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This study investigated the role of financial literacy and social influence in the actual usage of digital payment as a fintech service systems in an effort to gather information and the degree of risk that users will experience, taking into account the advantages received. This study utilized a descriptive qualitative strategy coupled with a literature review method for data collection, namely the acquisition of data from publications and journals pertaining to the usage of digital payment systems. The data analysis technique employs the approach of deriving conclusions by objectively, systematically, and generally recognizing the many specific qualities of a message. The findings indicated that financial literacy and social influence have a substantial impact on the utilization of digital payment systems. The usage of digital payment services as a type of risky financial behavior raises knowledge and comprehension of financial goods, which will affect judgments on whether or not to utilize these products. This study is limited to a literature review and paves the way for future empirical studies to analyze the elements and dimensions of financial literacy and social influence in the usage of digital payment services in more depth.

. Implementation of adjustments in the payment system from postpaid to prepaid for PT. PLN ULP Rantepao with the objective of reducing bad debts, but the accounts receivable report demonstrates an increase in bad debts over the last 3 years. The goal of this research is to examine the internal control system for bad debts in accordance with COSO. The descriptive qualitative method was used in this research. Using a random sampling technique, interviews, documentation, and observation were conducted. The sample used in this research is saturated. The significance of this research stems from the fact that bad debts have a significant impact on the company's financial health performance. (1) Changes to the prepayment system have no effect on the reduction in bad debts, according to the research results. (2) The internal control system at PT. PLN ULP Rantepao has not been properly implemented in terms of the 5 COSO components. Instances in which the risk assessment, control environment, and monitoring activities have been implemented, but only a few of each COSO component's items have been implemented. In the meantime, neither control activities nor information and communication have been properly implemented. (3) Control activity is relatively more influential in fostering the emergence of bad debts due to the low paying power and awareness of customers in meeting their obligations. This research will be more interesting if it is continued by investigating the failure factors of changing the prepaid payment system in an effort to reduce bad debts using a variety of research methods.

The research analysis of Strawberry Fruit Marketing in the Lake Mas Harun Bastari area, Selupu Rejang District, Rejang Lebong Regency aims to find out marketing channels, marketing margins, and to find out how efficient the Strawberry marketing is in the Danau Mas Harun Bastari tourism area. This research was conducted in June 2022 in the area of ​​Danau Mas Harun Bastari, Selupu Rejang District, Rejang Lebong Regency with farmers and traders in the Mas Harun Bastari Lake area. The data analysis used in this research is Marketing Channel Analysis, Marketing Margin Analysis, and Marketing Efficiency Analysis. This data analysis was used for Farmers and the 11 Retailers Respondents in the Danau Mas Harun Bastari District, Selupu Rejang District, Rejang Lebong Regency. Based on this research, it is known that the Strawberry Marketing Channel in Selupu Rejang District, Rejang Lebong Regency has one Marketing Channel. Where farmers (producers) sell directly to retailers, then retailers sell to consumers at a price of Rp. 60,000 with a 0.5 kg mica box at a price of Rp. 35,000 and 0.25 kg at a price of Rp. 25,000 where the cost of Rp. 60,000/Kg will get profit of IDR 30,000/kg. This value explains that the retailer receives a higher price than the price received by the consumer, which means that the retailer is not disadvantaged in the marketing channel because the profits obtained by the retailer are greater than the marketing institutions in the marketing channel. The costs incurred by Retailers are in the form of transportation costs, packaging costs, equipment depreciation costs. because the strawberries are well sorted to suit the wishes of consumers. The advantage of marketing institutions is in the form of remuneration received by each marketing agency that participates in marketing strawberries starting from the Farmer level to the Consumer level.  

Children are at risk of experiencing anxiety due to the Covid 19 pandemic. Children's anxiety due to the Covid-19 pandemic because there is a lot of unclear information circulating, feeling that this pandemic is not over so they can't go out, bored at home, lack of time to socialize and play with friends friends, and the stress of online learning. Giving play therapy is one of the nursing interventions that can reduce anxiety in children. This study uses quantitative research methods with a quasi-experimental research design with a pre-test and post-test design approach. The inclusion criteria set were children aged 8-11 years, experiencing mild-moderate anxiety, in good health. The intervention was carried out 4 times using the covid 19 educational game media. Observation of anxiety was carried out twice, namely before the intervention and after the intervention. The number of samples is 24 school children. The questionnaire used to measure the level of anxiety of preschool-aged children with the Spence Children's Anxiety Scale (SCAS). Analysis of the data in this study used a statistical test with a significance level of 0.05 using the sample paired T-test. The results of the statistical test show that there is a significant effect between the implementation of the covid 19 educational game and the anxiety of school-age children in the era of the covid 19 pandemic. The implementation of the covid 19 educational game is recommended in handling children's anxiety by involving the family.  

Humans need nutrients to live, grow, develop, move, and maintain health. Nutritional needs are not the same for everyone. The growth and development of school-age children, especially teenagers, depends on providing adequate and balanced nutrition. Teenagers have more a lot of activities that affect the amount of energy the body needs. If there is an imbalance between food intake and output of energy for a long time, it can also affect the value of a person's nutritional status. Nutritional status is one of the important elements in shaping health status. Nutritional status is a condition caused by a balance between food intake and nutritional needs. The purpose of this study was to determine the relationship between food intake, physical activity, and nutritional status in students of Vocation High School 1 Tegal City. The research design use analytic with a cross sectional design approach. The research instrument use a questionnaire and direct measurement. The number of samples in this study are 33 people. Sampling methode use simple random sampling. Statistical tests were carried out using the Somers’d test with a value of 0,05. If the p value is less than 0,05 then the results of the study are meaningful. From the results of the analysis, it finds that there is a relationship between food intake and nutritional status, and there was no relationship between physical activity and nutritional status.  

The elderly are at risk of experiencing cognitive function disorders due to the aging process. Wapuwan Puzzle (Wayang Punakawan) is a game therapy that was developed to improve cognitive function by carrying elements of the art of wayang punakawan characters that are popular with the elderly. The purpose of this study was to analyze the influence of the Wapuwan Puzzle on the cognitive function of the elderly. The design of this study was a quasi-experimental with a pre-post design with a control group. The research sample was 38 elderly people using the total sampling technique at the Posyandu Setya Manunggal III. Research instrument using MMSE. Data analysis using Mann Whitney. The results showed that the gender characteristics of the majority of the respondents were female, the average age of the respondents was in the range of 60-74 years, and the education of the respondents was on average not attending school and completing elementary school. The MMSE score of the elderly who received the Wapuwan Puzzle increased significantly than the elderly who did not receive the Wapuwan Puzzle. The results of the Mann Whiteney test obtained a significance value of 0.000 (P value < 0.05) so that it was concluded that there was an effect of the application of the Wapuwan Puzzle on the increase in cognitive function in the elderly at the Setyamanunggal Posyandu III Lempuyangan Hamlet.

The invention of electronic wallets, or "E-wallets," is the outcome of fintech's expansion. An indication that more people are beginning to use digital wallets for everyday transactions is the rise in electronic money transfers. In order to ascertain the variables influencing engineering students' intents to utilize digital wallets, this study used a quantitative methodology. This study's population and sample consisted of engineering students in Indonesia that utilize digital wallets. The sample was drawn using a probability sampling approach called simple random sampling, which was successful in gathering up to 266 respondents, and an analysis method that made use of SPSS. The study's findings demonstrate how interest in utilizing digital wallets is influenced by perceived utility and convenience. In this study, however, interest in using digital wallets is unaffected by risk perception.

PT Indo Java Rubber Planting Co. merupakan salah satu perusahaan yang  menghasilkan produk karet SIR3L dan SIR 10 yang memiliki pangsa pasar besar di Indonesia. Akan tetapi dalam melakukan proses produksinya, PT Indo Java Rubber Planting Co. perlu menyadari pentinya memperhatikan keselamatan para pekerjanya.  Tujuan penelitian ini adalah untuk mengidentifikasi risiko yang ada di area sortasi, pengeringan, danpengepresan PT Indo Java Rubber Planting Co., dengan menggunakan tools Job Safety Analysis (JSA) dan Hazard Identification, Risk Assessment, and Risk Control (HIRAC). Jenis teknik pengumpulan data yang digunakan adalah Studi Lapangan dengan melakukan pendaataan list risiko yang dapat timbul menggunakanJSA dan pengisian kuesioner severity dan likelihood di tiap list risiko oleh pekerja di area sortasi, pengeringan, dan pengepresan. Selain itu, pengambilan data juga dilakukan dengan melakukan wawancara.. Hasil yang diperoleh adalah sebagian besar risiko ada pada kategori low  sebesar  44%,  diikuti  kategori  medium  sebesar37%, kategori high sebesar 19%, dan kategori extreme yang tidak ada atau 0%. Pengendalian risiko yang dapat dilakukan adalah dengan memberikan warna atau cat penanda, menggunakan sarung tangan, menggunakan sepatu boots karet, mengepel lantai, menggantung pisau, dan memberikan area khusus.  

Shivering a complication that often occurs due to spinal anesthesia, due to postoperative hypothermia. Risk factors shivering include: age, weight, operating room temperature and anesthetic drugs. One of the nonpharmacologi was to reduce grade shivering is by giving hot packs and thick blankets to samples with temperatures < 35.5⁰C. This research to determine the effectiveness comparison between use of hot packs and thick blankets. The design Quasi Experiment with post test control group design. The population all post spinal anesthesia shivering patients in the IBS Recovery Room of RST Slamet Riyadi. The sample are 2 groups,shivering patient with hotpack treatment and shivering patient with thick blanket controls. The sample 32 respondents, 16 respondents treatment group and 16 respondents control group. Data analysis Mann Whitney statistical test. The results showed that p value = 0.008 < α = 0.05 ,that H0 is rejected Ha is accepted, that  difference in the effectiveness of using hot packs with thick blankets on grade shivering in post spinal anesthesia patients in the recovery room.

Law Number 6 of 2014 states that Village Funds are funds sourced from the state revenue and expenditure budget that are intended for villages and are used to finance the implementation of government activities, implementation, development, community development and also community empowerment. Fund management accountability is a form of village government accountability to the community. The purpose of this study was to examine and analyze the effect of apparatus competence, internal control system, organizational commitment and community participation on village fund management accountability in Sukolilo District, Pati Regency. This study uses primary data by giving questionnaires to respondents. The population of this study is village officials and community representatives who are involved in the allocation of village funds in Sukolio District, Pati Regency, which consists of 16 villages with a total of 80 respondents. The sampling technique in this study is saturated sampling or census sampling with the data analysis tool used is multiple linear regression analysis using the SPSS 23 program.  The results showed that the competence of the apparatus, internal control system, organizational commitment and community participation affected the accountability of village fund management.

Stock investment in the capital market promises two forms of profit, capital gains and dividends. In addition to high profits, stock investments also have a high risk of loss because stocks have a nature high return-high risk. One of the risks posed is the ups and downs of stock prices that occur at any time can cause losses such as capital loss. The purpose of this study was to determine the effect of ROE, DER, and exchange rates on stock prices in BUMN listed on the Indonesia Stock Exchange (IDX) for the 2016-2020 period. The sampling technique is a purposive sampling technique. The sample obtained amounted to 13 companies. The results of the analysis using SmartPLS 3.0 shows that ROE has a positive and significant effect, DER has a negative and significant effect, while the exchange rate has no significant effect on stock prices.

Education should be a center of attention in Indonesia, education services for the community, must continue at the level throughout the country. Implementation and service of education in Indonesia is still uneven, still focused on big cities. Many areas in Indonesia find it difficult for the public to obtain educational services, Jakarta as the national capital, as if everything is there and available there, but it must be admitted for Banten Province which is adjacent to the Special Capital Region of Jakarta. Data from the Central Statistics Agency (BPS) for 2016, shows that the average length of schooling in the Banten region is only 8.37 years, in Serang District some students have to risk their lives because the school is damaged, so that classrooms are used alternately. Based on data released by the Ministry of Culture and Culture, there are 48% of schools in Banten that have been damaged and are not suitable for normal use as school rooms. The Banten Education Office stated that there are many problems driving the low net enrollment rate (APM) in schools in Banten, including inadequate facilities and infrastructure, educational services are not evenly distributed, and the community's level of education is still low. This research is intended to identify and examine the existence of the image of higher education, peers and facilities and infrastructure in influencing students' interest in continuing their education to a higher level. The method used in this study is a quantitative method with descriptive and verification properties. The analysis tool used is path analysis with the help of the SPSS for Windows 25 program. The results of the study show that there is an influence from the image of higher education, peers and facilities and infrastructure on interest in college.  

This study aims to determine the effect of Free Cash Flow, Asset Structure, Liquidity, Profitability, Sales Growth, and Business Risk on Debt Policy in Manufacturing Companies in the Consumer Goods Industry Sector Listed on the IDX in 2016-2020. The population in this study are manufacturing companies in the consumer goods industry sector listed on the Indonesia Stock Exchange for the 2016-2020 period, namely 53 companies. The samples taken were 24 manufacturing companies. Sampling was done by purposive sampling technique. The variables in this study are Free Cash Flow, Asset Structure, Liquidity, Profitability, Sales Growth, and Business Risk as independent variables and Debt Policy as the dependent variable. The data analysis technique used in this research is multiple linear regression analysis with classical assumption test. Partial test results show that Free Cash Flow has no effect on debt policy, Asset Structure has no effect on debt policy, Liquidity affects debt policy, Profitability affects debt policy, Sales Growth does not affect debt policy, and Business Risk affects debt policy . Meanwhile, simultaneous testing shows that Free Cash Flow, Asset Structure, Liquidity, Profitability, Sales Growth, and Business Risk have an effect on Debt Policy.

This study aims to analyze the effect of liquidity, capital structure, firm size, and operational risk on the company's financial performance. The population of manufacturing companies listed on the Indonesia Stock Exchange for the 2018-2020 period. Sampling used the purposive sampling method so as to produce 123 manufacturing companies that matched the criteria. Analysis of the data in this study using multiple linear regression. The results of the study prove that liquidity has no effect on the company's performance, capital structure has a positive and significant effect on the company's performance, the size of the company has a positive and significant effect on the company's performance, the company's operational risk has a negative and insignificant effect on the company's performance

Background: The spread of Covid-19 during a pandemic is a problem that is of the utmost concern. One of the activities that are at risk of being infected with Covid-19 is going out of the house and visiting health facilities which are the most frequently done. One of the groups who are susceptible to disease are children. Many diseases that often occur in children, including diarrhea. When a child has diarrhea, mother will take the child to a health facility, even though there are the prone place to Covid-19 transmission. Therefore, there is a need for socialization about mother’s vigilance of diarrhea in children at home, so that mothers can make the best decisions for their children. Purpose: The purpose of this study was to determine the effect of the Mother's Smart Card, which is a simplification of the MTBS book, on maternal vigilance in the management of children with diarrhea in the pre-hospital phase. Methods: This study used a quasi-experimental design with a pre and post-test approach with purposive sampling technique on 30 mothers. Mother's vigilance is measured by the way the mother behaves and the mother's accuracy in making decisions when the child has diarrhea. The measurement uses a questionnaire Results: The results of data analysis using paired t-test showed that there was a significant effect of the Mother's Smart Card on maternal alertness in the management of children with diarrhea at home with a p value of 0.000. Conclusion: This means that the Mother's Smart Card can increase mother's vigilance in the management of pre-hospital child diarrhea. With this result, it is hoped that the Smart Mother Card can be a reference in increasing mother’s vigilance, and minimizing treatment at inappropriate health facilities that can put the risk of Covid-19 transmission at risk.

One effort that can be done to control breast cancer is to carry out primary prevention such as controlling risk factors and increasing communication, information and education. Secondary prevention is carried out through early detection of breast cancer, namely breast self-examination (BSE). This study aims to determine the level of knowledge and attitudes of young women about early detection of breast cancer through self-examination (breast self-examination) in the working area of ​​the Ujung Kubu Health Center, Batubara Regency in 2022. This study used a collaborative research design with a cross-sectional approach. With a total population of all young women in the Working Area of ​​the Ujung Kubu Health Center, Batubara Regency, namely 130 pure women with a sample of 58 using the simple random sampling method. Data collection in March-June 2022. This analysis was carried out to test the hypothesis using the Chi Square test at significant and if the p-value < 0.05. Based on the results of the study between knowledge and BSE actions, the Chi Square statistical test obtained a p value = 0.010 so that p <0.05. And the attitude with the BSE action that the Chi Square statistical test obtained a p value = 0.038 so that p <0.05 then H0 is rejected and Ha is accepted. There is a Relationship between Knowledge and Attitudes of Young Women About Early Detection of Breast Cancer Through Self-Examination (Breast Self-Examination) in the Working Area of ​​the Ujung Kubu Health Center, Batubara Regency in 2022. It is hoped that this can be one of the therapies given to young women to prevent breast cancer from being carried out as early as possible.    

Bilal: A New Breed of Hero is the first feature-length animated film from the United Arab Emirates and a Barajoun Entertainment film to win the award for Best Inspiring Movie in the Animation category. Bilal bin Rabbah himself was one of the companions of the Prophet Muhammad. Even so, this film was made by not highlighting Islamic studies in depth so that it can be accepted by various groups, not only Muslims. This film tells the story of Bilal's struggle from childhood to old age to be able to free himself and other people from Umayyah slavery. Bilal struggles for freedom, truth and justice which is impossible for him because he has been a slave all his life without being able to put up a fight. This study aims to determine the characteristics of the main character in the film Bilal: A New Breed Of Hero, namely Bilal bin Rabbah who fights for human independence from other human possessions in the path of truth, namely the teachings of Islam, and fights for the rights that should be owned by every human being. man. By using descriptive qualitative research methods, the existing data were collected by watching and recording the main points of the film Bilal: A New Breed of Hero. The results of this study indicate that the characteristics possessed by Bilal Bin Rabbah are: (1)Courageous (2)Never give up (3)Have a high fighting spirit (4)Firm stance (5)Patience (6)Forgiving (7)Ready to face risk (8)Loves to Help (9)Hard Worker (10)Cares for the Surroundings.

This study aims to find out the feasibility of flash flipbook media based on the results of macroscopic fungi inventory found in the Mount Pemangkat Protected Forest, Sambas Regency. The form of research used is quantitative descriptive methods. The creation of flash flipbook media is enriched with the richness of local fungi found in the Protected Forest of Mount Pemangkat, Sambas Regency. Flash flipbook media is validated by five validators, including two lecturers of Biology Education Tanjungpura University and three high school teachers who were determined using purposive sampling techniques. Flipbook flash media validation sheets are assessed using the Likert scale and data analysis based on the Lawshe Formula (1975). Validation of flash flipbook media obtained a CVI (Content Validity Index) value of 0.94, so it is declared feasible and can then be used as a learning medium in the fungi classification sub-material and provide additional information about the diversity of mushrooms in the surrounding environment for students of class X high school.

Background: Sexually Transmitted Infections are diseases that are transmitted through sexual contact. Most of the sufferers of this disease are adolescents aged 15-24 years. The high risk factor for this disease is adolescents because of the usual premarital sexual behavior. Sexuall transmission disease are still a health problem in various countries. One of the reasons is the relatively low level of adolescent knowledge. The purpose of this study was to describe the level of adolescent knowledge about sexually transmitted infections in SMA Negeri 1 Singaraja. Method:  This research uses descriptive method with survey approach. The population in this study were teenagers in SMA Negeri 1 Singaraja with a sample of 293 samples. The sampling technique used in this study was simple random sampling. The measuring instrument in this study used a closed questionnaire with 30 questions. The data is then processed using SPSS. The data analysis method in this research is qualitative data analysis method. Results: The results of the 293 respondents, the knowledge of adolescents about sexually transmitted infections were mostly in the good category. Adolescents with a good level of knowledge were 260 respondents (88.7%), 30 respondents (10.2%) in moderate category, and 3 respondents (1.0%) in poor category. Conclusion: The majority of adolescents' knowledge level about sexually transmitted infections in SMA Negeri 1 Singaraja was in the good category as many as 260 respondents (88.7%). The results of this study are expected to be input for adolescents to always pay attention to their health and as an effort to prevent sexually transmitted infections.

ABSTRACT Background: Diet is aiming to lose weight can be done in various ways.During the adolescent anxiety problems against weight loss arising more happens than the other.The physical changes that occur in particular weight and body shape increases the risk of someone worrying about her weight. Purpose: This research was conducted aiming to know the behavior of young women about diet in SMA Negeri 5 Pekanbaru. Method: This research is quantitative type with anlitik design with coss sectional approach. This type of research is quantitative and deskriftif design. The population of this research as much as 444 people with 82 samples of respondents with the method of sampling Simple Random Sampling using univariate analysis.This research instrument using questionnaires and engineering research with primary data. Results: Based on the results of research that young women in SMA Negeri 5 Pekanbaru knowledgeable low as much as 42 respondents (51%), being negative as much as 43 respondents (52%), and the actions that go on a diet as much as 58 respondents (71%). Conclusion: For the respondent is expected to be more positive about the diet, and can do the diet properly and healthily.   Keywords: Behavior, Young Women, Diet   ABSTRAK Latar Belakang: Diet merupakan usaha yang bertujuan untuk menurunkan berat badan yang dapat dilakukan dengan berbagai cara. Pada masa remaja masalah kecemasan terhadap berat badan timbul lebih banyak terjadi dibandingkan masa kehidupan lainnya. Perubahan fisik yang terjadi khususnya berat badan dan bentuk tubuh meningkatkan risiko seseorang mencemaskan berat badannya. Tujuan:  Penelitian ini dilakukan bertujuan untuk mengetahui perilaku remaja putri tentang diet di SMA Negeri 5 Pekanbaru. Metode: Jenis penelitian ini bersifat kuantitatif dan berdesain deskriftif. Populasi penelitian ini sebanyak 444 orang dengan sampel 82 responden dengan metode pengambilan sampel Simple Random Sampling dengan menggunakan analisa univariat. Instrumen penelitian ini menggunakan kuesioner dan teknik penelitian ini dengan data primer. Hasil: Berdasarkan hasil penelitian bahwa remaja putri di SMA Negeri 5 Pekanbaru berpengetahuan rendah sebanyak 42 responden  (51%), bersikap positif sebanyak 43 responden (52%), dan tindakan yang melakukan diet sebanyak 58 responden (71%). Kesimpulan: Bagi responden diharapkan dapat bersikap yang lebih positif mengenai diet, dan dapat melakukan diet dengan benar dan sehat.  Kata kunci      :  Perilaku, Remaja Putri, Diet