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The low students' avarage number of mathematical critical thinking skills in class VIII SMPN 1 Candung ranged from 82.14% to 89.29%. To overcome this problem, researchers tried to conduct research by applying the EXO OLO TASK learning model in learning mathematics. This type of research is pre-experimental research with the research design The Static Group Comparison Design. The population in this study were all students of class VIII SMPN 1 Cawang. The samples in this study were students of class VIII.2 as the experimental class and VIII.1 as the control class. The instrument in this study was a test of students' mathematical critical thinking skills in the form of an essay test. The results of the study using the t-test obtained t_count=1.92 > t_table=1.674, so H0 was rejected. For Minitab software testing at a significant level of a = 0.05, Pvalue = 0.002 is obtained, meaning Pvalue <a, so H0 is also rejected. So it can be concluded that students' mathematical critical thinking skills using the EXO OLO TASK learning model are better than students' mathematical critical thinking abilities using conventional learning in class VIII SMPN 1 Cdungung.

This study aims to determine the application of the Problem Based Learning learning model to mathematical communication skills in terms of independent learning on set material in class VII SMP Negeri 01 Tayan Hulu. The research form used is quasi-experimental designs, with a 2×3 factorial design. The population in this study were students of class VII A and students of class VII B. The sample in this study was one class selected by cluster random sampling. Data collection techniques used are direct communication techniques and measurement techniques with data collection tools in the form of questionnaires and test questions in the form of essays. The data analysis technique used was the analysis of two dissimilar cell paths with the normality test using the Lilifors test, homogeneity using the Bartlett test and continued with the multiple comparison test using the Scheffe method. The results of this study are (1) the mathematical communication of students who follow the problem-based learning model is better than students who follow the conventional learning model, (2) the ability of mathematical communication between students who have high learning independence is better than moderate after the implementation of the model learning problem based learning. (3) students' mathematical communication skills in the moderate learning independence category were better than students in the low learning independence category after applying the problem-based learning model. (4) at the level of independent learning, problem-based learning models provide better mathematical communication skills than conventional learning models.    

The purpose of this study is to describe the results of the analysis of improving students' mathematical communication skills with Realistic Mathematics Education approach. The type of this research is descriptive qualitative research using the library research method. The subject of this research is the most published articles in published journals about mathematical communication skills through Realistic Mathematics Education approach to junior high school students. Based on the findings from 5 journals, it was found that students' mathematical communication improved better in students who studied with Realistic Mathematics Education approach compared to students who studied with conventional learning. Realistic Mathematics Education approach can improve students' ability to describe, understand, and represent mathematical ideas contained in pictures, tables or diagrams. So, Realistic Mathematics Education approach is one approach that can improve students' mathematical communication skills at the junior high school level with effect size score of 1,158 in the large effect category.

The development of information technology has penetrated all financial sectors, including sharia financial technology. The concept of Sharia Fintech Innovation must be guided by the Qur'an and Sunnah. By the Fatwa of the National Sharia Council-Indonesian Ulema Council (DSN-MUI). Of the many startups registered with the OJK and BI, only a small number operate according to sharia principles. The lack of literacy related to sharia fintech innovation is the reason why conventional fintech products and services are more attractive to the public. This study aims to explain the concept of fintech products and services in sharia principles and is limited to three products, namely Peer to Peer Lending, E-Money, and Crowdfunding. The method used in this research is literature study, by taking various references and literature related to research. The results of the study explain that 1) Sharia principles related to peer-to-peer lending, e-money, and crowdfunding are by the Fatwa of the National Sharia Council-Indonesian Ulema Council, namely that one must avoid Riba, Gharar, Maysir , Tazlis, Ishraf and transactions of illicit goods. 2) The contracts used for peer-to-peer lending are in line with the characteristics of financing services such as al-bai', ijarah, mudharabah, musyarakah, wakalah bi al ujrah, and qardh. Whereas e-money uses two contracts, namely the contract between the Issuer and the Holder using a wadiah contract and the contract between publishers and traders using a wakalah contract.

The floor slab is designed to behave as a diaphragm during an earthquake (Ultimate limit states). Floor slabs are designed in such a way that deflection and vibration are within serviceability limit states. The criteria for the maximum plate deflection are used according to SNI 2847-2019. The analysis carried out is to compare the work of conventional concrete floor slabs and floor slabs as a result of the output analysis from the SAP 2000 software. The goal to be achieved in this study is to analyze the structure of conventional concrete slabs with the results of computer software to obtain the difference in plate reinforcement spacing so that it will be obtained optimal distance. From the conclusions of the research that has been carried out, it is obtained that conventional concrete floor slabs are narrower than the results of the spacing of the reinforcement from the software results, for the SAP output the spacing is more tenuous. Based on these results, for the selection of reinforcement spacing, it is recommended to use the smallest spacing. obtained by Manual analysis is at moment 11 of Mu = 11.109 kNm with a diameter used for Ø 10-100 mm reinforcement, while analysis with SAP 2000 software is obtained at moment 11 for M11 = 9.876 kN.m with a diameter used for plain reinforcement Ø10-150 .Based on the plate moment obtained by Manual analysis is at moment 22 of Mu = 7.454 kNm with a diameter used for reinforcement Ø 10-150 mm, while analysis with SAP 2000 software is obtained at moment 22 of Mu = 6.507 kN.m with a diameter used plain reinforcement Ø10-200.

The more diverse choices of cars offered, making consumers often confused to make a choice whether from the brand, model, type, price, engine capacity, transmission, year of manufacture and fuel capacity as well as the advantages of the car. The car selection process still uses a manual system, namely by using conventional brochures or catalog media and usually consumers make purchases only because they are interested in the latest model or appearance and facilities without being adjusted to their needs. This study aims to create a system that can be used in the selection of cars according to consumer desires and apply the WASPAS method in providing recommendations for car selection based on the criteria of brand, model, type, price, engine capacity, transmission, year of manufacture and fuel capacity. The results of the recommendations from the selection of criteria for the Honda brand and CVT transmission resulted in a recommendation for the Honda Brio. Honda Brio has the highest value because it has the lowest price where the price criterion has the highest percentage of weight

The COVID-19 pandemic had a significant impact on UMKM. Social distancing has changed consumer behavior from conventional to digital. UMKM Shapro Official is an original automotive t-shirt vendor that was established in 2017. Shapro Official has difficulty in introducing and marketing products with a clear target consumer and competitive price competition. Sales promotions have not been managed optimally and sales data management is still manual (notes). Owners also have difficulty monitoring sales reports in real time. Website created using CMS Wordpress to help Shapro Official difficulties. The system development method is Rapid Application Development (RAD). System analysis method using fishbone diagram and system modeling using Unified Modelling Language (UML). The results showed that the existence of a website can help the management to manage promotions, sales and sales reports. Having a website makes sales targets focus and increase.   

The Mranggen III Health Center is one of the government agencies in the technical implementing unit of the Demak District health office. Patient registration services and administrative payments at the Mranggen III Health Center are still conventional, causing long queues. In addition, the process of processing data to become information cannot be accessed directly by the leadership because there are no computerized and multi-user or client-server applications. Based on these problems, a Puskesmas administration information system design was made that could suit the needs. Making an information system using the programming language Microsoft Visual Basic 6.0 and SQL Server 2000 as a multiuser-based database. With the design of the development of an administrative information system for the Mranggen III Health Center, it is hoped that it will be able to handle the problems that exist in the Mranggen III Health Center, namely being able to speed up service to patients and by using a multiuser-based information system. Leaders and several staff can access it simultaneously and quickly.

Back pain during pregnancy peaks at week 24 to week 28, when abdominal enlargement reaches its maximum. Pregnancy and childbirth are natural processes that can cause pain. However, many women feel the pain more severely than they should because they are affected by panic and stress. This is known as the fear-tension-pain concept, where fear triggers tension or panic which causes muscles to stiffen and ultimately increases pain. Overcoming this discomfort requires non-conventional therapy, one of which is pregnant gymnastics. Based on this, the community service team conducted the implementation of pregnant exercises for third-trimester pregnant women with the aim that pregnant women can do pregnant exercises independently at home and reduce complaints of back pain they experience. This training method is carried out using lectures and demonstrations of pregnant exercises. Implementation was carried out 1x / once a week for 1 month at Puskesmas Lembang Lego Village, Lembang Kec. Lembang, Polman Regency in January 2021 which 20 pregnant women attended. The care method used is qualitative with case research (CSR) by collecting pre- test and post-test data with pain scale observation using Numeric Rating Scale (NRS) measurement. Physical training of pregnant women to prepare for their labor through pregnancy exercises is considered effective as a preventive measure for pregnant women in preparing for their labor. It can reduce the intensity of back pain in Trimester III pregnancy.

The teaching and learning process is an ongoing interaction between teachers and students to acquire knowledge in accordance with learning objectives. Measuring the success of the teaching and learning process can be seen from the learning outcomes achieved by students. The purpose of this study was to determine whether the snowball throwing method was more effective in influencing student responsibility than the conventional method, the effect of the responsibility of students taught by the snowball throwing method on student achievement, and the effectiveness of using the snowball throwing method in improving student achievement. This type of research is quantitative with a True Experimental research design using a Pretest-Posttest Control Group Design. Data was collected by means of tests, observations, and documentation. After the data was collected, data analysis was carried out so that the average experimental class student responsibility was 3,25 higher than the control class average responsibility of 1,9 so that the snowball throwing method in the experimental class was more effective in influencing student responsibility. Student responsibility is very influential on student achievement of 83,0%. The use of the snowball throwing method was more effective in improving the learning achievement of fifth-graders at SD Kanisius Kurmosari Semarang in Catholic Religious Education subjects by 76,8497 or 76,8%. So, the use of the snowball throwing method is more effective in improving student learning outcomes.

The problem in this study is that the low student learning outcomes are caused by several factors, one of which is the use of inappropriate methods, where the method used is still using conventional methods with the help of printed books, causing students' motivation to take part in religious education learning is low and students tend to be passive during teaching and learning process in the classroom. In addition to the learning method factor, the responsibility factor also affects learning outcomes where student learning responsibility also looks low. From the data obtained from the homeroom teacher of SD Kanisius Kurmosari Semarang, it was found that more than 50% or half of the number of students who did not reach the KKM, namely 80. This study aims to determine the differences in student responsibilities who are taught using the talking stick method and without using the talking stick method to fourth grade students at SD Kurmosari Semarang. And To find out the average learning outcomes in increasing the effectiveness of learning by using the talking stick method in fourth grade students at SD Kurmosari Semarang. The method used in this study is a quantitative method using experimental research. The design used in this research is True Experimental Design. The results showed that there was a difference in the average responsibility of the experimental class students who used the talking stick method and the control class without the talking stick method, there was a positive influence of responsibility on learning outcomes and there were differences in the average learning outcomes of the experimental and control classes as well as amplified by the N-Gain test.

The teaching and learning process is an ongoing interaction between teachers and students to acquire knowledge in accordance with learning objectives. Measuring the success of the teaching and learning process can be seen from the learning outcomes achieved by students. The purpose of this study was to determine whether the snowball throwing method was more effective in influencing student responsibility than the conventional method, the effect of the responsibility of students taught by the snowball throwing method on student achievement, and the effectiveness of using the snowball throwing method in improving student achievement. This type of research is quantitative with a True Experimental research design using a Pretest-Posttest Control Group Design. Data was collected by means of tests, observations, and documentation. After the data was collected, data analysis was carried out so that the average experimental class student responsibility was 3,25 higher than the control class average responsibility of 1,9 so that the snowball throwing method in the experimental class was more effective in influencing student responsibility. Student responsibility is very influential on student achievement of 83,0%. The use of the snowball throwing method was more effective in improving the learning achievement of fifth-graders at SD Kanisius Kurmosari Semarang in Catholic Religious Education subjects by 76,8497 or 76,8%. So, the use of the snowball throwing method is more effective in improving student learning outcomes.

The problem in this study is that the low student learning outcomes are caused by several factors, one of which is the use of inappropriate methods, where the method used is still using conventional methods with the help of printed books, causing students' motivation to take part in religious education learning is low and students tend to be passive during teaching and learning process in the classroom. In addition to the learning method factor, the responsibility factor also affects learning outcomes where student learning responsibility also looks low. From the data obtained from the homeroom teacher of SD Kanisius Kurmosari Semarang, it was found that more than 50% or half of the number of students who did not reach the KKM, namely 80. This study aims to determine the differences in student responsibilities who are taught using the talking stick method and without using the talking stick method to fourth grade students at SD Kurmosari Semarang. And To find out the average learning outcomes in increasing the effectiveness of learning by using the talking stick method in fourth grade students at SD Kurmosari Semarang. The method used in this study is a quantitative method using experimental research. The design used in this research is True Experimental Design. The results showed that there was a difference in the average responsibility of the experimental class students who used the talking stick method and the control class without the talking stick method, there was a positive influence of responsibility on learning outcomes and there were differences in the average learning outcomes of the experimental and control classes as well as amplified by the N-Gain test.

This research was conducted to analyze are differences in conventional banks quarter II before and during the pandemi COVID-19 based on the total asset turnover ratio, NPM ratio, LDR ratio, and ROE ratio. This research uses descriptive quantitative methods by a comparative approach, because the data used was numbers and analyzed using statistic. This research is of a comparing two or more of the properties and objects that are scruntinized in a particular framework of thought. This research uses the quarterly II 2019-2021 finance report data. The research population was taken from a registered private bank in OJK (Otoritas Jasa Keuangan). Statistical methods used are descriptive and paired t-test. This research shows that (1) total asset turnover have no difference fiinancial performance before and during pandemi COVID-19. (2) NPM have difference financial performance before and during pandemi COVID-19. (3) LDR have no difference financial performance before and during pandemi COVID-19. (4) ROE have difference financial performance before and during pandemi COVID-19

This study aims to improve student learning outcomes by applying the inquiry learning model during teaching and learning activities in Civics Education (PKn)  SD . This research is motivated by the low learning outcomes of students in elementary schools because there are still many teachers who do not apply innovative learning models, teacher-centered conventional learning models that make students less active in the learning process. The Inquiry Learning learning model emphasizes the process of critical and analytical thinking to seek and find answers to the problems in question. This research method is the study of literature (Library Research) or library research. The research is motivated by the low student scores, presumably because the learning model is less attractive. Inquiry Learning learning model, namely: (1) orientation; (2) formulate the problem; (3) formulate hypotheses; (4) collect data; (5) testing the hypothesis; (6) formulate conclusion    

MSMEs are the most important pillars in the Indonesian economy. The most famous copper craft center in Indonesia is Tumang Village, Cepogo, Boyolali, Central Java. It is called a craft center because of the local residents, some of whom are copper craftsmen. The problems that occur are the limited information technology and the ability to access technology and information from outside, as well as management that has not been implemented properly that can support the craftsman development program, both from the point of view of the professionalism of its human resources as well as in terms of product development, craft design equipment and management. In addition, sales systems and data processing are still carried out conventionally, resulting in limited marketing opportunities and transaction processing. The lack of literacy of SMEs towards information technology is the cause. Only about 25% of all business actors in Tumang have utilized technology for marketing and financial management. The implementation of this Community Service is intended to provide socialization and training as well as assistance to improve skills and knowledge for craftsmen to market their products on a global scale and provide electronic sales applications for craftsmen so that customers can get information quickly, and can make online shopping transactions. As well as a digital accounting information system that will increasingly provide convenience in creating accountable, transparent, and secure financial reports. This PKM activity was carried out by the Community Service Team (PKM) from the Management Economics Study Program at the Islamic University of Batik Surakarta through the 2021 Matching Fund grant. The PKM activity was aimed at brass and copper metal craftsmen in Tumang, Cepogo Boyolali. The methods used are socialization, training, and mentoring. The results of PKM activities are technological innovations in the form of a Marketplace Application called "Javacraft", which is a web application developed by the Islamic University of Surakarta Batik as an online sales medium or as a sales medium for MSMEs of local Indonesian handicrafts, especially copper or brass crafts in Tumang Boyolali, handicraft products and sales processing facilities. In addition, PKM activities also include socialization about digital marketing (e-commerce) and Accounting Information Systems (SIA), training and assistance in using the "Javacraft" Marketplace Application to support sales of brass and copper metal crafts in Tumang. Â

This research aims to describe the influence of the implementation of Creative Problem Solving learning on PAI learning outcomes. This research is a quasi-experiment with a research design using a posttest only control group design. The research population was 401 grade V students at PAKEM District Elementary School. The sample consisted of 120 students who were divided into two experimental classes and two control classes using group random sampling technique. The instrument used is the PAI learning outcomes questionnaire. Data analysis was carried out using ANOVA. The results of this research show that: a) there is a difference in social studies learning outcomes between students who take part in Creative Problem Solving learning and students who take part in conventional learning with a Fhit value of 22.284 > Ftab (3.93), b) there is an influence between the application of creative problem solving learning and multicultural attitudes towards PAI learning outcomes with a Fhit value of 66.428 < Ftab (3.97).

This study aims to analyze the comparison of financial performance between conventional commercial banks and sharia commercial banks in Indonesia. This research is a type of descriptive research with a quantitative approach. The population taken in this study are commercial banks registered with the Otoritas Jasa Keuangan (OJK). Sampling in this study was conducted using purposive sampling technique so that a sample of 11 conventional commercial banks and 9 sharia commercial banks was obtained. The data used is secondary data obtained from the published annual reports of each commercial bank registered with the Otoritas Jasa Keuangan (OJK) during the 2016-2020 period. The data in this study consists of financial ratios Return On Assets (ROA), Return On Equity (ROE), Net Interest Margin/Net Operating Margin (NIM/NOM), Operating Costs to Operating Income (BOPO), and Non-Performing Loans/Non-Performing Financing (NPL/NPF). In this study, data analysis was carried out using descriptive statistical analysis and the two-sample independent test of non-parametric statistics, namely the Mann Whitney test. After analyzing the data, the results show that there are differences in the financial performance of conventional commercial banks and sharia commercial banks as measured by the ratio of ROA, ROE, NIM/NOM, BOPO and NPL/NPF. In general, the financial performance of conventional commercial banks is better than that of Islamic commercial banks.  

This community service activity is carried out so that people have an understanding of Islamic banking. This service activity is carried out for people who live in the Timbangan Village, North Padangsidimpuan District. This activity was carried out in 3 stages. The first stage is the preparatory stage, the preparation is carried out by asking permission from the Kelurahan where the service is carried out. The second stage is pre-socialization, namely the service volunteer team conducts interviews with the community. The third stage is the socialization stage, carried out by interviews and questions and answers with the community. The results of the activity show that there are still many people who are not familiar with Islamic banks, from this activity the community becomes aware of the existence of Islamic banks, 2) The community understands the concepts in Islamic banks, 3) This activity is a forum for increasing the knowledge and understanding of the community about Islamic banks, which Prior to this activity, most people considered Islamic banks and conventional banks the same and 4) The community expressed an interest in conducting transactions at Islamic banks after gaining knowledge and understanding of Islamic banks.  

This study aims to determine the effect of the combination of the STAD learning model with NHT on the problem solving ability of students in class X Mipa 3 and 4 at SMA Negeri 9 Malang with the material being taught is kingdom Monera this research is a qusi-experimental research using a purposive sampling design. The population in this study amounted to 68 students who werea a combination of all class X in the school, while the sample was taken from two classes with 34 participants in the each class. The class was divided into control and experimental classes, where each class used conventional model for the control class and combination of STAD and NHT learning model for the experimental class. The study measures the problem solving ability of students. The data collection teachniques in the study were in the from of problem solving ability tests, observations, interview, documention with instruments in the from of lesson plans, LKPD, LKPD assement rubrics, observation sheets on the implementation of learning implematation plans, and problem solving ability instrument sheets in the from pre-test and post-test essays. Test analysis of research data used inferential statistical analysis with covariate analysis (anacova). The result of the hypothesis test showed that there was a significant effect, namely 0.008 < 0,05 from the learning model combination the STAD and NHT models with the kingdom monera material in class X at SMA Negeri 9 Malang.