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In the evolving dynamics of Indonesia's economy, unsecured loans or Kredit Tanpa Agunan (KTA) have rapidly grown as a popular financial solution. The ease of application and fund disbursement makes these products especially attractive to micro-entrepreneurs and lower-middle-income communities. However, behind the convenience lies a serious issue: a high rate of default or breach of contract (wanprestasi). This problem is exacerbated by the low level of legal literacy among the public, leading to a lack of understanding of their rights and obligations in financing agreements. Most individuals are also unaware that there is a faster, simpler, and low-cost legal mechanism available for resolving civil disputes—namely, the Small Claims Court procedure, as regulated by the Supreme Court Regulation (Perma) No. 4 of 2019. This mechanism can be utilized by the general public, especially clients of microfinance institutions and credit cooperatives, to resolve civil conflicts involving claims of up to IDR 500 million without going through complex litigation. To address this issue, this community engagement activity aimed to improve public legal understanding of the Small Claims Procedure through participatory-based training. The training involved 50 participants from microfinance institutions and savings and loan cooperatives. The methods used included legal counseling, mock court simulations, group discussions, and case studies to provide participants with practical knowledge of the procedures and benefits of filing small claims. The results of the activity indicated that 78% of participants reported a better understanding of the Small Claims mechanism after the training, and 65% stated they were more inclined to use it compared to conventional litigation routes. This training had a positive impact on raising legal awareness, potentially reducing default rates, and contributing to the development of a more inclusive, fair, and sustainable financial system.

Guidance is one of the duties of the Community Guidance Officer which aims to make correctional clients, both adult clients and child clients, become better people, can be accepted in the midst of family and society. Since the enactment of Law Number 22 of 2022 concerning Corrections, the role of Community Guidance Officers is very important because Community Guidance Officers are tasked with accompanying clients while they are in and outside the criminal justice process to prepare clients for the social reintegration process. The research method used in this study is empirical juridical. The data used in this study uses a descriptive analytical approach, namely research that describes and analyzes data obtained from interviews, documents, and field notes. Guidance carried out by Community Counselors for adult clients begins at the pre-adjudication, adjudication, post-adjudication and follow-up guidance stages with the understanding that after the reintegration program has been successfully proposed, the client will receive a Decree (SK) and will be handed over by officers from the Correctional Institution or State Detention Center to the Correctional Center, then that is the beginning of the guidance stages carried out by Community Counselors. Community Guidance at the Medan Class I Correctional Center also faces obstacles in implementing guidance for adult clients, but several efforts have been made to reduce obstacles with the aim of preventing adult clients from repeating criminal acts that cause client reintegration guidance to be terminated and must be revoked.