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The concept of the presence of God in the midst of believers is very important, because when God is present all changes, the Book of Genesis records that before the world was created and the Spirit of God hovered in chaotic and formless world conditions. God's presence in Indonesia and especially for believers will have an impact and influence towards the better. Every believer must be a change agent and God's representative on earth, so that others can see and feel God's presence in real life. The church as an organization must also appear with all its existence for the life of the state and nation, the church must have "sensitivity" to see the surroundings, so that the church does not become an exclusive organization or a collection of saints who do nothing for their environment.

This study aims to test and analyze: (1) a comparative analysis of the level of performance of conventional commercial banks with Islamic commercial banks in 2015-2019, (2) the effect of the CAR, LDR / FDR, and NPL / NPF ratios partially or simultaneously on financial performance. in conventional commercial banks and Islamic commercial banks in 2015-2019.                 The population of this study is all published financial report data from Bank BNI and Bank BNI Syariah, Bank Mandiri and Bank Mandiri Syariah, Bank BRI and Bank BRI Syariah, Bank Bukopin and Bank Bukopin Syariah, Bank Mega and Bank Mega Syariah. The sample of the research is financial report data for 2015-2019. The process of collecting data is done by using documentation method in the form of published financial report data. The instrument test used was the normality test, multicollinearity test, heteroscedasticity test, and autocorrelation. Data were tested using multiple linear regression, determinant test, F test (Goodness of Fit), and hypothesis testing using the t test.                 Based on the results of the study, it can be concluded as follows: (1) there is a significant difference in the level of financial performance of conventional commercial banks and Islamic commercial banks, this is evidenced by the results of the count test 3,724> t table 2,0086 and the probability of t count 0.001 <0.05: (2) Capital Adequacy Ratio has a positive and significant effect on financial performance at conventional commercial banks and Islamic commercial banks, this is evidenced by the t-count coefficient value of 3,724 <2,0086 and the probability of t count 0.325 <0.05; (3) Loan to Deposit Ratio has no effect on financial performance at conventional commercial banks and Islamic commercial banks, this is evidenced by the t value coefficient of 0.325 <2.0086 and the probability of t count 0.747> 0.05; (4) Non-Performing Loans have a significant negative effect on financial performance at conventional commercial banks and Islamic commercial banks, this is evidenced by the t-count coefficient value of -8.232> 2.0086 and the probability of t count 0,000> 0.05; (5) Capital adequacy ratio (CAR), loan to deposit ratio (LDR), and non performing loan (NPL) affect the financial performance of conventional commercial banks and Islamic commercial banks in 2015-2019, this is evidenced by the Fcount of 35,827 (> F table = 2.557) with a significance probability of 0.000 (<0.05). The results of the adjusted R2 test in this study obtained a value of 0.940. This shows that the financial performance is influenced by the capital adequacy ratio (CAR), loan to deposit ratio (LDR), non performing loan (NPL), amounting to 68.1%, while the remaining 31.9% is influenced by other factors not examined. in this research.

Transportation includes several things in relation to moving from one place to another such as road infrastructure, modes of transportation, to the management of its management. The existence of the terminal cannot be separated from the transportation component, especially the public transportation system. The existence of terminals is often accused of being the cause of congestion, this is due to incomplete planning for land use patterns, road network patterns, population distribution patterns, movement needs, operational systems and service levels that lead to a low level of terminal effectiveness.This study aims to determine the effect of the role of the department of transportation, infrastructure, and employee performance on the effectiveness of the Magersari type C terminal in Magelang City. Data was collected using a research instrument in the form of a questionnaire. The sample in this study were 75 respondents, namely public transport drivers at the Magersari type C terminal. The method of analysis used multiple linear regression analysis. The regression formulation in this study is as follows:Y = 2,048 + 0,314X1 + 0,198X2 + 0,258X3 + µ. The results of multiple linear regression showed that there was a partial positive effect on the role of the transportation agency on the effectiveness of the terminal (tcount 3.195 > ttable 1.99346), infrastructure to the effectiveness of the terminal (tcount 2.598 > ttable 1.99346) and employee performance on the effectiveness of the terminal (tcount 2.882 > ttable 1.99346). The influence of the three research variables is very strong with the correlation coefficient of determination (Adjusted R2) = 0.538 which means that the variables of the role of the transportation service (X1), infrastructure (X2), and employee performance (X3) have an effect of 53.8% on the effectiveness of the terminal (Y ) and 46.2% (100% - 53.8%) influenced by variables outside this study.

Parijoto fruit (Medinilla speciosa Blume) is an epiphytic shrub with a height of 0.45-1.2 meters. Parijoto fruit contains secondary metabolites of flavonoids, anthosionins, glycosides and others which have pharmacological effects as antioxidants, antidiabetic, anticancer, antibacterial, anti-inflammatory. Parijoto plant growth is influenced by temperature, humidity, rainfall and altitude where it grows. This study aims to determine the total flavonoid content in Parijoto fruit from Kudus and Semarang districts. This type of research is an experimental laboratory research using UV-Vis spectrophotometry method using quercetin and rutin as a comparison. The total flavonoids of Parijoto fruit extract from Kudus Regency and Semarang, respectively, with a quarcetin ratio of 81.60 mgQE/g and 76.48 mgQE/g, while with a routine comparison of 79.33 mgRE/g and 73, respectively. 06 mgRE/g. The total flavonoids of the two extracts showed quite strong results, but were significantly different as evidenced by the value of the paired sample t-test between the two extracts with a significance value (2-tailed) <0.05.

The purpose of this study was to analyze the effect of learning creativity and emotional intelligence on economic mathematics learning achievement of students at Stie Ganesah Jakarta. This research is a quantitative survey research with a correlation approach. The respondents in this study were first semester students of the STIE Ganesha Economics study program. The data were obtained by giving the students' learning creativity and emotional intelligence questionnaires. This is evidenced by the value of Sig = 0.011 <0.05 and t count = 2.696. The magnitude of the correlation number is 0.389 with a determination of 0.151. This means that the magnitude of the relationship between X1 and X2 variables to Y is 0.389 with a medium category. The magnitude of the effect of X1, X2 on Y is 15.1% where the variables of learning creativity and emotional intelligence together affect the variable of student achievement in mathematics economics by 15.1% while the rest is influenced by other variables.

Relationship skills can create a sales network and become an important part of a company to increase competitive advantage. The purpose of this study is to identify the inconsistency of the relationship between relational capability in competitive advantage and Pareto sales network assets as a mediator. The sample of this study came from food and beverage SME owners around the city of Semarang, Central Java. Respondent data was collected from 202 small and medium business sectors through questionnaires and interviews. This study used SEM-PLS for analysis. The results of the study found that (1) relational capability had a positive and significant effect on Pareto sales network assets; (2) relational capability has a positive and significant effect on competitive advantage; (3) Pareto sales network assets have a positive and significant effect on competitive advantage; (4) the greater the influence of relational capability on competitive advantage through Pareto sales network assets. The role of Pareto sales network assets has the potential to be a high leverage for competitive advantage in SMEs.

This study aims to analyze the effect of financial knowledge, religiusity, financial attitudes, an financial literacy on student financial management. Respondent in this study were management students of the University PGRI Semarang with a total of 254 respondents. Data gathering process is conducted with a way of data retrieval online through the deployment of questioning. This study uses quantitative methods with data collection techniques through questionnaires. The method used in this study is multiple linear regression analysis. The result of this study indicate that there is a positive and significant influence between financial knowledge on financial management, there is a positive and significant influence between religiosity on financial management, there is a positive and significant influence between financial attitudes on financial management, and there is a positive and significant influence between financial literacy on financial management. Financial knowledge, religiosity, financial literacy effect on financial management simultaneously. Based on the result of the research that has been done, the R Square value is 0.696 or 69.6%. While the remaining 0.306 or 30.6% is influenced by other variables not examined in this study.  

Research on the Influence of Communication Quality and Conflict Management on Customer Relationship Marketing aims to find out the influence of The Influence of Communication Quality and Conflict Management on Customer Relationship Marketing as Variable Intervening Research Location PT. Bpr Rudo Indobank in Semarang City. The population used is PT Customer. Rudo Indobank. The sample was 100 respondents. Research data comes from two sources, namely primary data and secondary data. This type of research is quantitative. Sampling using purposive random sampling techniques. The collected data is then analyzed using Structural Equation Modelling (SEM) with AMOS 24 software. The results of this research Communication Quality has a significant positive effect on Customer Relationship Marketing, Conflict Management has a significant positive effect on Customer Relationship Marketing.

The purpose of this study was to determine whether there is an influence of internal organizational support perception toward affective commitment to change the employees of the Sekretariat Daerah Kabupaten Kerinci. As an independent variable, namely organizational support and the dependent variable is the affective commitment to change. The sampling process using a questionnaire which further calculation process validity test and reliability test. The analytical method used is linear regression and t-test to determine the magnitude of the influence between the internal organizational support perception for affective commitment to change. The linear regression equation of the results obtained was Y = 29.348 + 0.328X. The result of t-test value was 4.115 and the t-table is 1.668. Because the t value is greater than t-table, this indicates that there is a significant influence between the variables of Internal Organizational Support Perception on Affective Commitment to Change

This research aims to determine the effects of return on investment, operating cash flow, management assets, debt to equity ratio, and firm size on dividends. This research involved 23 companies listed on Indonesia Stock Exchange as the research sample. The sampling technique used was purposive sampling method. The analysis used multiple linear regression with E-Views version 9. The results show that return on investmetnt has an influence on cash dividends, while operating cash flow, management assets, debt to equity ratio and firm size do not have an effect on cash dividends.

This study aims to analyze the effect of knowledge management on investor behaviour. This type of research is quantitative research. The population of this study is 211 investors who are registered at the Investment Gallery Unirsal University. The sample in this study amounted to 55 investors with random sampling technique. The data analysis technique used is the Structural Equation Model (SEM) with SMARTPLS version 3.0. The results showed that Knowledge Management has a significant influence on Investor Behaviour.

The mangrove forest ecosystem is an important habitat for forest conservation, so one area that has the potential for developing mangrove ecotourism in the city of Semarang is the tourist village of Tapak Tugurejo, Tugu district. Mangrove forest is a mangrove forest in brackish swamp land, usually influenced by tides, generally found on the coast / bay forest that is protected from big waves with biodiversity. Therefore, the importance of direct activities to raise awareness to the community about the importance of planting mangroves can prevent abrasion, especially in the tourist village of Tapak Tugurejo. This activity is carried out by the TVO (Tourism Volunteer Organization)  organization.  In  general,  the  activities  were  followed enthusiastically by other participants. The research method uses qualitative methods, and the type of case study research. The results of this service are expected to understand and take great benefits for youth and the community to care for the environment, as well as useful for preventing abrasion in the tourist village of Tapak Tugurejo

This research aims to determine the influence of service quality on loyalty to Asep Farm customers in Pituruh partially, the influence of satisfaction on loyalty to Asep Farm customers in Pituruh partially, and the influence of service quality and satisfaction on loyalty to Asep Farm customers in Pituruh simultaneously. The data source uses a questionnaire. The population in this study were Asep Farm customers in Pituruh. The sampling technique used is saturated sampling. The sample used was 32 people. The data analysis technique used is multiple linear regression analysis, coefficient of determination, T test and F test. The results of the t test show: a) the t value of the service quality variable is greater than t table (7.206 > 1.699) or a sig value of 0.005 (< 0.05) This means that partially there is a positive and significant influence between service quality and loyalty so that the first hypothesis is accepted; b) the t value of the satisfaction variable is greater than t table (7.606 > 1.699) or the sig value is 0.005 (< 0.05), meaning that partially there is a positive and significant influence between satisfaction and loyalty so that the second hypothesis is accepted. The results of the F test show that the F value is 253.522, which is greater than 4, and the sig value is 0.000 (< 0.05), meaning that simultaneously there is a positive and significant influence between service quality and satisfaction on loyalty so that the third hypothesis is accepted. 

The aim of this research is to examine the influence of work stress, work motivation and job satisfaction on employee performance at PT Pancaran Sinar Rajawali Indonesia, both simultaneously and partially. This research uses an explanatory quantitative approach. The number of samples in this study was 35 respondents The results of this research in hypothesis 1 obtained the results of t count > t table (2.362 > 1.989) with a significance level of 0.02 (0.02 < 0.05) Hypothesis 2 obtained the results of t count > t table (2.398 > 1.989) with a level of significance of 0.02 (0.02 < 0.05). Hypothesis 3 obtained the results of t count > t table (2.659 > 1.989) with a significance level of 0.01 (0.01 < 0.05). Hypothesis 4 obtained the results of F count > F table (7.566 > 2.717) with a significance level of 0.00 (0.00 < 0.05) which means there is a significant influence between work stress, work motivation and job satisfaction on employee performance. The conclusion of this research is that in hypotheses 1 to hypothesis 4 there is a significant influence on work stress, work motivation and job satisfaction on the performance of PT Pancaran Sinar Rajawali Indonesia employees.

This research aims to determine the influence of the records management system on the implementation of good government at the Banyuurip District Office, Purworejo Regency. The research method used in this research is a quantitative research method with data collection techniques through observation, interviews, questionnaires, documentation and literature study. Research data was obtained from 24 respondents who were also samples in this study, all of whom were employees at the Banyuurip District office. Furthermore, the data obtained in this research was analyzed using Simple Correlation Coefficient Analysis, Simple Regression Analysis, Determination Analysis, and T Test. The results of this research show that the correlation coefficient of the records management system is in the interval 0.60-0.799, meaning the level of relationship between these variables strong. . This means that the better the records management system, the better the implementation of good governance. Based on simple linear regression calculations, the regression equation Y= 19.688 + 0.536 (X) is obtained. The result of the constant coefficient is 19.688 on the value of the records management system variable (X), so the level of implementation of good governance is 0.536. The coefficient of determination seen from R Square is 0.524, this means that the contribution of the archive management system variable (X) to the implementation of good governance variable (Y) is 52.4% while the remaining is 47.6%. The results of the t-test calculation show that the t-table value is greater than the t-count, so that the working hypothesis (Ha) which states that partially there is a positive and significant influence between the records management system variable (X) on the good governance implementation variable (Y) is accepted. , and the null hypothesis (H0) which states that partially there is no positive and significant influence between the archive management system variable (X) on the implementation of good governance variable (Y) is rejected. This shows the influence of the records management system in implementing good governance in the Banyuurip District Office, Purworejo Regency.  

Health services are a form of health effort that is socio-economic in nature, meaning that it is a business that is social in nature but strives to obtain a financial surplus by managing it professionally and paying attention to economic principles. Improving quality in health services is not only oriented towards quality service processes, but also results in quality health services that are in accordance with patient wishes. Knowing the influence of internal medicine outpatient services on patient satisfaction at RSU Aisyiyah Purworejo. The type of research is quantitative. The population in this study is outpatients from the internal medicine clinic at the Aisyiyah Purworejo General Hospital in Purworejo with a population of 50 people. Data were collected using observation, interview and questionnaire techniques. Data were analyzed using Likert scale analysis techniques, multiple simple regression analysis, determination analysis, F test and t test. The results of the F test obtained F count = 9.351 with p = 0.000. Because the p-value < level of significance 0.05. then Ho is rejected and Ha is accepted. This means that there is an influence of the quality of outpatient services on patient satisfaction simultaneously. t test obtained all p-values of the independent variables below 0.05, meaning that each independent variable which includes Tangible, Reliability, Responsiveness, Emphaty and Assurance has a significant influence on outpatient satisfaction at RSU 'Aisyiyah Purworejo. The Adjusted R Square value is 0.460 , this number is called the coefficient of determination value. The determination value is 460 t, meaning that 46.0% of the patient satisfaction level can be explained by service quality which includes tangible aspects, Reliability, Responsiveness, Emphaty and Assurance 

The aim of this research is to find out whether there is a positive and significant influence between motivation on employee performance at UMKMBolen Pia Baledono in Purworejo Regency. The population in this research is all employees at UMKM Bolen Pia Baledono Purworejo, totaling 26 employees, while the sampling technique uses a saturated sample where all members of the population are sampled, so the total research sample is 26 employees. Data collection techniques in this research were obtained by observation, interviews, questionnaires, documentation and literature study techniques. Data regarding research variables is obtained through questionnaires or questionnaires distributed to respondents to provide responses to questions/statements in the questionnaire, then it will be analyzed using simple regression analysis, coefficient of determination, and T test. The results of simple regression are Y′ = 6.215 + 0.638X, meaning that if the work motivation value is increased by 1 point, then the size of the employee performance variable is 6.215. The results of calculating the coefficient of determination show that the R square is 43.8%, this figure means that the motivation variable contributes 43.8% to the performance variable and the remaining 56.2% of employee performance is influenced by other variables such as employee perception, employee personality, employee resources. , business leadership, and employee discipline. The results of the t test show that the t value is greater than t table or (4.324 > 2.063) and the significance level is (0.000 < 0.05), so H0 is rejected and Ha is accepted, which means there is a positive and significant influence between work motivation (X) on performance. employees (Y) at UMKM Bolen Pia Baledono Purworejo.. 

The aim of this research is to find out whether there is a positive and significant influence between the quality of educational services on the satisfaction of parents at SD Muhammadiyah Kutoarjo. This research is quantitative descriptive research because the research data uses numbers to conclude the results of research conducted at SD Muhammadiyah Kutoarjo. The population of this study was all 110 parents of 6th grade students at SD Muhammadiyah Kutoarjo. The sample used was 110 parents using a saturated/census sample. This research uses data analysis methods, namely: simple correlation, simple regression, coefficient of determination, and t test. Based on research by the author, a simple regression result was finally obtained, namely Y = 7.517+ 0.669(X). The results of the calculation of the coefficient of determination show an R Square figure of 0.384 or 38.4%. This figure means that 38.4% of parent satisfaction is influenced by the service quality variable. While the remaining 61.6% is influenced by other variables outside the research such as educational quality factors, tuition fees, educational technology, costs and convenience. This research shows the results of the service quality variable are 1.982, the service quality variable is 8.205 with a sig value of 0.000 so Ha was accepted, then Hoyang stated that there was no positive and significant influence between service quality variables on the satisfaction of parents at SD Muhammadiyah Kutoarjodilak. 

Background: Diabetes Mellitus is a significant cause of morbidity and mortality today. The risk of death on diabetes mellitus patients due to its complication is steadily increasing. A low level of knowledge about diabetes mellitus complications influences the behavior and prevention of further complications. A routine blood glucose control is an important prevention of diabetes mellitus complication, especially on patients with insulin therapy. Purpose:This descriptive study aimed to describe the knowledge about signs and symptoms of hypoglycemia among diabetes mellitus patients in the Public Health Centre of I East Denpasar. Methods: This was a descriptive study conducted in the Public Health Centre of I East Denpasar. There were 72 diabetes mellitus patients chosen by the purposive sampling technique that participated in this study. The Knowledge Attitude Practice (KAP) questionnaire employed to collect the participant's knowledge about hypoglycemia. Results: Statistical analysis showed that 69.4%, 25%, and 5.5% of participants were having a moderate, good, and poor level of knowledge, respectively. Conclusion: The majority of diabetes mellitus patients in the Public Health Center of I East Center Denpasar was having a moderate level of knowledge about the signs and symptoms of hypoglycemia (64.9%). ABSTRAK Latar Belakang :. Diabetes Mellitus merupakan salah satu masalah kesehatan utama yang menyebabkan kecacatan dan kematian. Peningkatan angka kematian pada diabetes mellitus disebabkan pasien mengalami komplikasi karena pengetahuan pasien tentang Penyakit DM berdampak pada perilaku dan pola pencegahan komplikasi lanjutan, salah satu upaya penanganan yang dilakukan pasien DM adalah dengan pengendalian kadar glukosa darah secara rutin dan komplikasi Diabetes Mellitus yang menjalani terapi obat khususnya terapi insulin. Tujuan: Untuk mengetahui Gambaran Pengetahuan Pasien DM Tentang Tanda dan Gejala Hipoglikemi di Puskesmas I Denpasar Timur. Metode : Penelitian ini menggunakan metode penelitian deskritif. Tempat penelitian dilaksanakan di Puskesmas 1 Denpasar Timur. Cara pengambilan sampel secara purposive sampling dengan jumlah sampel 72 orang dan cara pengumpulan data dengan pengisian kuesioner KAP (Knowledge Attitude Practice). Hasil : Hasil penelitian ini didapatkan bahwa sebagian besar memiliki tingkat pengetahuan cukup sebesar (69.4%), Baik (25%), Kurang (5.5%). Simpulan : Berdasarkan hasil dari gambaran pengetahuan pasien DM tentang tanda dan gejala hipoglikemi Puskesmas 1 Denpasar Timur memiliki tingkat pengetahuan Cukup sebesar (69.4%)

The aim of this research is to examine the influence of package prices and network quality on Telkomsel card customer loyalty in the Kaliglagah Village area. The sampling technique in this research uses a non-probability technique, namely the incidential sampling technique. The population of Telkomsel card users is infinite, so the number of samples in this study was calculated using the Lemeshow formula with a result of 100 respondents. The data analysis technique used in this research is the Likert scale, validity and reliability tests. Correlation coefficient test, multiple linear regression test, determination analysis, t test, and F test. The results of the multiple linear regression test calculation, the number Y = 6.105 + 0.411X1 + 0.252X2 shows that every time there is an increase in one score for the package price variable, it increases customer loyalty by 0.411, every time there is an increase in one score for the network quality variable there will be an increase in customer loyalty by 0.252. The determination test obtained a coefficient of determination of 0.559 that the customer loyalty variable can be influenced by the package price and network quality variables by 55.9%. From the t test, it can be concluded that the package price variable (X1) has a positive and significant effect on the customer loyalty variable because it has a significance of 0.000 (P> 0.05) and the tcount > ttable (4.601 > 1.984), meaning the package price variable (X1 ) has a positive and significant effect on customer loyalty (Y). The same applies to the network quality variable (X2) which has a significance of 0.000 (P> 0.05) and a value of tcount > ttable (3.086 > 1.984), so it can be concluded that the network quality variable (X2) has a positive and significant effect on consumer loyalty (Y). . Customer loyalty can be increased by providing additional facilities on the card in the form of affordable Telkomsel card prices, and maintaining stable network quality.