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This study aims to analyze cryptocurrency investment models in relation to the prevention of money laundering (Anti-Money Laundering/AML) activities. Cryptocurrency, as a growing form of digital investment, has garnered attention from regulators due to its potential money laundering risks. This paper explores preventive strategies that can be implemented within cryptocurrency investment systems, including the use of blockchain technology, KYC (Know Your Customer) procedures, and international regulations such as the Financial Action Task Force (FATF) guidelines. Through a qualitative method based on literature review and policy analysis, the study identifies investment models that can minimize money laundering risks while maintaining profitability for investors. These findings provide insights into the challenges and solutions in developing a safer cryptocurrency investment system that complies with AML regulations.

Corruption action by police officers is part of law enforcement efforts aimed at preventing and eradicating corrupt practices that are detrimental to the state and society. Corruption, as a criminal act involving abuse of power for personal gain, requires a systematic approach and high integrity from law enforcement, including the police. This article discusses the role of the police in handling corruption cases, the challenges faced in the enforcement process, and the steps needed to increase the effectiveness of law enforcement against criminal acts of corruption. Through policy analysis and case studies, factors that influence the success of enforcement are identified, such as internal corruption, lack of transparency, and coordination between other law enforcement agencies. The conclusions of this research highlight the importance of reform in police institutions, special anti-corruption training, and increased external supervision to create a police force that is clean and has integrity in efforts to eradicate corruption.

This paper explores the challenges and strategic approaches in the internationalization of small and medium-sized enterprises (SMEs). By conducting a systematic review of key literature, the study identifies three main challenges: resource constraints, regulatory and compliance barriers, and risk management. These obstacles significantly impact SMEs' ability to expand globally. However, the review also highlights strategic approaches that can help SMEs mitigate these challenges, including forming strategic alliances, adopting digital technologies, and diversifying leadership teams with international expertise. The findings suggest that SMEs must integrate market knowledge, local networks, and technology to enhance their international competitiveness. The paper offers practical recommendations for SMEs and policymakers to facilitate smoother international expansion.

The integration of health insurance with Fixed Deposit Receipts (FDR) and Deposit Pension Schemes (DPS) represents a significant innovation in the banking sector, offering new opportunities for financial institutions, insurers, and consumers. This paper explores the potential of merging health insurance with FDR/DPS schemes, focusing on how such integration can enhance financial inclusivity and healthcare accessibility, particularly in developing countries.  The study outlines the theoretical framework supporting this integration and analyzes the associated challenges, including regulatory and operational barriers.  It also highlights the potential benefits for banks, such as customer base expansion and increased savings attraction, while offering consumers the dual advantage of financial security and health coverage. Through a case study of the banking sector in Bangladesh, this paper provides insights into how such models can be implemented in emerging economies. Additionally, we address the barriers to successful integration, including regulatory hurdles and consumer awareness. The findings indicate that this integration could serve as a strategic tool for banks to broaden their customer base and contribute to the healthcare system's resilience.   Finally, the paper discusses policy implications and future trends, emphasizing the role of technology in facilitating these hybrid financial products.  This research contributes to the growing body of knowledge on the intersection of finance and healthcare, offering strategic directions for stakeholders in both sectors

Bid rigging, an illegal practice that undermines the principles of fair business competition, is widespread in government procurement of goods and services. The actions of business actors who deliberately control tender winners not only harm the state, but also deprive consumers of their right to obtain quality products and services at competitive prices. This research in-depth analyzes the practice of bid rigging in the perspective of Law Number 5 of 1999 concerning Prohibition of Monopolistic Practices and Unfair Business Competition, especially Article 22. Using a statutory approach, this research reveals the impact, forms and legal sanctions on the practice. bid rigging in the procurement of government goods and services. It is hoped that the results of this research can provide effective policy recommendations to prevent and take firm action against the practice of bid rigging, so as to create a healthy and fair business competition climate.

This qualitative literature review examines the impact of tax policies on cryptocurrency exchange preferences within the context of evolving regulations. With the rapid growth of the cryptocurrency market, understanding the relationship between tax regulations and user behavior has become crucial. This study synthesizes findings from various research articles, highlighting how clear and transparent tax policies can influence user engagement and compliance in cryptocurrency trading. The review reveals that uncertainty regarding tax obligations often leads to user avoidance of cryptocurrency exchanges, while a better understanding of tax responsibilities correlates with more proactive investment management. Furthermore, the analysis indicates that cryptocurrency platforms demonstrating transparency in tax handling are preferred by users. The findings emphasize the necessity for governments to develop supportive tax frameworks and educational initiatives to facilitate healthy growth in the cryptocurrency sector. Overall, the research underscores the importance of regulatory clarity in fostering user trust and participation in cryptocurrency exchanges, ultimately contributing to a more robust and sustainable market.

This study aims to analyze the optimal design of whistleblowing programs, focusing on the effects of incentives and the dynamics of whistleblower engagement. Through a qualitative literature review, the research explores the impact of financial incentives on the effectiveness of whistleblowing programs and how factors such as organizational culture and management support influence whistleblowers' decisions. The findings show that while financial incentives are effective in encouraging reporting, excessive incentives can reduce the quality of the information provided. On the other hand, factors such as anonymity and protections for whistleblowers significantly increase their engagement. This study highlights the importance of a holistic approach that combines financial and non-financial incentives with strong protections for whistleblowers to ensure program effectiveness. Furthermore, policy implications suggest the need for continuous evaluation of whistleblowing programs to ensure they remain relevant and effective in detecting violations across different sectors. Although this study provides valuable insights, several limitations, including its focus on literature sourced from the United States and the absence of empirical data, affect the generalization of the findings. Therefore, further research is necessary to test these findings in various organizational contexts and environments.

Using a quantitative approach, this study investigates the effect of port export and import volumes on economic growth in North Sumatra and West Sumatra Provinces. Time series data from the World Bank and the Central Statistics Agency (BPS) from 2006 to 2023 are used as secondary data. The analysis uses the ARDL Panel model, which allows for analysis of data dynamics across time and regions. The results show that the three main indicators that affect economic growth (GRDP) in both provinces, both in the short and long term, are export volume, inflation, and exchange rates. In North Sumatra, export volume has a positive impact on GRDP, while import volume has a negative impact, indicating a risk of dependence on imports. Controlled inflation also has a positive impact, while the exchange rate shows a diversion. Policy recommendations are expected to improve global competitiveness and exchange rate stability through coordination of fiscal and monetary policies, support for the Export Capacity Building Program and MSMEs through the Regional Comprehensive Economic Framework (RCEP), and export diversification to reduce dependence on certain commodities. This study emphasizes that policies that are responsive to changes in trade at the national to international levels are an important foundation for stabilizing sustainable economic growth.

The use of fossil energy in the maritime industry has become a major source of carbon emissions and vulnerability to fuel price fluctuations. In an effort to overcome these challenges and move towards a more sustainable future, the use of solar energy has emerged as a significant potential solution. Batam City, with its strategic location and rapidly growing maritime interests, has great potential to adopt solar energy in its maritime operations. This study aims to investigate the potential and challenges of developing solar-based sustainable electrical energy in the maritime sector in Batam City. We identify the most suitable locations for solar panel installations, explore efficient energy storage technologies, and analyze reliable maritime grid system integration. Additionally, we discuss personnel training and environmental awareness efforts necessary to support this transition. This study also reviews the role of policy and regulation in encouraging investment in solar energy and encouraging collaboration with relevant stakeholders. The research results show that the use of solar energy in maritime governance in Batam City can reduce carbon emissions, increase energy security and reduce operational costs in the long term. This study provides valuable insights for decision making and strategic planning for local governments, industry players and academic institutions interested in realizing sustainable and future-oriented maritime governance.    

On January 1 2024, the government has changed the regulation og tax income, calculation scheme using Average Effective Rate (TER) through Government Regulation Number 58 of 2023 concerning Withholding Rates for PPh Article 21 on Income in Connection with Work, Services or Activities of Individual Taxpayers. This change in the PPh 21 deduction scheme is because the current calculation scheme can confuse taxpayers and tends to burden those who want to carry out their tax obligations properly. This challenge is also faced by MSME actors in Jonggrang Magetan Village. Seeing the diverse levels of business and promising MSMEs, MSME actors are also faced with difficulties in fulfilling their tax obligations, coupled with the new policy issued by the government regarding calculating PPH 21 using the calculation method. Therefore, in order to support MSMEs to understand and implement their tax obligations correctly, a systematic and structured training program is needed. Therefore, this proposal proposes holding Training and Socialization of the Latest PPh 21 Calculation with Average Effective Rates (TER) Government Regulation Number 58 of 2023 concerning Rates of Withholding of PPh Article 21 on Income in Connection with Work, Services or Activities of Individual Taxpayers in Magetan Environmental MSME Association.

This journal analyzes the policies implemented by the Regional Border Management Agency (BPPD) regarding the problem of illegal fishing in the border area of the Riau Islands (KEPRI). Illegal fishing is a serious challenge faced by Indonesia and other archipelagic countries. The results of the analysis show that the BPPD has implemented various policies to address the problem of illegal fishing in the KEPRI border area. These policies include cooperation with related agencies, stricter law enforcement, and strengthening the capacity of local communities in managing marine resources. Based on the results of the analysis, this study recommends the need to strengthen inter-agency collaboration in law enforcement and maritime surveillance in the KEPRI border area. In addition, it is also important to increase public education and awareness about the importance of maintaining the sustainability of marine resources and involve them in the management of these resources.

Indonesia, known for its diverse traditions and cultures, provides an interesting example of unity amidst diversity. This research explores the profound impact of culture on individual identity and societal development. By analyzing the evolution of Indonesian culture, from traditional practices to modern influences, we uncover the challenges faced due to globalization and the importance of cultural preservation. The research emphasizes the need for collaboration in protecting Indonesia's cultural heritage, highlighting the role of education, awareness, and government policy in keeping valuable traditions alive.

As cloud computing advances, organizations' IT infrastructure and application deployment processes are moving to the cloud because cloud computing provides everything as a service over the Internet. The performance of a cloud-based application is based on proper datacenter selection and workload distribution within the selected datacenter. Service broker policies are used for suitable datacenter selection, and load balancing algorithms(LBA) are applied to distribute workloads. This paper is to evaluate the effect of a proposed service broker policy (PSBR) on the performance of cloud-based applications with LBA. To achieve the objective, the behavior of the TikTok application was modeled using the worldwide users’ statistics on the cloud simulation framework, namely CloudAnalyst. As a result, the average response time and data center processing time are measured. Next, the PSBR provides better results than the existing service proximity-based policy. This paper supports cloud service providers' benefits, from coordination between data center configuration, data center selection, and workload distribution to cloud users' identification of the appropriate procedures for their organization or application. PSBR with Active Monitoring had the best average response time of 75.1 ms, while SPR consistently exhibited higher average times across all algorithms, with the highest being 84.5 ms for Round Robin. Under the PSBR policy, Throttled had the lowest average processing time (4.67), while Round Robin had the highest (5.72). Similarly, under the SPR policy, Throttled maintained its efficiency with the lowest average (4.8), while Round Robin showed the highest (5.79).

Penelitian ini bertujuan untuk mengetahui pengaruh profitabilitas, leverage dan growth terhadap kebijakan deviden pada perusahaan LQ45 yang terdaftar di Bursa Efek Indonesia (BEI) periode 2016-2022. Jumlah sampel yang digunakan dalam penelitian ini adalah 12 perusahaan LQ45 dengan total 84 sampel pengamatan yang diperoleh dengan menggunakan metode purposive sampling.  Data pada penelitian ini diolah dan diuji dengan menggunakan metode analisis regresi berganda. Hasil penelitian ini adalah profitabilitas berpengaruh positf dan signifikan terhadap kebijakan deviden. Leverage berpengaruh positif dan tidak signifikan terhadap kebijakan deviden. Growth berpengaruh negatif dan tidak signifikan terhadap kebijakan deviden This research aims to determine the effect of profitability, leverage and growth on dividend policy in LQ45 companies listed on the Indonesia Stock Exchange (BEI) for the 2016-2022 period. The number of samples used in this research was 12 LQ45 companies with a total of 84 observation samples obtained using the purposive sampling method.  The data in this study were processed using and tested using the multiple regression analysis method. The results of this research are that profitability has a positive and significant effect on dividend policy. Leverage has a positive and insignificant effect on dividend policy. Growth has a negative and insignificant effect on dividend policy

The Regional People's Representative Council's Pokir is the result of absorbing community aspirations conveyed by members of the Regional People's Representative Council in official and informal forums. This Pokir aims to ensure that regional development policies reflect the needs and desires of the local community.To determine the role of the Aceh Singkil Regency People's Representative Council in formulating regional development policy plans through the Main Thoughts (Pokir) of the Regency People's Representative Council In legal research, there are two types of research, namely normative (doctrinal) research and empirical research. The type of research used in compiling this thesis is a combination of normative (doctrinal) research and empirical research. Data collection methods are techniques or methods that can be used by researchers to collect data. Techniques in designating an abstract word that is not manifested in objects, but can only be seen in its use through: questionnaires, interviews, observations, exams (tests), documentation, and others. The data analysis technique used in this legal research uses qualitative analysis methods Based on the results of the study, the Regency People's Representative Council also plays a role in determining the regional budget that will fund various development programs. In this process, the District People's Representative Council must ensure that the budget prepared reflects the development priorities that have been set based on community aspirations. Thus, the District People's Representative Council not only acts as a political representative, but also as a supervisor of budget use to ensure transparency and accountability in regional financial management. The results of the discussion regarding the role of the Aceh Singkil District People's Representative Council (DPRK) in preparing the main ideas (Pokir) show that the DPRK has a crucial role in regional development policy planning. In accordance with the Regulation of the Minister of Home Affairs Number 86 of 2017, the DPRK functions as a liaison between the community and the regional government by preparing Pokir that reflects the aspirations and needs of the community.So it can be concluded that according to the regulations, the District People's Representative Council is tasked with preparing the Main Ideas (Pokir) which are the results of absorbing community aspirations. This Pokir is then submitted to the regional government to be used as a basis for preparing development planning documents, such as the Regional Medium-Term Development Plan (RPJMD) and the Regional Government Work Plan (RKPD).  

The purpose of this study is to analyse the short-term and long-term economic dynamics based on the Phillips Curve regarding the relationship between inflation and unemployment. The analysis results show that there is an inverse relationship between inflation and unemployment when viewed from the Phillips Curve model in the short-term. The concept of the Natural Rate of Unemployment (NRU) and the Non-Rapid Inflationary Unemployment Rate (NAIRU) emphasizes that the relationship between inflation and unemployment in the long term will weaken due to people's inflation expectations. The results of the study also show that globalization and rapid technological developments are increasingly blurring the traditional relationship between inflation and unemployment, and the importance of adaptive monetary and fiscal policies. The results of this study provide insight for policymakers to formulate more effective strategies to manage inflation and unemployment.

The research aims to analyze the impact of capital expenditure, leverage, and dividend policy on the relative value of non-financial companies listed on the Indonesia Stock Exchange. Using a quantitative method and multiple linear regression analysis, data were collected from the financial statements of companies over a certain period. Descriptive statistical tests, classical assumption tests, and hypothesis tests were conducted to analyze the data. The results indicate that capital expenditure and leverage do not have a significant impact on the relative value of the companies, while dividend policy has a positive and significant effect. These findings have important implications for investors in considering a company's dividend policy before making investments. For companies, the results serve as a reference to pay more attention to dividend policies in efforts to increase the relative value of the company.

The implementation of the efficiency policy of affirmation policy in Indonesia provides room for 30% of the number of women legislative candidates who are advancing at the regional and central levels. The policy is realized in the regulation of political contestation in Law No. 7 of 2017 concerning elections. The KPU and political parties must be able to ensure that the fulfillment of this regulation takes place for the sake of fair elections. However, the existence of this Law does not necessarily make women's representation pass the Legislative general election. This research is an empirical research, namely field research in this case using primary data and secondary data. Primary data was obtained from the results of interviews with respondents. Secondary data is obtained from books, laws and regulations, and the internet. The results of this study show that 1) Women's representation in the legislative general election in East Manggarai district in 2019 has met the 30% quota, but only 1 person from 157 female legislative candidates has qualified to become a legislative member. 2) Factors that inhibit women's representation in the legislature are legal structure, legal substance and legal culture.  

Mobilization is a basic human need required by individuals to carry out daily activities in the form of joint movement, posture and gait in order to meet activity needs and maintain health. The World Health Organization (WHO) says that births by caesarean section are around 10-16% of all births in developing countries, in the last 30 years the incidence of caesarean sections has increased very rapidly, for many reasons but some also don't have the right reasons, just because the patient wants the operation or the doctor wants an easy way, in Australia around 16% to 20% of the reason for the high number of caesareans in the United States is because most obstetricians. The aim of the research was to analyze the relationship between early mobilization post cesarean section and the surgical wound healing process in the postpartum room at Kartika Pulomas Hospital. The type of research used is qualitative analytic with a cross sectional approach design. The sampling technique uses accidental sampling. The number of samples used was 61 people. There is a relationship between early mobilization post cesarean section and the surgical wound healing process in the postpartum room at Kartika Pulomas Hospital. The paired sample t-test showed a value of p = 0.002, meaning p<0.05. Recommendations for hospitals need to have a policy for early mobilization of patients after caesarean section. Early mobilization accelerates wound healing and shortens the period of hospital treatment, so that it is a promotion for the hospital, namely: establishing independent hospitals as the main choice with quality services.  

With the rapid increase in global population and the ongoing depletion of agricultural land, food security faces an escalating threat. CRISPR genetic engineering technology offers immense potential to enhance crop resilience and productivity. However, its application raises significant ethical concerns, both from a bioethical perspective and within the framework of Islamic values. This article examines core principles of bioethics and Islamic ethics to explore the morally conscious integration of genetic technology. Through a comprehensive literature review, it underscores the necessity of a collaborative approach involving scientists, policymakers, and religious leaders to establish ethical guidelines for its responsible use. The findings highlight the critical need to strike a balance between technological innovation and the preservation of moral principles. By adhering to ethical standards rooted in both modern bioethics and Islamic teachings, genetic technologies such as CRISPR can be harnessed to address food security challenges by improving crop productivity and fortifying resistance to diseases and extreme environmental stressors, without compromising moral integrity.