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Menampilkan 1–6 dari 6 artikel
Utang dalam Perspektif Ekonomi Islam dan Konvensional: Kajian Literatur
Dela Sekar Diani
; Handini Pionita Sari
; Herlina Yustati
; Yetti Afrida Indra
Jurnal Bisnis, Ekonomi Syariah, dan Pajak
Vol 2
, No 4
(2025)
Penelitian ini menjelaskan perbedaan pemahaman tentang utang dari sudut pandang ekonomi Islam dan ekonomi konvensional, serta tantangan yang dihadapi dalam penerapannya di masyarakat dan institusi keuangan. Dalam ekonomi konvensional, utang dianggap sebagai perjanjian keuangan yang melibatkan bunga, digunakan untuk memenuhi kebutuhan konsumsi dan investasi. Sementara, dalam ekonomi Islam, utang dipahami sebagai alat sosial yang berlandaskan nilai kemanusiaan, solidaritas, dan larangan riba, sehi...
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Peran Kewirausahaan Syariah dalam Meningkatkan Ekonomi di Era Digital
Dewi Khayyirah
; Nanda Puspitasari
; Chairunisa Indri Rahmatika
; Herlina Yustati
; Andi Andi
Jurnal Manajemen Bisnis Era Digital
Vol 2
, No 2
(2025)
In order to improve the development of Islamic businesses, business actors are advised to improve their understanding of sharia principles, develop innovative products that meet market needs, and implement ethical marketing strategies. The government needs to take supportive policies, such as issuing regulations that facilitate the development of Islamic businesses, providing education and training programs for business actors, and facilitating access to financing through financial institutions...
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Strategi Efektif Penggunaan Dana Hibah dalam Perspektif Ekonomi Islam
Alda Julianti
; Lena Hirmawati
; Herlina Yustati
Jurnal Ekonomi dan Keuangan Islam
Vol 2
, No 6
(2024)
Grant funds are a potential financial instrument in supporting social, educational, and religious development. In the perspective of Islamic economics, grant fund management has a spiritual dimension that emphasizes sincerity, sustainability, and broad benefits for the community. This study aims to identify effective strategies in managing grant funds in accordance with sharia principles. The research method uses a qualitative approach through literature analysis. The results of the study indica...
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Peran Ekonomi Syariah dalam Pengelolaan UMKM Berbasis Media Sosial
Alfiah Thalia Nabila Putri
; Herlina Yustati
Jurnal Ekonomi dan Keuangan Islam
Vol 2
, No 6
(2024)
This research aims to analyze the role of sharia economics in the management of social media-based Micro, Small and Medium Enterprises (UMKM). The development of information technology, especially social media, has opened up new opportunities for MSMEs to access wider markets. However, amidst the dynamics of the digital market, the application of sharia economic principles in managing social media-based MSMEs is very important to maintain business sustainability and ensure fair and transparent t...
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Pengaruh Literasi Keuangan Terhadap Keputusan Penggunaan Produk Pegadaian Syariah
Mallfi Lutfia
; Herlina Yustati
Jurnal Ekonomi dan Keuangan Islam
Vol 2
, No 6
(2024)
This research aims to analyze the influence of financial literacy on decisions to use sharia pawnshop products. Financial literacy is an important factor that influences individuals in making financial decisions, including choosing sharia-based financial products. In this context, sharia pawnshops are one of the financial institutions that offer financing solutions according to sharia principles. This study uses a quantitative method with a survey approach to sharia pawnshop customers. Data were...
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Implementasi Lelang Barang Jaminan di Pegadaian Syariah KM.6,5 Cabang Bengkulu
Asih Tri Utami
; Herlina Yustati
Jurnal Ekonomi dan Pembangunan Indonesia
Vol 2
, No 4
(2024)
This study aims to comprehensively explore the implementation of collateral auctions at Pegadaian Syariah KM.6.5 Bengkulu Branch. Pegadaian Syariah provides financing services based on sharia principles with collateral of valuable goods. When customers fail to repay loans within the specified period, the Islamic pawnshop uses collateral auctions as a last resort to protect the financial rights of the institution. This study analyzes the auction procedures implemented, the obstacles faced, and th...
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