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PayLater services are becoming increasingly popular among the public, offering convenience and flexibility in meeting daily needs and lifestyle demands. However, uncontrolled use has the potential to cause financial problems that significantly impact both mental and physical health. This community service activity aims to increase the understanding of community leaders regarding healthy financial management and the health risks that may arise from a PayLater-based consumer lifestyle. The outreach program was conducted by KKM students from Bina Bangsa University Group 22 in Banjar Negara Village, Ciwandan District, Cilegon City, with 30 participants consisting of local RT and RW heads. Methods used included interactive lectures, discussions, and question-and-answer sessions that encouraged active participation and contextual sharing of experiences. The results of the activity showed an increase in participants’ awareness of the importance of financial literacy as an integral part of maintaining overall quality of life. Participants recognized that financial health is closely related to mental well-being, as excessive financial pressure can trigger stress, anxiety, and even chronic illnesses. The program also emphasized practical strategies such as budgeting, distinguishing needs from wants, and limiting PayLater use to essential needs only. It is expected that RT and RW heads who have participated can act as educational agents in their communities, spreading financial literacy and awareness of health risks. In the future, similar programs need to be expanded to other community groups, supported by digital media and cross-sector collaboration to create a financially independent and physically and mentally healthy society.

This study aims to analyze M. Quraish Shihab's views on spiritual interaction between the deceased and the living in Tafsir al-Mishbah. This issue is highly urgent because the debate surrounding the soul and the afterlife has existed since the time of the Prophet Muhammad (peace be upon him) and continues to be a polemic to this day. To answer this question, a qualitative research method with a library research approach was used. Primary data came from Tafsir al-Mishbah, where the Quranic verses about the soul were analyzed thematically. Secondary data were obtained from various classical and contemporary tafsir books, hadith books, and books on interpretation methodology to provide a comprehensive understanding. The results show that, according to M. Quraish Shihab, humans are bidimensional beings. Death is not the end of existence, but rather a transition from the mundane realm to the Barzakh realm, where the soul remains alive. Although human knowledge is very limited regarding the unseen realm, interaction between the souls of the living and the deceased is possible, especially through dreams. In conclusion, M. Quraish Shihab argues that souls in the Barzakh realm remain alive and conscious, and can interact with other souls, although in a different way from communication in the physical world.

Earnings management is a deliberate strategy based on multidimensional considerations. The impact of earnings management practices is not necessarily positive, so mitigation measures are necessary to mitigate any negative impacts. This article aims to observe and analyze research developments regarding the role of the Board of Directors (BOD) in reducing discretionary accruals in Islamic banking. This article uses a qualitative literature study approach by analyzing articles from previous studies based on criteria that include article quality and research focus. Analysis of the answers to the research questions is conducted based on the results of empirical research in previous studies. Based on the analysis, a review of previous articles provides a strong argument that the role of the Board of Directors (BOD) plays a significant and complex role in influencing earnings management practices in the Islamic banking sector. The effectiveness of the BOD is not universal, but is highly dependent on its specific attributes, including competence, size, and activeness. It has been proven that competence is the attribute that plays the most role in reducing discretionary accruals. Meanwhile, characteristics such as board size and activeness show mixed results, indicating that mere physical and administrative presence is not enough without being balanced with substantive expertise, independence, and effective board work dynamics. This complexity is exacerbated by inconsistent findings and limited scope of studies on accrual techniques. Therefore, strengthening governance in Islamic banking must focus on improving the quality of human resources on the board of directors, especially in terms of technical expertise in finance and accounting. There is an academic gap for future research by exploring moderating variables, real manipulation techniques, and the dynamics of interactions between governance elements in the dual structure that characterizes Islamic banking

Dawet Ayu in Banjarnegara Regency is one of the traditional culinary micro, small, and medium enterprises (MSMEs) that until now is still able to survive and continue to grow. This typical beverage product not only has cultural value, but also has the potential to be a promising economic source for the local community. However, the reality on the ground shows that Dawet Jabung's business actors are still facing various serious obstacles. Limited understanding of business management, difficulties in calculating production costs in detail, and inability to determine the right selling price of products are the main obstacles. In addition, the low knowledge related to aspects of marketing, promotion, and business communication strategies makes it difficult for this business to expand the market. As a result, some business actors have actually experienced a significant decrease in sales from year to year. To answer these challenges, community service activities are carried out through two approaches, namely Action and Quality Awareness and Rapid Rural Appraisal (RRA). Action and Quality Awareness are carried out through extensive counseling, lectures, and mentoring aimed at increasing the knowledge of business managers. In this activity, business actors are guided to understand the importance of financial recording, cost management, and strategies to improve product quality. Meanwhile, the RRA method is used to identify real needs in the field, as well as prepare training, mentoring, and coaching programs that are relevant to business conditions. The results of the activity showed an increase in the ability of partners to classify production costs into the categories of raw materials, labor, overhead, marketing, and transportation. In addition, business actors are now more skilled in determining selling prices based on the realization of costs incurred, not just estimates. They also began to compile simple bookkeeping related to assets, debts, and capital, so that business management became more professional, transparent, and sustainable

The process of managing, creating, or organizing something in the best way to achieve the best or ideal results is called optimization. Optimization aims to maximize or minimize certain values ​​to produce effective, successful results consistent with desired goals. You can communicate and interact with people you've never met in person using social media sites like Facebook. Online friendships can even be formed. Social media platforms like Facebook. Social media should be used with caution because almost everyone uses it. Facebook can be used for entertainment, education, promotion, and information sharing, all of which can be beneficial if done correctly. Everyone who uses Facebook should be aware of communication ethics, maintain their privacy, and refrain from sharing offensive content to maintain the security and usability of the platform. The implementation involves socialization methods and question-and-answer sessions with mothers at a social gathering. April 15, 2025. This activity took place at a resident's home. In addition to providing optimization training, the activity also aimed to improve communication between the village head and residents through the active involvement of participants. The goal was also to create a positive discussion atmosphere to improve community well-being and foster a stronger sense of togetherness and trust for future village growth. This will allow for identification of existing communication barriers and collaborative work to find solutions.

Self-understanding is something that every individual must have. In its application, self-understanding is not only to help individuals in increasing self-confidence, but can also help individuals in all aspects of their society. Self-understanding can be known through anything, such as one of the media used by PPL students at MAN 1 Kebumen, they apply self-understanding through Life Cards in which there are several questions and statements that will be answered by students. This can certainly help them to open up more, recognize their potential, and develop their life skills. The application of this media is applied to students in class X and class XI. The method used in this study is qualitative research. As a result of the implementation of self-acceptance through Life Card at MAN 1 Kebumen in class X and XI, there are 172 students who can understand themselves, and there are 59 students who cannot even understand themselves at all.

This community service research aimed to empower elementary school children’s creativity through fun, educational, and environmentally friendly activities. Conducted at Bimbel Arsal in Tolokan Village, the project focused on ecoprinting training on tote bags using local natural resources. The activity followed a three-stage implementation process: preparation, execution, and reflection. The preparation stage included coordination with tutoring teachers and the gathering of tools and materials. During the execution stage, children were introduced to ecoprinting and practiced the pounding technique with guidance from the KKN team. The reflection stage involved discussions, a question-and-answer session, and product evaluation. The results showed that the children successfully learned ecoprinting techniques, understood the environmental benefits, and expressed their creativity through unique and beautiful ecoprint designs on tote bags. Although challenges arose—such as difficulties selecting natural materials with strong color yields and technical issues during the beating process—the activity proceeded smoothly, thanks to the children’s enthusiasm, support from the tutoring center, and careful planning. Ultimately, the project proved effective in enhancing the children’s creativity, self-confidence, and environmental awareness. This activity not only empowered children but also contributed to promoting sustainable practices and fostering environmental consciousness among young learners. The success of the program highlights the importance of creative, hands-on learning activities in promoting both personal development and environmental responsibility.

In today's digital era, the need for fast, accurate, and responsive information systems is increasingly pressing, especially in the higher education sector where prospective students often face obstacles in directly obtaining relevant and reliable academic information. To address this challenge, this research focuses on the design and development of an academic service chatbot by implementing the Retrieval-Augmented Generation (RAG) method at Catur Insan Cendekia University. The RAG approach combines information retrieval capabilities from various documents (retrieval) with the generative intelligence of language models, thus being able to produce contextual, personalized, and data-driven answers. The chatbot system was developed using Python, LangChain, FAISS, and the GPT model as the core of natural language processing. Performance evaluation was conducted using the ROUGE metric, which showed quite good results with a ROUGE-1 value of 0.50 and a ROUGE-L of 0.48. These findings prove that the system is capable of providing relevant and high-quality responses in helping answer prospective students' academic questions. With these advantages, this chatbot is expected to be an innovative solution to improve the quality of academic information services at UCIC, as it can present data quickly, accurately, interactively, and automatically. Furthermore, the implementation of this artificial intelligence-based technology aligns with digital transformation efforts in higher education, supporting the efficiency of academic services and strengthening the institution's image as a modern campus that adapts to developments in information technology.

 A workshop addressing the hazards of gadget usage in early infancy was conducted as community service at Posyandu ILP Kelinci, Keradenan Village, Banyuwangi Regency, East Java.  This initiative aimed to enhance parents' awareness and understanding of the significance of gadget usage while equipping them with practical skills to assist their children in utilizing gadgets securely and constructively.  The utilization of devices in early childhood can pose risks if not well monitored and restricted.  This workshop activity must be undertaken to inform parents about the potential effects of devices on children.  This program aims to educate parents and children about the advantages and dangers of gadget usage, along with strategies for prudent management.  This workshop activity employs a hybrid approach, integrating lecture and question-and-answer techniques.  Activity evaluation occurs both throughout the process and upon completion, concentrating on factors such as the attainment of objectives and the arrangement of activities.  The method and results were evaluated through documentation.  The assessment of the components of activity organization was conducted by observation.  The success metrics for the execution of the workshop on the Dangers of Using Gadgets in Early Childhood employ two methodologies: (1) evaluation during the activity process, and (2) post-evaluation of workshop activities.

The waste problem in Tamanan village is an issue that needs serious attention because of its impact on environmental pollution and public health. One of the main challenges is the low awareness of residents, especially elementary school children, in terms of good and correct waste management. A lot of waste is thrown carelessly without sorting, which results in a decrease in the quality of cleanliness and health of the village environment. This community service program aims to improve students' understanding and skills in waste management through a Participatory Action Research (PAR) approach for 40 days. This program involves students of MI Nurur Rahman and SDN Tamanan 1 as the main subjects. The activities carried out include socialization about the importance of waste management, the delivery of material on types of waste, as well as the practice of sorting organic, inorganic, and B3 waste. In addition, the installation of educational media in the school environment and evaluation monitoring were also carried out. The results of the evaluation showed that 73% of students were able to answer the quiz questions correctly ≥70%, which indicates their good understanding of waste management. Some students also began to implement the habit of separating waste at home and inviting families to participate. Support from village officials and the existence of educational media are expected to strengthen the sustainability of this program. Participatory approaches have proven to be effective in raising environmental awareness and can be implemented sustainably through collaboration between schools, communities, and village governments.

This study examines two main issues related to palm oil trading transactions in Kuala Keritang Village, Indragiri Hilir Regency, Riau Province. The first issue concerns the analysis of pricing mechanisms in palm oil trading, while the second focuses on the review of Islamic business ethics in such transactions. The objective of this research is to understand in detail how the price determination system operates in the local palm oil market and to assess the extent to which these trading practices align with the principles of Islamic business ethics. To address these issues, a qualitative descriptive method was employed. This approach was chosen because it allows for a comprehensive description of facts, data, and trading mechanisms while providing space for critical analysis in relation to Islamic values. Data were obtained through observation, interviews, and documentation, which were then described, analyzed, and discussed in order to answer the research questions thoroughly. The findings indicate that, in general, palm oil trading practices in Kuala Keritang Village are similar to other common trading systems, but they differ in terms of price-setting mechanisms. In practice, the price of palm oil is largely determined by buyers based on market conditions, which often creates injustice for farmers as sellers. From the perspective of Islamic business ethics, this practice does not fully comply with the principles of fairness, honesty, and mutual benefit, which are essential foundations of Islamic economic transactions. The study concludes that violations of Islamic business ethics principles, particularly regarding fairness in pricing, still occur in palm oil trading within the village. Therefore, improvements are needed in the transaction system so that palm oil trading in Kuala Keritang can be carried out in accordance with sharia principles, ensuring justice and mutual benefit for both sellers and buyers.

Red beans (Phaseolus vulgaris L.) are a type of legumes (Leguminaceae) that have a high content of starch and fiber. The high fiber content causes red beans to prevent coronary heart disease. Red beans also have a low glycemic index so they can lower cholesterol levels in the blood and the risk of diabetes. Red beans also contain phenolic compounds that act as antioxidants in the body. Red beans are classified as food ingredients that can support the increase in nutritional value because they are classified as a relatively affordable source of vegetable protein. The purpose of this counseling is to provide knowledge and processed skills from local commodities, in this case red beans, to students majoring in Agribusiness of Agricultural Products at SMK Negeri 1 Bawen. This activity was attended by 68 students majoring in Agribusiness and Agricultural Products and 1 assistant teacher from SMK Negeri 1 Bawen, Semarang Regency. The method of this red bean processing extension activity is to increase the knowledge and skills of making processed local food products with several methods: a. The lecture method provides the theory and practice of making kidney bean cookies. b. Practice method of making red bean cut ice. c. The question and answer method, used to provide feedback to participants about the material that has been presented during the activity. d. Evaluation is given by providing pre test and post test. After the implementation, it showed that the target, namely students of SMK Negeri 1 Bawen, increased their knowledge and understood the importance of post-harvest handling and processing of red beans with the practice of making red bean cut ice. This is based on questions and answers, interviews and questionnaires shared before and after the activity. From the results of the questionnaire conducted before and after the activity, it showed that: After the implementation, there was a 50.17% increase in knowledge about kidney bean processing, Knowledge about making kidney beans into cut ice increased by 65.32% and Knowledge of other processed kidney beans such as kidney bean cookies showed that there was an increase of 67.15% after counseling. The conclusions that can be drawn from this counseling activity are (1) Processed red bean extension activities can increase the knowledge and understanding of the participants (2) The responses given by the counseling participants show a fairly satisfactory interest and there is a desire to apply the newly acquired knowledge to be socialized in the surrounding environment.

Using Newman's Error Analysis (NEA) as a framework, this study will examine the many ways in which MAN 3 Medan students blunder while answering problems involving logarithms and exponentials. A total of thirty-one MIPA class X students served as subjects for this qualitative descriptive study. Essay tests, interviews with math instructors, and records of student work all contributed to the data set. Data analysis involves reducing, presenting, and making conclusions while triangulating sources to ensure the data is legitimate. According to the research, the two most common points of mistake are when people are trying to grasp the issue and when they are trying to convert it. This is because pupils have a hard time grasping the characteristics and fundamental ideas of logarithms and have a habit of rote memorization rather than critical thinking. Other factors that also affect include the lack of utilization of learning media and low student learning motivation. After being given discussion-based learning and interactive media, the post-test results showed an increase in comprehension and a decrease in conceptual errors. This research recommends that teachers should emphasize student-centered learning by strengthening basic concepts and implementing contextual problem-solving strategies.

In this study, a quantitative research approach was used, with two variables: motivation as the independent variable and work productivity as the dependent variable. The survey method was employed, with a sample of 26 employees from the Wajo Intellectual Mandiri Job Training Institute. The data analysis techniques used included quantitative descriptive analysis, correlation analysis, and simple regression analysis. Data collection was carried out through observation, questionnaires, and documentation. The findings indicate that both the motivation and work productivity variables are rated highly, based on the respondents' answers from the questionnaire distribution. The results demonstrate a positive relationship between motivation and employee work productivity at the Wajo Intellectual Mandiri Job Training Institute in Wajo Regency. This study highlights the importance of motivation in enhancing work productivity and provides valuable insights for improving organizational performance by fostering motivation among employees. The findings can be used as a basis for developing strategies to optimize employee productivity in similar organizational settings. 

This community service activity aims to increase awareness of digital media ethics for new students at UIN K.H. Abdurrahman Wahid Pekalongan through a digital literacy seminar entitled Digital Literacy for Soft Skill Development in Facing the 5.0 Era. This activity was carried out as part of the national program named Makin Cakap Digital which was initiated by the Ministry of Communication and Information in collaboration with Siberkreasi and ICT Volunteers. It was implemented in three stages, namely delivery of material accompanied by actual case studies, interactive discussions, questions and answers, as well as reflection and evaluation of participants' understanding. Through a service method with a participatory approach, this activity aims to foster students' critical awareness of digital communication ethics and media responsibility. The results of the activity showed that students experienced increased knowledge and awareness in using digital space wisely. Participants understand the concept of netiquette and digital responsibility. Additionally, they can also think critically about information and show a positive attitude in interacting on social media.

This community service activity was carried out with the aim of improving the memory of students at the Baiturrahman Islamic Boarding School (TPQ) through the implementation of group guidance based on an interactive question and answer method. The background of this program is based on the problem of low retention of religious material that has been learned by students, so the learning approach is needed that does not only emphasize memorization, but also activates the process of critical and in-depth thinking. In its implementation, the activity is designed to involve students directly in group discussions guided by a facilitator. The questions posed are structured in such a way as to stimulate repetition of information, encourage logical reasoning, and help students connect the learning material with real experiences in everyday life. Through this process, students are not only asked to answer questions but are also trained to develop broader answers, thereby strengthening understanding and improving communication skills. This program also prioritizes a fun, collaborative, and participatory learning atmosphere so that students feel more motivated to actively participate. Evaluation results show a significant increase in students' ability to remember, understand, and re-present learning material more quickly, accurately, and coherently. Furthermore, this activity also has a positive impact on increasing students' self-confidence in the learning process and strengthening collaborative skills among group members. Thus, group guidance using the question-and-answer method can be considered an effective learning strategy for strengthening students' memory and increasing their learning motivation.

This study aims to investigate the role of teachers in developing literacy among early childhood learners at TK Irama Jaya Ulapato A, located in Telaga Biru District, Gorontalo Regency. The research employs a qualitative approach with a descriptive method. The subjects of the study are the teachers at TK Irama Jaya Ulapato A. Data collection techniques include observation, interviews, and documentation. The findings indicate that teachers play a significant role in fostering literacy in early childhood, particularly through storytelling activities. In its implementation, teachers act as motivators by giving praise to children who are able to answer questions as a form of positive reinforcement. As facilitators, teachers provide learning materials such as storybooks used during the learning process. Furthermore, teachers also serve as evaluators, conducting direct assessments of the children’s understanding related to literacy activities. Lastly, teachers function as class managers, creating an enjoyable learning environment and engaging activities that help increase children's interest in learning and improve their literacy skills.

The Qur'an, as the greatest miracle revealed to the Prophet Muhammad peace be upon him, possesses a linguistic excellence unmatched by Arab writers, both during and after the revelation. The beauty of its sentence structure, rhetorical power, and the depth of meaning in each sentence make the Qur'an an authentic proof of the Prophet's prophethood. Among the prominent linguistic characteristics in the Qur'an is the use of the istifham style interrogative sentences, which in the science of balaghah is included in the branch of ma'ani. Interrogative sentences in the Qur'an are not always intended to ask for answers, but often contain rhetorical intent that strengthens arguments, raises awareness, or even touches the psychological aspects of the reader. 

This research aims to develop a transaction data security system on the web-based Pancadaya Waste Bank application by applying a hybrid cryptographic algorithm that combines Advanced Encryption Standard (AES) and Rivest Shamir Adleman (RSA). The problem faced in the previous system is the weak recording and security of customer transaction data, because the process is still carried out manually so that it is prone to recording errors, loss of important information, and potential misuse of data by unauthorized parties. To answer these problems, this study uses the Rapid Application Development (RAD) method which allows the application development process to be carried out quickly, flexibly, structured, and according to user needs. The research method used was a qualitative approach with interview techniques with the management of the Pancadaya Waste Bank and the Environment Office, as well as an in-depth literature study on the application of hybrid cryptographic algorithms in modern information systems. The system is built using the PHP programming language, MySQL database, and OpenSSL library as the main support for the data encryption and decryption process. The implementation of the algorithm is carried out by encrypting transaction data using AES for efficiency and speed, then the AES key is secured through RSA to ensure a higher level of security while preventing illegal access. The test results showed that the system was able to encrypt and decrypt transaction data in real-time, as well as display transaction results in the form of digital notes on deposit and balance withdrawal activities. In addition, performance tests using GTmetrix showed that the application has excellent speed, stability, and processing efficiency, making it feasible to be widely implemented in Pancadaya Waste Bank operations.

Divine love is the ultimate goal of human life and occupies the highest maqam in the spiritual journey. This love begins from self-love that grows because it always remembers the Creator (Allah), then dissolves in dhikr and deep spiritual contemplation, until a person begins to let go of his attachment to the world and prefers closeness to Allah. Love for Allah is a deep mental condition, in which the beloved (human) is willing to open the veil of his ego in order to welcome the presence of the true Lover (Allah). In this context, Jalaluddin Rumi's thinking is particularly relevant, especially when viewed philosophically as to how Divine love becomes possible to grow in a person. It can also be seen as an answer to the disruptive attempts of Western thought that tend to separate spirituality and human existence. Morality is a principle that is closely related to good and bad in human behavior. Human actions are inseparable from moral judgment, whether they are right or wrong, good or bad. Humans as spiritual beings have an awareness of the meaning and purpose of life, different from other beings who, although intelligent, do not have an existential dimension and transcendent consciousness. This awareness is the basis for the emergence of moral responsibility and the search for the true meaning of life.