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This article explores the role of digital transformation in enhancing financial inclusion through Islamic banking, focusing on community digital education and literacy. The primary objective of this research is to empower communities with the necessary knowledge and skills to safely and effectively utilize digital Islamic banking services. This community service program was implemented through training, mentoring, and evaluation designed to increase understanding of Islamic fintech. The findings demonstrate a significant improvement in the comprehension and use of digital Islamic banking services, particularly in previously underserved areas. The study also highlights the importance of collaboration with local Islamic financial institutions to ensure that digital transformation can be inclusively implemented. This article is part of a broader effort to support the National Digital Economy Framework, emphasizing the importance of Islamic banking strategies in strengthening Indonesia's financial system and creating an inclusive and sustainable fintech ecosystem.

The pedagogical competence of Catholic religious education teachers in implementing the School Literacy Movement (SLM) is crucial for enhancing students' literacy skills, which contribute to character development. This study aims to describe the implementation of the pedagogical competence of Catholic religious education teachers in the school literacy movement at SD Negeri 004 Datah Bilang Ulu. This qualitative study employed interviews, observations, and documentation to collect data from 10 informants, consisting of Catholic religious education teachers, homeroom teachers, the principal, and students. The collected data were analyzed using interactive analysis, starting from data collection, reduction, presentation, and conclusion drawing. The findings indicate that the implementation of the pedagogical competence of Catholic STRATEGI PEMASARAN YANG DILAKUKAN DI PLAZA TUNJUNGAN III SURABAYA DALAM MEMASARKAN SEMUA PRODUKNYA 2 Lumen - VOLUME 1, NO. 1, JUNI 2022 religious education teachers in SLM includes: (1) literacy guidance outside of school, (2) extending literacy learning to the home, (3) introducing basic literacy, and (4) using creative teaching methods. This shows that Catholic religious education teachers are capable of understanding students' learning characteristics, using diverse and adaptive teaching methods, and communicating effectively to facilitate efficient learning in supporting students' literacy skills. However, based on the evaluation results, the SLM program at this school is still in its initial implementation phase or habituation phase. This indicates that the school is not yet fully prepared to implement SLM comprehensively, primarily due to a lack of resources, the roles of teachers, the principal, and community participation that have not been maximized, as well as the need for increased government support. This means that while the school is committed, it has not yet implemented it according to the established guidelines and has not reached the stage of providing innovations and becoming a driver for advancing SLM.

The pedagogical competence of Catholic religious education teachers in implementing the School Literacy Movement (SLM) is crucial for enhancing students' literacy skills, which contribute to character development. This study aims to describe the implementation of the pedagogical competence of Catholic religious education teachers in the school literacy movement at SD Negeri 004 Datah Bilang Ulu. This qualitative study employed interviews, observations, and documentation to collect data from 10 informants, consisting of Catholic religious education teachers, homeroom teachers, the principal, and students. The collected data were analyzed using interactive analysis, starting from data collection, reduction, presentation, and conclusion drawing. The findings indicate that the implementation of the pedagogical competence of Catholic STRATEGI PEMASARAN YANG DILAKUKAN DI PLAZA TUNJUNGAN III SURABAYA DALAM MEMASARKAN SEMUA PRODUKNYA 2 Lumen - VOLUME 1, NO. 1, JUNI 2022 religious education teachers in SLM includes: (1) literacy guidance outside of school, (2) extending literacy learning to the home, (3) introducing basic literacy, and (4) using creative teaching methods. This shows that Catholic religious education teachers are capable of understanding students' learning characteristics, using diverse and adaptive teaching methods, and communicating effectively to facilitate efficient learning in supporting students' literacy skills. However, based on the evaluation results, the SLM program at this school is still in its initial implementation phase or habituation phase. This indicates that the school is not yet fully prepared to implement SLM comprehensively, primarily due to a lack of resources, the roles of teachers, the principal, and community participation that have not been maximized, as well as the need for increased government support. This means that while the school is committed, it has not yet implemented it according to the established guidelines and has not reached the stage of providing innovations and becoming a driver for advancing SLM.

Student management is needed to improve student achievement. Students will achieve maximum achievement with good management. Therefore, it is necessary to have effective student management in regulating all activities related to students so that educational goals are achieved efficiently.The objectives of this research are: 1) Analyzing the planning of student affairs management in improving student achievement at MAN 5 Jombang, 2) Analyzing the organization of student management in improving student achievement in MAN 5 Jombang, 3) Analyzing the implementation of student management in improving student achievement in MAN 5 Jombang, 4) Analyzing the evaluation of student management in improving student achievement in MAN 5 Jombang.The research approach used is qualitative with the type of case study in MAN 5 Jombang. Data collection techniques through observation, interviews, and documentation. The analysis is carried out during data collection and after all data is collected. The validity test of the data is carried out with credibility standards.The results of this study show that: 1) Student management planning in improving student achievement is planned at the beginning of the year and praised by the head of the madrasah, teachers and supervisors. Planning includes PPDB Planning, Olympic programs, and extracurricular programs. 2) The implementation of student management in improving student achievement is coordinated with the head of the madrasah, deputy head of the madrasah, teachers, Olympic Coaches, and extracurricular Coaches, as well as students. 3) Evaluation of student management in improving student achievement by assessing in accordance with their respective fields, both academic and non-academic by teachers and coaches who are experts in their fields.    

Bahrain still suffers from electronic solid waste annually due to ineffective waste ‎disposal management. Compared to other Gulf Cooperation Council (GCC) countries, Bahrain ‎generates the largest waste quantity per person, approximately 1.2 to 1.8 ‎million tons of hazardous waste annually. Therefore, the present research article aims to manage the e-waste discarding mitigation by arranging the waste collection, ‎presenting it for sale/purchase/donation (C2C, C2B, B2G), and organizing the waste recycling ‎process. Derived from this aim, the article explores the e-waste ‎phenomena and proposes the development of an e-waste mobile application named “Athar”. ‎ The significance of “Athar” lies in firstly, enabling citizens to live in a ‎clean environment with limited diseases. Secondly, assisting the ‎Ministry of Tourism attract more tourists. ‎ The research article embraces a seven-phased Agile-based SDLC method to analyze, design, implement, test, and evaluate Athar through the utilization of several research techniques, including questionnaires to collect user and system requirements, other techniques such as data flow diagrams, entity relationship diagram, ‎database schema, etc. for the system design, ‎OutSystems programming language to implement the mobile app, and one questionnaire based on ‎Nielsen heuristics for usability evaluation. Findings demonstrate the adequacy of the Athar application with an outstanding usability score of 89.1%.

This study analyzes the employee performance assessment system at the Malang Regency Transportation Office, based on observations and interviews with several employees. Performance assessments are carried out annually with quarterly evaluations by the head of the sub-division. Evaluations include employee performance, financial administration, and staffing. The assessment process involves several stages: Annual Work Plan (RKT), Performance Agreement, Employee Performance Targets (SKP), and the use of the "SIAP KERJA" Application. The RKT is prepared as an elaboration of the Agency's strategy and facilitates program evaluation. A Performance Agreement is a commitment document between leaders and subordinates related to the implementation of tasks with performance indicators. SKP includes targets that must be achieved in a certain period, measured based on quantity, quality, time, and cost. The results of this assessment are then summarized in the "SIAP KERJA" Application, which experiences technical problems such as frequent errors or maintenance. The suggested solution is to fill in daily activities regularly. This performance assessment aims to improve the integrity, accountability, transparency, and performance of the apparatus, as well as be the basis for evaluation, awards, and sanctions to employees.

In Sesaot Village, Narmada Sub-district, West Lombok Regency, students from Mataram University are implementing the Community Services (KKN PMD). Through a number of initiatives such as cleaning riverbanks, planting trees, maintaining tourist trails, promoting waste management in the community, and providing training on the utilization of plantation products, the main objectives of this program are community economic empowerment and environmental quality improvement. These initiatives have successfully raised community awareness of the importance of protecting the environment and encouraged the conversion of plantation produce into high-quality and profitable goods. The program actively involves the community in all stages, from planning to evaluation, through the use of participatory methodologies. As a result, the environment has improved, the area has become more beautiful, and the empowerment of the community, especially the women who run MSMEs, is expected to contribute to the community. All of these developments are expected to have a long-term positive impact on the welfare of the village community.

Vocational education plays an important role in bridging the gap between educational outcomes and labor market needs, especially in the Industry 4.0 era. With the rapid development of technology, especially artificial intelligence and automation, vocational education must adapt its curriculum to prepare graduates with relevant skills. The Internet of Things (IoT) is one of the key technologies that increases efficiency and opens up new opportunities, especially for the younger generation in entrepreneurship. The Community Service Program (PKM) uses an educational-persuasive approach to increase youth's knowledge and skills in utilizing IoT for start-up-based independent entrepreneurship. The training held, including IoT application simulations, showed an increase in participants' knowledge and abilities. Evaluation results based on questionnaires show that the majority of participants felt a significant increase in their understanding of IoT material and applications. In conclusion, this program succeeded in developing technology-based entrepreneurial competencies for teenagers, while providing practical insight into the application of IoT in business.

This community service focuses on the application of wearable technology in the form of Mosque Watches and Portable Al-Qur'an Watches, which are designed to support Muslim worship practices by increasing accessibility to information on prayer times and the text of the Al-Qur'an. This activity involved structured training attended by 25 participants, including mosque administrators and congregation, to ensure understanding and ability to utilize this device optimally. The results of the training showed a high level of participant satisfaction with aspects such as usefulness, quality, suitability for needs and ease of use of watches. Despite challenges such as limited digital literacy, the evaluation showed significant improvements in participants' ability to integrate this technology into their daily lives. The success of this program indicates that the integration of technology in religious practice has great potential to provide real benefits for society, and can be an inspiration for further developments in religious technology in various communities.  

Cross-infection prevention is a crucial aspect of health services, especially in dental clinics that often face high risks of infection transmission. This community service program aims to improve the knowledge and skills of health workers and the community in preventing cross-infection in dental clinics. These activities include counseling, practical training, and evaluation in several dental clinics, with a focus on the implementation of hygiene protocols, the use of personal protective equipment (PPE), and sterilization of medical devices. The results of this program showed a significant increase in the understanding and implementation of cross-infection prevention procedures, as measured by questionnaires before and after the program implementation.

The high demand for car rental services in Ciputat, South Tangerang, especially at certain times, has encouraged the growth of many car rental businesses. The presence of many car rental operators in Ciputat certainly creates fierce competition between them. Therefore, it is important for these businesses to carry out continuous evaluation and development in order to remain competitive with competitors. Success in providing satisfactory service to customers will make them remain loyal to using their favorite rental services. Conclusions and recommendations from the study conducted related to Web-Based Car Rental Applications in the Adiba Trans Rental Case, which was built using PHP and MySQL. The results of this study indicate that the development of a web-based application for car rental in the Adiba Trans Rental case using PHP and MySQL has succeeded in meeting the expected objectives. This application offers an effective solution for managing car rentals with ease of use via the web. The effectiveness of this application can be seen from its complete functional capabilities, easy-to-use user interface, and smooth integration between PHP as a programming language and MySQL as a database management system.

This study explored the impact of colorful pictures on vocabulary teaching effectiveness for students at TKK Santa Maria Tulungagung. Utilizing a pre-experimental one-group pre-test and post-test design, the research involved TKK Santa Maria Tulungagung students who engaged with colorful pictures. Analysis was conducted using the SPSS 27 statistical program. Findings indicated a significant improvement in vocabulary mastery among students using colorful pictures, with a two-tailed sig. value of 0.006, which is below the 0.05 threshold. The incorporation of colorful pictures not only enhanced understanding but also made the learning process more engaging and enjoyable. Consequently, colorful pictures are deemed an effective strategy for teaching vocabulary to kindergarten students. This research aims to assist teachers in selecting more innovative and efficient methods to enhance vocabulary acquisition at the early childhood education level.

Maintenance of oral health is one way to improve health. The mouth is not just an entry point for food and drink but the function of the mouth is more than that and not many people realize the big role the mouth plays for one's health and well-being.The output target of this activity is the implementation of the School-Age Health Degrees Improvement Program.The method used in this research is observation, counseling and evaluation. The result on brushing teeth properly and correctly Schoolat 174Murni, the children realized that brushing their teeth from an early age was very important, the children were able to brush their teeth properly and correctly even though it was not optimal, so that children had knowledge from an early age about brushing teeth properly and properly. providing support to children in terms of health is very important because it can become a habit for life later.Obtained from counseling on proper and proper tooth brushing at schoo at 174 Murni is that children have realized that brushing their teeth from an early age is very important, children can brush their teeth properly and correctly even though they are not maximized, giving support to In terms of health, children are very important because they can become a habit for their future lif

Blitar City has various famous tourist destinations such as Bung Karno's Tomb, Kebon Rojo Park, Gebang Palace, and Ar-Rahman Mosque. However, there is one unique destination, Kampoeng Cyber, which offers a special educational tourism experience. Although the tourism sector in Blitar City is growing, the development of these destinations requires active participation from the community, not just the government. The main problem found is that community participation still varies, where most are only involved if they feel they will benefit directly. This study aims to examine how much community participation in the development of Kampoeng Cyber as an educational tourism destination, based on the theory of community participation according to Meronda (2021). This research uses descriptive qualitative methods with data collection techniques through observation, interviews, and documentation in Gedog Village, Sananwetan Subdistrict, Blitar City. The results showed that community participation in the development of Kampoeng Cyber is quite good, as seen from monthly meetings, local potential development programs, and regular evaluations. However, there are challenges in the form of pros and cons among the community. The main factor supporting this development is the great potential of Kampoeng Cyber in increasing community knowledge and awareness, while the obstacles are the differences in understanding and background among residents. Overall, the development of Kampoeng Cyber has had a positive impact both economically and socially, making it more widely recognized.

This research aims to develop microlearning educational videos on self-regulation (self-discipline) for karate student athletes at Malang State University. Self-regulation, especially in aspects of concentration and emotions, is very important for athletes to achieve optimal performance. The research method used is Research and Development (R&D) with the ADDIE model (Analysis, Design, Development, Implementation, and Evaluation). The analysis stage was carried out to identify the needs of karate student athletes regarding self-regulation. Based on the results of the analysis, microlearning material was designed and developed which includes concentration and emotional regulation techniques. This product was validated by karate coaching and sports psychology experts, and tested on small and large groups of karate athletes. The validation results show that the microlearning material has a high level of suitability, clarity, convenience and usefulness. Trials on athletes showed significant improvements in concentration and emotional regulation abilities after following this microlearning program. Athletes reported that the material was presented in an interesting and easy to understand manner, and could be applied effectively in training and competition. The conclusion of this research is that the development of microlearning educational videos on self-regulation (self-discipline) for karate student athletes at Malang State University is effective in improving athletes' concentration and emotional regulation abilities and is suitable as education for concentration and emotional regulation of karate student athletes at Malang State University. It is recommended that this program be integrated into the athlete's daily training curriculum and that periodic evaluations be carried out to ensure its effectiveness. Further development also needs to be carried out to update and add to the material so that it remains relevant to the latest developments in the field of sports psychology.  

The police are currently a topic of conversation due to several problems caused by irresponsible members, resulting in a negative view of the police. To overcome this, a Quick Wins Presisi program was implemented, such as "Friday Confide." This program is a response to problems in daily interactions between the police and the community, such as dissatisfaction with services, lack of communication, and transparency of police actions. "Friday Confide" is an initiative that aims to increase interaction between the community and the police by providing a platform for the community to convey complaints, aspirations and input directly. This research evaluates the effectiveness of the program and how the community responds and participates, especially in the Greater Mojokerto Police. The methodology used includes a descriptive qualitative approach with data collection through in-depth interviews, direct observation and related documentation. Using the Diffusion of Innovation theory, research shows that the "Friday Confide" program was well received by the people of Mojokerto as an effective place to convey aspirations and obtain information about police activities. However, researchers identified challenges such as limited time that hinders comprehensive communication and handling of issues, as well as the need for increased direct community involvement. This program has succeeded in improving relations and transparency between the police and the community, but requires adjustments such as extending time and strengthening follow-up. The research recommends ongoing evaluation of strategic adjustments to ensure programs continue to meet community needs and expectations.

This study aims to analyze the planning and management strategy of infrastructure fund allocation in Pasar Simpang Tiga Village, Bukit District, Bener Meriah Regency. This research was conducted in Pasar Simpang Tiga Village, Bener Meriah Regency. The research aims to understand the stages of planning and management of the infrastructure budget in Pasar Simpang Tiga Village, Bukit District, Bener Meriah Regency, as well as its impact on infrastructure development in the region. In this study, the researcher applies a qualitative approach with a descriptive analysis method. Data collection was carried out by conducting observations, interviews, and documentation studies. The results of the study show that in Pasar Simpang Tiga Village, Bukit District, Bener Meriah Regency, the planning and management process of village infrastructure funds uses the musrembang method. In this method, planning uses a top-down and bottom-up planning model that refers to the Bener Meriah Regency RPJM, the Bener Meriah Regency RPJMDesa, and the Bener Meriah Regency RTRW. The planning at Simpang Tiga Market was led by a team consisting of eleven members, including village reje, petue, kaur pembangunan , kaur evaluation, imem, and other figures. The results of the village meeting are then submitted to the sub-district to be evaluated and adjusted to the needs of the community. The impact of planning and management of village infrastructure funds in Pasar Simpang Tiga Village, Bukit District, Bener Meriah Regency has accelerated the development process in the village, both physically and non-physically. The positive impact of this is the increase in Village Original Income (PAD) of Pasar Simpang Tiga Village. However, the negative impact is the lack of optimal planning in prioritizing programs that are in accordance with the livelihood of the majority of the residents of Pasar Simpang Tiga Village, most of whom are palawija farmers such as potatoes, kul, carrots, red chilies, and green chilies, so this is not optimal in increasing the PAD of Pasar Simpang Tiga.

The problem of children's reading ability in Lambangan Village, especially first to third grade SD/MI students, is a problem that requires serious attention. The implementation of the "Lambangan Melek AKsara" program is carried out in three stages, namely: preparation, implementation and evaluation. Team UNNES Giat 9 Lambangan Community Service Team uses the EGRA (Early Grade Reading Assessment) test method to assess students' reading abilities. This test was carried out twice, namely before and after the implementation of the "Literacy Symbol" program. As for the implementation of reading training, the team used the learning by playing method. In the first treatment, team UNNES GIAT 9 Lambangan team provided reading teaching) with a focus on recognizing letters and sounds. In the second treatment the focus was on developing students' ability to read and write simple words. In the third treatment, the focus of training shifted to the ability to read simple sentences and understand text. Students' reading ability has improved quite well with this program. Based on a comparison of the results of the first and second EGRA (Early Grade Reading Assessment) tests, students' reading abilities have increased quite significantly. The author hopes that this program can be implemented in other villages throughout Indonesia

The COVID-19 pandemic caused posyandu activities for toddlers to be temporarily suspended and began to be carried out again in August 2020 with a door to door system. This study aims to determine the achievements of posyandu toddlers door to door in the Pedalangan Village area with program evaluation. This study used descriptive qualitative. Determination of informants using purposive sampling technique. The main informants are the head of the puskesmas, the person in charge of the program, nutritionists, cadres and mothers of toddlers. data collection by means of observation, documentation and in-depth interviews to 8 people. Data validity using triangulation techniques to 4 people. The resukts are in the evaluation of input points, there are differences in facilities during the pandemic and before the pandemic. In the process, posyandu for toddlers during the pandemic was carried out door to door, while before the pandemic it was carried out directly. At the output point, there was an increase in D/S in 2021 of 86.4% compared to 2020, which was 57.4%. the conclusion is toddler posyandu activities before the pandemic are different from after the pandemic. D/S coverage in 2021 of 86.4% is in accordance with the target of Indonesia Sehat.

Stunting is a chronic nutritional problem that has a significant impact on children's physical and cognitive growth. In Jakatan Raya Village, Rungan District, Gunung Mas Regency, the stunting rate is still high, mainly due to the lack of balanced nutritional intake in early life. This article discusses community service aimed at introducing purple sweet potato steamed cake as an innovation for Complementary Breast Milk (MPASI) to prevent stunting. This activity includes training, mentoring, and evaluation of the effectiveness of purple sweet potato steamed cake in increasing children's nutritional intake. The results showed an increase in mothers' knowledge about the importance of MPASI, positive acceptance of this innovation, and an increase in nutritional intake in children. Although effective, challenges related to access to raw materials and variations in presentation still need to be overcome for the sustainability of the program.