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The purpose of writing this analysis is to investigate the financial performance achievements of Bank Syariah Indonesia (BSI) and Bank Muamalat in the Maqashid Syariah Index, with a focus on profitability, liquidity, asset growth, operational efficiency and sustainable service. The research method used is a literature study, which involves collecting and analyzing data from various relevant and reliable literature sources, including public financial reports, academic books, scientific journals, and other official documents. The research results show that both banks have demonstrated a strong commitment to sharia principles in their operations, with adequate performance in key aspects such as profitability, liquidity, asset growth, operational efficiency and sustainable service. Thus, this analysis provides an in-depth understanding of the contribution of BSI and Bank Muamalat to a sharia-based economy and achieving sharia goals in a broader context.    

Tjiwi Kimia Tbk Paper Factory, the world's leading producer of pulp, paper and paper products, has an important role in the national economy. Financial ratio analysis highlights a company's financial health, focusing on liquidity, solvency, activity, and profitability. The aim of this research is to understand and assess the company's financial health and measure overall financial performance. From this research, it can be seen that ratio analysis shows liquidity fluctuations, a significant decrease in profitability, and a lack of efficient use of assets. Although the company's solvency remains maintained, the main challenge lies in operational efficiency and profit growth in proportion to the increase in assets. In conclusion, a more effective strategy is needed in debt management, increasing operational efficiency, and optimizing asset use to improve overall company performance

In the literature study related to evaluating the efficiency and profitability of Islamic insurance through financial statement analysis, previous studies highlighted various methods and approaches used to measure the performance of Islamic insurance companies. Financial statement analysis is the main focus in identifying factors that affect the operational efficiency and profitability of Islamic insurance companies. Some studies have used traditional financial ratios such as solvency, liquidity, and profitability ratios to evaluate the performance of Islamic insurance. However, due to the unique characteristics of Islamic insurance, studies have also proposed the development of specific metrics that take into account sharia principles, such as sharia compliance ratios and fairness ratios. In addition, non-financial approaches such as technical efficiency and allocative efficiency analysis have also been used to evaluate the operational efficiency of Islamic insurance. This research shows that factors such as scale of operations, business diversification, and managerial efficiency can contribute to the efficiency performance and profitability of Islamic insurance companies. Although there have been many studies conducted in this domain, there is still a need for more in-depth follow-up research to better understand the factors that influence the efficiency and profitability of Islamic insurance. With a better understanding of the performance of Islamic insurance companies, regulators and practitioners can develop more effective strategies to improve the stability and growth of this industry.

Human resource development is a process of how management gains experience, skills and attitudes to achieve success as leaders in the organization, so that development activities are aimed at helping employees/employees to be able to handle their responsibilities in the future. Bearing this in mind, training and human resource development programs are needed which are carried out periodically and continuously, in order to provide satisfactory (prime) service. Thus, companies/institutions need to have good operational implementation instructions, as well as educated officers who can implement these operational systems and procedures appropriately. Apart from development, training activities are also very influential on human resources because with this training human resources will be encouraged to be able to provide excellent service for candidates or those interested in buying or using their services. And it is no less important to provide training to customer service on how to serve in a very friendly, polite, knowledgeable manner so that clients/interested people can feel comfortable when communicating or making transactions.

Consumer purchasing decisions are one of the most crucial aspects for companies, because purchasing decisions can affect revenue, business growth, reputation, competition in the market, operational efficiency, product innovation, and customer loyalty. There are several factors that influence purchasing decisions, including brand image and nutrition label. This study aims to examine the effect of brand image and nutrition label on purchasing decisions with a healthy lifestyle as a moderating variable. The sample used in this study was 100 respondents. The sampling method used in this study was purposive sampling method. Data collection was carried out through distributing questionnaires online via google form and offline distribution where respondents received and answered on a questionnaire sheet. The data analysis technique used in this research is Moderated Regression Analysis. The results of this study indicate that brand image and nutrition label partially have a significant effect on Fitbar purchasing decisions in Denpasar City. Then, healthy lifestyle moderates brand image and nutrition label partially on Fitbar purchasing decisions in Denpasar City.

This research aims to determine the factors that influence the risk of mudharabah financing at Sharia People's Financing Banks (BPRS) in Indonesia. The independent variables used in this research are Ratio Of Assets (ROA), Operational Costs Operational Income (BOPO), Financing To Deposit Ratio (FDR), Capital Adequity Ratio (CAR). The research method used was quantitative, with sampling using purposive sampling consisting of 15 BPRS registered in Indonesia. The results of this research show that the Ratio Of Assets (ROA) variable has a significant positive effect on mudharabah financing risk, Operational Costs Operating Income (BOPO) has an insignificant positive effect on mudharabah financing risk, Financing To Deposit Ratio (FDR) has an insignificant positive effect on financing risk mudharabah, Capital Adequity Ratio (CAR) has an insignificant positive effect on mudharabah financing risk. Based on these results, it is found that the determinant coefficient value is 0.4436, meaning that the variables Ratio Of Assets (ROA), Operational Costs Operational Income (BOPO), Financing To Deposit Ratio (FDR), Capital Adequity Ratio (CAR) can explain the dependent variable, namely risk. mudharabah financing is 44.36% and the remaining 65.64% is explained by other variables or other factors that are not included in this model.

This research aims to determine the transfer of archival media as a preservation effort. The research method used is a qualitative method with descriptive research that uses interview methods to describe data obtained directly by researchers. The research results show that the media transfer processing process as a preservation effort must use guidelines, namely SOP (standard operational procedure) or media transfer processing workflow issued by the National Archives of the Republic of Indonesia. With this SOP (standard operational procedure), it will be easier for archives to transfer documents. This SOP was prepared to provide guidance or stages in implementing the media transfer process and is expected to make it easier for archivists to carry out the media transfer process. The obstacles/constraints faced in the process of transferring archival media as a preservation effort are the obstacles faced by archivists in processing media transfer collections in a preservation effort, namely the lack of human resources, many archivists in the North Labuhanbatu Library and Archives Service do not yet know about media transfer processing, only 2 archivists who can process transfer of media and also inadequate facilities and infrastructure.

This research examines the role of local ports in addressing challenges from public ports and special terminals in their vicinity. It focuses on infrastructure, efficiency, connectivity, and competitiveness, using qualitative analysis and a Likert scale questionnaire. Findings reveal that while local ports excel in certain areas, improvements in infrastructure maintenance, operational efficiency, and transport connectivity are needed. Recommendations include investing in infrastructure, improving efficiency, enhancing marketing strategies, fostering collaborations, prioritising sustainability, and focusing on customer satisfaction. Implementing these recommendations can enhance local ports' competitiveness, strengthen their position in the maritime industry, and contribute to regional economic development.

This research explores the critical role of English communication in promoting safety within the transportation industry. Through qualitative analysis of 100 cadets studying multimodal transportation, logistics, transportation safety, and law and road management, the study examines the impact of language barriers on safety incidents and proposes strategies for enhancing safety outcomes through improved communication. The findings highlight the significant contribution of communication breakdowns to safety incidents in transportation operations, underscoring the need for effective communication strategies. The research recommends the development of tailored training programs that integrate language proficiency with sector-specific safety knowledge, as well as the inclusion of cultural awareness training and the integration of communication technologies to enhance communication effectiveness. The study also identifies the positive impact of improved English communication on safety outcomes, suggesting that enhanced communication skills can mitigate safety risks and improve overall operational efficiency. By implementing these recommendations and prioritizing continuous professional development, transportation stakeholders can improve communication strategies and enhance safety practices within the industry.

This article presents a literature review on the role of digital technology in business and its disruptive impact on companies. We analyze how digital technology drives business transformation, enhances operational efficiency, and fosters innovation in products and services. However, the use of digital technology also brings disruptive effects, compelling companies to adapt to changes in business models and increased competition. This article provides valuable insights for business practitioners and decision-makers on how to effectively manage the impact of digital technology.  

The aim of this research is to determine and assess the level of health of the company PT Semen Indonesia TBK as one of the companies in Indonesia and to measure its overall performance, so that the company can shine and be useful improve its quality. This research uses quantitative methods. This assessment tool is an adaptation of the Liquidity Ratio, Solvency Ratio, Profitability Ratio methods.The object of this research is the company PT Semen Indonesia TBK. This research method uses a quantitative descriptive method. The results of the research found that there was a decline in 2023 in the Quick ratio which decreased on a scale below 1, namely 0.949, which means that the company is considered unable to fulfill or pay debts smoothly in the cycle operational, the solvency ratio is in a stable condition because the company can demonstrate its ability to pay its obligations, the profitability ratio is considered very small because the profit received is still far from the 5% scale and it can be said that the profit value is not healthy. It is hoped that PT. Semen Indonesia Tbk can pay attention to and analyze the financial ratios produced based on periodic financial reports, so that PT. Semen Indonesia Tbk can improve its finances significantly

he world's energy industries contribute 87% to the increase in global greenhouse gases. To reduce global greenhouse gas emissions, hydrogen as clean energy is an alternative energy source with a gravimetric energy density of 120 MJ/kg and a volumetric density of 0.0824 kg/m3. The main challenge of hydrogen as an energy carrier is its low volumetric density, thus requiring hydrogen storage technology at higher volumetric densities. Hydrogen storage systems are crucial to the hydrogen supply chain process, especially in terms of its economics. The hydrogen storage system consists of hydrogenation, transportation, and dehydrogenation processes. This paper uses the techno-economic analysis of five types of hydrogen storage technologies: compressed hydrogen, liquid Hydrogen, liquid organic hydrogen carrier, metal hydride, and ammonia. Hysys was introduced to help process design, process modeling, and equipment sizing of each technology. System costs ($/kg) are determined based on projected Capital Expenditure (CapEx) and Operational expenditure (OpEx) of each hydrogenation and dehydrogenation process, as well as shipping transportation cost at 2000 km. The results show that liquid organic hydrogen carrier had the lowest system cost of $2.84/kg, followed by metal hydride at $2.95/kg, compressed hydrogen at $3.33/kg, ammonia at $7.21/kg, and liquid hydrogen at $11.51/kg. However, the storage efficiency of liquid organic hydrogen carriers is only 8.73%, compared to compressed hydrogen at 99%. The results show that the cost of hydrogen storage systems needs to be significantly reduced for long-term and large-scale applications.

The purpose of this study was to determine the effect of Liquidity, Earning Asset Quality, and Operational Efficiency on the stock price of banking companies. The stock price in the capital market will determine the value of a company, where the performance and health of the company affect its share price, as well as the views of investors.This research is descriptive quantitative research. The population in this study are publicly listed banking companies in Indonesia which are listed on the Indonesia Stock Exchange (IDX) for the 2016-2020 period. The sample used in this study were 20 companies using the purposive sampling method. The data analysis technique used is multiple linear regression, classical assumption test, t test, F test, and the coefficient of determination R Square.The results of the partial test or t test show that Liquidity (LDR) has no significant effect on stock prices, Earning Asset Quality (NPL) has a positive and significant effect on stock prices and Operational Efficiency has a negative and significant effect on stock prices. While the simultaneous test or F test shows that together Liquidity (LDR), Earning Asset Quality (NPL) and Operational Efficiency (BOPO) have a simultaneous effect on stock prices.

Waste management in the maritime industry is a crucial aspect in maintaining environmental and operational sustainability of the industry. In this context, a literature review becomes essential to understand best practices, challenges, and potential solutions in waste management in the maritime industry. This research aims to present a comprehensive literature review on waste management in the maritime industry, focusing on management practices and future challenges. The literature review includes mapping of theoretical concepts, explanation of effective management practices, and analysis of relevant waste treatment technologies. Findings from this literature review provide an in-depth understanding of the complexity of waste management in the maritime industry, the crucial role of management in addressing these challenges, and the urgency in facing increasingly stringent environmental regulations. The implications of this literature review include emphasis on the importance of developing environmentally friendly technologies, collaboration between governments and industries, and awareness of the interconnection between waste management and sustainability goals. This research is expected to provide valuable guidance for the maritime industry in enhancing their waste management practices, thus creating a more sustainable future for the industry and the environment as a whole.

This study aims to explore and analyze how the integration of deontological ethics and virtue ethics can serve as a foundation for enhancing accountability and transparency in the Social Services Department of Bima Regency, focusing on the understanding and application of ethical principles by civil servants and their impact on governance. Employing a qualitative descriptive method, this research involved in-depth interviews, participatory observation, and documentation studies to collect data from various informants directly involved in the implementation and supervision of bureaucratic ethics. Data analysis was conducted through an iterative model, including data reduction, data display, and conclusion drawing to gain a deep understanding of the dynamics of deontological and virtue ethics in the bureaucratic environment of Bima Regency. The findings indicate that although the integration of deontological and virtue ethics holds great potential in enhancing transparency and accountability, real challenges are faced, including the misalignment between ethical principles and bureaucratic operational realities, resistance to change, and weaknesses in the oversight system. These findings highlight the importance of comprehensive ethical education and training, the development of effective accountability mechanisms, and increased community participation as key strategies to overcome these challenges and strengthen the ethical foundation in the governance of Bima Regency.

Management transformation in the shipping industry has become increasingly important with the advancement of information technology. This research aims to analyze the role of information technology in management transformation in the shipping industry. Through a literature review approach, this study explores the use of information technology in enhancing operational efficiency, facilitating faster decision-making, and improving company competitiveness. The main findings indicate that information technology has been a key driver in management transformation, with the adoption of integrated logistics management systems and real-time ship monitoring. However, challenges such as infrastructure complexity, data security issues, and resource constraints are also identified in the implementation of information technology. Effective mitigation strategies are needed to address these challenges. This study also highlights the importance of collaboration and partnerships in the transformation of the shipping industry. Thus, this research provides a comprehensive understanding of the role of information technology in management transformation in the shipping industry, while highlighting the challenges faced and their practical implications.

The maritime industry, as one of the vital sectors in the global economy, plays an indispensable role in facilitating international trade and the transportation of goods worldwide. However, confronted with challenges of heightened global competition and fluctuations in fuel prices, the industry needs to seek solutions to enhance efficiency and overall performance. This study assesses the application of Lean Management Principles in the maritime industry, emphasizing strategies such as value stream mapping, waste identification, and employee training as crucial for success. Findings reveal potential for enhancing operational efficiency and reducing waste, along with additional benefits such as heightened customer satisfaction and contributions to environmental sustainability. Recommendations for further research encompass case studies on Lean Management implementation in the maritime industry, the development of tailored implementation models, and investigations into the environmental ramifications of Lean Management application. In conclusion, the implementation of Lean Management holds significant promise for improving the performance of the maritime industry and fostering its overall development.

Accidents or injuries at work can disrupt the productivity and operational efficiency of PT. Safindo Raya. The research background may include efforts to identify and reduce factors that can cause these disorders, thereby increasing the overall efficiency of the company. One of the main objectives of K3 research is to improve employee safety in the workplace. Research can help in identifying potential risks, analyzing the causes of accidents or incidents, and developing strategies to prevent similar incidents in the future. Companies such as PT. Safindo Raya may have an obligation to comply with K3 regulations and standards set by the government or regulatory bodies. K3 research can help companies ensure that they comply with all applicable regulations and achieve the required safety standards. OSH research can also contribute to increasing productivity and efficiency in the workplace by reducing absenteeism due to work-related injuries or illnesses, reducing production downtime due to accidents, or identifying ways to promote safer and more efficient work processes. With this approach, information is collected through questionnaires or interviews with employees, management or K3 staff. These surveys may include employees' perceptions of OSH conditions in the workplace, their understanding of safety procedures, or specific problems they encounter in carrying out their duties. The majority of employees show a high level of awareness of the importance of K3 in the workplace. They expressed an understanding of the importance of using personal protective equipment (PPE) and existing safety procedures. Interview results indicate that expansion of K3 training may be necessary to make employees aware of each job they have a comprehensive understanding of potential risks in the workplace and the precautions that must be taken.

The objective of this study is to assess the financial performance of job training institutions with regards to the attainment of organisational objectives. This study used a qualitative methodology to assess the efficacy of managing financial resources within institutions. It focuses on important financial indicators, including liquidity, solvency, profitability, and efficiency. The study collected and analysed historical financial data from multiple job training institutions to ascertain the correlation between financial performance and the institution's capacity to accomplish its strategic objectives. The research findings indicate that institutions exhibiting robust financial performance are more proficient in conducting training programmes that align with labour market demands, extending the scope of their services, and guaranteeing long-term operational viability. 

This study examines the meticulous and thorough execution of the Online Single Submission (OSS) in the Tanjung Pinang City Investment and One Stop Integrated Service Office.The main focus involved the complexity of the community’s lack of deep understanding of the business licensing stages, while also exploring the technical barriers that accompanied the integration of the OSS system. The research objectives included an in-depth evaluation of the programme’s operational success, an analysis of the level of stakeholder satisfaction involving business owners, as well as a detailed investigation into the level of efficiency of the OSS implementation. The research method, applied in a descriptive qualitative approach, involved in-depth interviews, rigorous documentation analysis, and a comprehensive literature review. The findings highlight positive progress, although obstacles remain, both in terms of public understanding and technical constraints in OSS operations. In conclusion, the research provides very specific recommendations, including a careful restructuring of the OSS system, a more focused socialisation strategy and breakthrough interventions to improve the effectiveness of the OSS in the future.