Publication Search

72,574 articles from 669 journals · 2,111 citations tracked

Showing 19081-19100 of 19,151

Analytics

Indra, Yetti Afrida

Dinamika Akuntansi Keuangan dan Perbankan 2016 Faculty of Economic and Business Universitas STIKUBANK

When for the first time the concept of Integrated Information System in the early 1990s introduced, thousands of companies are racing to implement the new paradigm of looking at business strategy tersebut.Hasilnya surprisingly enough, in the sense of quite a lot of companies that ultimately managed to significantly improve their performance significant and transforming itself into a world-class corporation. Seeing this, a number of executives in developed countries are trying to apply this concept to his company with the ultimate goal to improve the quality of the performance of institutions, particularly in meeting the challenges of the globalization era .From the results obtained shown that the paradigm of Integrated Information System that is used is a stone stepping effective in helping to run the company's business.Keywords: integrated information systems, business

Rahmawati, Teti

Jurnal Ilmu Manajemen dan Akuntansi Terapan 2016 Sekolah Tinggi Ilmu Ekonomi Totalwin

This study aim to examine the effect of the ratio likuiditas, leverage,operating capacity, sales growth, audit committee size, independentcommissioner and public ownership on financial distress.The population ofthis study is manufacture company listed on the Indonesia Stock Exchangefor period of 2009-2015. Based on purposive sampling method, this sampleof this study are 281 companies (159 financial distress and 122 nonfinancial distress). The criteria is used to categorize a financial distresscompany in this study based on earning per share (EPS) negative. Dataanalysis using regression logistic.The result show that the sales growth,operating capacity, independent commissioner and public ownership have asignificant on financial distress.

Muhamad Sodik; Sarwo Nugroho

JURNAL ILMIAH KOMPUTER GRAFIS 2016 UNIVERSITAS STEKOM

Madrasah Aliyah Negeri (MAN) Purwodadi is a formal educational institution located on Jl. P. Diponegoro No. 22, the direction of Jalan Purwodadi - Solo. MAN Purwodadi as one of the Secondary Education Institutions in Purwodadi has an important role in the future, in the context of increasing the intelligence of the nation while preparing students who are faithful and devoted and possessing Science and Technology which are characteristic of their Islam. Some agencies including educational institutions in an effort to improve the image both in terms of promotion and information now, have begun to use website media that can be quickly accessed widely so as to improve the quality of service to the community. MAN Purwodadi in the current promotion and information efforts still use the method of manually explaining which will certainly take time and effort and still use print media that has limited reach and requires more costs for each print each year. MAN Purwodadi until now does not have a new alternative media in the form of a website that follows the times that if not followed up will certainly be less competitive in terms of promotion and information. Therefore, it is necessary to have new alternative media that are effective and efficient and sustainable which in addition to increasing positive value for MAN Purwodadi, can also support and cover up the weaknesses of promotional media and information that has been used before. In this study data were collected through a questionnaire method of 30 respondents in potential students using a Likert scale to find out the responses of respondents to each variable. Then do the analysis of the data obtained in the form of quantitative analysis. From the analysis obtained product information level score of 390 or 32.5%; the effective level of the product is 222 or 18.5%; and the product efficiency level of 399 or 33.25%. From the existing score indicators, if added together the results will show the extent of the feasibility of the website as a promotional media and MAN Purwodadi information. From the results of this analysis it can be concluded that Website Design as a Media Promotion and Information on MAN Purwodadi is considered "Very Effective". This is based on the calculation of the scale which states that if all the values ​​of the indicators are added up to produce a total value of 1011 where the value is between 976 - 1200 which states "Very Effective".

Rosyikhul F.S M Nango; Dewi Shinta Achmad; Tusaban Tusaban; Nur Jihan Fareranty Piu

Student Scientific Creativity Journal 2016 Pusat Riset dan Inovasi Nasional

Small pelagic fisheries play an important role in food security, coastal livelihoods, and local fishery economies in Indonesia. Sardinella fimbriata is one of the economically important small pelagic fish species widely utilized in coastal communities. However, increasing fishing pressure may alter population size structure and reduce reproductive sustainability. This study aimed to analyze the size structure, gonad maturity stage, and exploitation status of Sardinella fimbriata in Kwandang Waters, Tomini Bay, Indonesia. The research was conducted from August to November 2025 using a descriptive quantitative approach. A total of 1,560 fish samples collected from commercial landings were measured for total length and examined macroscopically for gonad maturity. Data were analyzed using length-frequency distribution, maturity proportion, and logistic regression to estimate length at first maturity (L₅₀). The results showed that fish length ranged from 8.0 to 19.9 cm and was dominated by the 12.0–15.9 cm size group, accounting for 75.45% of total samples. Immature gonads dominated the catch, representing 91.35% of individuals, while mature fish accounted for only 8.65%. Logistic regression estimated L₅₀ at 16.72 cm, whereas the average catch length was 13.56 cm with an Lc/L₅₀ ratio of 0.81. These findings indicate that most fish were captured before reaching reproductive maturity, suggesting growth overfishing conditions. The study highlights the importance of minimum catch size regulation, selective fishing gear, and routine biological monitoring to support sustainable management of small pelagic fisheries in Tomini Bay.

Rangga Bismantara; Arief Marwanto

Jupiter: Publikasi Ilmu Keteknikan Industri, Teknik Elektro dan Informatika 2016 Asosiasi Riset Ilmu Teknik Indonesia

Load imbalance in three-phase distribution transformers can increase neutral current and power losses, thereby reducing the efficiency and reliability of electric power distribution systems. This study aims to analyze the level of load imbalance, power losses caused by neutral current, and the effectiveness of manual load balancing using the two-time-point method, namely peak load time (PLT) and off-peak load time (OPLT). The research was conducted on the PNIAI007 distribution transformer at PT PLN (Persero) ULP Enarotali using a quantitative descriptive approach with a case study design. Data were obtained through measurements of phase currents and neutral current, which were then analyzed to compare conditions before and after load balancing.The results show that the load imbalance level was significantly reduced from more than 29% to 2.47% during daytime operation and 1.21% during nighttime operation. The neutral current decreased from 37.81 A to 14.58 A during the daytime and from 51.76 A to 19.83 A at night. In addition, power losses due to neutral current were reduced by more than 85%. These results indicate that the two-time-point load balancing method is effective in improving the efficiency and operational reliability of distribution transformers.

Harvioni, Ayu Nisaa; Astohar, Astohar

Jurnal Ilmu Manajemen dan Akuntansi Terapan 2016 Sekolah Tinggi Ilmu Ekonomi Totalwin

This study aimed to analyze the influence of Return On Investment,Debt To Equity Ratio, Economic Value Added, and Inflation on StockReturns. This study was made as there are differences between the results ofresearch with each other and so can be used to predict fluctuations stockreturns.Sample of this research is 135 others company in IDX with methodpurposive sampling.This study uses multiple linear regression statistic to testthe hypothesis. The variable used in this study Return On Investment, DebtTo Equity Ratio, Economic Value Added, Inflation, and Stock Returns. Typeof data used in the form of secondary data is data such as notes and reportstaken from Indonesian Capital Market Directory.The results showed that simultan independent variables effect on stockreturn. While research is partially showed Return On Investment positive andnot significant effect on stock returns. While Debt To Equity Ratio negativeand significant effect on stock returns. Meanwhile Economic Value Addedpositive and significant effect on stock returns. And then inflation negativeand not significant effect on stock returns. In addition it was found that thevalue of adjusted R square is 5,8%. This means that 5,8% of the movement ofstock returns can be predicted from the four variables, while at 94,2% isexplained by other variables outside the model

Nurrofi, Akhmad

Jurnal Ilmu Manajemen dan Akuntansi Terapan 2016 Sekolah Tinggi Ilmu Ekonomi Totalwin

Employee performance in a company is needed. This researchconcerning employee performance problem, Samples used by all population are36 respondents with Samleng Census technique data analysis used instrumenttest, multiple regression analysis and hypothesis test.The results of this studyPartial regression coefficient Motivation work (X1) on employee workdiscipline. After analyzed obtained value tcount X1 (3.602)> ttable (2.03), thenHo is rejected and Ha accepted the conclusion of variables Motivation of workhave a positive and significant impact on employee discipline.2. PartialRegression Coefficient of Leadership Style (X2) on Employee Work Discipline.After analyzed, tcount X2 (4,549)> ttable (2.03), hence Ha accepted and Horejected conclusion of Leadership Variable have positive and significantinfluence to employee work discipline.Partial regression coefficient Motivationwork (X1) on employee performance. After analyzed obtained value tcount X1(1.396)> ttable (2.03), then Ho is rejected and Ha accepted the conclusion ofwork motivation variable and has no effect and not significant on employeeperformance.4. Partial Regression Coefficient of Leadership Style (X2) onemployee performance. After analyzed obtained value tcount X2 (3.895)> ttable(2.03), then Ha accepted and Ho rejected conclusion Variable Style Leadershave a positive and significant impact on employee performance.Regressioncoefficient Discipline work (Y1) on Employee Performance. After analyzedobtained tcount Y1 (6,075)> ttable (2.03), hence Ha accepted and Ho rejectedconclusion Variable of work discipline have positive and significant effect toemployee performance.

Ardhianto, Eka

Dinamik 2016 Universitas Stikubank

QR Code merupakan singkatan dari Quick Response Code atau yang dapat diterjemahkan sebagaikode respon cepat. QR Code ini telah dikembangkan oleh Denso Corporation sejak 1994 yang pertama kalidigunakan sebagai pengenal kendaraan dibagian manufaktur. Seiring dengan perkembangan kebutuhan, QRCode mulai menggeser penggunaan Bar Code di beberapa bidang hal ini karena QR Code dapat digunakanhanya dengan menamfaatkan kamera digital bahkan kamera webcam dan kamera telephon.Selain pemanfaatan QR Code sebagai salah satu perangkat keamanan dokumen dan QR Codemerupakan salah satu metode pengenalan cepat. Maka pada penelitian ini penulis mencoba untukmemanfaatkan QR Code sebagai perangkat cepat dalam melakukan presensi kehadiran mahasiswa. Hal yangmenjadi salah satu alasan adalah bahwa kehadiran mahasiswa dalam setiap pertemuan masih mejadi salahsatu poin penilaian dan penggunaan kamera digital sudah meluas dalam berbagai hal, tidak luput juga adalahsetiap laptop yang digunakan oleh para pengajar / dosen / instruktur sehingga presensi dapat dilakukan secaramudah dengan memanfaatkan webcam yang terintegrasi dalam lapotop.Hasil dari peneliatian ini adalah, adanya aplikasi yang dapat memanfaatkan QR Code sebagai mediapresensi mahasiswa dengan menggunakan webcam pada laptop pengajar/dosen/instruktur sehingga prosespresensi dilakukan dengan mudah dan langsung terupload pada sistem informasi akademik. Dengan cara inijuga, mahasiswa tidak dapat melakukan manipulasi presensi kehadiran.

P. Sihombing, Ranto; Palupi, Monika; Dyah Ayu, Stephana; Purnamasari, Vena

Dinamika Akuntansi Keuangan dan Perbankan 2015 Faculty of Economic and Business Universitas STIKUBANK

Environmental damage occurs at this time pushed corporations to change their business strategy into environmental strategy. Hence, performance measurement system is also used toward environmental. The Result of research conducted by Perego and Hartman (2009) has found relationship between environmental strategy and the use of performance measures mediated by performance measurement system (PMS). Based on the limitation of study conducted by Perego and Hartman (2009), this study replicate and meliorate by distributing questionnaires to corporate social responsibility (CSR) division of corporations in Indonesia. Because this division is part of the corporations, they are considered to understand more on the company's policy on social and environmental. Research of this study found that relationship between environmental strategy and the use of performance measurement system mediated manager sensitivity to environment and degree of congruity. Keywords: environmental strategy, uses performance measurement, company policy, sensitivity, congruity.

Nurrofi, Akhmad

Jurnal Ilmu Manajemen dan Akuntansi Terapan 2015 Sekolah Tinggi Ilmu Ekonomi Totalwin

This study aims to examine and analyze the influence of workdiscipline, supervision, and motivation to job satisfaction that impact onmorale. The data was collected through questionnaires distributed andimplemented to 79 employees working at PT.Carefast in Semarang. Thedata analysis in this study used SPSS version 17.The result of analysisshows that discipline, motivation, competency have positive effect onperformance variable.

., Winarsih

Dinamika Akuntansi Keuangan dan Perbankan 2015 Faculty of Economic and Business Universitas STIKUBANK

This study aims to investigate the effect of strategic performance measurement system on managerial performance that isdirectly tested through four variables; job relevant information, role ambiguty, role conflict and role overload. This studyused the perspective of goal setting theory and role theory in explaining inter-variable relationship. Data collected in thissurvey was primary data from 329 functional managers of state-owned transportation companies under the auspices ofMinistry of State Owned Enterprise. Samples were taken using stratified random sampling. Of 329 questionnaires, 264were used in this research with respon rate of 80,55%. Data analysis was conducted using structural equation models inLISREL 8,5. The result of statistictic test indicated that strategic performance measurement system was, but notsignificantly, associated with managerial performance. Further findings indicated that strategic performance measurementsystem was significantly associated with job relevant information, but no association was found with role ambiguity.However, strategic performance measurement system was significantly assosiated with role conflict and role overload.Furthermore, the result of research test indicated that job relevant information was not associated with role ambiguty; roleconflict and role overload, but significantly associated with managerial performance. Based on the result, it can beconferred that role ambiguity was positively related and had a significant impact on managerial performance. In the otherhand, role conflict and role overload are positvely but not significantly assosiated with managerial performance.The resultof the role test of mediating variables has shown that job relevant information, role ambiguity, role conflict and roleoverload significantly mediated the effect of strategic performance measurement system toward managerial performance.Keywords : Strategic Performance Measurement System, Job Relevant Information, Role Stress Characteristic andManagerial Performance

Herwiyanti, Eliada

Dinamika Akuntansi Keuangan dan Perbankan 2015 Faculty of Economic and Business Universitas STIKUBANK

This study aims to determine the effect information technology capability and quality of management accounting informationwith technological uncertainty as moderating variable. The highest business competition requires companies to be able tooptimize their resources. Company with information technology capability will able to produce good quality of information.The existence of changes in the external environment related to the rapid development of technology and uncertain technologyrequire companies to be able to respond precisely. Thus, the existence of technological uncertainty will stronger therelationship between information technology capability and quality of management accounting information. Data werecollected from companies that listed in Indonesia Stock Exchange. Respondent represented by accounting manager as of 95people were participated in filling out the questionnaire. Then, the data processed using SEM analysis technique. Thescreening stage of the data generated 94 responses that were used for decision making of the results study. Data processing hasbeen done using the software SPSS 16.0 and WarpPLS 4.0. The result of this study supports the hypothesis that states there arepositive effect of information technology capability toward quality of management accounting information. Whereas, thehypothesis that states technological uncertainty moderates the relationship between information technology capability andquality of management accounting information is not supported. This study is limited to the lack of connection between thevariables in the study due to the lack of the data and heterogeneous of the sample type selection.Keywords: information technology capability, technological uncertainty, quality of management accounting information

Rahmadhani, Sari; Rahmawati, Ita Nur

Jurnal Ilmu Manajemen dan Akuntansi Terapan 2015 Sekolah Tinggi Ilmu Ekonomi Totalwin

This study aims to test the disclosure of Intellectual Capital in theperiod before and after the full adoption of IFRS in Indonesia. Adoption ofpeuh in Indonesia has been in effect since 2012. Testing of Companycharacteristics based on company age in operation, firm size and leveragelevel. The sample used in this study was taken from 96 companies that meetthe criteria ratio of capital expenditure above 8. The results show that theold company higher in the disclosure of Intellectual capital after the fulladoption period. While there is no disclosure of intellectual capital of largecorporations and small companies before and after the full adoption period ofIFRS. The disclosure of intellectual capital in high leverage companies andlow leverage companies in both absolute and statistically is not different.

Acoktang, Acoktang; Aqmala, Diana

Jurnal Ilmu Manajemen dan Akuntansi Terapan 2015 Sekolah Tinggi Ilmu Ekonomi Totalwin

BlackBerry is a mobile phone made in Canada. BlackBerry was firstintroduced in 1999, and is presented in Indonesia in mid-December 2004. Sinceit was first introduced, the BlackBerrywas much in demand by various groupswith the support of various mobile operators both CDMA and GSM. However,in these days it has decreased significantly. Most users at the end of 2012 asmuch as 79 million active use of BlackBerry mobile phones are recorded. But atthe end of March 2013it decreased as much as 3 million users and it decreasedup to 4 million users at the end of June 2013 who no longer use BlackBerrymobile phone. The final user of BlackBerry mobile phones is 72 million. Thepurpose of this study was to analyze the effect of brand characteristics, companycharacteristics, brand characteristics,and the consumer - perceived benefits to theconsumer brand loyalty on BlackBerry mobile phones in STIE TOTALWINSemarang.The population in this study were students STIE TOTALWINSemarang. Based on Slovin formula, the sample size was 100 respondents thatwere obtained by purposive sampling technique, i.e. students who use BlackBerryphones, at least one month and have experience in using another mobile phone.Primary data was collected through questionnaires and analyzed with multiplelinear regression analysis.The results showed that the Brand Characteristics,Company Characteristics, Consumer-Brand Characteristics and Perceived valuehas significant and positive effect on Brand Loyalty, both partially andsimultaneously. Company Characteristics became the biggest factors influencingbrand loyalty.

Budiarso, Zuly; Winarno, Edy; Listiyono, Hersatoto

Dinamik 2015 Universitas Stikubank

Serangkaian elektronika modern telah mengembangkan sistemnya dengan menggunakan operasi sistem digital, yang menggunakan sinyal dan besaran digital dalam memberikan penggerak / trigger maupun menghasilkan sinyal / signal generator yang dapat digunakan untuk kelanjutan sistem dalam mata rantai sistem digital dan komputasi. Besaran nilai analog seperti temperatur, tekanan, kecepatan, dan alin sebagainya, yang melibatkan besaran fisis, mampu dikemas dalam sebuah sistem digital, yang masih yang pada umumnya masih bersifat non komputasi. Pengadaan sistem terpadu yang bisa dilakukan untuk menjembatani permasalahan pengolahan data yang terekam dari perangkat elektronik masih memiliki tingkat kesulitan yang tinggi dan pembiayaan yang mahal.Mikrokontroler yang mewakili suatu figur sistem kendali modern telah dikemas hanya dengan mengimplementasikan sebuah chip / rangkaian terpadu, yang kemudian berkembang hingga penggunaan memori dan processor beserta elemen pendukungnya seperti register, AT command, I/O system, dan lain sebagainya. Bahkan hingga pada saat ini, mikrokontroler telah dikemas dalam sebuah modul aktif kit.Hasil penelitian ini adalah pengamatan dan analisa terhadap beberapa teknik antarmuka meliputi perancangan dan pemrograman yang terlibat dalam suatu model sistem kendali. Teknik antarmuka pemrograman perangkat lunak dengan bahasa C jauh lebih mudah dimengerti oleh perancang sekalipun untuk tingkat pemula, dengan diketahuinya struktur dasar yaitu void setup(), void loop() dan beberapa tipe variabel serta konsep percabangan atau kondisional, Sementara itu teknik antarmuka perancangan perangkat keras diperlukan beberapa pengetahuan dasar elektronika dalam hal karakteristik tegangan dan arus dari elemen masukan, yang harus disesuaikan dalam kerangka I/O dari Arduino yang menuntut pengkondisian tegangan dan arus berkisar pada 5-9 volt, dan arus sebesar 500mA.

Lusiana, Veronica

Dinamik 2015 Universitas Stikubank

Menentukan potongan garis yang perlu atau tidak perlu digambar di daerah jendela dikenal dengan istilah clipping. Salah satu algoritma clipping diusulkan oleh Danny Cohen and Ivan Sutherland pada tahun 1967 yaitu algoritma Cohen-Sutherland. Algoritma ini digunakan untuk menentukan apakah terdapat potongan garis yang digambar di dalam jendela dan sebaliknya akan menghilangkan potongan garis yang berada di luar jendela. Penggambaran obyek di jendela dapat menggunakan pendekatan dimensi dua atau dimensi tiga.Analisa dilakukan terhadap proses pemotongan garis (clipping) pada ruang dimensi tiga menggunakan algoritma Cohen-Sutherland. Disediakan contoh enam buah garis dengan letak titik ujung bervariasi seperti pada kode pembagian area Cohen-Sutherland. Ruang dimensi tiga, ruas garis, dan hasil pemotongan garis dalam ruang dimensi tiga digambarkan menggunakan perangkat lunak Processing. Pada pendekatan dimensi tiga, untuk pengujian pada titik awal dan titik akhir garis maka algoritma Cohen-Sutherland membagi sebanyak 27 macam wilayah. Masing-masing wilayah diberi kode yang unik.

Ramananda, Dimaz; Widi Nugrahanti, Yeterina

Dinamika Akuntansi Keuangan dan Perbankan 2015 Faculty of Economic and Business Universitas STIKUBANK

The objective of this study is to compare the level of intellectual capital disclosure in any banking company in Indonesia and Thailand listed on the Indonesia Stock Exchange ( IDX ) and the Securities Exchange of Thailand ( SET ) in 2011 based in the characteristics of the company. The variables used in this study is the level of intellectual capital disclosure and corporate characteristics represented by profitability, leverage, and the size of the company. The sample used consists of 39 banks listed on the BEI and 11 banks listed on the SET in 2011. The findings in this study showed no difference between intellectual capital disclosure in Indonesia and Thailand. Keywords : intellectual capital disclosure, profitability, leverage, company size

Novita Iriyanto, Felecia; Ika Nugroho, Paskah

Dinamika Akuntansi Keuangan dan Perbankan 2015 Faculty of Economic and Business Universitas STIKUBANK

This study examines the effect of environmental performance measured from PROPER ( Performance Rating Program in Environmental Management ) towards sustainability report disclosure practices and economic performance . Sustainability Report ( SR ) was measured by 79 items of disclosure by the GRI G3 (2006) , while the economic performance using scale industries calculated return of Al - Tuwaijiri , et al . (2004) . Samples in this study were taken by purposive sampling technique that companies listed on the Stock Exchange and publish an annual report in 2011-2012 . The statistical methods used in this study is a simple regression analysis to examine the effect of environmental performance on sustainability report and multiple regression analysis to examine the effect of environmental performance and sustainability report on economic performance . Data analysis and hypotheses tests in this study using SPSS version 16. Results showed that the company's environmental performance have a significant positive effect on Sustainability Report Diclosure. Meanwhile, the results of the second hypothesis shows that environmental performance has a significant impact on economic performance. And the results showed that the third hypothesis Sustainability Report Diclosure have a significant positive effect on economic performance .Keywords : Global Reporting Initiative , Sustainability Reporting , Economic Performance , Environmental Performance

Suharno, Agus; Indarti, MG. Kentris

Dinamika Akuntansi Keuangan dan Perbankan 2015 Faculty of Economic and Business Universitas STIKUBANK

The objective of this research is to empirically examine about the factors affecting the Composite Stock Index in Indonesia Stock Exchange. The factors are SBI Rate, World Oil Price, World Gold Price, and Exchange Rate of Indonesia Rupiah. The sample of this research is monthly data of the SBI Rate, World Oil Price, World Gold Price, Exchange Rate of Indonesia Rupiah, and Composite Stock Index from October, 2007 until September, 2012. This research uses multiple regression analysis.The result of this research shows that the SBI Rate negatively affect the composite stock indeks (IHSG), while the world oil price and world gold price positively affect the IHSG. But, the exchange rate of Indonesia rupiah is not affect the IHSG. The value of adjusted R square is 0.519%. This means that 51.90% IHSG movement can be predicted by the movement of the four independent variables. Keywords: sbi rate, world oil price, world gold price, exchange rate of indonesia rupiah, IHSG

Listiyono, Hersatoto; Budiarso, Zuly

Dinamik 2014 Universitas Stikubank

Sistem pendukung keputusan (SPK) untuk performance appraisal pengajuan pinjaman pada koperasi Amanah Sejahtera adalah suatu sistem informasi berbasis komputer yang dapat digunakan sebagai alat bantu bagi manajer koperasi untuk memutuskan diterima atau tidaknya pengajuan pinjaman yang diajukan oleh anggota. Pada sistem pendukung keputusan ini menggunakan prinsip penilaian yang disebut 5C. Prinsip 5C terdiri dari character, capacity, capital, collateral, dan condition. Prinsip 5C akan menjadi kriteria untuk pertimbangan pemberian kredit. Sedangkan preferensi untuk pembobotan pada kriteria tersebut menggunakan analytical hierarchy process. Namun demikian SPK ini juga dapat mengatur kriteria untuk dapat digunakan kriteria, sub kriteria dan susb-sub kriteria yang berbasis kearifan lokal. Secara keseluruhan proses yang ada pada sistem pendukung keputusan pemberian kredit ini adalah manajer menetapkan kriteria, sub kriteria, sub-sub kriteria beserta skornya. Kemudian manajer menginputkan preferensi kriteria antara 1 s.d 9 untuk menghasilkan bobot kriteria. Data yang sudah diinput oleh manajer digunakan staff koperasi untuk melakukan penilaian sehingga dapat dihasilkan keputusan diterima atau ditolak pinjaman yang diajukan atas pinjaman anggota. Hasil pengujian terhadap sistem pendukung keputusan pemberian kredit menunjukan bahwa alternatif keputusan yang dihasilkan sesuai dengan aturan yang ditetapkan.   Kata kunci : performance appraisal, keputusan, pinjaman