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Koperasi Syariah : Solusi Ekonomi Berbasis Syariah untuk Kesejahteraan Umat
Syarifa Khaerunnisa
; Amiruddin Amiruddin
; Mukhtar Lutfi
Jurnal Ekonomi dan Keuangan Islam
Vol 3
, No 1
(2025)
Sharia cooperatives are Sharia-based economic institutions that play a strategic role in empowering the economy of the Muslim community. By adhering to principles such as the prohibition of riba (usury), gharar (uncertainty), and maysir (gambling), as well as implementing profit-sharing systems (mudharabah or musharakah), Sharia cooperatives provide a fair, transparent, and inclusive alternative to support economic activities in society. These cooperatives aim not only to achieve financial gains...
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Peran Strategis Baitul Maal Wat Tamwil dalam Menyediakan Pembiayaan Syariah Berbasis Leasing dan Modal Ventura
Afna Eka Widyastuti
; Mukhtar Lutfi
Jurnal Ekonomi dan Keuangan Islam
Vol 3
, No 1
(2025)
This study aims to analyze the strategic role of Baitul Maal Wat Tamwil (BMT) in providing leasing based sharia financing (ijarah) and ventura capital (mudharabah and musyarakah) for Micro, Small and Medium Enterprises (MSMEs) in Indonesia. BMT functions as a microfinance institution that provides solutions to the capital challenges faced by MSMEs, including lack of access to conventional financing and low sharia financial literacy. Through the leasing scheme, BMT facilitates the rental of asset...
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Prinsip Syariah dalam Pengelolaan Akad untuk Transaksi Ekonomi Islam
Sufiana Fahmi
; Mukhtar Lutfi
; Amiruddin K
Jurnal Ekonomi dan Keuangan Islam
Vol 3
, No 1
(2025)
Akad is an essential element in Islamic economic transactions as it serves as the foundation of the agreement between the involved parties. The underlying principles of Sharia in managing contracts include justice, honesty, equality, and trust, with the aim of creating fair transactions in accordance with Islamic law. This article aims to examine the principles of Sharia in managing contracts and their implementation in various forms of Islamic economic transactions, such as Islamic banking, mic...
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