic growth. The method of analysis use pooling data. Number of cross-section data are 33 provinces and times-series data are three years. The best model obtained from redundant fixed effect test and correlated random effects-Hausman test. The model used an estimation methodin whichthe cross-section is none and the period is fixed. Based on regression output, corruption has negative significant to Indonesia economic growth. So,corruption becomea grease of wheel for indonesia economics. The meaning is corruption increase economic growth. There areten provincesin which theCPI variable significantly to economic growth. Two provinceshave negatif significant and others positif significant to economic growth. If the ten provinces removed from regression,CPI becomes insignificant. So, the ten provinces have big influence to Indonesia economics, especially in CPI.Key words: CPI, economics growth, pooling data, none, fixed, and grease of wheel

One of the important role of Management Accounting Information System (MAS) is to provide information to the right people, the right way at the right time to improve management capabilities in understanding the circumstances around it, so it was able to identify the relevant activities appropriately. The purpose of this study is to empirically examine the role of MAS as variables that mediate the effect of information technology and interdependence on performance managerial of employees inthe local government enterprises are rural banks and financial institutions sub-Central Java (PD BPR BKK). The samples in this study were obtained according to the purposive sampling technique based on criteria derived from population consisting of employees or the manager at PD BPR BKK contained in Central Java. Data were analyzed using Partial Least Square (PLS) in a of Structural Equation Modeling (SEM). Role of characteristics of MAS as variable which mediate the effect of information technology and interdependence on managerial performance examined using Sobel Test. The results of this study indicate that information technology has an indirect positive effect and significant impact on managerial performance through MAS. Interdependence also has an indirect positive effect and significant impact on managerial performance through MAS. It can be concluded that the MAS has a role as a mediating influence between the variables information technology and interdependence on managerial performance.Keywords: management accounting information system, information technology, interdependence, mediating, managerial performance.

This study aimed to examine the effect of the Capital Adequacy Ratio ( CAR ) , Net Interest Margin ( NIM ) , Loan to Deposit Ratio ( LDR ) , Non Performing Loan ( NPL ) , Operating Expenses and Operating Income ( ROA ) and Asset Quality ( KAP ) Changes to income , the banking companies listed in Indonesia Stock Exchange. The study took 61 banks listed on the Indonesia Stock Exchange in 2009-2011 as the sample. The independent variables in this study are the Capital Adequacy Ratio (CAR), Net Interest Margin (NIM) , Loan to Deposit Ratio (LDR) , Non Performing Loan (NPL) , Operating Expenses and Operating Income (OEOI/BOPO) and Asset Quality (AQ/KAP), and the dependent variable is Income Changes (IC/ROA). The Technique Applied in taking sample is purposive sampling .The data analysis applied is multiple linear regression based on OLS (Ordinary Least Squerst). Theresults of the study indicates that CAR variable has effect on the profit change with significance value at 0.011. NIMvariable has no effect on profit changes with significance value aat 0.306 , LDRvariablehas no significant effect on profit changes at 0.895, NPLvariable has positif effectbut, it is not significant on profit changes at 0.188, OEOI/BOPOBOPO variable has negatif effect but it is significant on profit changes at 0,044 and AQ/KAPvariable hassignificanteffect at 0,009.Key words: CAR, NIM, LDR, NPL, OEOI/BOPO, AQ/KAP and Profit change.

Foreign Direct Investment flows to developing countries surged in the 1990s, to become their leading source of external financing. This raises in FDI volume make government must be generate domestic policies to push FDI inflows. The first step is identification macroeconomic determinants of FDI inflows.Globerman and Shapiro (2005) suggest the macroecomic variables, such as, market size, resources, and financial sector, may be associated with FDI inflows, especially in developingcountries. The problem is how far the macroeconomic variable can push FDI inflows, in condition, imperfect economic liberalisation.This study proofs that market size, included, domestic economy (GDP) and extention of domestic economy (Openness) significantly push FDI inflow. But debt variable, despite of associated with government policy, significantly impeded FDI inflows.Key words: Foreign Direct Investment, Market Size, and Financial Sector.

This study aims to analyze the factors that affect the capital structure. Factors examined as independent variables are profitability, company size, business risk, growth opportunities and managerial ownership. Variable profitability, company size, business risk is analyzed in the perspective of the pecking order theory and variable growth opportunities and managerial ownership is analyzed in the perspective of agency theory.Hypothesis testing using multiple regression. The population in this study is manufacturing companies listed in Indonesia Stock Exchange. Sampling technique using purposive sampling method. The samples used 222 observations are pooled data from 2008 to 2010. Types of data used are secondary data. Statistical tests showed hypotheses for the variables profitability and business risk accepted. This means that the profitability and business risk significantly and negatively related to capital structure. Hypothesis testing results for firm size variable positive and significant impact on capital structure. Thus the hypothesis is rejected due to size of company direction opposite hypothesis. Variable growth opportunities and managerial ownership and significant negative effect on capital structure.Keywords: capital structure, profitability, company size, business risk, growth opportunity, managerial ownership, the pecking order theory, agency theory.

The purpose of this research is to analysis the influence of Camel (CAR,PPAP,DER,BOPO,LDR) toward Performance of Banking Companies  in Indonesia This research use secondary data, with the source of data from Bank Indonesia and Indonesia Capital Market Directory publication. Technical sampling used purposive sampling and total sample is 85 firm with the 86 observation sample. The analysis use regression least square –OLS. The result of Capital Adequacy Ratio/CAR and Loan to Deposit Ratio are significant positive influence to the Return On Asset/ROA, but PPAP have positive and not significant influence to Return On Asset, Debt to Equity Ratio/DER have positive significant to Return On Asset , BOPO have positive and not significant to Return On Asset. Key word:   capital adequacy ratio, ppap, debt to equity ratio, bopo, loan to deposit  ratio, return to asset

The aims of this research was to prove the influence of  size company, profitability, leverage, institutional ownership toward the income smoothing. Income smoothing is practice used by managers of a company to reduce the fluctuation of the reported income to achieve the target income either artificial or naturally. Index Eckel (1981) was used to determine the income smoothing. This research was carried out by using 12 food and beverages companies listed in Indonesia Stock Exchange during 4 years period from 2005 until 2008. The hypotheseses were tested using binary logistic regression. The result’s shows that the size of company was significant influence to income smoothing. The influence of profitability, leverage, institutional ownership was not significant. Key words: the size of company, profitability, leverage, institutional ownership, income smoothing

Iridology provided special perspective to the concept of health and medical practices. Only by observation from outside the body, namely check for signs of an iris iridology idiomatic condition would be revealed by the organ and tissue in the body system, long before clinical symptoms of an illness experienced by a person may feel or diagnosed by conventional methods Required analytical methods for measuring and determining cholesterol in the human body, by testing the Sobel edge detection, Prewitt and Robert Canny edge detection realized in a software help to define or classify normal cholesterol levels, moderate to high cholesterol levels in the human body. Introduction of the iris database features Matching method by distance classifier based on the results of segmentation, edge detection, semi-polarization and the quantization able to detect the level of cholesterol in the human body ranges up to 80% of the 90 samples. Keywords: Iridology, edge detection, distance classifier, semi-polarization, quantization

The purpose of this study is to analyze the influence of BOPO, NPL, NIM and CAR on thefinancial performance of banks listed on the Indonesia Stock Exchange in the period 2006 to 2009.Samples were taken based on purposive sampling of 28 banking companies with the followingcriteria: the company issued financial statements for four consecutive years ie 2006 to 2009. Thetype of data used are secondary data and data collection methods through technicaldocumentation. Analysis technique used is normality test, the classical assumption, and multiplelinear regression based on the merging of data time series and cross section called the polleddata. The results showed that variables significantly and negatively related BOPO against thebank's financial performance, the NPL variable has negative and significant impact on thefinancial performance of banks, NIM variable has positive and significant impact on the financialperformance of banks and CAR does not affect the bank's financial performance. The ability of thebank's financial performance could be explained by variables BOPO, NPL, NIM and the CAR of97.5%, Sebagimana shown by the Adjusted R-Square of 0.975. The remaining 2.5% is explained byother factors outside the model.Key Words: BOPO, Non-Performing Loans, Net Interest Margin, Capital Adequacy Ratio and thebank's financial performance.

The aims of this study is to analyze the impact of the variables free cash flow, Profitability,Growth, Tangibility, Retained Earning and Managerial Ownership on debt. Research usingpurposive sampling method for taking samples. Data obtained on the basis of the publication ofIndonesian Capital Market Directory (ICMD), Samples of this research is manufacturing firmwhich listed in Indonesian Stock Exchange during 2007-2011. This research obtained 135 samplesof manufacturing firms. Analysis technique used is multiple regression analysis. Based on the teststatistic F indicates that the model is fit because has a significance value less than 5% of Alphavalue. The Result of analisys show that the four independent variables have significant influenceto DER and other independence variables have no significant influence to DER. Profitability hassignificant positive influence toward debt, growth has significant negative influence toward debt,tangibility has significant positive influence toward debt, retained earning has significant negativeinfluence toward debt, but free cash flow and managerial ownership have no significant influencetoward debt.Key Words :Determinant, Agency Theory, Pecking Order Theory, Debt Policy,

The purpose of this study is to estimate the effect of exchange rate volatility on international tradein Indonesia. The measure of volatility show that the exchange rate has ARCH and GARCHeffect. So, volatility of the exchange rate influenced by current and previous exchange ratevolatility.Sum ofARCH and GARCH coefficient show that the exchange rate has persistentvolatile. Estimation result indicate that exchange rate volatility is not significant. While, GDPworld and GDP Indonesia influencepositivesignificant on international trade, not only in shortterm but also in long term.Key Words: volatility, ARCH, GARCH, Persistent volatile, international trade, exchange rate, andGDP

Abstarct: Protection toward consumers in internet (E-commerce) transaction covers protection toward privacy, accuracy, property, and accessibility in digital signature. It is stated in clause 4 of UPPK. If a violation happens in the transaction, one can ask for  a way out both in the court or out of court. Keywords: consumers’ protection, E-commerce

Citra memegang peranan sangat penting sebagai bentuk informasi seiring kemudahan yang ditawarkan dalam pengambilan, pemrosesan dan penyimpanannya masyarakat mulai banyak yang meninggalkan citra analog dan beralih ke citra digital. Namun terkadang timbul gangguan pada citra yang disebut noise sehingga menyebabkan kualitas citra yang diterima menjadi turun atau tidak sesuai dengan citra aslinya. Sehubungan dengan hal tersebut maka dalam penelitian ini bermaksud membuat aplikasi penghilangan noise atau pengurangan noise. Noise yang digunakan adalah additive Gaussian noise dan additive Laplacian noise, sedangkan Metode yang digunakan adalah wavelet tresholding analysis. Sedangkan Wavelet yang digunakan untuk mereduksi noise tersebut adalah wavelet daubchiess, coiflet dan symlet. Hasil analisis dari program denoising ini dapat disimpulkan bahwa jenis citra yang memiliki karakteristik normal contrast dan normal brightness memiliki hasil yang paling optimal di segala kondisi pengujian untuk jenis noise additive gaussian, dan additive laplacian gaussian. Untuk jenis citra yang memiliki karakteristik high brightness hasilnya lebih optimal bila dibandingkan dengan citra high contrast. Dalam aplikasi ini hanya menggunakan file citra berformat bitmap sebagai file pembanding yang dapat dideskripsikan melalui PSNR (peak signal to noise ratio), untuk pembuatan aplikasi ini digunakan software Matlab 7.0.4 sebagai software utamanya.

This study seek to examined factors that affect the timeliness of corporate internet reporting (CIR) in listed companies on the Indonesian Stock Exchange. Key factors used firm characteristics (firm size, type of bussiness, profitability, leverage, liquidity, issuance of stock) and corporate governance variables (public ownership structure, proportion of supervisory board and supervisory board size).Population of this study was Indonesian Listed Company in 2008 at Indonesian Stock Exchange .The sample was 195 firms Based on purposive sampling technique. Multiple regression analysis used to test the hypothesis.The regression analysis found that a significant relationship between the timeliness of CIR and firm size. However, others variable like type of bussiness, profitability, leverage, liquidity, stock issues, public ownership structure, proportion of supervisory board and supervisory board size was not significant relationship with timeliness of CIR.. This results indicated that firms typically in big size se modisclore timely information on their web sites

Dalam penelitian ini, diasumsikan bahwa setiap organisasi mengeksploitasi penggunaanteknologi informasi secara berbeda-beda. Dengan demikian langkah awal sebelum merumuskan hipotesaakan dilakukan klasifikasi terhadap beberapa tipe organisasi, yaitu Inovator dan Eksploitor (IE),Kompetitor atau Pengadopsi Awal (KPA), Partisipan atau Pengikut Yang Efektif (PPE). Konsentrasi utamapenelitian ini terfokus pada beberapa isu masalah, antara lain: Tujuan dilakukannya aktifitas pengamatanlingkungan eksternal terhadap penggunaan teknologi informasi, Metode yang digunakan dalam aktifitaspengamatan lingkungan eksternal terhadap penggunaan teknologi informasi, Keberadaan unit khususpengamatan lingkungan eksternal terhadap penggunaan teknologi informasi , Tingkat intensitas pengamatanlingkunan eksternal terhadap penggunaan teknologi informasi, Sumber-sumber informasi yang digunakandalam pengamatan lingkungan eksternal terhadap penggunaan teknologi informasi , Tingkat dukunganmanajemen terhadap penggunaan teknologi informasi. Dari seluruh hipotesis yang telah dibangun sertahasil perhitungan analisa yang dibuat, dapat dikatakan bahwa secara umum dapat memenuhi dugaan sepertiyang didefinisikan sebelumnya, untuk ketiga tipe organisasi, yaitu: IE, KPA, PPE. Secara umum tipeorganisasi IE memiliki segala sesuatu yang lebih besar/baik jika dibandingkan dengan tipe KPA atau PPE,dalam hal melakukan aktifitas pengamatan secara kontinyu, memiliki tingkat kesulitan yang lebih tinggi didalam melakukan aktifitas pengamatan, memiliki perhatian yang lebih besar dalam isu yang berkembanguntuk aktifitas pengamatan, menggunakan sumber informasi yang lebih banyak, menggunakan sumber-sumber informasi secara lebih sering, menempatkan sumber-sumber informasi sebagai sesuatu yang lebihpenting, memiliki tingkat dukungan yang lebih besar dari manajemen, memiliki tingkat reward yang lebihmemadai dari manajemen kepada para staf, memiliki keterkaitan yang lebih besar di dalam kebijakanmanajemen dengan strategi bisnisnya untuk penggunaan TI baru. Tipe organisasi IE tidak berbeda secarasignifikan dengan tipe KPA dan PPE di dalam pendanaan yang diberikan secara khusus untuk aktivitaspengamatan TI. Padahal, diharapkan bahwa tipe IE memiliki tingkat pendanaan yang lebih besardibandingkan dengan kedua tipe organisasi. Dengan demikian dugaan tersebut tidak terbukti. Tipeorganisasi IE tidak berbeda secara signifikan dengan tipe KPA dan PPE di dalam metode pengamatanuntuk aktifitas pengamatan TI. Padahal diharapkan bahwa tipe IE memiliki metode pengamatan yang lebihbanyak/besar dibandingkan dengan kedua tipe organisasi.

Penelitian ini ingin menguji pengaruh langsung maupun tidak langsung Kematangan TeknologiInformasi (TI) dan Kinerja Sistem Informasi (SI) terhadap Kemanfaatan Teknologi Informasi padaKelurahan-kelurahan di Kodia Semarang. Hasil penelitian ini diharapkan memberikan kontribusi bagikelurahan dalam penambahan investasi dalam bidang teknologi informasi. Responden penelitian ini adalahpengelola informasi pada masing-masing kelurahan di Semarang. Penelitian ini menggunakan metodesurvei dengan 104 sampel. Analisis yang digunakan adalah Structural Equation Modelling (SEM) dengantwo step approach. Pendekatan two step digunakan untuk mengatasi masalah tidak sebandingnya rasioantara jumlah butir instrumen yang digunakan dengan sampel yang tersedia (Hart Line dan ferrel, 1996)dan untuk menghindari interaksi model pengukuran dan model struktural (Hair, et al, 1988). Hasil analisismenunjukkan bahwa kematangan teknologi informasi tidak berpengaruh secara langsung (tidak signifikandan negatif) terhadap kemanfaatan TI (H1). Kinerja SI berpengaruh positif dan signifikan terhadapkemanfaatan TI (H2). Demikian pula pada kemanfaatan TI tidak berpengaruh terhadap kinerja sisteminformasi (H3).

Steganografi adalah ilmu dan seni menyembunyikan pesan rahasia di dalam pesan lain sehinggakeberadaan pesan rahasia tersebut tidak dapat diketahui. Steganografi sangat kontras dengan kriptografi.Jika kriptografi merahasiakan makna pesan sementara eksistensi pesan tetap ada, maka steganografimenutupi keberadaan pesan. Pesan rahasia yang disembunyikan dapat diekstraksi kembali persis samaseperti aslinya. Steganografi membutuhkan dua properti yaitu media penampung dan pesan rahasia. Mediapenampung yang umum digunakan adalah gambar, suara, video atau teks. Pesan yang disembunyikan dapatberupa sebuah artikel, gambar, daftar barang, kode program atau pesan lain.MPEG (Moving Picture Expert Group)-1 audio layer III atau yang lebih dikenal dengan MP3, adalahsalah satu dari pengkodean dalam digital audio dan juga merupakan format kompresi audio yang memilikisifat “menghilangkan”. Istilah menghilangkan yang dimaksud adalah kompresi audio ke dalam format mp3menghilangkan aspek-aspek yang tidak signifikan pada pendengaran manusia untuk mengurangi besarnyafile audio.Kompresi yang biasa dilakukan oleh mp3, tidak mempertahankan bentuk asli dari sinyal input.Melainkan yang dilakukan adalah menghilangkan suara-suara yang keberadaannya kurang/tidaksignifikan bagi sistem pendengaran manusia.Pada pembahasan ini akan dibahas teknik steganografi dalam MP3 secara umum dan secara khususmengacu pada software MP3Stego. MP3Stego adalah software yang dapat digunakan untukmeyembunyikan pesan dalam MP3. Produk ini dapat digunakan secara bebas, namun terdapat beberapakelemahan dari produk ini karena hanya merupakan program bebas yang belum disempurnakan.Keberadaan program ini ditujukan oleh pembuat hanya untuk membuktikan bahwa steganografi dalamMP3 dapat dilakukan.