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Analytics

Nurfahmi Fadlillah; Dinar Ayu Lestari; Adi Wiratno

Kajian Ekonomi dan Akuntansi Terapan 2025 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The high-value horticulture sector has gained increasing attention in modern agricultural development, particularly in the cultivation of premium melon through greenhouse and fertigation systems. The Satria Tani Hanggawana Cooperative has initiated premium melon farming to enhance members’ income; however, investment decisions in high-value commodities require a comprehensive financial feasibility assessment to ensure business sustainability. This study aims to analyze the financial feasibility of premium melon farming by examining production costs, revenue, income, and financial efficiency indicators. Using a descriptive method with qualitative and quantitative approaches, the research was conducted through direct observation and interviews in two active greenhouses. The results show that the total production cost for one planting season reached Rp20,413,750, dominated by variable costs, reflecting the intensive input requirement to maintain product quality. The total revenue of Rp33,950,000 generated a net income of Rp13,536,250, indicating that the enterprise is financially profitable. The R/C Ratio of 1.67 confirms that the business operates efficiently, while the B/C Ratio of 0.67 indicates that net benefits remain below total costs due to reduced production caused by pest disturbances. The break-even analysis further shows that actual production far exceeded the minimum threshold required to avoid losses. Overall, the findings demonstrate that premium melon farming is financially viable, yet improvements in cost management, production monitoring, and greenhouse operational efficiency are essential to enhance profitability and long-term sustainability for the cooperative.

Silvia Helena Ngantung; Ni Luh Putu Marina Atlanticia; Ni Made Jenni Prabayanti

International Journal of Applied Mathematics and Computing 2025 Asosiasi Riset Ilmu Matematika dan Sains Indonesia

This study analyzes bottled water consumer traits and the market share of various brands over five years at the University of Udayana using the Markov chain method. Primary data from questionnaires show most consumers are female informatics students in dorms, consuming over 2 liters daily, mostly purchasing from stores. Decisions consider quality and brand, influenced by TV ads over peer recommendations. Market share in period 1: Aqua led with 52%, followed by Le Minerale (28%), Club (13%), Cleo (7%), and others (0%). In period 2, Aqua maintained 52%, Le Minerale rose to 36%, while Club and Cleo declined to 2% and 3%. Period 3 saw Aqua at 49%, Le Minerale at 33%, and Club/Cleo at 2% and 1%. In period 4, Aqua led with 45%, Le Minerale at 31%, and Club/Cleo/others at 2%, 1%, and 7%. Finally, in period 5, Aqua remained at 41%, Le Minerale fell to 28%, while others decreased to 6%, and Club/Cleo remained at 2% and 1%.

Vista Alifia Indriyani; Hesti Respatiningsih; Anes Arini

International Journal of Management Science and Entrepreneurship 2025 International Forum of Researchers and Lecturers

This research aims to analyze the financial feasibility and marketing strategy of Etawa goat farming in Kaligesing District, which is recognized as one of the main centers for Etawa goat breeding in Indonesia. The case study was conducted at Setia Farm, a representative and active breeder in the region. The financial analysis employed several indicators, including Break-Even Point (BEP), Net Present Value (NPV), Internal Rate of Return (IRR), and Gross Benefit-Cost Ratio (Gross B/C). The findings show that the Gross B/C value reached 4.7, indicating a high return compared to investment cost. The NPV value was positive, and the IRR exceeded the prevailing loan interest rate, highlighting that the business generates significant profitability over time. Additionally, the BEP was achieved in a relatively short period, which signifies the business has strong potential for short-term capital recovery and low financial risk. From a marketing perspective, Setia Farm implements a combination of product excellence, adaptive pricing strategies, diverse distribution channels, and active promotional efforts. Their flagship products—mainly superior Etawa goats and processed dairy products—are positioned to meet market demand effectively. The farm also uses both direct marketing and digital platforms, such as social media and e-commerce, to expand its reach. Promotion is carried out through agricultural events, online campaigns, and collaboration with livestock communities. These strategies contribute to increasing brand awareness, building customer loyalty, and improving competitiveness. The integration of financial feasibility and strategic marketing supports the sustainability and growth of Etawa goat farming in Kaligesing. The results of this study can serve as a reference for livestock entrepreneurs, investors, and policymakers in developing similar agribusiness models that are profitable, resilient, and market-oriented.

Irba Muhlas Sambodo; Nugra Irianta Denashurya; Singgih Tiwut Atmojo

Jurnal Riset Rumpun Ilmu Tanaman 2025 Pusat riset dan Inovasi Nasional

This study aims to evaluate the financial feasibility of tempeh production using genetically modified soybeans (Genetically Modified Organisms/GMO) at the Annisa Tempe Micro, Small, and Medium Enterprise (MSME) in Kubu Raya Regency. GMO soybeans are the preferred choice for the business owner due to their stable availability and lower price compared to local soybeans. This research employs a case study approach and utilizes investment feasibility analysis methods, including Net Present Value (NPV), Internal Rate of Return (IRR), and Net Benefit-Cost Ratio (Net B/C). The results show that the business yields an NPV of IDR 779,241,805, an IRR of 20.82%, and a Net B/C of 78.92. These indicators demonstrate that the GMO-based tempeh business at Annisa Tempe MSME is highly feasible from a financial perspective. The study also identifies key challenges such as competition in traditional markets and highlights opportunities through direct distribution and stable raw material supply. These findings are expected to serve as a reference for MSME actors, academics, and policymakers in developing sustainable GMO-based local food businesses.

Edi Djatmika; Hermawan Hermawan; Adriana Sari Aryani; Kotim Subandi

Jurnal Pengabdian kepada Masyarakat 2025 Pusat Riset dan Inovasi Nasional

Post-harvest handling of fish requires an effective cold chain system, including the availability of ice factories, to preserve the quality and freshness of catches. The presence of an ice factory enables fishermen to bring ice during fishing trips, ensuring the catch remains safe for consumption. The planning of a portable mini ice factory in Ciwaru Village, located within the Ciletuh National Geopark, aims to maintain fish quality along the southern coast of West Java. Although several ice factories exist in Sukabumi Regency, their availability at fish landing sites such as the Ciwaru Fish Auction Place (TPI) remains insufficient. According to the Regulation of the Minister of Marine Affairs and Fisheries No. 2 of 2021, assistance for ice factory construction is provided to fishermen groups following a feasibility study submission. This community service project aims to assist fishermen cooperatives in improving cold chain management and preparing a feasibility study for ice factory development. Key issues identified include limited human resource competence, hygiene and sanitation challenges, feasibility study preparation, and internal communication enhancement within cooperatives. Solutions are implemented through training programs, cold chain method applications, feasibility analysis for mini ice factories, and the development of an information system for fishermen. The planned ice factory unit has a capacity of 1 ton per 8-hour cycle, supported by three freshwater wells near the site. Economic analysis reveals an NPV of Rp1,170,676,141, an IRR of 10.91%, and a Net B/C Ratio of 1.64, with a BEP at 311 tons/year, well below the installed capacity of 788 tons/year, confirming its economic viability. The resulting feasibility study will serve as the basis for applying for government assistance, complemented by scientific publications, national media coverage, video documentation, and intellectual property registration.

Anis Mahmudatul Janah; I Made Suparta

Jurnal Ekonomi dan Pembangunan Indonesia 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This research aims to analyze the income, profits and feasibility of the gibas goat farming business in Nglumber Village, Kepohbaru District, Bojonegoro Regency. This research used as informants 6 gibas goat entrepreneurs in Nglumber Village, Kepohbaru District, Bojonegoro Regency. The analytical tools used in this research are total production costs, revenues, profits and business feasibility. The results obtained from this research are that the average total production costs incurred are IDR 112,362,000 month, the average revenue obtained is IDR 79,916,667/month, and the average profit obtained is IDR 9,430,461/month. The results of calculating 3 (three) feasibility parameters for 6 gibas goat livestock entrepreneurs in Nglumber Village, Kepohbaru District, Bojonegoro Regency, can be seen that the R/C ratio obtained an average value of 1.3 > 1, the B/C ratio obtained an average value equal to 0.13 > 0, and ROI obtained an average value of 7%. Therefore, the gibas goat farming business in Nglumber Village, Kepohbaru District, Bojonegoro Regency is feasible.

Wahyu Dinul Muzainan; I Made Suparta

Jurnal Ekonomi dan Keuangan 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This research explains the level of feasibility of rice farming in Mojopetung village, Dukun sub-district, Gresik district. This business is engaged in rice production. This research uses a descriptive analysis method which uses 7 informants from rice farming owners as research subjects. Data collected through interviews aims to analyze fixed costs, total costs, variable costs, demand and profits. The feasibility of the business carried out is by using the R/C Ratio (Revenue Cost Ratio, B/C Ratio (Benefit Cost Ratio), BEP (Break Even Point) calculation in order to find out whether the business is feasible or not. The results of this research can provide education for business people about the continuation of rice farming in the village of  Mojopetung, Dukun Gresik.

Habibur Rohman; I Made Suparta

Jurnal Ekonomi dan Keuangan 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This research explains the feasibility level of hydroponic lettuce farming in Kelorarum Village, Tikung District, Lamongan Regency. This business is engaged in the production of hydroponic lettuce. This research used a descriptive analysis method which used 6 informants from hydroponic lettuce farming owners as research subjects. Data collected through interviews aims to analyze fixed costs, total costs, variable costs, demand and profits.The feasibility of the business carried out is by using R/C Ratio (Revenue Cost Ratio), B/C Ratio (Benefit Cost Ratio), BEP (Break Even Point) calculations in order to find out whether the business is feasible or not. The results of this research can provide education for business actors regarding the continuation of hydroponic lettuce farming in Kelorarum Village, Tikung District, Lamongan Regency.

Khoirotul Mas’ulah; Joko Priyono

Jurnal Ekonomi dan Keuangan 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Analyzing the revenue and viability of the sugar cane ice company in Juwet Village, Porong District, Sidoarjo Regency is the goal of this study. Six Juwet Village ice cane entrepreneurs who were specifically picked based on predetermined criteria made up the research informants. The entire cost, income, profit, and viability of the business are all included in the analysis approach. According to the research findings, the average profit is IDR 10,797,076, the average revenue is IDR 20,060,000, and the average total cost is IDR 9,262,924. An average R/C ratio value of 2.19 (>1) and an average B/C ratio value of 1.19 (>0) were obtained based on the analysis of three business feasibility factors from six informants of ice sugar cane entrepreneurs in Juwet Village. These values indicate that the business is worth conducting. Aside from that, the average ROI value is 56.35% (>0%), indicating that the Juwet Village, Porong District, Sidoarjo Regency sugar cane ice company is profitable and satisfies the required feasibility standards.

Sakti Danadyaksa Adi Wardhana; Parikesit Penangsang

Jurnal Ekonomi dan Keuangan 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Seeing the large interest and need of the Indonesian population for bread, there is a possibility for a larger bakery business. Therefore, it is not surprising that many people are interested in trying their luck by becoming bakery business owners. However, some people do not understand the feasibility level, so prospective business actors are still hesitant to open a bakery business. Therefore, the research focuses on analyzing the feasibility of a bakery business in Taman District, Sidoarjo Regency. In this research, 6 bakery business operators in the villages of Wage, Geluran and Bangah were used as informants. This type of research is descriptive research. Research data was obtained through informant interviews and analyzed using business financial feasibility in the form of R/C, B/C, and ROI. The research results showed that the average R/C value was 2.16, the average B/C value was 1.16 and the average ROI value was 41.03%. All the results show that the bakery business in Taman District, Sidoarjo Regency is feasible to run.

Ryan Mustaqim Kusumah; Parikesit Penangsang

Jurnal Ekonomi dan Keuangan 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This tilapia pond business is a business carried out by residents who have empty land / ponds. Tilapia is quite fast in its development from seed to harvest within 4 months. This study aims to analyze several factors ranging from total costs, revenue, income and business feasibility of tilapia fish ponds in Prasung Village, Buduran District, Sidoarjo Regency. There are 3 analytical tools in business feasibility namely R/C ratio, B/C ratio and ROI. This study requires 6 informants of tilapia fish farming business actors. This type of research uses descriptive research. In the research results of 6 tilapia fish pond farmers there is an average total cost of Rp 44,430,833, for an average income of Rp 93,975,000 / occasional harvest, while the average income of Rp 49,544,167 / occasional harvest. Business feasibility analysis tool using R / C whose average of 2.12 means R / C> 1, B / C whose average of 1.12 means B / C> 1, ROI whose average of 86% means ROI> 0%. So the conclusion is that the tilapia pond business is feasible to run.

Ummukifdiyah Rohmatul Huda; Parikesit Penangsang

Jurnal Ekonomi dan Pembangunan Indonesia 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This study aims to assess the feasibility of the Lontong Tuyuhan MSME business which has a location in Tuyuhan Village, Rembang Regency in Pancur District. The data analysis methods used are revenue analysis, profit analysis, cost analysis, and also business feasibility analysis using the Revenue Cost Ratio (R/C Ratio), Return On Investment (ROI), and Benefit Cost Ratio (B/C Ratio) analysis tools. ). This study uses qualitative research methods with primary data collection tools in the form of observation, questionnaires, interviews, and documentation. Data was obtained through 6 informants, namely the owner of the Lontong Tuyuhan MSME business which has a location in Tuyuhan Village, Rembang Regency in Pancur District. The Lontong Tuyuhan MSME business that has been researched can be said to be adequate to run with an average R/C Ratio of 2.11 B/C Ratio of 1.11 and ROI of 171.30%. The Lontong Tuyuhan MSME business that was observed had an estimated average revenue of IDR 31,322,500/month. With an average monthly capital excluding initial capital with a nominal value of IDR 14,893,425/month and an average profit of IDR 16,429,075/month.

Moh Jaenal Ikhwan; Parikesit Penansang

Jurnal Ekonomi dan Pembangunan Indonesia 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The purpose of this study is to examine the profitability, income, and viability of laying hen farms in Lamongan Regency's Mantup District. Lamongan Regency's Mantup District. There were six informants who owned laying hen farms for this research. In this study, total costs, revenues, income, and business viability were the data analysis types used. The average total cost from six informants of IDR 755,812,161/Production Period is the result of this study. IDR 1,581,968,000 is the average revenue received per production period. During the production period, the average income obtained was IDR 826,155,833. Six laying hen breeder informants in Mantup District, Lamongan Regency, had their three business feasibility metrics calculated. The average R/C ratio value was 2.07, the average B/C ratio was 1.07, and the average ROI value was 92.50%. Therefore, it is viable to operate and grow the laying chicken farming company in Mantup District, Lamongan Regency, according to the calculation results.

Dyah Ayu Puspita; Joko Priyono

Jurnal Ekonomi dan Pembangunan Indonesia 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The purpose of this study is to examine the profitability and viability of refill drinking water depot enterprises in Surabaya City's Mulyorejo District. Six businesspeople who refill drinking water in the Mulyorejo District of Surabaya City served as informants for this study. In this study, total costs, sales, profits, and business viability were employed as analytical techniques. The average total expenses incurred, the average income generated, and the average profit from the research were IDR 4,544.660, IDR 9,869.167, and IDR 5,324.507. The average value of the R/C ratio is 2.14 > 1, according to the findings of calculating the three business feasibility metrics for six refill drinking water entrepreneur informants in Mulyorejo District, Surabaya City. the average B/C value The obtained ratio was 1.14 > 0. Additionally, the ROI value averaged 17,35% > 1%. Thus, the Mulyorejo District, Surabaya City drinking water replenishment business can generate enough revenue to make it worthwhile to operate.

Muhammad Rois Afdlol; Arga Christian Sitohang

Jurnal Ekonomi dan Pembangunan Indonesia 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This research aims to analyze the feasibility level of a motorbike repair shop business in Wonocolo subdistrict, Surabaya city. This research data analysis uses the method of calculating fixed costs, variable costs, total costs, revenues, income and business feasibility. In this research, the analysis used is B/C, R/C and ROI. The results of the research show that the average total cost for 6 informants who own a motorbike repair shop is IDR38,971,456/month, the revenue obtained is an average of IDR100,575,500/month and the average income is IDR 61,604,043/month. Calculation of business feasibility using the b/c ratio obtained an average result of 1.60%, the average r/c ratio calculation was 2.60% and the average ROI calculation was 118.667%. The results of these calculations state that the motorbike repair shop business in Wonocolo subdistrict, Surabaya city is feasible to run and develop.

Putra, Muhammad Farrasky Delas; Sakinah, Yozi Putri

Jurnal Manajemen Kewirausahaan dan Teknologi 2024 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

This research aims to analyze the costs, income, profits, and level of sensitivity of citronella farming in the Kalumpang Saiyo farming group in Solok City. The method used in this research is a case study. The sampling method is purposive sampling, where farmer groups are selected based on specific criteria. The data analysis used is quantitative analysis to analyze the costs incurred for activities starting from investment costs, production operations, and financial analysis used to determine whether or not farming is feasible using investment feasibility criteria, namely Net Present Value (NPV), Internal Rate of Return (IRR), Benefit Cost Ratio (B/C Ratio). Sensitivity analysis is used to determine the level of business sensitivity to changes in parameters used in increasing production costs (10%, 15%, and 23.36%), decreasing benefits (10%, 15%, and 18.36%), as well as increasing production costs and reduced benefits (10% and 10.46%). The research showed that the citronella farming business that was run survived up to an increase in production costs of 23.36%. The farming business also survived up to a decrease in benefits of 18.96%. It survived up to conditions of an increase in production costs of 10.46% and a reduction of benefits of 10.46%, coinciding. Keywords: Sensitivity, Financial, Citronella Grass, Feasibility   Abstrak Penelitian ini bertujuan untuk menganalisis biaya, pendapatan, keuntungan dan tingkat sensitivitas usahatani seraiwangi di kelompoktani Kalumpang Saiyo, Kota Solok. Metode yang digunakan dalam penelitian ini adalah studi kasus. Metoda pengambilan sampel adalah purposive sampling, dimana kelompok tani dipilih berdasarkan kriteria tertentu. Analisis data yang digunakan adalah analisis kuantitatif untuk menganalisis biaya-biaya yang dikeluarkan untuk kegiatan mulai dari biaya investasi, operasional produksi dan analisa keuangan yang digunakan untuk mengetahui layak atau tidaknya usahatani dengan menggunakan kriteria kelayakan investasi adalah: Net Present Value (NPV), Internal rate of Return (IRR), Benefit Cost Ratio (B/C Ratio) dan analisis sensitivitas digunakan untuk mengetahui tingkat sensitivitas usaha terhadap perubahan parameter yang digunakan pada kenaikan biaya produksi (10%, 15% dan 23,36%), penurunan benefit (10%, 15% dan 18,36%) serta peningkatan biaya produksi dan penurunan benefit (10% dan 10,46%). Hasil penelitian menunjukkan bahwa usahatani seraiwangi yang dijalankan mampu bertahan sampai pada peningkatan biaya produksi sebesar 23,36%, lalu usahatani mampu bertahan sampai pada penurunan benefit sebesar 18,96% dan mampu bertahan sampai pada kondisi peningkatan biaya produksi sebesar 10,46% dan penurunan benefit sebesar 10,46% terjadi secara bersamaan.

M. Rizal Amri Chusen; Parikesit Penangsang

Jurnal Ekonomi dan Keuangan 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This research aims to analyze the acceptance, profit and feasibility of diary farming in Ngabab Village, Pujon District, Malang Regency. In this study, 6 dairy farm owners in Ngabab Village, Pujon District, Malang Regency were used as informants. This research uses descriptive qualitative research. Data was collected through interviews, and the analytical methods used in this research were fixed costs, variable costs, total costs, revenues, profits and business feasibility in this research using the calculation of Revenue Cost Ratio (R/C), Benefit Cost Ratio (B/C), and Return On Investment (ROI). The results obtained from this research were by using calculations of Revenue Cost Ratio (R/C), Benefit Cost Ratio (B/C), and Return On Investment (ROI), resulting in high numbers obtained in R/C Ratio, B/C Ratio, and ROI exceed the figures or values that have been determined so that it can be concluded that based on the calculation results the dairy farming busuness in Ngabab Village, Pujon District, Malang Regency is worthy of cultivation and development.

Adela Wafiq Azizah; Arga Christian Sitohang

Jurnal Ekonomi dan Pembangunan Indonesia 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The purpose of this study is to assess the profitability and viability of pet shop enterprises in Probolinggo City. Six pet shop entrepreneurs from Probolinggo City served as informants for this study. This study's analytical methodologies included overall costs, revenues, income, and company feasibility. This study found that the average total costs incurred were IDR 17,105,497, the average income was IDR 22,823,530, and the average income was IDR 5,718,033. The findings of calculating the three business feasibility metrics for six pet store entrepreneur informants in Probolinggo City show that the average R/C ratio is 1.37 > 1, while the average B/C ratio is 0.37 > 0. And the average ROI value attained is 23.75%, which is greater than one percent. As a result, the pet shop business in Probolinggo City is considered reasonable to operate.

Darwin Damanik; Pawer Darasa Panjaitan; Fariaman Purba; Pandapotan Damanik; Bosma Sinaga

Jurnal Ekonomi, Akuntansi, dan Perpajakan 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The rapid development of the tourism sector and the business sector in North Sumatra, one of which is Samosir, is a factor in the increasing demand and needs of local and foreign tourists. This research aims to analyse the business feasibility of Silimalombu Village Ecovillage. This research uses SWOT analysis to analyze the development strategy. Technical data analysis used in this research is by means of interviews, observation and documentation. The method used in this research is descriptive quantitative analysis. To analyse the financial aspects, the Net Present Value, IRR and Gross B/C Ratio methods were used. While to assess other aspects, factors that are considered important in the assessment are used. The result of this research is that Silimalombu Village Ecovillage is feasible to run and develop. After being analysed using investment criteria, the results found are Gross B / C Ratio 1.69> 1, Net Benefit Cost Ratio 2.63> 1 Probitability Ratio> 1, Net Present Value, 1,682.7> IRR 34%, meaning that the Go project is feasible.

Nilpa Safitri Daulay

Jurnal Budi Pekerti Agama Islam 2024 Asosiasi Riset Ilmu Pendidikan Agama dan Filsafat Indonesia

This research aims to determine defects in marriage from an Islamic legal perspective. And to understand the concept of marriage fasakh due to a flawed Islamic legal perspective. This research was carried out using library research and paying attention to the field (Field Research). The results of the research show that defects in marriage from an Islamic legal perspective are physical and spiritual defects that cannot be removed or can be removed but only in a long time. Among the diseases specific to men: (1) Jabb/castration, namely cutting off the genitals (penis) and both testicles. (2) Unnah/impotence. (3) Khusha', namely cutting, finding or removing both testicles, without cutting the penis. And defects specifically for women are (1) Ratq, namely blockage of the vaginal canal, (2) Qarn, namely the presence of something that protrudes and blocks the vaginal canal. (3) 'afal, namely the appearance of foam in the vagina. (4) Ifdha, namely the mixing of the sexual canal with the urinary tract, or the mixing of the sexual canal with the anal canal. (5) Istihadhah. The defects that exist in men and women are (1) madness, (2) Leprosy (juzam). (3) Leprosy (baras), (4) Bakhar disease (foul-smelling mouth) and Sunan (foul-smelling sweat. And Imam Ahmad made transvestism a defect which causes marriage fasakh. The concept of marriage fasakh is caused by a defect in the perspective of Islamic law, which is to sever ties of relationship. between husband and wife. This occurs because the conditions are not fulfilled when the marriage contract takes place. In the Hanafi and Maliki schools of thought, this divorce is categorized as thalak ba'in and cannot be reconciled, and according to the Syafi'i and Hanbali schools it is stated that separation between the husband and a wife who is caused by an illness or defect is called fasakh, not thalak (divorce carried out by the husband). And if the defect is known before marrying her, he may divorce her and he is not obliged to pay the dowry.