Technological developments provide convenience in various fields, including marketing and finance. Currently, marketing can be carried out digitally by utilizing internet technology. The presence of online loans, which is a type of peer-to-peer lending financial technology (fintech), is the result of advances in financial technology. PT. Fidac Innovation Technology is a company operating in the fintech sector and has the Dumi product which provides online loans specifically for State Civil Apparatus (ASN). The purpose of this research is to determine digital marketing techniques in increasing sales of fintech peer-to-peer lending on Dumi products by using 5 (five) digital marketing techniques, namely: Search Engine Optimization (SEO), online advertising, email marketing, mobile applications, and social media marketing. Qualitative descriptive is used as a research method by collecting data through interviews with PT employees. Fidac Technology Innovation IT Design Division which carries out digital marketing, observation and documentation. The research results show that the digital marketing techniques implemented by PT. Fidac Technological Innovation by utilizing SEO, online advertising, social media marketing and mobile applications is already running well. However, Dumi's digital product marketing technique in the form of email marketing has not been implemented due to limited resources.

This article discusses the phenomenon of language use by young people in the contemporary era. Through qualitative research combining pragmatic and sociolinguistic theories, we explore various aspects of the language used by young people today. The language used by young people today is a reflection of cultural changes and social trends that affect the way they communicate.In this article, we outline the variety and creativity found in youth language, including the use of slang words, popular terms. Our analysis includes the social context that drives the development of this language, as well as its impact on youth understanding and identity. In addition, the article discusses the potential positive and negative impacts of the evolution of youth language on interpersonal communication and how this language reflects changing values in society. In an effort to understand and appreciate the dynamics of youth language, we invite readers to reflect on the importance of language adaptation in keeping up with the times.

Background: Fractures can occur in all bones, one of which is a humerus fracture. Humerus fracture is a fracture of the longest and largest bone of the superior extremity caused by direct or indirect impact or trauma. Ida Jean Orlando, is a first generation Irish-American who was born on August 12, 1926 in New Jersey. Ida Jean Orlando's concept model is known as The Discipline and Teaching of Nursing Process: An Evaluative Study”. Ida Jean Orlando first published her theory in "The Dynamic nurse-patient relationship: Function, process and principles of Professional Nursing Practice" (1961) and published her second book entitled; “The Discipline and Teaching of Nursing Process: An Evaluative Study (1972). Orlando made several important contributions to nursing theory and practice. The concept of the nursing process that he provides includes several criteria, including providing a relationship concept that is described systematically regarding phenomena in the field of nursing, specifying the relationship between nursing concepts, explaining what happens during the nursing process and why it happens, describing how nursing phenomena can be controlled and explains how to control to predict the outcome of the nursing process.Objective: This research aims to implement nursing care for Humerus Fracture patients using the Ida Jean Orlando concept model approach. Research methodology: This research uses a Case Study, namely providing nursing care to patients with Humerus Fractures. Results: The results of this research are to improve nurse-patient interactions, a better understanding of relationship dynamics in the nursing process, and their impact on overall patient outcomes.Conclusion:The conclusion of this research is that the application of nursing care to Humerus Fracture patients using the Ida Jean Orlando concept model approach can make a positive contribution to nurse-patient interactions and overall patient outcomes.

Social interaction has become a crucial need for students in the university environment, but individual conflicts can pose challenges. Conflict is a part of life, but if not handled properly, it can be difficult to control. This research aims to explore the relationship between religiosity and empathy with forgiveness behavior, utilizing a quantitative approach. The research sample involves 135 active students from Universitas Islam 45 Bekasi. The analysis results indicate that there is no significant linear relationship between religiosity and forgiveness, and there is no significant linear relationship between empathy and forgiveness. These findings illustrate that a high level of religiosity does not necessarily indicate positive forgiveness behavior, and empathy does not always contribute to the formation of forgiving attitudes. Additionally, the research highlights other contributing factors to forgiveness not addressed in the study, such as relationship quality, personality types, and attack characteristics. Therefore, further research is needed to identify and measure the influence of these factors. Furthermore, the research results indicate that 88% of other factors influencing forgiveness remain unexplored, emphasizing the need for further research with larger and more diverse samples.

Implementation of the Manhaji Method in understanding the yellow book at the Darul Arifin Muaro Islamic Boarding School, Jambi, Islamic Religious Education Master's Study Program, Sulthan Tthaha Saifuddin University, Jambi 2024.Methods for understanding the Yellow Book in learning activities, especially in the method of reading yellow words, educators must try to achieve the goals as much as possible. One way is to use appropriate teaching methods. Method is one of the tools to achieve learning goals. Therefore, educators should be smart in choosing and using the right methods so that they can support teaching and learning activities and can be used as efficient tools to achieve goals. The purpose of this research is to describe (1) To find out the background and purpose of implementing the Manhaji method in learning the Yellow Book for students at the Darul Arifin Islamic boarding school. (2) To find out the obstacles in the field to the application of the Manhaji method at the Darul Arifin Islamic boarding school. (3) To find out the application of the Manhaji method at the Darul Arifin Islamic boarding school. This research was conducted at Darul Arifin Muaro Jambi using qualitative research and a descriptive approach. Research data collection techniques use interviews, observation and documentation. Data analysis for this research was carried out using the steps of data collection, data reduction, drawing conclusions and verification. Meanwhile, diligent observation and triangulation as well as discussions were carried out as an effort to test the validity of the data. The results of this research show that: (1) The Manhaji learning concept is divided into several parts, starting from planning objectives, determining learning materials, determining methods, determining time allocation and use of media. (2) The implementation carried out during learning in madrasa classes is divided into three parts, namely preliminary activities, core learning activities, and closing activities. (3) Manhaji content/material, as follows: volume I (Mastering the ins and outs of Isim and fi'il which include, ma'rifat nakirah, Mabni, Mu'rob, Tasrif Fi'il patterns) volume II (Mastering the Tasrif Fi'il patterns il Mazid, and Mustaqqaat such as isim Fail. Maful, isim Zaman and Isim Makan), volume III (Mastering Umdah Sum, Mubtada, Khabar, Fi'il Fail, and Awamil. (Inna, Kaana and Dhzanna) volume IV (Mastering Takmilah Sum (Na'at taukid, Athf Badal Mafu'lat). (4) Evaluation of Manhaji material is carried out during the learning process and outside the learning process, in the form of written tests and oral tests.

The aim of this research is to investigate the relationship between the philosophy of the Merdeka Curriculum and the empowerment of autonomy in the context of higher education. The research method involves in-depth philosophical analysis of the theoretical foundations of educational philosophy underlying the Merdeka Curriculum, with a specific focus on values such as freedom, creativity, and active student participation. This approach is used to identify how these philosophical values are reflected in the structure and design of the curriculum, as well as their impact on student empowerment. Data analysis is conducted by evaluating the philosophical concepts contained in official documents and implementation guidelines of the Merdeka Curriculum. Results and discussions indicate that the philosophy of the Merdeka Curriculum substantially supports the realization of educational autonomy by providing greater space for students to take an active role in the learning process. The conclusion of this research provides a deep understanding of how educational philosophy can be integrated into the curriculum structure to advance educational autonomy in higher education. This research contributes significantly to conceptual and practical thinking related to the empowerment of autonomy in the context of the Merdeka Curriculum.

The aim of this research is to legally analyze the procedures for implementing the death penalty in Indonesia from a human rights perspective. Apart from that, it discusses the type of execution of the death penalty by injection by considering the method of carrying out the death penalty against the perception of justice and humanity. The type of research used by researchers in preparing this research based on the phenomenon being studied is juridical research or normative legal research. The method used uses 2 types of approaches, namely using a statutory approach or what can be called a Statue Approach and a Conceptual Approach.The results of the research show that the existence of the death penalty, which is a very frightening type of crime, raises pros and cons in society, so that the electability of the death penalty is debated to this day. However, it is not only about the existence of the death penalty but the implementation/method used in the execution of death row convicts, carried out by being shot to death, is regulated in Law No/2 Presidential Decree of 1964 concerning procedures for carrying out the death penalty which is considered to be torturous and it looks very cruel, in contrast to countries that have implemented executions using lethal injection which is considered an easier method. This is based on the purpose of euthanasia (lethal injection), namely a way to end a person's life in a peaceful and painless way.

This research is entitled the influence of employee work enggagement, job characteristics, and organizational support on organizational commitment in employees of the West Lombok Regency Dukcapil Service. This research aims to determine the influence and significance of the variables employee enggagement, job characteristics and organizational support on organizational commitment at the West Lombok Regency Dukcapil Service. There were 35 respondents, using causal associative research methods, namely research used to see the relationship between variables. The data analysis used was multiple linear regression processed using IBM SPSS and statistical tests were carried out, namely the F test, t test and R Square test. The research results show that: 1). Employee engagement variables have a positive and significant effect on organizational commitment, 2). Job characteristics variables have a negative and insignificant effect on organizational commitment, and 3). The organizational support variable has a positive and significant effect on organizational commitment.

From traditional trading practices to today's global financial system, credit agreements have played an important role in the formation of the world economy. Good faith can often be said to be a high norm in civil law, especially in contracts, because objective good faith refers to a normative concept related to moral standards in carrying out legal actions, especially in carrying out auctions. Bad faith is a contario of the definition of good faith, namely that good faith will be the background for someone to act against the law which results in harm to another party. Bad faith has not been clearly regulated in any statutory regulations, so determining whether someone is acting in bad faith is not easy considering that there are no provisions related to bad faith in statutory provisions, including BW. This research aims to analyze the basic determinants of bad faith in the implementation of mortgage rights execution auctions by banks based on credit agreements and the legal consequences for banks who act in bad faith in implementing mortgage rights auctions. The research method used in the research is normative legal research using a statutory approach, case approach and conceptual approach. This research uses legal materials sourced from primary legal materials and secondary legal materials which are then collected through literature study, analyzed using qualitative methods. The results of the research are that the basis for determining the existence of bad faith can be seen from actions that violate the law which are not based on the principle of caution or are not careful in carrying out their duties. Therefore, as a legal consequence of bad faith, you can file a lawsuit for cancellation of the auction which causes the auction to be canceled to the Local District Court.