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Regulatory Analysis of Electronic Wallet
Intan Rachmadhani
; Muhammad Insa Ansari
; Teuku Saiful
IJLS (International Journal of Law and Society)
Vol 3
, No 2
(2026)
The advancement of financial technology has resulted in the creation of electronic wallets that serve not only as payment instruments but also as platforms for electronic transactions and digital loan services. This situation engenders a conflict between the implementation and the prevailing regulation, specifically Bank Indonesia Regulation Number 18/40/PBI/2016 regarding Payment Transaction Processing, which raises concerns about legal certainty and user protection, particularly in relation to...
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Consignment of Disputed Land in Land Acquisition for the Development and Revitalization of Balohan Port, Sabang
Riyan Zulfa Rizki
; Ilyas Ismail
; Muhammad Insa Ansari
IJLS (International Journal of Law and Society)
Vol 3
, No 2
(2026)
Land acquisition for public purposes is intended to ensure land availability for development while safeguarding the rights of affected parties through fair and equitable compensation as regulated under Law Number 2 of 2012 and its implementing regulations. However, disputes over land ownership often prevent direct payment of compensation, thereby necessitating the use of a consignment mechanism through the court. This study examines the implementation of consignment for disputed land and analyze...
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Aceh Government's Responsibility in Implementing Mandatory Affairs in the Health Insurance Sector
Teuku Rahmat Azhar
; Efendi Efendi
; Muhammad Insa Ansari
IJLS (International Journal of Law and Society)
Vol 3
, No 2
(2026)
Based on Law No. 11 of 2006 and Qanun Aceh No. 4 of 2010, the Government of Aceh has special authority in implementing prioritized health services for poor communities as part of its special autonomy. In practice, the Aceh Health Insurance (JKA) program provides health coverage for all Acehnese residents, including underprivileged groups, by covering insurance contributions and several referral and companion costs not fully guaranteed by the national health insurance system. This study aims to a...
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Legal Protection for Heirs in a Dispute Over a Shophouse Sale and Purchase Agreement
Panji Maulana
; Muhammad Insa Ansari
; Teuku Saiful
IJLS (International Journal of Law and Society)
Vol 2
, No 4
(2025)
Basically, heirs have the same legal position as the testator in agreement disputes, including sale and purchase agreements made before the testator dies. However, in practice, there is often a discrepancy between the legal provisions and their implementation, especially when there is a conflict between the heirs and third parties. This can be seen in the dispute between Baniyamin as the buyer and the heirs of Muhammad Husen, where the shophouse sale and purchase agreement ended with a default o...
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Legal Protection for Vehicle Owners in Lawsuits for Unlawful Acts of Confiscation of State Land: Review of Decision 27/Pdt.G/2019/Pn.Tbk
Handika Ramadhan
; Muhammad Insa Ansari
; Muhammad Adli
IJLS (International Journal of Law and Society)
Vol 2
, No 3
(2025)
This study examines the legal protection of the owner of the means of transportation in cases of unlawful acts (PMH) related to state deprivation, based on the Study of Decision Number 27/Pdt.G/2019/Pn.Tbk. The main focus of this study is to analyze the legal position of the owner of the transportation facilities who are not directly involved in the crime, but suffer losses due to acts of confiscation by the state. The research method used is empirical normative with a case study approach. The r...
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