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This research aims to analyze customer protection in sharia banking and conventional banking. This research includes descriptive qualitative research in the nature of library research. Literature sources used in this research include academic textbooks, scientific journals, research articles related to sharia banking and conventional banking. The results of this research show that: 1) Sharia banking operates with Islamic sharia principles, placing special emphasis on the concepts of justice, transparency and loss prevention for customers; 2) Conventional banking focuses on interest and profitability systems. Although both have the main goal of protecting customer assets, the methods and approaches they use differ significantly. This research describes the key aspects of both systems, examines the principles underlying them, and provides insight into how they offer protection to customers' assets. This study is important to carry out in order to add to the study of sharia banking and conventional banking, especially the scarcity of themes that discuss banking.

The purpose of this research is to develop innovative assessment methods in the context of modern Learning. In today's digital age, traditional approaches to learning assessment are often no longer sufficient to holistically assess student progress and success. Thus, this study proposes a more innovative and comprehensive assessment method that uses modern technology and considers students' individual needs. This study identified and tested promising new assessment tools and techniques through pilot projects, such as digital portfolios, peer assessment, and realistic simulations. In addition, this study also explores how technologies such as learning analytics can be used to provide more meaningful and timely feedback to students and teachers. The results of this study indicate that this innovative assessment method can improve student engagement, comprehension, and learning outcomes. These findings also suggest that teachers and educators can use technology and data to make more informed decisions about how to develop and implement assessment strategies. In conclusion, developing innovative assessment methods in modern learning environments is essential for more inclusive, adaptive, and practical education. By integrating technology and new assessment approaches, this research significantly contributes to our understanding of creating more effective and engaging assessment systems in this digital era.

This research discusses how to restore the coffee culture of ancient people and its relationship with modern cafes that exist today. In ancient times, people drank coffee by producing the ingredients themselves, from growing the coffee to the brewing process. However, as time progressed, instant coffee emerged which made people start consuming instant coffee because the manufacturing process was practical, the price was relatively cheap and the taste had many innovations. This research uses a systems theory perspective by Walter Buckley and is reinforced by Niklas Luhmann's General Systems Theory. According to him, this systems theory focuses on the relationship of various processes in a social system. The research method used is a qualitative research method with an ethnographic approach. The research results show that many cafes that have been established today have brought back the coffee culture of ancient people. This can be proven by making coffee starting from the coffee beans to the blooming process or brewing the coffee using a coffee maker.

Knowing Indonesia's unique geographical conditions, various disaster risks have been discovered that will occur. This disaster risk is found in areas that have special conditions, one of which is the Pancer Beach area. Where conditions are close to the beach, various disaster risks definitely arise. That's why preparedness is needed for the surrounding community which is built on an understanding of early warning. Social media representation also plays an important role in the effectiveness of Early Warning System deployment. So research was conducted which aimed to analyze the effectiveness of social media representations used in increasing citizen readiness based on an early warning system. This research method uses a qualitative approach with data collection techniques in the form of in-depth interviews, observation and analysis of documents related to early warning systems. The research results show that the effectiveness of using the media to convey information to citizens is still lacking. This research also found several challenges in the implementation process. Residents who live on the coast and in remote parts of the village have different access to the internet or social media they use. Based on the final analysis, this research recommends strategies related to media collaboration with in-depth representation regarding the dissemination of information and overall participation. So it can increase effectiveness in the process.  

Calvin's strategy in the development of Christian religious education in the Reformation era was key in forming a strong and sustainable approach to Christian religious education. John Calvin, a leading figure of the Christian Reformation in the 16th century, had a central role in advancing Christian religious education. He implemented a number of important strategies, including education for all, structured education, teaching of Scripture, training of church leaders, character education, involvement of church and state, and emphasis on local languages. These strategies help spread Calvinist theology and ensure everyone's access to quality Christian religious education. Calvin's influence on Christian education is still visible in various Christian education systems to this day. Christian religious education is education in Christian teachings that emphasizes aspects of knowledge, attitudes and values ​​and even skills that are based on the Christian faith itself. With Calvin's strategy in the midst of Christian Religious Education, Christian Religious Education can achieve the goals it should achieve, especially in the community, schools and families. In this series of strategies, Calvin played a key role in changing Christian religious education in his time. Christian religious education is no longer the exclusive right of clergy, but is a right and responsibility for the entire Christian community. Calvin's in-depth and structured educational approach, along with his emphasis on the use of print media, helped spread the teachings of the Protestant Reformation throughout the Christian world. These approaches remain influential in the development of Christian religious education to this day.

Accounts receivable management is an important process in business activities, especially for large companies such as Telkom Indonesia. Telkom Indonesia as the dominant telecommunications company in Indonesia has a wide customer network, so the management of receivables becomes crucial in maintaining the Company's cash flow and financial health. The application of information technology, such as accounts receivable management systems and data analysis, plays a big role in the management of receivables. The system helps manage customer data, bill tracking, and provides valuable insights into payment trends and customer behavior. Accounts receivable management by Telkom Indonesia involves various strategies ranging from careful credit policies to modern technology and an effective billing approach. These efforts help companies minimize the risk of bad receivables, maintain cash flow, and maintain overall financial stability.

Campus is a potential place to become the epicenter of Covid-19 transmission from students, lecturers, employees and the general public. This paper aims to formulate and design problem solutions to guide information systems and emergency case services, including Covid-19. This paper is a qualitative approach through deepening emergency theory including Covid-19 cases, objective conditions of campus life based on patient safety principles, especially acute disease attacks (heart attacks, strokes and accidents, disasters) including Covid-19 cases with a new variant whose virulence is said to be more dangerous, faster and more deadly without any signs and symptoms. Hence, it requires emergency services so as not to cause casualties, disability or even death. The results of the research show that the campus does not yet have an information system and service mechanism if an emergency case occurs at any time. The model for formulating information system design and emergency case services in the campus environment is (1) establishment and management arrangement of the information system management unit for disaster services and emergency cases; (2) Preparing an information system program (3) Preparing Standard Operating Procedures for disaster and emergency case service systems and (4) Preparing human resources for unit management.

The fish processing industry in Cilacap district is a business that is quite popular, because processed fish is a superior product in Cilacap district, one of which is mackerel fish crackers. This is influenced by the fact that the Cilacap district is a coastal area and is a place for tourist visits so that people's interest in various food flavors is quite high. Ergonomic analysis is needed to create safe, comfortable and healthy working conditions so that work activities can be effective which has an effect on increasing productivity. The method used in this research is descriptive experimental through observation and interview methods. Located in the Agung Rasa mackerel fish cracker home industry. The results of the research obtained an ergonomic analysis using an approach to 8 ergonomic aspects in the form of use of muscle power, work attitude, nutrition, work environment, work time, information systems, socio-cultural conditions and human-machine interaction which is known to still not show ergonomic working conditions. From the results of this analysis, recommendations can be made in the form of implementing short breaks or implementing exercise between work activities to avoid feelings of boredom, fatigue and musculoskeletal complaints, then improvements to work stations, regular working time arrangements and layout arrangements can be implemented to create ergonomic working conditions.

This research aims to describe and analyze the mathematical problem solving abilities of class VIII students at SMP Negeri 5 Pematangsiantar on two-variable linear equation systems material, with treatment in the form of a Contextual Teaching And Learning (CTL) learning model. The approach taken in this research is a quantitative approach. Sampling was carried out using a simple random sampling technique. The research subjects were class VIII-6, totaling 30 people. The data collection technique in this research is in the form of a test to determine students' mathematical problem solving abilities in the research process carried out. Data analysis techniques were carried out using normality tests and hypothesis tests. From the results of data analysis, the results of students' mathematical problem solving abilities showed that the average pre-test score was 54336 and the average post-test score = 79,400. A significant value (2-tailed) 0.000 < 0.05 indicates that there is a significant difference between the initial and final variables. Thus, the independent variable has a significant effect on the dependent variable. So it can be concluded that by applying the Contextual Teaching And Learning CTL learning model) it can improve the mathematical problem solving abilities of class VIII students at SMP Negeri 5 Pematangsiantar on the material of two-variable linear equation systems.

The contemporary state of Indonesian education grapples with challenges concerning educational quality. The zoning system stands as one policy initiative by the Ministry of Education and Culture (Kemendikbud) to ensure equitable access to educational services and an even dissemination of national education quality. This study aims to elucidate the impact of school zoning system policies and school culture on education quality, moderated through student motivation and achievement at Public schoolin Semarang City. A quantitative research approach was employed, involving 192 participants chosen through purposive sampling. Structural Equation Modeling (SEM) was employed as the data analysis method. Findings of this study reveal that both the school zoning system and school culture exhibit a significant, positive influence on student motivation and academic achievement. Consequently, these factors culminate in the enhancement of education quality within public senior high schools located in Semarang City. In sum, the study underscores the critical role of the zoning system and school culture in shaping student motivation, achievement, and, subsequently, the overall quality of education within the realm of public senior high schools.

In the era of digitalization and rapid technological development, payment systems have undergone significant transformation. One innovation in payments is the Quick Response Code Indonesian Standard (QRIS), which has become increasingly common in various sectors. An in-depth understanding of the implementation of QRIS in the new canteen environment of Jakarta State University will provide valuable insight into how this new technology impacts the transaction process. This research uses a qualitative descriptive approach, namely by describing and analyzing the problems found. Data collection techniques are based on primary data and secondary data. Primary data in this research was obtained by conducting observations, interviews, and documentation, while secondary data was obtained through books, previous research, and articles related to research. The purpose of this research is to evaluate the extent to which the implementation of QRIS in the New Canteen at Jakarta State University has succeeded in achieving the initial goal of improving the payment process, understand the positive impacts that have been generated by the use of QRIS, including increased efficiency, transaction security and convenience for users, and identify obstacles. that may arise in implementing QRIS, such as network problems or additional costs, which may affect its effectiveness. From the results of this research, it can be seen that the implementation of QRIS in the New Canteen at Jakarta State University has gone well even though several obstacles need to be corrected, such as a lack of consistency in payment rules and a lack of socialization about QRIS. The Policy and Use of QRIS in the new canteen at Jakarta State University has succeeded in achieving order, efficiency, and security in the payment process, simplifying transactions, reducing dependence on cash, reducing the risk of errors, and increasing sales in the canteen. Although there are challenges such as network problems, inadequate smartphones, and administration costs. It is highly recommended that sellers and managers of the New Jakarta State University Canteen continue to implement quality improvements properly. It is necessary to carry out intensive outreach to students and canteen staff regarding QRIS and how to use it, and it is important to ensure that the QRIS system runs smoothly and safely. Thus, the implementation of QRIS in the New Canteen at Jakarta State University provides significant benefits and has the potential to continue to be improved.

This research was conducted at a company operating in the property sector, called PT. Anugrah Reveno Lestari Abadi which is usually abbreviated as PT. ARLA. This research aims to find out how the sales accounting information system is implemented and how the sales accounting information system is implemented in improving internal control at PT. ARLA Medan City. This research method uses a qualitative method with a descriptive approach. The type of data used is primary data obtained from interviews and secondary data obtained from documentation. This research uses data collection techniques by interviewing several employees at PT. ARLA. The results of this research indicate that the implementation of the sales accounting information system at PT. ARLA has been running quite well. However, there are several weaknesses, such as still using an accounting system that is not yet computerized properly and there are also still duties between related information functions that are not in accordance with the elements of internal control so that the company's internal control has not been able to improve.

The objective of this study is to assess the enhancement in student learning outcomes subsequent to the implementation of the Problem-Based Learning instructional approach in the eleventh grade of SMA Negeri 2 Tondano, located in the Sangihe Islands district, during the academic year 2022/2023. The present study is an instance of classroom action research (PTK) employing an action cycle that encompasses action preparation, implementation, observation, and reflection. The participants of this study consisted of 18 students from class XI MIPA3 at SMA N 2 Tondano. The data gathering methods encompass the assessment of student learning outcomes through the utilisation of test result data conducted at the conclusion of each instructional cycle. The data analysis was conducted using a quantitative descriptive approach. The findings of the study indicated that the implementation of questionnaires in cycle I resulted in a significant improvement in students' learning outcomes. The sample size for this phase of the research consisted of 18 participants. The completion rate of students' learning outcomes exhibited an upward trend, rising from 79.94% in cycle I to 86.27% in cycle II. The observed rise in student learning scores over each cycle suggests that the utilisation of the Problem-Based Learning model has the potential to enhance the learning outcomes of students in class XI MIPA3 SMA N 2 Tondano.

The objectives of this research are: 1) to determine the Principal's management planning in improving teacher performance at SMA Negeri 2 Tarutung; 2) to determine the organization of the Principal's management in improving teacher performance at SMA Negeri 2 Tarutung; 3) to determine the implementation of the Principal's management in improving teacher performance at SMA Negeri 2 Tarutung; 4) to determine the Principal's management supervision in improving teacher performance at SMA Negeri 2 Tarutung. The research method used in this research is a qualitative method using a natural qualitative approach. The subjects in this research were taken directly from parties who are directly related to the implementation of Principal Management in improving the function and performance of teachers. In seeking this information the researcher will interview: (1) Principal, (2) Deputy Principal, (3) Teacher and can develop according to the needs of researchers. The results obtained in this research are: 1) The planning process for improving teacher performance at SMA Negeri 2 Tarutung began with holding meetings covering all school activities, including curriculum, student affairs, infrastructure and public relations; 2) Organizing activities at SMA Negeri 2 Tarutung are carried out by considering the 5W and 1H principles, with the aim that the activities to be carried out can be right on target and efficient; 3) To improve teacher performance at SMA Negeri 2 Tarutung, various steps were taken, including involving teachers in workshops, IT in-depth training, developing report-based assessments, developing an Internal Quality Assurance System (SPMI), training in developing learning implementation plans (RPP), technical guidance (bimtek) for learning, preparation of literacy questions, preparation of DUPAK, as well as personal coaching for teaching staff; 4) Improving teacher performance at SMA Negeri 2 Tarutung is carried out through two supervision systems, namely internal supervisors and external supervisors.

This study aims to analyze the Internal Control System and to analyze the role of the Accounting Information System for cash receipts and expenditures at PT Pelabuhan Indonesia Belawan Branch. This research approach is descriptive by using qualitative data types. The research data conducted is in the form of primary data and secondary data. Where primary data is carried out by interviews, and secondary data in the form of evidence, records or historical reports that have been compiled in published and unpublished archives. The results showed the internal control system of the accounting information system of cash receipts and expenditures at PT. Pelabuhan Indonesia Belawan Branch is still not optimally implemented so it is not in accordance with the purpose of internal control. This is proven by the existence of control elements that have not been implemented, namely from elements of control activities and elements of risk assessment and accounting information systems at PT. Pelabuhan Indonesia has played a good role so that it can improve the internal cash control system.

Purpose − In the ever-evolving digital era, the paradigm of employee compensation and rewards is also undergoing a fundamental transformation. Digital Compensation and Rewards concepts have emerged as a response to these changes, with a focus on building adaptive performance systems, innovative bonus approaches, and flexibility in employee rewards. Overall, the Digital Compensation and Rewards paradigm brings modern concepts to human resource management. In the digital era, employee compensation and reward systems are experiencing fundamental changes. The use of technology allows for more efficient implementation of performance-based systems. Findings- The results of the literature review show that technology has a significant positive impact on the employee recruitment stage. Apart from that, the implementation of digital compensation and rewards is also an integral part of employee performance. Design/methodology/approach- By using data-based performance assessments with digital platforms, companies can collect and analyze employee performance data in more detail. This allows for more objective and accurate assessments, as well as providing opportunities for appropriate recognition of individual contributions. Practical implications- Involves improving the recruitment process through the use of digital technology and social media, adjusting the compensation system to include digital performance bonuses and application-based incentives, flexibility in providing rewards tailored to individual preferences, the use of data and analysis to measure employee performance accurately, as well as development of HR skills in integrating digital technology in human resource management. By paying attention to these practical implications, companies can improve their human resource management strategies to face the challenges and opportunities in the digital era, which can support organizational growth and success. Originality/value- This research presents an innovative view of how organizations can use digital technology and more flexible bonus systems to increase employee motivation and productivity. With a focus on the digital era, this paper provides insight into the importance of adapting to technological changes in human resource management. The value of this paper is that it provides practical guidance for companies seeking to improve their human resource management strategies to optimize employee performance and rewards in the ever-changing digital era.

Morphotectonics is a major factor in controlling the development of landforms and has an influence on river systems in the Ereunpalay area and its surroundings. This study uses a quantitative method, starting with a broad perspective and then moving on to a more focused and targeted approach. This tectonic geomorphological analysis uses several morphometric parameters, such as: Drainage Density (Dd), Bifurcation Ratio (Rb), Valley Floor Width to Valley Height Ratio (Vf), Mountain Front Sinousity (Smf), Hypsometric Curve and Hypsometric Integral (HI), and the Tectonic Activity Index (IAT). From the results of IAT calculations, it is found that the Ereunpalay area and its surroundings are in class one to three tectonic activities or commonly called moderate to very high class. The flow pattern of the river that dominates the study area is a parallel flow pattern which is controlled by the geological structure. Based on the results of the morphotectonic analysis, it was found that the Ereunpalay area and its surroundings have a morphological shape that is influenced by tectonic activity in the form of faults and folds.

The process of recording cash receipts and disbursements is an important part of financial management of an entity, be it a business, organization or individual. This process helps ensure that money received and disbursed is recorded correctly, so that it can be used to control finances, prepare financial reports, and fulfill tax obligations. The aim of this research is to create an accounting information system for cash receipts and disbursements at UD. Berkat Berkawan by creating a web-based cash receipt and disbursement application program. This research method uses a study method with an approach used to understand and analyze how an accounting information system operates in a business or organizational context. The results of this research can be used to facilitate UD. Berkat Berkawan in recording transactions and creating financial reports of cash receipts and disbursements.   Keywords: Accounting Information Systems, Disbursements, Cash Receipts

Background: Changes due to pregnancy are experienced by all women, starting from the digestive system, cardiovascular and musculoskeletal systems. Gradual bodily changes from a pregnant woman's increased weight cause the woman's posture and gait to change. Increased abdominal distension which makes the pelvis tilt forward, decreased abdominal muscle tone and the center of gravity shifts forward so that there is a tendency for the waist muscles to shorten if the abdominal muscles are stretched, causing an imbalance in the pelvic muscles which can cause discomfort in the lower back and also have an impact on lowering the baby's head. Objective: This study was to determine the relationship between using a gymball and lowering the fetal head in third trimester pregnant women.Method: This research uses primary and secondary data with a case study approach, namely providing complementary care in the form of using a gym ball to help lower the fetal head.Results: Pregnant women in the third trimester experienced head loss when using a gym ball.Conclusion: Based on the results of data analysis, using a gymball can help the decline process.Suggestion: It is hoped that PMB in Pesanggrahan village will become a forum and facilitator for pregnant women and women giving birth whose first stage is abnormal by using a gym ball to help lower the head and speed up the labor process.

The internet has been a highly influential phenomenon in recent times, impacting technological advancements and various fields of knowledge. Internet development also directly affects the growth of websites. Initially, websites were not very popular due to limited services. However, they are now widely used and offer various services, such as news portals, email providers, and social media platforms. The use of computerized systems becomes more convenient when integrated with information systems based on websites, offering a user-friendly interface for data input and accuracy. In the current internet era, websites are essential for both government and private institutions, providing information to the public without constraints of distance and time. The Sukalaba Village Government Office, located in the Gunungsari subdistrict, is a government institution that serves the community. However, it faces challenges in its services, primarily related to the lack of easy access for the public to obtain information. This research aims to systematically and structurally develop the Sukalaba Village Government Service website. The process involves needs analysis, planning, content development, website design, implementation and testing, training, and launching. Through this approach, it is expected that the website will enhance service quality and increase transparency of information for the community. The website is expected to be an effective platform for the public to access essential information about their village and participate in its development. The creation of the Sukalaba Village Government Service website has successfully improved service quality and information availability for the community. The interactive and responsive design ensures easy access to information through various devices. With the website's launch, the community now enjoys fast and convenient access to relevant village-related information, encouraging greater transparency and community participation in the development process. In conclusion, the development of the Sukalaba Village Government Service website has significantly improved service quality and information transparency for the community, benefiting both the village government and its residents.