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Abstract and Keywords must be written in English, in italic style, and contain a brief description of the research background, objectives, methods, findings, and implications. The abstract is written in one paragraph with a single space (maximum 200 words), without any reference or formula. Real Work Lectures (KKN) is a mandatory program for students which aims to apply knowledge in society. This report presents the results of the implementation of KKN at Agustinus Adisucipto Catholic Middle School, Penfui, which focused on creating a spiritual literacy corner. This activity aims to increase students' reading interest and spiritual understanding, as well ascreating a more comfortable learning environment Through various activities, students succeeded in developing literacy facilities which had a positive impact on the teaching and learning process at school. The results of this activity show that with the existence I of a literacy corner, students are more enthusiastic in learning and can overcome learning obstacles in class.

The MBKM (Free Learning Independent Campus) activity is an activity that is required for every student at the Faculty of Teacher Training and Education, Widya Mandira Catholic University, Kupang, to disseminate new knowledge and gain factual experiences from the place where field activities are carried out, in order to improve the teacher competency of prospective students. Teacher. This library arrangement activity aims to create a library environment that supports the learning process and to make it easier for students to find reading books that suit their interests. This activity uses a participation method that involves the active participation of MBKM participants outside the classroom and library staff. Results of activities MB KM participants succeeded in completing the library arrangement program well. libraries that were not initially organized, such as books that were still scattered on tables and not arranged according to book categories, were then arranged on bookshelves according to book categories. with library arrangement activities students will be more interested in visiting and even reading books in the library.

Independent Learning Independent Campus (MBKM Mandiri) activities are mandatory activities for every student of the Faculty of Teacher Training and Education, Widya Mandira Catholic University, Kupang to gain new knowledge and gain factual experience from the place where the field activities are carried out. MBKM activities outside the classroom are carried out through community service. Community service is carried out through social service activities that take place at SMA Negeri 4 Kupang and Pantai Warna Oesapa, Kec. Kelapa Lima, East Nusa Tenggara Province. Social service activities aim to increase the participation of MBKM students and school residents, to be directly involved in social service, and to direct students to be able to create a clean, healthy, and comfortable environment. This community service uses a participatory method of implementation, where this method involves direct collaboration between KKN participants and school residents. The results of this study indicate that the social service activities carried out provide enormous benefits where the school and beach environments become more beautiful, neat, and well-maintained.

The MBKM (Free Learning Independent Campus) activity is an activity that is required for every student at the Faculty of Teacher Training and Education, Widya Mandira Catholic University, Kupang, to disseminate new knowledge and gain factual experiences from the place where field activities are carried out, in order to improve the teacher competency of prospective students. Teacher. MBKM activities outside of class are carried out through community service. Community service is carried out through literacy and numeracy learning assistance activities for lower grade elementary school students in Liliba Village RT 39, RW 11, Oebobo District, Kupang City, East Nusa Tenggara Province. Learning assistance activities aim to improve literacy and numeracy skills. This community service method uses community service activities in the form of learning support activities for lower grade elementary school students which are participated in by students in grades 1-3. The results of this research show that literacy is going well and there is good development in literacy and numeracy skills.

This research aims to determine the preferences of Development economics students at Widya Mandira Catholic University towards using BNI mobile banking and to determine the preference factors for using mobile banking for Development economics students at Widya Mandira Catholic University. The data used in this research are primary and secondary data, which were then analyzed using qualitative descriptive analysis methods. The data collection techniques used in this research used interview, observation and documentation techniques. The results of this research show that the preference or interest of Development Economics students at Widya Mandira Catholic University, Kupang City in using Mobile banking is still small or minimal, especially in UKT payments. Most students are more interested in making payments via BNI Bank directly rather than using Mobile banking. There are several factors that cause preference in using Mobile banking for Development Economics students at Widya Mandira Catholic University, namely internal factors such as lifestyle needs, culture/habits and beliefs. Meanwhile, external factors such as service availability, environment/situation, and security.