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Populasi penelitian ini berjumlah 45 orang. Populasi diambil dari seluruh karyawan PT. Federal Internasional Finance Kabupaten Tapanuli Tengah. dikarenakan jumlah populasi dibawah 100 orang, maka penulis mengambil seluruh jumpa populasi untuk dijadikan sampel sebanyak 45 orang. Jenis data yang digunakan dalam penelitian skripsi ini adalah jenis data subjek dan sumber data bersifat primer. Hasil uji instrumen diperoleh hasil antara variabel X dan Y setiap butirnya dinyatakan valid karena nilai Corrcted item total lebih besar dari nilai r kritis (0,30) dan antara variabel X dan Y dinyatakan reliabel karena Cronbach Alpha berada diatas 0,60. Dari uji analisis asumsi klasik diperoleh data penelitian terdistribusi normal karena pada grafik histogram berbentuk lonceng, pada grafik P-P Plot di atas, dapat terlihat sebaran data dekat dengan garis diagonal dan pada hasil uji statistic kolmogorov- smirnov menunjukkan nilai sig. 0,200, hal ini berarti nilai sig lebih besar dari 0,05 yang artinya seluruh data yang digunakan dalam penelitian ini terdistribusi  normal) Dari hasil pengujian data, diperoleh hasil nilai t hitung < t tabel maka Ha diterima dan H0 ditolak. berdasarkan hal tersebut, maka hipotesis yang diajukan dalam penelitian ini diterima.

Suppliers play an important role in determining product quality, costs, product development, and access to finance for companies. If the company is less selective in choosing its suppliers, the costs incurred may become ineffective. This study aims to develop or design a supplier selection model for non-critical items in Fast Moving Consumer Good companies. In this study, a literature review approach is used by examining 10 journals that have discussed supplier selection procedures. Each journal used as a basis for this study also has different problem objects, models, variables, methods and results. The results of the cross-reference analysis are used to design a procedural model for selecting suppliers for non-critical items. The design of the non-critical item supplier selection model uses several criteria which will later be used as the basis for selecting non-critical item suppliers. From several journals that have been studied, several criteria are obtained that are in accordance with the company that the researcher will conduct research, and will later be re-elected according to the company's needs. This study aims to develop or design a supplier selection model for non-critical items in FMCG (Fast Moving Consumer Good) companies. By using the F-AHP (Fuzzy – Analytical Hierarchy Process) and TLS (Traffic Light System) model, companies that have never had a procedure for selecting suppliers for non-critical items can carry out this procedure so that in the future this procedure can become a standard in companies in terms of choosing supplier.

This study aims to determine the effect of financial and digital literatures and financial management on the performance of UMKM. This research used quantitative research using associative approach. Data collection was carried out by distributing questionnaires to 30 respondents of UMKN business actors in Cilacap District. The data analysis method used is quantitative analysis using Path Coefficients Test, Modes of Goodness Test, and Hypothesis Testing. Path coefficient value of the influence of financial management on the performance of UMKM. The results of the linear test and the output of column coefficients and T-tables are known that financial management has a significant effect on performance as seen from the p value 0.005 <0.05. Good and correct financial management will provide benefits and advantages for  UMKM  actors.  Several  related  institutions  can  provide  financial  and  digital  literatures training assistance. Training not only provides theoretical knowledge but also provides activities such as workshops and mentoring continuously.

The purpose of this research is to systematically review the literature published ini past 42 years on behavioural biases in investment decision making. This paper highlights the major gaps in the existing studies on behavioural biases. It also aims raise specific questions for future research. The design of this research employ systematic literature review (SLR) method in the present study. The prominence research is assessed by studying the year of publication, journal of publication, country of study, types of statistical method, data collection technique and content analysis on literature on behavioural biases. The present study is based on 41 selected articles published in peer review journals between 1980 and 2022. The result show that much of the existing literature on behavioural biases indicates the limited research in developed economies in this area, the dominance of the primary data on data collection technique, the lack of empirical research on individuals who exhibit herd behaviour, the dominance theory used in the existing literature on behavioural biases in investment decision making is prospect theory.

This study aims to determine the optimization of digital transactions in the School Procurement Information System (SIPLah) at PT. Intan Pariwara. The research analysis used was an analysis with a qualitative descriptive approach. While the data collection method uses interview methods and observation methods. The results of the research on each parameter, the technology, marketing, transaction, customer service, product management and finance. SIPLah PT. Intan Pariwara has advantages compared to other SIPlah partners in the system and website appearance. Even so, it still has disadvantages, namely for the payment method it only has one payment method which makes the buyer have no choice.

This research was conducted to analyze are differences in conventional banks quarter II before and during the pandemi COVID-19 based on the total asset turnover ratio, NPM ratio, LDR ratio, and ROE ratio. This research uses descriptive quantitative methods by a comparative approach, because the data used was numbers and analyzed using statistic. This research is of a comparing two or more of the properties and objects that are scruntinized in a particular framework of thought. This research uses the quarterly II 2019-2021 finance report data. The research population was taken from a registered private bank in OJK (Otoritas Jasa Keuangan). Statistical methods used are descriptive and paired t-test. This research shows that (1) total asset turnover have no difference fiinancial performance before and during pandemi COVID-19. (2) NPM have difference financial performance before and during pandemi COVID-19. (3) LDR have no difference financial performance before and during pandemi COVID-19. (4) ROE have difference financial performance before and during pandemi COVID-19

Perusahaan pembiayaan merupakan perusahaan yang memberikan pinjaman dana kepada calon debitur dengan jaminan tertentu seperti halnya PT. Internusa Tribuana Citra Multi Finance Cabang Medan. Dalam bisnis ini sering kali dana perusahaan tertanam karena debitur yang menunggak. Oleh karena itu pihak perusahaan mempunyai petugas lapangan yang berfungsi untuk melakukan penagihan ke rumah debitur serta melakukan penarikan atas unit pembiayaan yang sudah melewati batas wajar dari waktu pembayaran. Pelaksanaan aktivitas penagihan yang dilakukan pasti berhubungan dengan keselamatan kerja setiap petugas lapangan. Permasalahan keselamatan kerja seperti pemukulan yang dialami petugas lapangan berdampak pada pelaksanaan penagihan yang dilakukan. Hal ini mengakibatkan proses penagihan menjadi kurang maksimal karena petugas merasa was-was akan keselamatannya. Selain itu lingkungan kerja juga berdampak pada kinerja karyawan, seperti kurangnya ruangan kerja yang membuat karyawan tidak leluasa dalam bekerja, hubungan yang kurang baik mempengaruhi proses komunikasi dalam pengambilan keputusan serta pengarsipan dokumen yang tidak rapi akan mempengaruhi proses pencarian dokumen. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh keselamatan kerja dan lingkungan kerja terhadap kinerja karyawan PT. Internusa Tribuana Citra Multi Finance Cabang Medan. Metode analisis yang digunakan adalah metode analisis deskriptif kuantitatif. Populasi dalam penelitian ini adalah 51 orang yang merupakan karyawan PT. ITC Multi Finance Cabang Medan dan juga sebagai responden. Metode pengumpulan data dilakukan dengan wawancara, penyebaran kuisioner, dokumentasi dan studi pustaka. Variabel diukur dengan skala Likert. Model analisis data yang digunakan untuk menjawab hipotesis adalah analisis regresi linier berganda. Hasil penelitian menunjukkan bahwa secara serempak bahwa keselamatan kerja dan lingkungan kerja tidak berpengaruh secara signifikan terhadap kinerja karyawan PT. Internusa Tribuana Citra Multi Finance Cabang Medan, dan secara parsial tidak berpengaruh terhadap kinerja.

The purpose of the study was to determine and analyze the effect of GCG, CSR, and Financial Performance on Share Value. The research location is a Banking Company listed on the Indonesia Stock Exchange. The number of samples in this study was 120 financial reports. The method used is panel data regression analysis. The results showed that GCG has a positive effect on the value of shares in banking companies listed on the Indonesia Stock Exchange, CSR has a positive effect on the value of shares in banking companies listed on the Indonesia Stock Exchange and PER has no effect on the value of shares in banking companies listed on the Indonesia Stock Exchange.

A finance company is a company that provides loans to prospective borrowers with certain guarantees such as PT. Internusa Tribuana Citra Multi Finance Medan Branch. In this business, company funds are often embedded because of debtors who are in arrears. Therefore, the company has a field officer who functions to collect debtor's house and make a withdrawal of the financing unit that has exceeded the reasonable limit of the time of payment. The implementation of billing activities carried out is definitely related to the work safety of each field officer. Work safety issues such as beatings experienced by field officers have an impact on the implementation of billing. This resulted in the billing process becoming less than optimal because the officers were worried about their safety. In addition, the work environment also impacts on employee performance, such as lack of work space that makes employees not free to work, relationships that are not good affect the communication process in decision making and document filing that is not neat will affect the document search process. The purpose of this study was to determine the effect of work safety and work environment on the performance of employees. The analytical method used is quantitative descriptive analysis method. The population in this study were 51 people who were employees of PT. ITC Multi Finance Medan Branch and also as a respondent. The method of data collection is done by interviewing, distributing questionnaires, documentation and literature. Variables taken with a Likert scale. The data analysis model used to answer the hypothesis is multiple linear regression analysis.The results showed that simultaneously the work safety and work environment did not significantly influence the performance of PT. Medan Branch Internusa Tribuana Citra Multi Finance, and partially has no effect on performance.

Law Number 6 of 2014 states that Village Funds are funds sourced from the state revenue and expenditure budget that are intended for villages and are used to finance the implementation of government activities, implementation, development, community development and also community empowerment. Fund management accountability is a form of village government accountability to the community. The purpose of this study was to examine and analyze the effect of apparatus competence, internal control system, organizational commitment and community participation on village fund management accountability in Sukolilo District, Pati Regency. This study uses primary data by giving questionnaires to respondents. The population of this study is village officials and community representatives who are involved in the allocation of village funds in Sukolio District, Pati Regency, which consists of 16 villages with a total of 80 respondents. The sampling technique in this study is saturated sampling or census sampling with the data analysis tool used is multiple linear regression analysis using the SPSS 23 program.  The results showed that the competence of the apparatus, internal control system, organizational commitment and community participation affected the accountability of village fund management.

This community service activity aims to provide financial literacy education on online loans to the community of made villages, especially mothers and adolescents. The large number of online loan offers to this group results in knowledge of the characteristics and requirements of these online loans need to be well understood. The implementation method of this community service activity is carried out through the preliminary stage, implementation stage and monitoring stage. This Community Service activity concluded that financial literacy education, especially related to online loans, is very useful for mothers and adolescents, because there are still many who do not understand basic accounting and basic finance. The group still does not consider the inherent risks of the ease of obtaining online loans