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The purpose of this community service activity is to improve the knowledge of SMA Islam Andalusia Banyumas students about finance and teach them to use money wisely and independently starting from adolescence. The results showed that most students did not understand the basic concepts of financial literacy, such as the difference between needs and wants, budgeting, and the importance of saving. The training was conducted in one day with a participatory education approach. This method includes providing materials, group discussions, budgeting simulations, and individual reflections. This activity was attended by 80 students. The assessment results showed an increase in the average score from 52.4 in the pretest to 81.1 in the posttest. This activity also showed high active participation, with more than 88% of students actively involved in discussions and group assignments. This training proves that an experience-based approach can effectively improve students' understanding and awareness of personal financial management. Financial literacy instilled since high school has the potential to form a character of thrift, responsibility, and independence in facing future financial challenges

The development of corruption nowadays is accompanied by other crimes related to hide assets from corruption and one way of it is by money laundering mechanism. The mechanism of it is contained in the Criminal Code, Criminal Procedure Code, Law No. 20/2001 jo. Law No. 31/1999 concerning the Eradication of Corruption and Law No. 8/2010 concerning Prevention and Eradication of the Crime of Money Laundering. There are also international legal instruments adopted to strengthen efforts to seize assets from criminal acts of corruption, such as UNCAC which was ratified by the Government of Indonesia into Law Number 7/2006 concerning Ratification of the UNCAC on April 18, 2006. Indonesia needs a regulation that has stronger legal force and has a special mechanism regarding the mechanism for the confiscation of assets and assets that are suspected of being obtained as a result of corruption. It can be suggested to the Government and the legislature to encourage the discussion and passing of the asset confiscation bill’s immediately.

Money in the Islamic perspective is understood as a medium of exchange and unit of account that must have real value and be used in productive and fair economic activities. In the theory of demand for money, Islamic economics has three main approaches. The mainstream school adopts the general principles of conventional theory with adjustments to sharia values, such as the prohibition of usury and the requirement for transactions based on real assets. The Iqtisaduna school, emphasizes the relationship between the monetary system and the Islamic social structure based on the values of justice and individual responsibility. Meanwhile, the alternative school criticizes the fiat monetary system and offers a concept based on intrinsically valuable money such as the dinar and dirham. The three schools also provide different views on the concept of money in circulation, ranging from an adjusted conventional monetary policy approach to a model that rejects a paper money system without asset support. This study provides a clear conceptual mapping of the differences and contributions of each school to the development of the theory of demand for money and money circulation management in the Islamic economic system.

Money Laundering is any criminal act that fulfills the elements of a criminal act as regulated in Law Number 8 of 2010 concerning Prevention and Eradication of the Crime of Money Laundering. Proof is one of the procedures that must be carried out in the Criminal Procedure Law, which will help find light on a criminal act. Due to the various types and methods in this criminal act, the evidence carried out is in accordance with the criteria and type, in this case the author wants to analyze the elements of hiding and disguising the crime of money laundering. The research method used is a normative-empirical approach using a statutory approach. The research results show that 1) Money laundering is considered a serious criminal act because it can support other criminal activities such as drug trafficking, terrorism, corruption and organized crime; 2) Proof in criminal procedural law is the process of showing the truth of accusations or accusations made in a criminal case. 3) Proving the crime of money laundering requires cooperation between various institutions and the use of technology and special expertise to analyze complex financial transactions. In this way, it is hoped that the judicial process can run transparently and fairly, and ensure that money laundering crimes can be punished appropriately.

This study aims to measure the financial performance of the Regional Financial and Asset Management Agency (BPKAD) of Lamongan Regency in 2019–2023 based on the Value for Money concept which includes the principles of economy, efficiency, and effectiveness. The method used is descriptive qualitative with a case study approach, collecting primary data through interviews and observations and secondary data from the Budget Realization Report (LRA) and other supporting documents. The results of the ratio analysis show that the management of regional spending during this period is classified as economical with an average ratio of 93.61%, and balanced efficient with an average efficiency ratio of 100.70%. However, the effectiveness of regional revenue is still fluctuating and mostly ineffective, mainly due to the low realization of revenue from taxes, levies, and grants. The implications of this study emphasize the need to increase the utilization of regional potential and revenue management so that financial targets can be achieved optimally, so that public services and regional development can run more effectively and sustainably.

This research is based on the fact that in the process of making a Driving License, the Manggarai Timur Community is faced with serious challenges, considering that until now the Manggarai Timur Police have not provided this service, forcing the Manggarai Timur community to travel to Ruteng, Polres Manggarai to take care of their SIM. Long trips not only take a lot of time but also cost a lot of money for the community, especially for those who live in remote areas in the Manggarai Timur area. The type of research used is empirical legal research. Data Collection Techniques interviews, observations and documentation. The results of this study indicate that the aspects of the SIM C making service for the Manggarai Timur community at the Manggarai Polres Traffic Unit, include; Accessibility of SIM C making services at the Manggarai Polres, Speed ​​​​in the SIM C Making Process, and the Level of Satisfaction and Perception of the Manggarai Timur Community Regarding the Services Provided Driving License services at the Manggarai Polres Traffic Unit are quite adequate, they only need to be improved. Meanwhile, the factors that influence the service for making Class C Driving Licenses for the people of East Manggarai at the Manggarai Police Traffic Unit include the availability of facilities and infrastructure, geographical conditions or environmental factors, the existence of complex and complicated requirements that must be met in the application and making of Class C Driving Licenses, the number of officers available to serve Class C Driving License applications, and the potential for corrupt practices or illegal levies that can hinder the process of making Class C Driving Licenses efficiently and transparently.

The history of Islamic economic thought has developed since the time of the Prophet Muhammad and continues to experience enrichment by Muslim scholars. These thinkers tried to build Islamic economic concepts that are relevant to the context of their times, while still based on the Qur'an and Hadith. One of the important figures in Islamic economic thought is Abu Ubaid, whose main work Kitab al-Amwal is the main reference in understanding the classical Islamic economic system. In his work, Abu Ubaid emphasizes the importance of justice as the main principle in economic management, including the use of money. He views money as having two main functions, namely as a standard of value and a medium of exchange. His views show strong relevance to the modern economic system, where the function of money still plays an important role in economic activity. This paper aims to examine in depth Abu Ubaid's thoughts on the function of money and assess its relevance in the context of contemporary economics.

There are several developments in the practice of pawn gates, on the condition that pawn gates can also be done for the educational needs of nephews or business capital. Developments in the use of transaction tools can now use money. Pagang gadai is known to have no redemption period, and the Wali Nagari Parik Panjang does not want to sign the pawn letter because it is against positive law in Indonesia. There is no legal protection for the implementation of the practice of pawning in the Minangkabau customary law community. This is because land pawning is carried out without registration. The settlement of the problem of pawn disputes in Nagari Parik Panjang, Matur District, Agam Regency using the principle of bajanjang naiak, batanggo turun means that it is resolved from the lowest level, namely deliberation and consensus, then the Nagari Customary Density, to the highest level, namely the court level.

Al Ghazali and a series of ideas related to Islamic economics discuss usury in terms of achieving an integrated community economy, as well as an analysis of the Kredivo application in that context. Al Ghazali argues that usury is contrary to the function of money as a medium of exchange and a measure of value, therefore causing suffering and accumulating wealth in only a few people. He classifies two types of usury: usury an nasi'ah and usury al-faḍl, both of which are prohibited in transactions between similar goods. Lending money with interest in the context of the Kredivo application certainly violates Islamic law as the first reason, and is also related to the point that usury is contrary to the economic principles stated by Al Ghazali. Al Ghazali shows the sharia attitude that opposes arbitrary control and management of assets by emphasizing awareness of justice. Therefore, through the analyses above, it becomes clear why Kredivo is easily labeled as haram because it has the potential to harm many people, many people who are certainly not supported by welfare.

This thesis is entitled "Money Politics in the Legislative Election for Electoral District I, Kupang Regency 2024" (case study of Oeltua Village, Taebenu District, Kupang Regency). The problem studied is how money politics occurs in Oeltua Village and who are the actors involved in money politics, in the 2024 Kupang Regency Electoral District I legislative election. The aim of this research is to describe and analyze money politics in the 2024 Kupang Regency legislative election. The location of this research was carried out in Oeltua Village, Taebenu District, Kupang Regency. This research is a qualitative descriptive analysis research to describe or illustrate the influence of money politics on community participation. Data collection techniques in this research used interviews and documentation.The results of this research show that Money Politics has an influence on the participation of the people who receive it, but it is actually not a certainty in obtaining votes in accordance with the funds spent by legislative candidates in voting in elections, this is caused by several factors that make money politics ineffective, namely the wrong money politics strategy, a successful team that is not qualified in selecting legislative candidates, which makes money politics not guarantee that it can buy votes from voters who receive gifts in the form of money

This study explores the legal responsibilities of notaries in reporting suspicious financial transactions as part of implementing the Know Your Customer (KYC) Principle. As public officials, notaries are bound by confidentiality obligations; however, in the context of anti-money laundering and counter-terrorism financing efforts, they are also required to report suspicious activities. The research applies a normative juridical approach using qualitative methods that focus on legal document analysis. The findings indicate that the notary's reporting obligation does not violate the confidentiality principle, as it is protected by law through both preventive and repressive legal safeguards. Proper implementation of the KYC Principle and due diligence allows notaries to actively contribute to financial integrity while minimizing their legal risk.

The implementation of Electronic Medical Records (EMR) in healthcare institutions aims to improve the efficiency, accuracy, and accessibility of medical data. RSUD Weda, a regional hospital in Indonesia, has adopted an EMR system in its outpatient services to replace conventional manual processes. However, this transition has faced several challenges, including inadequate training, unstable network infrastructure, and inconsistent adherence to Standard Operating Procedures (SOPs). This study aims to evaluate the performance of the EMR implementation using a qualitative descriptive method based on the 5M framework—Man, Material, Machine, Method, and Money. Data were collected through interviews, direct observation, and document analysis involving stakeholders such as medical staff, administrators, and IT personnel. The findings indicate that while users acknowledge improvements in data accuracy and accessibility, key issues remain, particularly in training quality, infrastructure readiness, and system reliability. The study also observed gradual improvements in SOP compliance and reduced system failures over time. These results suggest that successful EMR adoption requires a balance of technical infrastructure, human resource readiness, financial support, and continuous system monitoring. The use of the 5M framework proved effective in identifying multidimensional challenges and offering holistic insights into the implementation process. This study contributes to the broader literature on EMR evaluation by providing contextualized evidence from a district-level hospital and offers practical recommendations for enhancing EMR system performance in similar healthcare settings.    

This study aims to analyze the factors that influence the income of coffee shop businesses in Kintamani District, Bangli Regency, by integrating both traditional and digital factors. Specifically, the research examines the effects of capital, operating hours, selling price, number of customers, and the use of e-money on coffee shop income. Using a quantitative approach, the study applies multiple regression analysis to investigate the relationships between these variables. The findings reveal that both traditional factors such as business capital and operating hours, as well as modern factors like e-money usage, have a significant impact on the income of coffee shop businesses in Kintamani. This research not only fills a gap in the existing literature but also offers practical insights for business actors in the coffee shop industry, particularly in high-tourism areas like Kintamani.  

Does the presence of Facebook social media make changes in interactions, which are usually active housewives gossiping (light discussions) on the porch of the house, after the presence of Facebook social media, housewives choose to interact online rather than face to face. This research was conducted in Partali Toruan Village using qualitative research methods and informants who became informants were housewives in Partali Toruan Village. Data collection techniques were carried out by observation, interviews, documentation and drawing conclusions. The results of the study indicate that Facebook has an impact on changes in interaction patterns in mothers in Partali Toruan Village, North Tapanuli Regency and these changes are planned changes or come from one's own will. Meanwhile, the conclusions based on the researcher's sub-problems are as follows: Most of the core of the negative impact of Facebook on changes in interaction patterns with family and the Partali Toruan community environment on mothers in Partali Toruan Village, North Tapanuli Regency is making Facebook social media a money field, namely by selling online, and eliminating boredom. Facebook has a negative impact if its users misuse Facebook as a life regulator.

This study aims to evaluate the completeness of inpatient daily census data and its impact on bed utilization efficiency at Assyifa Hospital Sukabumi using the 5M framework (Man, Machine, Method, Material, Money). Accurate inpatient census recording is essential for effective hospital management, particularly in optimizing bed occupancy rates and ensuring efficient resource allocation. However, issues related to incomplete data entry often lead to inaccuracies in bed utilization monitoring. By applying a qualitative descriptive approach, this research explores various factors influencing census completeness and their implications for bed usage. Data were collected through interviews, observations, and documentation, involving 37 nurses responsible for census recording. The findings reveal that human factors such as workload and understanding of standard operating procedures, technological limitations, procedural inconsistencies, inadequate supporting materials, and insufficient financial support are significant contributors to census incompleteness. Recommendations include enhancing staff training, improving technological systems, clarifying standard procedures, ensuring adequate materials, and allocating sufficient funding. This study provides valuable insights for hospitals aiming to improve their data recording processes and optimize resource utilization effectively.

This research discusses community empowerment in social conditions where problems occur in the community, especiallymothers or lower middle class people who are looking for a shortcut to finance familylife on basicneeds by lending money from moneylenders. That the familyis high, the low average familyincome and the high cost of living make them feel that their quality of life is threatened. The solution to overcome this problem must be a driving agency from the government or what is meant is community empowerment, namely the Leder-Free Village (KBR) Program which provides spiritual training, training assistance, business capital to the community so that prosperous and quality families are created. This research aims to determine the process of stages of community empowerment activities,family resilience and determine the supporting and inhibiting factors in the Money Loan Free Village program. This research uses a descriptive qualitative approach. Data collection techniques using interview, observation and documentation techniques. The results of this research show that the Leder-Free Village program achieves community empowerment in terms of family resilience, namely that the beneficiary members get business capital and create social change from economic, social and spiritual independence, so that achieve the condition of the family in their lives independently and more empowered.

This study aims to determine the balance of the money and goods markets from an Islamic economic perspective. The research method used is the study of literature from articles, papers, books, and other sources that support the problem under study. The results of this study indicate that Islamic economics states that when prices are fixed, income and interest, or the expected rate of profit, are at a level that balances the commodity market and the money market. The equilibrium level of income and welfare is at the intersection of the IS and LM curves, using the interest rate and the expected rate of return. In Islamic economics, a similar mechanism occurs in the economy that income and the anticipated rate of return lead to the equilibrium level. However, as previously mentioned, changes in income do not directly cause changes in the money market interest rate, which creates a balance between the demand for money and the money supply. Therefore, the interest rate on the interest income panel can only be determined by the IS curve without the LM curve. In other words, the interest rate always appears on the IS curve but can also occur outside the LM curve.

It is well known that the fiscal federalism pattern that the military imposed on the country disregards the source of money and productivity. This study assessed Nigeria's fiscal federalism. in an effort to pinpoint the trouble spots. The survey research approach was used. The Z-test was used to assess the data gathered from the questionnaire. The results showed that the government-appointed commissions' recommendations on fiscal federalism had little effect on the economy because of a number of issues, including the 1999 constitution's flaws and the numerous issues with fiscal federalism that have resulted in the duplication of government operations and the waste of public funds. Nonetheless, among other things, it is advised that public officials follow the Nigerian fiscal responsibility bill and due process in order to guarantee an effective and sound fiscal federalism in Nigeria. Furthermore, it is important to make sure that all levels of government follow the constitutional provisions on budgetary relations, accountability, and transparency. Establishing a National Fiscal Commission is also advised in order to improve intergovernmental cooperation and understanding in ways that encourage communication between actors in the federal, state, and municipal governments.

The study looks at fiscal federalism, which is the distribution of resources between federating entities so that they can carry out their constitutional duties. The goal of this study was to identify the fundamental imperatives of fiscal federalism for the advancement of the country. In Nigeria's new democratic environment, the relative roles of the federal government, state governments, and local government authority (LGAs) in providing public services have become one of the most crucial subjects of candid and heated discussion. Federalism, fiscal federalism, and development were conceptually explained from the outset, and it became clear that the principles of fiscal autonomy and integrity are critical to the survival and ongoing existence of a properly federating form of government. In order to ascertain how the federal arrangements affect the provision of basic services in four crucial areas, the analysis will make use of fieldwork conducted in six states and twelve LGAs. primary health care, primary education, clean water and sanitation, and local roads that connect communities to marketplaces, schools, and medical facilities. The paper, which was based on Buchan Fiscal Residuum Theory, attempted to accomplish the study's goal by balancing the value of the public services returned to individuals with the payments paid. According to the article, the conflicting problems and difficulties of fiscal federalism may manifest as a misalignment between the functions of the different levels of government and the sources of money. According to the paper's conclusion and recommendations, it is important to make sure that revenue allocation encourages state and local governments to increase internal revenue generation rather than relying only on funding from In order to clearly define the duties to be carried out by each level of government, the federation account and intergovernmental relations issues should be examined and respected.

The involvement of church members in political life is a form of religious responsibility that must be rooted in Christian values. This community service activity was designed to enhance the political literacy of the GBIS Kristus Gembala Alastuwo Karanganyar congregation in preparation for the Simultaneous Regional Elections on November 27, 2024. Conducted over two sessions on November 3 and 10, 2024, the activity employed interactive discussions, lectures, and Biblical reflections that connect Christian values with political participation. Key themes included justice, honesty, servant leadership, and the rejection of money politics. The participants were also invited to reflect on the implementation of the regional elections held on December 8, 2024, as part of their learning process.The results show that the congregation's political awareness improved significantly. Members expressed a deeper understanding of the importance of electing trustworthy leaders who uphold integrity and public service. Furthermore, they demonstrated the courage to reject practices of money politics, indicating the internalization of Christian values in their civic decisions. By exploring democracy through the lens of faith, the congregation developed a more critical, wise, and responsible approach to voting. This initiative highlights the strategic role of the Church in shaping the political awareness of its members through ongoing political education grounded in Christian teachings. Continued efforts are essential to ensure that the congregation remains active in promoting moral leadership and societal transformation, beginning within the church community itself. Ultimately, churches can serve as centers for ethical political formation, equipping believers to contribute meaningfully to national development.