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Produk Akad Musyarakah Pada Bank Syariah Indonesia Mencerminkan Kemitraan Bisnis Yang Berbasis Prinsip Bagi Hasil Adil
Ajirna Ajirna
; Bella Silvia
; Nurul Astiva Nasution
; Waldyansyah Waldyansyah
; Husni Kamal
Jurnal Ekonomi Keuangan Syariah dan Akuntansi Pajak
Vol 2
, No 3
(2025)
This study aims to analyze product innovations in the Musyarakah contract applied by Islamic financial institutions in Indonesia. The research uses a qualitative descriptive method with case studies from several Islamic banks. Data were collected through documentation and interviews with practitioners. The study found that innovations in Musyarakah products are largely driven by the need to enhance competitiveness and address the unique demands of the Indonesian market, particularly among micro,...
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Inovasi Produk pada Akad Mudharabah di Bank Syariah Indonesia (BSI)
Naswa Sasmita
; Rizky Bayu Pratama
; Natasya Natasya
; Husni Kamal
Jurnal Pajak dan Analisis Ekonomi Syariah
Vol 2
, No 3
(2025)
This study examines the innovation of Hajj Savings products based on the mudharabah contract at Bank Syariah Indonesia (BSI). The innovations include digitalization of services, integration with the Ministry of Religious Affairs’ SISKOHAT system, and the development of new features such as collective savings, gamification, and auto-debit. The objective of these innovations is to facilitate Muslims in planning and saving for Hajj funds according to Sharia principles, enhance service accessibility...
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Inovasi Akad Musyarakah dalam Perbankan Syariah: Perspektif Hadits dan Relevansinya dengan Praktik Modern
M. Rafly Febryansyah
; Khairiyah Fikri Azzahra
; Akmalul Hajja
; Rukaini Rukaini
; Husni Kamal
Jurnal Inovasi Ekonomi Syariah dan Akuntansi
Vol 2
, No 4
(2025)
This study aims to determine the innovation of musyarakah contracts in Islamic Banking, Hadith Perspective and its Relevance to Modern Practices. This study uses a descriptive qualitative method through a literature study method, with secondary data in the form of the Qur'an, hadith, and related literature. The analysis was carried out using the syarah maudhui (thematic) method of relevant hadiths. The research findings show that musyarakah values such as justice, transparency, trust (amanah), a...
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