Literasi Keuangan Nasabah terhadap Pemahaman Sistem Pembiayaan Pegadaian Syariah di Indonesia

Shahrin ; Attori Alfi ; Ar Rozi ; Habib Aziz ; Lutfi ; Mukhtar ; K ; Amiruddin
Journal of Economics and Islamic Business 📅 2025 Vol 5, No 1 🔗 DOI: 10.55352/maqashid.v5i1.1597
Abstract
This research aims to analyze the relationship between customer financial literacy and understanding of the financing system implemented at Sharia Pegadaian in Indonesia. Financial literacy, which includes knowledge, skills and attitudes towards financial management, plays an important role in supporting wise financial decision making, especially in the context of Islamic financial services. This study uses library research. The research results show that customers' financial literacy levels still vary, with several main obstacles such as a lack of understanding of sharia contracts and sharia-based financing mechanisms. Statistical analysis shows a significant positive relationship between financial literacy and understanding of the sharia financing system. These findings emphasize the importance of structured educational efforts to increase financial literacy, especially among people who have not been optimally served by formal financial institutions.
Keywords
Sharia financial literacy; Sharia pawnshops; Sharia payments
How to Cite

Shahrin, et al. (2025). Literasi Keuangan Nasabah terhadap Pemahaman Sistem Pembiayaan Pegadaian Syariah di Indonesia. Journal of Economics and Islamic Business, 5(1). https://doi.org/10.55352/maqashid.v5i1.1597

Shahrin, Attori Alfi; Ar Rozi, Habib Aziz; Lutfi, Mukhtar; K, Amiruddin, "Literasi Keuangan Nasabah terhadap Pemahaman Sistem Pembiayaan Pegadaian Syariah di Indonesia," Journal of Economics and Islamic Business, vol. 5, no. 1, 2025.

Shahrin, Attori Alfi; Ar Rozi, Habib Aziz; Lutfi, Mukhtar; K, Amiruddin. "Literasi Keuangan Nasabah terhadap Pemahaman Sistem Pembiayaan Pegadaian Syariah di Indonesia." Journal of Economics and Islamic Business, vol. 5, no. 1, 2025.

Shahrin, Attori Alfi; Ar Rozi, Habib Aziz; Lutfi, Mukhtar; K, Amiruddin. "Literasi Keuangan Nasabah terhadap Pemahaman Sistem Pembiayaan Pegadaian Syariah di Indonesia." Journal of Economics and Islamic Business 5, no. 1 (2025).

Shahrin, et al. (2025) 'Literasi Keuangan Nasabah terhadap Pemahaman Sistem Pembiayaan Pegadaian Syariah di Indonesia', Journal of Economics and Islamic Business, 5(1). doi: 10.55352/maqashid.v5i1.1597.

Shahrin, Attori Alfi; Ar Rozi, Habib Aziz; Lutfi, Mukhtar; K, Amiruddin. Literasi Keuangan Nasabah terhadap Pemahaman Sistem Pembiayaan Pegadaian Syariah di Indonesia. Journal of Economics and Islamic Business. 2025;5(1).

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