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Banking is one of the financial services companies that has provided services to the community and businesses, Behind this development there are various legal problems related to information crime and electronic transactions in the banking sector, Skimming is the act of stealing debit or credit card information by accessing an independent cash machine and copying the information contained on the magnetic stripe of the debit card or credit belonging to the customer (victim) illegally to have control over the customer's (victim) account. The application of the law to the crime of ATM skimming is regulated in Article 362 of the Criminal Code (KUHP) regarding the crime of theft. This research is a type of normative judicial research supported by a normative approach by using primary legal materials, secondary legal materials and tertiary legal materials as data sources. This study uses a prescriptive method, which is an analysis method that provides an assessment (justification) about the object being researched whether it is true or false, or what should be according to the law. The results of the study show that (1) Skimming is a magnetic stripe crime that exists on ATM cards illegally to have control over the card or the account by duplicating the ATM card or by installing a hidden camera to find out the ATM PIN of the customer or victim. (2) Strategies to prevent unauthorized access and early detection of suspicious activities can be applied to reduce the incidence of criminal acts and effective cyber security is to strengthen the network and security system. This can include investing in cutting-edge security technologies, such as robust firewalls, active network monitoring, and security programs that can detect suspicious attacks. In addition, organizations also need to involve their employees in cybersecurity efforts.    

Penelitian ini dimaksudkan untuk merancang sistem keamanan jaringan berbasis keamanan Siber yang efektif dalam mengurangi ancaman siber pada infrastruktur Teknologi Informasi (TI) di Indonesia. Seiring dengan meningkatnya serangan siber yang menyerang sektor-sektor beragam, termasuk pemerintahan, perbankan, dan kesehatan, negara ini menghadapi tantangan besar dalam menjaga integritas dan keamanan data. Berdasarkan data dari Badan Siber dan Sandi Negara (BSSN) dan laporan AwanPintar.id, ancaman siber seperti malware, ransomware, dan DDoS semakin meningkat, yang menyebabkan kerugian signifikan pada sektor TI. Oleh karena itu, perancangan sistem keamanan yang kuat dan sesuai dengan regulasi keamanan nasional sangat diperlukan. Penelitian ini menggunakan kombinasi pendekatan antara teknologi keamanan jaringan yang telah ada, seperti Intrusion Detection Systems (IDS) SNORT, Port Knocking, dan penerapan Artificial Intelligence (AI) dalam mendeteksi ancaman berbasis perilaku. Hasil penelitian menunjukkan bahwa pendekatan ini tidak hanya dapat meningkatkan deteksi dan respons terhadap ancaman siber, tetapi juga mematuhi regulasi yang ditetapkan oleh BSSN. Sistem yang diusulkan diharapkan dapat mengurangi kerugian yang ditimbulkan oleh serangan siber dan meningkatkan keamanan infrastruktur TI di Indonesia.

As a popular platform, Windows faces increasingly complex and diverse malware threats. This research evaluates Windows security weaknesses and finds effective methods of mitigating malware attacks. To ensure the validity of the results, the analysis was conducted through literature review, protection method evaluation, and data triangulation. The results show that layered protection methods, which include implementing firewalls, antivirus, and regular system updates, are highly effective in combating different types of malware, such as ransomware, trojans, and spyware. In addition, the use of machine learning and artificial intelligence helps detect threats in real-time. This research provides practical advice for developers and users on how to improve Windows security through a combination of proactive and reactive measures. It also suggests that users be more aware of cybersecurity. The results of this research are expected to serve as a reference for the development of more secure operating systems in the future.

Ransomware attacks are an increasingly complex and costly global threat. International reports show a 300% increase in the frequency of ransomware attacks in the last five years (for example, data from IBM Security or Kaspersky). This threat not only blocks data access through encryption, but also jeopardizes privacy. This research will also examine the criminal law aspects associated with ransomware attacks, including the possible prosecution of the perpetrators of the attacks and the legal liability for victimized organizations. The theoretical study in the research titled "Personal Data Protection in Ransomware Cases: What Does the Law Say?" covers the theory of legal protection of personal data. The research method uses normative legal research that examines applicable regulations, namely the Criminal Code, ITE Law, PDP Law. This research refers to the case of a ransomware attack that hit Bank Syariah Indonesia (BSI), where the Lock Bit hacker group managed to steal the personal data of more than 15 million customers. This attack resulted in significant operational disruption to the bank's services. Ransomware is categorized as an act of extortion in accordance with Article 368 of the Criminal Code and Article 27 paragraph (4) of the ITE Law. The ITE Law and the Criminal Code are not considered to specifically regulate ransomware, although the articles (such as extortion and hacking) can be used to ensnare the perpetrators Collaboration between the government, the private sector, and the cybersecurity community is needed to build an early detection system for ransomware threats.

In the current digital era, cybersecurity of data and information systems. The threat of  attacks, or , is a form of threat that continues to grow along with advances in technology. This research aims to learn about cybersecurity strategies in dealing with . The method used in this research is a literature review. This journal was prepared based on an analysis of research results from various journals accessed through secondary data sources, namely the Google Scholar database, and e-resources from Springer, Cambridge, and Taylor and Francis. The research results show that implementing technology such as encryption, multifactor authentication, and user training, are some of the effective steps that have been proven to reduce risk. However, challenges in implementing this strategy remain, both from a technical and non-technical perspective, which require special attention from researchers and practitioners in the field of cyber security.

This research discusses the significant role of digital technology in the modern economy, particularly in relation to cybersecurity and the impact of technological disruption on business sustainability. The main topics analyzed include the use of artificial intelligence (AI) to detect cyber threats, strategies for protecting IT supply chains, and the challenges faced by the banking sector and the Internet of Things (IoT) in managing cybersecurity risks. The research also examines the impact of digitalization on social inequality and poverty in the European Union. Digital technologies such as automation, data analytics, and IoT drive innovation and enhance operational efficiency, but also introduce disruptive challenges that must be addressed through careful risk management and increased organizational capacity to ensure business resilience.  

This study aims to compile an Information Technology (IT) Master Plan for SMK Ma'arif 1 Metro using The Open Group Architecture Framework (TOGAF) method. This method is applied to design a structured and integrated information technology infrastructure to support operations and learning in schools. The results of the study indicate that the main business processes in schools, such as student registration, curriculum management, and financial administration, are still carried out manually, making them prone to errors and inefficiencies. Through TOGAF, an information system architecture is designed that includes the development of the Academic Information System (SIAKAD) and other school management applications. In addition, improving network infrastructure and cybersecurity are priorities in the proposed technology architecture. Implementation strategies and change management are also formulated to ensure the success of the digital transformation. This IT Master Plan is expected to improve the efficiency of school operations and the quality of learning, as well as support the achievement of more optimal educational goals in the digital era.

The utilization of information technology in digital literacy education has become increasingly important due to the growing threat of cybercrime. This research aims to analyze the impact of digital literacy education on improving data security and preventing cybercrime within the community. Using a qualitative approach, this study identifies the role of information technology in raising public awareness and understanding of the importance of protecting personal data online. The findings reveal that digital literacy education, supported by information technology, can significantly reduce the risk of cybercrime. Communities that are educated in digital literacy are better equipped to face cybersecurity challenges and safeguard the integrity of their data. This education also provides practical guidelines for using digital devices safely and ethically.

The current era of digital disruption is a challenge in itself with the development of digitalization issues that have an impact on all aspects of life. Digital disruption brings significant changes in various aspects of life, including in the field of education. SMK Ananda Bekasi, as a vocational education institution, needs to prepare its students to be able to face increasingly complex digital security challenges. This research aims to improve digital security skills in SMK Ananda Bekasi students through a specially designed training program. The methods used in this community service include needs analysis, design of training materials, and evaluation of training results The results of this community service show that digital security skills improvement training has a positive impact in increasing students' awareness and ability to deal with cyber threats. Thus, this training program is expected to be a model for other schools in improving digital literacy and cybersecurity among students.

This article discusses the importance of innovation in management control systems in the digital era. During the pandemic, significant shifts occurred in business, education, and public services, pushing organizations to adopt new technologies such as artificial intelligence (AI) and cloud computing to enhance efficiency and competitiveness. The article also addresses challenges companies face in managing cybersecurity risks, data privacy, and the need for robust regulations to protect personal information. Additionally, digital technologies like e-learning play a crucial role in facilitating the learning and personal development process, especially during the pandemic. Collaboration between sectors and nations is key to addressing these global challenges.

In the rapidly evolving digital era, cybersecurity has become increasingly crucial as information technology permeates nearly every aspect of life. Students from the Faculty of Informatics Engineering, known for their tendency to adopt new technologies early, face high risks from constantly evolving and complex cyber threats. The importance of cybersecurity cannot be overstated, and educating and socializing safe technology practices are key to protecting oneself from cyberattacks. This community service aims to explore the effectiveness of cybersecurity awareness among students of the Faculty of Informatics Engineering at Ibnu Sina University, focusing on efforts to enhance understanding and protection against online threats. The activities include workshops and involve several stages, from planning to evaluation and reflection. The results indicate a significant improvement in students' understanding and proactive attitudes towards online security practices. Evaluation suggests that these awareness efforts effectively change students' behaviors to enhance digital safety. Recommendations for the future include increasing collaboration between universities and industry to provide additional resources and training. This initiative not only benefits students directly but also serves as a foundation for developing more comprehensive and sustainable cybersecurity education strategies in academic environments.  

Financial technology (fintech) has become a major driver of transformation in the global banking sector, offering innovative solutions that not only enhance operational efficiency but also expand the reach and quality of financial services. This study aims to explore how international banks integrate fintech technologies into their business strategies to remain competitive in the ever-evolving global market. By analyzing data from various sources, including case studies of leading banks and academic literature, this study highlights the strategic and operational impacts of fintech adoption. The findings indicate that the implementation of fintech not only improves transaction efficiency and security but also opens new market opportunities and promotes global financial inclusion. However, this study also identifies several challenges in fintech implementation, such as complex regulations and cybersecurity threats, and provides recommendations for effective implementation strategies to overcome these barriers.

Proficiency in computer networking and cybersecurity has become very important, especially with the increasing need for human resources in this sector. However, the availability of experts remains scarce due to the complexity of technology, demands for extensive knowledge and skills, and limitations in education and training. The Merdeka Belajar Kampus Merdeka (MBKM) programme initiated by the Ministry of Education, Culture, Research and Technology of the Republic of Indonesia offers a solution through independent study to improve student competencies. This programme aims to provide learning flexibility, encourage independent learning, and improve student’s technical skills and soft skills. This article discusses efforts to improve interdisciplinary student competencies in computer networking and cybersecurity through the MBKM independent study programme, especially through Magang Studi Independen Bersertifikat (MSIB). As a Programme Assistance Lecturer (DPP), the author used a qualitative approach with a case study method involving students from various study programmes. The results of the activities show that the MSIB programme has a positive impact on improving student competencies across disciplines, both in technical skills such as network configuration and security analysis, as well as in the development of soft skills such as time management, communication, critical thinking, and teamwork.

Cloud-based systems are increasingly vulnerable to a range of cybersecurity threats, driving the need for advanced encryption methods. This paper investigates the potential of quantum cryptography in securing cloud environments, focusing on the use of quantum key distribution (QKD) protocols. By leveraging the principles of quantum mechanics, the study demonstrates significant improvements in data security, offering enhanced protection against eavesdropping and paving the way for more resilient cloud security frameworks.

This study aims to provide a comprehensive understanding of cybercrime and to propose actionable strategies that strengthen law enforcement's response in an increasingly digital world. The study systematically analyzes existing legal frameworks and enforcement strategies to assess their efficacy in addressing these complex crimes. It highlights the gaps in legislation and the limitations of current technological capabilities that hinder effective law enforcement. By addressing these challenges collaboratively, law enforcement can enhance its effectiveness in safeguarding society against the evolving landscape of cyber threats. Enforcement agencies in combating it. It examines the types of cybercrimes prevalent in the digital era, including hacking, identity theft, and online fraud. The study evaluates the effectiveness of current legal frameworks and law enforcement strategies in addressing these crimes. Additionally, it proposes solutions to enhance collaboration between international agencies, improve technological capabilities, and raise public awareness about cyber threats, aiming to strengthen the response to cybercrime. Additionally, raising public awareness about cyber threats is crucial for prevention. The research advocates for educational campaigns that inform citizens about the risks and protective measures related to cybercrime.

The rise of digital crime, particularly cybercrime, poses significant challenges to individuals, organizations, and societies worldwide. This study explores emerging trends and challenges in digital crime, focusing on the tactics employed by cybercriminals and the countermeasures developed to mitigate these threats. The urgency of this research lies in the increasing sophistication and frequency of cyberattacks, which threaten sensitive data, financial assets, and critical infrastructure. The objectives of this study are to analyze current trends in cybercrime, identify the most prevalent tactics used by cybercriminals, and examine effective countermeasures and strategies implemented by organizations and law enforcement agencies. This research adopts a literature review methodology, synthesizing findings from academic research, industry reports, and government publications. Key findings highlight the evolving nature of cyber threats, including phishing attacks, ransomware campaigns, and data breaches. Effective countermeasures include cybersecurity frameworks, incident response protocols, and technological advancements in threat detection and prevention. The study underscores the importance of ongoing research and collaboration among stakeholders to address the dynamic landscape of digital crime and safeguard digital ecosystems against emerging threats

This study aims to investigate the identification, assessment, and control of operational risks in the travel industry, with a focus on PT Yuk Kita Tour. Direct observation and interview methods are used to identify the risks faced by the company. Risk assessment is conducted by considering the likelihood of occurrence and its impact on the company's operations, followed by appropriate mitigation strategies. The analysis results show that risks such as online booking system disruptions, lack of staff training, currency exchange rate fluctuations, regulatory changes, natural disasters, disease outbreaks, transportation delays, and terrorism threats affect operational efficiency and customer satisfaction.To control these risks, PT Yuk Kita Tour implements a comprehensive mitigation strategy, including improved cybersecurity systems, staff training programs, currency hedging strategies, active regulatory monitoring, travel insurance, strict health policies, cooperation with transportation operators, and clear security information to customers. The implementation of these risk control strategies has had a positive impact on the company's performance, with year-on-year increases in revenue and customer satisfaction. This study provides insights into the importance of operational risk management in the travel industry and demonstrates that a proactive approach to risk identification, assessment, and control is possible. This study provides insight into the importance of operational risk management in the travel industry and demonstrates that a proactive approach to risk identification, assessment, and control can improve operational efficiency and customer satisfaction. The practical implication of this study is the importance of continuously monitoring existing risks, adapting control strategies, and involving stakeholders in risk management to ensure sustainable business continuity and superior customer service in a dynamic business environment.

The advancement of digital technology has brought about significant progress across various sectors, while simultaneously introducing new risks, particularly in the realm of cybersecurity. Cybersecurity has become a critical concern for companies, including energy giants like Pertamina. In the context of Indonesia, adherence to cybersecurity within Pertamina must align with relevant legal frameworks, such as the 1945 Constitution (UUD 1945). This research aims to explore optimal approaches to implementing cybersecurity within Pertamina, with a focus on the legal underpinnings of the 1945 Constitution. Key attention is directed towards Article 27, paragraph (3) of the Constitution, which guarantees universal access to education, including information security training for employees—a crucial element in thwarting cyber threats. Furthermore, Article 28, paragraph (1) of the 1945 Constitution, safeguarding freedom of association, can be interpreted to endorse collaboration between Pertamina and external entities, like cybersecurity institutions and regulatory bodies, to bolster cyber defense capabilities. Integration of cutting-edge security technology is paramount, aligning with the principles outlined in Article 33, paragraph (2) of the 1945 Constitution, emphasizing the preservation of natural resources. This extends to safeguarding Pertamina's data and digital infrastructure through measures like encryption technology, robust network security protocols, and effective intrusion detection systems. By heeding the legal foundations provided by the 1945 Constitution, the implementation of cybersecurity at Pertamina must be comprehensive, encompassing employee education, technological upgrades, and collaborative efforts with external stakeholders. Such measures aim to mitigate cyber risks, safeguard operational interests, and shield sensitive information from evolving threats in today's digital landscape. Additionally, Law Number 11 of 2008 plays a crucial role in governing information technology and electronic transactions in Indonesia. This legislation grants legal validity to electronic documents, signatures, and transactions, while also ensuring information security and user privacy. It imposes criminal penalties for illicit activities in the realm of information technology, fostering a secure environment for electronic transactions and upholding user rights in the digital age.

In today's digital age, cybersecurity resilience is an urgent need. Organizations around the world face increasingly complex and rapidly changing threats. Given these challenges, it can damage national values. Risk-based security management has emerged as an effective way to improve cybersecurity resilience. The purpose of this study is to investigate how the implementation of risk-based security controls can improve cybersecurity resilience in the Company's environment based on the perspective of the 1945 Constitution.This study employs content analysis method to investigate policies, security practices, and incidents that occur at Valve Corporation in the context of cyber security. The research findings indicate that Valve Corporation has adopted various security strategies and technologies to protect their data and infrastructure from cyberattacks. However, there are still challenges such as evolving security threats and the complexity of global networks that require continuous updates in their security strategies.From the perspective of the 1945 Constitution, cyber security at Valve Corporation is also related to the protection of individual rights, information openness, and national technological independence. Therefore, companies need to consider national values in designing their security policies to ensure effective data protection while complying with relevant regulations.This research makes a valuable contribution to the understanding of the importance of risk-based security management in improving cyber security resilience, as well as providing practical guidance for organizations looking to improve their security strategies based on nationality values in the face of evolving threats in the digital world.

This article discusses challenges and solutions related to cybersecurity in e-commerce transactions. With the rapid growth of e-commerce, cybersecurity has become a critical issue that needs to be taken seriously. Cybersecurity challenges in e-commerce transactions include threats such as identity theft, malware attacks, phishing attacks, and data breaches. This article identifies and analyzes some of the cybersecurity challenges faced by e-commerce transactions. These challenges include technological infrastructure vulnerabilities, user non-compliance with good security practices, and a lack of effective detection and response systems to evolving threats. Next, this article presents solutions that can be implemented to overcome cyber security challenges in e-commerce transactions. These solutions include implementing strong data encryption, the use of dual authentication, security training for users, proactive threat monitoring and detection, and increased compliance with security standards. In this article, we also discuss the need for collaboration between governments, e-commerce companies and users to create a better security environment. This collaboration involves exchanging information, establishing appropriate policies, and increasing awareness of the importance of cyber security in e-commerce transactions.