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Firmansyah Simanjuntak; Angin Jonatan A. D. P. Sinaga; Sumardi Rivandi Sitohang

Algoritma : Jurnal Matematika, Ilmu pengetahuan Alam, Kebumian dan Angkasa 2024 Asosiasi Riset Ilmu Matematika dan Sains Indonesia

Inappropriate learning models and lack of student interest and attention to physics learning result in unsatisfactory learning outcomes. The purpose of the study was to determine how the effect of Cooperative Learning model type Student Team Achievement Division (STAD) on student learning outcomes. The research method used is meta-analysis, data collection for this research by reviewing and browsing online articles. The results of the study found that the Student Team Achievement Division (STAD) type Cooperative learning model obtained an overall average effect size of 1.61, which means that the STAD type Cooperative learning model can influence student learning outcomes in Physics subjects. Learning material that is very influential in the application of the STAD type is Circular Motion as seen from the effect size value which is in the high category with a value of 8.81. The grade level that obtained a high category in applying the Student Team Achievement Division (STAD) type learning model was SMK class X with an effect size value of 2.2.

Nunung Sinta Nuriyah; Aunur Rahmah Faqiyah Muchtar

Jurnal Publikasi Ekonomi dan Akuntansi 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The background of this research is that the transformation of the global economy has encouraged innovation in various sectors, including the Islamic economic sector in recent decades. The emergence of digital financial technology (FinTech) has provided new opportunities for the Islamic economy to encourage inclusive and sustainable growth. This research uses a literature study research method by reviewing and analyzing several journals that are closely related to the topic of discussion. This literature study approach involves collecting, evaluating, and analyzing various relevant literature sources to understand the interrelationship between the Islamic economy, digital fintech innovation, and sustainability principles. The result of this study is that the role of technology in supporting halal transactions includes technology can be an effective tool to increase awareness and understanding of Islamic financial principles, technology can be used as a campaign site to spread information about Islamic economics through interesting and easy-to-understand content, technology can create websites that focus on Islamic economics, and financial transactions can become easier and more efficient. Islamic fintech utilizes technological advances to offer transparent, efficient, and secure financial services to the unbanked. In addition, Islamic fintech supports sustainability by following sharia principles that prohibit riba (interest), gharar (uncertainty), and encourage fair and transparent financing.

Eny Widhia Agustin; Ifa Nurhayati; Desia Nova Tiara; Intan Amalya Putri; Wanda Zefanya Maharani +2 more

Jurnal Ilmu Kesehatan Umum, Psikolog, Keperawatan dan Kebidanan 2024 Asosiasi Riset Ilmu Kesehatan Indonesia

Stages in hair styling, such as hair coloring, straightening, the use of styling tools and chemicals in hair styling products often over time can cause damage to the scalp and hair. The level of this damage varies, ranging from dry hair to breakage, as well as irritation of the scalp. This study aims to review and determine the right scalp and hair care cosmetics with the level of damage caused to the styling process. The method used is a literature study by reviewing various scientific sources and recommendations for treatment products. The results of the study prove that treatments based on moisturizers, proteins, and natural ingredients are effective in tackling mild to severe hair damage. Meanwhile, for irritated scalps, products with anti-inflammatory and sulfate-free ingredients are recommended. In conclusion, the selection of cosmetics should be adjusted to the degree of hair damage and the condition of the scalp for optimal results.

Dini Selasi; Muhammad Ahfas; Nunung Sinta Nuriyah

Jurnal Riset dan Publikasi Ilmu Ekonomi 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This study uses a Qualitative approach by comparing it with a descriptive method through secondary analysis by reviewing various literatures that are in accordance with the topic of discussion taken. This journal article was created with the aim of providing a deeper understanding of Generation Z's investment interests by explaining and presenting them comprehensively.This study reveals that Bibit has succeeded in capturing Generation Z's interest in investing in a simple way and in line with sharia values, without requiring large capital or in-depth financial knowledge. However, this study also highlights limitations, especially regarding the diversity of sharia products and the need for more in-depth training for beginners. The findings show that although Bibit plays an important role as a relevant sharia education and investment platform for Generation Z, there is still room for further development.

Hasanatun Fitri; Artika Tri Septia; Siti Rahma Mutiara; Ahmad Wahyudi Zein

Karakter : Jurnal Riset Ilmu Pendidikan Islam 2024 Asosiasi Riset Ilmu Pendidikan Agama dan Filsafat Indonesia

This study aims to analyze the concept of riba in Islamic economic thought and its implications for financial stability in the contemporary era. The research employs a qualitative descriptive method by reviewing primary sources, including the Quran, Hadith, and scholars' fatwas, as well as secondary sources such as academic literature and previous research on riba and Islamic finance. The findings reveal that riba has a significant impact on economic instability and social inequality. Meanwhile, profit-sharing systems and other Islamic financial instruments offer sustainable solutions for maintaining financial stability. This research contributes to the understanding of Islamic economic principles and their practical application in addressing modern financial challenges.

Zikri Gusnita; Mislaini Mislaini; Nidaul Lathifah Suhelmi

Reflection : Islamic Education Journal 2024 Asosiasi Riset Ilmu Pendidikan Agama dan Filsafat Indonesia

Education is a place where initially people who don't know anything can find out and education is very important for all human beings, both in Indonesia and other countries. Basic education is an important part of the education system. Through basic education, students are provided with scientific concepts, moral cultivation, character formation and other basic knowledge needed in social life. The aim of writing this article is to examine the comparison of Indonesia's basic education system with that of the United States. The research approach used is a literature study by reviewing several previous research studies and by analyzing learning videos in each country that are viewed on YouTube. Data analysis uses qualitative descriptive methods. The results obtained are that there are differences in basic education policies in Indonesia and the United States. These differences can be seen from the curriculum system and structure used. However, both Indonesia and the United States have tried to implement the best basic education system according to the capabilities of their respective countries. Keywords: Education system, United States, Indonesia

Dini Selasi; Amelia Nur’aeni; Vika Mariska Septiana

Jurnal Ekonomi dan Keuangan Islam 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The capital market plays a significant role in modern economies by providing a platform for individuals and companies to raise funds and invest. This study explores the dynamics of capital market investments, focusing on managing risks and maximizing returns. The objective is to understand the types of risks involved in capital market investments and identify strategies for effective risk management. The research uses qualitative methods, reviewing literature and analyzing case studies of successful capital market investments. The findings suggest that diversification, hedging, and portfolio management are key strategies in minimizing risks, while long-term investments and active trading offer significant profit potential. The study concludes that a deep understanding of market conditions, coupled with risk management techniques, is essential for investors to achieve sustainable profits. The implications of this research highlight the importance of financial education in making informed investment decisions and the role of the capital market in economic growth.

Sofian Syukur; Saryono Yohanes; Herinimus Ratu Udju

Parlementer : Jurnal Studi Hukum dan Administrasi Publik 2024 Asosiasi Peneliti dan Pengajar Ilmu Hukum Indonesia

Conservation is one of the ways taken by the government to protect, conserve, and maintain biodiversity and its ecosystems from extinction. So that the provisions of Article 21 paragraph 2 of Law no.5 of 1990 concerning the Conservation of Natural Resources and Their Ecosystems are expressly regulated regarding the prohibition of trading and utilizing protected animals, including eggs and other parts. Poaching, turtle egg theft, and coastal pollution are some of the factors that cause the drastic decline in the population of these rare animals. One of the turtle conservation places in Lembata Regency is the Loang Turtle Conservation. This research is an empirical juridical research, namely reviewing and analyzing the turtle conservation process by the people of Riabao Village and Duawutun Village, and knowing the participation of the people of Riabao Village and Duawutun Village in turtle conservation efforts. By using a special approach and approach to legislation that examines the conformity between the applicable legal provisions and the facts that occur in the field. The results of this study show that: (1) Apart from the declining population and government policy attachment related to the prohibition of turtle hunting, another major factor in the establishment of this captivity geographically is because the Loang coastline is the destination area for the migration of turtles. (2) Community participation in conservation efforts of turtles as protected animals on the coast of Loang, Riabao Village and Duawutun Village, Nagawutung District, Lembata Regency, which was initially a group of conservation youth who felt very concerned about the survival of the ancient animal.

Intan Purnomo; Mudji Kuswinarno

Jurnal Penelitian Manajemen dan Inovasi Riset 2024 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

In an era of increasingly intense business competition, the quality of human resources (HR) plays an important role in determining the success of the company. This research explores the impact of HR training and development on improving employee productivity as a strategic step to create a competitive advantage. Training is designed to strengthen employees' technical capabilities, while development aims to increase their intellectual and emotional capacity to face future challenges. The research findings show that well-designed training and development programs not only improve skills, but also increase employee motivation, satisfaction and loyalty. This in turn has a positive impact on work productivity and company competitiveness. This research uses a literature study approach by reviewing various literatures to understand the relationship between training, development and productivity. The results are expected to be a reference for companies in designing sustainable HR management strategies.  

Melita Handayani; Natasya Liana Putri; Sri Pingit Wulandari

Bilangan : Jurnal Ilmiah Matematika, Kebumian dan Angkasa 2024 Asosiasi Riset Ilmu Matematika dan Sains Indonesia

Indonesia is committed to achieving zero hunger as one of the goals of fulfilling the Sustainable Development Goals (SDGs) where this commitment focuses on addressing the problem of food availability but also ensuring that every individual has access to sufficient, nutritious, and safe food throughout the year for everyone. However, reviewing the current conditions in Indonesia, there is still an imbalance in food availability that will cause food vulnerability. Therefore, a prediction of food vulnerability in the future is needed where discriminant analysis is one of the appropriate statistical methods to analyze qualitative dependent and quantitative independent variables. This study uses secondary data from the official website of the food agency and the central statistics agency. The results of the study show that the characteristics of the data have small variations, asymmetric distribution, and there are outliers in several categories. The assumptions of multivariate normality, the suitability of the dependent variables, and the identity of the variance-covariance matrix have been met. Through discriminant analysis, the variables of the percentage of poverty and the percentage of households with access to clean drinking water are proven to significantly affect the IKP category. The discriminant model produces one significant function that is able to group the IKP category with a model accuracy rate of 86.8% and a classification accuracy of 64.7%.

Saskia Nursukma; Yohana Sekar Pawening; Irwan Triadi

Presidensial : Jurnal Hukum, Administrasi Negara, dan Kebijakan Publik 2024 Asosiasi Peneliti dan Pengajar Ilmu Hukum Indonesia

This study focuses on examining the comparison between the principles of general criminal law and military law applied in the justice system, through a comparative method with a normative juridical approach used as a comparative identification process of the two legal systems which includes the process of examination, trial, sentencing and consideration of legal principles. The difference in nature between general criminal law and military law is that general criminal law (Commune delicta) which anyone can carry out, is the opposite of Military Law as a special crime (Delicta proparia) which can only be carried out by certain people, in this case by a military man. Based on a literature study to see the principles of implementing the two laws, this study aims to show how the comparison of the two systems is applied, reviewing aspects of Human Rights, Justice and Legal Certainty in the legal justice system in Indonesia.

Muhammad Haikal Hodila; Ikhsan Al Khifari; Aman Dariyanti; Sifa Hayatul Husna; Najwa Ananda Putri +1 more

Akhlak : Jurnal Pendidikan Agama Islam dan Filsafat 2024 Asosiasi Riset Ilmu Pendidikan Agama dan Filsafat Indonesia

The principle of thaharah reflects the values ​​of cleanliness and purity in the daily lives of Muslims, emphasizing the importance of protecting oneself from things that are considered unclean both physically and spiritually. This research aims to provide an in-depth understanding of the concept of Taharah and the importance of its practice in everyday life -day, as well as explaining the health benefits and changes in individual behavior that can be obtained by practicing Taharah to increase awareness.  Implementing Taharah and educating the public about the Taharah concept and its implementation. The research method used in this research is a qualitative technique with a descriptive approach. Data collection was carried out in the form of library research. This research was carried out by reading and reviewing bibliographic information in the form of books and scientific journals regarding the practice of Taharahh in living a clean and cultured life. The results of this research discussion provide a deeper understanding of the factors that influence the use of Taharahh in everyday life and how it can be achieved. impact on your overall quality of life. By involving individuals, families, communities and government, the implementation of Taharah brings real benefits in living a clean and civilized life and creating a healthy, clean and civilized society.

Khairul Faiz Batubara; Yenni Samri Juliati Nasution

Jurnal Ekonomi, Akuntansi, dan Perpajakan 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This research is motivated by the efficiency of collecting and distributing zakat which has not been maximized. The targets in question include solving poverty problems, income distribution, and improving the welfare of the people and the state. This shows how important zakat is as one of the pillars of Islam. The method used in this study is qualitative descriptive research, namely by reviewing literature and conducting data analysis, studying literature from various sources of books, the internet, and also research journals that have the same topic as the researcher mentioned. The results of the study conclude that the Zakat Collection Strategy can be interpreted as an activity to collect funds and other resources from the community (either individuals, groups, organizations, companies or the government) which will be used to finance the institution's programs and operational activities in the end is to achieve the mission and goals of the institution in the field of distribution including the fields of Economy, Education, Da'wah, Health,  Social and Humanitarian. It is evidenced by the collection and distribution/distribution of zakat funds carried out by the Medan City Baznas experiencing a positive trend from year to year which is quite significant, having an impact on the performance of the Medan City Baznas to continue to increase and of course with public awareness to distribute zakat through official institutions is getting higher so that justice and welfare are created in kaffah.

Febri Annisa Sella; Komala Sari Harahap; Lia Sintia; Sufina Khairani; Elvi Mailani +1 more

Jurnal Motivasi Pendidikan dan Bahasa 2024 International Forum of Researchers and Lecturers

This study aims to analyze the effect of the Realistic Mathematics Education (RME) approach on the mathematical problem-solving abilities of elementary school students. RME is a learning approach that connects mathematical concepts with real situations that students can find in everyday life. The research method used is qualitative research by reviewing the results of previous studies that are relevant in the context of mathematics learning in elementary schools. Based on the analysis of various studies, the results of the study indicate that the application of RME can improve students' mathematical problem-solving abilities. This is evident in various materials such as geometry (circumference and area of ​​trapezoids and kites), mixed arithmetic operations, and equivalent fractions. RME also plays a role in increasing students' self-esteem and self-efficacy in learning mathematics, which in turn strengthens their motivation and performance. In addition, the learning media used in RME, such as geoboards, can enrich students' learning experiences and facilitate understanding of mathematical concepts in a more concrete way. This study provides an overview that RME not only improves students' cognitive abilities, but also supports their emotional and social development in the context of mathematics learning.

Nakita Sisilia; Rayyan Firdaus

Jurnal Publikasi Ekonomi dan Akuntansi 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This research discusses the factors that influence the performance of Accounting Information Systems (AIS) in companies, which are very important in supporting operational efficiency and decision making. This system plays a vital role in managing financial data, but is often hampered by problems with the quality of human resources, technology and data management. The theoretical study uses the Information Systems Success Model and Technology Acceptance Model to evaluate AIS performance in terms of system quality, information, services and user acceptance. This research methodology uses a qualitative approach with document analysis, reviewing journals and related research reports. The research results show that the main factors influencing AIS performance include HR skills, choosing the right technology, data quality, and user adaptation to the system. Therefore, companies need to invest in human resource development, choose appropriate technology, and ensure accurate data management. In conclusion, to improve AIS performance, companies must manage these factors well so that they can support more precise and efficient decision making.

Deni Sunaryo; Yoga Adiyanto; Iffah Syarifah; Salwa Dita; Diana Salsa Bella

International Journal of Management Science and Business 2024 International Forum of Researchers and Lecturers

The increasingly dynamic global financial landscape demands effective risk management strategies to ensure financial stability and institutional sustainability. Two critical approaches, risk financing transfers and risk retention, offer complementary solutions. Risk financing transfers allow institutions to redistribute financial risks to third parties through mechanisms such as securitization and Credit Risk Transfers (CRTs), improving market efficiency. In contrast, risk retention emphasizes accountability by require institutions to retain a portion of the risks, fostering market discipline and investor confidence.This study employs a Semantic Literature Review (SLR) to analyze the interaction between these approaches, focusing on mechanisms like securitization, contract design, and macroprudential policies. By reviewing ten peer reviewed articles published between 2015 and 2024, key themes and challenges related to systemic risks, moral hazards, and regulatory gaps are identified. Thematic analysis, supported by tools like NVivo, reveals the potential of these mechanisms to enhance financial stability when implemented within a robust regulatory framework.The results highlights that while risk financing transfers increase flexibility and market efficiency, they May exacerbate moral hazards without sufficient risk retention. Macroprudential policies and accurate risk pricing is crucial in addressing systemic risks, particularly in sectors like shadow banking and climate vulnerable regions. The study also underscore the importance of transparent contract design and the integration of innovative tools, such as geospatial data and machine learning, to support fair and efficient risk distribution.In conclusion, balancing market efficiency and systemic risk mitigation is imperative.While​ risk retention strengths accountability and oversight, effective integration with risk financing transfers is necessary to create a sustainable and resilient financial system.This​ review provides valuable insights for policy makers and practitioners in addressing emerging financial challenges.

Hamzah N. Al-Jumaili; Malik Ahmed Awad

Jurnal Publikasi Ekonomi dan Akuntansi 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This study investigates the feasibility of applying zero-based budgeting in themunicipalities of Anbar Governorate in Iraq, verifies the existence of a writtenstrategy for its adoption, analyzes available resources and capabilities, andproposes a practical model for its implementation.This study uses a descriptive and analytical approach through data collection andanalysis. A survey research tool "questionnaire" was used, designed to achieve thestudy objectives, and distributed to 280 municipal employees, including managers,accountants, and local council members, to assess their perceptions of applyingzero-based budgeting. In addition, interviews were conducted with senior officialsto obtain their vision towards implementing zero-based budgeting in theirdepartments and whether it is in their minds and strategies. The results of our studyindicate major gaps in current practices, including the absence of a clear strategyfor adopting zero-based budgeting, insufficient financial resources, lack of skilledemployees, insufficient technological infrastructure, weak administrative support,and the absence of legislative frameworks supporting the implementation of thistype of budgeting. The study also identified critical areas for improvement,including developing a clear strategy, enhancing staff capacity through training,enhancing administrative support, upgrading technological resources, andreviewing legal frameworks to support the foundations of zero-based budgeting.The findings underscore the need for a comprehensive and well-supportedtransition plan to successfully implement zero-based budgeting in Anbarmunicipalities. By addressing these challenges, municipalities can improve resource allocation, prioritize projects more effectively, and ultimately enhancefinancial management practices. The paper concludes with a proposed model thatrepresents the basic steps that should be adopted initially when embarking on thezero-based budgeting process, to ensure the successful implementation of zero-based budgeting.

Rachmat Panca Putera

Jurnal Pendidikan, Bahasa dan Budaya 2024 Pusat Riset dan Inovasi Nasional

This research examines the concepts of identity and tolerance within the context of multiculturalism, focusing on the ideas of Bhikhu Parekh. The background of this study stems from the increasing complexity of social interactions in multicultural societies, where individual and group identities continue to evolve. The objective of this research is to analyze how identity is formed in multicultural societies and the role of tolerance in addressing potential conflicts. The methodology employed is a qualitative approach through literature analysis, reviewing Parekh's works and other relevant sources. The findings indicate that identity is not a static entity but rather a result of dynamic social interactions. Furthermore, tolerance is viewed as a crucial solution in alleviating tensions between groups. The implications of this research emphasize the need for inclusive public policies that promote intercultural dialogue and protect individual rights without neglecting community values. Consequently, this study contributes to the understanding of the importance of identity and tolerance in creating harmonious societies.

Bakhrudin All Habsy; Shofiyyah Qurrotul A’yun; Inggit Widyanika; Rendy Nuril Anwar; Wardah Rikza Firdaus +2 more

Jurnal Mahasiswa Kreatif 2024 International Forum of Researchers and Lecturers

Data collection is an important initial step in research and decision-making, serving as a valuable asset that can provide deep insights into various contexts, including education. The purpose of this research is to understand the management of data collection accurately based on literature studies. The method used is a literature review, which involves searching for materials or data by reviewing and gathering information from various credible and relevant sources such as scientific journals, articles, books, and others related to the topic of data collection management. THE RESULTS OF THIS RESEARCH INCLUDE THE FOLLOWING ASPECTS: (1) The definition of data collection (2) Types of data about students (3) Characteristics and various tools for data collection (4) Mechanisms for data collection and storage

Moh Amin Indra Kusuma; Hairunisa Hairunisa; Fajar Zikiri Ramadhan; Rokhim Setyawan Utomo; Mu’alimin Mu’alimin

Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah 2024 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

The main problem in this study is how conflict management can be applied effectively in school organizations. The discussion of this study uses the literature review method. The data obtained are processed by reviewing scientific journals and books related to the topic. This study aims to provide a better understanding of the role of conflict management in school organizations and to identify effective strategies in handling conflicts. The findings of this study are that determining the approach and strategy of conflict management is very important, namely with open communication. In addition, the role of the principal is also very important and needs to improve skills and attend training on conflict management. The implications of this conflict management can minimize stress in school organizations.