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Menampilkan 1–2 dari 2 artikel
Dynamic Analysis of Non-Performing Loans in Indonesian Banking
International Journal of Economics and Management Sciences
Vol 2
, No 4
(2025)
This study analyzes the dynamics of Non-Performing Loans (NPLs) in the Indonesian banking sector by examining both internal and external factors affecting financial stability. The variables included in the research are NPL, Loan to Deposit Ratio (LDR), lending interest rate, inflation, Household Debt to Income (HDTI), fintech lending, and Capital Adequacy Ratio (CAR). Using annual secondary data from 2005 to 2024, sourced from the World Bank and Statistics Indonesia (BPS), the study employs a Ve...
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Analysis of the Influence of Capital and Production Cost’s on MSME Income
Ezra Aufa Razqa
; Doni Andrian
; Muhammad Fadly
; Sanusi Ghazali
International Journal of Economics and Management Sciences
Vol 2
, No 1
(2025)
This research uses a descriptive qualitative approach to understand the relationship between capital, production costs, and income of MSMEs based on the experience and perspective of an entrepreneur. The subjects of this research are the owners or managers of MSMEs engaged in various sectors, such as food, crafts, and trade. The data collection techniques in this research used interviews, observation, and documentation techniques. This research data analysis technique uses data reduction, data p...
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